skysight-inc/HackerNews huggingface dataset:
"Balloon mortgage" was just a nickname they gave to ARMs at the time. In the US, 30-year fixed had been the bedrock of home mortgages for decades. Most home buyers didn't really know what ARMs were and brokers bent over backwards to misrepresent them. Many brokers also stopped offering fixed rate loans because ARMs paid out WAY higher commissions. There were a lot of lambos in Hialeah those years.

Lenders were equally complicit in this mess. They were approving borrowers for obscene amounts of money by calculating qualifying amounts using ONLY the initial ridiculously low interest rate of the ARM. Thus, purposefully not accounting for the inevitable rate hike. Most lenders also looked the other way when brokers were very obviously fudging loan applications to qualify borrowers for more money.

When those balloons finally popped (2-5 years from loan inception), home owners saw their monthly payment rocket up to unsustainable levels. This is what kicked off the wave of foreclosures (and why you often hear idiots, even right here on HN, blame the home buyers for the entire housing bubble).

Then there was the whole bundling of these ticking-time bomb mortgages into securities that got magically AAA rated and pushed into people's retirement funds. And also how banks insured these shit securities to protect themselves from what they knew was about to happen. But that's a whole 'nother story that goes beyond the mortgage aspect of it all.

Sorry for the history lesson!
But only old people are using Facebook. While engagement around conflict works for all ages, each age group has a different set of conflicts they will engage with, so the content found on Facebook is specifically the stuff that makes old people fight with each other.
I am all for style, but they aren't sending the right message. There's a certain beauty in a cartridge reactor that is buried below grade and shows hardly anything.
I grew up not rich and not safe. You could say I've fetishized money because I've got a fair amount of it and greatly enjoy my work. But I see it as the most efficient way to protect me and mine. Living in a nearly crime-free neighborhood and having a shade tree doesn't seem like a fetish to me. This would put me in the group of people who are interested in, but not obsessed by, a choice not to monetize.
It's well documented that the behavior of geeky men discourages women who are interested in such hobbies and fields, so I'm not sure that it is entirely ridiculous for some people to assume that is intentional.

I at least try to never ascribe to malice that which can be easily explained by incompetence. Geeks are not known for their social skills. Their reclusiveness and cliquishness limits their ability to learn social skills from their more skilled peers, instead trying to learn from each other, like the blind leading the blind. Combine that with hormones and even more limited experience dealing with women as people and you get them either trying to one-up each other in some of the sort of dick measuring contests they use as social dominance displays or using patronizing gestures to treat women as if they were children.
Well you'd trade it for around $600. That's what it costs, new.
I had it happen for lots of .page, .dev, etc. Really cool utility though. :)
5G spectrum is not limited to high frequencies.

5G spectrum goes from high-bands 24-40 Ghz, mid-bands 1-6Ghz, and low bands < 1 Ghz
Completely concur
It actually does since other countries are actually building nuclear plants. I bet if you traced through the NRC membership you would find government malaise and industry connections stopping new reactor designs from making their way through.
I read something interesting recently about how most discussion of brain function is 'tainted' by metaphor, these days usually involving computers. Basically the concept was that our brains don't process and store information like a computer does, but because computers come the closest to accomplishing what our brains do it's the easiest point of reference for us when discussing brain function.

Since I don't really know anything about brain science and know a little about computer science I find it pretty hard to escape that metaphor and imagine how a brain can function without doing what a computer does. This type of article does give me a bit of an inkling though.
I think it was explained to me as the ability to tag certain windows with short descriptors and then assign tags or groups of tags to different displays/layouts/panes. The main reason I haven't tried it because I had already switched to Sway and gotten rid of Xorg entirely.
Moving to a small community and living off the land is still possible. A simpler life, with a magnitude scale reduction in the number of possession. Burn wood for heat and eat potatoes and sauerkraut in winter. All those small communities in remote places would love to have you.
I think all reactors are evil until proven otherwise. Avalanches and natural disasters happen.

Do we really want nuclear anything in remote areas without human guards? What if someone decides they might like to cause an unnatural disaster?

Everyone says nuclear is safe... but where's the proof it would still be safe without the level of hand wringing we currently have?

If someone wants to do nuclear, they have to prove it's safe. Move fast and break things has no place here.
... there's some other people, elsewhere, in academic circles, acting in a way you don't like.

So this is an excuse to be rude to different random strangers here, because they might (or might not) share some views with the people acting in the way you don't like?

I'm really patiently trying to explain this to you. "These other people were rude first" is never a good argument. It's even worse when the "other people" aren't here or a party to the discussion.
Currently using PayPal, Stripe (for Visa,MC,ApplePay, etc), Shopify payments and traditional merchant services from brick and motor banks.
PayPal is by far the least merchant friendly.
According to this Australian poll only 4 in 10 have a negative view of Djokovic

https://www.sportskeeda.com/tennis/news-local-survey-shows-n...

