skysight-inc/HackerNews huggingface dataset:
I'm curious here: what are the benefits of using a credit union over a bank? What are the drawbacks?

Right now I keep 95% of my money in investment accounts (I use Interactive Brokers these days, they have reasonable fees for trades and zero bullshit, which puts them two steps ahead of any normal bank that I know of), and push the remaining stuff to a throwaway checking account @BoA as needed to cover recurring payments, bills, etc. I don't have any sort of credit whatsoever, I've always preferred to pay up-front (and yes, this has been a problem, as I've gotten older I've realized that some things, like car rentals, are exceptionally difficult to deal with without a credit card, and getting a credit card is actually somewhat difficult if you skipped it for the first part of your life, and they really don't care how much money you have if you have no credit history...).

Trust me, I'd love nothing more than to know that I was contributing absolutely zero to the consumer banks. But I've never really looked into alternatives; the main reason I use consumer banks is for convenience, like being able to set up bill payments, have a debit card, deposit checks at an ATM, etc. Can credit unions cover those use cases? And can someone like me, who's over 30 but has never borrowed money before, get into one?
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I really wonder why you felt the need to cut this up in parts. I think i would have enjoyed reading your post untill part 8 in one go. I'm noticing a trend that long pieces have to be served in bitesize chunks lately either through pagination or several independant blog post. Presuming that all these part will try to get the same point across one big post versus many small ones would do that point more justice. Anyhow i hope part 2 will get on my radar when its posted.
$50 to the person in the office who can keep a recruiter on the phone the longest using only Emacs Eliza.

I think you should take it to the next level and use the zippy quotes from psychoanalyze-pinhead.
Ljbond74
Have you tried using UK and US-based VPNs to get through to the region-locked content? I've spent a couple months in China with a California-based VPS, and I'm able to SSH tunnel to watch everything I want on Hulu.
Be 1 person. I brainwashed myself.
You just said it - senior managmenent creates a culture for middle management, and that culture creates the culture for the techies. If it's corrosive at the top, it tends to end up corrosive at the bottom.
I've ordered a kindle fire, and Amazon has not yet charged my credit card. So I don't see how they could book the revenue yet.
I can guess GPS plus compass plus accelerometer is enough to know where it is and which way it is pointing. You're right it would be hard for the camera to see the stars.
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I apologize for commenting on a downvote, but what I wrote was a simple and accurate answer to parent's question, with only a mild bit of opinion at the end.
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Woz, a decent human being, likely. But saint? Are any of us perfect? What does perfect even mean? Is it even possible? We shouldn't tag humans with supernatural labels.
Neither John McCarthy nor Dennis Ritchie was college dropout. Steve Job sort-of was.

2 vs 1! Don't dropout!
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How about 吃哪裡 ?

It's pretty direct in its meaning, and that also implies a bit of a discovery aspect too, besides just a reservation system
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You can't teach an old dog new tricks

Good to see ageism is alive and well.

I know a guy who did a bunch of market research for a senior care product. They found technology use, on average, dips in the 60s and then starts increasing again in the seventies.
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The main advantage is that credit unions are member-owned and therefore run to benefit the members, not some investors. This keeps them from having an interest in screwing you via weird fees and whatnot. The main disadvantage I've seen is that smaller ones have less leverage and so you pay more ATM fees to other banks.

I've been in the no credit card boat, so I know exactly what you mean. I got mine by having a car loan I don't really need that my brother cosigned to create a credit history. You may also be able to get a loan from your broker. Mine keeps telling me how big a loan I'm approved for, though I've never tried it.
You are not normal. What seems easy to you is not easy for the average person. Most people do not understand computers like those of us here understand computers.
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yep seeing similar issues with younoodle, really buggy implementation ... content going unsaved, js alerts after pasting into fields. doesn't seem like having their own application form similar to ycombinator would be that big of a deal...
Also, the cash advance interest differential for credit-cards, which is higher, and only paid off after all other charges are covered, rather than any sort of temporal ordering

FWIW, in Canada credit card issuers are required to apply payments to whichever balances you're paying the highest interest rate on -- it's not even temporally ordered.
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It doesn't need promoting. Anybody that wants to do it is already, or can figure it out themselves. In the meantime, it's nice to keep the general population informed.
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That's a natural consequence of the evolution from undeveloped territory to settled and densely populated.
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Here's what I have found works faster with Siri:

Remind me to... (like you said)
Wake me up at/in...
Call [name in my contacts]
Call [place not in my contacts]. Siri looks up business for you.
Note [something I want to make a note of]
It's often for more page views and advertisement impressions.

