skysight-inc/HackerNews huggingface dataset:
I kind of wish they hadn't. Ahrefs claims to be in the "SEO" business, which as far as I'm concerned, has helped ruin web search, and indeed, the culture of the web in general.

Also, Ahrefs bot doesn't handle some things very well. I made an "infinite web site" in PHP a while back, and used Apache mod_rewrite to send every Ahrefs request to the infinite web site PHP program: https://github.com/bediger4000/infinite-fake-website

Ahrefs bot really freaked out, unlike some professional bots like Google's, and even Yandex' bot.
my puts expire next week, on the 17th
> Substantial risk of depositors not being made whole for a while

Emphasis on for a while. Stock and bond holders (man, did the latter miss the ball) will absorb losses.
Ask HN: Where are all the tech company closures?
The “tech bubble” has finally popped, and we’ve seen a large wave of layoffs in the industry. But unlike the dot com bust of the early 2000s, we haven’t seen very many tech companies fail (or at least I haven’t heard of them). Why is that?
The internet is real so we need to make it as accessible as a utility.
"morality"
Nurses take care of people

But yeah we also have 12 hours shift in the west in some industries, I don't feel like it's a goal to strive for though
Or a cute 404 page when you login to your account:

"Oops, looks like Santa misplaced his bag with all your money! Don't worry, his elves are busy looking for it all over the North Pole."
Are clawbacks a thing in this case for the people who did get [some] of their money out in time?
Or, just two sets removable internals, just the racks that fit into an adjacent cabinet/drawer for the clean dishes.
Topologically a human is a donut (torus).
I bet a lot of VCs had significant money in that bank as well. Even if companies could raise money, there wouldn't be as money available.
Bill Ackman and Wall Street calling for a government bailout for all depositors:

https://twitter.com/BillAckman/status/1634032841687285761
Falter or maybe 're-balance' --> Look at all the thousands of layoffs in tech, the price of real-estate at all sectors, interest rates, savings-account rates of the population, homeless, unemployed, under-employed etc.

There are a fuck-ton of factors that all have not-so-rosey outlooks.

Its amazing we dont have an actual game "sim America" and you get to fiddle with all the various economic levers in our tax code and see the output based on real data coming from various sources in the economic space (like farm, military, foreign subsidies, etc)

One that takes in the budget proposal from .gov and lets you fiddle with the model and such and crowdsource the best model outcomes through millions of game players - rewarded kind of like the lottery - everyone pays $1 a month to come up with the best model - its run through many simulations and the best model wins a bunch of cash. and then, wait for it, chatGPT writes an actual budget bill to be voted on.
Reduce friction at checkout with our new APIs
six new APIs published on Mastercard Developers this month which reduce friction at checkout, when redeeming rewards or when paying bills.
> Keep your accounts lower than 250k

For full precision, if you're concerned about this, be aware that it's 250K per depositor at a given bank, rather than per account. That is, all your qualifying accounts at the bank are considered as one pool and 250K of that is insured. More detailed information, including how joint accounts are handled, here: https://www.fdic.gov/resources/deposit-insurance/financial-p...
Because most of their depositors were business that kept >$250K (the insurance limit) in the bank.
Perhaps it's not worse, but why do we reflexively set the bar at the worst working conditions we can think of?
Where we differ is I just don’t see any of the problems you list as actual problems. I’m in favour of immigration, it does us a lot of good which is why conservative policies actually encourage it, and illegal immigration is a tiny fraction of it overall. Crime rates are down significantly from the 80s. Even in the EU we had all the sovereignty we could ever need, and negotiated opt outs of huge swathes of regulation we decided wasn’t for us.

