skysight-inc/HackerNews huggingface dataset:
I've worked for two fintechs, I'm not the founder but I managed their relationship with the banks. One was in payments and had 8 partner banks globally, the other was in investments and had 50 banks nationally.

Some things I found were;

Both had a mix of large (household name) and small banks offering Banking as a service (e.g. access to payment infrastructure, or specific products). Large banks worked with the fintechs for diversification and for future growth, small banks for the above plus added revenue. Banks of all sizes were always open for meetings, discussions, it wasn't restricted to small ones.

Some banks didn't understand how their own legacy systems worked at the edges, and relied on us to reverse engineer processes. By edges I mean as we were often pushing the boundaries and limits of these technologies and integrations.

All banks generally had good support, a dedicated person for day to day assistance and who could get specialists or senior people if required. Especially if there was a formal integration happening we had access to bank engineers etc. Support degraded where the day to day contact either didn't understand our business, or if they had far too many clients to look after. It also became trickier the further away the banks were geographically e.g. the other side of the world. And so face to face visits were very important.

The key bottleneck is always compliance, risk, AML, due diligence, and associated reviews. Fintechs are generally considered high risk by bank risk teams/policy and often the regulator, so there is high scrutiny. This is often a good thing however, as the fintech has to have great processes in place to meet these expectations.
Simulation of the Covid-19 Pandemics Germany
> First Look Media (parent company of The Intercept)

> Poitras and Greenwald

Yeah, back then they all used to be among the good guys. One thing I haven't quite understood, though: When and why, exactly, did they turn into raving loony pro-Putin mouthpieces? Or is the plural unfair; is it just Greenwald?
You're right, I just checked on my Newegg equivalent and the local Amazon, one has PCI express cards for 35€ and the other has switches for 135€. Too bad the price for switches didn't go down, I have a hard time replacing 15€ switches for 135€ one just for faster transfers.
Wow, thanks a lot for your work! I've been looking for something similar for a while, and it's the first time it's been implemented properly. Please consider adding a "Sponsor" button on your profile, I'll be glad to support your work
100% for me!
"The main point is the productivity/production has been shifted elsewhere. Once upon a time if you wanted to be wealthy, you had to produce physical stuff. Today you just find somewhere else in the world where people are forced to produce for pennies and you make them produce cheap crap for you, while the west does a lot less production than its potential and mostly just reaps the benefits."

This just isn't true. People were wealthy slave owners and got rich because you had forced labor. You didn't even have to pay them pennies. We have a long history of unpaid labor, globally, and the fact that we still have low-and-unpaid labor shouldn't be a surprise (even if we find it wrong now). Lawyers have been somewhat well-to-do for some generations now, alongside other things you had to go off to college for, and I'm not sure they produced anything either. Perhaps not in the US, but churches were freaking wealthy at one time too, and I can't really think of things they consistently produced either. Same for royals: They didn't directly produce anything.
general hints based on history

Car - you need a model T
Computer - you need a os/360 and later ms/dos
Os - you needs a os/360, unix/linux and ms/dos then windows
Mobile - you need apple then android

The key immature part is that when you start this no one told you not to start with ecp5 but x. And that is the problem. You need start with 1 then better 2 dominating players in a free to choose environment.

Waiting for the market to mature.
Happiness isn't the be all and end all. Even if that is true we should take actions that make life objectively better - doing things that increase lifespans, health, leisure, safety, etc.
They're not talking about data security. They're talking about reversibility of transactions.
I don’t know Signal internals but it could work like this:

First message without sealed sender from A to B: Signal knows the recipient. This messages includes a token that A wants to receive B’s messages with sealed sender, that is, a payload signed with A’s private key

B accepts message and also sends back proof that it wants to received further messages from A with sealed sender (again something signed by B). This message can be sent via sealed sender as well because B now has A’s token

Signal Server only allows sealed sender if token is valid (i.e. is signed by the recipient)
>>given hedonic adaptation, they'll be roughly as happy

>>Research has largely shown this theory to be false.

The research you link does NOT show that, it looks at a link between log(income) to happiness level.

1. It says nothing about hedonic adaptation as it does not take into account how long the person has been receiving that income. How their happiness shifted over time relative to income.

2. It does find a link between log(income) and happiness. If anything, given that happiness likely relies on multiple factors, and that the relationship is log, i.e. diminishing returns. It suggests a weakening link as income increases.
> the only other language that I’ve seen doing this approach is Jai

Many (most?) Lisps have had full arbitrary CTE since ... I'm not sure, probably before C existed?
MPV is the secret sauce: https://ubunlog.com/en/mpv-reproductor-video-terminal/
does this version of SNARK require a trusted setup (a ceremony)?
Because you and other people in the community aren't filling the other side of social contract. That is ensuring that store can operate without unnecessary losses from you or your community members stealing from it. It is in the end your failing of making operation possible.
Except it’s not slavery, which is in fact the key difference.
Yup, confirmed, the pears sold in the web aren't the old decana de comice but a close variety in the same group of comice pears.

