skysight-inc/HackerNews huggingface dataset:
I've been using YNAB since March 2014. I started doing manual entry with YNAB4 and was an early adopter of YNAB5.

I manage my own personal budget as well a joint budget for myself and my fiance.

Here's my takeaway:

* The YNAB model to budgeting is how I want all future budgeting tools I use to work. They call the framework "The Four Rules" (https://www.youneedabudget.com/the-four-rules/) and they are a very pragmatic way to think about budgeting.

* Specifically, I like to be able to have my budget cover multiple months into the future. I have fairly bursty and somewhat unpredictable income. I like to have a reserve of 6 months of expenses covered just to make sure that I can handle any ebb and flow of my income.

* I have successfully convinced my partner to use YNAB and they find it valuable. It really is super useful software that is pretty straight forward to use and that makes budgeting very quick and easy.

* Sharing budgets with a partner doesn't really work the way you'd want it to. You would need to share a single set of credentials, and there isn't really any fine grained access controls.

* YNAB has been raising their prices lately, and I think it's reasonable to assume that they are going to be raising them again in the future. I am not convinced that I, personally, am getting value out of the things they say they are improving. While I have a lot of my financial history with them, I'm definitely investigating competitors to see if they would fit my needs. So far, none have but I'm going to keep looking because honestly I'm not sure YNAB is worth $100/yr ($200/yr between my partner and I is fucking crazy).

Overall, would I recommend YNAB? Yeah, probably. I would bet that if you haven't been budgeting before and started using YNAB at the current price that you would probably make at least $100 worth of better financial decisions in the first year. But there's a huge asterisk next to the price.

I remember paying $30 for YNAB4 and being happy with it. They introduced the SaaS version that would sync to import your transactions at $50/yr and I remember thinking that was kinda pricy. You could always import the transactions from your bank by downloading the Quicken files, but I understand they need a subscription model to sustain an actual business around the product.

I am not convinced that the recent price hikes have been justified by an increase in the value of the product.
If you want a TLDR/teaser, watch for a minute from https://youtu.be/oI_X2cMHNe0?t=653 . It's fascinating :)
I’ve mostly seen Solution Architect treated synonymously with Sales Engineer or Forward Deployed Engineer.
Just a few drops of menthol oil on the filter will do the trick, most of the flavor is in the filter.
Yeah, I've just been restarting the pipewire service instead of looking into it, but I started having audio output fail when I switched to wireplumber.
We've been one of 666 repos, and I'm not too happy of having our repo used as advertising space. Some thoughts:

- I'm happy to receive fix-a-typo PRs from human users. In this case the other side demonstrated that they care by putting in a bit of manual effort, and a small PR often paves the way towards larger contributions. I also know that open source beginners get really excited about their first small contributions, and I'm honestly happy to support that.

- In contrast, the marginal effort for bot PRs is ~0. It's very easy to generate a small amount of work for a lot of people, and the nice side effect is that the bot's platform is advertised everywhere. As a maintainer, I have never given consent to this and I have no choice to opt out.

We are very happy users of some GitHub bots, but I feel it needs to be an active adoption decision by the maintainer. If you want to pitch me your service you may send me an unsolicited email, but don't use our public space to advertise your product without asking.

Edit: I don't want to be too harsh to OP here - at least they pointed out a small but valid issue in our case. I very much appreciate their apology at https://news.ycombinator.com/item?id=31210245
Whitexican problems we call it here in Mexico: I'm in a similar position. 6 digit USD salary while living in Mexico. My problem is that I've been wanting to setup a business: real life like a gym, a store or similar.

The issue is that there's no way I'll get as much money as what I'm earning now... and I know building the business will require insurmountable efforts.

