skysight-inc/HackerNews huggingface dataset:
We already know that this is not the case; vide: Robosigning, the pushing of no-doc loans, the very existence of NINJA loans and the collusion of CDO packagers and the ratings agencies that has been amply documented.

The fact that not only have there not been high-profile prosecutions of the executives who created the conditions under which their employees engaged in systematic fraud; but the USDOJ has been actively coercing state AG's into agreeing to a thoroughgoing amnesty that will absolve most of the major players of any criminal liability. And pray tell, why would these bankers be demanding immunity from prosecution if they were not fearful that a serious investigation into their behaviour would find them guilty of, at the very least, criminal negligence if not outright fraud?

And that, my friend, is the point where you have to accept that the system is in fact broken; and that the checks and balances have been short-circuited; that the system is out of control and that we are fiscal flotsam on the tide of events from here on out.
Plus, parrot owners tend to be a funky bunch (in a good way).
How is Zuckerburg a "soft" CEO?

Who else do you consider "soft" and why?

You have to remember that nowadays with ubiquitous social media, CEOs have to be extremely careful about how they act. It's possible Steve Jobs may have been an anomaly.
3 would necessarily raise the bid/ask. If you charge everyone 10 cents to transact, then nobody will act as a market maker at a bid/ask narrower than 20 cents.
I believe the bond market was discounting them at a much higher rate than that. But at least it's a good start, recognising the actuality of the situation rather than the fantasy.
The thing that matters is that those are available to you. The bank does some modeling on how much use all of those facilities will get, and plans accordingly. You figure into that planning whether you go or not. I don't know the stats on how many free checking users use bank branches, but we both know it's more than zero. Same with phone service.

As far as the computer systems, those scale with number of accounts, not number of dollars. Given that the majority of accounts are likely to be free, or low net-worth accounts, it stands to reason that free checking customers make up a significant portion of the cost of operating these systems.
トリーバーチ　財布
Covenantal and Contractual Founder Relationships
When copyright is rolled back to 28 years, I'll stop "taking" content. As it stands now, the "rights" to said content outlive that content's creators by nearly a century.
Its meant for distribution among poor kids in India's Rural areas.

And those kids don't generally have access to a computer or laptop or any other computing devices in general.
I find the story from the landlord really, really hard to believe.

It usually takes 9-12 months for the a house to go from first missed payment to going into foreclosure, to being sold to another owner. Things like the Notice of Default get posted on the actual property, so I wonder how the renter and/or the landlord could have missed this.

The other part that I don't get is that if this home really is in such a nice neighborhood, why would the landlord give it up without lawyering up himself? If I had put equity into a house and owned it, and it somehow got foreclosed on, I would be mad as hell, and I would lawyer up to get my house back. "Brokenhearted" wouldn't be how to describe me, it would more likely be "spitting bullets."

So it sounds like the landlord was collecting rent from the renters for a while, and not giving them a head's up that this foreclosure was going to happen. That's pretty freaking shady if you ask me.
"Kinetic Devices", Nokia coming with twistable devices
I assume it's a reference to bailouts.
Love the part about the parrot, and Richard is right about never buying a wild parrot as a pet. My parrot was hand raised from an egg until he was old enough for us to care for him.

Richard is also right not to own a parrot himself because he has to travel a lot. When I have to occasionally travel, a lady who my parrot likes a lot takes care of him (expensive!) but he still gets some separation anxiety being away from me and my wife.

I can't imagine not owning a parrot, but I advise other people to not get them unless they have a lot of time for a pet. I literally spend over an hour a day playing with him, in addition to his hanging out on my shoulder while I work and write (My wife and I both work at home). It is great when he flies about 20 miles per hour to me, flairs up and thump!, lands on my shoulder. One issue, at least for my parrot, is that he always needs to be in the same room as either my wife or I if we are home. He seems really happy as long as he is with us.
Strangely enough, because of the way the EITC is tied with wages and already distorting the economics at the bottom, raising the minimum wage could result in net transfer of wealth from the rich to the poor and therefore reduce inequality.