A friend of mine tried that line about manufacturing on me a few years ago and I asked him what kind of factory he wanted his so. To work in when he grew up. He looked at me as though I’d just shot his dog. We don’t need factory jobs, we’ve git near full employment anyway. That’s why we need immigration to solve our demographic issues with our ageing population. We’ve got plenty of jobs much higher up the value chain, the main problems are around training and education.
Up to 250k is insured, amounts beyond that are not.
SVB Is First FDIC-Insured Institution to Fail in 2023
You mean, ditch the HN comments section?
The mistake they're potentially making today doesn't have to be identical to the one made 15 years ago. The that they were so wrong 15 years ago means that we have to question literally every rating they have, and we can't just assume it's right
> Typefaces are, to the best of my knowledge, the only digital product that try to fuck you over with bullshit licenses.

There are many cases of this, and it seems to be growing. See what happens when you surpass the Google Analytics free tier. Go from completely free to $150,000 overnight.

It was a real nightmare for us because since we license to institutions, our dollars-per-user is very low. We make very little money per-user compared to something like a shopping website. Basing that purely on number of users is nothing but trouble.

We had a similar situation with our prefered CI software. It goes from totally free to $6,000 per year once you hit a certain number of builds.
"Uninsured" doesn't mean "all of your money is gone, sucks to be you", it means "you'll take a haircut proportional to the amount of missing assets from the pool." And yes, if the bank is a Ponzi scheme, then that pool is empty, but SVB's problem is liquidity, not overall solvency. The money is there, it's just locked at a suboptimal interest rate, which may cost you 10 - 20%.

This isn't like FTX where your "assets" are worthless IOUs written to yourself.
As someone who works at a company with an old horrible code base, for me its not so much of it can cause bugs, but it presents people from doing stupid things. In parts of a codebase we have a long legacy function that contains a string that tries to show what "state" a process is in, but the string is only ever used for that. Never is it actually used by the system. So we have code that looks like this

public void processTransaction() {
string state = "start";
getCardDetails();
state = "serialize";
serializeCardData();
state = "send data";
sendData();
state = "check return code";
bool success = checkReturnCode();
if (!success) {
state = "failed";
doFailThing();
return;
}
state = "store transaction record";
storeTheThing();
state = "complete";
}

First, this code is a simple example, in reality, the code has bunch of branching and doesn't actually call out to functions to do things like "getCardDetails," so just replace that function in the example above with some parsing logic of a string to parse Track1 and Track2 data. The equivalent method we actually have in our code base to do that is ~1500 lines of code. But that string is doing nothing that a comment couldn't accomplish. Or more importantly, what the code could describe itself if it actually adhered to good design principles. Ideally, I would refactor this, but the owner of the company is adament on keeping this 1500 line abomination untouched.

For me, I often unused variables in production code are usually filling the void a comment or good design would have filled.
> And any accounts over $250K, poof.

That's not quite true; the FDIC will pay uninsured depositors an advance dividend within the next week.
OpenAI has been giving this as their reason for years and nothing has happened even though powerful models were released open source.

Turns out that misinformation is already incredibly cheap to create and the bottleneck lies elsewhere.
Because it depends on how you use it and your water quality.

10yr for hard users, 20yr for light users. Most people are presumably in between.

Edit: On second thought the lower bound is heavy use, the upper bound is probably "we can't guarantee all the rubber won't degrade and leak after this age".
> BBC is anything other than the broadcast media wing of the Guardian

Citation needed. Is the BBC run by ex-Guardian people?

No: "the controversial appointment of Rishi Sunak’s ex-boss and Conservative Party donor Richard Sharp to the influential role of BBC chair. ... There are also concerns about the appointment of BBC director general Tim Davie, who stood as a councillor for the Conservative Party in 1993 and 1994 and was deputy chairman of the Hammersmith and Fulham Conservative Party in the 1990s."

https://yorkshirebylines.co.uk/politics/an-open-letter-to-th...

So, what part of your opinion is grounded in fact?
What appears to have led to the demise was when they branched out beyond startups into more traditional banking activities like mortgage backed securities.
You guys use more than one bowl?
> You exec oracle with an unveil that prevents a compromised oracle from touching any data that you didn't intend, and an exec pledge that removes the ability to open any raw devices other than the ones you handed to it directly.

