skysight-inc/HackerNews huggingface dataset:
> It is a competitive business without a lot of pricing power. But what it will do is provide consistent, reliable returns. And since more people are getting more healthcare, the magnitude of the profits will obviously be higher, hence the increase in stock price.

It seems like you’re theory-crafting here rather that describing what is actually happening in the industry.

1. I somewhat sloppily used the term “profits” in my previous post, and I should have used “gross margins”. Specifically, 80% of premium payments have to be used on healthcare expenses. Their profit (~5% as you mentioned) comes after they pay their relatively consistent operating expenses out of their gross margins.

2. The increased number of people getting insured is not what has driven up the insurance companies profits. Those numbers don’t add up.

3. The prices of name brand insurance have increased fairly consistently. It’s not competitive at all, imho. It’s an oligopoly.

4. If you know people who work in medical billing and/or you’ve known a handful of people with substantial medical bills, you will know that hospitals have increased prices for many things to ridiculous levels, and they “nickel and dime” patients at ridiculous markups for anything possible. Why? Insurance companies don’t bat an eye at these expenses any more, and they are not incentivized to do so. As money out increases via payments to providers, money in can increase via premiums, and thereby absolute gross margin can increase proportionally. If you need further proof, check out the actual prices that people pay when insurance doesn’t cover something. Miraculously, charges come down and substantial portions of the bill will be forgiven/waived.

5. Investors have warmed up to the idea that health insurance is a government-supported racket that ultimately screws people who have to pay their own premiums in part or in whole.

Note that I am a fan of most parts of the ACA, but the 80/20 rule (and the misaligned incentives that it facilitated) needs to be fixed. That said, the hospitals and insurance companies are feeding at the trough, they have established a new excessive normal, and they will fight any change to the 80/20 rule by comically pleading poverty.
They probably have access to the data feed.
This is exactly true. In all honesty the US should never again build a new road or highway. There is already more then enough of both. Its not even close, in fact a huge amount of road needs to be removed, just reclaimed by nature.

To give an example, the city of Indianapolis is 'commited' to maintain a road that could go from Indianapolis to Alaska. Like seriously, even if 100% of government revenue was focused on just road maintenance, this wouldn't be possible. Lots of cities have the same situation, way to much infrastructure.

Within existing limits of the bay area cities you could easily build like 2 million new houses. Without a single new road, water pipe or anything.

This talk by Peter Calthorpe (the guy who invented Transit Oriented Development) about California and the Bay Area: https://www.youtube.com/watch?v=fUtdFbK4YG4

This video about his work in China is also amazing:

https://www.youtube.com/watch?v=fUtdFbK4YG4
I was a nuke for the 'normal minimum' 6 years. It's a depressing place, as normal person will typically get out as soon as possible since they survived that trial by fire there are tons of 'shoe in' jobs around that pay more. This of course means the people left behind to become leaders are afraid of civilian life or trapped there for other reasons (military medical benefits for a family member being a prime example). Also a social situation where nukes hate other nukes (while serving), and the social obnoxiousness of nukes causing nonnukes to hate them as well.

Ultimately that leads to a situation where nuke commands will have the lowest morale out of all branches. Though there was an exception for a while where drone pilot commands had lower morale.
According to this:

https://dqydj.com/weight-percentile-calculator-men-women/

That female dummy would have been in the 24th weight percentile, while the male in the 57th female weight percentile.
> Also, outside of the USA if they piss off Mark Zuckerberg enough they can lose the rest of the world because who would want a phone that doesn't have WhatsApp?

That is a fantastic point, had never though along those lines. It’d be very interesting to explore if people in, say India, where everyone uses WhatsApp - in that scenario will people drop iPhone, a status symbol, or WhatsApp, a somewhat necessary tool. I don’t think no one knows today and no one wants to find out, risks are too high.

Moreover, in that case it is possible that governments might step in.
I'm ignoring the first part of your sentence because meh.

