skysight-inc/HackerNews huggingface dataset:
It's through "gradual" typing. You check what you can as early as you wish and emit dynamic checks for the remainder.

There was a claim a while ago that gradual typing is inherently slower than static or dynamic, but that sounds like an implementation bug to me, not anything fundamental.
$250k is guaranteed by FDIC insurance.

The rest is limbo until the bank is liquidated and the remaining money is distributed.
I agree with everything you say, but at a high level they "owe" you the money that you deposited. Which is a liability. They (generally) are not allowed to just go spend your money on anything they like (in the same way you could if you got a business loan, which is an asset and a liability), but it is prescribed how they can create assets with the deposits.
Wouldn't the alternative be to reconsider the merits of the 40 hour bimonthly task?

If I'm understanding right, your wife is coming up with some bullet point style feedback about each of her students as part of a recurring evaluation, then using ChatGPT to generate lengthy prose from those bullet points.

Hailing ChatGPT as a savior here feels something like the tail wagging the dog. Why not just change the nature of the task so that what's required is to provide the quick bullet points, instead of using language model prose generation as a go-between for communication from teacher to student? What value is being added by the middle ChatGPT layer? More importantly, what value was being added by the 36 hours of marginal effort previously spent doing this manually?

That's one of my main hang ups with all the proposed use cases of ChatGPT - it seems we've created arbitrary problems and now have this complicated tool to solve them. Which in turn will enable us to keep making bigger and more arbitrary problems. But the problems don't need to exist in the first place
That's some terrible risk management. I can't believe they thought Fed' action during the covid crisis wouldn't cause inflation and prompt them to increase interest rates.
It would be nice to get an explanation of this two step process. As a state chartered bank, is it up to the state up get the ball rolling formally?
note there is no bankruptcy court here. SVB will go into fdic receivership and almost certainly be sold off to another bank. Depositors are still first in line to get stuff back, but it's not through bankruptcy court. There is no court involved.
A lot of people here voicing displeasure for in office work - so I'll add a counter point:

I really miss the in person communication and relationship building of office work. I would love to be back in office 3 or 4 days a week, but have a medical condition (DVT) that basically requires me to be up and moving constantly or keep my leg elevated.

Have a custom set up at home that allows me to recline at my desk for most of the day with a standing desk, keyboard tray and down tilted monitor on an arm.

Could only imagine trying to get this sort of setup in an office (although - if I asked, I'm sure they'd oblige, but would just be an awkward set up since the office is now optional in a "hot desk" sort of fashion).
Who is this community that’s dead-set against this?

There’s lots and lots of academic research. And a fair bit of Department of Energy money flowing into those labs. There’s lots of interest. There’s lots of papers.

And the great thing about those who “do proper science” in materials research: you can do actual science by repeating and verifying the experiments.
Silvergate is apparently doing a controlled liquidation of itself, this is an FDIC-forced liquidation.
From the looks of the news stories, it looks like the FDIC isn't as efficient in taking over a bank as it used to be:

https://nypost.com/2023/03/10/nypd-called-to-silicon-valley-...
ze americans keep pronouncing porsha as well, and being really smug about it
> I am not defending them, but this is totally on you.

You are defending them. Unless OP is disingenuous, the reputational loss of an unhappy customer is hard to shake. Customers will make mistakes, if the cloud provider doesn't have automated systems to catch and prevent those mistakes then they aren't doing well in customer service.

A similar thing happened to me with my personal Azure spend, but I felt they handled it much better simply by communicating early and often when there was a problem processing payment. I had time to respond and fix my subscription, so I stayed a happy customer.
For business banking, you want a bank that understands your business. SVB was in the first rank of banks that understood startups.

Many startups aren't particularly sophisticated financially and just kept their capital in cash in the bank.
As of Dec 31 the total liabilities were $195bn.

Given that they had only $5bn of long-term debt - and $173bn of deposits - it seems that bond holders cannot absorb much (even though it's not very likely that they receive anything).
MBS, as in Mortgage Backed Securities??? Those MBSs? Oh dear, I am having very serious flash backs now...
Another guess I should mention for the vast straight highways of the midwest is that drag increases as a square of the speed. Normal vehicles are more efficient at 60mph than 80mph so this _might_ be a factor in areas where a max safe driving speed approaches infinity (Kansas).
Sorry to say but the depression is on our way.
Just out of curiosity, what is the typical OOP definition of object?
Yes, I thought it was funny that the author wants to demonstrate their sophistication by telling their readers how it's pronounced properly, and gets it wrong, thus revealing themselves to be ignorant.
A bank run powered by memes.

