skysight-inc/HackerNews huggingface dataset:
On the customer side, this website offers high APY personal loans (my credit card is literally a better deal). On the investor side, the advertised rate of return is 5.7% between 2019 and 2022.

1. An effective return of 5.7% on unsecured loans with 15%-20% APY is... not a good deal. This signals either exceptionally high origination fees or extraordinary risk. Except it looks like you are investing in individual loans? So you don't even get this amortized 5.7%, but actually something that looks closer to "either 15% return or you lose your principal".

2. The rate of return is lower than every other broad asset class over that time period except for investment grade bonds, which weren't that far behind in 2019 and were probably a better deal given the enormous difference in risk profiles. Certainly high yield corporate debt was a way better deal on a risk-adjusted basis than given randos high-yield unsecured personal loans.

3. Most importantly, to my original point, you can get much higher quality exposure to high yield consumer debt via any brokerage account.

This is sort of exactly what I mean. Most of the "opportunities" widely available to accredited investors are really shit deals.
India and US agree on space situational awareness cooperation
Any of these criticisms you levy against H2 would by extension also apply to iron, only more so.

> It is quite energy intensive to produce it

We're talking about a cycle that is supposed to store and release energy. "Quite energy intensive to produce" would be a plus in this context. It would matter though if it was inefficient to produce, which is not the case. On top of all that, H2 is actually a part of the proposed iron cycle system.

> and currently is produced from oil & gas products

It would obviously not be produced from oil and gas products in the case we're discussing here. If you're going to have an H2 cycle, it makes zero sense not to start with water.

> but if you're going to do that, it turns out that just using the electricity is almost always more efficient.

As far as I'm aware, the iron cycle system also does not claim to produce energy in order to compete with solar or wind. It claims to be a good and portable storage solution. Thermodynamics absolutely assures that any such system will always be less efficient than using the electricity right away. It is absolutely ridiculous to use an argument of inefficiency against an H2 cycle system while speaking in favor of an even more complex other cycle system!
Pretty much this. Despite the fact that I am blonde and from Europe. Plus (from my perspective and specific to the Netherlands): it's an ecosystem of speculating "professionals". The Tax stuff is all done in Dutch. Accountants and the likes demand huge fees, and the Tax Authority assumes you are a Tax Resident if you incorporate a BV there. It took 4 years after I left Amsterdam (and about 20k EUR) to get rid of the annoyance of the Belastingdienst / Accountants demanding I would file personal and business stuff there, while I was actually living in another continent. I have been living in more than 8 Countries up to now, and the Dutch Society is the only one I am positive I will never ever try to join again.
5 families? the article speaks of thousands of people ...
Lost for a generation? No. They're still available to anyone who is willing to pay the writer/artist/creator. Those who want to make copies without sharing anything with the original artist or his/her estate, though, will have to wait. That's not the same thing as being lost.
A corporation's fiduciary duty is to its shareholders, not to its customers, just in case anyone's forgetten how investment capitalism works:

https://www.fudzilla.com/news/mobile/47872-cook-blames-users...

The current debate is thus over whether or not customer disgust with their declining ability to repair and upgrade their devices, and resultant lost sales, will do more harm to shareholder profits than lost sales due to people extending the lifetime of their devices by easily replacing batteries etc.
Ukraine official denies Zelenskiy rejected visit offer from Germany's Steinmeier
I've found the typing latency to be significantly lower in BBEdit. Plus the UI gets out of your way easier.
The trick is that these reservations vanish after being shroomed.
Do you really need to buy these bonds with payroll deduction?
I'm older than dirt.

Last week I watched 'Severance' on Apple TV. It was very good. Last night I watched the first episode of 'Tokyo Vice' on HBO Max and it was definitely good enough that I'll keep watching.

Sure, Billie Eilish sucks, but Wet Leg doesn't. (Apologies if you like Bilie Eilish, but art is subjective, not objective.) There's good stuff out there being made today, you just have to look for it.
Which has no formal diplomatic relations with Taiwan. Among the most powerful weapons any block has against China, im case of an invasion of Taiwan, would be immediate recognition of Taiwan.
Great advice. It would be fun to see a behind-the-scenes of how some of these photos were taken

> But you'd probably have an easier time of it on a five year old aps-c camera with a macro lens, to say nothing of modern 35mm cameras.

The iPhone camera really is fantastic for what it is (economies of scale are an amazing thing) but you're not wrong. Doing this sort of photography work on an iPhone is more about the challenge than the capabilities.

