skysight-inc/HackerNews huggingface dataset:
That's not remotely true, for a couple reasons.

1) FDIC insurance only applies in situations where the bank doesn't have the assets to make depositors whole. SVB has a ton of assets; most sources I've found asserting 100% deposit coverage, just not liquid. Even if the FDIC takes over (which isn't even likely) (edit: this aged well), the insurance element is irrelevant; its about operations and finding funding to drive liquidity.

2) When startups close a round of funding, they don't just get a check for $20M and throw it in their SVB account. Funding rounds are an agreement between the VC firm and the startup for that money, which transitively represents an agreement between the VC firm and its partners, and the money is generally delivered "just in time", not all at once. When the startup needs an infusion, they go to the VC, who then goes to their own bank accounts or their partners, who then go to their own bank accounts, and wire transfers happen. SVB is only one player here; yeah, its absolutely true that many startups (maybe most) directly use SVB, but its less common the further up the chain you move as the money gets more and more boring (when you hear "partner" think "old boring local business magnate who has banked with JP Morgan for 50 years"). And more-over short of systemic bankruptcy the VCs are still on the hook for that $20M.

The risk that SVB, the financial industry, and regulators are worried about right now is short-term liquidity. Startups may have $xxx,000 in their SVB account which they use to make payroll every two weeks and pay vendors and such, which is separate from the $xxM on contract with the VC. If SVB can't meet outflow demands, the people staying and trying to make payroll are going to get caught up with the panic'ed people trying to pull all their money out, and short-term liabilities like payroll are at risk. That's part of of the reason why some VCs are pushing their startups to pull money out; its not about "oh my god we're going to lose all our money", its because they don't want to get caught in the herd and be forced to pull money from other sources which are also less liquid, like long-term investments or going to their partners. Put another way, SVB's liquidity issues could spiral to cause liquidity issues further down the chain; and no one in the industry wants that to happen.

But, its a macroeconomic prisoners dilemma. And, to be frank, and I mean this absolutely genuinely and sincerely; most VCs are just rich idiots. Lets be real, the industry is proud of the fact that if one bet in fifty pays out 100x it'll make up for 49 bad bets, yet we treat them as paragons of investing genius? Their biggest motivation is to avoid embarrassment among their drinking buddies (read: investing partners) during the next trip to Jackson.
Redux has very little to do with React. It's not bound to React, you can use it with any framework, or without a framework. You can't 'destroy React' by stopping dev on a library that's not a part of it.

Plus redux is still maintained. You can still use it if you want to. In my opinion there are better options that plain Redux available now (some based on Redux eg RTK or Redux-Query, and some not eg Jotai, tRPC, react-query). RTK is even recommended by the Redux team.

The fact Dan chose to work on other things is great. He's a talented dev and it's good that other projects benefit from his knowledge.
They’re comparable if your support of a policy doesn’t depend on who it’s targeted against. That’s what makes us different.
Bad things can happen but they’re more likely to be predicted accurately when someone puts up some data. But most of these doomsayers are just working from vibes. “It feels like”. They’re unhelpful comments.
Joint Trilateral Statement by Saudi Arabia, Iran and People’s Republic of China
Yes, better a fallback than to completely block.
People in the north of England and in Scotland are a lot friendlier, or at least a lot more likely to start up a conversation.

The south of England is fucking *weird*. If you start talking to someone they look at you like you just pissed all over their legs.
I find the same thing. Cannabis just makes me lose my train of thought within 5 seconds. It is very irritating.

The one thing I found to help the most is excercise. Even moderate daily walking, but the more you do it, the more benefits you get. There are actually endorphins released that mimic a high the natural way.
Yes. I have a truly marvelous proof of which the margin of this comment is too narrow to contain.
Samsung: 1TB DDR5 RAM in 2024, DDR5-7200 in 2025 (2022)
Bingo!

