skysight-inc/HackerNews huggingface dataset:
Loans are assets for the bank.

The typical ratio people talk about here loan:deposit. Bank investors get spooked if that goes over about .8 currently. Prior to 2008 it was closer to .9 but the financial crisis caused people to be more risk adverse. A ratio over 1 implies a bank is lacking liquidity. A 10:1 loan:deposit ratio would be real bad. The industry overall during the pandemic was sitting at around .6, which is one of the reasons the Fed removed the reserve requirement. They wanted to stimulate lending. LTD is not typically part of regulatory control (though in the US there are certain controls to make sure no bank gets too big that benchmark to it). Rather its enforced by the market, because equity holders demand it, because they have lower debt precedence than depositors.

Bank assets(loans, investments, cash, etc):liabilities (deposits, borrowed money, trading losses, foreign bank holdings, etc) requirements are covered by capital regulations. A bank with less than 1 a:l would be considered insolvent and depending on the regulatory regime they are part of, might be forcibly put into receivership.

Banks create money through lending, not because they are lending more than they are taking in, but because to the person being lent to, they now have more money. They have both their deposit, and the loan which can be put into circulation now. But they have a corresponding liability to the bank that must be paid over time.
Thank you. I had a feeling I was wrong. So just JavaScript has BigInt/BigDecimal https://stackoverflow.com/questions/16742578/bigdecimal-in-j..., interesting
Everything involves tradeoffs.

The times "we" (previous companies) tried to implement telemetry in open source non-SaaS products (as distinct from "projects"), we either got huge blowback or users/customers simply blocked it at the firewall (and security teams at major enterprises were unwilling to open holes anyway).

The only workable solution I found was integrating this in a value-add way, so that something in the service/experience/etc was better for the user/customer as a result of enabling telemetry, without the dark pattern of making things intentionally awful/worse without it. We simply never got enough data to matter otherwise. But, again, that was products and not projects.
It is the same thing. Life is finite. You will live every minute, but you better not waste most of them. Last thing you want is to run out of time and not done the things you wanted.
That's so not funny, it's probably true.
fyi, yt-dlp has some workarounds for this that youtube-dl doesn't.

youtube-dl is more or less unmaintained these days (last proper release: december 2021), yt-dlp is the main fork. lots of development happened here in the last few years.
> It's not like when cinemas were open again they were going to rush in and gorge themselves on overpriced popcorn.

Anecdotally, and intuitively, I think it is exactly like that? After sitting inside watching TV for two years, people were absolutely missing in-person, out-of-the-house experiences like the cinema. And they were sitting on two years of savings so the popcorn prices were easier to stomach.
You probably use Firefox anyways, so why do you care? A lot of people like this feature.
> less cultural cohesion due to hyper diversity in memes resulting in fewer shared experiences

People being different is bad?
Im sorry, but in what world is Godot not an 11 compared to Unity for "2D games && !consoles"?
So you make one burner account that you only ever log into from a VPN. Google gets slightly more relevant data, but it doesn't get linked to your main account.

Or you make a separate account for each one of your fetishes or NSFL investigatory journalism. Hopefully that isn't scores of accounts.
> I hope future alien historians laugh at how wildly incompetent our governments were at dealing with corporate entities

Yup, it is astounding how much harm a handful of greedy people can do without ever being held financially or criminally accountable. As long as the harm is sufficiently spread out and stochastic they are in the clear
Indeed the problems is people want freedom of speech for the speech they agree with. So, in this case, images. But because they disagree with anti-lockdowners or anti-vaxxers or whatever --they don't agree with those argument for free speech.
> current iteration is pretty rough in terms of software usability and performance

I am interested in the Steam Deck, could you give a specific example or two? I've heard mostly positive things so I would be interested in some specific pain points.
There are architectures that aren't x86.
this has nothing to do with the EU. EEU and EU are unrelated.

the EU could blacklist grain imports from the EEU.
> Your wrote "please" to ChatGPT?

