skysight-inc/HackerNews huggingface dataset:
What asset classes are you looking for?

I’ve used Bloomberg Backoffice files in the past, and later went to work at Bloomberg to try and make that data more easily usable.

MarketQA had a product that can give you historical data as well, but tied more into the Reuters world.

Corporate actions are a complete pain, Bloomberg’s back office file data for the adjustment factors isn’t consistent with the data you can pull from a Bloomberg terminal.

The wider your coverage the harder it is to do this correctly.

If you then want historical intraday prices as well, this gets much more expensive and much more complicated to set up. My last job had an entire team trying to get all this right, and still got it wrong a lot.
Yeah I should probably clarify, I'm not looking to compete in a Fortune 500 job placement situation. Where I'm at, Fortune 500 calls me.

I'd do a master's degree because I'm curious as hell, and having tons of fun learning surrounded by smart people is all I want to do now.
The concept of the cash buyer is a bit of a farse as well. What usually takes place is a cash offer. They just need to proof of funds to do this. But then, they get financing to close. Nobody in their right mind is putting that sum of cash in real estate when they could borrow at 2% or whatever it was before the recent run up. The mortgage interest even has favorable tax treatment so it’s effectively much less. Oh and the actual cash can also grow tax deferred. I really don’t understand why you’d actually put a large sum into a house when interest rates were as low as they were.
Just look at the price to rent index - 15 to 16 is neutral (renting and owning cost the same).

San Francisco is currently 52.

In HCOL areas, renting tends to be cheaper than owning because home price reflect not only cash flow, but expected appreciation as well.

https://smartasset.com/mortgage/price-to-rent-ratio-in-us-ci...
Maybe some people are. Property taxes are state by state. But that's not the way they do property taxes where I live.

Where I live, they have an amount of taxes they need to collect, and then they divide that up based on property values. If the value of everyone's property doubles, they still need to collect the same amount of property taxes, so everyone's property taxes stay the same.

I guess in some places, they just do it based on property value, and when house prices skyrocket, the government just says, "Score!".

Wouldn't want to live in one of those states.
To securely store device-specific authentication credentials such as WebAuthN those used by WebAuthN/FIDO, for example.

> The only uses I can think for it are nefarious, i.e. allowing outside services to track the user and violate their privacy.

A smartcard would be one of the worst or at least most complicated ways to implement tracking: It can communicate with the rest of the system only through an extremely limited interface and can strictly only ever answer requests sent by the host, never initiate requests on its own.

To do anything nefarious, it would need a privileged companion service on your computer – which doesn't gain anything from being able to talk to the smartcard.

As an aside: Even TPMs are an extremely passive technology. The only thing that arguably makes them "evil" is the fact that they can perform measurements for device attestation, but it can still never transmit these on its own. That evil is pretty indirect, in that some service providers might only allow users to use TPM-enabled and sufficiently attested clients to access their services, and exclude open hardware and software.

That's coincidentally exactly what DRM is, and it's already here, and not at all limited to TPMs. I'm cautiously optimistic though that it's possible to strike a compromise and limit attestation to properly sandboxed parts of the system, e.g. only the parts of the GPU relevant to display copyrighted movies, without getting undue access to the rest of the system.

The smartcard part of TPMs is about as capable of evil (as far as your computer and your data on it is concerned) as a USB-connected mug warmer.
Gmail hooked us on free storage. Now Google is making us pay (2019)
I wish Netflix would buy TCM, so I don't have to wait a week to watch the next Noir Alley.
This may all be a matter of different nuances on words like "embarrassment" and "shame", but personally, I would put higher trust in someone who firstly recognizes that they could have done better and secondly regrets that they did not, and I would prefer to be that way myself, without being rendered ineffective by it.

One can never, however, be sure that someone really feels that way ("The secret to success is sincerity - once you can fake that, you've got it made!") Nevertheless, faking it involves never saying certain things, and that turns out to be hard, so the fallible approach that I aspire to is to assume sincerity unless given evidence to the contrary.