If 70% of depositors exit (which actually seems possible) the bank does not have adequate assets for the remaining depositors and the bank fails.
By that logic F# is also not an functional language, because it gets compiled to CLR classes.

For me those implementation details are not important. But sure, you’re right.
My memory of years ago is that comparing the survival rates of someone hit at 30mph vs someone hit at 50mph was a part of every driving test. And unless my memory is very wrong, there is an extreme correlation there.
Writers Deserve Better (2022)
SVB wouldn’t have these issues if they monitored the risk better. If they put the money in short term govt bonds they would be fine. Or if they kept the rates they paid on deposits low to discourage the excess, they would also be fine.

Banks are in the business to manage risk.

The sad part is this risk management and investment process is concentrated in a very small group. Most of the bank employees are very good, had no idea what was happening, and some will lose their jobs as their equity goes to zero.
Why Financial Analysts Missed Silvergate’s Red Flags
I would offer that Web3 assumes that there are digital identities owned by the user, typically by proving control of a private key.

It doesn't really solve any of the traditional usability problems of maintaining a private key, which is why so many users end up just signing up for a website that will handle it for them.

Specifically the issues that come to mind are key recovery and rotation.
https://archive.is/6keN4
Well, if they can only lend from funds in the CD pool, how else would they encourage clients to put more money in that pool? Better terms right?
0days used in the Pinduoduo official playstore APK
The Cost of Running PerfGPT on AWS
Last month we launched PerfGPT – AI-powered performance test results analysis web app powered by OpenAI’s da-vinci GPT model. It has been four weeks and the platform has more than 240 plus users and analyzed more than 200 plus test results. OpenAI consumed more than 580K tokens. In this blog post, I am going to share the cost insights of PerfGPT.
Not sure, I have not encountered this author before, but frequently in many fields a fan / enthusiast perspective is different than professional / expert perspective.
This is one of the dumbest parts of this critique. He's apparently got a different definition of "aggression" than H+L, which is fine, but he's begging the question and assuming his definition is right and theirs is wrong and therefore their argument is wrong. To be clear, his definition is roughly that words and deeds can be aggressive by themselves, separate from any human intent (he bizarrely calls 'intent' the 'emotions' which is a weird inversion). This idea that the meaning of words and deeds can be separated from the intent of their creator is at the core of post-modernism. And needless to say, this question is not settled. But critiques like this one that pretend to be substantial but are actually just semantic disputes are not very interesting.
It's significantly more expensive with higher deductibles and copays and smaller networks.
Why hasn't SVB offered to split people's accounts into multiple accounts capped at $250K each? This would be a win for everyone, correct? The cash is guaranteed, companies don't need to waste their time migrating a new bank, and SVB doesn't have to worry about their fractional reserve.
An API is an API. The code behind it being closed is irrelevant.
His audience is fanboys, not aerospace engineers. So it makes perfect sense.

He may be a fanboy but that fanboyism got him a trip to the moon.
>> even a minor infringement is taken very seriously. The lawsuits are gonna be something else.

Would be great to have a retrospective on this a year from now. I realize it isnt HIPPA, but from what I see from Credit Agency breaches, regulations are often just suggestions and there are no real consequences. Would be happy to see otherwise.
The Fed gave plenty of warning that they would raise rates. Preventing 10% unemployment was absolutely worth the covid helicopter money. SVB is obviously incompetent just from seeing how they've handled the last couple days and should've realized that their long term bonds would get blown up in the post pandemic monetary environment.
The Akzidenz-Grotesk typeface which is referred to in this article was first released in 1898, meaning that any patent or copyright claims on the original designs will have well and truly expired by now. However, specific digitisations of typefaces are subject to copyright individually, which is what allows such companies to charge royalties for their use.

Whilst I couldn't find any truly free and open digitisations of Akzidenz-Grotesk, Berthold do seem to have a 'personal use only' licence which may be sufficient for a personal website.

