skysight-inc/HackerNews huggingface dataset:
Show HN: Ask our algorithm and real financial expert anything about your money
It’s pretty simple: ask us absolutely anything about your finances (it’s okay to be really specific to your situation!) and our algorithm backed by a Certified Financial Planner will give you a hyper-personalized spot-on answer, for free.

Go ahead and stump us! Let’s really kick the tires on this thing :)

Up until now, we've been doing comprehensive financial advising for free. Our most popular feature is the ability to just ask us anything so we figured why not make that feature available for everyone? Also for free :)

Some more context: Uprise’s mission is to make wealth management/financial optimization as accessible as possible (ie, free) and we think the key is to have an amazing algorithm and database of financial rules/products but backed by a real financial expert to make sure the recommendations are good and to refine the algorithm.

If you love it please feel free to share with anyone you know that could use some advice on their finances! We’re happy to help as many people as we can.

Some example questions people have had:

- What should I change about my finances once my student loans are forgiven?

- How do I adjust my finances to deal with inflation or recession?

- Which credit card should I open next?

- I work at Tesla - can you look at my benefits and make sure I’m taking full advantage?

Feel free to send feedback/questions here! chris@uprise.us

Thanks for looking at this!
In the entirety of my K12 education any answer that wasn't a full complete sentence was a zero.
Does a memo get issued for when to buy stocks?
> Primarily, they just add more complexity and overhead into the computing landscape.

No, they don't 'just add more complexity and overhead'. They are tools. Properly utilized, they are great.

There's a reason why you are (probably!) not running a power station and home and have, instead, hooked to a power utility company. They have the expertise and can amortize the costs among many customers.

Similarly, containers actually brought efficiency – they replaced many(obviously, not all) of the use-cases that usually required virtual machines. They also simplified some very difficult deployments.

The problem arises when you are doing things for the wrong reasons. For example, using 'microservices' just so you can try to avoid teams from having to talk to one another and end up shipping your org chart.

I do agree with a more generalized statement: more often than not, monoliths are what you need.
Far out!
It also shouldn't really matter what kind of vehicle are out there.

If I see some weird looking car I've never seen before, I just treat it like every other car.
> you then need to recover the relationship between the probability of observing a certain outcome and the amplitude of that outcome in the wave-function.

I have never understood how that is a strong objection. We've experimentally determined that the state you are more likely to find yourself in is based on the squared amplitude. How is this different from CI but with probability of observing given state - which was also determined empirically?

> Of course "measurement apparatus prepared in a certain basis" does a lot of work here, as we don't know how to define this in terms of a quantum system.

Yes, this is where the Occam's razor bit comes in.

> So, the MWI has to actually introduce extra elements (the worlds and their number, and the observer wanting to compute a probability) to explain the actual measured results of quantum experiments.

The worlds and their number are equivalent to the states & probability of CI without having to introduce the "measurement apparatus" that is distinct from the quantum system.
What are the odds this has to do with midterm elections in the US
I was always under the impression the innovative part of TM's "service" is taking the bad wrap/reputation hit that comes along with extracting more money for venues, artists and (or course) themselves. So essentially being paid to be the "evil Ticketmaster" we all know.

Artists, venues get to blame them while keeping the base cost of their tickets lower (for perception purposes), while still making money on the TM fees.
I mean, I get what you're saying, but for a company with critical branding needs, they will absolutely be concerned by this. In many instances they might even notice themselves. Sure, your average software company CEO won't care, but if you're in the food and bev business, or a design firm, or a game developer, the execs are keenly aware that micromanaging their public image is essential. That's why they spend millions of dollars for logo redesigns, or in a more extreme case, spend a huge chunk of change to make their own sliiiightly different version of Helvetica like Target did.
Ticketmaster has monopolistic dominance here, yes. However, the strongest monopoly involved is Blink-182 themselves, with absolute control over how they sell "Blink-182" live performances.

They may be quite happy with some other big, bad corporation taking the hit for policies which manage to capture more of the full willingness-to-pay for the band and official partners, rather than secondary sellers (scalpers).
I encourage you to take solace in stories of courage and invention at this challenging time in history.
"WASHINGTON, D.C. — On Wednesday, the Centers for Disease Control’s Advisory Committee on Immunization Practices (ACIP) will vote on whether to make COVID-19 vaccines part of the mandatory childhood immunization schedule.

If the committee votes in favor, vaccine makers’ liability for injuries will transfer from the corporations to the federal government’s National Vaccine Injury Compensation Program (VICP) – effectively shifting the financial responsibility for the shots to the tax payer.

Pfizer and Moderna have so far been temporarily shielded from liability through the PREP Act, but that protection will end in 2023."
I love this comment:

40% failure rate - They are probably doing better than me when dealing with sketchy Chinese suppliers.