Edit: Maybe not in this case, but the news websites that do surely do it for the extra impressions.
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Living in the UK means I don't have to put up with blackouts, so ignoring that I can say that options for watching US sports are immense compared to what we have in Europe.

The fact that I can pay a hundred bucks and watch any MLB game live or on delay, on my PC, iPad or TV, in HD, with pausing, skipping to inning or batter, picture in picture, and more... that's mind-blowing for me.
Thanks for this. Something to really think about.
Send a letter by certified mail to the bank informing them that Mr T. Eller confirmed that the account is closed and that any additional fees, costs whatever are not your responsibility any more?

In that case they either have to react or, if they dream up some fantasy fees later, you have at least something in writing (and maybe grounds for a complaint about fraud with the DAs office) ?

I'm amazed with what US banks can get away:

Selling your private data to some sleazy marketing organization, unless you opt out? A criminal offense here

Charging more the 15% annual interest on any credit granted (including cards)? A criminal offense here

Threatening you because some scumbag used your "pre-approved credit card" scamogram (for which you never asked) to defraud you? They'd be laughed out of court

While I don't believe that it should be the governments role to protect consumers from their own stupidity it should crack down hard on this sort of outright fraud. Good faith is a basis of contract law and contracts designed to defraud one party should be outright illegal (and are actually unenforceable in a lot of countries)
It analyzes all of your tweets to find the content that your audience most engaged with by retweeting or replying, show the geographic location of those followers, and shows your most retweeted posts. In addition, it shows a bar chart of your tweet frequency with an awesome easter egg (click on the bird).

The Twitter auth only requires read access to your tweets, so you don't have to worry about it automatically tweeting for you. Give it a try.
Since bcrypt uses a random salt, the approach that I think you are suggesting (hash the input pass, check the user, and then strcmp the hashed pass in the database with the hashed pass from user input) would not work. Try bcrypting the same string repeatedly and you'll see that the same string produces different output each time.
It's the exact type of behavior I would expect
from a bank.

From an American bank. There is no German, Dutch or French bank that does that and I doubt Spanish, Italian or Swiss banks do it. Sure, if I overdraft, I pay (serious) interest over the amount overdrawn for as long as I am overdrawn, but you aren't hit with any fine at all.

In fact, I have arranged that I actually can't overdraft. Automatic bills just bounce when I'm underfunded. That's between me and the companies whose bills bounced.
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50,000 writes/sec seems insanely high for a flash game, would love to hear more about what those writes are doing.
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> I realize I haven't been in their shoes,

Oh.

> but I want to offer advice that I've figured out in my own experience, that lets you feel happy whenever you want to

Fun fact: Depression Does Not Work Like That.

Depression is insidious because it removes the will to get better. You don't lie around thinking "gee, I'm sad, I wish I was happy", whereupon your church newsletter list makes its entrance.

No: a depressed person simply is depressed. The idea that you could get better is both unimaginable and exhausting just to think about.

Depression progressively shuts all the doors until suicide seems, if you can be bothered to try it, the only sane thing left to do.

People with depression don't need to be cheered up. They need medical attention. Right now.

I don't mean to seem like I'm ragging on you personally, but you need to understand that variations on "snap out of it" and "put a smile on that dial!" don't work for a depressed person.
Sorry, I have no clue. My gut feeling says that one should try to ride it out but I have no insight and it of course depends a lot on the situation and if there are any compelling alternatives.

A sabbatical, especially one with an uninspiring job, can do wonders for the motivation.
I very much agree that defining those theories and algorithms is not for everyone. But they are already discovered, so if I need them, I'll (yes) google them and analyze if they are suitable. Of course, I'll need to know what I'm looking for, which is the "level of computing knowledge"

And if I have to do research projects - I agree I won't be able to start as a senior researcher. Perhaps a minor assistant, it is not impossible, if I ever need to. It's not like "I've missed my chance in life to ever do compilers".
It's not a camera - well not entirely :). It's a rendered star field that moves with your orientation in 3D space.
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All that stuff, it is like telling an alcoholic he just needs to stop drinking. It just doesn't work that way.
"Note that I wouldn't recommend PHP in any greenfield development today"

I'm curious, but what would you recommend ? I'm not cynic — but I work in a very small startup, doing mainly maintenance code in php and I've suffered my share of "use Drupal for x" when x is inappropriate inside Drupal, or any cms, and would have asked for a mostly custom backend designed from the ground up.
So for these case I'm stuck — trying to do my best within the constrain I have. But for the occasion where I can do better, I'm curious about alternative !
What are decoupling capacitors doing?
If controlling for network jitter was impossible ntpd would be useless outside of the local LAN or rs232 cable.
The whole point is it's not about tightly optimized build orders or perfectly timed expansions.

