skysight-inc/HackerNews huggingface dataset:
Super interesting. Wealthfront has approximately $27 billion USD in AUM according to this article [0].

Meanwhile the leading robo-advisor in Canada, WealthSimple recently raised funds at a $5 billion CAD valuation, on a $7.7 billion USD AUM [1].

I have felt for a while like the robo-advisory market is in roadrunner mode - has run past the edge of the cliff but hasn't quite yet fallen. Maybe this is the first sign that the party's ending.

[0] https://www.roboadvisorpros.com/robo-advisors-with-most-aum-...

[1] https://financialpost.com/investing/wealthsimple-valuation-s...
I totally thought this was going to be a financial article...
The ability to build good looking resumes is nice. Here is an idea — Make is completely free, and try to add a network of endorsements. That way you build a network (similar to linkedin). A low market disruptive way to take on LinkedIn.
It seems to be this one:

https://github.com/bigskysoftware/_hyperscript

https://hyperscript.org/

but not sure it's anything to do with the OP though
I'm about as technical as it is possible to get. I fucking hate technology these days. It all sucks, it tries to insert itself between everything human and sane, and extract value for its masters. People are serfs in closed silos. They own nothing, just like the serfs of old: not their farmlands or cattle (laptops, phones and data), nor their homes (accounts in the 'cloud' subject to AI shutdown without human recourse).

It will take a while of it getting progressively worse before an apathetic consumer class will finally be exploited enough to start demanding proper rules around all of this. I don't think progress will stop when the situation at it's worst. But I do think we'll have to get through that first.
> Surely an ESP32 should be able to run Linux. Then you would get Bluetooth and Wi-Fi.

Yes, but it wasn't easy, and only recently achieved. [0][1][2][3] Unfortunately, for both those examples, the WiFi module itself had to be disabled so that Linux had enough memory to function.

Though, of course, they should be able to do something like my favourite tiny Linux board, which wired in extra RAM. The 8bit Atmega [4], that only takes 4 hours to boot Ubuntu.

[0] https://twitter.com/xiaohui10556190/status/14163071689916047...

[1] https://whycan.com/p_66202.html

[2] https://www.cnx-software.com/2021/07/18/linux-5-0-esp32-proc...

[3] https://www.reddit.com/r/esp32/comments/dtlj7n/booting_linux...

[4] https://linux.slashdot.org/story/12/04/02/191203/gnulinux-ru...
I’m tired of boom/bust economics, in part because I’m one of many little rafts in raging seas while the few massive capital ships can weather the storm, buy up devalued rafts, and rent them out later. I’d much rather the rafts make their own floating city.
El Salvador’s President is speaking at the biggest BTC conference in April, for the most personal/reputational reasons it’s doubtful he’d/ they’d change course for awhile.
El Salvador is destroying itself. IMF is just standing by as they ( = El Salvador's president) are the sole ones responsible for the mess and IMF already mentioned that they didn't support this.

You are free to help El Salvador that is looking for 1,3 billion $ and have your requests associated with it.

https://www.reuters.com/article/us-el-salvador-economy-exclu...

It seems that Bitcoin hype hasn't helped much. Who could have guessed that a countries issues can't be solved by tweeting: "bought the dip" 10 times.

If you want your cake, you should eat it too.

The real victims are the civilians though, but they also voted for him. Ugh
I was thinking about the fact that 40 years ago there was the Sinclair ZX80, a $100 computer that you could hook to your TV and there's not really a whole lot in that space/price point¹ now other than the hobbyist Raspberry Pi/arduino/other hobbyist machines. I'd have to think that it's possible to make a consumer-grade PC that you hook up to your own monitor for around $100, although I guess the cost of a Windows license is an obstacle to that. Surely someone could build a windows PC (or I guess Linux) that's inside a keyboard enclosure for around $100 that could be commercially successful now.

⸻

1. We can ignore inflation adjustments because computer prices have generally stayed flat or gone down (the rule used to be that the PC you wanted was around $2000–3000 and nowadays if we're talking about a desktop system, assuming one even specs such a thing, it's less than that).
This isn't a classification problem of COVID-naive+vaxxed versus COVID-exposed versus COVID-naive+unvaxxed, and hasn't been since Delta.

The issue is not vaccine denial by itself, its resistance to any public health measures, including vaccines, masking and other non-pharmaceutical interventions, and so forth. In short, these folks actively pursue a course of not behaving rationally because (usually) of misguided politics.

It's ill-informed. If you have a prior COVID infection, you should still maintain active vaccination status, including boosters. If you get COVID, you should get tested and try to not get others sicks.

