skysight-inc/HackerNews huggingface dataset:
Article is essentially paywalled, I'm not in finance and I'm not well-informed (and by my own admission I don't go out of my way to be well-informed), so forgive me if these questions are covered or stupid, but my questions when reading the headline are:

1. Are these subprime loans packaged in CDOs or any other kind of highly-rated derivative instruments?

2. If so, how exposed are the banks this time? What are current leverage limits?

3. Are there swaps on these instruments, and if so, are these positions being taken by the banks that are selling the CDOs?

4. If so, how exposed are the insurance firms?

In short, are the conditions in place for a similar event to 07/08? Has any meaningful regulation been introduced that extends beyond the mortgage market?

Looking beyond conventional lending, what is the scale of cryptocurrency lending? As I understand it, there's not much in the way of regulation when it comes to cryptocurrency, and I feel like that's probably a recipe for disaster somewhere in the future.
Nah we can do both.
Amazing post, thanks for putting this together.

Three points I think are undervalued in my experience:

> Typing can be the bottleneck

> The most important trait in developers: rolling up their sleeves because it has to get done

> Nothing really matters, except bringing value to the customer

I often feel the code needed to deliver value is not that complex and most senior folks can do it, but in an effort to "save time" on typing, they try to design something complex and debate endlessly, when what's really needed is rolling up your sleeves, getting it done, then saying "oh that? I finished coding it and it works, let's ship it already"

(edit: formatting)
If you can tell someone has a chip on their shoulder, I'd just steer clear of them in general. It's not your job to carefully craft compliments so they don't get upset.
> I have four kids, I am everything BUT lonely with them.

This is inadequate. Adults need "love" and companionship from adults in our lives. The love of children is inadequate; we must also have strong ties with buddies, pals, compatriots, and colleagues for mental health.

Children can never fully deplete adult loneliness.
Facebook quietly bankrolled small, grass-roots groups to lobby for it in D.C
The SLC doesn't seem to have its own page in English Wikipedia, but is covered in the article

https://en.wikipedia.org/wiki/Human_torpedo

which also includes some other countries' versions (it seems like the Italian SLC might have been the most-used of these).
If this this is avoid taxes just open a bank account in panama.
Alpha was astonishing when it came out. It ran x86 code in emulation faster than any real x86 could go. Its only serious flaw was its chaotic memory bus operation ordering, which came to matter when you had two or more of them. Alpha died because DEC died, not the reverse.
What he said is generally true [1], so you must have either stored your rice in an environment that prevented them from hatching, or got lucky.

[1]:https://en.wikipedia.org/wiki/Rice_weevil
Zero Interest Rate Policy.

Encourages resource mis-allocation, which means there is less stuff we actually need to go around.

We should have used fiscal policy more aggressively to fix the Great Recession, but that would entail taking money from rich people and giving it to poor people, and we can't have that can we?
>I hated that people around me would put me in a category that was convenient for them. Because race is a pervasive concept in the U.S., it was easiest for people to label me as Black because I look Black. But I’m not only Black.

This woman is an excellent example of the ignorance, blindness, and cultural narcissism of the modern progressive movement. I am a European who grew up in Korea in the late 90s-00s, in a large city.

Everywhere I went, almost every korean within view would silently stare. The children would point, yell "miguk saram! (Korean for American person)" publicly, sometimes yell "puk yoo!" with middle fingers awkwardly displayed and run away laughing when I wasn't with my parents. Yet the author is completely unaware, totally conditioned to believe unquestioningly that the US has uniquely "pervasive" focus on race.

Based on my extensive travel across Asia, the US until recently was one of the least racist countries I have been to. The grand irony here is that it is the identitarian authoritarians who are forcing intersectionality down everyone's throats, and breeding racism.

I'm flagging this post because it is ignorant, narcissistic, political propaganda, and the flawed, accusatory assumptions upon which it is based are flamebait.
If not, it could be catastrophic.
Reduce overhead as much as possible. Reduce debt (least safe first) as much as possible. Invest in necessities that you and your family can consume/use.