However "Windows remains the defacto choice for bros who want security".
I'm genuinely curious about this part of the statement. Could you please elaborate
You're > 22 years out of date on that one then, a google search showed 'on blast' being used since at least the year 2000
Veterans find relief from nightmares with NightWare and Apple Watch
I've noticed a lot of the online services wrap openAI and sell a specific feature set. I'm also interested to see what I could build with gpt-3 without having to pay for it. But if I have to pay, I will as I don't have a lot of free time to learn.
Or you can use a financial instrument futures. I never bought futures, just learned about it in university. But there you agree to a future price, so akin to storing it.
Another one you might like is TT2020: https://copypaste.wtf/TT2020/docs/moreinfo2.html This one aims to replicate the ink characteristics of typewriters; there are 9 versions of each glyph that get combined via Unicode rules to simulate the way typewriters would inconsistently distribute ink.
> Very common in amateur coded websites.

Also common in professionally coded websites.
Observation of Bose-Einstein condensates of excitons in a bulk semiconductor
If there's no average male pilot, there's certainly no average driver, male or female. If tests with dummies are to be useful, they have to be interpreted as abstract results, not assumed to correspond 1:1 with what any individual human body would do.

This "female" test dummy won't actually be representative of most drivers, just as the "male" test dummy isn't. Neither for men nor for women. I'm sure the people who interpret the test results understand this already of course.
LibreOffice FTW.

https://libreoffice.org/

It may be glitchy in some areas, but I've been using it since graduating high school, and I can do whatever I want with it.
And we'll need a programming language that we can write our application in once but will still run on the different operating systems.
Young people subsidize older people due to the Affordable Care Act forcing it.

https://www.healthcare.gov/how-plans-set-your-premiums

> Age: Premiums can be up to 3 times higher for older people than for younger ones.

It is actually very available information. See age rating factors in these pdfs:

https://www.state.nj.us/dobi/division_insurance/ihcseh/ihcra...

For example, in New Jersey, a gold metal level plan would cost a 64 year old 3 * $730.86 ~ $2,200 per month, which legally has to cover 80% of a person’s expected healthcare costs.

For a silver level plan, ~$1,300 per month will cover 70% of the healthcare costs.

That just shows how much more healthcare people need as they get older.
I feel like the article is being rather misleading in that regards. Like its talking about sexual assualt, at a glance it sounds like they are talking about the criminal act of the assualt itself, but they are actually talking about if the board of the company was negligent in preventing their employee from doing the crime (i think, the article is unclear on that)
Russia's Prigozhin admits interfering in U.S. elections
EXCELENTE PAGINA, MUCHAS GRACIAS
There's a nerd-famous one involving Penny Arcade using (IIRC) Strawberry Shortcake to parody the style of American McGee's Alice. I think PA ended up caving because it was too hard to defend the use of a character from one owner to parody something about another property entirely. The strip was definitely intended as parody, but including elements from something that wasn't the subject of the parody made it much harder to defend under that exception.
Even if you're not 100% sure in your DB code you can do defense in depth approach and have the code that does the money operations do some checking too.

Even executing queued operations with few seconds delay allow you to notice say a series of withdrawals putting account in negative
With 9/11 specifically it didn’t do much for the immediate problem because there wasn’t much need for blood. People crushed under the weight of the towers weren’t bleeding out, they were just dead.
Same speed limit in the UK, and there are roads without painted lines.
> women are 17 percent more likely to die in a car crash and 73 percent more likely to sustain serious injuries in a front-end collision.

It makes sense to at least measure the differences and hopefully we can find ways to improve overall safety.

However I am automatically wondering a gender disparity in outcomes is a simple issue about genetics? Average women are far less muscular and are less robust than men, it makes sense given the same forces they'd be more damaged than men. Thats going to be something you cannot fix (if you distribute the forces more evenly then both genders will still have disparate outcomes due to structural differences)

One thing that these kinds of articles never seem to address is what is an acceptable rate? To illustrate the point with arbitrary numbers is a 1% improvement worth $10B ? IDK, but that's more of the kind of effort I'd like to see from writers.
>Still missing the point.

