skysight-inc/HackerNews huggingface dataset:
I really like Ally. I was a little hesitant about them based on their GM past, but now I've switched I'd never go back to a brick and mortar.

People always ask me the same questions:
Q: How do I get money out if there are no ATMs? A: I use any ATM, Ally refunds the fee, so even those sleazy but oh-so-convienent ATMs are great.

Q: What if there's a problem? A: When is the last time you saw your bank manager? I never spoke to mine at BofA. Whenever I had anything more than a trifling issue, the teller directed me to call the BofA phoneline anyway. I may as well endrun the whole hassle and talk directly to Ally (who also have very quick wait times).

The only thing Ally doesn't do yet is scanning checks. I haven't got a physical check for a while now, but if I do, I put it into my BofA account (which is otherwise entirely dormant) and have Ally debit it out.
+1 from Norway. The local payment providers are terrible.
The Ten Commandments of The American Religion
I got my USAA account before I joined the military, and I know for a fact that you don't need to be in the military to have an account. Best customer service on the planet.
I'd like point out something that isn't mentioned in the slides at all. The ideas behind the algorithm are not just games, not just exercises, not just methods of self improvement. I'm reminded of Feynman's story of the wobbling plate. They have very deep implications for how we design programs and how we design programming languages.

The notion of search (logic programming, constraint solving) is a woefully under appreciated topic - I would argue because our programming languages make it very difficult to apply this kind of beautiful knowledge back onto the programming language itself.

What is a type system if not a kind of maze solver? What happens when you apply machine learning like heuristics to a pattern match compiler? What happens if we can apply algorithm rules at the level of the method signature?

Yes learn some algorithms, then question why our programming languages limit how much we can put these great ideas into practice.
Does this mean you have a huge opportunity to be the Stripe (or Braintree/Recurly/Hulu etc) of Lithuania?
PNC bank is fucking awesome. I'm not creative enough to think up enough good things to say about it: they just rock.

PNC has a great website, the people are great (at least at my local PNC), they're very professional, and they're pretty smug about being the only bank left that has "free checking".

