skysight-inc/HackerNews huggingface dataset:
You’re talking about political will/ability to implement.

It’s also operationally almost impossible to implement, as what counts as ‘wealth’ is highly ambiguous, and in most cases valuing it even in the best situation is nearly impossible. In a taxation situation even more so because it isn’t changing control between disinterested parties, so there is no one who has the time to really look at and form their own opinion and holding anyone accountable to it on a short timeframe.

A lot of the trump real estate scandals are from him (supposedly) manipulating real estate appraisals for favorable loan and tax purposes, and that is for something with relatively easy/straightforward/understood valuation and an army of appraisers.

Private equity? Partnerships in ongoing concerns? Controlling vs non-controlling interests in various things? Trusts?

There are so many valid ways to look at, account for, and structure these - and they all have wildly different values, levers to change those values, and short or long term valuations and cash flows. If you own a controlling interest in a large business, but don’t sell anything and don’t have income from it (you reinvest it in the business), that may or may not be a lot of wealth. If the business tanks without it, was the business worth anything? Or was it worth something and then it was another factor that killed it? If the business is producing a lot of cash and the owner pulls it out, that is clear measurable income and easy to quantity.

To the point if you threw 5 independent evaluators at any of them you’re probably going to get 7 different actual numbers, all meaningfully different, and all of which could be argued are legitimate.
Is this just a consequence of the protocols and tools not being ubiquitous yet?
Not sure if I'm just getting older, but the less things/complications in my home, the more peace of mind I have. Been watching the youtube LTT channel on his smart home and I feel all the things going on would drive me crazy.

This doesn't apply only to tech, but even for my next house (Looking into passive homes, least possible HVAC footprint, floorplan for minimal plumbing/electrical).
Some cities levy a tax on rental properties. If the city wants to encourage home owners instead of home renters, just levy a rental tax and/or property tax that makes it cheaper to own a single family home than to rent or leave vacant. REITs and their ilk will cut their losses and move on.
This is largely an artifact of low rates. Most retail thinks in terms of cash flow: what can I afford to buy (relative to rent) based on monthly cost. This includes mortgage (both principal and interest), insurance and taxes.

But investors, particularly institutions, think in terms of return on capital. The very important distinction is that the part of the mortgage payment going towards principal does not constitute a cost from a corporate accounting standpoint. Rather, principal payment goes on the balance sheet as accumulated equity in the property.

In other words retail is sensitive to total mortgage cost, whereas institutions are only sensitive to the interest component. As interest rates fall to zero, principal grows to nearly 100% of the mortgage payment. Even at todays rates principal constitutes about a third of the mortgage payment from day one, giving institutions nearly 50% more buying power. (Particularly in low property tax states like California.)

Besides raising rates, the only real option is to underwrite increasingly longer duration mortgages. When interest rates fall, extending the mortgage duration makes principal fall proportionately. Hence why many countries in the low rate macro environment have moved to 50 year mortgages to avoid systematically disadvantaging retail.
I was looking at pricing. What is a "tracked user"? I'd be more inclined to pay for a certain number of survey responses. Typeform's model of scaling price with # of responses seems in line with 1Flow's value.
>Lenders were granting loans last year for 5% down at below 3% interest and prices went up accordingly. Homes were more affordable than ever from the perspective of the cost of a mortgage per dollar. They became unaffordable due to the surge in demand because money was so cheap

I had to scroll distressingly far to see this post. The record set was going from ~13% investor bought to ~15%. It's a marginal change. Prices sky rocketed because, as you noted, (1) it was/is one of the best financial environments for home buying ever and (2) Covid accelerated timelines for home buying.
Another 261:

https://killedbygoogle.com/
JPMorgan Chase readies for post-quantum security world
Nobody, and I mean nobody, seems to have quantified the Cantillon effect. Money is "printed" when a fractional reserve loan is issued. That means when people borrow money. Everyone borrowing new money is doing so from the printer.

Please either quantify the Cantillon effect or find a new scapegoat.

The issue is zoning.
Remix is a server-side rendering framework focused on pre-SPA web fundamentals like progressive enhancement and minimizing downloading and evaluating JavaScript and CSS assets for lighter, faster pages.

Edit: It does in-fact load a JSON payload along with client-side routing as well if you click to view comments. But then if you use browser refresh, it renders as a traditional server-side request. So true to its name, Remix is a blend of both approaches, playing on the strengths of each.
Does anybody have a link to what the kid actually did? I skimmed the video, looked at the diagram, read the original MAKE article, and it seems like the kid did a science project and it doesn't actually diagnose pneumonia. Am I missing something important?

The reason I'm asking is that I see a lot of these (used to judge science fairs, worked with smart undergraduates who build their own equipment) but most of it overstates the technical advances made by the kid.
You can see the impact on personal income to individuals here. Clearly a huge distortion to the upside.

