skysight-inc/HackerNews huggingface dataset:
This is not a shining example of the security of credit cards, but an example of how insecure they are. We regularly carry passwords into our bank accounts in our pockets, and punch them into random ATM machines on the street in a foreign country, say them over the phone, or type them in while using the coffee shop WiFi. It is no wonder our cards are frequently compromised and the total cost of card fraud is many dozens of billions of dollars per year.

Usually, the credit card company is the one absorbing the cost of this fraud - the food or physical goods that the fraudster purchased doesn't just magically leave their possession.

It is entirely possible to build a company that holds custody of your crypto, extracts rent on transactions or borrows with your deposits, and uses their profits to give you some financial protection up to a certain limit. Most likely within 10+ years your local bank will have some account that will custodially hold some limited amount of funds in crypto that are FDIC insured. But not everybody in the world wants this system, and not everybody wants all of their assets to be held in this way.
Is there a self-hosted payment gateway that just works?

I hear you about cloud dependencies, but this isn't one of those cases.
I'm not saying this is resource heavy, I'm saying that it's the only specific thing I can think of that "modern" implies to me (since it's very often true of things that are billed as "modern").

Maybe a better approach would be to consider how you'd try to convey the same information to a reader 50 years in the future, when "modern" may mean something very different to them. What does that actually mean, specifically? What are the good and desirable qualities the term's intended to express to the reader? It's not a good word for communication because it's both vague to begin with, and heavily abused in marketing, so people's ideas of what it might mean vary wildly—it's so lacking in specificity that it may as well be a made-up nonsense word, as far as how much information it carries.
And swimmers have lower mortality rates than walkers and runners.

"After adjustment for age, body-mass index, smoking status, alcohol intake, and family history of cardiovascular disease, swimmers had 53%, 50%, and 49% lower all-cause mortality risks than did men who were sedentary, walkers, or runners, respectively (p < 0.05 for each)."

https://scholarworks.bgsu.edu/ijare/vol2/iss3/3/
Depends on the hashing algo -- some make sense for GPUs, others not so much.

I think RandomX, the one related to Monero, is still relatively viable for example.

Ironically this one is still a bit more friendly to CPUs, which everyone seems to have forgotten about.
This looks like a nice alternative to the proprietary ilo/drac especially for home or remote site use.

Is this running a bog standard Rasberry Pi OS and an open source firmware? Can the owner run a command to drop to a root shell, configure firewall rules, etc? Asking because Dell made it much harder to get a root shell on the dracs and the enterprise cards have hard coded creds this is not documented. Is the KVM interface using HTML5?
I guess the response to this is, "it depends." Like I agree with you on an some level, but really it depends on what kind of SLA you have with the vendor. If you are not paying for one, you really are not owed an explanation, and you should be multi vendored on that function to prevent outages.
The supply of commercial buildings rise precisely because they're exempt from many of the nonsense that residential construction is subject to. Moreover, a lot of the labor and material inputs to commercial construction is the same as that of residential construction, so residential construction gets even more expensive as those factors are bid away to commercial.
Well if it's any consolation the market also feels sad about this [0]. ADBE is down 15% as of this writing.

My guess is because, given the current market, you don't really need to spent money acquiring potential competitors. As rate hikes continue (and likely will for the foreseeable future) I suspect many of the non-ipo's non-profitable startups will just die on the vine. No reason to spend $20 Billion to make sure they're not a threat, this isn't 2018.

0.https://finance.yahoo.com/quote/ADBE
It is nice that people can get a quick fix by hitting the front page here, but for the rest of the community we have to realize that this is does nothing to fix the systemic issue (of course I'm just stating the obvious here, but might as well make it explicit).
I give it a year before they dip their toes into Creative Suite integrations.
Was that real? Or was it just a skit on Airplane?

0 - https://youtu.be/GxQXSfJu8SA?t=34
I don't know specifically but it was bad enough that Apple decided to rework OS X before they shipped.
“Everyone” but the people who own the company, created the product, found investors, took the risk of starting their own company, the employees who all could have probably made more money during the intervening years by working for BigTech.

Their priorities and wants are a lot more important than yours.
If we're going by anecdotes... when I came to this city I was told thick blinding fog is a daily occurrence, but I was here a good week or two before the "real" fog came in, and while fog does come often, that honestly doesn't come often. Maybe 3 times a week.

I classify "real" fog as days where I go from being able to see half of SF and even a bit of Alameda... to not seeing the houses a block down from my balcony.