- Make workers always. Corollary: when you are about to have too many workers for one base, build another base.
- Always be building out of production buildings. Corrolary: don't start new production buildings until you have too much money even maximally utilizing old buildings.
- Don't get supply blocked.

(Caveat: none of this applies perfectly to Zerg because it is just harder. But the joy of Starcraft is that there are two other races that weren't designed deliberately to be obtuse and difficult to play.)

If you can consistently do those three things you will be able to attack-move into the enemy's base right up to the 95th percentile of Starcraft players. It has nothing to do with maxing out build orders or any of that complicated stuff. It's the barest, simplest fundamentals that most people have a very poor grasp of that are both the easiest and most necessary ways to improve their game.

It's like someone who is not very good at basketball. If you wanted to tell them how to get better would you say, "You should learn the full court press, zone defense, give and go." Or would you say, "Learn how to shoot a basket. Learn how to make a pass." I would argue the latter is going to contribute more to being a good basketball player.
Someone on feld.com thought that my comment was arrogant. Of course fire is often confused with arrogance too :) But I thought I'd clarify anyways since I wasn't so clear at first:

Making a bunch of money trading was not at all what it was about for me. That was only a validating result. In truth I was deeply passionate about trading, lived and breathed it, and did it for its own sake. I quit my job and moved half way across the world to chase my dream of becoming a trader. I left my family and friends and lived 2 years without income to do it. All that fueled me was the fire of my passion for the activity. The same fire that an athlete or musician feels for their art. Those guys may not change the world, but the fire is nonetheless the same fire.

Did my trading change the world? no. But it did change ME through a journey of self-discovery where I had to reach to the depth of my soul to survive and succeed in an endeavor where 95% fail. But I also did have a yearning to change the world in some way. And that's why I ultimately gave up trading and started a new tech company who's goal is to bring transparency to the retail trading and investing industry and thereby improve it as a whole.

It's the same fire that fuels this new desire as the one that fueled the seemingly less noble desire of making money trading. But ultimately, if it hadn't been for that previous pursuit and all the self-growth I experienced through it, I wouldn't be trying to change the world now.
Depression is different man - its not something you can "will" away. At a certain point on the downward slope of depression its hard to fix without medication.

I liked your slides. :) Thats the kind of advice I dish out - more because my dad was in the Navy and thats what I used to receive from him.

But the truth is, it doesnt help in anyway when your trying to support/help someone who is depressed.

Truth is you could have the best career, a loving girlfriend and $300K in the bank and you could still be depressed. Its got nothing to do with his external life - its an internally (biologically) created situation.
You mean for the compilation? Hm, dunno, I'd rather use something like connect-assetmanager (https://github.com/mape/connect-assetmanager) for that. This is geared more at development, hence e.g. the fact that it runs at startup (by default anyway), provides listing pages and pulls in JSON data. YMMV, but would be too much magic for me in production.
I've got to agree - 1M daily users and 50k db hits per second indicates something is being done in a ridiculously inefficient manner somewhere, and I'm really surprised that the solution was to fiddle around on the server-side.

Suppose your players are active for an average of, say, 20 minutes - that's a damn generous upper bound for a Facebook game. That would mean that 1M / (24*3) = 13,888 users are active (on average) at any time. Which means that they must each be generating db events at a rate of about 3.6 events / sec / user, which is ludicrous (at the very least, these should probably be somehow combined so that each client only hits the db once in a while, preferably in response to a user action).

And in reality, the average play session is probably quite a bit shorter than 20 minutes, which means the event rate is even higher per active user. What the hell are they doing that is causing so much database traffic?

Is the game actually doing something a lot more sophisticated than I would assume it is based on the looks of it (to be fair, I've never played it), or is the client-side design just really that messed up? I mean, it's cool that they can handle that much traffic, and all, and the server guys should be proud, but IMO they should really be able to do better on the client-side to prevent this level of scaling from being necessary...
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Besides of the health issues, Walter was working for a car wash company at the beginning of the first season and his pregnant wife was trying to get financial help from his ex-girlfriend who became millionaire thanks to an old scientific research of Walter White...