I'd say I am closer to 50/50.
Clevo is apparently German, whereas System76 say they're based in Colorado.

https://clevo-computer.com/en/
https://system76.com/about

Wonder how the hardware supply chain works?

Aside: For a little over $1200, you can get a "desktop" with ECC RAM. And not have to assemble and test it yourself. Sweet.
Unfortunately, it has been stayed for appeals. It seems to me that appeals must be done quickly. The point of the conviction is to compel him to appear before a Congressional committee, and that's time-sensitive. There are answers that the committee is entitled to, and delaying his appearance makes it likelier that politics will intervene before the committee does its work.
Oh I misread your comment - I thought you were referring to decoherence as the mathematical convenience. Now that I see that it was collapse, definitely agree.
> So, um, is this cheating?

It's a really good question, but also a really silly question that no one should have to guess about. Teachers should be simply be providing explicit policies one way or the other.

I had "anything goes" assignments and "strict" assignments. For the former I didn't care. For the latter I could either tell whp if you were cheating, or else proctored the assignment.

Math is a good leader here. Sometimes you allow certain tools. Sometimes you don't. The set of tools allowed tends to increase as courses get more difficult and assignments get larger. It really just depends on what is being evaluated.
I know what p-hacking is. There's no reason to believe that they've done that here. The choice of enzymes was motivated by the logic they outlined in the paper, the enzymes chosen are some of the most popular today, and the authors are completely forthright that the choice might affect the outcome.

To fairly make a critique like that, you need to have at least some evidence that a selection bias was applied for no other reason than to affect the p-value. Otherwise, literally every study can be accused of "p-hacking". Here, there's a very good, obvious explanation for the choice that they made, and therefore all you can really say is that the results might be different if you looked at a different set of enzymes.
An IPC Language for the Whole Operating System
Then maybe you should explain what you're actually doing because I'm an urban rider, my friends are urban riders, and the general consensus in our local motorcycling community is the horn is useless. Because like I said, if the driver isn't crossing your path then there's no reason to sound the alarm and if they're already entering/crossing your path then you'd better be engaged in crash avoidance. It's not clear when you're using your horn.
Author here. The key here is that customers can leverage these pools in addition to their existing pools, improving capacity and price. AWS actually supports this out of the box (including substituting instances with drives) by specifying core and memory requirements directly instead of instance types.
US particle physicists envision future of the field
I understand your point of view. Perhaps any religion would do for the OP?

> I have high confidence in the religion (The Church of Jesus Christ of Latter-day Saints) due to a long list of reasons which I have written, including personal experience, that constitute sufficient "proof" for me.

Please take into account that many other people have high confidence in their respective other religions. Do you think they're all wrong and you're correct? I find this absolutely fascinating - apparently you're smart (you're the one learning Rust, not me!) and yet you believe things which to me appear to be obviously untrue.
I write complex web apps and hit the limits of CSS every day. My apps are written in a way that allows easy changing of themes and `accent-color` particularly can greatly simplify my theme management system.

I'm super excited for some of these additions. Perhaps they are meant for designer-developers such as myself and not for the casual CSS developer who doesn't already reach for existing advanced features.
Ticketmaster often puts out that "we're just pretending to be the bad guys so people can still love their bands" story and I don't buy it. They are unregulated monopolists so one must never give them the benefit of the doubt. It's pretty clear that the bands themselves are under strict NDAs about the relationship so the only word we only ever get Ticketmaster's side the story.
If I wanted tickets to blink182 I'd DDG blink182, which obviously has blink182.com as the top result.

I'd then click "book tickets". That might be a link to ticketmaster, but it could be a link to seetickets or any other ticket system.

If blink182 used seetickets, and I wanted to go to their concert, even if I went to ticketmaster, once I found that I couldn't buy a ticket, I'd go elsewhere.
K9 Mail: Advanced Email for Android
it is in many states (though FL only medicinal, so I'm guessing CircleK's there require you to show your document.

https://disa.com/maps/marijuana-legality-by-state
Yes it is. Thanks!
Exactly. And people forget that market prices do not always go up. I've been to quite a few sporting events where I bought scalped tickets day of for less than face value. Tickets have expirations like options do. No seller wants to be still holding tickets when the event starts.
> ...how bad is the hiring situation going to be in tech over the next year?

I think it's going to be pretty bad if you're expecting to go through something like the process you described:

1. Cram some coding exercises

2. Breeze through a FAANG panel b/c they're hiring anyone who can balance a binary tree and carry on a conversation at the same time

3. ...

4. Pull an easy $250k base, plus stock and a twice-annual review/raise cycle

I worked through the 2001 downturn and 2008. Both times I maintained a decent amount of flexibility in where I worked and what I worked on, with the consequence that I could no longer simply demand whatever salary I wanted and an extremely senior title on my way in the door.