Therefore a fruit that plays in the major leagues and has nothing to envy from tropicals
Apart from anything else, globalisation and financialization aren't the same phenomenon. You can slash tax on the rich and deregulate financial services at the same time as you stick up massive trade barriers and provide corporate welfare to domestic companies. And you can remove barriers to imports whilst regulating banking and m&a more, levying super taxes and expanding the welfare state
(The latter bit is more difficult if you're a small developing country, but the US clearly isn't.)

Seems as unreasonable to blame the people who assemble your iPhone for Reaganomics as it does to accuse them of making consumer goods substantially worse than the great phones we had in the 1970s!
Nintendo hacker Gary Bowser sentenced to 3 years in prison
I don't think we had a "quality mindset" at the time. We were just limited in technology.

Example: Safety features make cars better quality, yet manufacturers haven't exactly lined up to implement them early. We didn't take arsenic fabrics off the market for... well, a long time. I don't know about you, but I expect a quality product not to poison me. We used to sell breads with additives in them if we could.

"Quality mindset" is just a scam of nostalgic thinking. The products were simply different back then.
What about services?
Definitely, agree. And before someone argues with the expected rebuttal, I think there’s a difference between chasing happiness and rationally acting upon your wants.

In the US at least, “the pursuit of happiness” is such a fundamental concept, people really aren’t challenged to question it.
https://i.imgur.com/VbRSdZg.png ouch
I'm not sure if this is an unpopular opinion, but: Cheating in online games is not a problem.

We have essentially two cases to consider:

1. The cheater is using a rage cheat to get ahead of everything, in disregard of wether he will keep the account. This is pretty easy to detect programmatically, even more so for a human watching the demo. This case is rather rare, because accounts tend to be expensive/annoying to get into a state where competitve queuing is possible.

2. The cheater is using a tool to covertly rise the competitive ranks without showing his advantage directly. This is also not a problem because for 99,9% of players there is no difference if they're playing against a cheater who gives himself a slight advantage or simply against a better player. This player will rise through the ranks until he finds the spot where his tool assisted performance places him or he will have to increase the assistance to a point where he's getting into category 1 territory and is banned. If hidden cheating is getting important because money is in the performance when reaching the top 0.0001% of players, we're getting into lan territory where the hardware setups are either provided or checked.

For fair players type one is annoying, but a rare occurance due to the deterrences measures taken for new accounts. Type two is moot. I conclude: Cheating is not an issue for normal people.
Ok, I read the study. They're measuring stress, and not happiness. I'm not contending that it's more stressful to be poor, but I will argue from personal experience with both that wealth creates a sense of ennui.
I'll recycle a comment I made in another thread a few years ago:

When clearing out my grandmother's house a few years ago, my uncle and I almost broke our backs trying to get the freezer out. It felt like it weighed a ton, even empty.
My grandmother told us it had been a wedding present, and that they had been totally awestruck at the time at the generous present from her parents-in-law. After all, a decent freezer cost at least 2,000 kroner! (At this time, the average yearly gross pay was just in excess of 7,000 kroner.)
My grandparents married in 1950. Since then, monetary value has been reduced twenty-fold.
You can still buy a top-loading freezer for 2,000 kroner; I just checked.
So - in 1950, you had to work for five months to earn money for a freezer (after taxes.)
In 2017, I have to work one day for a freezer (after taxes.)
The one thing that makes remote meetings at work barely tolerable is that no one bothers to use the camera. Everyone has their camera turned off.
GP is correct. CfNA was specifically a joke and never intended to be played. Some others like AWaW are monster games by today's standards and were actually played, but still an order of magnitude smaller. And lots of wargames were (and still are!) a broken mess when they prioritize fidelity (or the author's idea of fidelity) over the player dynamics.
> Today, nothing dies.

Is this you summing up how your entire comment evokes a Charlie Stross novel?
Why should we objectively improve life when life is subjectively experienced?
Basically impossible to do without docker and even then, it feels like it would be a full time job to maintain.

I played around with the idea of writing a minimal version that cuts out all the fat but even that seems like a monstrous undertaking.
It's a good opportunity for a new startup to enter in their market when they will start going down.
and https://github.com/zserge/jsmn
> Never seen anyone calling a wargame a boardgame.

But they are. Action figures are also dolls. Sorry.
I meant automatic optimizations done by the compiler, and limitations imposed by the language semantics.
If Signals direction was so much better they should have come a lot further since they have an easier task (and are better funded) than their main competitors (XMPP and Matrix).