And if it needs access to an awful lot of data across the file system or raw devices (which is not uncommon for complex proprietary commercial software), what then?

> It won't be as good as Oracle doing its own pledges, of course

And that's part of the issue, because you can't count on or only use software which is making pledges, and no commercial software will at all.

> but if you have a binary that you can't modify, this is as good as you can do with any security framework.

This is where a MAC framework has a strength and advantage over pledge.

With pledge/unveil and oracle, you likely won't be able to sufficiently restrict access to data or devices to prevent lateral movement and prevent further compromise, as complex programs like that require too much access to function correctly.

With a MAC framework you can. Now the binary has no access to certain parts of the filesystem in a way that is much more secure than a chroot, only has access to syscalls it needs (on par with pledge here), can't execute other binaries, can't make library calls, can't access devices (e.g. tty, network), can't switch user context, can't do anything as root even if root were obtained, can't write to ANY files only append, can't delete ANY files, etc etc etc. You have complete granular control over many more aspects of what to permit or deny.

Pledge and unveil simply can't compare. In some scenarios they may be sufficient, but in most, and certainly in most where an attacker has root, they are not.
Clearer to read it in the article:

> As of December 31, 2022, Silicon Valley Bank had approximately $209.0 billion in total assets and about $175.4 billion in total deposits. At the time of closing, the amount of deposits in excess of the insurance limits was undetermined. The amount of uninsured deposits will be determined once the FDIC obtains additional information from the bank and customers.
A pitty FTX went under before, just imagine SBF announcing he is bailing out SVB!
I guess this is the kind of thing you say when you cant think of anything more substantial.
It depends on which kind of solar installation you're talking about. In utility scale projects, modules are still the single largest expense though they're now less than 40% of the total. In residential projects they're also the single largest expense but less than 20% of the total.

See pages 22 and 30 of this 2022 NREL solar cost report:

"U.S. Solar Photovoltaic System and Energy Storage Cost Benchmarks, With Minimum Sustainable Price Analysis: Q1 2022"

https://www.nrel.gov/docs/fy22osti/83586.pdf

The residential market has traditionally been where higher-cost, higher-efficiency panels do best. But efficiency has risen so much across the board in recent years that it appears difficult to run a solar manufacturing business targeting the rooftop market alone. The bigger manufacturers that service all markets have panels that can match or nearly match the efficiency of specialty manufacturers and they have better economies of scale.
Have you reached out to fxguide guys? They do not seem as someone to perpetuate bullshit, but maybe I'm wrong.
[…] Now draw the rest of the owl.
I learned something. Thanks!
I wish we had better solutions but I don't see greenwashing as being more harm than good, if we're just talking about replacing ICE vehicles with EVs and such. Some people will think they're doing a good thing for the environment, when in reality it's merely just less bad than their previous means. But I don't get what alternative there is that's actually feasible and still keeps us on a greener trajectory. Make it illegal to promote anything as environmentally friendly unless it's near perfectly environmentally friendly in every aspect?
What's the best brief summary of what has happened so far?
My understanding is that book publishers didn’t want the headache of knowing which printers were licensed for specific fonts, so they got a specific carveout for the shape of letters. So when they sell a book, they don’t have to worry about whether the printing company was licensed to resell the books they printed for the publisher.

The “you can have a copyright on the font software” aspect seems to be based on the idea that a particular font file is just as copyrightable as, say, a computer file of a company’s employee handbook describing uncopyrightable methods and systems ( https://www.copyright.gov/circs/circ33.pdf ).