People have all kinds of theories about what will be best currency, and stockpile stuff they can't consume/use. Cover your basis first.

Invest in any skill that will enable you to produce something.
Lots of people don't drink water much at all, tap or not.

As for the flavor, I disagree that one just gets accustomed to the taste of high chlorine or sulfur levels the way that one gets used to the bitterness of coffee or whiskey.
I wondered what happened to the head of Cyrix, Jerry Rogers. He died 2 years ago:

https://obits.dallasnews.com/us/obituaries/dallasmorningnews...
This is brilliant. It's like asphalt, which is just concrete (cement, sand and lime) with some of the cement replaced with oil/tar. This is that same idea but using plastic not oil/tar.

Truly brilliant. It's a new type of composite building material.
This article feels slightly closer to parody than genuine; does the author not see that they are the common denominator?
I'm not sure that branch prediction would need to go to the compiler, but definitely agree it'd likely subsume the OOOE scheduling (at very least, it'd be less effective).

That, though, seems like it might make for a good power/performance tradeoff. Those circuits aren't free. We just didn't get to the point where compilers were doing a good job of that OOOE reordering (not until after EPIC died).

The real reason, though, that itanium died (IMO) is most businesses insisted on emulating their x86 code at a 70% performance cost. So costly that it seems like intel/hp spent most of their hardware engineering budget making that portion fast enough.
And mortgage calculators can ignore many other variables, or would require additional research to fill them in. They also ignore a key factor - the person's income. It calculates cost, not affordability.
I think the hesitation was there was a minor economic slowdown around that time and inflation was still flat, so it is unclear raising rates would have been the right call.

Its easy to see there is a problem now, but I don't believe anyone knows what amount was caused by the pandemic. Despite gripes everywhere, I actually think Fed policy has been very reasonable given the circumstances. If not for the pandemic, steady rate hikes were already happening and set to continue.
Not enough syntax sugar, not functional enough, and a few smaller papercuts.

It feels dry, like a humourless android. Not very fun to write but probably the most pragmatic choice for the problem. I prefer having fun when I program.
Nope, they made some important mistakes and admitted it.

You are part of the problem by immediately accepting that post as fact!
I second the sibling comment: not emigrating is no guarantee that your language is safe. For example, there's a long history of trying to suppress the Ukrainian language [1], and until very recently, the Irish language was dominant in Ireland, but is now nearly extinct [2].

[1] https://en.wikipedia.org/wiki/Chronology_of_Ukrainian_langua...

[2] https://en.wikipedia.org/wiki/History_of_the_Irish_language
I started using this recently when I installed Rocky Linux, since the installer had it as an option and I was curious.

I still use ssh for the vast majority of what I need to do (partially out of habit), but my experience with Cockpit has been great. The SELinux app, which is a GUI for things like setroubleshoot, audit2allow, etc is definitely my favorite part.
The Waltons are glorified? I barely hear much about them at all.
Rates were being raised before the pandemic. Don't you remember all the complaining by the President?
> One caveat. I don’t have to deal with anything you have to deal with, so I can’t make an apples to apples comparison.

Sure of course, I'm quite clear on what was going on in my case, but I was wondering how broad the dynamic might be. Thanks for your thoughts!
Don't confuse "formal training" with working in a vacuum (re: Ramanujan, Heaviside, etc.), all others are basically world-famous academics that went through typical doctoral programs and were in constant communication with their fellow academics; I mean, Godel's correspondence with von Neumann is extremely famous, and the same goes for Ramanujan's correspondence with Hardy.

The age of the hermit polymath has been over for half a millennium.
To be honest 'I could care less'
Looks like there is some overlapping text on the cockpit-project.org main page.

https://ibb.co/hKrbbnF

Edit: If I keep refreshing the page, it renders correctly sometimes. Like 1 out of 4 or 5 refreshes look correct, with two columns of bullets.
Woo: A high-performance Common Lisp web server
I would not say this is the end all be all of interacting with narcissists but I agree that it is entirely possible to have meaningful interactions with them.

