skysight-inc/HackerNews huggingface dataset:
Nivertech below lists the Howey test, which I'm going to reuse here.

1. An investment of money - You're certainly not depositing it for safekeeping when they don't insure you against loss, and the only thing that inspires people to deposit unsafely is an earning on their investment

2. In a common enterprise - Coinbase Loan is a common enterprise umbrella, everyone using Loan expects to get paid when they all do the same common thing

3. With the expectation of profit - Laundering the investment gains through interest earned and skimming is the novel argument being constructed here

4. To be derived from the efforts of others - If you aren't doing any work and you're getting paid, that's the effort of others, and depositing the coin doesn't count as work

So I expect the SEC to win using a "money laundering" interpretation, and they'd rather not explain that to Coinbase yet. Coinbase is trying to money launder the profits of their investments through an "interest rate" for all "depositors", but that's not likely to stand up in a court of law. If they're thinking ahead far enough in political strategy terms, this product offering is bait for an eventual SEC settlement that incorporates terms that legitimize Bitcoin and destroy their competitors. I hope the SEC doesn't take the bait and just convicts them of offering an illegal/unregistered/whatever investment opportunity. It'll be interesting to see if the SEC argues that it doesn't matter whether Bitcoin is a currency for the sake of Howey, since doing this with an investment opportunity derived somehow from Beanie Babies would end up being illegal in the same way, even if the market didn't exist at all.

(I am not your lawyer, internet forum posts are not legal advice, etc.)
Great idea! Here is the m3u file for streaming purposes: https://locserendipity.com/78RPM.m3u
you're right: it's better.
Society as a whole, consistently tends to be more left wing than people appreciate. If you survey people in private, they show both selfish and collectivist opinions. In public, in some economies, declaring the collectivist view is harder. Collectivism, is essentially "left wing". It's the sense there is some basic equity out there, nobody "deserves" more (or less) than the individual. (obviously this is modulated by reality, economic and political)

I like to believe 'we' are in a real majority. The point is the same, even if this isn't true: It's not some mythic 50/50 world, and there is no phantom "equity" out there which is a "balance" between libertarian-right, centerist and left views.

Apes, penguins, take your pick. Collectivism is out there. Its a basic model. I'd call it "herd mentality" but that tends to have negative connotations. Sure, there are apex elements in collectivism. It doesn't undermine the main thesis: There is more collectivism, essential left-wing thinking, than a lot of people credit.

In the US, because of individualism, this is often ignored. The belief "most" people in the US simply want to a) be left alone to b) sink or swim on their own and c) pay less taxes is a bit distorted. Really? They just want c).
Is client side load balancing a good idea?
Many modes of user research synthesis
The author would have a point in case of a bug, but this is actually a feature request. Open source or not, customers are not entitled to demand new features.

> But last month, I filed a Beam bug report for an issue in Beam’s BigQuery integration (which, as far as I can tell, is officially maintained by Google). The gist of it is that when you’re using the native Python Beam implementation, you can’t upload data to BigQuery in large batches — you can only stream it, which is significantly slower than batch uploading. While it’s still mostly usable (streaming the data into BigQuery instead of uploading it in one big batch works well enough), the issue makes uploading some large datasets prohibitively slow.
>. The country leaders have been legitimately elected, which means the leadership is the direct reflection of the country people's will. People consciously elect incompetence that bears the incompetent leadership

Counterpoints:
1. Australia's two big parties are closer to an oligarchy than an egalitarian system, these parties recruit from university politics so there's a whole pipeline that will seed out people who have non-party views. Having mostly uni-people will automatically restrict the party to a small percentage of the population.

2. Incompetence can be hidden from the voting populace. If you consume only Murdoch content (i.e., most private TV news, most published newspapers, public TV station boards are also getting packed with government people) then you will probably think that things are running great.
The creators say they don't want people not of their ilk joining so this idea that open debate is welcome is disingenuous. They don't allow anyone to federate with the main instance either if they don't also toe the political line.
No, that's why I'd like to assume that when he says he doesn't know why the SEC has a problem with their plan, he is telling the truth and this isn't just a PR attempt.
> isn't the point of the Howey test that you're making investments with variable returns, where those returns depend on the efforts of others?