If I pay Microsoft for a cool font, I don’t have to pay extra to print and distribute documents using it, but I can’t email the font file to my friends without paying Microsoft more. It’s not clear to me how that interacts with fonts embedded in PDF files, but I believe some companies charge more to license fonts so they can be embedded in PDFs.
As far as creating a font file based on the physical shape if letters: you would end up with a file similar to the original, but I doubt it would be bit-for-bit identical. So you would have a reasonable explanation of how you got the similar file without violating anybody’s copyright.
A document I saw yesterday claimed that SVB had ~$160B in uninsured deposits.
Silicon Valley Bank Collapses and Enters FDIC Receivership
Your description of your experience with cannabis is telling. If you're frustrated with not being able to hold a thought for more than 5 seconds, then that might mean that you went into it with expectations of how it should go, and then spent your time being high trying to retain the "control" you had sober and bring those expectations to reality. This is a common mistake. The good parts of cannabis come from letting go of expectations of control. It's in letting go that hyper focused states or creative bursts can happen.

Not everyone is able to "let go" at will, but some can do it intuitively while others may have anxieties regarding control that must be worked through.
Yeah the ship controls are the major barrier. They tweaked it a bit at some point and it’s better, also much prefer mouse and keyboard to controller personally. Trying to fly the ship was where my boyfriend flunked out of outer wilds.
Makes me feel less lonely so thank you for the comment
That’s a whole lot of startups
not making payroll or their SaaS payments
https://news.ycombinator.com/item?id=35091213
There are debuggers that will let you halt your program, go back in time, and then print out each place where a specific variable changes. If that's "interacting with your program through a pane of glass" then shrug.
On another note, isn't it just fantastic that Amazon made a pinky-swear "promise" to not use patient data it acquired with (Alphabet-backed) OneMedical? I mean, what could possibly go wrong with such an ironclad guarantee? It's not like Amazon has a history of exploiting user data for profit or anything. I feel so much better knowing that our medical information is in such trustworthy hands!

https://www.ftc.gov/system/files/ftc_gov/pdf/2210191amazonon...
It's going to make the fediverse crumble from the load.
Yeah I am bearish on the web3 identity space because it’s chain infected. They are attacking the right problems but IMO not deploying the right solution. Just allow self-signed identity not backed by a chain.
That content is prohibited by law anyway so it's not really relevant to internet moderation standards anyway.
Do you think your concern here is part of why you have the opinion about AI that you do?

I agree it’s alarming to think that we may be creatures that take in data, store it, map it , then predict / output ideas and actions from that. But emotions aside — what’s wrong with that?

We have the experience of love and other emotions. Why we have that experience doesn’t really matter, does it? If someone proved flat out that the reason I say “I love you” to my family is that I’m just correlating patterns and remembering past experiences — so what? It changes nothing about my experience of love.

I feel like many people are against these claims about AI and even current LLMs simply because they are worried it takes it away the magic of being human.

But I don’t think it takes away anything at all. If anything, it’s exciting to think about the potential similarities as it might just help us understand our own selves .
Bear Stearns was the first shoe to drop. Intervening would have spooked the market. Later implosions were addressed because there was no alternative.

Unless you experienced that time, it really hard to understand the pervasive denial of what was obviously happening.

You'll see the same thing happen this time around, and will have an equally hard time conveying just how strong the denial was.
Or the police can do their job and catch pedos?
The same people that were saying that yesterday were removing their deposits. They just wanted to be there first.
Not sure about banking rules but in general accounting terms: The deposited amount is an asset (the bank has got the cash) and a liability (the bank owes that amount to the person who made the deposit) and neutral on the balance sheet.

Edit: Seems that this is what's explained in the investopedia article you linked to:

"When someone opens a bank account and makes a cash deposit, he surrenders the legal title to the cash, and it becomes an asset of the bank. In turn, the account is a liability to the bank."
Not a dumb question at all. AFAIK it is the amount, in the USA it's $250K. Other countries have similar situations, most of the EU is 100K €.
The ambiguity is by design.

It puts the onus on the implementer to be overzealous under fear of being criminally liable. This has the added benefit (to the slimy legislators pushing this garbage) of allowing them to scapegoat any perceived excesses onto corporations and developers.
A good lesson for everyone who forgot the last cycle.