A passable substitute for Akzidenz-Grotesk (and a very nice free typeface in its own right) is Liberation Sans, freely available under the SIL Open Font License 1.1.
I do understand how lobbying works as you described, however the question remains with who specifically are "the establishments" and why are they so gung ho on it when the public backlash is visible from miles away.

> throws the blame and all the evils to outside just like you did.

I realise that China is unlikely the originator for the lobbying but the discussion is on who would likely support the movement, still I considered the internal actors as well as a potential driver.

> It was our own establishments.

So would you expect it to be like an aggregate of different government agencies that would post fallacious comments?

EDIT: posted before the '...' edit, that part actually does make sense and is very shitty indeed
"Correlation is not causation!" is a midwit[0] argument. Not everything can be a RCT. Correlation is where you start, and it doesn't take a ton of imagination to understand how causation might work in this case.

[0]https://knowyourmeme.com/memes/iq-bell-curve-midwit
Although you can get along perfectly fine without having a social media account at all. You can still reach customer service, you can still interact with political figures, you can still do all of the things you want and need in your life.
As another child comment said this is how Redux with HoC worked a few years ago. It was very common. Imo working with that paradigm was miserable. You would have a mess of withXXXX type of connections. It was like using decorators or mixins with 0 ergonomics. Hooks are about a million times better.
I'd like to be able to just do...

type UserType = 'default' | 'admin' | 'manager';

interface UserTypeCounts {
[key: UserType]: number
}

Not the best example, but it gets the point across. When you do this it says the key must be a string type which it actually is. It's just a string limited to specific values.

Yes, I could do an interface with explicitly named keys instead, but if that type (or enum) could have dozens of possible values it's annoying to duplicate it.
This kind of thing is why I block all web fonts. I don't want to wait, and I don't want the page to reflow while I'm reading it. The best way to do that is to use the system fonts (which also happen to be nice, on a Mac).
Startups with good VC and investor relationships will most likely make payroll and pay bills through short term loans from the investors until they can access their funds.

But it is a good lesson in money management…something about eggs and just one basket?
There's ample reason to believe that the Fed delayed starting its current rate hike process due to political reasons; Chair Powell wanted to be re-appointed and felt that no chair who championed rate hikes back in 2021, which is when it should have started, stood a chance.
Historic National Customer Rage Survey
Signed up. I have use cases in performance testing and engineering.
There have been pretty much zero instances of people's money evaporating from U.S. bank accounts, even above the FDIC guarantee.
How Tesla Opening Its Supercharger Network Alters the EV Charging Map
You just completely switched from someone accidentally bumping to someone doing it on purpose, aggressively. There is no reason to “consider” this is a real example.
In Austria there was recently a case of a women sueing thousands of businesses for using google fonts on their website. The reasoning was that the fonts are hosted on google, so by visiting these sites they sent her IP to google without her knowing (what is meant is just the font download via the browser from google servers, nothing was actually "sent"). Apparently she visited these thousands of business websites one by one and the infringement on her privacy caused her so much emotional damage that she wanted to be compensated for it. The women herself remained anonymous but last I heard the lawyer that worked with her on this got his tires slashed and threatend with violence.
It's crazy. I know a Russian guy who is exactly like this; I debate with him all the time. Almost every night. About the war. Bluntly invested in winning, regardless of what the system looks like; even admitting that it's a terrible system; using weak arguments for why people need structural dominance, while simultaneously arguing in favor of "the people" - (and using a historical American failings as a way to draw false equivalences). It's all chess when you grow up somewhere with nothing to gain. Or another way of saying it is, it's possible for a polity to never improve itself but give the illusion of relative improvement, if it can poison its enemies down to its own level or lower. This, unfortunately, is the same mentality we're dealing with now.