We truly live in a world.
> The that they were so wrong 15 years ago

That seems like a weak signal. If the only example of egregiously wrong ratings we have is from the subprime crisis, that means they got them right enough a lot more often than not.
Meta cuts Reels payouts for creators. Again.
No, this isn't true. SVB has some unknown amount of cash and other assets on hand. We have no idea what that is right now, or what percentage this is of the shortfall.

Someone will buy SVB, and they will put capital in as part of the purchase.
Smoking reduces your chances of getting Parkinson’s disease so it is probably less than 100% bad.
Although "porsha" is still better than "porch"
If the kid is old enough to need a phone, they're old enough to be a caddy or babysitter or something legal for kids to do and buy it themselves. You don't have to facilitate the purchase.
A year or so ago I bought a Bosch 800 series to replace the bargain basement model my house came with and it's been great so far. The Bosch's noise level isn't a problem at all despite being practically in the living room (open floor plan kitchen + living room), and the build quality difference between the two was just staggering… The original cheapo was so light I could carry it around on my own all day long, while the Bosch was so much heavier that moving it was a two-person affair.
They become illiquid because they don't have access to their money that was in SVB. They can't make payroll, can't pay vendors and landlords. The employees will leave first. Vendors next.
Oh I'm not stuck, it's a removable port, I can just take the key out whenever. I think USB-C is more flexible than PCMCIA, especially with the Framework's module bays.
great callback. revenge on Jimmy Cayne for when genius failed.

Dont forget it was Lehman that failed first, Bear got special treatment amongst the Citi, AIG, et al bailouts.
You should be good then. You should be able to buy the stock for pennies on the OTC market. Congrats!
I think it depends on the failure. I’ve repaired a Miele washing machine recently, and found the insides of it wonderfully overbuilt and modular, with every bit of metal bent over to remove sharp corners.

It was a real pleasure to work inside of. Far better than the AEG I repaired just before, that was all tightly integrated parts, and sharp edges just waiting to slice you up.
Most FDIC bank takeovers are slow moving crashes, allowing for a longer negotiation where buyers can evaluate the loan portfolio they are buying. This is a reaction to a classic run, so no time for that.
A Great Job Starts with an Employee-Centric Employer
If the scope is the lifetime of the program, then it hardly makes a difference. Note that rust programs exit upon return from main anyways.
Except in this case, when SVB fails their customers will get the vast majority of their money back as the FDIC liquidates all of SVB's assets. When FTX fell, nobody got squat.
Imagine having a life changing amount of personal wealth deposited at a Crypto exchange, and before you can spend it - the exchange sets it on fire.
I could understand like, getting the funds deposited to SVB, then managing your corporate funds in a larger more regulated bank
Oh interesting! So say if you wanted to call 3rd party API in your function, with some exponential backoff retry, without blocking your concurrency allowance, would you model that as recursively calling the same function with an attempt argument?

Does this look nice in the observability layer?
> Also what does it even mean with a read-only format?

I assume documents like to-be-completed PDF's where an end-user may be filling in the blanks (Acrobat, DocuSign, etc).
But by the time the depositors get their money all of their employees will have left, and some other company will have an N year lead on cornering the AI dog washing market.
Musk said Twitter would open source its algorithm:then fired the developers
Weird, I've never run across that. I have wasted a lot of time rebuilding and retesting figuring out where to put a print statement and then figuring out what and how to print it, where a debugger would have let me turn breakpoints on or off and watch different variables in the same run, all without touching the code. I don't think I've ever thought "gee, this debugger sure is getting in my way! I wish I could do printf-debugging instead."
It's not word games, rather it depends on your starting perspective. If you believe in the right of individuals to be generally left alone, then the surveillance industry was aggressing before the GDPR. So surveillance companies adding a nag screen in an attempt to continue surveilling you isn't a fault of the GDPR, rather it's due to their own malicious compliance. They could have also chosen to just respect individuals privacy rather than attempting to ignore the law with a nag wall.

The general fallacy with the rest of your argument is that you're pointing to imperfect enforcement as a reason to indict the law. This is essentially defeatism and acceptance of whatever might be commercially lucrative.
those cabinets are all built to standard dimensions though

your "builtin" fridge isn't really builtin, it just has cabinetry (plywood + veneer) on both side and the top in a standard dimension...its not like the home was built around the fridge

in most homes even the "builtin" cabinetry work is cheap garbage that can be replaced trivially, particularly in the case of white-finish just in most homes now
Tons of VCs had their assets there too. It could lead to serious ramifications, anyone with substantially more than $250k in that bank is out a lot and only time will tell how much they’ll be able to recoup. It’s not an FTX situation, the assets are somewhat there, but the losses in securities look extreme and unwinding them at a fair price may take months, if not years
EU extends crisis state aid rules to prevent green tech firms from leaving
Windows and Mac OS software is tightly tied across the entire stack. Linux is more modular. For example, on Windows or Mac, you can't exactly swap out the entire Desktop UI - on Linux you can, quite easily, without affecting the rest of the system.