The PPP had its own set of problems and was widely abused.

https://fred.stlouisfed.org/series/PI
Shouldn't many of those be on NATs?
It de-risks and accelerates the transaction. Most mortgage based purchasing requires the loan lender to approve the house for the value (even if you are 'pre-approved' for a loan of $X, if the bank doesn't think the house is worth $X it won't let you take the loan out for it). All cash offers don't have those approvals or risks, however slight, and also have no/less time delay - you can close in a week (just a title/deed history search, generally).
The USD is the world's reserve currency and loose monetary policy since 2008 is likely spilling over into economies across the globe. If you can get an artificially low rate loan in USD you can convert it to your local currency. It doesn't matter so much what your central bank does.
Design Proposals for Android's Privacy Sandbox (Audience Targeting)
TBH IMO SF missed out by not using the Navy suggested wasp color scheme.

This would have been so much more in line with some pieces of SciFi book covers, like from Chris Foss, f.e.

Ahead of its time.
I believe the major "earthquake" occurred already. The Amnesty International report on Israeli apartheid was released February 1, 2022.
I suggest checking out the Not Just Bikes channel on Youtube, they have a series about this.
Should use a responsive layout.
Those tools were targeting business users, not developers. They were trying to make computing accessible to business needs.

Some (Excel) were wildly successful while also introducing anti-patterns. Some (Access) were just anti-patterns.
The American housing crisis is really a "housing in top 7-10 metro areas" crisis. There is no shortage of cheap land and houses just 30-40 minutes away from where you really want to be. Maybe the real solution is to continue making remote work the default so people aren't tied to an arbitrary radius from an office building in their home search?
Hanlon's razor states ... "never attribute to malice that which is adequately explained by stupidity."
> First, the addresses are too damn long and unwieldy to really be used; and second, even most people reading this, tech people in a tech forum, struggle to really grasp the inane IPv6 address shortening rules!

Ever heard of DNS?
I don’t trust or use SAAS password managers. They are massive honeypots just waiting to be pwned and everyones’ passwords to all their websites stolen. They have above average security, but unlike a typical website they can’t just store a one-way hash of passwords that remains secure even when stolen, they have to store the actual password.

I imagine nation state-supported malicious hackers are targeting them. Everything else is getting breached and leaked these days, there’s a non-trivial possibility these will too.

I just use KeePassXC instead, and periodically ‘sync’ the database across my workstations and laptop. And by ‘sync’, I mean manually export the database and rsync it around to my workstations and laptop and re-import it on each. But given how infrequently I create new web accounts, this isn’t a major hassle. It works fine, I don’t need some centralized service for this.
No, ISPs shouldn't force users behind NATs.
Wealth inequality did this all right, but that wealth didn't come from wages and you can't touch it with income taxes. The unconscionably wealthy in today's world are ordinary, sympathetic, everyday "middle class" families who own the land in productive cities.
One reason I can think of is because the bank does an appraisal and may reject the loan if the appraised price is too low. They don't want to be stuck with a house worth less than the loan. I had this happen several years ago with a house I bid on (I was also pre approved and all that stuff).
I think Japan also went into population decline... so declining demand for a existing supply of housing will rapidly lead to falling prices.
My assumption is that a large percentage of the people who fled NYC/SF in March 2020 are either 1) going to miss the city once it fully reopens and they remember why they lived there in the first place; or 2) their "remote forever" job is actually going to become hybrid and they won't want the 2 hour commute.
Yeah as a reddit troll myself I enjoy the freedom of never caring and pursuing flaming here... people like me get addicted to the reaction and start writing only to trigger reactions. Here at least I post constructively sometimes.
Doing an S3 object inventory can be a lifesaver here!
Basically the Paradox of tolerance:

The paradox of tolerance states that if a society is tolerant without limit, its ability to be tolerant is eventually seized or destroyed by the intolerant. Karl Popper described it as the seemingly paradoxical idea that in order to maintain a tolerant society, the society must retain the right to be intolerant of intolerance. [0]

[0]: https://en.wikipedia.org/wiki/Paradox_of_tolerance
I think you could improve this strategy by starting at common stats, and moving outwards from there (i.e. start with 10-14, then 7, 8, 9, 15, and 16, etc.)
When are we going to talk about the absurd tax favorability of real estate investment? The 1031 exchange.

If you sell stock and buy another stock, you have to pay capital gains. If you sell real estate and buy other real estate, you don't. This is dumb.
I dont think its clear from the blog, but HomeAssistant Blue and/or Yellow are nice, but not required to get going with HA.
If you get your hands on RPI 3 or 4, an SSD card and a supported Zigbee/ZWave card, you should be good to go. Installation is well documented.