Instead, the pantheon of behaviors we observe from anti-vaxxers is spiteful and irrational. Which supports my initial point that this is a self behavior.
Basically an infomercial for a $600 product
Conversely, it might just speak to the different kinds of music we listen to. "Dynamic range" is a pretty big phrase you'll hear in the mixing industry, and Airpods effectively have no way to determine how loud your music is before sending an audible notification. If you're listening to a song that's mixed at -12dbLUFS on Spotify or Apple Music, the alert will play at the exact same volume as it would when you're watching a Netflix show mixed at -25dbLUFS. The difference in sound is, quite literally, an order of magnitude apart, and could quite easily account for having such a loud and annoying sound blowing up your ears and ruining your listening experience.
Is there really that much utility in automating that? It takes a few clicks to move money from a checking account in Schwab/Fidelity to a target date fund or index ETF.
Apple doesn’t allow you to use ANC on AirPods when you have only one ear inserted.

But there’s actually a setting — buried deep inside the Accessibility preferences — that enables this feature.

Why wouldn’t they make this the default? Who would want ANC to work only some of the time? And what does this setting have to do with accessibility/disability?
I've been following Derek closely as he's been working for the past >1 year to make MockRocket a reality. Congratulations on the launch!

I saw a discussion on HN earlier today criticizing SPAs for offloading data processing to the user's machine, benefiting Facebook/Google/big tech at the expense of the user experience. I think that conversation sometimes misses the positive side of React/client-based apps.

MockRocket and other web-based creative tools demonstrate the strength of the web as an application platform, making complex tools more accessible and easily distributed than before. Derek's built a pretty slick editing & rendering experience that allows more people access to video editing, without having a powerful machine with a GPU. I'm incredibly impressed with the rendering fidelity he's been able to build into MockRocket and excited to play around with it more.

Another great application is https://www.photopea.com/ -- a pretty powerful photoshop competitor that also works exclusively in the browser. Looking forward to seeing more people build and distribute creative/technical tools that more people have access to.
Right, Google's misbehaviour is that they're trying to gain de facto control of the "web platform", while Microsoft's was that they were trying to prevent the "web platform" coming into existence as a competitor to Windows.

I think what Microsoft was doing was objectionable in itself.

I think what Google is doing is objectionable to the extent that they try to use that control to prevent people doing things they dislike (eg, their recent work to undermine ad-blockers).
The census contains some data that commercial databases are legally prohibited from holding (e.g., info about children within a household).

The deanonymization/reidentification attacks rely on joining census data against commercial datasets to produce something beyond what either contains. It's not accurate to say this information is already semi-public, because a good deal of it is not.
If its one way, then wouldn't that make the law pointless? Which way should it be going?

Law is meant for enforcing a behavior or change in behavior, by its nature its two ways. Law is not artistic expression
Notion isn't a Rails product - but we do use Postgres as our primary datastore.
> This is important for understanding how gerrymandered a district is.

That's a bit circular. One of the main reasons that districts are so easy to gerrymander is precisely because there is so much rich census data that can be used to predict voting patterns.
You caught me! I am actually a terminator. :)
Maybe they would - but not enough to give up all other US' advantages and emigrate to Bulgaria.
really interesting takeaways from the Wealthfront landing page[0]:

* every example is shown as a smartphone app - not a single "desktop-oriented" screenshot to be found. I guess we are finished with the days where every service has an app. Now, every service is an app.

* In the first example, an investment portfolio is shown where roughly 10% of the holdings is in a group called "single stock bets." Yikes! Though maybe this a case of "know your audience"? maybe they are trying to convert the hordes of GME-pumpers to try something a bit less risky?

* lots of emphasis on "emerging markets", "socially responsible funds", crypto. I've always heard the best long-term advice is to simply throw your money into an ETF tracking the s&p500 or nasdaq, but clearly wealthfront is targeting those who want some emotional connection to their savings.

all in all, seems like a cool service, especially if it helps convince those to begin saving who would otherwise not be saving.

[0] https://www.wealthfront.com/
Depending on the source, it might not be published yet, or the PDF you grabbed might be a pre-print while the 'officially' published article is behind a journal paywall.

Generally, I take the publication dates of the cited works as representative of the age of the paper.
If those people's choices only affected themselves, that'd be fine. But they don't. Typhoid Mary was locked away for a reason.
I see you’ve never been stalked harassed threatened or dealt with people trying to make your life hell.
I've been thinking about this, too. On Linux this looks like a configuration nightmare of bodging together USB GSM/3G/4G/5G modems and piped commands [0].

No doubt there's a better way.

[0] https://www.techytalk.info/send-receive-sms-using-gsm-modem-...
> Same reason why you trust a doctor, despite doctors underperforming (intelligent) self-directed health and nutrition research.

I’m skeptical of this claim. What’s “intelligent” research mean?

Index funds are literally sit it and forget it. Even easier than robo advisers. With year retirement funds you even get auto balancing with the same ease.
http://www.orangepi.org/

?