I'll admit it's impressive and straight up disorienting sometimes, (looking out at what was a skyline 20 minutes before and seeing nothing but grey), but if the locals' anecdotes about how often it used to happen are even somewhat accurate, it sounds like it's on the decline.
The comment was phrased poorly and is difficult to parse. Better worded, same meaning: any rational person would protest the fact that Stripe does not approve of this business.
Since HN is a community, you might have more luck getting this fixed if you posted this with your regular username? Never mind this suggestion if you have previously posted "sketchy" opinions that would harm your business, although you may be past that point now...
Could you expand on the limitations you found with the inbuilt API's out of interest?
I always wonder what I should take in terms of behavioral modification from these kinds of stories. They're certainly spectacular. So are stories of mass school shootings, of police murdering people for being in the wrong place at the wrong time, of children being kidnapped out of their own front yards by strangers and held in basements. None of those stories cause me to avoid school, avoid police, not let children into yards, though, because I'm aware of the actual prevalence of occurrence as a proportion of time spent living in places where these things sometimes happen and the risk level is sufficiently low, in spite of how spectacular the stories are.

Sure, assuming I had an Instagram, Discord, or Google account, which I currently do not, they could ban me at any moment and not give a reason, but what is the actual risk? I'm aware they do these things, more than zero times, but as a proportion of total users, how many people does this actually happen to? Is the risk similar to the risk of getting eaten by a shark I take every time I swim in the ocean? Or is it similar to the risk I take running across a highway at 5 in the morning? One of those things doesn't really worry me and one of them does, enough that I never do it.

Without any knowledge of the actual rates at which these events happen, what are we supposed to do with these stories? Sure, we see stories several times a week. But these services have billions of users. If it's really a few users a week, my chances of hitting the lottery are greater. If it's thousands of users a week, then it's something worth worrying about.

Note that this is entirely separate from the discussion everyone else seems to always be having of whether privately-owned computers that host and serve user-submitted multimedia files should be able to legally ban people at all.
They did the same to me, then I asked for a GDPR delete and they restored my account instead. If you are an EU citizen it's worth a shot.
> This is exactly the same kind of influence as Twitter has - because it can spread news (both true and false) - it is influential.

First of all, you haven't even claimed Drudge Report is influential, only that it came to prominence for breaking a story early. Regardless of your lack of interest in valid argument, this argument is false equivalence.

While it is a given that 23% of Americans claim to use Twitter, and 70% of them admit they get their news from Twitter[1], concluding that any influence Twitter may have over elections is significant could not possibly follow. Only a maximum of 16% of Americans could possibly get their news from Twitter, and that influence can't be predicted to be a significant force in either direction. As I have already argued, these Twitter news consumers are not of one mind nor could they be possibly voting the same way as a single block. These allegedly influenced votes will amount to a wash, maybe slightly towards one party or the other, and very likely matching the national demographic of all voters.

It is indeed very strange to be concerned with Twitter's alleged influence by disseminating news, which is limited to at most 16% of Americans who are never voting all the same way, as opposed to that of all the other sources of news, as at least 84% of Americans do not get their news from Twitter. Twitter's influence, if it exists, then pales in comparison to the influence of all other news sources. Why has there never been concern for their influence?

It is because news sources are not influencing elections, and even if they could, they could then not possibly predict how their consumers will vote, negating any possible influence. Further, that type of malicious influence requires intent and measurable potency. Even if there is the former, the latter has never been achieved. Twitter can not possibly predict the votes of however many gullible Twitter users they successfully fool. For Twitter to be able to influence elections, they would need to be able to control their users and their votes, and it is abundantly clear that no one can do that, not even Twitter.

[1] https://www.pewresearch.org/journalism/2021/11/15/majority-o...
Most of the rewards in GPU mining were from Ethereum. There won't be enough money to go around to make it worth the electricity once ETH is no longer mineable. Lots of mining businesses are going to go out of business or switch to Bitcoin/ASICs, and they're going to dump those used graphics cards on the market as they do.
I went a step further, or maybe backward, and I have a separate computer that I connect to with AnyDesk and it has all the Adobe crap installed on it.

Also, our company credit card got replaced, and the process of updating the card and re-activating Creative Cloud took two weeks. It got canceled August 29 and only yesterday, September 14, was I able to launch Illustrator without a nag window. I hate Adobe.
I presume they are using Stripe Connect and are trying to help their customers who have their individual Stripe accounts blocked.
The exact opposite feeling here. The indifference and often not particularly great service in europe is dissappointing and can easily mar an evening.

Good service in North America heightens the whole dinner experience.

