skysight-inc/HackerNews huggingface dataset:
The trolls were what made it fun. At least Usenet put "moderation" in the hands of the end users, in the form of kill files.
Large swath of what again? Customers? Well, the answer is clear to me. Don’t use Visa.
Cardholders are supposed to call the merchant first to confirm what the charge is and request a refund. So charging back anything they're not sure because it's easy is not following the payment network rules. However many businesses have half hour hold times ("We are experiencing higher than normal hold times due to the Coronavirus") and take weeks to respond to email if at all. I don't blame people for reflexively clicking dispute charge.
Their claims don't contradict the wikipedia article either. They are almost entirely unrelated except for the subject matter of streetcars.
> When these lenders know that they can lend out money, it will be back completely by the federal government,

Even with nondischargeability for student loans in general, only loans participating in specific federal programs (which have limits, both as to institutions and amounts) were eligible for federal guarantees, and the part of those programs that lenders other than the federal government itself participated in was ended in 2010.
Awesome, there will be more of those soon.
>> now the speculative buyers are gone and we're dealing with ordinary home buyers that actually occupy their home. These genuine owners are paying high property taxes.

Homeowners are concerned with the size of the deposit required, the size of the loan needed, and ongoing costs (inc taxes). This tax will likely mean a smaller deposit and loan than would otherwise be the case. This could be offset by higher ongoing costs by the property tax.

For a speculator, they have the same concerns as a homeowner, but most significantly the potential for capital gains. Yield also comes into it, but let's face it - without strong capital gains no one would be paying these prices (homeowners included).

Lower potential for capital gains effects speculator demand more than homeowner demand.
Are you sure people wont just pay 10-15% more for an Uber taxi or SkipTheDishes? Those have become staples of peoples lives. It take a pretty significant change to stop people from using them to the point where it’d be a failure (of course there will a subset of more price sensitive people, especially during recessions).
SecureDrop 2.4.1 – Released (Jul 20, 2022)
Incredible amount of land = running away from the rent seekers = urban sprawl
Ask HN: How to block any and all 'noreply' emails?
I don't want any messages to be able to arrive that do not permit me to immediately respond back on an email thread instead of the abysmal hellscape that is "Help Centers" - and I want the difficulty of interacting with service providers that only have their own cookie-cutter solutions instead of just answering emails like a normal human to lead me to gradually move away from those service providers.

Other than just teleporting the incoming emails into the phantom zone with a "noreply" regex email filter, is there a better way to achieve justice in this manner?
1-10% of the audience will be using it as a tool and combining it with other inputs to produce new content.

That's an astounding number of people making content at a level of sophistication they wouldn't have been able to pull off before.
"A novel defense of abductive reasoning" would be a better choice of titles all around.
I really get into disputes. It’s an occupational hazard. So I was putting together a whole presentation with a video of AE.com loading, ICANN data, and the whole sink, to send to Amex. But, just as I am about to start the dispute process, I checked a couple more places and solve the mystery.

Someone might be reading this and think “you couldn’t remember where you spent $1000 just a week ago“. But I was genuinely flummoxed. I’m sure some psychologist can explain it, but if you had just asked me where I spent $1000, I probably would have remembered. What threw me was the “ae.com” representation. It wasn’t so much that I forgot where I spend money, but a certainty that I did not spend money at AE.com. But I really should reach out to Alan Edmonds and tell them to fix this.

They don’t even say “ae.com shoes” literally the entire description was “ae.com”
I'm still not convinced whether it's good or bad.

Yes, you should be paid regarding the value you bring BUT by paying me fairly for my market, they can hire more people, especially in emerging countries.
> How does specifically a high property tax for genuine buyers lead to lower prices? Because of less demand from speculators?

Speculators are forced to sell, because the cost of keeping too many houses locked down is high and starts to show on their books, so they have to explain it to the investors, that go away unsatisfied, and so on.

Of course, that only makes a difference if there are many unused houses.