In this view, blameless postmortems are the right way to go, at least up to a point: neither embarrassment nor regret are things that can truly be imposed from outside, and definitely not sincerity.
The way I work (and have worked for years) is I just always work in a file buffer and use SLIME keystrokes to send expressions to Lisp for evaluation.

Actually typing text in the repl buffer is very much the exception, not the rule.
Dutch to you, to!
Well the stock market is down double digit percent this year, so maybe not?
I would love to do this also, mostly because the Rust compiler probably has a master's degree worth of advice hidden in it and it would be helpful to have human guides to point out its wisdom.
This was Scott Alexander's hypothesis btw if you missed this piece on ivermectin from him:

https://astralcodexten.substack.com/p/ivermectin-much-more-t...

"The Summary

Ivermectin doesn’t reduce mortality in COVID a significant amount (let’s say d > 0.3) in the absence of comorbid parasites: 85-90% confidence

Parasitic worms are a significant confounder in some ivermectin studies, such that they made them get a positive result even when honest and methodologically sound: 50% confidence

Fraud and data processing errors are of similar magnitude to p-hacking and methodological problems in explaining bad studies (95% confidence interval for fraud: between >1% and 5% as important as methodological problems; 95% confidence interval for data processing errors: between 5% and 100% as important)

Probably “Trust Science” is not the right way to reach proponents of pseudoscientific medicine: ???% confidence"
"I reassured the new guy that people were yelling over email because it was important, not because they were mad at him"

This is outstanding advice, and very well put. I shall be borrowing it, thank you!
(per Internet tradition, I haven't read the whole article yet.)

This article discusses "Age in Place" covenants (sales?): an elder person can sell the property, yet remain in the property until their death. After which, the property is transferred to the buyer.

Could increase homes available for sale in Marin County.

This seems to me to raise the same concerns as fungible life insurance, where a buyer purchases an existing life insurance policy before the death of the policy holder. The insured person gets liquidity, often for end-of-life expenses, and the buyer gets the face value of the insurance policy when the insured person dies.

People of my parents' generation didn't have the option of investing in mutual funds, not really until the 1990s. So they would often purchase a "whole life" policy, and they would pay the insurance premium each month or year or whatever. The insurance provider would charge a bit more - an additional premium - than they would for a straight insurance policy based on their statistical model, and would invest the premium into a variety of assets, which would hopefully appreciate in value over a long term. After a period of time, this investment return would be made available to the policy holder in monthly payments: a nice way to supplement a modest pension.

Reverse life insurance would give the insured a lump-sum payout, usually less than the projected value of the policy, and the buyer would become the beneficiary of that policy. This was big during the AIDS epidemic (also in the Bay Area), where someone who had paid into an investment for decades would be faced with million-dollar medical expenses for the short, painful time remaining to them.

No estate passes on to the next generation. That seems to be gone, along with the other hallmarks of an American Middle Class.
M1 is a useful tool to understand why the prices of consumer goods have increased but not at all useful to understand home buying power.

People regularly sell stocks, bonds, and other homes in order to produce the down payment for a mortgage and have done so since long before 2020. M1 does not measure any of these.
The booking said that there was internet.

After I booked, internet was removed from the booking.

Airbnb even confirmed this was true but refused to refund because they wanted to "give equal footing" to the host (e.g. waiting for host to respond).

I was like wtf?
AI remote jobs to your inbox weekly
Several years ago someone stole my former startup's first hardware prototype, along with a bunch of other stuff. In 300 years, should my descendents have a right to claim restitution from the descendents of whoever stole my things?