I would probably go farther and say that generally we should probably apply some of this type of logic to all the relationships in our lives - expectations should always be realistically tailored to the individual within reason.
Why does there have to be a point? Just go with it.
House Passes Bill to Crack Down on Gasoline 'Price Gouging'
Paper Menagerie, by Ken Liu is a neat but heartbreaking short story about this topic. It won a ton of awards—Nebula, Hugo, etc. definitely worth reading.
I wondered. It looked very Windowsy, and I'd guessed the Linux support was non-existent. Sounds like I'm going to stay away then.
As many have pointed out, I think recession it’s here already. I just switched jobs and got a 20% salary increase. Fortunately enough, we developers seem to be not that much affected. Touching wood, though.
Hard disagree, as we have plenty of counter-examples here: from John Skeet, to John Carmack, to Max Howell, to Vitalik Buterin.
Saw this on Business Insider on YouTube: https://www.youtube.com/watch?v=iFcPqXxAUWM
When was the last time you've heard a non-black person described as articulate? I can't think of any, personally.
Olive oil comes from the fruit of the olive.
Senators push to break up Google, Facebook ads businesses in new bill
/me salutes by playing Alpha

[∞] https://www.youtube.com/watch?v=4gG1VBryzKM
>It sounds like the author tried to accelerate that process and it blew up in her face.

Someone should be free to speak in and learn or not learn any language they want. Deciding you don't want to speak a language anymore in order to fit in seems perfectly rational. Why is the mother forcing the daughter to take Korean lessons in order to continue speaking to her, instead of her taking English lessons?
I just want to clarify that the "we" in parent post does not include me personally, and I was not consulted on this matter prior by parent commenter. Thank you all for coming to my ted talk.
I’m by definition “old” at 48. But my “safety” comes from always being employable. Since 2008 and I was already 34 (I stayed at my previous job before then for 9 years), I’ve had six that ranged from startups to big enterprises to my latest BigTech company that has a reputation for PIPs.

I never worried about whether I wouldn’t be able to find a job.
> SOC2 isn't really about security in a "cyber" sense

SOC2 according to AICPA is, and this could be highly "cyber" if the organization self-asserts a number of cyber security controls.

> Controls affect user entities

> SAE No. 18, Attestation Standards: Clarification and Recodification, which includes AT-C section 105, Concepts Common to All Attestation Engagements, and AT-C section 205, Examination Engagements. AICPA Guide, SOC 2® Reporting on an Examination of Controls at a Service Organization Relevant to Security, Availability, Processing Integrity, Confidentiality, or Privacy. TSP section 100, 2017 Trust Services Criteria for Security, Availability, Processing Integrity, Confidentiality, and Privacy (AICPA, 2017 Trust Services Criteria)

> Description of service organization’s system. Written assertion by service organization management regarding the description of the service organization’s system and the suitability of the design and the operating effectiveness of the controls to provide reasonable assurance that the service organization’s service commitments and system requirements were achieved based on the applicable trust services criteria. Service auditor’s report that contains an opinion on about whether the description is presented in accordance with the description criteria and the controls stated in the description were suitably designed and operating effectively to provide reasonable assurance that the service organization’s service commitments and system requirements were achieved based on the applicable trust services criteria. In a type 2 report, a description of the service auditor’s tests of controls and the results of the tests

from https://us.aicpa.org/interestareas/frc/assuranceadvisoryserv...
> ow could one honestly compliment someone like the author for being articulate without it being taken this way

Maybe, just don’t? Compliment them about something else instead.
This is a bad interpretation of good advice. Yes, once you’re booked and in the interrogation room, shut up and lawyer up. But on the street…

You can absolutely talk your way out of things, and you can “assert your rights” into charges.

If you refuse to do anything more than legally obligated at a traffic stop, you could easily get a ticket instead of a warning.
I was born in Crimea in a Russian speaking family that lived mostly in Ukraine and had a great grandmother born in Moldova before WW2 who spoke Yiddish and Russian. The recent war has basically made me not want to speak Russian again. It's been useful when I travel (once in Japan weirdly and once in Cyprus).