Also the idea is that as prices fall, the absolute value of the tax falls, but speculators still do not have a motivation to buy them, because the price isn't expected to rise.

> If so, why not just get rid of speculative buying (simply make it illegal)?

Because you will need an entire book of rules, that lawyers will use to get a lot of money, and rich people will use to make the tax not apply to them. (But there are some simple rules that can only be gamed a bit. Maybe those are enough.)
Amazon trampled me in a similar way when they permanently disabled my account “due to inactivity”. Customer support said to just create a new account with another phone number.

As if I have another phone number.
https://twitch.tv/lewisc
That sounds like a giant red flag.

Was it as bad as my spidey senses are telling me?
Probably not. This process is based on DUV so it requires multiple patterning. That didn’t work out great for Intel. No information on yields listed.

Also, DUV equipment is about to become restricted for sale to China, which means they can’t scale the fabs.
> How failure to generate income on their degrees is a lender's problem? Clearly,there is an issue with inflated costs of getting a degree and finding a job with a low-demand degree, but why try solving it at the lender's expense?

Yeah, I've never really understood this logic either. If someone lends money from me to, let's say go buy a tow truck, and then is not able to repay the loan because there are too many other folks with tow trucks (or for whatever other reason), why should that be my problem? I gave money with the expectation that it would be paid back. That is by definition what lending is, yet student loans are somehow touted as an exception where repayment shouldn't be seen as compulsory.
> Asking DALLE for a group of criminals, likewise, produces a group of black men. Outage! Except statistically, this is not a surprise, as a disproportionate amount of criminals are black men.

"criminals" producing most black people actually would be a perfect example of bias in DALL-E that is arguably racism.

Black people commit a diproportionate amoumt of crime (for a variety of socioeconomic reasons I won't get into here), but even so white people make up a majority of criminals (because white people are the largest ethnic group by far).

Thus, a random group of criminals, if representive of reality, should be majority white.
How will zoning keep a companies from conspiring to gain a monopoly in supplying buses?
Once again you are ignoring my point. The Air could be better without active cooling. The passive cooling solution in place is intentionally poorer that it could be so as to limit the performance. That’s fairly standard for Apple. It doesn’t mean that the Air is a bad laptop just that it’s purposefully held back by Apple design choice.

I know Apple sells a model tailored to heavier load. The point of limiting the performance of the Air is to not cannibalise its sell numbers too much.
> Cardholders are supposed to call the merchant first

I think you're missing the point. The entire point is you don't know whom the merchant is when see SQ *SMTHNSMTHN.

I literally had that exact problem myself before. [1] I called every entity that I could possibly imagine calling, including my card issuer itself, to try to figure out whom the merchant was. Nobody could tell me. I therefore disputed a charge. Only after I incurred another instance of the same charge did I figure out what merchant was generating that name. I had to call my issuer and let them know to cancel the dispute.

[1] With a different processor than Square.
My experience of high property taxes is that it no longer feels like you own a home. You pay rent on it forever. At any time the rent can rise to more than you can afford. I own my home outright but likely won't be able to stay when I retire.
Changing something about the device so you can identify that device (or set of devices) later on is literally electronic fingerprinting.
Population Density Thread
If they add ads, sell your stocks.
"stopping overprinting" requires negative interest rates.
37 Signals. https://37signals.com/19
> I love the technology behind this stuff but the number of applications with negative social benefit seem to outweigh the rest.

Trying to measure the overall social impact is notoriously hard. I doubt that "counting" applications is a useful way to do it.

Let me refine the initial idea (above) into two more detailed ones:

1. What are the specific aspects of why this technology might have negative social implications? How might these be mitigated?