But overall customization is in fact a major time sink regardless of hardware you use
The CIA and the New Dialect of Power
You are probably thinking of the show First 48. I was thinking of this exact show when reading the comments here about how Columbo plots rely too heavily on the murderer trying to help out Columbo with his investigation in order to seem innocent. It may seem unrealistic or stupid of them to do so, but if you watch shows like First 48 which follow homicide detectives around and show these interrogations, it happens A TON. More than I expected to be sure. I don't think Columbo is unrealistic in that respect.
> Collecting the signatures of readers at the bottom of important documents is pretty effective

Nice idea, thanks! Is that something you've seen implemented in practice? I'd be curious to see that combined with something like PageRank to determine document importance and credibility.
Same here. But then I wouldn't recommend anyone to do the same
Super interesting take. There is a similar discussion about Self-Imposed Criticality in dynamic systems such as personal networks, that I've found to be very revealing about the nature of disintegrating relational connections. Really enjoyed this read! Thanks for posting.
There's an entire financial structure the trust provides with a bunch of benefits. No probate, no will/estate issues, it's not counted as an asset for disability determinations, etc.
I agree that's a ridiculous privacy issue. Definitely a case of poor security to provide a minor inconvenience (access your data from anywhere on the internet).
You seem to be under the impression this 1) is a vast coordinated operation, 2) is somehow reliable info and 3) unaware of how often Canadian banks go down.
The promise of thread versus reality I feel will be a big problem - I'd love to be wrong though. I'm on the outside of things (haven't used thread, only read about it... use zigbee a lot though). But the way I understand it is that once you join a device to a particular bridge you will still need to use that bridge's ecosystem to communicate - even though the device has its own IP address. For example, when a thread device joins to homekit and establishes an encrypted handshake, it's not like I'll be able to use that device's IP address to talk to it. It's not going to trust me - only homekit. But at least it'll be able to talk to any homekit bridge on the network and avoid a SPOF if I unplug one of my homepod minis.
The description on the homepage goes to great lengths to explain and emphasise what GitBOM isn't. It does a comparatively poor job of explaining why one would need or want to use GitBOM.

In other words: I know that GitBOM "co-exists with", "complements" and most certainly "is not" an SBOM, VCS or signing scheme - in what way does it complement those? What value does it add?
Self, Team, Product
Does this mean that each sensor cluster has to be trained independently?
Scala has overloading, currying not-by-default, optional and named parameters. Some similar stuff exist*, but they interfere with those Scala features, which I value more.

* https://eed3si9n.com/learning-scalaz/Applicative.html

I know the Haskell operators, but the Idris syntax are new to me.

BTW * has to be escaped with a \.
Mapping Our Unvaccinated World
I wouldn't leave this up. Maybe create a retrospective post once the case is over if you want to help others, but don't share details (even minute details) publicly until you've talked to a lawyer first.
Yes, but like portable UML. I've seen a few people try to port UML to other OSes but nothing is mature.
You could use a different password for each service and just write them in a paper notebook.

Paper is generally not susceptible to malware or other ways passwords can leak from a local or hosted password manager.
I really want hubitat to succeed but to me it feels like it’s in a tricky place: less open/customisable than HA but not user-friendly enough to be used by total beginners. Hopefully they get the second half of that sorted out and can carve out a niche.
I have mixed feelings on this. On the one hand we have a massive wealth/power gap and I desperately want myself and every other human to have a shot at owning a single-family home in a desirable area with all of the comforts of modern life.

On the other hand I know that we are overtaxing the world's resources and short of some massive changes in our system many middle class folks in the western world are going to see a drop in their quality of life as globalization continues and our living standards average out with those of people in developing nations.
The bigger issue is the higher prevalence of higher vehicles like SUVs and crossovers whose headlights exist at a car driver’s head level.

The worst part is that experiencing this just convinces drivers to join in on these higher vehicles, exacerbating the problem.
I rediscovered Columbo a number of years back and playing the original series is my way of having background noise while working. But every time I watch the same episode, I deepen my understanding of asking questions and how they lead to the next. Much of this is how I moved my thoughts into work postmortems, not just asking how this broke, but why did it break, how was it possible.

For added thoughts on Columbo, here's a short breakdown if the tactics used to find the guilty party was legal in court.

https://columbophile.com/2017/05/17/what-happens-when-columb...
If you are seeking to become a residential home owner (occupied primary residence) then the utility of the real estate is quite different as you note.

If you are purely an investor then the utility of equities vs. real estate is the same -- it is an investment.
is it possible you're overstating what the kid did a bit here? The history of sterile fields shows that even great scientists take decades to debug contamination that causes false positives and negatives. ASn experiment like this can be easily thrown off by any number of variables that weren't carefully controlled for.
"If the US returned to a 1950s style tax system or enacted very high wealth taxes this problem could be avoided, but the forces arrayed against you for proposing such reforms would mean political suicide for anyone who does it.