Using manual for enjoyment (that you're saying) is different than using for control (as in there's an actual benefit) that GP said. Rick answered precisely that point. There's no benefit to the "control" offered.
Hats off for even admitting you are are a patent examiner. On a site that is 99% against patents and all patents ( or software patents ) are evil.
Microsoft's head of marketing at the time posted about this on internal Yammer. He said there were two main reasons: first, "Windows 10" just did better in focus groups than Windows 9 or other alternatives; second, since the plan at the time was for all future changes to be delivered as updates rather than a newly branded Windows release†, it felt better to end on a round number.

† btw, what became Windows 11 started development as just another Windows 10 feature update, and what gets branded as a "new release" vs an "update" is mostly a marketing decision.
That's on my list of things to find out! I believe the Pi I'm using (the Model 3B) only supports 10/100 Ethernet, so bandwidth might be a concern. From a quick search plenty of other people are using Pis (including via HiFiBerryOS) as FLAC players, so that part shouldn't be an issue.
> force applied depends on the stiffness of the spring, which gets softer with age, not harder

But wasn't that the problem OP was trying to solve ;)
Reminds me of Hacker News comments when a developer shares a project here.
Now I wonder what about children? Do they have different dummies for different ages and different car seat sizes? If not, what's the equivalent of

> women are 17 percent more likely to die in a car crash

> and 73 percent more likely to sustain serious injuries

for children?
"Unless I’m misunderstanding and lane dividers mean the printed lines."

Well, we also have plenty of really narrow roads on the countryside, with no lane divider, no printed lines and - no speed limit, where you could do 100 km/h, as well.

(And well, some people do, but if you crash, it would be also legally your fault, for not having the adequate speed, even if there is no formal speed limit. Which is a nice counterexample to the usual, everything is forbidden unless it is explicitely allowed mentality)
At the beginning of covid, I wanted a tesla so bad. Now, I will never buy a tesla. Mind blowing to me that a company that sells something so pricey could alienate me so thoroughly, so quickly.
> I don’t understand the resources that apparently went into tracking down some kid who stole from an illegal marketplace a decade again.

1. I suspect that the justice system feels that, as a matter of principle, they ought to keep the heat on darknet markets generally. That getting darknet market related arrests in the news has deterrent value, and shows they're doing their job. Obviously, arresting operators or big sellers would be even better - but any darknet market arrests are better than none at all.

2. They recovered $3.3 Billion, so the ROI on agents' time is probably pretty good. American society loves it when police departments are funded with criminals' money, through aggressive traffic ticketing and civil forfeiture! So this is really no different to fining a driver for doing 55 in a 54, except with much less police time used. From a certain perspective, this is one of the most productive uses of resources the department could possibly make.
DigiNotar
I don't see where you're solving this problem. How do you move the air? How do you remove the water? How do you concentrate the CO2?
- Uninspired cinematography (some shows nowadays really spoil us)

- Future London relies on too much flashy CGI instead of building the setting more subtly

- Flamboyant villain with stock henchman character

- Relationship complications that weren't in the book (although the book characters were a little flat)

- The near-future South is too Hollywood with very clean-cut characters and silly things like hover-Roombas (in the book the near-future parts struck me as far more grungy)

- The show relies on cheesy exposition whereas the book made you fill in the blanks yourself
I think the point is that even for beginners these examples are dumb. If you want to explain OOP and inheritance you can use simple but realistic examples, like `class Shape { fn draw() }`, `class Rectangle extends Shape`, `class Circle extends Shape`, rather than `class Dog extends Animal` or some dumb stuff like that.
While G100UL is approved, it’s not everywhere or even in most places. I’ve flown with the new fuel but as soon as I leave my local airport, I’m refilling with 100LL.