http://www.pnc.com

They even refunded me the $17 they charged for a box of checks. (I had gone in and asked for a truly-free checking account, and felt tricked into the $17; so I went back and they genuinely felt sorry for the mixup, and made sure I was satisfied in every possible way.)

~~~

EDIT: incase you're wondering how PNC bank's website looks, here ya go: http://dl.dropbox.com/u/315/random_pics/pnc.png (also shows you the formats you can export your data in.)
Cool, but I'm not sure I get the point. This post just seems like a way to attract attention to Interstate without giving anything back to the reader.
We don't offer support for emailing your users right now.
China set to launch own space station within days
Imran Khan: The Fighter - The Never Revealed Inside Story
‘Imran Khan: The Fighter’ is the sensational new biography which charts the life of the former Pakistani Skipper who took his team to victory and beyond.And to celebrate the launch of this epic book, we're giving away chapter 20 – The Fairytale absolutely FREE along with extra Bonuses at:
http://www.imrankhanrevealed.com
Bezos has the same canny business sense as Jobs. He made a lot of long incremental bets. This guy now runs a book store, a compute cloud and a tablet company.
Clickable links:

http://how-many-calories-are-in.com/
https://github.com/robertseaton/how-many-calories-are-in.com...
The Quora Primer
A compendium of every blog and/or answer I've written about Quora over the past year, looking at its impact, potential, strengths, and weaknesses. There are about 40+ posts linked here.
Ally is rolling out the eCheck deposit feature: http://community.ally.com/straight-talk/2011/04/ally-bank-in...

In the meantime, you can simply mail them your checks, using their free pre-stamped envelopes. It only takes a couple of days for your money to show up. Faster and easier than going through a brick and mortar bank.
It is quite profound when you consider that Firefox has been mostly funded by Google via the search page revenue deal.

If you take Firefox + Chrome and credit them both to Google (unfair in many respects, I know) - Google can claim "responsibility" for the majority of web browsing today. They have almost single handedly engineered a competitive marketplace in the browser space (ok, unfair again to the Mozilla devs, but it's still profound to me to contemplate it).
I completely agree now that you mention it. One of those things where you take it for granted but it isn't clear by default to everyone. On our website we have a highlight that indicates what your next click will do, and I think something to this effect will help on Android as well.
This page lists a few of the (dwindling) large-ish not-online-only banks that still have fee-free accounts: http://www.pfstuff.com/checking/

Chase is also semi-ok if you keep a decent amount of money lying around; it's fee-free with a $1500 minimum balance, or w/ direct deposit.
How do you maintain something as "free" when it costs money? Do you mean having no fees for the digital currency transactions and having the tax payer pick up the cost?
What is a good alternative?

Here is a list on FatWallet showing the "Best Nationally Available High APY Liquid Accounts":

http://www.fatwallet.com/forums/finance/783099/

Alliant Credit Union is usually near the top of the list. My Alliant checking account has been my primary checking account for years. Not only is my Alliant checking account free, but I currently earn 1.10% APY with it:

http://www.alliantcreditunion.org/depositsinvestments/checki...

Deposits can be made at tens of thousands of ATMs across the country:

http://www.alliantcreditunion.org/about/atms/

I also have my HSA at Alliant because they're usually near the top of the list of best HSA providers:

http://www.fatwallet.com/forums/finance/542257/
You never mention why it does whatever it does. Among other things, I do PR for my current employer, but it failed to excite me because of the missing "whys".

Nothing in the dashboard's images is clickable, leaving me with more questions than answers.

The results aren't accurate, its not showing coverage for when it should.

Lots of bugs in IE (enterprise setting is mostly MS tools).

The results tab is showing when you found the article, not when it was published, why do I care about when you found it? And where is the number I care about that tells me when it came out?

No media source guide: does not tell me anything about the influence of any story based on its circulation or prestige etc.

The page loads too slow, latency issues too obvious.
Castration is an unbeatable way to reduce infection rates.
Is it on the roadmap for the near future?
if you dig deep on this site you will find examples of written applications and video submissions that were successful. That should give you an idea, just an idea mind you of what YC is looking for. While it seems you're coming up with a multitude of ideas for your project I will concentrate on producing some limited scope of what you have to show. This is not a Hollywood edition so razzle dazzle will not get you far. Substance is the key. If your idea was well articulated and got your point across, PG and the rest of the team will be able to evaluate application properly. You have until October 10, so look over your application and be concise and direct. if you've already accomplished that way and hope for the best, if not edit your application and resubmit. Good luck excavation!
How long does it take for a refund to be re-credited to the user's card?
What's the chargeback threshold before an account gets put on hold?
Is there a refund threshold? Eg. 1 out of 4 of our customers are dissatisifed with our product, so we refund 25% of all transactions.

Also, you've created something absolutely amazing. ISO Sales agents across the country are going to be trembling.

Speaking of which, will you have a partner program?
I'm just going from my initial reactions and thoughts, might be a tad disjointed...

My first reaction was "oh God", it looks desperate.

You are name dropping right off the bat, which makes me wonder if your product really is any good on it's own merit.

Having the pricing right there also is sending signals... In relation here is a site that is repackaging Blender in order to make a sale of a a GPL product... http://www.illusionmage.com/ Look similar?

Tone it down, make "the button" smaller, make the "see an example site" bigger (We all like to look at screen shots and examples), put the name dropping on the bottom or a separate page if at all, if you example is kick butt and you have all that press already, maybe you don't really need it... except in your news blog (we were reviewed in xxxx... we have a review in yyy, etc.), as well as tone down the plans.

After watching the video to figure out what it is about... I got an idea. Illustrate the concept: how about a graphic of some poor slob holding some widget with a big pile of them behind him with a quote "I only needed one..." next panle or frame bunch of folks holding said widgets "...and together we got just what we needed at a great price".