First question people ask is, is it ok for Walter White to cook meth for earning what he already deserves? It's the easy part of the question of Breaking Bad.

Walter White started cooking by blackmailing Jessie, one of his old students. (remember another student of him who disrespected and made fun about Walter when he was cleaning a car) From the first episode to the end of 4th season, Walter White has fucked Jessie's life up. He made many manipulations in Jessie's life to have Jessie work for him.

Hard part of the question starts here, is it ok for a teacher suffering from cancer to destroy one of his student's life for earning money?

To me, the answer is absolutely no. But I see that many people who enjoy how Walter White became a tough guy, think Jessie already lives what he deserves as a young punk.
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Keep waiting, it took quite a while for the hi-res version to finish downloading for me (and there's no indication of progress).
As a European I still marvel at the craziness of American banks. I just graduated college this summer, working at a startup now, so cash is tight, have some student loans, yet I never overdraft cause I can't. If I could, I know the temptation would be too big. (Do have a credit card though, which essentially is an overdraft as the bill comes the 26th of each month, but is automatically paid in full).
That you don't usually have a mac in your pocket. Voice is only really good when your hands are busy and you don't have a chance to sit down and pull out a laptop.
Has anyone had any experiences that suggests bipolar people do better in a "difficult" environment than "regular" people would in the same situation?
In the short term it is - when grid parity is reached, there will be more demand than suppliers will be able to fulfill, and there will be no reason to go lower than just below the cost of traditional electricity. Additionally, it's quite likely that for the first couple of years only a limited number of players will have the tech to produce/deploy at the lowest prices, and as such will effectively (for a while) have a monopoly with no incentives to compete on price.

Of course after a few years these situations will change and as more players enter the market (lured in by the high profits of the existing ones...), the downward trend will continue, without the anchoring to 'grid parity' that exists today.
It's fun to see ISS (space station) as it flies over. You can go to lots of places, like

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Absolutely I can relate. You seem to have distilled my head.

I have, unfortunately, never discovered a solution. If you figure it out, remember to share.
The lower the understanding of the average user, the less variety there is in a given product category. Desktops came in all shapes and sizes, until everybody bought one and suddenly they were all beige boxes. If you've strolled through a brick n' mortar lately, you probably noticed that most laptops look virtually identical nowadays. Tablets came in all shapes and sizes, from the ten inch slate ala Stylistic, to the convertible laptop, to the hybrid in the form of the TC1000 series, to the five inch chunkers like the OQO and the Sony UX series. Now they're all minimalistic squares of shiny, fingerprint-ridden black plastic. PDAs had a whole ecosystem of designs, so many you could find one that exactly suited your needs. Folding, sliding, with keyboard and without, slates, anything. The smartphone revolution destroyed that. Now you can pick from a shiny square of black plastic with one button or a shiny square of black plastic with four almost-buttons.

Everyone being able to use it means designers try to please everyone by appealing to the lowest common denominator. Ease of use is why you have to remove a panel and the battery just to change SD cards, assuming you even have the option of a microsd card or removable battery.
I'm not sure what your point was due to your grammar. With that being said its less clear why you were down voted. Please rephrase your comment...
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Sure, new generations interact with media differently. But isn't this article reading way too much into a 4 year old liking to touch things and not having patience? I'm sure I also threw a tantrum every time commercials interrupted my favorite tv shows. (Still do, occasionally.)
in terms of big-picture technology, it's 2011 and we have personal 3d printing. unibody is not that novel.
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I guess I did not distinguish features/infrastructure in the same way you do.
compared to the average person with matching cancer, it's a hell of a long time
Best one in the list thus far, I must say, in terms of both features and adoption.

I like how Middleman handles layout templates, YAML front matter, dynamic pages and livereload. Dislike the idea of including Sprockets for asset management though, seems too much cruft for just prototyping. Suppose it makes sense if you want a tool that doubles as a static site generator.
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Seattle's latitude makes for long summer days, which include a big part of the not-as-rainy season.
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Its kind of interesting that everyone who plugs an editor in this discussion talks about OS specific editors...
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Except a lot of the time, it wasn't a lot of cool shit, it was a bunch of crapware and you still had to buy software to actually do cool stuff.