I had more relevant comments here:
http://news.ycombinator.com/item?id=3120123
This looks fun. Would be great in schools, even entry level Computer Science classes in Uni.
It really depends on what you are doing. I have found it works just fine for me, but I am not able to have a lot of tabs open; under 10 is good. You will notice a slowdown if any of the pages or apps are dynamic or have heavy scripting. My wife tells me Farmville slows it down pretty heavily. Overall it is a awesome device for browsing, blogging, managing your cloud files, and other things like that; if you are looking to be a "power user" you should test one out before making the purchase.

The newer released Chromebooks are a lot faster than the Cr-48 test notebook, but still are not as fast as a full fledged PC for multi-tasking.
Node.js - ANSIdom to share HTML templates between the browser and the terminal
"Who would want to own a house in this country right now? I guess it makes people happy, to invest in some illusion of permanence, but I'm not interested."

I like owning my house. One bonus is I can't be evicted if the landlord gets foreclosed on.
I agree totally. The most frustrating part about Stallman's "free software" is that he has to control how everyone else uses it. Linux people don't even get the freedom to name their own operating system.
Getting a new phone every two years is unsustainable, not to mention the problem with securing the necessary rare earth metals to continue building them.

I appreciate you acknowledging the products ending up in a landfill.

We really need to change the way we do things not just because of the recession but because it is entirely unsustainable.

I had hope google would recognize this problem but it seems they are more interested in the bottom line.
Let me guess, blowback from RNCH? Bad news.
You're exactly right - by killing productivity and massively increasing employment without reason, you're going to have massive increases in exogenous consumption.

Fantastic, except where are all of these consumed goods going to come from? You'll see huge inflationary pressure which means tighter monetary policy; higher interest rates and reduced borrowing and lending. Yes, there will be economic growth and increased GDP on paper, but there won't be any benefit to society. Furthermore, inflation actually helps the '1%' through arbitrary redistribution of wealth.

First year macroeconomics - I seriously think it should be a prerequisite to adulthood.
That is what is so great about it: it's specific.

If you look at the smoking gun's archive, you'll see the more seasoned touring bands have the same level of specificity.

When you are respected, in demand, etc you know how people will screw you and prevent it in writing.
This is just simply not sustainable. Everyone cannot get a new phone every two years indefinitely.
TARP isn't our 'future debt', it has already turned a profit.
Only partially. This code isn't portable. This is more analogous to a game engine, it's a development engine.

The way you worded this reminds me of Gary Kitchen's Game Maker.

http://www.garrykitchen.com/product_history/garry_kitchens_g...
Euro Zone Strikes Deal on Greek Package
It's cheaper, much cheaper data plans available. It's unlocked and you can take it overseas, pop in a SIM you got in the airport for $10 and have voice and data in your local country. Gmail is better than Apple Mail. Maps app is better. Has wifi hotspot and carriers can't prevent tethering.

Those are the reasons I chose a N1 over the 3gs that was available at the time. Now that Apple is releasing a truly unlocks 4s I'm taking a serious look.
I think at this point we're just disagreeing over what constitutes a toy. I have credit cards with credit limits under $10,000, but I wouldn't consider these to be toys, even though I couldn't use them to, say, buy a house. But even though your definition seems odd, I guess I can't really say it's wrong.
We'll be at http://www.yelp.com/biz/o-briens-pub-san-diego after 9:30pm or so. Look for the group of people who forgot to remove their nametags... :)
It'd be interesting to see what happens next: will investors flee from Europe? Will the banks have enough to resist the loss? Must the ECB and the stability fund support banks holding greek debt? Will fear about default spread to Italy or Spain?
As I understand it, crypto random generators do not have high-grade randomness as their primary priority. They have non-predictability, even if you know a large chunk of the previous number stream, as their primary priority.