Pretty much a possible competitor. I have several OrangePi boards...and they run linux and cost me around $15.
There is a huge divide between "oh hey you didn't read the license and missed the fact that this OS addon takes 2%" and "the license said 2%, but it's actually 30%, oops my friend!"
There's something so hilarious about the idea of an HN thread full of people who only read the title, while the website is A/B testing ten different titles.
I would also want to know. Because news.ycombinator.com is quite selective about the enforcement.
It was accurate but misleading. Aragon had taken over the black flag ships and sailed in those.
Yeah, using my AirPods Max is one of the most frustrating experiences. In the past week I've had to force reset them so many times and it almost seems arbitrary when it actually connects. I can't imagine a non-savvy tech person being able to easily debug it.
Property itself is voluntary. If you don't consent to that property as a concept, there is no theft or trespass if you use the same land the farmer does to grow your own food. It's not robbery, the property is an illusion.

The only reason you can call it a right is that it's being forced upon us, and thus everything related to it is too. The job is part of an authoritarian labour division, and the property is the authoritarian part
It's about trademarks - see https://twitter.com/richturn_ms/status/1245742145119510529
Assuming it's just x86 Android (which does exist), it would just be using the Dalvik VM. So no ARM->x86 transpiling; just a JITter
I see. You're right, I misunderstood what the attack vector is supposed to be here.
That's true, but not if you make the deaths per capita. WWII was per-capita deadlier in the US than covid (so far).
It seems the author is now redirecting the blog post to a static image, presumably to screw with HN even more: https://github.com/bbenchoff/bbenchoff.github.io/commit/9e77...
Aha, just experienced this yesterday when I couldn’t update or download any new app on my child’s iPad with the newest OS because it refused to ever finish accepting my iCloud password.

Through some obscure digging, I found that changing my region language on the ipad from English > UK English and back somehow fixed it…
Do Canadians and Mexicans feel like the US is terrorizing them?
Interesting! I will take a look
> One thing that annoyed me in particular was their creepy obsession around race. Even once you answer, "White", there are several more questions aimed at determining precisely what subcategory of white person you are.

This isn't really on the census. This is just the census trying to account for Americans' creepy obsession with race. Let's not forget that for most of this country's history, your race was everything.
Legit cards are not "signed" by anyone. They're simply vaccination records for the patient. The patient derives their trust in the card from the fact that they were present at their own vaccination.
I highly suspect Anduril to be the next Theranos https://news.ycombinator.com/item?id=28838650

The man is passing a Chinese RC toy as his own development.
Ask HN: How can I become web literate?
Like many of you, I'm excited about web decentralization and independence. Not only in terms of blockchain, but in old-school, self-hosted (possibly) web1 terms.

The problem is, I, unlike you, am web illiterate. As is most everyone I know. We have no idea how to participate in much of what's talked about on here regarding taking back some power when it comes to the web.

So, in addition to weeding through and piecing together a zillion stray comments on HN and random blog posts (which I'm happy to do), I'm curious to know if anyone is teaching courses, mentoring, or can provide resources for the web "illiterati" of which I am a member.

After all, if this stuff is gonna have a stake, I really think we need morons like me to better understand it.

Care to help?
There are plenty of counter examples: Stripe, Cloudflare, etc.

And you think that doesn’t happen at Boeing & Lockheed?
If you're looking for a quick way to determine if your favorite app will run well in WSA, check out this table I created (and the community contributes to).

https://github.com/riverar/wsa-app-compatibility
.. and keeps track of what you are reading from your public library. Up until a few years ago this info was considered private.

My library allows digital rentals. Because of the dominance of Kindle, this format is preferred. To download the book the site is linked to Amazon where the book is actually downloaded. Amazon knows every page you read, when you read it, and what other books you checked out.
Microsoft eventually won on appeal and the government settled rather than try to salvage the case.
My understanding:

The biggest benefit of Wealthfront is automated tax loss harvesting, not stock picking.

The biggest cost of Wealthfront is that when you leave you either (a) keep a humongous pool of individual stocks to eventually unwind or (b) liquidate and incur unnecessary capital gains.
Offline: Covid-19 as Culture War
Here's a topic list I'd like to start with:

1) No thanks
Right, that was my point: the nanny does more than just keep the kid safe.
Self-directed surgery? Joking aside, providing structure to investments and investment decisions is probably helpful for some.
Antitrust's metrics aren't based entirely on marketshare.
You could also use MacOS Tiger if you wanted an OS that didn't ship with Internet Explorer installed. Problem solved guys!
Ok, but even if you pick an equivalently risky proposition with a robo adviser you’d inherently make less money due to the fee differential.