One of the interesting things about photography is that so many capable cameras and lenses have been produced over the past couple decades that you can stop by eBay and pick up some truly capable gear for relatively cheap if you do your research. It's tempting to get pulled into the world of modern full-frame cameras and the latest glass, but the truth is that an older mirrorless camera combined with some known-good old glass will produce amazing photos.
Quite a lot of the damage is irreparable through monetary compensation. Children placed in institutions or with adoptive families because their parents ended up being destitute for instance. Suicides.
Yeah the problem was they had the WW2 machine at their disposal and they used the unprecedented power without thought to the long term consequences we now suffer.
Actually I realized my original question was ill-specified, "average" being ambiguous. The median woman will live at least one more year as late as 108 but the mean will live at least one more year as late as 113
What Makes an A–Hole an A–Hole?
I wrote a tool that automates the posting part[1]. Unfortunately I could not solve the collaboration problem either. Setting the body of the page overwrites it.

I did see some examples of editing HTML through similar approach but never tried it myself.

[1]: https://github.com/VTimofeenko/confluence_poster
> I mean...

So you mean... nothing.
Definitely this. The writer (and many commenters here) are missing a very important distinction. Changing yourself is good and healthy but only when you want to. Changing for somebody else is toxic and will not work.

Marriage is a partnership, not a series of trade offs (in practice it will look like this, but it cannot be seen as this). Both sides should be grateful for the changes they make for one another as well as respect one another when they can’t change. In the case of the latter, it takes two people who believe in committing to one another no matter what. If two people marry without committing to the idea of a life long partnership it’s not going to work.

* Major Marriage Crimes excluded, sometimes people do change and there’s nothing you can do
I'm 1950 on chess.com. I know zero opening theory outside the fundamentals.

Watching Hikaru and Danya has really helped my board visualization and how I think about the game. My ideas are a lot more abstract now than they were years ago when I was still a "strong" player. I'm stronger now than ever before and I no longer actively train, and I credit this entirely to players like Hikaru helping me view the board in a drastically different way than I was previously. Something just clicked after awhile.
Were they? I mean before the 50's you have the 40's the 40's are notable because of WW2, prior to that America was pretty isolationist. I mean I am a huge US History buff, and fascinate with the secret stuff, but tbh, I mean the US wasn't all that involved in other people's governments until after the end of WWII.

So 5 years isn't really long before.
He is the creator of WikiScanner https://en.wikipedia.org/wiki/WikiScanner https://www.reuters.com/article/us-security-wikipedia-idUSN1...

He also created Tor2web with Aaron Swartz and used to work for the tor team.

Seems like an interesting guy. It's a shame that this happened.

The situation is kinda similar to the one with Bobby Fischer https://en.wikipedia.org/wiki/Bobby_Fischer

"In 1992, he reemerged to win an unofficial rematch against Spassky. It was held in Yugoslavia, which was under a United Nations embargo at the time. His participation led to a conflict with the US government, which warned Fischer that his participation in the match would violate an executive order imposing US sanctions on Yugoslavia. The US government ultimately issued a warrant for his arrest. After that, Fischer lived as an émigré. In 2004, he was arrested in Japan and held for several months for using a passport that the US government had revoked. Eventually, he was granted an Icelandic passport and citizenship by a special act of the Icelandic Althing, allowing him to live there until his death in 2008."
I found it interesting that AlphaFold can't reliably predict the structures for mutations that disrupt structure. The explanation makes a lot of sense though.

It is sometimes important to remind oneself that the selection of protein structures that exist in nature and that we determined experimentally is biased. Nature doesn't like proteins that misfold because they can easily cause trouble. And proteins with less defined structures are generally harder to solve with the usual methods like X-ray crystallography. The list of protein structures we know isn't a representative sample of all possible protein structures, it's mostly structures that are useful in nature and that we can determine with the methods we have available.
I tripped and it reset my brain in fundamental ways. Felt like an operating system reinstall.
Accepting bushels of corn is also legal, but why would Wikipedia want to get into the business of accepting them?
Maybe, but I think there's a bit of it that is either new writers thinking that's how you write or just adding words so they have enough to satisfy the person in charge of determining whether it's long enough to draw ad money.

For instance: https://gamerant.com/elden-ring-runes-decreasing-disappeared...
Hiya,

No worries, I appreciated the feedback. That's one of the magical parts of HN comments.

Unfortunately part 2 is already edited and ready to go and so won't cover the choice of authorization server; it kinda assumes you are using one.

Here's an HN comment I made that covers the dimensions of what to think about: https://news.ycombinator.com/item?id=26411197

I also have collected a series of essays around what to think about w/r/t outsourcing auth (including what kind of auth server to choose): https://leanpub.com/theultimateguidetooutsourcingyourauth . Here's a coupon for 50% off that book: hn-april . Or you can email me and I'll get you a copy; my contact info is in my profile.

Thank for the feedback about JWTs. My general recommendation is to use a well vetted open source library for the signature verification, which should handle the alg check. But calling it out is a good idea.
I honestly totally agree with your POV now. I don't think another benchmark entry would be worthwhile either.

