skysight-inc/HackerNews huggingface dataset:
outside of factories, indian offices/businesses/shops/schools/hospitals no one uses hourly wages. Its just "you work for us 6 days a week, 9/(now 12) hours a day and you get x amount, are you okay with that or we have 120 people outside willing to do this work, quick.

The part of the reason is the population is so much and there are so little positions so people are forced to take up whatever is infront of them.

Personally, i run a small office with a dozen odd employees. For the female staff, our timings are 10-5 x 6 days a week. I personally work 10-9x6+sunday regularly so yeah. The situation is not 'that' terrible with regards to women workforce. If you can do the work and not be bogged down by too much 'home work' you can work as long as you like because people are willing to give out work.

I don't own a big factory or a 1000 person business so i can't say about those things but in big cities like mumbai/delhi, you normally have women AND men working 2 jobs just to make ends meet.

You can work 10-4 if you like, there are jobs like that but your pay will get decreased accordingly (without overt hourly calculation)(like we dont have concept of billable hours for example)
Bank runs are always caused by memes -- the change is bank runs powered by image macros, but memetic spread of the idea "this bank may fail" is always what causes a run.
FDIC: Electronic Deposit Insurance Estimator (EDIE)
In this context, "lose" money means "You won't get as much money out as you would have if you had invested the money in something else?" Because if I buy a t-bond at $5, I'm expecting to get at least $5 back when it matures unless Uncle Sam has died.
> Who would want to buy a bond that yields 2% when you can buy treasures that yield 4%.

Whatever bank/organization that wants to have SVB's customers, probably. If an even bigger bank comes in, one which can take on those lukewarm assets for a decade without risk, then they can immediately position themselves as the "new SVB" and get a bunch of VCs and startups as customers. I assume that they could stand to profit some from such an arrangement, but I'm not a banker, so maybe not?
Exactly. The fact they didn't have a bank lined up points very heavily to the fact that they are not going to be made completely whole. In the past, the FDIC has found a buyer and as part of that process guarantees some amount of the losses. IE: Savior Bank buys Failed Bank for pennies on the dollar, or even for a negative amount. They get all deposits, insured or not, and all assets--meaning loans. Then, the FDIC guarantees they'll make Savior Bank whole some percentage of losses on assets that go bad. Sometimes 80% or more

This arrangement usually results in all depositors being made whole, and the FDIC fund not taking any, or many, actually losses, because most of the loans will still pay back, at least partially

They also do this before seizing the bank, so that it's all very orderly and calms any panics

SVB was looking for a buyer on the open market and that failed--no surprise

That the FDIC also could not find a buyer that they could subsidize and announce the same day as the seizure is very damning. I would be shocked if someone comes in later and tries to buy it

Also, the fact the seizure happened in the middle of the business day, and not at the close of business yesterday points to a somewhat disorderly and rapidly deteriorating condition. I think maybe the run picked up a lot faster than they expected
Will someone please think of the children?!
Do you think this kind of rhetoric, acting as if this is literally the first time this idea has ever been considered, is helpful for conversation?
Pointing Rick Dalton This is the bookmark comment.

Something something Dropbox, something something rsync.

Charly, Bryan consider yourself flattered.
OnlineOrNot Diaries #3: Marketing week? More like reliability week
I also have a 5-year old, we've given him an iPad that doesn't allow software to be installed via the app store; doesn't allow any websites to be visited and has a screentime set to an hour a day. If he wants something on the iPad we have to unlock the parent settings and install the specific app they want on it. The iPad has iMessage/iPhoto/Music and everything else turned off. Most of the time he plays angry birds for a an hour or plays the piano on it or some other innocent activity.

As far as giving him a smartphone; both my wife and I have agreed not until he's 16 and no social media until he's 18. We may give him a kids phone when he's older that only allows phone calls to a locked set of people and has no apps on it.