But I don't consider Russia to be my ancestral home. I don't even really consider Ukraine to be either.

I'm jealous of people like in this article who have a clear national heritage they can draw on.
My one complaint about these new mark down features with github is the lock-in. I’m trying to build a gist compatible service and theres quite a bit to cover. MathJax is fine, but now I (and gitlab, bitbucket, etc) will need to support it
> I am a European.

> Based on my extensive travel across Asia, the US until recently was one of the least racist countries I have been to.

These personal anecdotes are beautiful, but you must realize that unlike in Asia, you aren't in the outgroup when you are traveling through the US.
I like to be challenging and hopeful.
> I think you're an above average developer working at a below average company

Nailed it
Yes. You know I think Tesla is striking the balance correctly between phantom breaking and crashes with fatalities. I think there was one recent one with 3 deaths, and now it appears phantom braking is a thing, meaning many people experience it and know about it. You know what at some point it's not just the machine adapting to the person, the person must also adapt to the machine. What did you lose with the phantom breaking? I've seen people phantom brake in a biological human capacity, it's not that unusual. Like when you think you see a speed bump, or don't not sure.

False alarms are cheap. Failed alarms? Not so cheap.
So,

5. Stop using private vehicles so much in favor of public transport + bicycles.

Et voila, no more fuel shortage.

... of course, this is even more easier-said-than-done for the US :-(
When the concrete weathers, will the plastic in the bricks turn into micro-plastic?
I think it's very reasonable to be upset if my entire app was pulled because google didn't like a screenshot!
Does straight chrome have similar battery performance?
"Lame Duck" time[1] in politics is the time between losing a mandate (being voted out) and losing that position. Lame Duck time in a software process is the time between being told to shut down and shutting down. In many cases, you want to keep this time as small as possible. One valid solution is just to kill any requests that were ongoing, with the knowledge that a variety of error conditions would do the same. Alternatively, you can stop accepting new requests while giving time for the previous ones to complete; This is what we call lame-ducking. How it's accomplished differs.

[1] https://en.wikipedia.org/wiki/Lame_duck_(politics)
TIL HTTP code 420 is a thing.
This seems a little absolutist. These traits exist on a spectrum. Are personalities and minds really that predictable and non-malleable?
On System76...
Under a truly strict reading of the law, there might be some problems since the guy might not itemize deductions, in which case there's a pretty modest limit to the total value of charitable deductions he can make, which he might not have declared anyhow. Which might or might not be a problem depending on the dollar value of the ball he received and immediately gave away, if the whole thing came to the attention of the IRS. They theoretically might potentially want him to refile and itemize his deductions if they had an opinion about the value of the ball, and that refiling could affect his refund for that year by a small amount.

This all falls pretty firmly in the "who gives a shit?" area of tax law.
The squirrels are generally not in it for the tomato, what they really want is the water in the tomato. A lot of people (myself included) have eliminated or reduced the problem by having a birdbath or water display near the garden.
I've had trouble recognizing and understanding narcissists, too. I'm sixty-five, and I can't recall anyone I knew in the first fifty years of my life who I realize now was a narcissist. In contrast, I recognize retrospectively many old friends and acquaintances who, I now know, must have been on the autism spectrum.

But in the last fifteen years, I have had to deal with four people who were narcissists, two through work and two in private life. Each case was very difficult.

Those four were from very different backgrounds--four different countries of origin, three different first languages, one had grown up poor, another was from a rich family. If narcissism is becoming more prevalent, my limited sample offers no clue about possible social causes.
Read history books, like a biography of Julius Caesar.

Read critical theory like the Communist Manifesto and read about the work of Foucault.

Read critical history books like Why Nations Fail and A People's History of the United States by Howard Zinn.

Some philosophy like Aristotle's Politics, Kant's categorical imperative and Rawl's veil of ignorance are also helpful I think.
> Following that dramedy, I packed my belongings and embarked on a nomadic lifestyle in which I lived in multiple co-living spaces and met a wide and authentic group of people.

