skysight-inc/HackerNews huggingface dataset:
Is this considered anti-competitive or competitive under the new standards (which seem primarily focused on harm to other businesses) vs the older standards around consumer harm.
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Banks heavily regulate _themselves_ now in a lot of aspects.

I believe since the PATRIOT act was passed, the onus of fraud prevention was put on the financial companies, not the government.

This has caused a big rift in the "freedom to exchange currency with whoever whenever" crowd since the banks now have the authority (and are actively using it!) to push private companies into following their bidding.

A large part of Pornhub moving from an "anybody uploads" to "premium content only" was because the credit card processors didn't want to risk doing financial transactions with a company that could _POTENTIALLY_ be (meaning: unproven) hosting CSAM materials on their website... [1]

This was part of the reason OnlyFans was going to forbid adult content on their platform, because of issues with banks and payment processors. They were able to find one with more acceptable terms (although with higher transaction fees on the part of onlyfans) and were able to go back to providing paid adult content. (again, we'll never know the true reason why, but it's been the modus operandi of payment processors to axe anybody who they don't want on their platform.) [2]

Fun fact, credit card payment processors add individuals to their list of "people they don't want to do business with" - which is then shared with other payment processors [3] - a large one that's used by the majority of payment processors is the MATCH list ran by Mastercard.

[1] https://www.theverge.com/2020/12/10/22168240/mastercard-endi...

[2] https://www.theverge.com/2021/8/27/22641095/onlyfans-sex-wor...

[3] https://www.chargebackgurus.com/blog/mastercard-match-list-a...
Alberta has 4.4 mln or so people.

Colorado, with 5.8 mln people, has over 1700 ICU beds.

Alberta's been 'running on fumes' re: ICU beds and they got caught out...
Like this?
https://thumbnailsandpolish.blogspot.com/
Also the Baroque Cycle by Neal Stephenson. Sabotage of gunpowder stocks, exploding cannons (and cannon operators), and brewing red phosphorus from urine (and subsequently getting run out of town by an angry mob because of the stench).
I find materials science fascinating. Is there any recommendation of a blog on this topic for laypeople?
Original paper: https://arxiv.org/abs/2109.13950
High security services should send a pair of U2F keys to each and every customer when they sign up (or hit a retention/value threshold), with instructions on how to store them (that is, different buildings). Then they can use normal app-based 2FA day to day (NOT TOTP as that is phishable), and use the preenrolled U2F hardware tokens as recovery methods when the user inevitably loses their phone and needs to re-enroll their primary 2FA device (the service app on their new phone).

Falling back to SMS to reset 2FA, or Skype calls where you hold up your ID with a CSR or whatever is just asking for shit like this. In bulk the hardware is probably <$5/token, so well under $10/user (probably closer to $5/user even for a pair of tokens). If your CLTV for your high security financial service can’t afford that, go do something else.

This is a solved problem; the fact that financial institutions have not got on board with 10+ year old stable, cheap, widely available technology is a market failure caused by massive overregulation.

Nothing about this is hard, nothing about this is expensive, there’s just a pervasive attitude in financial technology circles of “this is the way we’ve always done it” or “this is the way everyone else does it”, even if those ways encapsulate a ton of waste and risk.

Even without the whole “n+1 tokens, used only as primary 2fa recovery” scheme, I don’t think there’s a single US retail bank that supports U2F even for normal 2FA login. It’s shameful.

This industry is so ridiculously ripe for disruption but it’s so heavily overregulated that nobody that doesn’t suck is allowed to enter the market. Simple was the first to try (and even they had to use a partner bank) and they got erased via acquisition (and I think subsequently shut down).
Merchant banks already do exactly this. There is no shortage of banks working with the adult industry, just higher transaction fees and other stipulations.
That is smart, funny and sad, all at the same time.
Rosenzweig: Panfrost achieves OpenGL ES 3.1 conformance on Mali-G52
My biggest issue with the entire crypto space is I have to wade through a veritable ocean of shilling, memes and straight up disinformation to find substantial comments like this one.
The founder has declared that they are not reporting financial transactions to the IRS that would be of material interest to the IRS, and noted that they will consider providing that material to the IRS only if their conditions are met.