The right thing to do is to replace Random with a different non-crypto generator with better properties. (Non-crypto generators don't care about predictability, only high-grade random distribution). Mersenne Twister seems the obvious choice, but it's about 1/2 the speed of java.util.Random. There are some other decent faster generators out there.
On the other hand, you can be foreclosed on.
2.5% US energy spent cooling servers, Facebook building data center near Arctic
I tend to think we use it quite a lot internally. For instance every amazon.com web server has been running on AWS for quite a while now. You'll find more info here.

http://psav.mediasite.com/mediasite/Viewer/?peid=7ab95f6a5d4...

We're also building Amazon Silk on AWS. As you might guess I think it's pretty cool too.

http://amazonsilk.wordpress.com/
Knowing Apple's recent interest in glass and materials science I can't help but wonder if even their solar farm will be awe inspiring and functionally ahead of the curve in some way.
"Under European law, consumers have the right to request a record of the personal information held by a company."

Given that Facebook's international headquarters is in Ireland, does the law also apply to Facebook when it deals with US users?
House Security California provides ideal new residence security technique
Less is more - How customers forego unlimited choice for simplicity
This is just for fun (not informational at all), but I love how it parodies the startup culture.

College Humor Start-up Guys:

http://www.youtube.com/watch?v=LMmdl4VltD4

At the very least the video will cheer you up :)
thanks for the feedback, points duly noted.
Google Maps API gets usage limits
A lot of people are in your debt for putting up a fight, so thank you. But I can't help but think that petitioning congress is a losing battle when they don't have our best interests in mind. If there's a remedy for our quickly-eroding freedoms, I think it will be technological and cultural more than it will be legal.
It's a Bit Freaky With This Wireless Technology [Funny Pic]
Iff you don't pay your mortgage.
The problem is that the staples are rising in cost (healthcare, housing, food), while middle class salaries aren't keeping pace. It's called the middle class squeeze. It's real and has been happening in North America for a while now.

I don't use an iPhone myself by the way. The smartphone plans are ridiculously expensive here in Canada. Any middle class family bearing iPhones are making other non-trivial sacrifices to do so... like education or retirement savings.
> I find the story from the landlord really, really hard to believe.

I don't. Not for an instant. The landlord's story is the same story as thousands of other homeowners, right down to BofA "losing" paperwork repeatedly.

I guess this is easy to miss if your only news source is HN and other tech-focused sites, but for anyone that has paid any attention to the mortgage crisis, you'd see this repeated again and again and again.

It's not like the banks deny it, either. Sometimes they get called on a particular case by the press, and their response is one of the generic cop-outs -- "we're investigating", or "we can't discuss specifics due to privacy laws", or "ongoing litigation".
Several kinds of tea?!? Oh no, anything but that.
Simple and true. Difficult cancellation processes are really annoying. I recently cancelled two services, and even though I called them thanking them and opened a ticket, they still kept sending me expiration notices for over a month. Gosh.
Why is this article up voted?

1st, the 90 days required is not true in all states. I know for a fact it isn't true in Florida: http://rhol.org/csu/evictions/Florida/FloridaSteps.htm

2nd, the author never said what the "market value" was. I imagine it was more than the investor paid, or he/she wouldn't have bought it. Doing so would be a bad investment by definition.

3rd, The author doesn't understand basic real estate finance. You put money down with the assumption you will pay your mortgage, if you do not pay your mortgage the bank has to foreclose out of their shareholder's interest (if you have a 401K you probably own part of a bank).

4th Foreclosure law in most states says that if you loose a property to a bank, all leases and contracts are void, even those contracts with tenants. (Florida has recently put some restrictions on this type of action and I would be surprised if California hadn't followed or led the same type of action.)
true. I haven't bought a tablet yet, but the two main uses I as an adult have when I get one will be :

1) let me read books (i've been getting rid of most/all the physical books i own because of tablets, and reading them on a laptop doesn't feel the same).
2) act as a second 'travel' monitor for my laptop.
For comparison purposes, you can download the Foo Fighters' concert rider here:

http://www.thesmokinggun.com/documents/celebrity/foo-fighter...