Yup. So when the machines take over, hopefully they'll enslave me last, or put me in a more pleasant Matrix instance compared to the average.
Usually union employees can be fired if there is "just cause". Not showing up for work at all would definitely to considered "just cause" for most unions I've been involved in. Did no one even try to fire him or was he related to someone in a management position?

Being in a union doesn't mean you're "untouchable", it just means you can't be fired without hard proof that the worker is not doing what they are hired to do.
Untrue, at least for functioning autists. It's incurable, but knowing there is others in the same situation, reading about coping mechanism and that what you feel is indeed normal, albeit atypical help a lot.
> I don't think there's really much of a downside to unionisation here.

This thread started off from the perspective of an apple investor not a retail employee. As an investor, I think there is a real downside to unionization.
In programming, the sky is literally limitless. But you have to find it within yourself to find what's "fun".

No one could possibly suggest "fun" to you.
Google AI chatbot Bard offers inaccurate information in company ad, shares slump
Being able to start a subreddit is meaningless, when right-leaning subreddits are systematically shut down, or restricted to the point of becoming inoperative, as soon as they pass a certain threshold popularity.
While I don't doubt that social media can have a negative impact on teens... my own experience as the parent of a teen is slightly different and doesn't point to social media as being a driver. At least in my case.

I have a teenager that struggles with anxiety, low self-esteem and depression. He's incredibly smart and is an honors student in high school. BUT he also thinks he's terrible and he's incapable of accepting a compliment or congratulations on a good grade or work which he immediately deflects and says he was lucky or he's not really smart or something negative.

What does this have to do with the article as far as my experience? He's not on social media. While he might consume some social media (ex. TikTok) he doesn't have his own social media accounts. He doesn't have a Facebook account, Instagram account, etc. Which might sound hard to believe and you are likely thinking "I bet he has burner accounts..." but actually he doesn't.

He didn't have a smartphone until he was 13. And while he used an iPad before that it was primarily for playing games and watching Youtube.

What he is into is online gaming and Youtube. I guess you could count Youtube as a form of social media but even with that he's a consumer of the content and not a creator or commenter. So he's not posting videos on Youtube or getting into arguments with people in the Youtube comments, etc. He simply watches content.

So I'm only a sample size of one but I deal with a teen who struggles with a lot of what is described in this article... yet it isn't being driven by social media.

I think there are far more factors at play than simply smartphones and social media. And those factors could be different depending on the individual. Although some of the factors are obviously going to be shared. And I have no doubt social media can have a tremendous negative impact on mental health. But I think there is much more going on than just that.
The job market for software engineers has for sure become increasingly competitive due to the pandemic and recent layoffs. However, the demand for skilled software engineers is not going away. There are tons of exciting career paths in tech that will continue to grow in the coming years, such as machine learning (ChatGPT!), data science (as long as there is a company, there is data being underused), and cloud computing (stuff's got to run somewhere).

And don't be discouraged by competition from more experienced engineers. Focus on your strengths and unique skills, and find a niche where you can excel. Don't worship these FAANG or w/e engineers; they're people firstly, and secondly they did just get laid off, so their generally applicable skills are almost certain to be rusty at least.
The issue is the trade-off with performance though, that'd make it even more of a niche device.

And almost all games are x86 only so either you need to do that opcode level conversion too (on top of the Windows / DirectX APIs), or limit yourself to only ARM games (realistically mostly FOSS games). Apple has done it well for M1/2 to be fair, but it's far from easy.

So you could get much better battery life but it'd be very niche.
> Copyright protects distribution, not use, because protecting use would be hideously draconian. To protect use means that the government can enter your home and validate how you use the stuff you've acquired. It says that you not only control your works, but all things even remotely derived from it.

The implication here is that training ML models on your source material and then having it regurgitate that source material verbatim is not distribution.