Additionally updates for Windows and Mac need to be EXTREMELY robust, to avoid breaking lots of peoples computers. And its hard to write robust updates for non modular systems.

As a result, updates to Windows or Mac are often overkill - instead of updating some library, a bigger chunk overall gets updated to minimize the chance of affecting the OS.
Do red teams still use zap?
Isn't that a death sentence for a startup? Even if you get your money back years later, you're company is already dead because it can't make payroll. At that point, the money will just go back to the VCs?
I've been to the Bosch d/w factory in North Carolina, they also own the Thermador brand and build the appliances side by side on the line. Thermador appliances get slightly thicker metal and hinges, but the same internals.
OK but how do you know whether the dishes in the machine are clean, or are just "dirty but someone pre-rinsed them enough that they look clean"?
> Either they created 200+ entities to pull this off

That's literally what they told me they did, and what I was trying to say happened here. It's possible he was misled, but he seemed pretty knowledgeable about this. The money initially came from Softbank, who helped with the process.

Also, $250k per depository per bank. You can also distribute the money across multiple banks to get higher insurance levels.
D.H. Lawrence: Terra Incognita
Lol. There was so much more to this. The cops had informants. They had undercover people. They were also chatting with the protest leadership about how a small number of dangerous people had "infiltrated" the protest movement. And, in the end, the cops seem to have been correct in their suspicions. The investigation isolated and arrested a very small number of people not for carrying weapons but for organizing to kill people. Few if any legitimate protesters were punished for anything. The events at Coutts seems to be a case of canada's police system working well in a unusual situation.

From the article above: "Protest organizer Marco Van Huigenbos said the protest was "infiltrated by an extreme element" and a decision was made for the remaining group to roll out from Coutts on Tuesday morning."
>The problem is that smoking is pretty much 100% bad

Bad FOR you, yes; bad as an experience, no. It tastes good and facilitates socialization.

>social media has some good sides in that it allows you to keep in touch with family and friends who may be far away. It was fun

Again, this speaks more to the experience than the health effects. Note that you said ‘it was fun’ in the same way that I can say the cigs I’ve smoked were fun.

I don’t think the comparisons are too wrong to be honest. They are both activities that can facilitate ‘fun’ social interactions but with a deleterious effect on one’s health (cardiovascular and mental)
What did James Ray say again about FTX? Something along the lines of "a group of highly unsophiscated people"? Man, the CFOs of the affected start-ups should all look for a new job. By the way, preventing things like that is something a good MBA does.
Britain's 'wonkiest pub' to be sold
Social media is one part.

Manufacturing behaviour through creating habit loops from notifications and scrolling for dopamine hits is an issue beyond social media.

People are working for companies for free to be their valued and attentive audience to resell to the highest bidder.

With small kids of my own I am finding it important to talk to them about things they don't understand, such as being careful of screens and smartphones. They have their own fear of google home as boogie man, which was unintended since we tried it out as a simple way to play whitenoise.

As much as I will worry and take the precautions I can, I also see how kids being born today are so much smarter. Just ahve to make sure to unlock their enjoyment of the real world first, whether its sensory play, the outdoors, etc.

So far, the smile from a screened expreience doesn't compare to being outside.
They’ll most likely be made whole or close to whole. It’ll just take time, so as long as that startup doesn’t have a huge burn already, should be fine. Anyway you bought % in their company which you still own, the cash was gone when you wired it.
They don't have to be sitting there. A startup with a good person running finances will also have short term investments (should not be S&P though). Not sure about all startups in general but in my experience so far, this is what happens.
"SVB wouldn’t have these issues if they monitored the risk better."

Let's see what happens. If only SVB goes belly up, then yes, only SVB was the one that couldn't read the tea leaves of the government's actions. But if SVB is just the first of more banks that will go belly up, then perhaps it is not just an error on SVB's part.
"switch my hosting provider at any time"

Sorry, obviously you are not the kind of customer that the three big players care about.

Also, I hope you could show real data points for the comment regarding Hetzner instead of just putting a very questionable claim here.
Why are you bothered by a simple line of follow up questions about a belief you expressed publicly?
It stands to reason that it happens rarely, but it clearly does happen occasionally. Scientific fraud exists. Probably a lot of it never even gets caught. Unfortunately you can't trust the logic "if it's that stupid, no one would do it". The reason we invented the word "stupid" is that people are stupid.
Here in California we have several levels. There are different classes of small claims, there are limited civil claims and then unlimited civil for over $25,000 though some counties have special programs for unlimited claims under $50,000.
If you stay in small claims, usually you get an in-house paralegal that just wants it to go away. Over $50,000 you get outside counsel that wants to bill the file.
Silicon Valley Bank UK confirms it’s a standalone independent UK regulated bank.