So I'm reduced to keep working in IT, wait until my good luck ends and hopefully be able to retire around 45
Reddit is bad for it largely because their moderators are ideologically mindkilled wackos. Threaded conversation as a format works nicely. But if moderation/admin is not sane, it won't work, and reddit admin is openly hostile to diverging views.
That's an extremely small percentage, most Linux developers aren't sponsored by the Linux Foundation. The majority of their expenses go towards events and training.
Thanks! Please consider filing your suggestion as an idea on the Joyride discussions section: https://github.com/BetterThanTomorrow/joyride/discussions
This sadly does not help if js code is minified/obfuscated and data is exchanged using some binary/binary-like protocol like grpc. Unfortunately this is increasingly common.

The only long term way is to parse visible text.
Arguably, knowing your user base is by and large fairly unsophisticated investors who still want to be able to bet big on meme stocks suggests you should probably be building a substantial dragon horde-scale reserve for surges like this.
>Keep in mind you're talking about a nation which welcomed them with open arms when they needed the most, and was extremely generous with it's support.

Not generous when you exchange food and safety for forcing your principles onto people by insulting their own ideology because you disagree, quite the opposite, it's a very filthy action, not even "extremists" or "fundamentalists" would do that, but as you so preach liberalism, you won't see that.

it's clearly stated and known for each Muslim that one shouldn't force people into Islam ( nobody really can force anyone into Islam unless the person is born muslim I think and even that part was a bit controversial idr honestly ), or provoke people and insult them so they won't pull these sorts of action like depicting God or the prophet, and I think these people who try to follow their religion to their best would be considered by yourself and your people as "fundamentalists" or something I guess.

>Sweden is a liberal democracy, where freedom of speech is one of its founding principles. Mishandling a religious book does not justify aimless riots, specially if what you're directing your protests at the society which welcomed you.

They burned it in the one holy month of the muslims, in the areas where muslims aggregate.

it wasn't mishandling, it was permitted by the city hall, they gave him the permit and the police protection.

I am against the riots but I think they should have burned the flag and the constitution where the far right people aggregate and let them start the violence.

the aimless riots were definitely wrong if it was like that but no media seemed to actually report the exact details of how things got escalated.
what's also ironic is I left an easter egg in the code sample for how we downloaded the list of repositories and no one has noticed it yet.
Yeah I'm a big fan of this sort of conspiracy theory, partly because it's a fun what-if scenario, and partly because the debunking process tends to be really informative.

The Shakespeare authorship question is another good one.
The possible downside is that it could allow scammers/fraudsters to get their details removed.
Democrats took to the street in acts of arson, violence, and murder to terrorize the public ahead of an election — the modern Brownshirts. [5]

Your link for this sweeping generalization is a single shooting in seattle months before the election of someone not old enough to vote.
> If they didn't have the conflict of interest it would have been obvious to them that they needed to disable sells as well as the buys.

Why? Robinhood wanted more GME for themselves so that they can sell it to other customers, who were furiously buying up GME to the point that Robinhood ran out of GME to sell.

-------

That's like a Gamestop banning used PS5 during Christmas. Erm... wait, you want to sell me your used PS5 when no one else can get it? Sure, I'll buy it from you (and immediately resell it within 5 minutes).

The problem is that there's this *myth*, this *conspiracy* where a cabal of shadowy people were "owned" by the noble Redditors / meme-stonk buyers who saved the world... and people who participated in the myth want to be seen as the "good guys".

But in actuality, they're jumping at shadows and inventing boogiemen, and fundamentally misunderstanding the situation.

I mean, whatever. Its what people do and it happens all the time. But Imma call people's idiocy out when it happens. For people who actually want to understand the GME event, feel free to read the GME report from the SEC: https://www.sec.gov/page/sec-staff-release-gamestop-report

And stay away from the meme-stonk myths. Those guys don't know what they're talking about.
mostly tongue-in-cheek. it would be nice to see progress rather than milking the patents.
Military mulls recruiting plan to enlist college athletes
Not saying it isn't for nefarious purposes, but the online activation for DJI drones is for their warranty and insurance (or protection plan really). They know when you launch the drone for the first time and give you X days (I think it's 3 or maybe even 48 hours) to purchase some protection plan through them. This way you can't crash your drone and then claim you want to sign up for the protection plan. (Unless it's within the period, then you could scam them, but this does cut down on a lot of fraud)
Not doing it would have resulted in Robinhood being declared insolvent and entered into receivership at the close of trading day. All investment accounts would have been frozen for at least a year as the insolvency is unwound. Financial firms (including brokerages) don't go through "bankruptcy" like other corporations. They are liquidated during the nightly clearing process.