It seems likely the IRS will subpoena them for the data regardless, and potentially seek conviction of tax fraud.

While I ironically enjoy that he thought the best way to intimidate cryptocoin people was to threaten them with taxation, it does highlight cryptocoin's primacy as a way to acquire nation currency without paying taxes on it.
> If we had a few NGOs that were committed to freedom

NGOs are still centralized operations that can easily be targeted and corrupted. We need decentralized manufacturing. Anyone should be able to make functioning computers and it should be impossible to stop or even regulate it.

> the future where I can 3D print all electronics at home, but that computer wouldn't run very good

It would be better than nothing. They may have relatively low performance but they would still be computers that are guaranteed to be free and completely under our control. The fact they exist at all would provide significant protections against attempts at controlling us.
This isn't really true. Google Voice numbers are managed by bandwidth.com and have been taken by attackers submitting fraudulent number portability requests in the past.
Yeah this is how I always felt about Scrum, that it's made for IT consulting firms to manage the relationship with the client, and that the "product owner" is in the clients organisation, and scrum master works in the consulting firm, so it's a tool to negotiate and manage expectations for delivery.
Al Gore puts $600M into UK Green energy-tech startup Octopus Energy Group
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It’s essentially impossible to make an electron-only substance. The highest density normal-matter stars (white dwarfs) are kept from collapsing with the force of electric repulsion in atoms and they do collapse by proton-electron collision and conversion into neutrons.

From Feynman:

If you were standing at arm’s length from someone and each of you had one percent more electrons than protons, the repelling force would be incredible. How great? Enough to lift the Empire State Building? No! To lift Mount Everest? No! The repulsion would be enough to lift a “weight” equal to that of the entire earth!
A company’s share price can go up for several reasons. The most obvious of which is that a company creates value. Some of that created value (by selling products and services the company creates) is captured by the share price going up.

As share prices go up, more people may take notice and realize that company is and has the potential to continually create more and more value and want in.

Once a company stops delivering on that premise, people again take notice and begin to sell. Maybe they sell to others who disagree and believe that there is still value to be created in the future.

Sometimes it’s even very difficult to buy or sell shares for companies because it’s hard to find someone willing to buy shares your selling or someone willing to sell shares you want to buy. There is risk.

Different people value companies in different ways and have different ideas on how to measure it.

It’s not in any way a ponzi scheme.
Mayonnaise normally already has mustard in it. But yes, you can always add more to improve the taste.

Easy homemade mayo recipe which will taste 1000% better than storebought:

To a tall container, add in this order:

Ingredients:
1 (egg)
1 soup spoon Dijon mustard (the strong kind)
1 soup spoon apple cider vinegar
salt/pepper
vegetable oil (about 2-3 cups)

Recipe:
- Blend ingredients by starting from the bottom and moving your soup blender up and down. Stop blending when it's nice and thick, don't over-blend. Should take 10 seconds or so.
I found Common Lisp to be surprisingly ahead of its time in many regards (debugging, repl, compilation and execution speed, metaprogramming), but unfortunately it doesn't have a large community, and it's showing its age (no standard package management, threading not built into the language). It's also dynamically typed which disqualifies it for large collaborative projects.
The changed rule explicitly removes good faith considerations.
> freqfs automatically caches the most frequently-used files and backs up the others to disk. This allows the developer to create and update large collections of data purely in-memory without explicitly sync’ing to disk, while still retaining the flexibility to run on a host with extremely limited memory.

Why not let the OS take care of this?
when the entire market goes up everybody makes "money", that is the definition of not-zero-sum. The fact that many people are competing for a limited quantity of gains is not enough to be a zero sum, the ammount of possible gains need to remain constant.
Why people who don’t trust vaccines are embracing unproven drugs
Is there any evidence they are?

Otherwise, that sounds like a conspiracy theory itself.
The current setup is that Waymo owns and operates the vehicles, and they have protocols to cooperate pretty extensively with law enforcement.

In other words, they WILL stop the vehicle, roll down the windows, unlock the doors etc for law enforcement, give permissions out for a search etc.

There is a separate question (unrelated to Waymo) around if that is enough for example for LEO to search the vehicle. My guess is the resolution will be that like a taxi, LEO can search the vehicle and waymo will build that implied consent into terms of service if needed. Hopefully patting down an individual will still require consent or cause or similar.

