skysight-inc/HackerNews huggingface dataset:
Mortgages in NZ are typically fixed for between 1 and 5 years, with most fixing around 3 years. So 95% of mortgages will always be rate adjusted in the next 3 years.
So, ancient peoples lived there once before, when it was warmer?
With fancy cryptography (e.g. zero-knowledge proofs), you can allow the public to verify that the tally is correct while keeping votes secret. It's called end-to-end verifiable voting, and this is a good introduction: https://www.microsoft.com/en-us/research/publication/end-end...

The idea is that people post their votes publicly, but encrypted, and there's a procedure (based on zero-knowledge proofs) that allows to check that an encrypted vote is correctly accounted for in the tally without decrypting said vote. If sufficiently many voters post their encrypted votes (and if it's not too predictable who will do so), a wrong tally will be detected with high probability.
I don't think we agree that much.

> And I think [starting with anthropology] makes zero sense, since the goals, structure and size of hunter-gatherers bands and large work organizations are not even remotely comparable.

The relative size of these groups are obviously different.

The relative structure is exactly what is under discussion.

Relative goals: Now we're getting somewhere. There may be some people who "just want to code or get my brilliant ideas accepted without further discussion", but that doesn't seem particularly interesting to me. I - and I believe many other people - are interested in a society which achieves goals other than individual aggrandizement or increased production. Anthropology provides a perspective on what groups of people valued and to which degree they flourished. I suppose I might just be a simpleton, but supporting the weak and elderly read to me as rather worthy pursuits, not to mention hard problems.
Try browsing through https://news.ycombinator.com/item?id=33463908&p=5 (or wherever the last page ends up) - though there are more than a few nestled in the comments themselves.

And if you scroll to the bottom of even this, rather innocuous ask HN question, there's one at the bottom.
How different is it from RMarkdown? I thought is was supposed to be quite similar. Because that is really nice to use when preparing analyses for collaborators. I’d like to get back to having more “compiled” style notebooks for things aside from just R.
> or gas price drop

There is at least some nuance on that one-- e.g. taking credit for lowering gas prices when it's a result of distributing our strategic reserve.

In that case the administration is responsible, but it's potentially at a significant future cost. (since once the reserve is gone we'll be at even greater mercy to externally set prices).
The implosion of Facebook and Zuck's inability to stave blood loss, and instead bet the company on a niche product line with little interest and even less product should be a emperor's new clothes moment wrt founder stock having 10x voting rights, but I doubt that it will be.

The college dropout got lucky with a money printing machine. Not screwing that up, and purchasing every competitor is pretty easy. Now the business is hard.
The long term fixed term mortgage in the US rely on Govt regulation and the securitization of debt. In most countries when you get a mortgage its literally a loan from the bank, not sold on to bond holders.

Floating rate makes sense, if inflation rises, rates rise and usually so the pay rises so you can afford to pay more. In the US I have fixed at ~2% for 15 years which is good for me but seems silly over such a long term.
I've been through 18 layoffs since 1996, about 12 of them while in management. I can only speak to the Bay Area - practices may be different outside. You are correct, that lots of times positions/jobs are made "redundant" as part of the layoffs - but speaking as someone who both observed, and participated in the process - those "redundant" positions were quickly backfilled after the layoffs if there was any need.

The one exception might have been when the entire browser division was dropped back in Netscape - everyone was chopped there - but I can't say with certainty whether low-performing Server Division people were impacted (though IT and HR positions were chopped). So - fair, when a division or operating group is cut wholesale, low-performers in other divisions might not be dropped - but knowing the mindset of management - they really like to take advantage of a layoff as a "get out of jail free" card to let someone go. Much less stress, and way, way less paperwork.
>when there is reason to think the other party wouldn’t otherwise comply

There is no reason to think that here: https://www.businessinsider.com/read-blunt-email-telling-twi...
Clear as custard.
> I find it very odd that people keep mentioning it despite it not panning out, and not sure what to make of it.

Has anyone confirmed that the stock vests actually happened? Or did they get postponed whilst the layoffs where being organised? Haven't seen anything either way.

And I don't think it's that odd to consider that a man well known for flaunting the law would flaunt the law on this as well.
If ExampleCorp has an objectively fantastic CEO, one who genuinely cares about the company and the well-being of all his employees, and actually understands something about how to make those better...

...and then he retires...

how long would it take for you to be able to tell that his not-terrible-but-kinda-lousy replacement is actually not doing a good job?

The first CEO set things up so that they'd run well; the leaders he put in place will be there for years; the deals he made will be good for a while (and all the new guy has to do is re-up them when he gets the chance).

So for, say, 5-10 years, the new guy get slapped on the back and handed a fat bonus every year for Doing Such A Great Job CEOing...when he's barely doing anything.