The SEC report says the short squeeze drove the initial price action, but retail attempting to chase the short squeeze drove the majority of the price increase when RH was shutting down trading. (Graph on page 28 or 29 of the SEC report shows this).
Yes! It's so common for people to be absolutely convinced that their phone or some app on their phone is listening to them in order to know what ads to show but it just doesn't make sense:

1. The ad company wants to target you. If your friend is talking the voice interpreter needs to be able to determine that it is not you talking. More than that, it would potentially need to be able to differentiate your voice from a multitude of voices at some social function.

2. Once your voice has been isolated then we're talking about natural language processing.

Admittedly, the technology required to do this is very close if it's not already here (GPT-3, etc.) but, to your point, it would at least not be a good look if Amazon (or Facebook, or Google, etc.) did this.
"Found in Russia and date to 6000 BCE" and "invented and developed by Russians" are not equivalent.
So by your logic we could just turn all forests to farmland and use it to raise cows without any noticeable impact on climate (or I guess environment in general)? And before you say you wouldn't turn ALL the forests to farmland, I'd like to point out that we've already done so to a massive amount of the planet. Forest coverage went from 60% of land area to just 30% in the last 70 years.
I'd add Vanguard to Schwab and Fidelity.

But actually helping retail investors isn't particularly sexy.
The problem is "ARM's best processors" are still significantly behind "the best ARM64 processors"/"apple's best processors". ARM is just making crappy smartphone reference designs, Apple is significantly ahead in the performance processor segment.
Modern Hackintoshes have moved to using OpenCore as the bootloader, which is open source: https://github.com/acidanthera/OpenCorePkg

The older standard was Clover, also open source: https://github.com/CloverHackyColor/CloverBootloader
The Tech class is creating a bubble simply based being divorced from problems of actual people. Nobody needs web3 on NFTs. These problems appeal to woke or libertarian tech bro's view of some theoretical, distant scifi future techies want to believe in. Solving these problems matter increasingly little to the vast majority of the society trying to solve more fundamental problems.

You wonder if the center of entrepreneurship will move away from tech companies to more practical concerns for a while?
This is the one I know works for sure:

https://www.asus.com/Displays-Desktops/Mini-PCs/Chrome-OS-de...

If you run into any trouble re-flashing mail me, I'll probably be able to help you out.
IsardVDI – free desktop virtualization platform
What is the source of truth for valid eyeball scans? Whoever uploads the eyeball scan data first?

What would prevent someone with a large database of eyeball scan data from embezzling $1/day for each eyeball-identity they control?

If somebody reported that their eyeball-scan-identity was leaked on pastebin and now hundreds of people are trying to use it to claim their money every day, what next? That person can't update their biometric data once compromised.
"When the debate is lost slander becomes the tool of the loser"
I did :) as well as commenting.
>Auth has been a solved problem for years.

Only web3 detractors with an allergy to blockchains agree with this.

You can mitigate the risks by using a password manager, but you can't argue that it's a solid system, come on now. You still have to trust websites to actually properly handle your credentials, and then hope for the best. Even with a password manager.

>Use a password manager.

If I need to use an external application to actually properly use the system, I might as well have that application use an actual proper system in the first place (public key cryptography), especially if that application also acts as your online de facto identity that only requires you to remember 12 words to access from anywhere.

>No need for blockchain nonsense.