My comment was also making the same point about the rest of the world opinion on Australian govs rules, that are affecting the player. And was clearly better backed, below, than the original comment

But imagine next time there is a covid post, someone comments:

"Many Americans think Fauci is a grade-A dickhead. It is politically unpalatable for him to be allowed to stay"

Even if there was a point there, it could clearly have been expressed in an acceptable way. And probably will in the future again
Well my point is that we pretend programming can be easy by allowing people to program in JavaScript, for example. Sure this has resulted in a boon of apps but the downside is that the average quality of these apps is pretty low in terms of performance-oriented usability and probably in terms of bugs as well.

I sometimes use retro computers and marvel at how well the software for those machines runs. The only difference i can guess is that the average developer ability was higher.
This is really interesting. I’d like to see it handle layouts like sidebars (aside).
Huh. Looking into it now. Thanks for suggestion. Would be nice to find some peace
The right kind of energy.
Dual 6309 chips? NICE!!

I won't bother, because I've got a good retro hobby going and under control, but I want one of those. :D
I am sensing the title was not communicated well.
Cognitive load theory is unfalsifiable and wrong about many things
https://edtechdev.wordpress.com/2009/11/16/cognitive-load-th...

Of course we have limits to how much we can do at once, but learning isn't like filling a bucket. Learning takes active work, effort. An analogy would be like saying 'weight lifting is easier with tiny weights' or 'don't lift too much weight.' Yes, but that's obvious, useless, and forgets the presumed goal of weight lifting, which requires putting in some effort. Similarly, you wouldn't force kids to listen to lectures about baseball or other sports and memorizing all the rules before letting them play.

Some of the other things mentioned on the poster article are false or only apply to rote, trivial learning. Remember most of this type of traditional psych research “includes participants who have no specific interest in learning the domain involved and who are also given a very short study time.”

Worked examples, like other passive learning situations, can cause an 'illusion of knowledge' - feeling like you know and understand, but not really.

Look at pre-worked answers, build rote knowledge, etc, before trying to solve problems? We learn more doing the exact opposite - see research on 'productive failure'. We learn best in context, when we have a need to learn.

Our intuitions about learning, teaching, etc, are often the exact opposite of reality. Here are just a couple of examples:

Khan Academy and the effectiveness of science videos
https://youtu.be/eVtCO84MDj8

Measuring actual learning versus feeling of learning in response to being actively engaged in the classroom
https://www.pnas.org/content/116/39/19251?cid=nwsltrtn&sourc...
What part of OAuth2 requires browsers? You need to be able to handle JSON, but I'm pretty sure you don't need to be able to render anything.
I had no clue! Thanks, parent and grandparent posters!
To be fair natural gas is only cheap because the cost to the environment isn't factored in. The cost of nuclear power is pennies when compared to the decimation global warming will bring to the human race.
Tech giant Microsoft rolling out ‘inclusiveness’ checker in Word
The current URL just redirects back to that "superficial-accessible 'home page'" anyway (probably as a substitute for 404 handling, I'd guess); if the intent is to link directly to the paper/PDF, you probably want https://db.cs.cmu.edu/papers/2022/cidr2022-p13-crotty.pdf

But I agree with the other person; if people really won't read any further from the homepage, then I highly doubt they'd read any further than the headline and maybe abstract of the original paper anyway, so there ain't really much upside to linking directly to the paper - whereas there's quite a bit of downside for anyone who might feel inclined to watch the video instead (which essentially covers the same information as the paper, just at a higher level / without the same level of detail) or review the benchmark code - neither of which are accessible from the paper.
This css selector looks like it would be slow, which, if true, would be one reason not to use it.
> Now fast forward a decade to the early teens and the ubiquitous use of smart phones.

An interesting thing happened here as well - because of the iOS app store and its auto-update policy, "thick" clients came back in vogue again. It just happened that they're running on phones, not full PCs. I'd argue these count as thick client apps. :-) Consider WhatsApp or WeChat - it has a complete and full ecosystem of messaging, apps, and utility function. It actually (I think) supercedes AOL 2 or 3 in terms of functionality. There's DMs, Chat, Apps...
Strange that it's missing a TrackPoint, but then again, I suppose anyone OK with having a keyboard that far off-center would probably not use it anyway.
Nobody has gotten an application approved for a new reactor (e.g. not an LWR) yet.

It's not that the NRC is unfair but it is like private spaceflight. For years there was talk at best. Designs like

https://aris.iaea.org/PDF/4S.pdf

have been up in the air for decades but nobody was serious about getting approval and building them. Oklo ought to be proud to be the first to get shot down, pick themselves up again, and submit a better proposal.
I’m always amazed by our ability to adopt and normalize once “exotic” spices, commodities etc and then pretend they were always a part of our culture so much so that we forget where they even came from. One of the UK’s most popular tea brands “Yorkshire Gold” evokes nostaligia for rural England when it really comes from Africa or India.
I love small form laptops!