Incentives are everything.
Having done something similar before, 2 things really hard to get right:
- animate position shift when the list is reordered. you can't rely on natural dom ordering to properly animate all items
- anything that has to do a tree structure
Amazing work Arjun & Anirudh! I know you have been working on this for a while! What has been your biggest lesson learned building such a sophisticated devtool?
As a lifelong runner it's best to do it by mileage not age. Replace them somewhere between 300 and 600 miles (your weight, leg length, form, surface, etc. all influence this). I will add that over time historically the midsole foam usually degrades so age is a factor too. I'd probably suggest tossing them after 1.5 years or so or at least having a fairly fresh pair to compare them to. The above mostly applies to running but should be relevant for walking too.
Or just don't pay tax.
There are a 1000 other coins using GPUs for mining. E.g. "Ethereum Classic". Miners will switch to these. There are ETH ASICs btw, they just aren't as dominant as BTC AntMiner ASICs.
https://en.wikipedia.org/wiki/Order_of_the_Engineer
Ethereum, like any financial instrument, has always been valued by willingness to pay. It is unavoidable that willingness to pay is impacted more by those with more wealth. You cannot sell an asset if nobody wants to buy it and people with money can buy things.

If someone told you otherwise, I am sorry that you were misled.
Interesting to see the reviews... : https://addons.mozilla.org/en-US/firefox/addon/i-dont-care-a...
I think they're saying Stripe thinks those businesses are scams, illegal, or otherwise in gray areas that Stripe would rather not support. There's probably some automated decision-making happening on the backend so there are edge cases where good business are getting shut down on accident.
What you are basically saying is, as an employee, "is it possible to commit fraud in this way". The answer is obviously yes. It's a completely separate question whether or not tax law should be the way it is.
No, it means the case got enough attention on social media.

Just like here. We have those "Stripe shut me down" posts on HN regularly.

Oh look! 49 days ago: https://news.ycombinator.com/item?id=32263421
Completely agreed. In the past, my employer has been in the same position with a different platform and to say it is an existential and Kafkesque nightmare is an understatement.
In case this helps, this thread (and others like it) have convinced me never to use Stripe. There needs to be an official, public policy posted to Stripe's website that outlines transparency over deactivations and the process for resolution.
I have a pair of Hoka shoes for walking and a pair of Salomon shoes for hiking. Both are great.
> That said, it also isn't clear to me how money laundering can work if everyone suspects it at your business!

You know, I've never had one of those microwave Velveeta Mac and Cheese cups. But I bet they're pretty good, in terms of guilty pleasures.

Not that I don't want authentic meals and experiences of course.
One option may be to investigate migrating rather than continuing to wait on Stripe's lack of customer service. When I was investigating Stripe Connect alternatives I found Square to be a good option. It was easy to migrate our billing code over and it acts essentially the same. The only key difference is the end user would access their own Square dashboard and manage their funds, rather than it all being managed by you.
Agree with all you said. The company has to navigate a political (regulatory) landscape so I would expect the company to consider those aspects.

What I don’t want:

CEO: I don’t believe in eating tunafish, we will stop getting lunch from Marco’s Tacos cuz they also sell tuna salad! We’re providing a link so you can donate to the Tuna fund, it’s not mandatory, but it’s a great cause!
It certainly sounds like it’s some sort of e-pimp business based on what we know so far.
Still running Creative Suite 6 in a virtual machine (for security isolation and compatibility) as I only use the product 2-3 times a year and refuse to give in to Adobe's rent-seeking.
> Any rational person could see the issue with Stripe not approving of that business.

Genuinely can't tell what you're suggesting the business model problem is with Tailwind Jobs?

According to the CEO at Stripe, the issue with the Tailwind example you listed was "a major uptick in attempted fraud over the first half of this year that necessitated making our systems stricter. But have an idea for a structural fix here. More soon." And then Tailwind Jobs was reactivated.
On a similar note, my 12 years old active account with payoneer has been blocked for a month and half now, same customer support, no explanation. There needs to be a law that at least forces them to resolve the issue in a timely manner.
Boring Machine Learning
Yes, of course this is a huge challenge. That’s the point tho, the high order bit is we should want to solve these problems and support good faith actors who are actually trying to.
I think the author refers to "Stripe not approving the business" as an issue.
I wonder why it took so many years? Is preparing a class action so time consuming or people were really hoping that Tesla will ship the promised AI to them?
Looks like she got 2.5 years:

https://www.knkx.org/law/2022-02-14/metallurgist-from-auburn...
> while you as an employee can not support candidate B because of their trans healthcare stance - an imaginary distinction with no material political impact whatsoever.

To be fair, coinbase's opinion is actually that an employee cannot support candidate B WITH COINBASE'S MONEY.
This problem is endemic in Stripe. I wanted to enable issuing on my account to test card issuing, but there was a bug where the ui was looping, not allowing me to sign up.

Asked support, got 2 weeks of "we're working on it"'... And finally a "You're using Opal, you can't enable issuing".