But then the situation starts to change. The companies they had deals with start to get bought out, or maybe they just stop existing. The good managers and other leaders the original CEO put in place start retiring or getting hired for bigger and better things.

The new guy stops being able to coast. But obviously his leadership has been great this whole time, and he hasn't changed anything, so how could it possibly be his fault...?

Our society and our industry are chronically unable to measure actual excellence, let alone reward it.
Its a nicely written post, but I think its a bit misleading.
This type of exposition preys on peoples feeling that there must be something deeper going on, but ultimately just kicks a real grasp of math down the road. On the bright side maybe a few more people know of the complex exponential though?

The truth is that there is no royal road. No perfect explanation. Nobody can tell you what a mathematical concept really is. The only surefire route is through experience doing and using math.

If you want to know what these numbers "are"... then simply do more math. I encourage you to squeeze some philosophy in as well. Reading Wittgenstein's lectures on mathematics, after taking my first model theory course, really messed me up for awhile!
...which are still only useful under highly contrived conditions which require knowing so much about the target that it wouldn't be a practical concern.
There are people in my extended network already noticing certain abuse of verified profiles, which will only get worse when anybody can pay for one
The banks are required to stress test those loans with somewhat stringent requirements. When the loans were granted they take the current retail interest and add around 3% and ensure that the loan recipient could still afford it. Last year there were stories in the NZ media around how banks were not writing loans because people were spending too much on Uber Eats etc. They were going over finances with a fine-toothed comb (there was a bit of backlash in the media, but turns out it was a good thing). NZ banks have quite a high capital reserve buffer requirement which was increased by the Reserve Bank of New Zealand a few years ago – with a lot of pushback from the banks at the time.
> Is there something different about how houses are purchased in NZ?

The US government subsidizes long term fixed-rate mortgages as a matter of policy. This is not true in most other countries, including, apparently, New Zealand.
Location: Netherlands / Italy

Remote: yes or hybrid

Willing to relocate: nope

Technologies: Golang, Postgres, AWS, Git, Redis, Jwt, Javascript, HTML, CSS.

Resume/CV: https://tinyurl.com/3a77na22

Email : in CV

Can do both development or take the role of business analyst.
The US and Belgium are the only countries in the world with a government subsidized 30-year fixed rate AFAIK.
It's sad how everyone thinks his job is crucial to keep a company running.
They are not punished if they don't -- this is the right question. Except if they are a major-ish stock holder which is usually not the case (for publicly traded).
Perhaps, but unless this becomes a substantial portion of removals the hand-wringing about Twitter's APIs becoming "unreliable" seems overblown.
Hard to discuss this without getting political and violating all sorts of decorum but, I guess, the system worked here?

The original White House tweet:

> “Seniors are getting the biggest increase in their Social Security checks in 10 years through President Biden’s leadership

The reality:
Inflation triggered an automatic increase in social security benefits because of a 1972 law that indexes social security checks to cost of living.

I guess it's odd claiming you did good thing X, when in reality it was bad thing Y that automatically caused good thing X. But even that's not right, because in inflation-adjusted terms, good thing X actually wasn't good at all, it was just neutral.
Atom 1.0 is strictly and well defined in https://www.rfc-editor.org/rfc/rfc5023

RSS is a bunch of different "standards" and good practices, its way more difficult to parse and play with.

They both have the same goal, but one is just cleaner and stricter :)
Being CEO is good work if you can get it. Run a company to the ground and receive your golden parachute package for all that hard work.
> It was a high performing organisation with few peers in corporate history

Apart from the time he ran it into the ground.

Musk isn't up there, Jobs isn't up there. You need a multi-decade record of strong capital allocation decisions, Musk barely has five years. Jobs had a record of making mistake after mistake for decades until the IPhone. Musk, by his own admission, made huge errors and would likely have gone bankrupt in 2017.

Of those alive today: Buffett, Malone, and a handful of smaller-scale people (i.e. Leonard, Stiritz, and some firms with strong culture like 3G, potentially Costco). In most cases though, CEOs need to be saved from themselves. Tech CEOs are also some of the absolute worst...I can't think of any with very strong records (Leonard is one, but the scale is relatively small). You find far strong management teams, on average, outside tech (industrials is one area, you have quite a few companies that not only have good CEOs but very good succession). The incentives are just totally wrong in tech: you get rewarded for failing, so you end up with lots of incompetent CEOs (Pichai being one of the worst, Google generally is just a terrible shit-show).
Can you provide some examples of where a labour union has went on strike to remove a C-Level person?

I eagerly await your examples.
Is that something you see as a danger because of Elon taking over Twitter?
Prior to 2012, there was also the National Bank of New Zealand which was also just another retail bank. Extra confusion haha.
Those tend to be places where saying "I believe in free speech" lands you in jail, so there is reporting bias.
That's good to know, and nice that Mozilla did that!
When I was in high school, we abused "net send" and managed to blast a "all your base are belong to us" message to every PC on campus.