The OP seemed to imagine that these services are going to be some sort of lawless area, and they are not, they are going to track and record the start / finish / stops of all your trips, record you in the vehicle, record the space around the vehicle and will cooperate with LEO.
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Good advice, but I'll never buy another Ledger product after getting doxxed in their data leak(s): https://www.google.com/search?q=ledger+data+leak

In hindsight, I should've known better than to use PII in my account.

It scared me into exiting the space entirely.
And of course allow resetting the password over sms.
It's really similar to running your own email server.
Why is this news? Is anyone even remotely surprised by this?

The rules exist to be skirted by those who have the power to shape them.
Given that this is a drug that's only given to people who _have covid_, I'd say it's incredibly difficult to disambiguate from covid symptoms.
From the headline I thought this was something like where a phone number is shown in a serie, and it's viewers start calling it in droves.

Not so. This is about an ISP having to deliver what its customers pay it for: bytes.

Incredibly, this has gone to court and the ISP won. The judge found it isn't fair that the market changed, and that Netflix should pony up now that they've dared to become popular.
Yes, it was mostly in jest. I don't think freedom of the press covers entertainment, but freedom of speech certainly does. The only way to combat this stuff is to realize they're just peddlers of fear. Also, they're on cable so they can't be included in the fairness doctrine if we were to ever bring it back.

https://en.wikipedia.org/wiki/FCC_fairness_doctrine
I read the headline as big tech RUINS projects.
That really makes me laugh. So true.

I am still trying to find my voice but I am writing about all this here:

https://basqui.at
Molnupiravir, being a polymerase inhibitor (in layman's terms it "jams up replication machinery"), has the potential for mutagenicity. In fact it was dropped by a Gilead subsidiary for this exact reason. [1]

> A company called Pharmasset Inc. (a hepatitis C drugmaker Gilead bought in 2011) investigated molnupiravir’s main ingredient around the turn of the century, but it abandoned development over concerns that it was mutagenic, meaning it could lead to birth defects.

Actually the article is slightly wrong, mutagenic is causing mutations in the host's germ or somatic DNA, teratogenic is causing birth defects. Most mutagens are teratogens too. From the Dr Bright complaint filing, Bright was concerned about reproductive toxicity (teratogenicity) so I'm not sure if the article meant to say teratogenic, or the concern is that the drug is both mutagenic and teratogenic (polymerase drugs tend to be both).

Subsequent tests seem to have shown a lack of mutagenic activity in hosts (eg Painter 2021), at least enough to get through safety trials, which is excellent. But looking at it from a structural activity point of view, molnupiravir is way, way more likely to have a DNA-affecting mechanism than mRNA. It has also shown mutagenic effect in vitro [2]. Nonetheless, a small increase in cancer risk years down the road (especially in the over-70 crowd) is likely worth the 50% (!) reduction in mortality.

It's probably fine, as long as you aren't pregnant. Like all drugs, it's about risk/benefit ratio. The covid vaccine has a much more favorable profile and should still be the preferred option. I doubt it'll be approved for pregnant women without a reproductive toxicity study.

1 - https://www.bloomberg.com/news/features/2021-03-25/merck-mrk...

2 - https://pesquisa.bvsalud.org/global-literature-on-novel-coro...

Search for 'β-D-N4-hydroxycytidine safety' if you wanna dig deep.
It can be transferred.

https://support.microsoft.com/en-us/microsoft-edge/what-s-im...
>aligned with banks doing risk control

This goes beyond risk control. Insurance has had this figured out for a long time. You can model the risk of porn chargebacks and charge fees accordingly that cover the increased risk of chargeback. Bank behavior towards adult entertainment is a reflection of prevailing attitude of society in which we live, which is frequently quite opposed to sex work. It's not a question of banks demanding much higher feels for legal adult services, they don't want them.
Africa internet riches plundered, contested by China broker
I've read that Microsoft is very permanent-remote-friendly. Would you say that's untrue?
Imitation is the sincerest form of flattery

Don't most companies have these types of conversations? I haven't been at one yet that hasn't. Good startups look at their competitors and decide to clone some, and change other, features.