I'm not too concerned about what his peers have or do; him feeling left out is a small price to pay for not having to endure the problems associated with social media.
Why would someone lie about that? Having 30 bank accounts does not confer any prestige upon you. There are companies that do this for people (https://en.wikipedia.org/wiki/Certificate_of_Deposit_Account...) and if you Google "FDIC sweep" or "insured cash sweep" there are a bunch of banks talking about how they support automatically moving money out when an account gets more than $250000 in it.
most of us here grew up without smartphones, and we are doing pretty well technologically.
it is the constant access to it that it is the problem imo, not technology in general.
we do not allow kids to gamble, smoke, drink coffee, alcohol or other drugs since their prefrontal cortex is developing, why do we allow them a constantly available dopamine hit similar to, if not worse than the others ?

just ban phones and social media (and any other constantly available, internet connected distracting device) for kids under 20 or something. educate society about the perils of phone usage. let them use desktops and all the rest, I think it should be fine
Yes, unfortunately it's easy to get caught up in your tools even for simple work. Go on YouTube and watch woodworking videos, you'll see shops full of 5 figures worth of tools, and probably get the idea that you need the same. And every damn tutorial and beginner blog post on web programming shows you how to set things up with this stack, or that stack, so many different stacks but always some stack. And so people feel that they must need a stack...
A lot of hospitals (and Tesla plants) have four 12 hour days, then 3 days off (the next batch switches to nights though). Works neatly to around 40 hour weeks, but very hard to match to school schedules, plus switching days and nights weekly is tough.
I'm guessing a similar argument was made in support of the "war on drugs". Many drug dealers have been punished harshly. 50 years later, nothing has changed.
But it is this combination of reliability and quality service that make the dishwasher worth paying for. It's how appliances used to be. You buy one, and it lasts for 20 years, and maybe you need it to be serviced a few times.

We bought a Miele dishwasher. We've been able to clear clogs ourselves following instructions. It actually cleans the dishes properly, and the door pops open to allow drying when the cycle completes.

Stuff made in China starts going on the fritz. If you get the expensive brands made in China, it means they last one or two years instead of 3 to 6 months. We have a higher-end American brand washing machine (not Miele). It's control panel is starting get squirrely. The machine is fine, but the electronics are starting to fail, and the repair cost for replacement boards is a significant percentage of the cost of the machine. Enough that we'll probably go with Miele when the board fails altogether.

If Miele makes a healthy margin, that's good in my book, because they make products that are worth the money. I'm tired of buying cheap disposable crap. I don't want to buy a toaster every year because they burn out every year. I refuse to go through the circus of buying a dishwasher or washer/drier every 5 years anymore.

We actively search for products that last, and that have good service. We actively avoid, as far as is possible, products made in China, because the quality, and verification of quality is no longer suitable. Buying stuff made in mainland China, even with an American or European brand-name means that it is cheap in the very short term, and costly in both dollars and time in the long run.

If a company can make a profit and not engage in the outsourcing idiocy we've seen in American brands, than they'll get my money, even at a premium.
I get how it'd put them in bankruptcy or whatever the precise term is for a bank. I'm just curious what it means in terms of people getting their money back. If their assets lost 10% of their value, I could see that being enough, combined with the bank run, to put them under. But if everything else gets sold off at 90 cents to the dollar, that's not awesome but it's not like "poof it's gone entirely" either.
So SVB's problem was that they had too much of money?
> could spend time and resources and produce the same result ChatGPT has produced for you. It would probably take you a lot longer though.

Actually no. I have a limited lifespan of which I've already burned half and have to spend at least another 1/3rd of the remaining lifespan sleeping. Not even counting making money to feed and shelter myself.

GPT is already a better translator than I'll ever be in far more languages then I'll ever know. To get better than GPT at any one of these things will require a massive amount of dedicated time for me to do so. It is already superhuman in this sense with capabilities well past all but the most unique translators.