The article talks about the serious problems in making change in the general aviation world. Some of the resistance is cultural but there are a lot of issues that are long-standing problems with FAA policy/bureaucracy. Eg: Pilot health is another hot-topic in this arena.
Bankruptcy is a deal with the court on restructuring or insolvency. Both parties have to agree. They will simply not take the deal if the risk is high for them.
I assure you, there are plenty of people with a few hundred million they are looking to invest who aren't in on the Big Gas conspiracy!

Yet, most of them don't seem to be tripping over themselves to collect this free money. It could be because:

* The market has priced in the cost of storing all this gas between now and February.

* Storage is expensive, and is at capacity.

* Building out new storage that only will be useful for a total of two years (Or however long you expect the war to last) is a poor investment.

* An increase in storage capacity will lower the spread between the spot price of gas in October and the price of gas in February, as suppliers price in the increase/reduction in demand

* Europe transitioning to electric (heat pump, baseboard, etc) heating will lower demand for gas.

There's a reason that difference in spot pricing exists.
There’s not actually a need to physically flip burgers at McD. They use a clamshell grill that cooks both sides at once.

Besides, the fry robot has a better ROI given the profit margin on that item.
Yeah, so much so that they live something like 7 years longer on average. /s
The average women's clothing size is now 16 or 18 (up from 12 or 14 in 2010). It corresponds to about a 38" waist. Average height is around 5'4", which has been mostly consistent over the last 20 years.

That's shockingly large to me. I knew Americans were obese, but wow.
While I applaud your effort, arguing that software would not benefit, the conclusions do not transfer across domains.
That's the opposite of how patents are used, amd where their value lies. They're no the defense your idea presents; they are weaponized offense, to which the only response is increase your own arsenal.

What you're basically saying is "every country in the world should have nuclear weapons and then let their respective god(s) sort out the winners if there is a dispute"
Actually, yes. Why not?
Woops! I guess one should not browse CVEs while on vacation. Thank you for pointing it out!
As another comment put it, it is assumed that women are the same as "smaller men". So it is more like they are not thought of rather than "cheaply valued".
> they could have an endpoint “/following.json”, containing an array of urls from people whose stuff they like to read.

I'm game. This will work with Gemini too. Literally just an array of URLs? Don't you want at least a name for the array? Or does that make it took complex?

{ "following": [
"https://news.ycombinator.com",
"https://aol.com"
]
}
Prigozhin is not looking to be the next leader of Russia at all. He is a Talleyrand/Richelieu figure, he is perfectly happy being in the backline and he isn't really liked enough by any faction of the Russian elite either. He also really is not electable at all given his past.

That said whatever happens Prigozhin's rep has been steadily increasing this SMO, given Wagner's performance relative to the regular army.
> Nearly five years after ZHONG’s fraud, in August 2017, solely by virtue of ZHONG’s possession of the 50,000 Bitcoin that he unlawfully obtained from Silk Road, ZHONG received a matching amount of a related cryptocurrency — 50,000 Bitcoin Cash (“BCH Crime Proceeds”) — on top of the 50,000 Bitcoin.

And presumably, this is how he was caught. He hid his identity really well. The withdrawal of BCH eventually led to his downfall.
> nothing about this needs to be set in Ikea

Sure it does. IKEA either invented or popularized the concept of designing a store in a maze-like structure, to _force_ customers to walk through aisles of product to entice them to buy something, even if they're not looking for anything in particular. If you walk into an IKEA store, the only way out is to walk through the entire store. It's why they have one-way arrows to guide the traffic.

This layout is particular to IKEA, and no other store evokes the sense of dread of being forcefully locked in a retail environment. This is why having a horror game set in an environment that parodies IKEA specifically makes a lot of sense, and would connect far more with players than if it was set in some random store.
> Isn’t reference counting a type of garbage collection?