I wish Apple restarts soon their slim line like the original MacBook Air (the envelope one!) and 12” Macbook.
Well, OK, I do have one idea:

I think that 95% of the infrastructure of a typical enterprise (source control, continuous integration, (separate) staff and user authentication, cluster management, monitoring, reporting, hosting, legal entity creation, internationalization, payments) should be (and in many cases, already is) standardized, automated and plug-and-play.

Provide that all in a free and open source manner as a complete (and completely tunable) framework, and we'll see truly democratic dynamic innovation.

If it goes well enough (in a Cambrian kind of acceleration), then I think that authentication and access control could be removed entirely. People would keep the services that they want running, running.
Survivorship bias may explain why these events are so vivid in people's minds, but when the bar is that _there should be no survivors at all_ (i.e. no catastrophes), the fact that there _are_ survivors with which to form a bias is in and of itself a concern.
They wanted to achieve supply chain optimization at a scale similar to what Amazon does, but with IBM computers from the 70s, and instead of the Internet they wanted to use Telex machines.

Good luck with that! I am telling you, it was guaranteed to fail. We never saw it fail because it got dismantled.

People still fantasize about sitting on that control room and those unergonomic chairs, controlling the economy using 8 buttons at a time.
Yes, I think there are two things which are simultaneously true:

- We (as a society) often teach in not necessarily the most effective way, or at least a way that might be a bit ineffective for a number of students.

- Some people get obsessed with "the best way to learn something" and never actually start doing the learning. I'm learning Japanese atm, and the amount of people you find online who obsess about the best method of learning instead of spending that time just working through a textbook (or whatever), is staggering.

It's good that you mention probability theory, because maths is really a field where I've felt that it's totally normal to feel like a complete idiot the first time you read something.
We don't though, or we'd be using them. Nuclear is clearly the only current technology that can provide the same type of grid available electricity that we're used to AND actually exists Now.
> The author gives the impression that women were well represented in the beginning, but were pushed out. We can look at photos of programming teams in industry, going back as far as you like, even to the 50s, to demonstrate that that's a fantasy. You would typically see one or two women and fifteen men.

It also gives the impression that "computer programmer" was a good job.

It wasn't, by and large.

There were a bunch of "keypunch operators" that were mostly women because of typewriter training. They were directed by a much smaller number of men who were the "programmers".

There really wasn't any advancement for the women--it was just a slightly better secretarial job. As for the men, it required a 4 year degree (and associated monetary outlay for college) back when working in the steel mill or the automobile line paid really well.

Men only flocked into CS/computer programming once the mill jobs got destroyed.
5G isn't just millimeter wave. Over the next few years, the majority of 5G will be on the 2496 to 2690 MHz (T-Mobile on recycled Sprint spectrum) and 3450 to 3980 MHz (AT&T, Dish and Verizon on 3.45 GHz, CBRS and C-band) bands.
I would like to second that. I would even take education options into account, if I had kids.

I did the calculation for my current job (Germany, huge telekommunications company, city of 200.000 inhabitants). It goes like this

* 72'000€ a year
* 38 hours of work per week, distributed to my choosing
* 44 days of paid vacation per year
* approximately 20 days of paid sick leave per year
* 10 days of paid child sick leave per year
* covered health insurance

To match those conditions, a job in the US must pay 180'000$ per year (in cash) plus health insurance for me, my family and their education.

Though I do not know what equity is worth. Can those 500k$/y earners get their compansation in cash?
I just bought one of those $20 2TB SSDs just to run f3 on it and see what the output says. Been running for 2 solid days and only at 25% complete.
Two really does seem too many. I worry about these times when any passing coder can ni-gate at will.
I was curious how our use of black pepper came to be. One of my favorite Wikipedia articles chronicles history's utterances of the same question:

https://en.wikipedia.org/wiki/Black_pepper#History
You're good until they shut down their API I guess...
It all sounds great. I agree totally in principle! I am finding that testing my fairly small Go project (static site generator, because the world definitely needs another one) chews up massive amounts of time. So I tend to avoid the testing pass for longer than I should. Any thoughts on that issue?
Have already committed to trying to fix my ~2012 dumb Samsung myself when it eventually fails, was happily surprised to find one or two solid YouTube channels dedicated to this.
> because 5G uses a totally different wavelength than the 4G standard your phone currently uses. The 5G standard uses millimeter waves, which are a lot shorter than the wavelengths 4G uses.