This is the story of John Henry again. Yea, humans are still exceptional and can beat the machine at things, especially if they've had any training in doing so, but we're not sticking with the same steam-powered hammer, we're spending billions on building newer, bigger, faster ones. More and more of humanity will fall behind the machine every day.
Then how would a bank provide loans for cars and houses? They might also have to charge a very high fee to hold your money and not provide interest
All the comments hinge on whether it is fundamentally wrong or abusive for people to have to work 12-hour shifts or significantly more than the current American 40-hour per week standard.

It's not the absolute amount of work people have to do to survive that is fundamentally wrong. If everyone commenting here got ship wrecked on a desert island together and we worked 100 hour weeks and had children work too in order to survive, it is obviously not fundamentally wrong.

What's fundamentally wrong is that we effectively have a world-wide caste system.
People in the upper castes live in better environments with better laws, consume a far greater share of the planet's resources per-capita, don't have to work as much, get paid more and own more of the planet per-capita, and on top of all that they leverage an economic system that is able to provide them with even more wealth (super computers in their pockets, hand-picked strawberries) and the freedom to work less and play more (hire nannies, maids and janitors, have food delivered) for incredibly cheap by coercing a race to the bottom for those in the bottom castes, who have to work harder, longer and in jobs upper caste people would consider nightmares and would need expensive therapists to recover from.

I hate Elon Musk and Twitter is a hellscape, but if you used it for one thing, it should be to follow United Farmworker's account for a daily reminder of what your upper caste life is built upon.

https://twitter.com/UFWupdates
Is there anything about sitting in a line manufacturing electronics that requires 12 hours shifts?
The “terrible” 3 cent MCU (2019)
Why are you calling out Uncle Bob like this?
This makes sense, since in general India is known for it's lack of available work force, so having people being able to work more overtime is the most logical thing.

/sarcasm
I'm teasing of course. :)
I'd like to recommend "decoding the gurus" podcast which is probably the best treatment of this material I've seen.

It's still lacking but I should "put up or shut up". They're doing a fine job
> I've never heard of Cerebral before (and hopefully I won't again), but that likely means that their customers are the hospitals.

Cerebral is a mental health therapy app, but unlike most apps, they also prescribed medicine until very recently. They stopped after the FDA started investigating them for being a pill mill for schedule II controlled substances like adderall (ie amphetamine salts)

https://www.theverge.com/2022/5/9/23063356/cerebral-teleheal...
It would take about 10 ounces of milk chocolate to be potentially fatal for my 14 pound dog. In the same dog .7 grams of xylitol could cause hypoglycemia and 3.5 grams could cause liver failure.

That’s a pretty stark difference.
Um diploma universitário é frequentemente considerado como a chave para uma carreira de sucesso e um futuro mais brilhante. No entanto, a obtenção de um diploma requer um tempo e um esforço significativos, normalmente levando quatro anos de estudo a tempo inteiro a completar. Mas e se pudesse comprar um diploma em apenas cinco dias, ignorando toda a burocracia e o trabalho árduo?
I'd be curious to hear about how you've got your first customers. Would you be willing to share that?

I can't think of a top-down approach working for technical folks, especially cold outreach.
I find interesting the reaction of a lot of people to that paper, calling it out of touch, and bringing up that ChatGPT is super useful. I don't think such claims are made, rather Chomsky Robert and Watumul open with:

> These programs have been hailed as the first glimmers on the horizon of artificial general intelligence [...] that day may come, but its dawn is not yet breaking, contrary to what can be read in hyperbolic headlines and reckoned by injudicious investments.

The article is not claiming a lack of usefulness, but the fact that this is not a human-like intelligence as it's been claimed "in hyperbolic headlines".