Perhaps Stallman's rider would be better received if he had provided it as a coloring book...
Agreed, I worked with large institutional clients who were loosing their properties in 08-09. That story is what we often heard from sophisticated investors which is never true.
I stand by my comment. When you launch in the UK you should write "Twilio Launches in UK instead of "Twilio Launches in Europe".

Same as for "Twilio Launches in Chile" instead of "Twilio Launches in America" when you launch in Chile.
"Her fate, an accidental foreclosure, or wrongful lockout, is becoming more common with major banks as foreclosure rates rise, experts say."

http://abcnews.go.com/GMA/bank-america-apologized-accidental...
The article you link to has no relationship to the article you're commenting on. You're talking about non-payment of rent. There is a separate federal law concerning eviction of rent-paying tenants after foreclosure on their landlord. See, for example: http://seattletimes.nwsource.com/html/localnews/2009421916_r...
And Steve Jobs himself reportedly used to use the 2002 Sony Ericsson P800 http://www.gsmarena.com/sony_ericsson_p800-pictures-326.php
I forgot the HN rule: Never say anything bad about HN darlings. Double bad: Never say anything bad about the US. Triple bad: Complain about HN.
"yes and sophisticated HFT systems screw large funds from moving into and out of positions with relative ease/fairness." <-- that's completely false. It is precisely because of HFT systems that the capital markets were reasonably resilient, and it is because of the lack of HFT in the current environment that prices swing on the order of 5% during the day

"At least with a specialist, everyone was relatively even in that regard." <-- again, specialists were accused of playing favorites. That's manifestly unfair.

"I can literally create an unfair system by owning the closest supercomputer." <-- That's also not true. It's not good enough to have the lowest latency connection. I can have a slightly slower connection but still have an edge. To put numbers to this, lets say that I was 100 microseconds slower than the fastest person, but I could predict the next price movement 150 microseconds faster (this is due to many factors, including the particular model I use and other implementation details). Then, I would still have a 50 microsecond edge.

"my 'compromise' tax is pretty damn fair considering" <-- this would absolutely screw large funds. As was mentioned by many others, if you tax transactions, market makers will quote wider spreads (and yes, spreads are transactions costs to the large funds moving in and out of positions)

"I'm arguing that there was a cost to removing the specialists, it's obvious now, and we should fix it." <-- NYSE parity (which is a vestige of the specialists) is broken and unfair. Why should someone who sent an order after me get filled before me? Most exchanges have a price-time priority concept, so that if we are sending at the same price but I sent first, then I should get my fill first. The specialists wrecked the idea back then and the current implementation is still unfair.

"the system is just as corrupt now as it was then, just differently." <-- it's actually much less corrupt. I recommend you go and try to build your own HFT, and then you will see that the system now is much more fair than you think. (shameless plug: I started blogging about my experience: http://news.ycombinator.com/item?id=2835656
)
Firefox With Bing Search: Microsoft, Mozilla Announce New Partnership
As you mention, when I posted this, that thread was not that old. Also, I went through several pages of HN threads, and ended up on pages where the threads where much older and had fewer points than that thread, and yet that thread was nowhere to be found.
its more than likely that the mess was largely the result of of groupthink and really bad decisions made in good faith.

More like bad (but probably legal, and probably profitable) decisions made in bad faith. Anyone with half a brain could see that housing prices would not continue increasing indefinitely. But all the incentives in the industry were to make loans that were likely to head into default.
I'd say ui designer is convenient at the cost of potentially adding cruft, again not much different than using say dreamweaver.

I've been doing WPF for a the past year, and I've learned to just edit XAML manually while staring at the designer for instant feedback.
Can we tag all rambling incoherent posts about political economy with something so that I can write a Greasemonkey script to deOccupy Hacker News?