No. By that standard, no bonds would qualify as securities.
It may or may not, depending on the context. If you make abortion illegal, for example, women will disproportionately break it. If you make it illegal to drunk drive, on the other hand, and if men are more likely to break it, that's a different case.
Is Lumberyard decent as an open source 3D engine? Or did they tie it to AWS in some way?
“Second, the deliberate practice research makes an awfully attractive claim: that anyone, given enough determination, can become good at any skill. They merely have to do lots and lots of difficult deliberate practice.“

I am not sure if people on deliberate practice agree on precisely that claim, but perhaps they would agree on “Anyone can become better at any skill, given that one does deliberate practice”.

Whether deliberate practice can make you good relative to other people is a separate question that is beyond the scope of deliberate practice. There, one factors in people with different innate and qualities and practice habits all competing with each other. The ones who are at the very top will likely have both innate qualities and good training regiments.
They repeatedly refer to lengthy sets of questions they received from the SEC, both in person and in writing. If you don’t think that is the SEC communicating their “rationale” for a decision and offering insight into what acceptable alternatives might look like then you obviously haven’t dealt with the SEC, nor do you understand what it is that they do. (I actually do have some relevant experience here - I was a partner at an alternative investment manager for 12 years.)
This is so ridiculously ignorant.
Then roko's basilisk ;p
"Where else could they bank? Bitcoin?"

Given that it was "economic crimes" that China charged him with, and given how China has decided to crack down on bitcoin, then sadly Ai could not easily openly do all his transactions with cryptocurrency.
Re: SMS – Used for Many Passwords
>and I believe the market will ultimately reject it too.

Na, Remember the time we used to pay once for a software and own it forever?

Hardware manufacturers have been biting their teeth to get those sweet SaaS recurring revenue in anyways possible and EVs have provided a perfect opportunity for the vehicle manufacturers for that.

Future of cars could be irreparable, vendor-locked in(parts), e-waste after 3 years if governments don't strengthen and extend their existing repair laws (if any) for EVs.

But if consumers have to take a stand we have to start with the SaaS products. Something which we might use twice every three months shouldn't be getting monthly payments from us.
To be fair temporary permissions are harder to take back. It's not the same as a temporary ban.
A Simplified Solution to the Collatz Conjecture (3x+1 Problem)
If you rewrite the libc functions, maybe something could be offered like actually thread safe and safe environment variables. Or maybe that doesn't matter if no C libs are being linked in?
> Not all loans are bonds though. How does the law define the difference?

Bonds are raised from a diverse set of investors. Loans, in securities parlance, are raised from (and syndicated by) regulated banks.
For me, if my phone still made phone calls, still sent texts, still got critical security updates, but I were forced to get Firefox from the app store to browse the modern TLS 1.2 web, I would consider it still quite usable.

For the average user who doesn’t know about security, having their phone updated w.r.t. security but having the phone’s built in browser break because it doesn’t work with modern TLS websites would be much better than having them have their phone compromised and critical information given to hackers. They would be able to get a new phone (or download another browser) if they want a modern browser with modern TLS; that’s a very different rodeo than the current situation of “update your phone or have security problems” with phones not even five years old.
How to create 250 banners in 5 min
A security is by definition a tradable instrument. Your bank account is not tradable, and therefore is not a security, despite the fact that you are lending the bank money and interest is paid in return.
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Agenda is super interesting, especially their payment model.

For some reason I don't end up using it but I have paid for upgrades once or twice after realizing that, voluntarily :-)
Er, hmm, circumcision is very common. Maybe you mean something else?
It's not centralized to a single employee. It's institutional knowledge that you don't know. All the coders know how to write code. You don't understand the processes that happen in a lumber mill. Now because lumber coder left, you're maintaining code for a lumber mill. You need to learn that stuff, but you've been working in the concrete division of the company. Get it?
I’ve chasing this dragon for years for the purpose of working outside; first trying to hack a kindle paper white, then using a Dasung monitor, then hacking a reMarkable 2. All were disappointing for a reason or another but I’m ready to try again with the PineNote. 4th time’s the charm, right?
J.P.Martin, a children's author, wrote a book "uncle and the treacle trouble" (1967) [1] which I am personally sure was informed by this. Beautifully illustrated by Quentin Blake. (millions of dwarves clean up the treacle after a treacle-vat tower is breached by the evil nemisis of the book)