2. Who or what (people, institutions, norms, guidelines, laws, incentives, etc.) can help increase the chances that such technology is (a) well understood; (b) designed conscientiously; and (c) deployed reasonably?
I can't vote out the people who decide who gets on the ballot, either.
> Maybe that's something you want in this case

I think it is.
Kingsajz and Sexmission are some of the best Polish comedies that I remember.
> This is absolutely true and it's because executives usually have spent at least some amount of time doing "sales" type roles where they learn what value selling is.

or because there are two orders of magnitude fewer VPs/C-levels than line workers. an extra +100k for a single unicorn employee is easier to justify than +20k comp x 100 replaceable employees
> our market, our rules

Do you really believe the EU would be better off if all US businesses left?
As a merchant I can also say the opposite is true. Just as there are dishonest businesses there are dishonest customers. However I think it is at least harder for a business to maintain dishonesty because 1) chargebacks are easy to do under the current system and 2) something like > 1% chargebacks get you suspended (regardless of legitimacy of chargeback).

I think the system could benefit from tightening and more fair procedures. Simply having a more consumer-oriented system doesn’t solve the problem, and leads to overall higher prices that get built into products.
SecureDrop 2.4.1 ChangeLog : https://github.com/freedomofpress/securedrop/blob/release/2....
There will be a transition where we hit 10, 20, 30, etc pct unemployment as we become more automated. Will views on work transition or will the people who are automated out of a job suffer?

There won’t be an abrupt instance where half the workforce now can’t work.
Notion is such a "local maximum" it's hard to see not being outcompeted by anything else

Firma has a deeper moat around it
Square is an exception. Most charges aren't through an aggregator. A lot include a phone number or store ID.
I think the value will be in work produced that gets attached to things which are being sold. So, a book cover or an album cover. If a best selling novel used artwork from this system and it happened to be a very close copy of existing work, I could imagine the author of the original work suing for royalties.
Yes, that's exactly right. Lamport clocks provide a partial ordering of events, based on the idea of "happened before". Specifically, Lamport defines the happens before operator →, such that within any one thread/process if a is done then b is done then a→b, and if a is one process sending c message and d is another process receiving the message then c→d. This allows a model where single-threaded processes communicate through messages, and allow us to reason about things like "if a could have caused b to happen, then a→b". Logical clocks are an extension of this model.

This is covered in the classic "Time, Clocks" paper (https://www.microsoft.com/en-us/research/uploads/prod/2016/1...). If you read exactly one distributed systems paper in your life, it should probably be this one.
If you're a speculator, you'll buy it wherever the expected profit, after taking out all expenses, is the highest.

If the tax is high in a location where they think they can flip the house for a 50% gain in a few years that's still better profit than a lower tax in a place where they'll gain 5% in a few years. So the property tax doesn't, all by itself, matter to the speculator. It's just a cost of doing business.

A high property tax does, however, hurt the person who just wants a house to live in it and doesn't care about being a speculator.
Morphological stem cells.
Deflationary fines are a hilarious idea. If you don't comply, we'll take 10% the value of your company and publicly set fire to it, enriching all consumers in the process
It is an emotion, basically one of fundamental modes of operation. It feels “unpleasant” and motivates a mind to do something new or to disturb the situation in some way. If it cannot get bored, it cannot learn, because there is no motivation for it. E.g. someone without a boredom could work, eat and then just lay down fully aware thinking nothing for the rest of free time, only moving when a limb gets numb. People (sort of) do that all the time by suppressing boredom with netflix and youtube.
The genes.
Wonderful!

Also, I love how, while signing up for access to this amazing AI, I am asked to, indeed, affirm I am _not_ a robot.
Troubling to see Visa lumping a lot of behaviours together, and suggesting it the only legitimate use for chargebacks are second or third party fraud.

Merchants don't just have to deliver, they have to service their customers according to contract and consumer law. If something breaks or is otherwise faulty and the merchant blanks you, a chargeback is the correct next step. Nothing seizes attention like money being pulled out of your account.

There absolutely is fraud, and hats off to Visa noticing that mere trillions of dollars later, but they shouldn't allow merchants to skate by on proof of physical delivery.
Yeah I've been having fun with it recreating bad Heavy Metal album art (https://twitter.com/P_Galbraith/status/1548597455138463744). It's good, but surprisingly difficult to direct it when you have a composition in mind. A few of these I burned through 20-30 prompts to get and I can't see myself forking up hundreds of dollars to roll the dice.

