skysight-inc/HackerNews huggingface dataset:
Not for US mortgages, here is what my mortgage broker sent me as a requirement for the second home I am looking to buy:

OK – we can use the RSU’s with the following conditions:

Your borrower will need to have a 2-year history of liquidating the RSU account and evidence the RSUs are received as part of the borrower's regular income. Fannie Mae requires you obtain the issuance agreement, schedule of share distributions, vesting schedule, evidence the stock is publicly traded, and evidence of payout of the RSU per YTD paystub and W-2s for the most recent 2 years. Freddie Mac requires the same in addition to a 10-day PCV. The income will be required to continue for a minimum of 3 years.

If you can get me these items highlighted above, I will send to Underwriting for them to calculate the income and get us a valid number to use for qualifying.
I have a question (from part one); it's a clarification question.

> The digital implementation of frequency modulation starts with a lookup table that holds a digitized sine wave.

> The next step is to modulate the output by adding a modulation signal to the index.

In those paragraphs, you're saying that you start with a table of sine-function values.

This table has (for the sake of example) 4096 different values. I suppose in real life there may be many more.

then you read this table by incrementing an index between 1 and 4096. this happens many times per second and every time you increment the index by one unit. This will output a sine wave at a specific frequency determined by how quickly you increment this index (i.e. how often the table is read out).

So far alright, if you're adding 1 to the index 40960 times every second you'll a sine wave with a 10hz frequency (is this correct?)

but then, instead of adding 1 to the index 40960 times per second, you add 100 every single one of those 40.1k reads of the table? and this generates a sine with a frequency of 1000hz!?

this is quite frankly very surprising to me. The kind of thing I don't see myself coming up with easily; referring to the fact that it's possible to change the output frequency just by jumping around the table (instead of reading it all out one by one jump the index by 100 table entries) while keeping the number of times per second the table is read the same.

Finally, if the index increments themselves are read out from another sine wavetable, you get FM modulation... this is more reasonable but it depends on the previous very surprising (to me) way to change the frequency of a sine wave.

thanks for the great write-ups.
Experts in any field disagree. Why are opinions of some experts "misinformation" and "disinformation", specially when it is about something that we definitely don't know enough about?
those people need to get out of their bubble and realize there's a difference between a word and the intention.
Congrats on stopping!

I stopped in 2020, after about 10 years of daily use. I only smoked in the evenings, otherwise sounds similar to your usage, I functioned well. I went cold turkey with the goal of 3 months nothing, then once a month.

First week was no fun, for me what worked is to just realize and accept I feel somewhat ill. Just like having the flu; be kind to yourself and realize it will go away. Sleep was a challenge; creating the right circumstances and just accepting it did the trick for me.

The hardest part for me was the first weeks after that, especially weekends. I didn't want to drink, mildly worried to replace weed with alcohol, so I stayed fully sober. It's a challenge of finding new activities. I practiced guitar.

For me thinking "3 months" is a lot easier than "never again", it's just a much more achievable goal. After 3 months I smoked weed again, and just like I had after not smoking for months; it was truly disappointing. It tastes horrible, I had to cough, and couldn't get to the nice level of high I could before. So after that, I was good. I did a few more times, but I haven't smoked weed since May or June as I don't feel the urge nor need.

It was my last vice, and strangely enough, I don't feel like much changed. I thought it would be more boring, but it's the same level of mundane as it was before haha.

Good for you for taking this step, I'm sure you'll have time where it isn't easy, but the way you describe it it sounds like you'll manage. Quitting cigarettes is great practice, if you can quite those you can quite weed as well.

Good luck, stay strong!
> It's a business, not a charity.

I hate this phrase, we are better than that. No one is asking businesses to become charities, what they are asking for them to become more socially conscious. Invest even a small quantity of profits into areas of the business that, while may not be profitable, could provide some level of support to society.

We as a society need to move past this excuse of "they are just a business" and not expect them to be better than that.

> Rogan is enormously popular. Content from marginalized groups is, almost by definition, less so.

Spotify should be using some portion of their profits to give these marginalized groups a platform to tell their story. We should not dismiss them.
Obviously Ma Bell makes lots of money from their telephone system. What's wrong with that?

There are limits to everything. https://en.wikipedia.org/wiki/Breakup_of_the_Bell_System

unfocussed_mike's point is that Apple has obfuscated App Store P&L for years to try to keep regulators from feeling obligated to step in. There's no other obvious explanation for why they would keep it secret from both investors and the courts, and "the purpose of a system is what it does."
I don't know. But I do know that I just added your RSS feed to my self-built reader. ;)
Mr Do!
> Ok, so you're saying that because a large, complex desktop application uses a lot of memory and is also written in Java that therefore the JVM is a memory hog?

Actually, no. They said they didn't believe that.