[edit] Even so, he still betrays that curious overconfidence in the power of central planning...
At some point one change will be more drastic than all the changes before.
In these discussions I rarely see Apple Maps mentioned, but I just checked and MapKit JS includes 25,000 requests per day with a $99 yearly Apple Developer subscription. Considering the cost of the alternatives, even if you don’t care about iOS development, it might be worth it to get one just for MapKit.
I literally said they were not "absolutely required" and I don't know why you'd go out of your way to misquote my 2 sentence statement.

My mom didn't have a telephone, she had other friends without telephones, but having a telephone when she was a kid was fundamental to building robust social relationships. The reduction of social bandwidth generally results in fewer opportunities for social advancement, and most people would like to experience social advancement of some type.
This seems to happen every few years. Printer vendors try to bleed a turnip, lock out features, threaten subscriptions, then public outrage. They back down and waggle their finger saying "I'll be back!" like a good villain. They have to try to remain relevant somehow in a digital age when people certainly aren't printing more lest they all shrivel up and die.
What about union string types?

I'd really like to be able to just do...

type UserType = 'default' | 'admin' | 'manager';

interface UserTypeCounts {
[key: UserType]: number
}
Not compared to the revenue from the same surface in shops or housing.
What is a straw figure? Any meaning you put to it is through the implicit association with straw man.

And it is amusing because because it is irony is so plain. The author is telling us there is no coddling, and yet he changes a perfectly harmless English language idiom because it has a reference to gender.
I am not sure. US just had a bigger protest over 'cop city' and you can find all sorts of interpretations of the event from 'they righteous' to 'they terrorists'. Trucker's protest was similarly divided in US ( I don't know how it was portrayed/received in Canada.

I think what I am saying is wrong with regards to:

'People the world over have determined they're fine '

If anything, I am actually seeing regular people paying attention to sanctions, BSA, BIS and similar. Naturally, it is possible that is because it started to affect more regular people, but yeah.. I am not certain you are right.
At least there is the prospect of full control by the user.
I'm more strongly affected than I thought I would be, as all the giggling and schadenfreude is distracting me from my work.
A whole world of creative opportunities open up when the toolchain and related debugging tools don't suck. Check out this wild video[1] of someone modifying and debugging a game in real time.

[1]: https://youtu.be/72y2EC5fkcE
If this is anything like GoodRx, they're not viewed as a covered entity.
I helped migrate a PHP app to AWS and K8s for a startup that got acquired a couple of years ago.

Before it was running on a dedicated Xeon with the database available on a UNIX socket. After... where do I start.

The app was very database heavy and experienced timeouts due to too many database calls (IOPS). Not a problem prior to migration, because you don’t pay separately for UNIX sockets. Just the IOPS ended up costing several hundred bucks a month.

All environment variables were stored as secrets at $.40/mo. per variable. I know this is peanuts, but it is so illustrative of the pricing model.

It feels like those candy bags where each tiny piece of candy is individually wrapped in plastic.

I found $35k/mo I’d have spent differently.
> "Except for games, UIs are actually very stable, more stable than the model. You have chrome, viewers, tools etc. What is a (somewhat) pure mapping from the model is the data that is displayed in the UI, but not the entire UI.

So if we don't make the incorrect assumption that UIs are unstable (pure functions of model), then we don't have to expend additional and fragile effort to re-create that necessary stability."

I think this could be the key takeaway from the linked article. It hits the nail on the head, on the other hand though, pure functions are _really_ nice, so I believe in the future development of UI frameworks will congregate in that direction, but in a more fine-grained way than React et al.
I think yours are good points and I'd be happy to figure out ways to work around those but honestly, those sound more sensible problems to solve than what we have now where we have sites like MyFonts that sell you fonts with pre-paid page views that expire after a certain date. Like, what the hell...
Insurance is per depositor, not per account number.
There is an open music making forum. It is completely toxic. Even if I set to ignore garbage users they influence the discussions and most threads. A relevant music making subreddit deleted my music on an open to all feedback request thread without giving me any reason, yet I still prefer that subreddit because it's not just pure toxic negativity. We need a mix of both with people free to choose their model.
> We're starting to see the beginnings of this happen with e-bikes as they approach and sometimes exceed moped performance.