Oookay, feels a bit "pot calling the kettle black" here, not really sure what the point of this article really was, other than to exclaim, "Narcissism exists!"
"Political attacks on me will escalate dramatically in coming months"
https://twitter.com/elonmusk/status/1526961470562508802

"In the past I voted Democrat, because they were (mostly) the kindness party.

But they have become the party of division & hate, so I can no longer support them and will vote Republican.

Now, watch their dirty tricks campaign against me unfold … "
https://twitter.com/elonmusk/status/1526997132858822658

Interesting strategy of trying to get ahead of this..
I'd say they need none of that. Not only is barely anything of that a legal requirement in the EU, it's also a waste of money and resources to set this up in every country when you're mainly addressing pro users and tinkerers.

I bought & imported a Supernote e-ink tablet from China the other day. The manufacturer offers none of the things mentioned above, heck their support team barely speaks English (but god knows they're trying!). Still everyone on Reddit loves them because they 1) produce a killer product, 2) provide great support when needed (e.g. send you a replacement or fix bugs), and 3) respond to community requests and regularly roll out software updates with fantastic new features.
price-to-performance is the last resort of a company that has failed at taking the performance crown.

Nobody cuts prices more than they have to, but everyone adjusts prices to where they need to go to sell the product. Bulldozer was priced low because it was genuine garbage, it was actually slower than Phenom in a lot of cases (which blows the "it was about price to peformance!" thing out of the water - nobody regresses performance on purpose).

(and before people wind up about the obvious counterexample: Ryzen was priced low because a 1800X was genuinely a lot slower than a 5960X in productivity tasks due to latency and poor AVX performance, and got completely smoked in gaming. If they had tried to go head-to-head with Intel at $1000 pricing they wouldn't have sold anything because it would have been a far inferior package to what Intel offered, they had to cut prices by around half to make it a compelling offering. And even then it was not that appealing compared to, say, a 5820K.)

Companies need to make enough of a showing to attract consumers but if a company prices something super aggressively, there's often a catch. And that's bulldozer in a nutshell. Oh shit the product sucks. What can we charge for a mediocre "8-core" (sorta) that underperforms the 4-core i7? Offer it at i5 pricing and see if anyone bites. If they had managed to achieve good performance, they would have priced it appropriately.

(the other thing is - people prefer to make the comparison about the FX-8350, but that's not Bulldozer, that's Steamroller. Bulldozer was the FX-8150/FX-6350, which actually did outright regress performance vs a Phenom X6, and was priced relatively steeply due to "8 real cores". Bulldozer went up against Sandy Bridge, Steamroller was more of an Ivy Bridge/Haswell competitor, and that's where prices really started to drop. It isn't a huge difference but Intel was making some progress too in those days.)

Price chart: https://www.anandtech.com/show/4955/the-bulldozer-review-amd...
Not a bad article but this is just a short term problem in a world with potentially much bigger long term food issues. Mega factory farming of monoculture crops covered without rotation or though for the health of the soil and environment and the insects and birds that support it all is going to really screw us long term.
There is a manga series based on the history of the "kaiten", called "Tokkou no Shima" (特攻の島), which is pretty good.

It depicts the commander of a kaiten-bearing submarine as lying to his superiors and reporting that each of the kaiten launched from his submarine sunk US ships, when in fact none of them hit their targets. It is implied that reporting anything but success was unacceptable, and the Japanese military leadership expanded this program because of being misled by such false or exaggerated reports.
None of what you described is new or "not normal". Japan has been this way for nearly 3 decades and they are hanging around just fine. Sure it's not a growing behemoth but they are far from doomed.
Quit your job. Go somewhere else. There are always challenges to take on and learn from if you just go look for them.
For my blog (e.g. https://daniel.lawrence.lu/blog/y2021m09d08/ with tons of math), I render the math serverside using MathJax and serve them as SVG images (with alt text for the visually impaired). They get cached too which is nice especially since many symbols are duplicated. Seems fast enough for me.
Explainer: What is monkeypox and where is it spreading?