Do children inherit the sins of their parents?
As arguments for the thesis that the tech world needs to embrace the humanities go, an author discovering a bug in a google product by writing a poem is pretty good, if maybe a bit too on the nose.
your comment is screaming for a link...is it this one?

https://fred.stlouisfed.org/series/CSUSHPINSA

Case-Shiller Index?
This has enabled man in the middle attacks even for clients that want to upgrade protocols. An ISP or owner of the Wi-Fi network can just quietly drop all upgrade security headers.
Where I live (not USA), monthly rent is about 0.1% - 0.2% of the price value of an apartment. For example, I pay about 350 USD/month and the owner is (trying) to sell the apartment for 180,000 USD.

It doesn't make sense to me, but whatever.
Went up 10%
Not sure about the US, but in Canada (where the median house is 2x the US), home ownership rates among under 40's is a couple percent lower than in 1989 (mostly due to longer period of education before entering the workforce).

That doesn't stop social media from flagging a "millennial crisis".
Jay replied that it was a job interview 8 years ago before he joined stripe. Jay started building this product in 2020.

Jay met with people from Plaid a few times. All were at Plaid's requests...

RFP is about Plaid becoming the service partner for Stripe like how MX is currently a partner. Plaid decided not to become a partner.

Source: https://twitter.com/jay_ssh/status/1521973965098561536

And of course plaid CEO doesn't respond.

Plaid CEO mentioned "interview" but intentionally left out "8 fucking years ago, and it was a job interview".

Plaid CEO also got the RFP, so they have been aware that Stripe is building this because Stripe wanted to depend on MX, Plaid, and etc. But Plaid CEO acted surprised to this launch.

It sounds like Plaid CEO maliciously misled people. Does this guy have any ethics left?
Netflix is always recommending to me the same shows, day after day, week after week. I've passed over them many times. When will Netflix give up on them show me something further back in their catalog? This seems like a no-brainer to me. I get bored with scroll scroll scroll to look past them.
> It’s obviously not a German artifact

Why is it "obviously" not? The subject was named Drusus Germanicus, after all.

The Roman Empire covered everything from Great Britain to the Persian Gulf. Artifacts produced anywhere in that (very large) region could be described as "Roman".
some economic theorists take this seriously -- BlackRock is Buying Houses made a large headline in daily news here.
I use to feel contempt for people really proud of graduating college. The actual college courses were all pretty easy compared to the difficulties of the rest of life at the same time - caring for family members, scraping together rent, etc. Someone proud of graduating college when all they had to do in the 4 years was study was upsetting to me.

I have a more mature perspective now, you never know what struggles people have and the courses are really tough for a lot of people.
Pretty sure the covid stimulus passed while trump:Biden was/is president is like 2:1.

Not giving either one a pass though because Biden reappointed Powell and failed to give Powell the political direction to raise rates late last year when it was obvious inflation was anything but transitory.
This is more than a diversity issue.

AIs over-generalize and they can only output images similar to the many inputs they receive. If we start to have DALL-E 2 images in art and commercials there's going to be common trends and lack of certain terms because the AI just can't generate them well.

Although this is already an issue we face with existing art and especially stock photos and commercials. But I wonder how AI bias is different than your average human bias.
You can't compare Western Europe to the US. Maybe to specific regions or super-urban areas, e.g., the LA to SD corridor or the Bay Area.

In which case the two are comparable: there are few if any middle-class families in the bay area that own their homes except by inheritance or some other luck (gift, lottery). Even condos and other high-density housing are all but completely out of reach for all but the top 10% of income earners. And those condos are almost all studios or 1- or 2-bedroom units that are very tiny.
Interesting. It seems Ruby's YAML module has undergone a log4j-style progression where it gains more and more parsing modes, which leads to an ever-expanding vulnerability surface area. This is a last-ditch attempt to protect users from that by making the "safe" parser the default. But I wonder how long until the "safe" parser also supports many things other than strictly parsing YAML, and then we'll need a "super-safe" mode to set the default to.
I agree with you but to add another point, if house prices were to decrease significantly then loan margins would kick in for homeowners too.