E-Bike is a performance limited category. If it's got more power than allowed it's a motorcycle.

In many places you can get away with riding an unlicensed electric motorcycle if it looks like an e-bike, but some jurisdictions are cracking down on them.
I will say I'm for this setup, but what you're saying is not exactly true. You can customize what is shown with the styling wizard, and completely remove types of markers from maps you create. https://mapstyle.withgoogle.com/
Yeah they should play it safe and steady just like youtube shorts rollout. No need to panic. Ecosystem advantage is still with Google.
Startups are fun when they make websites. I'm never going to trust a "move fast and break things" VC startup with real world things like medicine or food.
With the legalization in a lot of states people are consuming ridiculously strong amounts of THC these days and it’s only getting legalized in more places.
> Are you going to re kern and re layout the page when the font arrives?

It makes me angry that this is even a sentence. Call me an old fart but I really felt that the web lost the thread when this became a concern. Websites shouldn't be magazines. Typography and layouts are nice to have, but the first priority should be information and content.

But then the marketing people got involved and it had to become part of the "brand experience". Just give me a HTML table with your menu items, description, and prices. Or even better just the data in an XML file and I can read it without JavaScript and animations and awkward navigation patterns.

<returns to defending his front lawn>
"an algorithm giving black people inferior loan interest rates"

I believe (or rather hope) that research into bias, sometimes unintentional, helps to detangling overt racism from systemic racism (aka "racism without racists").

My hope is that demonstrating empirically that stuff like policies and algorithms are intrinsically unfair somehow avoids triggering defensiveness and system justification.
Ask HN: Accused of acting sexist. What do do?
A woman between 20 and 30 has accused me of mistreating her because of her gender. She says that I have asked her questions I wouldn't have asked any man. I don't think that is true because I have asked almost word-for-word identical questions to male colleagues. And they have all been work-related. Like "Any news from project XYZ?" Nothing about her personal life. I have told her that if I have offended her I apologize and that it wasn't my intention. She said that she doesn't believe me and that I intentionally denigrate her. Since then I have avoided her because I fear that she might accuse me of more and worse things. But we work in the same project so it isn't always possible. I'm afraid that false rumors will spread about me. She has many friends in the department I have none. I also have Asperger's and have been accused of taking things literally in the past.
All adults should be screened for hepatitis B at least once, CDC says
I wouldn't share my company name in this context.
> That's a lot but also means depositors get 80-85% of their money back

That's not what happens. Let's say 100 clients each deposited $1 in the bank, and the bank loses $20, so only has $80 to pay out when liquidated.

Let's say half (50) depositors withdraw their funds early, they each get $1 back. So now the bank has $30 in assets and has to pay 50 people. Suppose 20 people demand withdrawals, and the bank pays $20 to them. Now the bank has $10 and has to pay 30 people.

I admit that I don't know when/whether a bank can actually refuse withdrawals in such situations, or when bankruptcy proceedings are triggered, but the earlier you withdraw the less likely you're going to lose money, and the later you withdraw the more likely you'll lose a significant part of your deposits.

Sure your calculus still works out on average, but I'm not sure that means anything and it's no consolation for the ones that reacted last.
I don't think that applies to my case, but I've certainly seen it over-done. I believe there is a good middle-ground.
Correct. It was millions of lines of code in a huge code base at a giant enterprise company with 100s of engineers. Somewhere buried in there there was a Promise.all that someone assumed would finish ALL of the promises, and didn't account for the fact that it bails on the first error.
I work on this. Check out the final demo at http://akkartik.name/post/roundup22

Another demo since, showing how I write tests: https://merveilles.town/@akkartik/109742488349122478
For the price Twitter is asking you could hire a team full time to maintain a scraper.
A level 4 of 4 warning of excessive rainfall issued in some California areas