> And then there's so much useless request-level overhead to PHP, even with pre-cached bytecode, you're never going to get even close in terms of latency to a well tuned JVM running something like spring boot.

I think the point you need to specifically define that the JVM needs to be well tuned kinda shows you know there is a grain of truth to the fact that you dislike so much.

And really comparing performance of a compiled language to an interpreted language is kinda cheating. Compiled should be faster.

From my experience I can run a Go application with the same performance requirements as a JVM application with less resources. For example, for the same requirements I had 50mb of ram assigned to a Go docker and 250 mb assigned to the JVM. I'm sure we all agree 250MB is not so much but that adds up. Then we get on to the fact it's quite common in the real-world to see lots of apps built on the JVM needing lots of resources, sure you can say that's the devs problem and if they just did it properly it wouldn't be the case but if so many people are doing it wrong then maybe it's being the JVM makes doing it wrong so easy. (Which was PHP's problem so many years ago)
Sorry to hear that, that sucks!
He only apologized after he got in trouble, so I feel less moved by that apology than if he had done so organically.
Thats not what I said.

I am saying if he decides that growing his audience via the standard laundry list of RWNJ topics and conspiracies, he will slide into being just another Glenn Beck, Rush Limbaugh or Alex Jones. At the moment he isn't that, but he is definitely on that path.

I get that it's lucrative since that particular audience seem to be cashed up rubes who will throw money at anybody who panders to them, but it inevitably leads to getting involved in the lies they want to hear.
> Spotify did not know what they would get with Rogan

Really? They didn't view any of the 1700 something streams they imported ahead of the deal?
That probably depends on your goals.

If your goal is to try and reform from within then sure, spending months waiting for BS replies from journals is the best/only way.

If your goal is to spread the word that psychology is unreliable and you don't care much about what psychologists themselves think, then podcasts and talk shows are a far more effective strategy.

Psychology isn't really a very harmful field - bad claims in psychology mean maybe some people waste time on a useless self help method, or don't get proper psychiatry when maybe they should. But a lot of low level damage still adds up, and there's a lot of people who listen to psychologists. If you go the media (NB: which is what Brown is doing here), then you can potentially have a more positive impact on balance.
> even if the hospital system did give out (and the numbers I've been looking at seem to suggest that the risk of the hospital system giving out was oversold - it didn't look fun but it also didn't seem to buckle enough to justify the authoritarian response in my eyes).

My elderly father fell in December and broke his hip. Luckily, he got a bed.

A month later, when he fell again in January, there were no beds available. Luckily, he didn’t need one as the fall was more mild. But had he needed a bed, there were none at all.

Nothing was oversold. If we just allowed a free-for-all, the system would buckle and break.
Someone ported an emulator to the teensy: https://github.com/dcoredump/MicroDexed
Snowden is afraid to go to court because, unfortunately, he has no viable defense to the charges. Snowden's defense lawyers want to make a so-called "public interest" defense, but neither the DoJ nor the courts are likely to permit such a defense. (Though, I'm unsure if a court might allow it if the prosecution failed to challenge it.) This is a well known point of contention publicly described by both Snowden and his lawyers for years now.

This is why people, including Snowden himself, can have such a high degree of confidence in the outcome of any trial. For the situation to change, Congress probably needs to modify the law.
Of course he isn’t racist. Also smart people learn from their mistakes and he did apologize. This is blatant canceling attempt and they are being unsuccessful and this is why so desperate.
Yes, it's evident in the scientific sense of the word - the risks exist.

They're just very small. If you look at the data, the risk ratios are in the range of 1.0x-2.0x, on outcomes which in healthy individuals are extremely rare to begin with. Same with the excess figures.

The logical conclusion given the rest of the data is that these outcomes would be concentrated in those who were very ill but below the threshold of hospitalization.

The study itself doesn't bin the groups far enough to show the implication for the asymptomatic or those with very minor symptoms, but there's a clear exponential trend that associates acute severity with long-term severity supra-linearly.
I'm black, but not American. I find the idea that people can't even say a word in quotations or reference to be inane. Although I understand and respect why American black people don't like it. What bothers me is that people can lose their jobs/livelihoods just from saying it.
That looks like it; thank you!
Brian Armstrong of Coinbase looks smarter everyday. Just tell the disgruntled employees that if they don't want to be there then leave, enough with the disruption of the workplace. Focus on your job.
> They’re using orders of magnitude more power for one thing.

It's not clear whether this statement is true. Do you have sources? I'm serious, do you know how much infrastructure is required to deliver Netflix streams globally? How much investment went into building that infrastructure on top of all of the supporting infrastructure and its energy costs?

> Nobody says they love [NFTs]... [it's not] as entertaining as watching Netflix.