Thank you for making this tool again!
I'm a desktop Mac user and collaborate with folks on Mac/Windows/Linux; I sometimes want to whip up a quick local GUI to visualize some data (think collapsible treeviews, images with annotation from another file overlaid on top, etc). I've used ancient versions of Qt, Tk, web frameworks (kinda heavyweight and awkward)... I'm looking forward to giving the macOS version a spin next time the need arises!
Ironically, you complaints about things that are different is...unoriginal.

> Media consolidation we've evolved into is nuts

Compared to when there were three major broadcast TV networks, that were also the major broadcast radio networks, that also owned many of the local stations?

> Disney has turned American national culture into a creamy smoothie

This complaint is older than many adults.

> Sinclair and Clear Channel have made radio and television across municipalities into photocopied and rubber-stamped content

Again, narrow controls of broadcast outlets isn't new, and they matter less now than ever.

> the Internet killed local newspapers.

Corporate consolidation and destruction of local newsrooms in centralized media operations killed local newspapers. In the 1970s-1980s. The internet swept away the dead husks of zombie mastheads that were satellite distributors of centralized content and revitalized the content of the survivors.

> the subcultures have proliferated, and now are so niche and rapidly evolving that they're difficult to even track a

That’s just “there’s a lot more originality available than before” in other words.
Except it was a lot more than just five families.
"Force the other person to plan weeks of meals, keep the pantry stocked, etc. shines a bigger light on the unseen work and value each partner is providing."

If my wife were doing this, our grocery bill would double and it would all be frozen dinners and takeout. I'm not sure I trust her to do safety critical mechanic work either. So maybe switching isn't great for some tasks.

Edit: It seems people disagree. Why? All I'm saying is that not everyone is suited to doing all tasks and that switching for some of them might not work or could even be dangerous.
I suspect that's mostly because Indian labour is much cheaper. Making a loaf of home-made bread uses about $0.30 CAD of flour, and yeast, salt and water don't add much to the cost.

(Edit:) Also of course anti-competitive behaviour by the bakery cartel drives up prices in Canada.
Don't despair, HN is especially cruel when it comes to programming languages. I had a project make the front page here and the top comment was "I think you are working on the wrong thing", so I think these comments are are about what I would expect given the community here.
They also had a genocidal dictator in charge of 1/3 of the worlds population held in a totalitarian dystopia whose core tenant was the abolition of the United States and the way of life it represented. I will agree that not considering long term consequences was a problem, but it's not like they were doing it just for funsies.
Back in the early 2000s car dealers were trying to sell it on the fact you could hose it out. No rational car person would actually considered it since under the rubber-maid flooring was normal padding. If the padding wasn't there the car would be just too loud.
> "Would taking 10 seconds to do this now make my wife 1% less stressed?"

An addition to this unrelated to marriage - if it takes 10 seconds, why isn't it already done instead of considering whether to do it or not?

I have a personal rule that unless I have another issue that requires attention right now (like working from home being work time, etc) If it take 5 minutes or less to do it I just do it right away and never let myself say 'I'll do it later' because 1/2 the time you don't do it later, and its easier to just finish it right away and never worry about it again.

Dishwasher finish? It takes 3 minutes to put away the dishes. Now your dishwasher is empty so it takes 5 seconds to put away dirty dishes. Dishwasher full? take 20 seconds to put in some detergent and get it started. 3 minutes + 10 seconds means you never have to deal with dirty dishes on the counter or in the sink.
So you agree the DTCC doesn't know how to manage their collateral requirements? It's one of their primary reasons for existing. It seems like something they should've been able to foresee or handle, rather than force brokerages into PCO when they already lost control of the situation.

It's really akin to the LME trade halt fiasco, which then became even worse when they retroactively reversed trades. The point is, when they're about to lose money they'll change the rules of the game. If you don't recognize that then you're the sucker at the table.
"Even in relationships where both parents work full time more often than not the majority of the mental and physical burden of running the house tends to fall onto the woman."

I'd love to see the data on this.
> placebo that turned out to be escitalopram, an SSRI antidepressant.

How is this a placebo?
nah, I know that, I defrost everything at room temperature, defrosting anything in MW is insanity

some people recommend sprinkle a bit water and put defrosted bread into oven for short time, but haven't tried it, I prefer fresh bread
Absolutely. I'm definitely not saying ability to get an infosec job implies intelligence. But what do you think is implied when someone (with a clean record) is unable to even get jobs like the ones you describe?
it doesn't 'only' use electricity, it uses hydrogen for the reduction process, and the hydrogen can be made using electricity.

As for the second: you don't recast it as pig iron, you keep it in its fragment state.
> I like the idea that a really good relationship is a 60/40 compromise, where both sides are struggling to be the 60. It sounds like both sides of this marriage were struggling to be the 40.