Reference counting leads to memory leaks if cycles occur. Garbage collection algorithms don't have this problem.
That is not true, Microsoft is still widely regarded as the industry standard. It doesn't matter how horrific their products are or become.

I have so many measurement devices that run some form of windows on them and are impossible to port to anything else. I still run windows XP and 7 in private networks for some machines and still have to use windows 95 to rewrite some 8bit routines to floppy to run some ancient controllers.

Not because I want to, but because I have to.

Windows 11 is a giant problem, as it uses ridiculous amounts of ram. Around 2025 we will not be allowed to have win10 on the network.

So this is serious question for some, is windows 11 any good with privacy?
Well I certainly hope so, as I'm not in the position where I have any choice.
> with TLS/SSL inspection built in (you'd need some OS API to enable that).

I'm not sure of that. Provided you can add a cert to your OS, you should be able to get away with a piece of protocol downgrade network gear that you can then pipe to a different (ideally, offline other than UDP receive) computer for analysis.

You'd need to disable HSTS, but other than that I think it should be the solution you're looking for. Oh, and for good measure, ethernet cable instead of wifi.
Security teams in 10 years: Hey, why are you programming?
Average fitness levels vary a lot with region, if you stick to a few trendy coastal cities you might get the impression that most Americans are fairly fit. But if you travel across America a few times, I think you'll find that ball-shaped is actually quite common.
You might not have seen this pattern before, but annotating values with units as types is a legitimate approach. There’s a whole chapter about it in the book Software Design for Flexibility by Gerald Sussmann, the author of Structure and Interpretation of Computer Programs, which is linked on here pretty often. It has to be done in the right way, though, in a language that’s expressive enough to support it.
« Do not click PAY more than once »
True enough. I probably should not have inserted Swift into an Ada conversation. BTW, I am a Lisp developer, but some reason I find Swift palatable.
Nobody is willing to do it because:

1. Lack of political willpower. It is still not considered to be a very high priority thing by those in power, and even the people who live in the region.

2. Again, due to politicians, bureaucracy, and their corruption. Example -

> In two years, Delhi (state govt^) spent Rs 68 lakh on stubble decomposer, Rs 23 crore to advertise it [0]

> ‘No other option’ — as its fields turn black & skies smoky, why Punjab won’t stop burning stubble [1]

[0]: https://www.newslaundry.com/2022/05/11/in-two-years-delhi-go...

[2]: https://theprint.in/agriculture/no-other-option-as-its-field...

^: Not in the original article headline
I mean that's fine but the language decision that makes my small brain break is "why call it a function, instead of calling it a completely different name to represent the completely different things that it is"?
Although they default everything to being on, you can turn off every privacy-centric feature in Windows. That depends on whether you believe they are lying about those settings actually doing what they say they do.

On top of that, you can use network-level tools to block your data from leaving your home. This could be something like a pihole that blocks the relevant domains, and/or a firewall that blocks them entirely.

At least on paper, Apple does seem to be doing better on privacy. They are private by default. Again, this all depends on how much you believe they aren't lying. There are also edge cases with them. For example, iMessage is encrypted end to end, but if you make an iCloud backup of your iMessages, those are not completely protected.

If someone is that paranoid about the OS being the point of failure their privacy, open source OSes are available for them to use. I'm personally not concerned about using Windows, MacOS, iOS, or even Android as long as I am thorough about configuring all the settings in the OS and my network appropriately.
Unrestricted View Replication on iOS
The speed limit and the speed you should be driving are different though
I quit facebook in 2015. I felt like it had stopped being about sharing what I'm doing with my audience of close friends and started to become an infinite outrage machine. Posting things to facebook became akin to slapping the feeder bar. I realized that is was not sustainable, mentally, to indulge in a constantly escalating verbal war with people I only knew by 2 to 3 degrees of separation. I made a full backup of my facebook account to save my pictures I had posted and deleted me account. I feel that was similar in some aspects from unplugging from the matrix.