> Derived works <> preventing machine learning model translation. A derived work is typically something like adding a chapter or translating.

The output of the model can be a derived work though.

> This would kill video game genres.
> This would kill novel genres.
> This would kill most of the internet and the ability to download images at all.

How? This is hyperbole. You're arguing that the ML model doesn't do "distribution" and are attacking "use" when that's not the real point.

> Open this door and the entire system of copyright will turn into an absolute monster. Every large copyright holder will use the precedent and they will argue with validity that they have the right to control your use of their material as well.

The DMCA already exists. I agree it's bad but we're taking law here not morality.

> Ensure people who distribute images that are clones made with the models can be hit with copyright.

How do you in good faith argue that ChatGPT for example is not doing the distribution? OpenAI are responsible for generating and showing you the output based on some instructions they have provided.
Off-topic, but threads like this make me lose hope in the West. The vast bulk of upvoted comments are deranged InfoWars-style conspiracy theories about multiple foreign countries that are deemed acceptable to spew hatred about. On a supposedly intellectual forum. If HN rules were uniformly applied, this thread would be nuked from orbit, because it is full of uncurious bile. But, because it is popular, there isn't really anything HN will do about it.

Can't we have a mature conversation about the nuances of censorship during severe crises without resorting to blatant xenophobia?
I didn't even know hacker news had profiles :/
It's not documented well.

If you follow the link to debug mode, one of the features is:

> Safe iterators: Iterators keep track of the container whose elements they reference, so errors such as incrementing a past-the-end iterator or dereferencing an iterator that points to a container that has been destructed are diagnosed immediately.

Now, this still doesn't say anything about ABI. But in non-debug mode std::vector iterator is essentially a pointer. In debug mode it needs to hold more state to implement iterator invalidation detection and whatnot. So its layout and object representation change, breaking ABI.
This is an experimental feature to do this, still working on it.
> Please don't comment on whether someone read an article

https://news.ycombinator.com/newsguidelines.html
Google had a really interesting talk on their experiences with Chisel in designing the first Edge TPU chip. A lot of the issues are specific to industrial chip design, where verification and coverage are essential, but many would apply to small-scale personal designs as well. A good overview of the advantages as well as the problems. And many of the problems would apply to other front ends, which are essentially using Verilog as the target language.

https://www.youtube.com/watch?v=x85342Cny8c
Be Healthy and Schedule Your Annual Wellness Visit
I assume occasional mistakes are treated differently than negligence, willfully going against policy, or multiple failures from the same person (i.e. a pattern of failure, perhaps just incompetence).

I'd be interested in the cases when even a company that practices no-blame post-mortems has to fire the people who screw up multiple times.
I had never read Orwell's six rules before (I have no idea how I missed them), but in the various writing classes I've taken over the years, all six commonly appeared. I just didn't know they came from Orwell!
Saying a bunch of conspiratorial nonsense and then predicting downvotes doesn't prove you right, it proves you ought to know better.
> SSRI use has skyrocketed, and multiple meta-analyses have confirmed that they lead to an increase in suicidal thoughts and behavior when used by children and adolescents.

The prevailing wisdom on this is that many people suffering major depression won’t even have the motivation to go through with suicide. Once the depression has begun to be treated, certain executive functions start to amplify giving sufferers newfound task salience and resolve to go through with it. The problem is that all the symptoms of depression take far longer to subside with consistent SSRI/SNRI usage as prescribed. These drugs take on average 90 days to reach their full effectiveness but not everything happens at once during this adjustment. Along the way, you do reach a strange state of: “well I’m still depressed but I feel empowered to do something about it now.”
The only EEU country in Europe proper is Belarus.
Look, I'm not trying to get into a whole culture war thing, but you do realize that the constitution literally had to be amended to give non-whites and women the right to vote? It seems like the constitution did a perfectly good job at doing that.
Stripe Elements why does the vendor have exposure to PCI compliance?
From the stripe website: "a payment field that originates directly from our PCI DSS–validated servers. With safer card acceptance methods like these, we’ll populate the PCI form (SAQ) in the Stripe Dashboard, making PCI validation as easy as clicking a button."