Given that you have software development _and_ legal qualifications you should have lots of options if you're willing to branch out a bit. Ex.: big co's need folks to own compliance for user data, financials, etc.; being a technical lawyer could be a superpower there. Ditto running audits from a bigger consultancy: anyone trying to gain PCI, SOX, or various ISO certifications -- or even just the record-keeping and reporting needed to be a public company -- needs experts in both tech and legal policy.

So: I wouldn't freak out, but I would suggest actively looking for a more creative/blended use of your skills, vs. simply throwing yourself into a FAANG candidate pipeline and hoping for the best. It'll put you ahead of other candidates, hopefully avoid some of the post-layoff hangover, and honestly probably be more fun and interesting than just slinging code that gets more people to click on ads.
My high school English teacher adamantly refused to read any essay over the length of one page, double-spaced. I learned more from that class than any other writing class I took.
They need to have enough truth/insight to be funny. When your premise is that Eton only looks at cash-in-hand for admissions -- pretty much the opposite of the truth -- that doesn't qualify.

The joke would only work for schools that famously looked the other way on pretty egregious stuff if you paid them enough -- not on a school that makes a point of heavily filtering beyond the official tuition. (Sorry, "sticker price".)

Side note: It's also kinda funny how the parent expects 45k to be some kind of jaw-dropping, outrageous number, when Americans routinely pay that much for college.
Eh idk, medicine has its own challenges. I was a premed years ago. I’m thankful I made the change to swe. Grinding leetcode is still a great investment in the long run as long as you keep skills up to date and are a competent engineer.
The one note I will mention about SpaceX and caring about HW/terminal security is the subsidized cost. SpaceX is retailing the terminal I bought for $500, while I understand the hardware all-in is north of $2000.

In these scenarios you will usually see the vendor default to locking down the platform/hardware, if for nothing else to prevent people from buying it and re-purposing it due to subsidized components included.
> A loan at 2.875% is almost like having free money, so even if I need to move, I'd prefer to rent out my house than sell it.

I've watched a lot of friends go through this thought process recently. Locally, the thought process grinds to a halt when they see the exorbitant prices that property management firms are charging for new customers these days. Apparently there's a huge spike in the number of people trying to become landlords because they don't want to give up their low mortgage rates, like you. Property management firms are taking advantage of this.

I also see a lot of people changing their minds when they do the math on the size of down payment they'd need and the monthly cost of a 7% mortgage on the types of houses they want to move to. There's a reason people talk about starter homes and trading up as opposed to accumulating additional properties every time they move to a nicer house.

OTOH, I know a number of well compensated software engineers who were trying to pour their money into real estate investments. All of them are very firmly paused on buying new properties at the moment.
If it is necessary to have that many classes, then there should be so many classes.

but in Java everything is a class, main function? in a class. a library of static functions? in a class.
The complaint is a farce.

> Google Photos app, which allows people to search for photos they took of a particular person;

All Google Photos does is group pictures by matching faces in pics to allow you to click on a face and lookup all pictures which have that face. It does not "recognize" who the picture belongs to.

> Google’s Nest camera, which can send alerts when it recognizes (or fails to recognize) a visitor at the door;

All the processing happens on the device locally. It will only "recognize" by name if you name a face. This is a premium feature and the tagged names are wiped when you stop the premium subscription.

> voice-activated Google Assistant, which can learn to recognize up to six users’ voices to give them personalized answers to their questions.

Users have to enroll their voice to access this feature.
I think that’s a good thing. Hard to build communities of anonymous transient people. Who cares if there is a park and cafe or you get to know your local representatives if you move every few years.
Same here, I'm getting ready to return soon and feeling nervous but cautiously optimistic. I wish you the best.
What was the post? It was most likely flagged by users, not admins.
Yes, a head of lettuce outlasted Liz Truss
I think 30-year fixed mortgages are somewhat of an American phenomenon (perhaps due to the luxury of having the global reserve currency). They are not generally available in Canada or UK, where 5-year fixed rates are the norm.
> HTTP is OK with ME

How do you propose to secure user sessions and prevent MITM or tracking otherwise?
>The ignorant are cocksure, while the wise are full of doubt.

If we assume our abilities are limited and finite, we can never be 100% sure of anything. However, we can be 90% confident of things based on: (a) Shared wisdom and learning (b) Scientific research and experiments. Philosophy of knowledge is a tool to get knowledge; it is not knowledge itself. Going back full circle, we believe our abilities are finite and limited. We believe we cannot know everything. We can only be confident based on our limited shared knowledge and scientific discoveries. We expect future knowledge to contradict old knowledge. Philosophy underpins or guides this quest for knowledge. Philosophy are fundamental assumptions or beliefs. e.g. Truth cannot contradict itself. If truth contradicts itself, it is our limited abilities that deceives us.
homicide is illegal

it hasn't stopped homicides

but it made them illegal

if your point is that nothing ever changes so there's no point in doing anything, I beg to differ.
Posts about divisive ideological topics are often (in fact usually) low-quality and lame, so it's natural for them to be downvoted or flagged. That's to be expected on a site that is trying to hover at least a little above internet default, with its flames and its rages and its repetitions.