What I get from it is that while the technology is suggesting a lot of enthusiasm, it remains a conversational tool rather than actual AI, and exhibits the limitations that come with it. It is in fact akin to a more advanced search engine, working probabilistically, mimicking what a conversation on a topic looks like. It is incapable of building a system of beliefs, of morality, or critical thinking. It is not really inventive but rather plagiarist. It cannot infer or deduce. It doesn't "learn" the same way as humans do.
These are - relatively - good jobs, right?
> long maturity bonds (i.e. super conservative)

Do you think that long maturity bonds are more conservative than short maturity bonds?
Well, yes, that's all true, but I was specifically addressing the claim "trees are k-selectors".
> every other bank, seeing as how their liquidity is similar

Source?

SVB had an unusual amount of long-duration assets. Most banks maintain a buffer of low-yielding, highly-liquid on-the-run Treasuries.
India has a 48 hour work week which is unrelated to this article.
Bear was sold at a %90 discount (so not a complete loss) 1 week before Lehman failed.
Hasn't a lot of this guy's rhetoric and credentials been debunked over and over as a bit hyperbolic. I mean... the guy made a career out of selling fear?
No, FDIC means you get paid up to $250,000 per insured account immediately
Any amount over that you are not guaranteed to be able to withdraw. These people are a long way from regardless
Have there been any cases in modern times, in the last 25 year or so where depositors lost money because they had more than the fdic covered ?
>Are we looking back on allowing children access to TV or video games the way we look back at smoking ads targeted at children yet?

TV and games "back in my days" had no personalized tracking and targeting. They could only try to target the wider audience, not you specifically by mining all your private info and use dark patterns to manipulate you. Modern social media apps know everything about you and will not hesitate to weaponize it against you for ads if it makes them money.

Also, "back then", parents could look at the TV shows or your video games and see the kind of stuff you were exposed to and limit it or complain to the authorities to ban it. Now, you have no idea what ads or manipulative dark patterns your kids/teens are getting on their phone.

Big, big, difference between then and now.
The flaw in this delightful analogy is that boyfriends don't typically sell their girlfriends to each other.
> 97% of the 175 billion on deposit was not covered by FDIC insurance.

Source?
Most corporate developers don’t really, really suck, but they’re really bad at new things

I could see this selling fast to corporate
For time travel debugging in Go:

The Delve debugger for Go supports debugging rr traces: https://github.com/go-delve/delve/blob/master/Documentation/...

Undo (who I work for) maintain a fork that debugs our LiveRecorder recordings: https://docs.undo.io/GoDelve.html

Either rr (https://rr-project.org/) or our UDB debugger (https://undo.io/solutions/products/udb/) can do some time travel debugging of Go programs via GDB's built-in support for Go. I believe its weakness is in support for goroutines, since they don't map well onto its idea of how programs run.
> I can't even comprehend how anybody thought this was a good idea.

Oh, it's easy. Advertisers showed people millions of dollars. The people in charge were quickly convinced of the "need" for patients to consent to having their medical information sold to the highest bidder.

They corrupt everything.
> And you don't here complaints in the US because the US does not limit the amount of hours you can work in a day.

The media may not amplify the complaints but the complaints are very real.

> It just says that companies must provide an unpaid break for more than 5 consecutive hours of work.

US law does not say that.
Very interesting article. Has a lot of good, practical points. But I cannot help but wondering -- the author keeps saying "This is my project so I can do what I think is the best choice", but how many of these principles would break down if the original authors stop maintaining this, and other people take over/fork the project? The I can totally understand why the author created their own JSON/XML parser, but another person may consider it too complex/not practical/no longer worth the effort and instead replace it with a small library. What happens from there?
Let's face it, fear of vendor lock-in is almost always bullshit.

Everyone's locked into a vendor at some level or another. Want to move off of Oracle? It's work. Want to move off of servers and into VMs? It's work. Do you want to move off of some Java library like Spring? It's work. Even moving from apache to nginx is work (assuming you're not just serving static files).

Your technology choices always lock you in. You can minimize the cost of moving with architecture, but there's only so much you can do.

The key isn't avoiding vendor lock-in, it's understanding what the tradeoffs are for that lock-in and making sure it's a decision instead of a by-product.