My brother is a digital artist and while excited at first he found it to be not all that useful. Mainly because it falls apart with complex prompts, especially when you have a few people or objects in a scene, or specific details you need represented, or a specific composition. You can do a lot with in-painting but it requires burning a lot of credits.
> This is not about "gimping" the Air. it is about tailoring the balance of features, performance, and cost to meet the needs of different segments of customers.

Yes but it’s pretty obvious when you look at the design that Apple is intentionally limiting the performance of its cheaper products so as to not hurt the Pro line too much.
Just as a null result in Swedes[1] and Danes[2] demonstrates there is no effect, at least at the level of highschool.

But even if we step away from the beaten question of pre-uni education ROI and study the real and measured Flynn effect, we can sadly conclude that it is mostly (at least after the 1950s) about so-called[3] hollow gains. The problem with these being that they do not generalize to most tests and low-level measures of g such as reaction time. It can be argued that "Flynn IQ" can be of at least some use[3], but even then, the effect is close to saturation[4] by now, and increases to the underlying g-factor would avoid the controversy altogether.

Historically, real & massive g-loaded IQ gains tended to occur when people for the first time ceased being nutrition- and sanitation- limited during their formative years. If we sidestep the question of IQ heritability, there are lesser-known potential ways[5] of increasing g in children. Clearly, this field could use much more money and human resources allocated to it, given the unquestionably valuable prosocial outcome it could deliver.

I'm all for methods to raise g, especially in healthy adults and not just in children to be born sometime in the future, but just pushing more education into anxious highschoolers (or mid-career adults, for that matter) isn't going to cut it. Some fundamental approach based on neuroscience of learning and memory[6] is sorely needed.

1. https://skolvarlden.se/artiklar/ny-rapport-matteresultaten-s...

2. https://www.information.dk/debat/2020/02/naar-gennemsnitlige...

3. https://www.sciencedirect.com/science/article/abs/pii/S01602...

4. https://www.sciencedirect.com/science/article/abs/pii/S01602...

5. https://faseb.onlinelibrary.wiley.com/doi/full/10.1096/fj.20...

6. https://www.amazon.com/Neuroscience-Intelligence-Cambridge-F...
Multigenerational families are the answer. Move in with grandma. Problem solved.
This is what you get for using Discord, and for having friends who choose to use bad software. It's a self-inflicted First World Problem.
For what it’s worth I agree…he’s underrated, although he seems to be getting more respect these days. But he could have benefited from more editing when he was in his prime.

Edit: Still not the best of all time or even in the top 100. But I’d be hard pressed to name a better American author with his level of mass market appeal.
> It also starts to bother me quite a bit when we go from treating everyone equal before the law to creating certain requirements based on other factors.

They are literally the internet. That’s not about some companies to get some of there dollars. They literally gatekeeping. Amazon just shut down a whole social media platform. You can’t sell apps to iOS without paying Apple a big part of it (15 % - 30 %). Yeah you could say just create your own phone that would be fine right? How realistic is this. You can’t even build a good one because the bigger companies have so many patents you can’t go out. Then you write your own OS because you don’t want to pay and global company for using there OS. So give me my 200billion $ to get in the market. You can’t even advertise your product because they wouldn’t show your ad at all. That’s equal?