Instead many feel Signal has moved in a wrong direction with crypto currency.
This really is a terribly written article, wouldn't get a passing grade for a high school student. There's absolutely no coherence to any of the arguments, it's just a rant and poor understanding of finance. I'd like to be more concrete in my criticisms but honestly I don't even know where to start.

There's an idea about financialisation, which is just completely wrong: he notes companies are willing to pay $20 billion for a $10 billion company, after selling it off for its pieces, and noting no value has been added.

Typically the reverse happens, companies get merged for economies of scale, thereby adding value through efficiency.

Sometimes companies are broken up because the individual pieces don't work well together anymore and create strategic issues, e.g. because a company has two units moving into two different directions, and require completely different strategy, people, ideas, customers, financing approach etc. e.g. a newspaper company that has a journalist branch that produces news, and a factory branch that produces printed (news)paper. That may have worked before. But in a digital age, journalists want to focus on news, and paper printing businesses on paper printing. You can lose value by tying these companies together under one CEO, one strategy, one financing model. You can add value by disentangling, letting them focus on their core business.

The notion you can routinely magically just sell for 20 billion, what you purchased for 10, without adding value, is I hope obviously nonsense.

Then there's a whole piece on globalisation... again, not sure where to start. The big claim is it reduces quality and this is a net loss for everyone, and that second, personal income has been dropping for decades. In reality, quality changes are well studied and part of inflation data, and personal income after inflation adjustment has been increasing for decades. [0]

[0] https://fred.stlouisfed.org/series/RPI
I'd really like a "LIMIT x" option for updates when initializing new columns.

Updating all rows can lock reading forever, so I'd like to do:

loop
UPDATE items SET last_update = now() WHERE last_update IS NULL LIMIT 10000
commit
until no rows modified
Uber has dragged the taxi industry screaming and kicking into the 21st century (use of apps, payments by card, etc). To me this is a textbook example of positive disruption and of the value of real competition whatever any shady side of the company might be.
The title is misleading. There are several board games from the 1970s that takes way less time to complete.
On a totally unrelated side note, I profoundly want to thank you for pointing out that threads can be collapsed.

I am using GN since 2011 now and never knew this. I wondered how and just now realized the small '-' at the end of a comment headline. This was really a revelation to ne right now.

Have a great day.
"Your Pay Balance was $500 but you shared a spicy meme so it is now $0."
List of Hamburgers
It's like exams and Europass CVs. At some point taking exams can be a separate skill from learning the material. CVs in Europass format, force all candidates at filling a form and the CV fails at it's purpose of differentiating candidates.

I imagine if business plans, balance sheets and pitch decks become established formats, the risk of people focusing too much on them.
At least compared to PayPal?! PayPal refused to help with a fraudulent short term rental payment. Thank God that I paid through PayPal with a credit card and the credit card company helped. Horrible company.
Nominative determinism in action.
SPARKNaCl: A verified, fast re-implementation of TweetNaCl
Indeed, I was surprised when we tried to move a B2B application using mtls to http2 and realised that it simply was not implemented!

I know that's not used a lot but it is still used sometime when accessing critical systems.

I suppose that in the long run, mtls will completely disappear because of that, strange for a protocol that advertise itself as more secure to remove this option.
https://github.com/tk721/liberouter-people-finder
There's actually a lot more room between #1 and #2 than you'd believe, and human review is expensive, especially in F2P games like Fortnite. The cost of a mistaken ban is also high.

It used to be a meme that any decent CS player got banned once a day for hacking by clueless admins, and that was with review (CS had great replay tools for server admins) by players who cared enough to host their own servers. That was also in the days where if you got banned, you moved to another server, no biggie.

In the F2P shooter world, there are often several hundred dollars of spend on cheaters accounts, because the people who crave instant gratification of cheating are generally also the whales. That creates a perverse incentive on both sides - Ban then and you've taken their money for "nothing", don't ban them and get more money from them.
But if you want to debug shaders, SpectorJS is the only game in town, otherwise lots of fun separating browser own code from your own in native debuggers.
25 years ago would probably have been civ II. Source: I was playing it as a 7 year old and vividly remember learning that the UN was really a thing after building it in game.
But the old freezer would last 150 years, whereas the new one would last 1 year. ;-)
It reveals PG's MO. Which is to say edgy things at the expense of accuracy to attract attention.

The reaction is not directed towards business plans or whether PG has even read one or not (hint: no one cares). It is about his consistently proven proclivity to say edgy, inaccurate things, often which add 0 value. Then get upset that people are pointing this out on twitter. It's pretty annoying that he acts this way on twitter considering his previous essays have been ogod.
In 19th-century Britain, the hottest status symbol was a painting of your cow
I think the only people who get angry at the shape of the distribution are those who get angry at the shape of the distribution.

In other words, envy towards "the better off" is not a general feature of human experience. It is of some, but not all. One of the cultural triumphs of the west has been, somehow who knows, to mitigate envy (ie., hostility towards those who have more).