Since the credit card payment data never touches my server, why is PCI compliance a part of the conversation? With Fastpring I don't deal with PCI because credit card payment is done on their server and it sounds like that is equally true with Stripe Elements.
So what am I missing here?
This sounds promising.

Let's hope it will be better than this all-time not-so-great Google killer [0].

Example: You ask me for a hamburger.

1 Cuil: if you asked me for a hamburger, and I gave you a raccoon.

[0] https://knowyourmeme.com/memes/sites/cuil-theory
Ruffle is legit, but there are some later era flash games that don't play because they claim to / actually use later versions of the Adobe 'action script'; I'm hopeful that they'll eventually be supported and the archived versions of flashplayer (standalone) will not be necessary for anyone.
Social media is global, so any effects it has should be visible globally.

> Teenage suicides rates have, on average, declined slightly over the past two decades or so. While in 1990 there were, on average across the OECD, 8.5 suicides per 100 000 teenagers
(15-19), by 2015 this rate had fallen to 7.4. Much of this decline occurred during the 2000s. Between 1990 and 1999 the OECD average teenage suicide remained fairly stable at around 8.4 suicides per 100,000, but this average fell across the 2000s before reaching a low of 6.3 per 100,000 in 2007. With the exception of 2008, the average rate remained lower than 7.0 until 2014, although it increased slightly in 2014 and 2015.

https://www.oecd.org/els/family/CO_4_4_Teenage-Suicide.pdf
> Over the next 20 years the war between Google and SEO spammers meant finding things got a bit harder. Along with that Google's proliferation of adverts on their search result pages meant it actually became harder to even find the website link I wanted in the page itself.

Yes, SEO spam has largely made the search experience a lot worse and ripe for change.

But ChatGPT crawls these terrible links too! Many of the links Google spits out are themselves summarizing information found elsewhere, like a book or academic paper.

So why would you trust GPT to provide an authoritative answer more than your own instincts? It's omniscience is a function of everything it's crawled; that doesn't mean it has any idea of how to weave them together into a coherent response.
I feel like most people don’t buy the book either
Excellent point. Perhaps Google will have (is having?) the equivalent of the Apple-pre-Jobs-return years or the Microsoft-under-Ballmer years, where they just fumbled around for close to a decade before things were broken enough that they went into it with more of a "what do we have to lose at this point?" mentality.
I am concerned about run-time telemetry in libraries as well. It might make sense for language ecosystems to offer more data about library usage gathered at build time eventually, as a different system than the one I'm posting about today. I think when you get to that level of detail you probably need to start thinking hard about differential privacy and probably cryptographic solutions like ESA or Prio. I don't think we know enough to design the library solution yet.
African Americans make up 12.7% of the undergraduate population.

https://pnpi.org/black-students/

They only make up 1.17% of the undergraduate population enrolled in a CS major.

Either a disproportionately low number of African American undergrads are choosing to enroll in CS majors (interest), or universities are disproportionately refusing to enroll such students (in which case your argument about racism may have some merit).

Do you have any evidence that universities are refusing to allow African American students to enroll in CS?
This validates me. MDN is the bible.
It's definitely a problem. I'm not sure how to fix it.

The crux of the addiction is that doing is hard and consuming is easy. I can watch a YT video on homotopy type theory (I'm not a mathematician) and feel good about myself and how much I'm learning and how I'm going to use this newly found knowledge. The reality of the situation is I'm probably not learning very much and just procrastinating.

The moment you sit down and try to create, you are almost immediately slapped in the face by your own limitations and this is an unsettling feeling. You then have a reflex to escape this discomfort by opening a new tab and navigating to YouTube and sedate yourself with that sweet, sweet content - where anything is possible.