Also the EU can’t just split up companies. It’s a step to get some freedom back.
No it wouldn't. You would still end up with inequality and sprawl.
New, huh? Was't this yours, too?

https://web.archive.org/web/20200822170417/https://brooock.c...
Agree. This seems like a trick to keep people working forever. I think homesteads should be tax free and just second or speculative homes.
People don't leave organically at the same rate no matter what. If the economy is in the toilet and nobody hires you're basically stuck where you are and grateful to have a job.
Anti-communist movies. https://culture.pl/en/article/the-most-powerful-films-from-b...

https://35mm.online/en/vod/feature-films/there-was-jazz

>Young musicians in Łódź play jazz. At first, they do it offstage, then semi-officially, and finally they are trying to find a place for a concert. As it is forbidden in the Stalinist Poland, they lose their jobs, places at universities and their girls. Music is the only thing that cannot be taken away from them.

https://35mm.online/en/vod/feature-films/interrogation

>Antonina Dziwisz, a cabaret artist, travels around Poland with the cabaret group. Unexpectedly, she is arrested and involved in the Stalinist political trial. The woman does not succumb to violence, despite humiliation, threats and brutal punishments.

Not to mention plenty of movies from https://en.wikipedia.org/wiki/Cinema_of_moral_anxiety

Tоварищ auganov ты потерялся?
Bit of an outlier, wouldn’t you say? In this case, the Congressperson is essentially doing a form of performative art, to make a point.
Yes, this key point is missing from the rest of the discussion.

_Any_ website can tell whether or not you have TeamViewer installed. Ad networks could theoretically target you based on whether or not you have TeamViewer installed.

I’m not assuming malice, but it’s a much bigger privacy hole than just increasing fingerprinting by a few bits.
I really love seeing the ethos of the old internet shine through with new ideas.
Note that other card processors don't charge the $15 fee. Stripe is a bit different as they are set up as the merchant (rather than the business) so chargebacks hurt them more than the standard merchant / card processor arrangement.

Fully agree with your final sentence though, some card processors rule against the merchant regardless of evidence supplied. It makes the whole process pointless. It's actually simpler to take a customer to small claims court than defend a chargeback, and at least the court will look at the evidence. Such a waste of resources, sadly.
I mean I also can't use the app I bought for my iPhone on my Windows desktop.... why would I expect two separate operating systems to interoperate?
I believe the person you replied to is pointing out that in many cases it's impossible to actually do what you describe, because it is not possible to discern the actual identity of the business from what appears on the credit card statement.

I can think of multiple times I've seen a credit card charge with an absolutely inscrutable "merchant" field, and the only way I've determined where it came from was to search my email for the charge amount.
Wow, I don’t remember writing this, but it sure sounds like I did.

I could also see my wife making the purchase. A few weeks later, as I’m reconciling our statements, I see a transaction from American Eagle and ask her about it. She reasonably denies it, and has no reason to even consider that I might actually be talking about her Alan Edmonds purchase. I dispute the transaction online, and probably end up getting a new credit card issued because our old one seems to be compromised.
The estate has to pay the taxes, so they can pay the taxes and keep the property, or sell it and pay the taxes using the proceeds. I believe that interest also accrues during the deferral.

I'm not sure what happens in the case where the accrued taxes exceed the value of the house, though.
Lovely reconstruction. I still wonder how well this all worked in practice. There seems to be a lot of friction and possibility for lock-up and wear.
Riding the bleeding edge has its risks in more ways than one. For now, law enforcement are taking full advantage to nail some easy targets with it. Wonder how long before this particular loophole is closed. Probably not until they start arresting people more sympathetic than pedophiles.
NFTs are a cancer, it's entirely reasonable to not want to be associated with it.
>You can always build more housing or provide financial services to help poorer people buy homes.

At the edge of town? Why shouldn't we build more housing in the city center?
We'll grow oranges in Alaska.
Because it’s a whole can of worm that needs so much more to be discussed.

In a nutshell, I’m not sure Mozilla can still bring relevant change to the landscape, even if its handicap goes away.

As a firefox user, I feel it truely suffered from both Safari locking it out the the emerging mobile web where it had the biggest chance to shine (I actually like firefox mobile even with its current pretty severe limitations), and from Chrome pushing it down from the heavy desktop applications for reasons that aren’t only performance.

So it sits in a tough position, but Mozilla also appears to be shooting itself in the foot time after time, and I wonder if the people that made the magic happen haven’t abandoned the ship long ago.