So that most people today think "I'm grateful that I can do xyz, who cares that Musk can do o,p,q".

People who write articles like this are the people "on the (envy) treadmill", and this isnt a cheap attack: they really are suffering! For them, it is a daily stress to see others have more.

Society should do more to understand how this comes about, and what can be done to ameliorate this issue. It seems most acute in the "almost rich", i'm guessing because the condition of being rich seems available, but they cant get it. Whereas poorer people don't even think its an option.

Given the amount of such possible "elites" we are producing today, who will never be elite, this is a politically unstable situation.
isn't CORS already technology for browsers? it does not promise anything for situations other than browsers. why is everyone saying it's insecure except for browsers?
Speaking of sandbox is there a way on MacOS to contain corpocrap(TM) that insists on running installation wizards that require admin privileges on 2022?

My employer requires a certain unpopular remote access client suite that installs unnecessary background services running as root. The reliance on a certain unstable audio streaming plugin for skype calls makes everything harder to work on a VM.
I'm not up to date with Ruby on Rails, but isn't it in roughly the same class of 'classic' web that this article describes? i.e. server side stuff delivered to the browser with minimal JS? I think it was the last time I looked at it.
I trust the one off more.
That's definitely a down side to it. I think you used to be able to choose your username, but now the only options my bank gives me are name + surname, first initial + surname or, oddly, middle name + surname
Make assistive driving safe: Eliminate pedestrians
This is probably my favourite (4x!) LSDJ set: https://youtu.be/cFz43VTRyE4

Trey Frey gets some incredible sounds out of these Gameboys.
> At the end of the day no difference between Holmes being over-promising on blood testing, and Musk over-promising with your Tesla being a robotaxi that makes you $30,000 profit a year, by driving fully autonomously inside a vast network of underground 3D tunnels at speeds of 150 mph.

There's a difference, Musk is wealthy and has mostly swindled consumers and retail investors, while Holmes wasn't wealthy and mainly swindled the wealthy.
More importantly, he probably has a bunch of customers he’s done this to and they are all exposed.
They’re trying to measure overall mental wellbeing with the GHQ-12.

Do you not think that less stressed people are happier?
If my API doesn't use cookies, is there any reason for me to not fully enable CORS on the server? I.e. using JWT in a typical SPA <-> API scenario.
I think I know when it happened to me: I vouched for a comment that I thought made a good logical argument, by a user who is perpetually shadow-banned (redis-something). That's a good lesson to not vouch anymore.
>Easy to build a company out of a genius product/IP some other intelligent team built.

Not at all true, especially when it comes to heavy manufacturing in a very well established industry. And the vast majority of the significant R&D came after Musk took over.

You can give him credit for pulling off some amazing feats and still think he's an asshole, those aren't mutually exclusive.
Awesome tool but what is the legality of this? Where is it sourcing the episodes from?
It is not surprising. Women use to be heads of clans even before the "modern civilisations". There are lots of indicators of this in Asia and America(mostly in South America).
> and to learn how to repair clothing

This isn't easy and to be done well, involves a sewing machine. But there is another way: have someone repair your clothes for you! It's usually quite cheap and very effective.

I have very few items of clothing and usually wear them for 5-10 years, sometimes longer for things I don't use often (like a winter coat).
CurveCP, also UDP-based, predates QUIC and can do this as well.

https://curvecp.org/addressing.html

"A CurveCP connection remains fully functional even if the client changes IP address."
That isn't a very good example unless you have some sort of argument why it is artificial. Cultures usually throw up sets of taboos or mandatory actions that are specific but also pointless (eg, spiritual rituals). Having magic banned words isn't even very unusual, just look at how patterns of behaviour when cursing change over the years.
Yup. CORS has so many loopholes that you should pretend like it doesn't exist.

My favorite is... imagine I routinely port-forward an app's debug port to my workstation for debugging. It has a useful /email-debug-info?address=example@example.com endpoint. You can then call that over the Internet by serving me a web page that contains <img src="http://localhost:1234/email-debug-info?address=example@examp...">. CORS doesn't care. My browser doesn't care. It will just silently leak information. (Also great for other things on your network. Log into your router at 192.168.1.1 recently? Someone can make a web page with a form that submits to http://192.168.1.1/enable-port-forwarding or whatever, and you can forward whatever ports you want.)

What's hilarious to me is that CORS seems burdensome in the opposite direction too. It breaks peoples applications somehow! While writing this comment, I did a search to see if I could remember the standards-track proposal for fixing the two "bugs" I mention above... but all the search results are people asking how to disable CORS rules because their app is broken. Sigh! The web is a mess.
Right, of course! Price is a fantastic general way to reduce demand for limited resources so it matches supply.

(It's also a great way to ensure the rich get richer, but that doesn't detract from your point.)
Developing Your Intuition for Math