Were we not excited here yesterday on HN, that Cloudflare is cloning and undercutting AWS S3?
Brandy grants increased accuracy due to synergy with the other ingredients :)
Deeds are legally binding, NFTs are nothing at all. You can make as many or as few as you want, and they come with anywhere from 0 to full rights to the underlying. Also the "underlying" is literally just a URL with no restrictions. What it points to could just disappear one day and SFYL. Should have checked the JSON blob you were buying to make sure it pointed at IPFS or something.
Not really. But, to me, it was interesting to learn more about the details and the conversations behind the scenes.
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Investigative journalism has always, always, always pushed narratives. In fact, you can't avoid it. There will always be information that is included and information that is discarded in any piece of journalism. Both the information that is included and the information that is discarded are critical for pushing a narrative, telling a story.

Responsible journalism asks questions like these: "What perspectives on this issue am I leaving out? Is it justified to do so?". There's a near endless supply of perspectives on virtually any issue. Of course representing all of them in a journalistic piece would be impossible, so a journalist needs to make a decision about which perspectives should be included and which should be left out.

Is it fair for journalists writing about climate change to leave out climate change denialist perspectives? Perhaps, especially when climate change denialists engage in deceptive arguments, which is extremely common. But often, some amount of skepticism is totally warranted, as there is even quantified uncertainty in the IPCC reports. Often journalists can cross into propagandist territory by not including some of that skepticism, and it makes their presented narratives a bit less credible, especially to people who have been inoculated by hardcore climate change denialist propaganda.

We really don't know exactly how bad things will get by 2100 (or later), there are several different models based on many different parameters, and humans can significantly alter those outcomes based on decisions we make. There are a few facts which are undeniable, and can be verified by virtually anyone: atmospheric carbon dioxide levels are rising, mean global temperatures are rising yoy. Based on many models, the rate these changes are occurring at will very likely cause significant systemic problems to the ease at which we, and most other species, survive on this planet.
One advantage is consistency across host platforms, but the main advantage is that the file data can be accessed (and mutated) in memory in a deserialized format. If you let the OS take care of it, you would still have the overhead of serializing & deserializing a file every time it's accessed.
Is there any hard evidence of this plan though?

It's hard to tell a judge you ought to be released because of a rumour...
> This is not to say Agile itself is bad - it takes effort and skill to use it effectively but managers seem to be taking the easy way out to create a factory line kind of setup where random requirements keep getting thrown and every two weeks you are supposed to roll out _a_ solution.

> Edit: By Agile I meant Scrum really.

The same thing would happen with any form of Agile, if it became widespread enough.

In most companies that use Scrum, managers change at least half of the rules of Scrum. In a parallel reality, you would see them change half of the rules of Kanban or Extreme Programming or whatever... and then developers would complain that (the actually practiced) Kanban or XP or whatever is not true Agile but more like the opposite of it.

The problem is that managers exist and want to keep their jobs. (Even worse, the power of a manager depends on how many managers are in the hierarchy below him or her, so even managers in the higher positions, who could in theory make the company more agile by firing the managers below them while keeping their own jobs, do not have an incentive to do so.) So whenever someone proposes Agile, managers modify it into Agile+micromanagement, to justify their jobs.

If you want to have actual Agile, you need to start without managers. If you have a hierarchy of managers who decide to implement Agile, you have already lost.
Have we confirmed that Alaska is upset about climate change? My impression is Alaska wanted to allow for example more oil drilling, but it was actually Washington politicians who stopped them.

What will happen to tourism, vacation, farming and cargo routes in global warming? Their may be major opportunities for places that have been historically "too cold". In other words, south texas may be hurt by increasing temps but alaska helped if it becomes more temperate.
Researchers share drone footage of what it's like inside Hurricane Sam
There was a whole wave of renamings in the past two years, it looked like Apache Foundation just carpet bombed everything with "Kafka" in the name.
I'm not really sure I see the issue here, though I'm no expert. Isn't this what competitors do? If Facebook failed because Pinterest and WhatsApp overtook them, the comments would be full of "well, they stood pat while WhatsApp innovated". I think it would be neglectful not to see what works and attempt to replicate that success.