London, 10 March, 2023: Silicon Valley Bank UK, the financial partner of the innovation economy, today moved to confirm to its UK clients, partners and external stakeholders its financial position as a standalone independent banking institution that is regulated and governed by the PRA in the UK.

Silicon Valley Bank UK has been an independent subsidiary since August 2022 with a separate balance sheet to the SVB Financial Group and an independent UK Board of directors. Silicon Valley Bank UK fully abides by the UK regulatory requirements as covered by the Financial Services Compensation Scheme and by the Financial Ombudsman Service. SVB UK, Ltd. is ring-fenced from the parent and its other subsidiaries.

Notes to editors

Funds from client deposits placed with SVB UK, Ltd. are managed in the UK for the benefit of our UK clients.
None of our operations in the EU outside our UK Subsidiary are licensed to or take deposits.

https://www.svb.com/press/release?Channel=45991&Account=SVB_...
Available for Sale? Understanding Bank Securities Portfolios (2015)
More like alcohol, it's not for children and for adults it's nice if consumed sporadically and in small quantities.
A point of comparison - in Norway employers need special dispensation to have workers work more than 100 hours overtime per year (with max 40 regular hours/week and five weeks paid vacation time).
Depends on how big the startup is, how high the burn rate is and how on top of things the founder is and if they managed to pull the money before everything broke down. If the startup is small, you should be fine, $250K should be accessible relatively quickly, beyond that will be a process that can take long time and there is no guarantees.

But a small scrappy startup with not super high burn rate might be hugely impacted. Large startups with high burn rate are pretty much screwed though and are gonna have to downsize pretty aggressively and quickly.
Most reels I'm seeing are stolen from TikTok, Youtube, or other normal people posts. Very few are original.
They weren’t insolvent yesterday, they just had a rush of withdrawals. It will probably be upwards of 90 cents on the dollar, but that amount of money locked up in a possible credit crunch coupled with a loss of confidence in banks and the current startup environment is very bad
A thousand words can certainly be printed on a large enough picture.
I’m encouraging thinking about the problem from a different angle. If you parse rather than validate[0][1], you have roughly all of the type information you could want in the runtime, and by using type guards the type system will reflect the runtime types.

It’s not a workaround. Every language with runtime types will have some logic devoted to this kind of casting/narrowing. TypeScript rightly doesn’t build it into the compiler because most of the time you don’t want types to have runtime behavior. For internal logic which can be validated statically, runtime types would be an unnecessary overhead. So it’s up to developers to determine where it should be applied. Type guards are explicitly an affordance for that, designed specifically to convey types with runtime casting/narrowing.

If you use good, composable primitives like zod or io-ts or any of several other implementations, your code will typically be almost identical to deriving runtime from types rather than the inverse.

0: https://itnext.io/parse-dont-validate-incoming-data-in-types...

1: https://lexi-lambda.github.io/blog/2019/11/05/parse-don-t-va...
> Hundreds of startups will become illiquid as a result of SVB's collapse,

I know SVB was like a "high tech bank" that partnered with things like Stripe Atlas, but is there any reason that startups were using it for their regular operating funds? Other than the name, was there something that actually made this bank particularly suitable for them?
I think you will be surprised here. Its a huge value for many average people, highly accessible and basically free. This is not an adoption wave, but an unprecedent tsunami!
Smoking also has a strong social component. Smokers socialize around the ashcan. It's fun and exciting to catch up with the other smokers in your building or at your work.

It does become a vile sludge, you're not wrong about that.
Here's why a bank collapse is a good thing.
More people will lose jobs.
I wouldn't compare the two like this. "Google+ playbook" makes me think, let's rework how our products integrate together in the user's eyes while also pivoting the company's focus. Google was already focused on AI, and Bard integration is probably more behind the scenes and less broad.

If anything, Google Assistant getting shoved onto everything a few years ago (even the wifi routers) was the classic Google+ move. And the Cloud push was bigger.
The trouble in a bank run is that it’s impossible for everyone to have gotten their money out yesterday. Those first in line caused the collapse, the rest are out of luck. Nice to hear you have lucky friends.
The fact that no other bank stepped in to buy the assets makes it seem like this is going to be dire for depositors. There's something wrong in the books, or the liabilities are higher than the assets, both of which means that depositors are going to lose some money.

I have a friend that uses SVB for his startup and now all his funds are frozen. The big question is how long will the money be locked up for? Could it be 6+ months?
CBDCs Could Be “Easily Weaponized” to Spy on US Citizens: Congressman
They had three choices. Mercury and one other.
Well, there’s no shift manager walking the hallways in hospitals with clubs threatening you to work faster or suffer punishment. And the nurses can quit without fear of violence or imprisonment.