If you're an engineer or product person, I would recommend perhaps turning this problem into an opportunity. Can you solve this problem for yourself as a product or service? If you do I'd love to buy it.
Exactly, there are plenty of frameworks which make this possible but even with the best you are hitting plenty of potholes adding incidental complexity on the way to a polished end product.

Limit ambitions and focus on getting velocity into roughly the right direction. Have fun and worry not about having fun.
How much free will or "agency" do humans actually exhibit vs how much is habit or primitive brain-biology impulse and behaviors?

Why leave out animals in this analysis? They certainly have an amount of free will, preferences, emotions, and problem solving skills... varied by species, breed, and individual
The "Read the article" was used primarily as an emphatic for the following sentences, not a literal.

The part of the article that highlights this particular point is also easy to miss (one very short sentence immediately beneath an image). And not all of us fully and thoroughly read articles (as indicated by my user name).
It has a strong GPU but relatively weak CPU by comparison.

So it really depends what you play.

FWIW in my case, it is much better than my laptop from only a year prior.
I started a podcast about this. I'm sick of the rah-rah confident founder BS we see on here and all over the Internet. Sometimes we need to learn from our failures. Anyway, check it out. Keep Going: https://podcasts.apple.com/us/podcast/keep-going-a-podcast-a...
I handle it by collecting quotes that tell me to knock it off. I've since started to focus on just the things I really care about:

The purpose of knowledge is action, not knowledge.
― Aristotle

Knowledge isn't free. You have to pay attention
― Richard Feynman

"Information is not truth"
― Yuval Noah Harari

If I were the plaything of every thought, I would be a fool, not a wise man.
― Rumi

Dhamma is in your mind, not in the forest. You don't have to go and look anywhere else.
― Ajahn Chah

Man has set for himself the goal of conquering the world,
but in the process he loses his soul.
― Alexander Solzhenitsyn

The wise man knows the Self,
And he plays the game of life.
But the fool lives in the world
Like a beast of burden.
― Ashtavakra Gita (4―1)

We must be true inside, true to ourselves,
before we can know a truth that is outside us.
― Thomas Merton

Saying yes frequently is an additive strategy. Saying no is a subtractive strategy. Keep saying no to a lot of things - the negative and unimportant ones - and once in awhile, you will be left with an idea which is so compelling that it would be a screaming no-brainer 'yes'.
- unknown
Pounds of acorns found stuffed by woodpecker inside walls of California home
Another random possibility: the social aftermath of Occupy Wall Street (late 2011), where global corporate interests found it very useful to pit the 99% against each other through endless support of smaller and smaller atomized groups that are told it's the highest virtue the hate each other (but pretend it's not hate... "we're against hate, honestly we are, just look at our manufactured PR slogans on our websites!").

Children, being impressionable and the next generation, were especially heavily targeted by the media and big tech. Social cliques have always existed amongst the young, but those mostly developed organically. Now children are being victimized by companies worth hundreds of billions to ensure the kids don't grow up to be a threat to the corporate dominance of society and finance.
Definitely not the most popular; there are many multiples more people gaming on Android devices than on Apple devices.
i'd suggest reading Dopamine Nation, essentially the premise of the book is modern society has hijacked our natural reward system and we havent figured out how to moderate ourselves. author suggests 30 day dopamine detox so whatever you think you're addicted to (social media, sugar, sex, news, drugs, alcohol, etc.) force yourself to not use it for a couple of weeks and see how you feel. you should go thru intense withdrawal but in the latter weeks you're body and mind should be reaching a new equilibrium. she also mentions usinng challenging things (cold showers, exercise, etc) to reset your hormonal reward systems
IEEE 754 actually does specify a decimal floating point format since 2008, but I don’t think it’s widely implemented.
Late-Life Depression Associated W Raised Levels of GDF-15, a Pro-Aging Mitokine