We suspected it even reached other schools in the district.

Good times.
Ah, yes on the scaling
Tech industry in bc employs more people than all the mining oil and gas combined.

The importance of the traditional resource industries feels like an out of date meme leveraged for political reasons. It's not the future for Canada.
Look at me. I'm the captain now.
I had the opposite reaction. I think this list shows what is passable as educational nowadays. I would personally be very cautious to consider anything included as edutainment, never mind educational.

I took some time to peruse the list after topics for which I took formal education and could not find a single useful channel.

The only very few exceptions to the rule are MIT OCW kind of channels where universities include playlists with footage of undergraduate courses.
That's a Safe Space for specific people, not Freedom of Speech as a general principle.
What do all these goofy polls have to do with a "recessionary spiral?"

The only data in this is at the end, and it is not particularly interesting. NZ homeowners will be affected by rising interest rates.
> It’s a cesspool of indignation, racism, faux wokeness
> I‘m not even sure I‘d consider Twitter worth saving.

Obviously the people who use it think it's worth using. Either way, the point isn't how bad Twitter is in your personal opinion, the point the author rightly makes is that it will get worse.
Any company can request that Twitter take down screenshots of their own internal communications. Both before and after Elon, I imagine Twitter would comply if the request went through the legal channels (i.e. lawyers sending letters).
Citizen Kane and Akira Kurosawa movies get put high up on the list of the best movies of all time. If someone is on a 10 hour bus ride, they aren't going to watch these, they're going to watch the latest marvel movie or star wars series.

Lisp may be the most influential programming language of all time, but that doesn't mean it's the best tool. It has a fragmented old eco system, it isn't as simple as scripting languages, it isn't as fast as native languages and its main advantages have been built in to other languages a long time ago.
seems like you are both right
> the 1%

How many are they again?

I doubt there are millions of them on the US.
I mean, that's just a more advanced version of storage heaters in the UK that "charge" on Economy 7 tarrif (late evening and overnight, cheaper per kwh) then radiate heat the next day.
Not sure where you got "rightwing" from.

David Sacks is to the right, Elon is center-left, and Jason Calcanis is a bigtime lib. For the past three days, rightwing Twitter has been screaming that Elon has "caved" and so on because Trump, Alex Jones and a few others haven't been unbanned. (Personally, I'd like to see the Babylon Bee brought back as a gesture of good faith, pun intended.)

How is the combination of those three "rightwing?"
Banks are supposed to stress test customers to that kind of rate. Not sure how successful that is. I know we thought about it and moved pretty far out in order to afford the home we wanted without stretching our budget to the limit. Most of our peers stretched themselves to the absolute limit they could afford.
Hot take, this was bound to happen at one point or another. Everything I’ve read, and witnessed from using the platform always came back to this thought: “how are they even making money on it?”

Policies also placed were just not popular regardless from what you heard from the vocal minority.

I personally hope Twitter develops into a platform that has more fair policies, and makes some sort of profit.

It sucks to be laid off, but honestly it was a bubble waiting to burst. At least these people are getting some sort of severance.

The only thing I hope is that the COs don’t get their golden parachute. They haven’t done much for the platform, and only made it worse for a majority of the user base.
Companies are groups of people. It's right there in the word "company".
Same as Canada. I assumed it was market forces but no, it is regulated this way! Seems like a bizarre plan to make your populace less resilient to rate fluctuations.
I believe so friend. An exponent is short form for exponential or an order of magnitude. Do you work in SV? You're free to ask what X is.
Ask HN: Twitter is empty, and all the tweets are here?
I know that it's against the guidelines to complain about HN becoming reddit - this is not that.

I am curious if we can expect a mass migration of twitter users disrupting the cultures of other sites (even possibly this one)? Mods might have their work cut out for them even moreso than usual.

Any predictions on what this does to the overall internet comment landscape? Assuming many users actually do leave twitter that is.
One of HRs jobs is to track % of people who are > 40. If you are a company of 1000 employees, and you are 25% of each age group 20+,30+,40+,50+ and you do a 100 person layoff, and 100% of them are 40+ - you will be sued and they will almost certainly win.
Yes, I'm sure the advertisers are fleeing because "others are allowed to talk". You've nailed it.
I've read comments on Hacker News that adjustable rate mortgages are the rule rather than the exception in many countries (outside of the U.S.). Here's a comment saying that Canada ONLY does ARMs https://news.ycombinator.com/item?id=15185052 and another comment saying that they're very common in some European countries: https://news.ycombinator.com/item?id=30339845. I'm guessing this is how it is in New Zealand.
The biggest issue the board seats have become status ornaments. People grab these board seats and most of them don't understand the company or product are shy of taking responsibilities. You would see two kinds of people who are on the board - first they are in some executive positions in other organization and are already very busy and the second category of people who grab these board positions for fame but don't want anything to do with it.
How are they backed by government differently than say in Canada where CMHC backs most mortgages?
630 coders is quite a lot for what Twitter does.