And with low interest rates, low wages(vs house price) for so long the margins for that are tight for a lot of (silly?) people who borrowed "as much as they could".

It seems like:

- house prices up, investors win.

- house prices down, homeowners lose.

It will be interesting to see how it plays out but at this stage either side of political argybargy are doing SweetFA and advertise policies to do more of the same.
The hippie Star Trek episode remains ludicrously terrible 60 years later.
Not the OP, so I'm not sure what sources they used, but disposable income as measured by the OECD [0], for example, does takes this into account.

[0] https://data.oecd.org/hha/household-disposable-income.htm
Public health agency tracked Canadians' movements via phone data during pandemic
Agreed. If people think MyGov is bad, they should try using ASIC. Absolute god damn nightmare
They considered the kiss in your face too at the time.

As was Ellen’s episode when she came out.

Even more recently there was an uproar about “wokeness” when they decided to cast a Black woman to play an orange alien from Tamaran on Titans.

Strangely enough, there was not such an uproar about lily White shows like Friends and Seinfeild.
Even if we assume it rightfully belongs to people with Roman ancestry, that describes many modern Germans as well as it does modern Italians. People from these two regions were moving around and in near constant contact with each other for thousands of years. Somebody who is German today may have ancestors who were Italian two hundred years ago, and Greek 2000 years before that.
Reading this article was infuriating - it treats apps as wholly sovereign entities, limited in what they do only by the promises of whichever startup developed them, and that there is nothing else users can do to find out if an app is spying on them, or to stop it. The mention of permissions is brief and not expanded upon.

One would expect a tech-focused site to educate its readers better, e.g. explaining that an app without network permissions cannot spy on them (but may store data on their phone, in case it is searched..), and that there exist trustworthy free-software period-tracking apps, that aren't revenue-maximizing black-boxes.

The article seems designed to teach users helplessness.
The sculpture is of a man named Drusus Germanicus. What do you think "Germanicus" means?
Housing costs do tend towards ability to pay, and when there's scarcity, that "ability to pay" starts cutting out those with the lowest incomes, since they do not get the housing.

That's how housing costs can increase faster than the income of an area, it's the market displacing those with lower incomes, and readjusting to only house the wealthiest.

Add in that housing prices are distinct from the housing costs, and that leases only change rent occasionally, and lots of people are owners and have fixed costs, and prices can rise quite a bit faster than incomes.
I think they are banking that you will stop scrolling and maintain your membership for exclusive releases.
Definitely location dependent. Not in the SF Bay Area.
"Cash buyers" may very well have a mortgage, but they have enough assets/collateral that the bank is willing to give them carte blanche (ie the bank will waive inspection, because if there is a major flaw that makes the house uninhabitable, they'll just collect some other asset of yours).
God the tone of your comment just set me off. What's the ugly sentiment and uglier mind? Just put it out there, whatever -ism you're about to accuse the parent poster of. Let's hear it without your cute little innuendo.

This is the exact kind of bullshit they're calling out. Netflix stuffs pop politics into every show they can and is relentless with it. They want to make sure their viewers are getting the "correct" politics, and not the "ugly sentiments".

Maybe, just maybe, some of us want to just watch some TV and not have whatever today's stupid social battle is shoved down our throats.
Yeah, I was confused by GP's phrasing as well. Maybe I'm taking the word "average" too literally and this is just one of those "5 stars good, 4 stars okay, 3 or fewer stars is garbage" things, but wouldn't the expectation be that the average show is...average? Unless you think that Netflix is has some reason to be more likely to make good shows than anyone else, it seems like their shows should be on average, average.
I did sort of the opposite of OP, during my masters I stopped just about halfway in because I just couldn't justify the time investment needed to complete the program over gaining experience at the startup I was already heavily involved in.

I completed all the "fun" courses, the ones that really taught computer science, but the focus and attention I needed to complete courses like advanced logic and discrete mathematics III I just couldn't combine with a fulltime job. I'm no math wiz, so those courses were really tough for me.