"need something that you can only get in bulk? join forces with your on-line friends to 'group buy' the stuff you need, or go on a trip, or have a party...." (I know in the DIY community this can be a good thing, where group individuals need some bulk equipment or material)

Something like that would get the soccer moms and joe sixpacks more inclined to check it out.
Software start-up set to strike deal with NYC Transport Department
Ask HN: Does anyone use Apple Ping?
Paul McCartney et Britney Spears animeront Abu Dhabi
Yeah, but unless the offered equity was 50%... then it's a just a job and probably comes with below market salary to boot. Here's a test for being a cofounder: can one cofounder overrule the other? Then you don't have cofounders; you have a founder and an employee.
I don't see a way of distinguishing between bad behaviour and discussing taboo topics. They're so often the same thing - consider flat out racism or misogyny for example. An things get even more complicated when you consider /b/-like levels of irony and inversion of meaning, where it;s difficult to tell what is a incredibly subtle troll of racists, and what is actual racism.

But I'm glad that the whole internet isn't /b/. I'm glad that terrible perspectives are often shunned from conversations. It's good to remember they're there, but if someone comes along and expresses terrible things then they should feel shame. And that only happens if those perspectives are not welcome, and are made to feel not welcome.
According to a comment left on the announcement page, $10,000.
Tax payers have been paying for manufacturing of tangible currency for many centuries. Creating and supporting financial environments is one of the features of governments.
I know I'm a minority, but visiting your main site in Opera is a very unpleasant experience.
FWIW, I chose the name for my company the exact same way Mr. Munroe named xkcd. My logo is a simple (yet awesome) geometric logotype.
The iPad Information Diet
I've been turned down a few times for merchant accounts. The company I started in college got turned down, and we ended up using paypal.
立轴圆台平面磨床
Native client isn't pepper - they're two different things. If netflix was using native client, it wouldn't _need_ a plugin preinstalled - they'd just download a native client executable the first time you connect.
It depends on whether or not there's still room for innovation in digital currency transactions. If there is room for innovation then the private sector should focus on it before everyone combines their effort on a consensus.
It will for me since my account is priced in terms of "interchange + x%". Whenever interchange changes so do my fees. From what I've read so far, this will actually lead to an increase in my fees beginning in October, not a decrease. Visa will raise the interchange to the new maximum federally allowed value for some card types where they were previously charging less than this.
The Doctor Will Sue You Now
So you know cash has processing fees associated with it, right? Really. They're totally orthogonal to the cost of physically creating paper or metal currency, and they're mostly subsidized by merchants. Cash management is a hard problem. WalMart spends about 3 million every year moving pennies around -- that actual coin type. Every time a salon owner has to spend time driving to the bank or money leaves a cash register, that's just another cost incurred because the merchant accepted cash money as a payment type.

Checks also have processing fees associated with them. They're mostly subsidized by banks.

Credit cards have processing fees, paid for mostly by merchants.

Merchants really want banks to subsidize their use of debit cards, like banks subsidize their use of checks.

There is no such thing as free, there's just free-from-the-perspective-of-your-own-P&L-statement.
In the grid that displays the flights and fares, scrolling up or down with a swipe results in a little bit of horizontal scrolling as well. Really distracting!
yeah, i'm really not sure what's new here. but then again the article is from May 4, 2010. i can't remember that far back, but i'm not sure if it was a new idea then, either.
Switching to the credit might not help. Some merchants charge more for credit card purchases (to cover the transaction fees). Well, technically they gave a cash discount to people not using credit cards because credit card association rules prohibited charging more than the advertised price to credit card users, but the net effect was the same.

And now, due to the Wall Street Reform and Consumer Protection Act 2010, credit card associations are no longer allowed to have that control, so merchants can instead advertise the cash price and add a surcharge for credit cards (ARCO just recently started taking credit cards, and that is what they are doing).

Furthermore, merchants can now charge extra to people using rewards cards. A lot of people don't realize this, but when you use a card that give cash back, or mileage, or points or whatever, the bank and credit card company do not pay for those rewards. They charge an extra 0.97% of the transaction amount to the merchant to cover the rewards.
Execute the 100% Load Test First
They probably started with a java backend, I think spring is a total mismatch also for scala there is some movement in the community, personally I think we should move away from IOC frameworks they are really better for languages that are so inflexible like java
That's a good point. I just hope FF survives the squeeze from IE and Chrome.
A very quick and admittedly unscientific survey lead Tara to ask the question, and she doesn't blame the VCs. So what, as always, is the solution?
Even though the credit card details never hits the webserver of the host site, does the fact that the fields are on the site rather than in a secure iframe not mean that there's still a PCI issue? Namely that if a malicious party manages to find a way to inject javascript into the page they can read any form field they want, regardless of whether it's being submitted elsewhere.

This was true of Braintree (the form posts to a remote url rather than to a server run by the site), how does Stripe alleviate this issue?
The Full Kindle Fire Presentation by Jeff Bezos
Sad that we have to remind ourselves on hackernews.
Time for the great BofA exodus of 2012...
Is there any chance you guys could set up a mailing list for people to be notified when there is more international support? Merchant services in Australia suck.
Actually, he runs a general merchandise store, not just a bookstore. And it would probably be more correct to say that he runs a digital content delivery company that makes it's own devices than to call it a tablet company.
$25 for $60 Worth of Food and Drinks at GiGi’s Restaurant + Lounge
Mt. Gox abandons anonymity for Bitcoin traders
You actually don't need to do anything beyond what we tell you to do for PCI. Check out stripe.js. No need for an auditor.
Opt in on the app level, but not necessarily on the permissions level.