Furthermore if robo advisers really could make more money on a risk adjusted basis it would literally make them more money to use their own service than to sell it.
I put my covid pass on a t-shirt
>robo advisers are a waste of money

For the informed investor, yes, however they are a giant step above the "financial advisors" (mostly insurance salesman) that uninformed investors otherwise would end up with.

If you otherwise wouldn't invest or would go to a non-fiduciary advisor, then the fee is worth it.
One US strategy that can beat ETFs is the part where the first $3k in capital losses per year can be applied against income.

So if you owned every stock in the index directly, one could cycle the losers around a bit (there will be at least some each year) to maximize this write off against income.
Was John of Patmos right?

And they worshipped the dragon which gave power unto the beast: and they worshipped the beast, saying, Who is like unto the beast? who is able to make war with him?

...

And he causeth all, both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads: And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name.
Kind of: https://hackaday.com/2021/07/21/its-linux-but-on-an-esp32/

Main issue with Linux on an MC is lack of MMU, though YMMV
> that failed internally

Was available in public beta on Windows 10 Mobile Insider Preview.
I am a native Mac/iOS developer with a lot of experience. I did a contract where they wanted me to make some improvements to a large company's barnacle encrusted multi-platform Cordova app. I wouldn't normally touch that kind of thing with a bargepole but I was slated just to add some features to the Mac native app shell, beyond the scope of the embedded JavaScript app.

Those Cordova apps over a certain age and complexity are terrifying. Random plugins, ancient Cocoa Pods, abandoned JavaScript libraries, several different build systems (somehow all being used), Node.js modules with version conflicts that can never be resolved, pulled from all over the internet and all over time.

I am not surprised this guy had no idea what one 3rd party ad plugin was doing, if the app I saw was typical.
Many people, maybe even majority, buy used cars which cost less. They are probably more reliable than new cars in 1919. I was probably biased because I recently bought a used car without getting a loan which cost me about 3 months of income.

In any case, she actually had a nice income if should could have bought a new car with 3 month income only. She just didn't have a real need for it. The story should have been not so much about her but that most other people were much poorer than today and had to work as maids to survive.
Tracking multiple account balances has gotten less easy as more accounts offer 2-factor. There really ought to be some kind of standard for granting scoped read-only data auth to authorized 3rd parties for financial info, but presumably every business wants to wall their gardens with delusions about consumers not having to work with multiple companies and backwards notions that friction keeps people in instead of driving them out.
> In fact MIT protects the creator from any of those consequences.

Eh. For something like a keylogger, not really; there are laws against writing and distributing malicious software. In the UK, you can write malware for educational purposes, but woe betide those whose malware escapes or “escapes”: no MIT license disclaimer will save you.
28 January 2022?! First time in my life reading something before it was published!
Surveillance-resistant systems are not an answer to authoritarianism.

Private companies do not have freedom of operation in authoritarian regimes.

It's a special sort of odd neoliberal fantasy where capitalists or technologists can route around an authoritarian social movement that seizes the power of the state.

Do you want to know what happens to people who think they can route around an authoritarian regime with clever computer code? There's a relevant XKCD about a $5 wrench [1], except instead of a $5 wrnech it's the entire apparatus of a developed nation-state.

If you really think authoritarianism is coming to your country, stop fucking around with prime numbers and get serious about the work of political persuasion.

[1] https://xkcd.com/538/
Yeah I changed it to green but the orange Y in the top left-hand corner drives me nuts.
Pinyin is popular in the PRC, but not in Taiwan or HK. Taiwan input is dominated by Bopomofo, which is also pronunciation based. Mainland China is the largest country that uses Chinese input methods, however.

I still remember entering Chinese using a pinyin T9 method on my Nokia handset in 2002. Pinyin on a 0-9 number pad, fun times.
Ah yeah I got two interviews mixed up - here's video of what I'm remembering: https://mobile.twitter.com/townhallcom/status/14733056927149...
no, I'm just testing something out. I changed it back. Yes I test in prod.
If a watermarked PDF ended up on the internet it does not necessarily mean that the person who purchased the said PDF leaked it themself or did anything wrong for that matter. Computers are hacked, stolen all the time. At Universities machines in the lab are oftentimes shared and document dumps exist on shared partitions. In a court of law (at least in the USA) the burden of proof is on the plaintiff. It could be expensive and difficult to prove that the PDF purchaser did upload it themselves and broke the law. Similar to the music and movie pirates - going mostly after big fish.
I suspect you are on to something. Maybe they were waiting for valuations to return to earth? The make versus buy decision was much harder when these platforms were richly valued.

I could a lot of acquisitions in the coming months as capital moves out of growth at all costs fintech space and startups need a lifeline.
My distraction-free Markdown editor is vim. No UI clutter, not an electron app, loads ginormous files super quickly, is powerful when you need it to be and simple when you don't.

I use Goyo for the minor convenience of limiting the column width, but really it's all I need.