[Edit: Sorry if I sound snippy. There are currently six /r/politics stories on the front page. Politics with a hashtag is still politics. There are numerous other places on the Internet you can discuss politics with semi-informed people who are intelligent; there is only one HN. Take this discussion elsewhere, please.]
If it was obvious, other phones must have already implemented it before the iPhone came out, right?
This happend to me a few years back in one of the swanky up-market apartment buildings in SoMA. Paying close to $3k a month for 1BR to owner who in turn decided to stop paying his mortgage one year into my tenancy.

$100 visit to the lawyer was helpful - 90 day notice they stuck on my door wasn't legal (basically from a typo) so my lawyer got them to give me another notice, which meant I was able to live there rent free for about 5 months. I also got $5000 in a cash for keys deal - basically they just wanted to guarantee I wouldn't trash the place (which of course I wasn't going to, but they didn't know that).

But without knowing my rights I would have not known about the incorrect 90 day notice and I also wouldn't have knowns to get a cash for keys deal.
That is a Washington State law. "The new state law requires trustees who foreclose on a property to give tenants at least 90 days' notice"

There is no federal law requiring 90 days notice to vacate premise. Just individual state laws which is my point.
A generalized greasemonkey (optionally colaberative) "killfile" for HN would be great. Unfortunately that doesn't really lay within my skill set, or I'd do it myself.
>The SL55 is, relatively-speaking, a fairly modest car [..] a bit over $100k

Are you out of your fucking mind? $100,000 is a fairly modest car? That's as much as a lot of us make in two years.
If you oppose PROTECT-IP, consider signing this letter against it:
https://www.votizen.com/m/gvoa12/

(Disclosure: I work for Votizen.)

If you sign the letter as a verified voter, the letter and your signature will be delivered to your representatives.
TARP was only a very small fraction ($700 billion) of the total bank bailout. It's estimated that the total money committed by the federal government to help the banks is over 12 trillion dollars. So to imply that the bank bailouts (which most people conflate with TARP) didn't contribute to the current debt is just plain false, though I'm sure banks and politicians would be happy if you believed that line.

http://www.pbs.org/wnet/need-to-know/economy/the-true-cost-o...
POSTGRESQL ARRAY: THE ANY AND CONTAINS TRICK
While the launcher changed quite a between the initial SDK release when that video was taken and what shipped on the G1, the version of Android shown did support a drag-scroll gesture for scrolling through the dock and app drawer. It did not support kinetic scrolling at the time though. You can still download the version of the SDK that was released back in November 2007 (when the video in question was released) and play with that early version in the emulator.

The G1 has never supported pinch-to-zoom or multi-touch in general except for in 3rd party ROMs and at least as of Gingerbread menus are still quite prevalent in Android (though D-pads and trackballs have fallen out of favor). The G1 also lacked an on-screen keyboard at its initial release (though this was added in an official update, Android 1.5 IIRC).

I don't think anyone would argue that Android hasn't been influenced by iOS, but it doesn't seem clear that they were solely focused on a non-touchscreen Blackberry clone and then did a complete 180 upon the release of the iPhone. It's certainly possible that they did so before they publicly announced Android, but we don't have any direct evidence of that.
You are like a patent troll. You used a legal loophole to extract value from the now owner of a property.

I see the differences between the two, but it is very close.
The Top Low-Cost Tactics to Generate Massive Income Today
Facebook on the brain
Top Ten Idea Killers in Software Development
Please read the article I linked to:

"The federal law requires these tenants to keep paying rent for as long as they occupy the property, which can be 90 days from the sale or the remainder of their old lease, whichever period is longer."

Also in the sidebar:

"Notice to vacate: Federal law requires new owners to give tenants at least 90 days' notice before seeking to evict them. State law requires 60 days' notice."

Edit: Link to actual text of law: http://thomas.loc.gov/home/gpoxmlc111/s896_enr.xml#toc-id9BE...
> What Android borrowed was the capacitive multitouch-style interface of the iPhone

How could Android have "borrowed" multitouch for its basic design when Android OS didn't even support multitouch until nearly 3 years after the launch of the iPhone, not until Android 2.1? If anything, Google showed remarkable forbearance in holding off on such a desirable feature for so long, as it turns out, merely at Apple's say so.