[1] https://en.wikipedia.org/wiki/Uncle_and_the_Treacle_Trouble
But you can only buy their Face(palm)coin for your money.
Also there is a hybrid called "Fachhochschule" which is a more practical variant of an university
Analogies are always flawed, but I sometimes feel like computer engineering today is in the same place that mechanical engineering was 100 years ago, with the (fortunately less deadly) equivalent of a boiler exploding or a vat of molasses rupturing every other week.
Does this mean we need more stringent regulatory and certification regimes for IT and computer security?
> Despite Coinbase keeping Lend off the market and providing detailed information, the SEC still won’t explain why they see a problem. Rather they have now told us that if we launch Lend they intend to sue. Yet again, we asked if the SEC would share their reasoning with us, and yet again they refused.

Plain as day!

And as to experience, I was CTO of the first company to settle with the SEC for an ICO:

https://www.sec.gov/litigation/admin/2018/33-10575.pdf

Many years of experience in crypto at the highest levels, dealt with millions of dollars in attorney fees, etc. etc.
This is good thinking. However, it seems that Earth doesn't quite eclipse the sun from L2, so it might have been complicated anyway.

My calculations tell me this is not true for Mars though. The next time we do this, we should send it to the L2 of Mars.
It's wrong to "expect" anything.

It's ok to negotiate, ask and hope for more. It can also be unfair to get the same as others, but still should not make it an "expectation" to get more (maybe others who performed worse had circumstances that affected them you are unfamiliar with?).
see this comment from "animats" : https://news.ycombinator.com/item?id=28453169
Mortgage backed securities are securities even though they are loans under the hood. Bond is also a loan. Same with money market accounts. There are a bunch of debt securities.
I mean, there is a large (by Lemmy standards) Leninist server, which is indeed pretty left. But the idea that Leninism is widely embraced by the contemporary American left is a bit hysterical.
> I say get them out of looking for speeders and light-runners, first off. That can be a whole other job.

Massive surveillance or pull-overs: pick at least one.

Pull-overs? That person better be prepared for shots fired in America.
> lending the bank your money with an 0.04% interest rate. Is that a security?

No. Banks are regulated separately and more strenuously than securities firms, much less issuers. If Coinbase wants to offer Lend as an FDIC-insured deposit account, I’m sure the SEC would be fine with it. But Coinbase can’t do that because it doesn’t follow the rules banks must follow.
Sounds like themes counter to the american right.
It is a bit hypocritical considering how often China likes to use the phrase “Do not interfere with internal affairs!”
There was a surge in minor parties in the Senate about a decade ago. In the (very large) Senate ballot you were able to vote for a single party, and their official preferences registered with the Electoral Commission were automatically applied to the entire form. Minor parties with similar policies were obviously preferencing each other, and preferencing major parties very low. (The whole point of a minor party, sometimes a single issue party, is a significant deviation from the uncontested policy agreed upon by both major parties). So the process was changed and now the voter has to manually nominate at least 6 parties on the Senate ballot form. The effect of this is even the motivated voter with interest in the policies of a minor party cannot usually name 6 that they prefer over the 2 major parties, and so one (if not both) will end up getting a reasonably high vote preference when the previous scheme would have seen them near the bottom. This further secured the position of the two major parties.

The previous system was being actively gamed. Because the Group Ticket Votes flowed between candidates in unnaturally high proportions, it was possible to snowball your way to election from a very small number of initial votes. How small? Wayne Dropulich of the Sports Party initially won election with 0.2% of the initial first preference votes.

This possibility meant that there was a large incentive to create a minor party and join a large preference-sharing network of parties which shared little in the way of ideology. No-one knew who was going to get the Senate seat when the music stopped, but it was a pretty good lottery to enter. You may remember Ricky Muir of the Motoring Enthusiasts Party, who won election based on above-the-line preference flows from these groups: Bank Reform Party, Australian Fishing and Lifestyle Party, HEMP Party, Shooters and Fishers, Australian Stable Population Party, Senator Online, Building Australia Party, Family First Party, Bullet Train For Australia, Rise Up Australia Party, No Carbon Tax Climate Sceptics, Citizens Electoral Council, Palmer United Party, Democratic Labour Party, Katter's Australian Party, Socialist Equality Party, Australian Sex Party, Australian Voice Party, Wikileaks Party, Drug Law Reform, Stop CSG, Animal Justice Party, and the Australian Independents Party. That's right, the vegans of the Animal Justice Party together with the Shooters and Fishers - I'm sure that's all about well-considered ideology?