They do not own datacenters, AFAIK.
What are the fundamental concepts of free speech that many of us don't understand?
Most countries don't have long-term fixed-rate mortgages. The US does because the federal government subsidizes them as a matter of housing policy.
I do have a real parking spot for it. At my home. In a whole other state. The mistake I made was visiting my friend. I wasn't aware of the out-of-town window smashing policy.
that is not how similar at all that is not how machine learning works OMG
It just seems sad to use the ghost of a guy who desperately chases pop culture/mainstream media trends to talk with feynman's ghost, and not even have it be part of some bit or social commentary
The Fed is designed to be independent from the whims of any individual politician, but it still exists due to an act of congress, and could be changed at any time by congress passing a law and the president signing it. And if that can't/doesn't happen, it's because _congress_ doesn't represent the people of the United States.
> Extremely messed up! They’re trying to destroy free speech in America.

this reads like a Trump quote. People are free to use their speech to pressure advertisers into dropping Twitter. Or, rather, "voting" with their wallet.
How is Peter Thiel a fascist?
A message to those diagnosed or not with ADHD. It's also ok to be yourself, and not try to 'fix' yourself.

Shit at some aspects of life? All good. Good at some things? Great.

Not saying treatment is bad, just that being yourself, with all its costs and benefits, is a completely legitimate option.

Medicate always as a last resort
Population was decreasing prior to mass layoffs. Now we're just forcing inorganic increased supply; dropping property values.
That’s a pretty uselessly vague “symptom”. Do you lose it by literally withdrawing cash and misplacing it? By purchasing expensive things on a whim and ignoring them? By gambling? By failing to sign contracts or meet deadlines? By making the wrong product and incurring contract penalties or regulatory fines? All of those have different triggers and ways to avoid them.
I'm thinking of a Jadzia Dax in Star Trek: Deep Space Nine. Jadzia is among the lucky few among her race, the Trill, implanted with a "symbiote" carrying the memories of all of its previous hosts. Carrying a symbiote is an unrealized dream for many Trill who wash out of the rigorous application and training process and are told they're incompatible. In one episode, one such disgruntled fellow tries to steal Jadzia's. In another, we learn a twist: compatibility is actually very common. There just aren't enough symbiotes to go around, so they lie about it.

My pet theory is that grossly-paid C-suite executive jobs are like this. Plenty of middle-managers could do as well as the average CEO. But there's only so much room at the top of the hierarchy, and we need to pay them hundreds of millions of dollars.
Variable rates are bad in those rare years where rates spike upwards, but the data shows that in general, variable rate mortgages are more affordable than fixed rate mortgages (which are a premium), which is why they're pretty popular.

The thing that makes them not painful in bad times is that often the payments stay fixed, and the extra interest is tacked onto the end (meaning that you are gaining more to pay). (you can get a mortgage where the payments do immediately change as the rate changes)

That being said it is possible to hit the "trigger rate" where your fixed monthly payments are no longer even covering interest alone, and then the bank will give you a call to make your payments go up.
AI has already digitized these videos a countless number of times why are we slow to implement this as an algorithm into the genetic code of a fish which we may then stick into our ear to perform any spoken translation to us.

We will probably have similar for eyeballs one day but they may be more invasive.
This is usually resolved by requiring a minimum ownership stake for each prospective board member, and to make sure it represents a significant fraction of their total net worth.

To guarantee that the board would lose their shirts if they make decisions completely opposite to reality, thus motivating a more thorough investigation of what they see and hear.
“The entire Human Rights team has been cut from the company.”
https://www.cnbc.com/2022/11/03/musk-orders-twitter-to-cut-i...

Musk wants to save $1B from infrastructure costs, so the service quality will very likely degrade. The current business focus is money saving at all cost so I don't think SRE or whatever engineers are not very safe from layoffs.
It's SaaS, hardly an unfamiliar concept! Our TMS uses at least a dozen services that work the same way. But to echo what other people in this thread have said: Stedi is a total game-changer. Their platform is outstanding and their support is second-to-none.
Can someone explain to me why Ukrainians have to pay 2500 to 4500$ in monthly fee while normal consumers of the service are normally only paying around 100$?
A single digit % of total income may not be a big deal in European salary terms, but when you make US salaries it's significant. That's your first mistake.

Also, lol at UK public transit. Horrifically expensive - probably more than a single digit % of total income if you actually have to commute anywhere on a regular basis.