Doesn't use blockchain. Next.
SolarDuck: A Dutch offshore floating solar company
Assuming that the average meme-stock chaser trades with settled funds, though.
I’ve only heard good things about PipeWire so I must ask: will this finally give me a lower latency option for Bluetooth audio on Linux? After my old Anker speakers went belly-up° I “upgraded” to their latest model which I didn’t realize was aux/3.5mm-free and have been suffering ever since from horrendous lag when using the external speakers to stream movies on my Linux laptop.

° Ok, in actuality my kid broke half a male 3.5mm connector in the speaker’s 3.5mm female port and I was too lazy to break it open and solder in a replacement. Mostly due to not wanting to hunt for a layout-compatible female 3.5mm jack.
I was curious to find novels set in Rome.
Pregnant women have been consuming soy foods for thousands of years in East Asia, there should be an overwhelmingly large amount of studies that suggest ill effects to weigh against that.
What about the $30,000 sales contract by which OP reasonably expected to receive a functional camera, rather than a surprise additional contract containing unfavourable clauses?

One could argue that, unless there is a mechanism by which OP can make use the camera without agreeing to the unexpected contract, OP has been a victim of false advertising.
> Consumption as a fraction may be smaller but as a number it's much larger.

The current status is one with progressive tax rates where people with higher incomes pay a higher percentage of their income in taxes. This is still not enough due to loopholes, etc.

The person I replied to complains about "ruling class" and proposes (presumably as a way to mitigate the ruling class' accumulation of wealth) tax on consumption.

Since the fraction of income used for consumption decreases with income, a consumption tax corresponds to a regressive income tax (higher income -> lower tax rate). This is much worse, penalizes the poorest and leads to much worse wealth inequality than the existing system.
their python type checker, pyre, is also written in ocaml
There is this agrotech thing called no till farming and combined with proper crop rotation and carefully selected cover crops and soil management your soil will improve every single year instead of degrading.

I have seen a lot of hackernews comments that think they can just chemically or genetically engineer their way out of this. Just spray compound X and Y on crop Z and you are ready to go. It may look technologically impressive but that is actually the lazy solution.
Instant deposits are definitely not settled funds from your account -> Robinhood perspective.
The happiest country in the world is Finland [1]. And two-thirds of them are atheists[2]. On the other hand, the most religious places in the world [3] are not on the happy list and most of them are desperately poor and miserable places.

[1] https://worldpopulationreview.com/country-rankings/happiest-...
[2] https://www.helsinkitimes.fi/finland/finland-news/domestic/2...
[3] https://www.worldatlas.com/articles/most-religious-countries...
Interestingly, I think that's the trick.

Myself and fellow geeks approach many things as computer code - assumption that it's fully logical, consistent, repeatable, and reading of code will fundamentally tell you exactly and a priori what happens when it executes.

Agreeing that they'll always take caution and safety, in my limited world at least, I've repeatedly been surprised when accountants and lawyers take a practical approach of "This is how the world works / This is what'll actually happen / This is what and how you should care about" (which is sometimes more and sometimes less strict than the letter), in addition and sometimes as priority over strict textual interpretation of something.

Which is to say, our computer geeky interpretation of what a lawyer might say / react is sometimes based more on our assumption of how world and law work, than realities of legal profession :)
"both are still way behind Robinhood in terms of ... addictiveness."

Good.
Don't quote me on this but EULAs have low legal validity and are hard to bring in court.
> Developers no longer need to label their data with class-names or ids - it's only a courtesy to screen readers now.

In general, screen readers don't use class names or IDs. In principle they can, to enable site-specific workarounds for accessibility problems. But of course, that's as fragile as scraping. Perhaps you were thinking of semantic HTML tag names and ARIA roles.
The Welfare State is meant to be a stabilizing force to avoid social unrest and to guarantee that the elites can enjoy their power/status but at least not destroy the fabric of society completely. The Welfare State is not meant to be "worth it". You can not think of it as something that has a ROI, because it is not an investment. It is insurance.