Slowly, then all at once.
> a lot of VCs had significant money in that bank

Everyone I know pulled yesterday.
I just had a Miele serviceman come out recently. Wasn’t a generic person at all. Everything including the truck (and the pricing) was branded Miele.
Meet the AI expert who says we should stop using AI so much
Believe it or not, I think putting white collar criminals in prison for lengthy sentences would dissuade them. Imagine if we were learning this news alongside pictures of the CEO, CFO and some board members in handcuffs being perp walked out of the office? The next start up would think way harder about security.
Its not that society is incapable. Its more that Social Media went viral before we even had a chance to digest "this is social media", this is how you operate it.

The lava from the explosion is now cooling, the dust is settling; and we are now starting to see is the newly formed dystopian world that has been created from.

As unlike cigs, that have been around longer than the internet. We've known for a long time they're bad.
For a bank deposits are liabilities and loans are assets.

edit: Judging by a quick downvote trigger-finger, there seems to be some folks having trouble believing this; check this out from the source: https://www.federalreserve.gov/releases/h8/current/ ... look at the category names of where deposits and loans are listed.
> Why is this obsession with decentralized?

One reason could be that decentralization reduces the liability on the company. They could save huge costs in letting users self-moderate and in not being responsible for illegal content.
Because the insurance is for $250k and most depositors had much more than that.
How do you ensure the penalty is actually higher then what the criminals managed to put aside?

An uncle of an ex-girlfriend was put in jail for a MITM scheme in the construction bussiness. He was active for about 2 years until they got him. When I heard an estimate of how much he made, I went ahead and did the 24/7 hourly rate calculation for his jailtime. It was a 3 digit figure.
People have released very sophisticated autopilots for KSP. The game can practically play itself.
But then giant corporations end up hiring font designers and they commission custom typefaces to get around the issue. So I don’t think this is a smart model. But the hell do I know.
Why did startups use SVB over larger commercial banks? Every place I've worked has used them for some reason. I don't get it.
This is double the number of requests for 50cents per month if they're doing their comparison properly.
It absolutely astounds me the amount of licensing and related headaches companies are willing to deal with just so people can have desk phones with a name brand on them. It seems like absolute insanity to me, like we've devolved into the 1930s and AT&T still owns the phone inside your home.
Is there a ST implementation with a time-traveling debugger? That's probably the one feature I miss when using sbcl/slime.
Siemens are selling AI for large sums from their medical division. I use it all day every day to denoise then upscale medical images and it’s fantastic.

https://www.siemens-healthineers.com/magnetic-resonance-imag...
No. I've already used ChatGPT for a few practical tasks. I've never been able to do that with crypto. The most I got out of crypto was buying some, watching it go up/down in value and then selling.
Probably just a haircut. How much nobody knows yet, but according to the FDIC release, 3 months ago they actually had $209B of assets, so it's not a FTX-like 'oops we accidentally your money' scenario.
Kinda seems like it should be a 503 Money Unavailable.
SVB's assets will be divided up and given back to creditors (including depositors). So remaining depositors likely will get something back eventually, but we don't know how much yet (10%? 50%? 85%). There will also likely be a delay in getting those funds back as the process plays out, which is probably more dangerous to many companies than the haircut (assuming the hair-cut isn't too severe).
> any data requests seem to have served a legitimate purpose

Any and all?
> The difference is that SVB's depositors will see most of their money back

Depositors will see all of their insured money back, uninsured deposits will be recovered based on available assets and/or terms of any resale by the FDIC, but could be lost in whole or substantial part. Large depositors could potentially see substantial losses.
Seems like it’s 500ing again for me.
This was a confusing headline. I was looking forward to seeing how he was using cheap computer netbooks.
“Sumplete”[1] isn’t a word in either Spanish or Portuguese. You’re thinking of “suplente”[2] (which does mean “substitute” in both).

[1]: https://www.linguee.com/english-spanish/search?query=sumplet...

[2]: https://www.linguee.com/english-spanish/search?query=suplent...