That article is just wrong there. Yes, 5G adds additional frequency bands, but no, those do not need to be used for 5G, and it also uses the same ones as LTE does. Which your usual 5G upgrade does.
I'm not actually curious about definitions out there. And it's not HN trend, it's me. I see and experience both everyday cultures and everyday corporations, whatever meaning these words have for me, and compare them to each other. It doesn't require anything special beyond comparison skills. If you don't agree, fine, if you don't want to message a key mistake I maybe made, okay. If you want to take a complex definition and stretch it over a non-phd one to get my non-phd answer, okay. But you should know that patronizingly referencing to "lots of work" never works in a discussion or as an explanation. Maybe there is a work on such discussions, if you actually care.

But anyway, I just googled it:

- the arts and other manifestations of human intellectual achievement regarded collectively

- the ideas, customs, and social behaviour of a particular people or society

- all the ways of life including arts, beliefs and institutions of a population that are passed down from generation to generation

- an umbrella term which encompasses the social behavior and norms found in human societies, as well as the knowledge, beliefs, arts, laws, customs, capabilities, and habits of the individuals in these groups

It has little in common with what I described, namely written (managed, on purpose, situational) processes and KPIs, which force people to act as they do, and are not inherent to them.
Presumably they're trying to shift the image of a nuclear plant from "dangerous, not in my backyard" to something more friendly and appealing.
If an NFT is art then a hyperlink signed with an RSA key is "art". (read: it's not)
Thanks. I had seen this data but forgot about it. Appreciate you finding it. Definitely nice to see some protection against severe outcomes remains even if prevention of infection isn't quite as there as we'd like.

However I am not sure if we had started this pandemic with Omicron and a 44% effective vaccine, that we would have put all our eggs in one basket the way we have to date. Hindsight is 20/20, of course.
The French Superphenix is the butt of jokes, but France really has led the world in (1) reprocessing spent fuel, and (2) really fabricating the extracted plutonium into MOX fuel and putting it back into reactors. Everybody else has been too scared of the high energy ball mill and the plutonium nanoparticles that it makes.

(Ok, the Russians are serious too about using MOX in fast reactors but they've developed an alternative to the high energy ball mill.)

The supply of uranium is vast if you consider seawater as a resource. If burner reactors can be made economical in terms of capital cost we could possible make seawater uranium work. With a breeder cycle seawater uranium would certainly be affordable, we'd wind up spending a lot more on the rest of the fuel cycle.
> Your brain has come up with a way to bring the ends of the visible spectrum together

Not really your brain, more your eyes.

Our eyes are not spectrographs: they don't measure the level of every frequency of light. Instead, (most) humans are trichromats, meaning we have three types of color receptors (the cone cells). Each type has a different sensitivity curve. For trichromat humans, one type is most sensitive around red (~650nm), one is most sensitive around green (~550nm), and one is most sensitive around blue (~450nm). These sensitivity curves overlap, so photons between 650nm and 550nm will stimulate both the red and green cones.

This means it's possible to simulate a single frequency between two adjacent types with two (or more) frequencies. For example, red light plus green light can also stimulate these cones in exactly the same way as true yellow (580nm), so there's no way for the human eye to distinguish between them. This is the basis of most display (and process color printing) technologies. An eye with more types of color receptors would not be fooled as easily.

Magenta is what we perceive when red and blue cones are both stimulated simultaneously in a way that is not possible from a single wavelength, as their sensitivity curves don't overlap. So when you see magenta, you're seeing at least two different wavelengths of light. With hues not between red and blue on the color wheel, it's possible that there's only one wavelength responsible (but it's also possible that it's a combination of wavelengths).

this is an oversimplification -- blue is actually completely overlapped by the other two cone types, but they have very low sensitivity in most of the blue range.
Intel planning to build new semiconductor factory in Ohio
Some people prefer God's medicine to man's medicine. To each his own
When it says WHOIS next to a result, I was expecting clicking it to take me to the WHOIS record but it instead it just takes me to an anrdoezrs.net page that won't load. That aside, the page load speed is very impressive.
Git-annex – Managing large files with Git
I love the fact that these interviews include people from a wide variety of backgrounds. Not just tech, but artists, journalists, photographers... even a few historians.[0][1]

[0]https://usesthis.com/interviews/margaret.omara/

[1]https://usesthis.com/interviews/trevor.owens/
It only does that on dark view mode. It's so the image isn't so bright against the other dark elements. There is some thoughts on this here:

https://css-tricks.com/a-complete-guide-to-dark-mode-on-the-...

It's a nice idea, but I'm not sure how universal accepted this "rule" is, as it does wash out the image quite a bit.
> So... don't bypass abstractions, unless you actually have time to do a better job, no?

And unless there's a clear benefit to it. If you haven't identified the abstraction as a significant bottleneck, then is it really worthwhile to go through the trouble of bypassing it?