"

It's also a culture thing. Companies used to accept some level of social responsibility outside of making money. The shareholder value over everything else since the 80s broke social contracts and made it ok for wealthy people to only look after themselves.

I think we have to get back to a place where it's shameful for companies to lay off people while making record profits and paying bonuses to execs.
Well Microsoft is pivoting into being a cloud services provider, the OS provides ui integrations for these services to make them more compelling, but the thing itself isn't the OS.
less risk when house doesn’t appraise because buyer can cover the difference.

might be others but that’s what i inferred last time we lost out.
> This is incompetence and negligence from the financial elite governing our nation.

that is one possibility, the other is that their intent is different than what one would expect, it's pretty much impossible to tell which is it.

consider the war on drugs, an utter failure if one believes that it's actually intended to diminish drug use. however given it only recently begun slowing down, without real signs of stopping, I cannot help but consider the possibility that the actual intentions behind it have been a great success but then that means the american government has intentionally caused terrible evil towards most of latin america.

this is why I consider the possibility that it might not be incompetence in this case either
I'm sorry it's simply not what's happening in housing. For a place that prides itself on logic and deductive reasoning, there's a whole ton of tinfoil hat economics around here.

Let's introduce some facts.

1. The inflation-adjusted cost in $/square-foot of a house in the United States remains unchanged from the 1970s according to BLS data. Wages kept pace with inflation (but not productivity). Okay, so why are houses more expensive then? [1]

2. New homes have on average twice the square footage that they did in the 1970s and this is particularly felt outside of urban areas. This is due to zoning rules, setback rules, minimum size rules, etc.

3. Since the 1970s, major metros have significantly restricted new development. San Francisco built less than half the homes needed to sustain the increase in demand over the same period. [3] This is managed through punitive zoning rules and obstinate city councils.

Houses in places people want to be became way more expensive because supply was not allowed to grow to meet demand. Houses outside of these urban areas are now twice as big. Housing is expensive because Americans believe housing should be an investment first - and the goal of an investment is to become less affordable over time.

You cannot have something be both a good investment and affordable. You must pick a lane.

We know it's not what's happening in housing because Japan has basically the same monetary policy, and the same low interest rates - and has tripled their M2 money supply since 1990. But their CPI and their cost of housing remain dead-ass flat for thirty years. Because they have federal zoning rules that allow supply to meet demand. Look at this graph. [2]

Your cause is noble but you're pointed in the wrong direction, Quixote.

> We are watching the looting of the american citizen in real time, communism/collectivism is once again the wolf in sheeps clothing.

We in this case is not the Fed (properly capitalized this way btw) it's city councils. And that's not communism, if anything it's feudalism.

[1] https://fee.org/articles/new-homes-today-have-twice-the-squa...

[2] https://fred.stlouisfed.org/series/JPNCPIHOUQINMEI

[3] https://en.wikipedia.org/wiki/San_Francisco_housing_shortage
During a shortage, push comes to shove.
>The phrase "declare martial law" is 100% misinformation and I wish Americans and/or other interested worldwide observers that do not understand our Emergencies Act that was invoked would stop treating it like so.

Woah bud. Here's the act here.

https://laws-lois.justice.gc.ca/eng/acts/e-4.5/FullText.html

This is literally the last resort. This is a 'national emergency that cannot be effectively dealt with under any other law of Canada."

Any other law. This is by definition Martial law. Martial law is the last resort. Which is why this has never ever been invoked before.

Just because the ministry of truth doesn't call it martial law is irrelevant.
This is not surprising.

Amnesty released a damning report (the third from major human rights groups) on Israeli apartheid and there was not a single word written about it in the venerable New York Times.

It's been 17 days.
In my use. Yes. I didn’t realize this was the reason until I saw this thread, and now I’ve tested it. Luckily, I don’t do massive data transfers nor do I do any large data work. When I got my M1 Mac Mini, however, I did and had immediate buyer’s remorse. I thought that I/O must be terrible on this thing, and I felt cheated. After the initial stand-up, I wasn’t so angry. For most tasks, it’s faster than my old TR4 1950X.
Everything is a risk reward calculation.

Convenience vs security.

The balance i struck with a self hosted instance of bitwarden has been good for me.

I run it.

It’s open source

It’s third party audited

Company has a good history generating trust

Did I mention I host it?
It was never mentioned that it was bad, only that this amount of VC funding is what is keeping them afloat rather than any actual income stream that covers their operational costs. Which was you question, remember.
Just to be clear, we shouldn't throw the baby out with the bathwater. Houses can and should be appreciating assets. However, their rate of return shouldn't be as astronomical as they are at present. In inflationary environments, money will always flock to real estate. That shouldn't change.

The goal of increasing supply is to lower returns to such a point that they remain attractive to first-time buyers but are suboptimal for the institutional investor.