These people like making money and they derive pleasure from it. How's that any different from 'watches TV and derives pleasure from it'? It's not. This isn't a logically consistent position to take. Your claim here reduces to "Making money != entertainment Therefore Crypto is Bad". It's nonsensical.
Can people please choose an appropriate title when posting. "You can change your number" makes sense in the context of signal.org but makes little sense on the front page of HN. The RSS feed doesn't even include the domain for context.
A Guide to the Good Life by William Irvine (about the Stoics, and last I knew, free to download online)

The Swerve by Stephen Greenblatt (about the impact of the Roman poet Lucretius' poem On The Nature of Things--everything from the idea of the atom, Botticelli's Venus on the Half Shell to why Thomas Jefferson put "the pursuit of happiness" in the Declaration of Independence--and much more)

The Food Explorer by Daniel Stone (about David Fairchild, who introduced 10,000 plants to U.S. agriculture at the turn of the 20th century, most of the groceries we buy today)

The Invention of Nature by Andrea Wulf (a biography of Alexander von Humboldt)

How Proust Can Change Your Life by Alain de Botton
Correct, yes, politicians who have contributed to the militarization of US policing are also to blame, along with the massive military industrial complex and its lobbying arms in Washington. This country has been on a downward spiral since 9/11 to arm our police forces as if they're elite counter-terrorism units.

But saying "they're just using the tools available" also evades accountability of the police. Police use legal no-knock warrants, yes, but they also routinely murder people during those no-knock warrants with no legal authority to do so and then press to cover up, obfuscate or avoid accountability of those actions:

https://www.npr.org/2022/02/04/1078313707/amir-locke-killed-...

This story specifically is about police using the blurry overlap of local, state and federal authority to specifically target businesses serving dispensaries. These officers targeted Empyreal with pre-textural stops that directly targeted these businesses that have the right to operate in CA.

These officers are deliberately lying and falsifying information to target businesses they see as easy targets. In this instance, the police literally are the problem.

from the og link:

"During the December 9 stop, the deputies claimed a drug-sniffing dog alerted to the van, which Empyreal says is not true: "Video footage from the vehicle does not show the dog alert on the vehicle. Instead, it shows the dog is barely interested in the vehicle."

The deputies obtained a search warrant prior to the November 16 seizure, but Empyreal says the application included several false or misleading statements. It says the deputy who applied for the warrant mistakenly claimed that Empyreal converts money from marijuana businesses into cryptocurrency and falsely asserted that some of the company's clients were not licensed by the state. The deputy also said Empyreal did not have a marijuana business license, which is not required to transport money from dispensaries to banks. Furthermore, a 2020 law says a company that provides such services to state-licensed marijuana businesses "does not commit a crime under any California law."
> Conversations with the people involved is much high bandwidth and full-duplex

That's impossible when working with people in different timezones, or when working with customers.

Specifically, regarding support: The people in support need to know how to support their product, and that includes knowing what information to collect if they believe they will need to escalate. They just can't randomly pull engineers into a support call.

You also can't have a support organization that expects "high bandwidth" communication with a customer. (IE, support can't go back to the customer for every ^%$#^#$ question the engineer asks.)
They do so by compensating the incredibly well. I doubt Spotify can do that.
> JSON schema and protobuf didn't feel elegant and were too verbose so I thought why not GraphQL

2 questions:

1. Are there tools out there that can translate between GraphQL schema, JSON schema and protobuf?

2. How would you version events
I had a very similar reaction that correlates to getting the vaccine. It took months for my resting heart rate to return to pre-vaccination levels. Maybe this means I would have died had I caught covid, maybe not, no way to know. It's scary how much this spike protein / immune response / etc seems to provoke adverse cardiovascular responses, even if there is full recovery in most of us.
I know of two.

https://mailstrom.co/

https://clean.email/
The taboo of making particular mouth noises in reference to the noise and it's meaning is bullshit.

The forbidden fruit effect only gives these sounds more power than they deserve.
JP Aumasson is one of the authors of the BLAKE hashes and wrote "Serious Cryptography":

https://www.amazon.com/Serious-Cryptography-Practical-Introd...
> sitting at home due to a pandemic

People are still sitting at home? That is not my experience even a little bit.
Hi, I am the President of Mido Lotto. Some right and wrong answers here :-)

Mido Lotto does not sell or re-sell Lottery tickets, but rather, offers a convenience service for the purchase of tickets from an officially licensed Lottery retailer as an agent on behalf of the customer, and for enabling the user to manage their tickets in the app, check/claim winnings etc. A helpful analogy is that Mido Lotto does not sell Lottery tickets in the same way DoorDash doesn’t sell food.

Also - like other convenience services, we charge a small fee upfront once the ticket order is placed, but we never take a portion of your winnings.

I'd be happy to answer any further questions directly. Please feel free to drop me an email at rich@lottery-now.com (Lottery Now is the company that owns the Mido Lotto app).