With that said: my net salary may be less than half of my American counterpart, but my quality of life is certainly better here. At the moment, I would be more interested in getting "German" salaries but to be able to live in Southern Europe than to get US-salaries in Germany.
And this is why forcing USPS in 2006 to prepay pensions for the next 70 years is a good thing, as opposed to a "GOP conspiracy to privatize the post office". Why it was passed almost unanimously by Congress.

USPS's primary business, delivering letters, was by 2006 clearly in terminal decline, with no guarantee that parcel volume would increase to compensate. Many, many employees of newspapers—the other industry that in 2006 was facing similar danger—wish that Congress had mandated something like this for their pensions.
If she was vaccinated, then COVID sounds like it could still be a big problem.

If not, then the current general impression of COVID largely being behind us (us being the vaccinated world) is still tenable.
> I don’t view this as us having an argument.

By argument, I don't mean a "fight". By argument, I meant a logical/rational/etc argument. My point is you didn't offer anything worth debating in response to my comment.

> Do you think this is a generous interpretation of the ideas I put forward?

Yes. Far more generous than I should be.

> The way you framed it sounded like a rhetorical device and not a call for discussion and answer.

No. It was a straightforward question. Nothing rhetorical about it.
Disabling sells and not letting someone exit a position is infinitely worse then not letting someone buy to enter a position. The latter is only theoretically harmed and has no case to sue; the former is provably harmed and can sue.
Maybe I'm missing something here, but it seems to me that freezing selling as well as buying would have screwed their retail customers even worse? Temporarily halting all trading is something an exchange can reasonably do, sure. But for an individual retail brokerage to do it (instead of only halting buying) seems like something that straight-up shouldn't be legal.

Basically because of the balance of upside and downside --

If I can't buy into a stock that's suddenly spiked, at best I'm experiencing FOMO and at worst I'm missing out on some potential profits.

If I can't liquidate my position on a stock that's suddenly spiked, then at best I'm missing a chance to realize my gains and at worst I'm being forced to sit there and lose money.

(I realize this is only considering long buying. TBH, I can't really think up a story for retail short sellers more compassionate than "caveat vendor." Nor am I sure why I should try to.)
I've done my fair share of "woulda, shoulda, coulda" in life, it was a total waste of time.

At this stage in your career, I'd stop waiting for others to allow you to do what you want. Eliminate your expenses, save those paychecks for several more months, then quit and start a consulting business or similar. Put yourself in the drivers seat in any case.
https://archive.ph/j0DX5

"Twitter’s co-founder and former Chief Executive Jack Dorsey, who resigned last year under pressure from his board, was whispering in Mr. Musk’s ear that Twitter should be a private company, people familiar with the matter say."

"The two billionaires occasionally replied to each other on Twitter, and often traded private messages. One former Twitter executive said Mr. Dorsey would sometimes appear to space out in meetings because he was messaging Mr. Musk during the workday."

"“Elon is the singular solution I trust,” Mr. Dorsey tweeted on April 25, the day Twitter accepted Mr. Musk’s bid. “I trust his mission to extend the light of consciousness.”"

Adorable!
>That will end well.

I don't think people care when you start disrespecting their religion.
I would love to hear any scientific / fruitful / reasonable discussions about why my religion is invalid if you got any, but mere mockery? I am sure that will end well.
I built a scroll experience library on top of framer-motion
a lot of the time there are patterns and idioms that occur very frequently in the language, and have evolved a set of standard short names, e.g. "xs" for a list and then "x" for the element in an iteration, or "acc" for an accumulator parameter in a recursive function.
I'm implicitly threatened by a multi-billion dollar corporation making my personal information available publicly and refusing to remove it unless I have evidence of explicit or implicit threats.
I used acetylcysteine (NAC).
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3044191/
I agree with you on automatic juice pouch squeezers, but ironically, NFTs are not a tech class demand in that non-accredited idiot "investors" are driving demand.