It's like writing your stuff in NEW_TECH_LANGUAGE. Sure it might give you better performance, but now you have a bunch of deployment and maintenance headaches, and your people will cost more and be harder to find. And does it even work/scale in production/HA? How do you monitor it? What kind of weird runtime things are you going to get abused by?
While it is interesting that they achieved a technical feat, is there any reason for this article to be here? It teaches us nothing apart from the fact that Cloudflare did a thing.
South Park nailed this https://www.youtube.com/watch?v=-DT7bX-B1Mg
If you buy a T-Bond at 110 the treasury will pay you back 100 at maturity, thus you lost money in nominal terms (depending on coupon rate). This has been happening in Europe with their previously negative yielding debt

What you mean to say is there's no credit risk. Not the same thing as you can't lose money. Saying you are guaranteed X dollars 30 years from now does not mean much at all if people need money today. This is not "safe" or prudent
The only way things are okay is if FDIC makes SVB whole on all its assets, which doesn't make sense. They are only on the hook for the 250k, everything above and beyond will get paid out by selling assets, much of which might be considerably impaired, because of accounting differences. You're telling me that if SVC had $1 billion in 0.1% 10 year bonds, they would pay them face value for that now? That's not how it works at all.

SVB was the 15th largest bank in the US. That's not a small bank.
A few felony convictions? This isn't stealing a car or passing a bad check. These guys are charged with conspiring to kill police officers. They were found bringing guns and tactical items to a remote protest location while chatting about using those guns to kill people. Even if the cops were violating people's rights, this is not the best situation to be arguing for civil liberties. There are anti-logging and anti-pipeline protests where canada's cops have used similar surveillance. Those are the better situations for winning civil liberties debates. The trucker protests are very much an uphill arguement.
That's right. Although there is an interesting thing to consider: if you look at page 13 of the deck they shared on Wednesday[1], it says 56% of SVB's total loans are in the form of lines of credit issued to PE/VC funds, secured by their LP commitments. I imagine many if not most of those are fairly small in size, but it's possible some funds took out much larger lines of credit, secured by their future LP commitments, and were holding that cash at SVB. So we could definitely see some funds affected to varying extents.

[1] https://s201.q4cdn.com/589201576/files/doc_downloads/2023/03...
One of the reasons each and every central bank does telegraph heavily is exactly to prevent situations like this one.
Velox – An open source unified execution engine
Time travel debugging generally works on record-and-replay, with there being a lot of research into figuring out what you need to record to get deterministic replay. Recording the results of system calls is a necessary step [1] to get deterministic replay, and that lets you replay even things that rely on modifying external state like database connections.

[1] Necessary, but not sufficient. Multithreaded applications require a lot more care, and rr relies on very accurate hardware counters to get multithreaded executions working correctly (and not all hardware supports these hardware counters!).
You’re a good egg.
Did they know they were buying the wrong bonds?
while sharing data with advertisers is clearly bad, im going to make a contrarian take that allowing hipaa opt out could be very beneficial to peoples health
Elite Java developers are ten times rarer than top C++ engineers
Do you have a source for permanent low level stonedness? TBH that sounds completely made up.
The first blog post is actually pinned but an icon or label to highlight this is missing, you're right!
I'll fix it soon.
Ask HN: Name of the comic where a pelican and his friends fall into a computer
Hey HN, I am trying to find the first "computer book" I read :)

It was a comic in which a pelican and his friends visit a data center.

The way I remember it, the story was that they figure out that by saying the magic word "abracadabra", you can get into a computer. And inside the computer, there are little devils doing all the computations by carrying around handkerchiefs. The handkerchiefs with a knot are the ones and the handkerchiefs without a knot are the zeros.

I remember how I learned binary encoding from this comic book when I was 12 or so. I read it in German at that time. Would be fun to read it again. But so far, I was not able to find it again.
On $80B that's $120 million a year
Yeah, but banks don't profit by holding money for months.
And even though I like to think myself as smart, it's a hell of a lot easier to be first!