Maybe this is not generally a problem until you get software like Spotify (entirely third party) that now requires a Facebook account to work.

I don't know how they've pulled this off, whether they've forced non-Facebook accounts to add Facebook, or not. But if the former is the case, that is about as far from 'opt-in' as you can get. And up until an incomprehensible oversight was addressed (now 'cleverly' marketed as an amazing feature with its own name and everything), you couldn't opt out.

But of course that's not the end of it. Because the opt-in then opt-out model still allows Facebook to log even the most basic data from the user in that period of time in-between.

While Facebook's cavalier approach to privacy and ethics may become the examples that prove the importance of privacy and ethics in a transitional era (where the introduction of the internet into everyday life is still a very new concept), the "shoot first, ask questions later" method doesn't really endear them to anyone.

No business could show more contempt for its customers and for consumers by partnering up with a business like Facebook and demanding you sign up with them to subscribe to their service.
Dentistas en culiacan - Viewing Profile - Visifire Forums
What's the designer culture at github? Do you make them use git?
Size of Round Does Not Equal Level of Success
There is actually something more fundamentally troubling about this new fee ...

it drives Americans to use more credit.

It was pointed out to me recently that this tendency towards credit that is really 'built-in' to the rules in our society, would probably end up doing us in one day. Sometimes you don't even think about it. I recall once, shortly after the onset of the financial unpleasantness that began in 2008, I was at an airport trying to rent a car. I thought, "Hey...I'd better start practicing what I preach!" So I whipped out a simple debit card, with more money behind it than the value of the car I was renting. "Nope...we don't accept debit...only credit". I thought, "That's a little strange...no wonder the financial system is taking a crap." I didn't have a lot of time, so I just did the credit card thing.

Point is, there are a large number of places out there that will not allow you to do business with them unless you are willing to go into debt, for however brief a period of time. When you consider the size of the US and the number of transactions being made every day...that's a little concerning.
Not to mention it shipped with Need For Speed preinstalled
Eisenhower on the Opportunity Cost of Defense Spending
> The next generation is going to be about ecosystems.

Exactly. They have probably missed the boat, but I think the right path for them would have been to create enterprise grade Android devices with special features (better encryption, phone integration, BBM, etc). There is a very decent space there to be exploited - and they tried - but doing it on their own was always going to a high risk venture. They at least should have hedged their bets.

I'm kind of shocked to see that in the end with the Playbook they went with such a generic manufacturer that Amazon was able to walk in and say "we'd like to order one of those too". That tells me they basically ordered off the shelf and had little proprietary input in to the hardware design. Which in turn says that RIM has no core differentiating expertise there and thus is essentially doomed to compete in the commodity hardware space - but attempting to do so at premium prices.
Thanks for you reply.

I'm not trying to evade taxes or get into legal trouble. It just looks like it is easier to start (and maintain) a US company and get a Stripe.com account, than it is to get a merchant account and a payment gateway over here.

Because the US company is simply reselling the subscriptions, every sale will be passed through to my company here, so I don't really see any tax headaches.

I am simply wondering if it is legal to use a US company for this.
Back when IE6 was released, ten years ago (!!), it was really starting to look like Microsoft had won the browser war. Browsing the web with anything other than IE on a Windows machine was an increasingly crippling experience.

It was a very grim time.

Fortunately, a number of web developers held out of a viable alternative to a Win32/IE monopoly. When Firefox was finally good enough for general use it was embraced by many web developers, Google in particular. By 2005 many prominent new web sites (Gmail and Google Reader, for two) took special care to support Firefox from day 1, something that was would have been unheard-of only a few years earlier. At that point it was clear that Microsoft could not win the browser war, and IE development languished.
> What would your suggestion be as far as a policy that could have stopped domain squatting?

I've often thought of this. I think $500/year or $1000/year is an entirely reasonable price for a .com domain, and would immediately clear out mountains of cruft. Even $50 or $100/year would get 50-75% of it.
A very nice project. I would suggest putting there some alphabet on top of it so it is easier to navigate to a letter somewhat a bit more down in the alphabet. I especially welcome your honesty about your data source. Kinda rare to see someone around here being so open about their resources.
SpaceX reveals fully reusable, vertically landing rocket design [video]
Kayak Puts IPO Plans on Hold
That is just one element of a many-faceted approach to defending Android. It is misleading to suggest that making the observation that Google does not sell Android is equivalent to admitting that there is no better argument available. AFAIK (IANAL), you aren't usually allowed to raise new arguments later on in a trial (which bothers me), so both sides will raise every issue and argument they can think of at the beginning.
Thanks! Nice work; looks tidy. I'll take a hunt around.
Focus on the languages that you like AND can solve your problems. Depending on your platform (iPhone, Andriod, Winphone) and application will limit what language(s) to use. Read what others are using on that platform, feel their pain/jubilation.

Seven months isn't much time... hit the ground running by doing some guided "build this app" tutorials, go through them a couple times each till you understand the code, tools, and processes that you are working with. Also try to find tutorials that go along the lines of your idea, so maybe you can fiddle with the learned code and adapt it to what you need.

I'm not in mobile stuff, so I can't suggest anything specific.
Both of those and Safari: http://www.windows7hacker.com/index.php/2010/02/how-to-enabl...
Perhaps I should read the paper to see if they're generalizing or not, but I'm too lazy to; if it was a wikipedia page - perhaps I would.

If we're talking hierarchy generally rather than (more) distinct classes - which are not prone to (positive) change - I'd concur that it is more successful in general. For the reason of being able to emphasize the collective needs I suppose, though a question of mapping talent to positions remains (and unmapping).