I'm picturing a therapist helping a refugee from Objectivism by suggesting to "compete on making the greater compromise, within a threshold" because that's easier to explain to them than cooperation.
Okay, so the script was faulty and the data it was running on was faulty. But I see no mention of testing. In my entire I’ve never seen initiatives like this not have a staging environment with dry runs and validation. This is bad engineering practice.
> When an implant is first switched on it sounds very strange as it is an electrical stimulus and this is new information for the brain to try to make sense of.

Does this mean that hearing via cochlear implant “sounds” (or maybe feels?) different than hearing via ears?
I see the relationship coaches of this stripe all over all sorts of social media, and I just rarely if ever see insights that couldn't have been imparted by your average friendly stranger at a bar. What I mostly see are slightly-to-moderately damaged people who are articulate and engaging enough to find an audience of similarly damaged people who their experiences resonate with. This guy seems fairly innocuous (although this kind of rumination can also be unproductive!) but you see a lot of people fomenting bitterness. I would advise anyone I cared about to seek a credentialed therapist before turning to one of these self-appointed coaches.
> I'm sure there are some cool applications for this - maybe if you need a quick and cheap image for your newsletter, personal website or an experimental game for example.

I think this understates the market. For every New York Times article, there are millions of newsletters, analyst reports, tshirts, websites, logos, etc. Many of them are abstract eye candy and don't need photorealism.

Actually, even the high-budget articles often have pretty abstract art. I read this Wired article yesterday, and all the illustrations could easily have been generated:

https://www.wired.com/story/tracers-in-the-dark-welcome-to-v...
what needs to be fixed is the disagreement itself. it doesn't matter how the issue in question gets fixed, but you need to come to an amicable solution.

this is only possible if both partners respect and care for each other and are willing to listen and support each others needs.

in the article when the author says that he'd want to agree to disagree he was not respecting his wife. he was basically saying: you are wrong, but i don't want to fight over this. that doesn't help. you need to work it out until there is an actual solution that both can agree with.

once you have solved one problem like this, it opens the door to approach more problems. i think it helps to start with smaller problems where the actual outcome doesn't matter. like it doesn't matter who gets their way with putting away the dishes. what matters is that each partner gets to share their feelings about the issue and that those feelings are being respected.
The rebuttal is actually incorrect and suffers from many misconceptions typical in photography. This makes the condescension much worse, because whoever wrote that did not live up to their own standard.
SF folks will now support microdosing for homeless, because it may cure their depression, and help them of the streets :)
I thought the same after reading on that web page about transport. Iron is like 20 times heavier than LNG. Plus is doesn't "flow" like a liquid. I doubt that iron will play a role in energy transportation.
For fun driving, just remember the acronym M.I.A.T.A.

MIATA

Is

Always

The

Answer
Yet, Costco still sells $1.50 hotdogs and drinks. Just because you have a duty to shareholders doesn't mean you have to run your business into the ground seeking quarter over quarter profits.
There's no scene of a priest blessing cups of a kid's drinking water, either.
"People expect a fairy tale, when they're signing up for a job."

This is worth reiterating.
That’s a lot easier to do when one doesn’t have several hundred thousand dollars of debt accumulated during medical school.
Building a Crawler in Rust: Associated Types
High-Impact Tools for Teams: https://www.strategyzer.com/books/high-impact-tools-for-team...
That's a very specific special case. For instance, if you have more iterations than cores or processors, you'll still need to do looping somewhere.

In the general case, the statement is still true.
I tried to make a high-speed bus between a pair of computers using the parallel port once. But I couldn't get any appreciable bandwidth out of it. Turns out the hardware I was using (CTOS/BTOS workstation) had a capacitor on a critical line. To reduce noise the hardware guy said. But it severely limited the maximum transfer rate. On the widest connector available at the time! Printers don't need to go that fast, he said.

Anyway it still seems like a lost opportunity, years later.
There's a core good idea at the heart of the NFT hoopla. Or at least I would say there's a core very interesting/powerful idea there. That is -- you can bake in an enforceable mechanism where the original seller gets an X percent cut of future sales.

The current implementations are often broken. Downstream sales can skirt the royalty. But that is, like many problems with crypto, a solvable engineering problem.

I call this primary-sale royalty a "good" idea because it seems like an obvious, almost intuitive way to benefit original artists. And it also just clears out mountains of regulation and royalty regime that currently track, enforce and account for royalties, and do a terrible job of it.

The problem is, you can use the same mechanism for anything, such that rich people can bake in an "I continue to get richer" royalty whenever they sell their property.

Both the good and bad side of this mechanism are just one thing you can do with programmable money. Does anybody think it's the only one -- the only new mechanism worth developing?