People don't post about these things out of intellectual curiosity—they mostly just reiterate pre-existing positions and points and agendas. Such comments typically make up for the lack of curiosity or information with rhetoric and indignation. That's what we're trying to avoid on HN.

https://news.ycombinator.com/newsguidelines.html
I've lived through a few previous downturns - early 90s, dot com, 2008. Yes, it was tough for a lot of people, especially when the market had a glut of ten-year folks competing directly with five-year folks. (For various reasons the people both above and below that didn't seem to have it quite so bad.) But it wasn't impossible. In both periods I succeeded in changing jobs - voluntarily - myself. It probably helped that people with less experience are generally cheaper in a time when companies were desperate to reduce costs. So yes, the job-hunting process might take more time and/or effort, you will probably collect more rejections along the way, but don't give up hope. The demand is not going away, and in fact it's still increasing overall even if some high-profile companies are having to correct their staffing plans.
AFAICT a lot of the negativity comes from developers who want to work at a component UI Kit level you can find in native dev but don't find libs/kits that accommodate this well.

I don't think this is a failure of CSS -- I think CSS has turned out to be brilliant with some blind spots and part of the most spectacularly flexible UI layer that's ever been created. But it works at a lower level and leaks easily and that plus some cultural factors has generally pulled people towards a below-component development focus lots of devs would rather have abstracted away.

Container queries are one of several things that can move the dev culture more towards component level.
Clojure 15th Anniversary: A Retrospective
Are you paying well enough for the current market?
Ask HN: Is there any good open-source ATS (applicant tracking system)?
Greenhouse and Lever are good but are there any open source alternatives? I need one for my company but I don't want to spend the exorbitant amount and I want some customizations.
They couldn't go anyway considering the only way to get a ticket was to pay a scalper the 2k now going to the artist. Economics would suggest making it affordable to average joes means staying in town for a while and doing 15 shows instead of 2.
There are various palindrome words you can add to those, such as racecar.

RACECAR POOP, OTTO, POOP RACECAR!

My kids will love it.
This. My current hobby project[0] is basically something I started because I was frustrated with the inability to version control my tests in Postman alongside my API code. If it can't be committed to source control, then it's not really your code.

Now I can run all my tests FAST locally and set up a CI/CD pipeline in about 15 mins that will pick up and run them as well. At this point I'm not even sure a UI is necessary (maybe for the QA folks--maybe just an import from a postman collection will be enough for them, though).

[0]: https://github.com/davesheldon/nap
Given that on some domains, there is no way around C or C++, unless one wants to be part of building the ecosystem, I was having big hopes on the clang and VC++ static analysis work for those kind of scenarios.

I can't speak for clang, but in what concerns VC++ is mostly useless still, unless one wants to annotate everything with those kind of annotations + SAL, and even then it is only half way there.

Which is not really inspiring.
Yeah, if the bands didn't like the situation they would just switch to one of the competitors like...um...
There's also nothing to stop word of a particularly noteworthy game from spreading into the MemePlex as well. It can be countered with memes though, which is what much of our ecosystem is now composed of.
Show HN: WebAssembly on the server in Rust that analyzes HTTP in real time
LeakSignal project uses WASM in Envoy server to check for sensitive data leaks
Great, so now you're surveilling your family. It's still a violation of privacy, perhaps even moreso because you, an intimate, now have a much wider view of your family's behavior. It's weird and unnatural. And you may say today that you're a beneficent broker of this information, but tomorrow when your wife or your children in some manner act aberrantly - viola your opinion suddenly changes - you'll leverage it for some self-concerned motive. At least with a third party monitoring shit there's not such a considerable conflict of interest. But none of it is really reasonable. And criminals will adapt - they have way more options than you do.
Thanks to the Israeli accessibility law, I have to delete my websites
I'd assume the Russian drones would default to GLONASS
Potential value is the key term here.

Or as a old saying says "a bird in the hand is worth two in the bush". I am well into 7 figures on wealth instead of low to mid six figures in debt. You can play debt in that way. But it is risky and has lead many to ruin. However I traded debt for a reliable income at a fixed pace that was well above my spend level. I curb stomped all of my debt own a nice house, nice car and paid for with no debt. Debt is thief of your future potential. Debt can be used for that sort of thing but you have to use it extremely carefully. Most people dont. I was not among the gifted of picking the right things to invest in. I also know to almost the penny the potential I lost. Because hindsight is 20/20. It is nearly identical to what I have. Because I basically became the lender instead of the borrower. Debt is now a tool for me instead of a worry.