I now realize there's other universities that have less maths and more of the fun stuff, but even still say I wanted to jump to another specialization if I had 2 full time years to do it I could spend my time so much more efficiently than at a university.
The weak yen is going to help Japan win back manufacturing from China. China is in a very tough spot right now. Between "zero covid" and losing mfg due to monetary and political reasons China may be reaching a local maximum for a while.
Only if you had lots (lots!) of excess cash. That is, folk who are diversifying a big portfolio (ie: a 500k home is less than 20% of your total book)
Awesome! Why does the box also move when you move the kaoss pad pointer thing around? It's a very small detail but makes 0 sense to me. It seems like they're potentially creating confusion by having the box which is your reference frame also move.
> The value of a MSCS for me is that I think it would get me more interesting jobs that pay more.

Unfortunately no, not really.
A third of all women use apps to track their period? For some reason I find that hard to believe
Divvy user here as well, for many years at this point. They haven’t updated it in ages, and with every new macOS release I’m expecting it to stop working. But somehow, it’s still going strong. Even the global keyboard shortcuts!
If you live by that maxim and never do good, you'll never see it refuted. Truth is, people do good things all the time and are frequently rewarded for it. Sometimes people get punished for doing a good thing, but it's scarcely a certainty and our society would be a lot shittier if everybody went around assuming it was.
The actual attestation process protects against this:

program generates random bytes->ask tpm to sign it->on signature return, program asks TPM for its public key->program verifies public key matches that of the signature->verify the public key is cross-signed by the manufacturer's certificate authority. The only attack here would be if Intel or AMD's PKI is compromised, which would certainly be leveraged against enterprise customers before any consumer customers got hit.
The "moral crime" (a term the previous poster used, not me) is in knowingly patronizing something that houses stolen goods, not in whether you enjoyed them or not. 'Enjoyment' was just the example the previous poster used, the same would hold true if they had said 'hatred' instead of 'enjoyment'. If you come over to someone's house, and watch whatever is on their stolen TV, it doesn't matter if you're enjoying what's on the TV or if you hate the TV, by knowingly associating with the thief you're tacitly OKing their actions.
"I'm pretty sure we can go through that iceberg."
--Captain of the Titanic, probably.

"Might as well go with hydrazine."
--Unknown, heard before explosion.

I missed the bit on ethanol when I skimmed through the first time, but you're right. That's actually fairly exciting if it's something that can be scaled.

The part that baffles me is that if you have a workable fuel like ethanol, from an efficient process that doesn't compete with arable land, why try to make petrol from it? Ethanol is perfectly fine, and inherently cheaper than any hydrocarbon you would make from it.
Sorry, but isn’t that part of the definition of middle class?
Dead Man Switch for Linux – v1.0.1
Wait are we not still treating the environment like a toilet? Do people younger than boomers not create mountains of plastic trash that will be here hundreds of years after their bones turn to dust? Do they not use phones with lithium mined by child slaves, and wear make up with mica mined by child slaves? Do they monitor how much has and electricity they are using? I'm not a boomer but I know enough to know the younger generations are not ready to sacrifice present comfort for future generations
They may be overvalued but don't see how they could fall without forced sales. At start of pandemic borrowers got mortgage repayment holidays in Australia - so didn't have to sell if you got into financial trouble. Yesterday one of major bank bosses telling borrowers to call the bank if rising interest rates and cost of living getting people into difficulty. Somehow they will work it out whatever that means.
so crazy that houses are not considered consumables. they absolutely are! does anyone believe that by living in a house we are granted an automatically self-repairing house? if not: it's a consumable, just one that is consumed, in the general case, over more than just a few minutes. there are other factors that contribute to its "consumption" other than it falling apart, being used, and otherwise needing repair. the march of technology, for example, contributes yet another factor to its decline in relatively value, at a perhaps increasingly fast rate