They're losing thread fast.
I'm just guessing, but if someone does decide to investigate your business I assume they'll start by checking the people in it. If they find you've faked employment records then the gig will be up pretty quickly. Employing people keeps the facade up in the same way as actually serving food and drinks.

I suppose if your "other" side of the business has people working for it, then it's not going to change the financials much to have them on the books of the restaurant.
Even though you don’t like how VCs operate, you are taking advantage of a product (HN) that is funded by them. But yet, the founders of Figma shouldn’t be able to maximize their returns?
But on the other hand a lot of companies are quite happy to pay a subscription of 1000k a year (which increases if the company grows) to get the same features. Let's be real purchasing decisions are often not based primarily on economics otherwise companies wouldn't have large marketing and sales departments which throw huge parties at trade shows.
> but is it morally different because of that?

Yes, because it's more painful and irreversible.
Used to work for a “high risk” payment processor, we inherited tons of accounts that were terminated by Stripe, Square, and PayPal. Here’s one small bit of inside info that may help the newer businesses out there:

Most real payment processors (e.g. banks, merchant services companies) “underwrite” a company BEFORE allowing them to process. Underwriting means they look over the business model, financials, etc and make sure the business is an acceptable risk, not doing anything illegal or against their terms, etc. So you’re more likely to be declined initially, but if you’re lit up, you should be good for the future because the underwriters actually saw the deal and approved it.

While I haven’t worked for these other companies, a lot of experience seems to show that Stripe, Square and PayPal operate differently: they light up ANYONE, and then only underwrite when the account hits a critical threshold of revenue. So it’s easy to get an account there, but if you scale up, that’s when you’ll be scrutinized and potentially terminated. It’s a very unethical practice because it ends up hitting businesses at the worst possible time, when the termination or suspension causes a huge financial hit.

So basically, always have a backup processor and use these web based services at small scale to prove out your model, but NEVER rely on them as your sole payment solution.
I'd imagine many "coaches" promise the world and deliver very little. They likely have very high chargebacks / returns / disputes that Stripe would rather not deal with.
It's pretty established now that for what we had at the time/the environment/and where the web was evolving, Flash was actually pretty damn good as far as UX for creators and the web has never regained that level of expression/ease yet. (despite all the technical problems and anti-open-web caveats)
Does anyone know if there are any active organizations/agencies/startups working on solution to match empty nester with young renters?

I have an uneducated hunch that due to houses becoming more of an retirement investment, older people with no dependants are not downsizing, causing downward pressure and not allowing younger people to move into larger houses to raise families.
Show VHN: Ada Computer Programming Language

…

— Lovelace
> Every single phone app thinks it is the centre of the universe and is "only" sending you a few notifications per day, but if you extend this to every app on your phone you'll get hundreds a day and the only recourse is to disable them entirely.

Is there a general name for this sort of bias? It's not just phone apps and notifications; I notice this center of the universe attitude in developers of all kinds of auxiliary programs. Chat app programmers who think that quip "unused ram is wasted ram", which they learned in the context of the OS caching files in ram, gives their chat app license to use as much ram as the user may have. It ignores all the other programs the user is probably running that are much more important than their chat app. To the chat app developer, the chat app is the center of the universe and the user has no use for any of their ram besides running the chat app.
>high pay gets heavily taxed

>So very wrong [...] 40.2% tax rate.

What!? That's definitely high, man.
PyCon SK 2022 videos have been published
This is not a support forum. If you wanted some sympathy or actual decent conversation about what’s happened to you, then you’d include the industries involved / products etc. I do wonder why you didn’t.
-Ask VHN: Should Automobiles Be Banned in the World's Columbian Exposition?

-Transgenderism In The Board Of Lady Managers Shouldn't Be An Issue

Edit:
-Managing Micro-Aggressions in the Modern Saloon with Lisp.
There are lots of other coins that still use GPUs to mine, though. I imagine most people who are running profitable operations will switch coins. Hopefully the popular coins will switch to PoS and the mining operations cease their profitability and shut down.
I was banned by PayPal once because I didn't sign up with an SSN or EIN and proceeded to make enough to trigger a review because they couldn't file a proper 1099-K on me. This was an oversight on my part and I offered to correct the situation by submitting any documentation they needed -- photo ID, SSN, prior year tax returns to PROVE that I was paying tax on the revenue coming from PayPal, the new LLC and EIN I had for that company's activity. They refused to update my account, told me to start over with a new account, and then similarly ban-hammered me again (probably because I started an account after getting banned even though it's what they told me to do!).

I made a mistake out of inexperience, was refused the chance to correct that mistake, and all of my PayPal accounts -- including my PERSONAL account that I had had for years -- were banned because they were started by a person (me) who had an account frozen or banned. Is that a legitimate enough story?