Thanks,
Rich Wheeler - President, Mido Lotto
https://iximiuz.com - Ivan Velichko - blog that explains Kubernetes, Docker, Linux, etc visually
For the record.

You don't bring 20k+ per months, more like 9k+ after tax/401k contribution. And stock grants are liquid assets, but they are not cash, and most people I know won't exercise them right away, so they are still numbers in certain DB table
It's yet another attempt to whitewash European human rights history and pretend it's the source of everything good, bet the author have positive opinions about Nazi Germany too.

Romans created their empire through genocide and slavery. It was so bad that multiple rebellions happened that were joined by hundreds of thousands of slaves, and those rebels preferred to kill themselves or starve to death than return to "nice" Roman slavery.
Ah yes, the classic Goodhart's law [0] working as intended again.

[0]:https://en.m.wikipedia.org/wiki/Goodhart%27s_law
For the internet mob today context doesn't matter. Only the size of the mob.

I think it went too far when people started to link to Spotify's CEO's physical address on Twitter, it was almost like "Well here is the address, it would be a shame if something happened...".

And any "celebrity" involved in all this, if they think they aren't next on the list, they're deluded...
Not a big fan of Rogan but he isn't spreading misinformation, he's speaking his mind, voicing his opinion. There was a time only a few years ago when this was a time honored concept called Freedom of Speech.
Can't find the article but Facebook appears to be not one of the top choices for fresh grads.
Dan Luu: https://danluu.com/

I've found nearly every post clear and thought-provoking. Most have also generated good discussion here: https://news.ycombinator.com/from?site=danluu.com
There really weren't any practical differences between Roman and American slavery, at least from the slaves point of view. The owner had the absolute power of life or death over their slaves, and exercised it brutally (corporal punishment was common, as were family separations and executions). Few slaves in ancient times ever saw freedom except by escape, the same was true for those in the American South. The main difference is in where slaves came from. Most Roman slaves were the spoils of war, while American slaves were the spoils of criminal enterprise: although it could be argued that the Roman way of war _was_ criminal enterprise. Up into the late 19th century, peasants in feudal or emerging capitalist societies like Tsarist Russia or pre-unification Italy didn't have it much better. The estate owner had near absolute control over those who worked his land, and the owners wealth was in part measured by how many souls he had under the yoke: just as that of the Roman or Southern aristocrat had been.
The comments here at the time of my writing don't provide a good explanation of it. There are practical UBI proposals out there that are revenue neutral for various countries that would largely replace income transfers of the existing social safety net, better go look them up. (There is no fundamental reason it needs to be RN but it's a good starting point to understand why it doesn't intrinsically mean more funding).

It's not a panacea, generally it can make current recipients of means tested transfers well off in exchange for eliminating some problems associated with means tested programs.
You can get to big numbers on global capital markets, for sure. I was wondering whether you a consulting/VC-style estimate given how specific the statements was: "Smart Markets hold the potential to eliminate that loss" of "at least a trillion dollars annually".

How do you think about it? Let's say we expect half the benefit to come from equities.

>> 0.5T / 125 T = 0.004

>> Smart Markets would need to raise portfolio returns by an average of .4% (net of trading costs) annually.
Not really surprising to anyone really is it? I mean what other profession asks you to:

1. Manage a 25+ children
2. Be responsible for their learning/growth
3. Expected to be part-time law enforcement
4. Expected to be part-time psychologist
5. In some districts, carry weapons and tasked with keeping the peace
6. Get paid way below what skillset that requires
7. Get targeted by parents, politicians for under performing children when parents are not involved and politicians constantly cut funding
8. Have to go on strike just to get cost of living adjustments
9. Funding is so poor, that a lot of teachers have to reach into their own pockets to cover up the difference (voluntary, but still)
10. And after all that, to not be compensated financially is just pouring salt on the wound.

If you want people to pick teaching as a career path, we need a complete shift in the culture of America. As it stands, teachers get zero respect in our culture. The coach is put on a pedestal, the match teach - good luck. He is lucky if the only acknowledgement he receives are insults

In other countries, teachers are respected by parents and students. They are paid well. They are elevated to a higher station in society. In America they are put down, vilified and threatened.
I'm familiar with unikernels as a concept - heck, I wrote (a bad) one for a research project during my undergrad with embedded systems and softcore processors as the target. It's exciting to see unikernels being used with software of a similar scale, but with a much more broad solution space.
IRS press release: https://www.irs.gov/newsroom/irs-announces-transition-away-f...

Great news for everyone here. I still don't know how this provider was actually selected, but at least this change came relatively quickly.
Pretty sure racist remarks on the podcast and use of n-word casually isn't {popular to hate thing of the month}, so I respectfully disagree heavily with you here.