The problem was that the previous system gave you two choices - you could rank all of the candidates - often well over a hundred - or you could accept another party voting for you. The new system instead allows you to rank the groups, of which there is a far more manageable number (and the groups are far more recognisable to candidates in most instances than the candidates anyway) - or you can still rank all 100+ candidates, if you like - or as few as 6.

The system after the abolition of group ticket voting more closely reflects voters democratic choices. The big parties get a lot of seats for the entirely unsurprising reason that a lot of people vote for them!
> I would like to use my downtime to try and make a difference

Make sure that this is also restorative to yourself. All work and no play makes Johnny an anxious grumpy boy who does more harm than good.
Or the US constitution, centuries old.
> The "American leftism" that promotes changing the genitals of 3-year-old children is completely alien to 99.99% of human experience throughout time and space.

This is utter nonsense and fear-mongering. There is no organized movement promoting changing genitals of 3-year-olds.
You can look at the charts and there are spikes for Trump as well depending on area.

Urban cores vote overwhelmingly democrat and it takes longer to tally those votes than podunk villages. Somehow, in 2020, people thought this was a controversy.

Most of the comments here read like the worst of Facebook and /pol/ "experts" came together. Jesus.
We don't have voting machines in Australia. You write on paper with a pencil (I believe you can bring a representative with you if you're vision impaired and things like that).
My understanding is that the far left is anti-circumcision.
Portion size is notoriously hard to control for in freely moving people. If people self-report their foods, they are likely to make mistakes.

I know of one study only where the numbers can be trusted, and it was done on prisoners, where every single gram of food that passed their lips was accounted for. They were fed the same diets, but their weight gains varied a lot:

https://dm5migu4zj3pb.cloudfront.net/manuscripts/106000/1065...
As long as they do the work they’re asked to do - I don’t see the issue?
True. But I fear China more.
Building an IoT Product – Continuous Battery Lifetime Testing
Britney Is Finally (Officially) Free
Coinbase isn't making a return via leveraged treasury bonds or something. They are lending the money out presumably to crypto traders, DeFi schemes, etc. If someone thinks they they can make a 100% return on borrowed money, they absolutely should borrow at 10% (or whatever Coinbase's target is for their risk-adjusted cut after paying 4% to their not-investors). The whole space is so opaque and unregulated that it seems fairly clear that people with big accounts can, and do make market moving trades frequently.

You might ask, why would someone want to pay huge interest on stablecoins when money is so cheap to borrow from traditional finance now? Answer: the exchanges that do most of the action are offshore and probably nearly unbankable. FTX getting 1B of Tether several times in a week is business as usual for them (happened this past week), but its almost certainly impossible for them to get any Bank to do a 1B USD transfer without paperwork they cant provide.
Your family background, gender, or ethnicity are irrelevant so don't buy into that BS.

It's never wrong to negotiate but I wouldn't say that people are 'entitled' to anything. You need to show your worth.

Ultimately they may indeed have policies and rigid salary bands and may not be able or willing to do much.

I do agree with you that it is important to get the best initial offer in general.
But all contracts have some element of counterparty risk. Contractual guarantees are just contractual, nobody can give absolute guarantees of anything.
Of course, there will be a catch no doubt. But FYI, the RBI offers loans to small businesses as well.
+1 and wayyy too many curmudgeons.
People who don't see why platforms like these are critically important has never had an opinion that isn't allowed on the major tech platforms.
Previously:

https://news.ycombinator.com/item?id=28453165

https://news.ycombinator.com/item?id=23664067

https://news.ycombinator.com/item?id=19686972
Somebody can correct me if my timeline is off, but I think Lemmy was largely embraced by exiled Chapos, much like Voat became a Groyper den.

I don't think it's even worth considering such a community left-wing. They're more like an anime poisoned grooming circle that embraced red aesthetics for shock value.

However pathetic that sounds though, I'm the bigger loser for even being familiar with this nonsense.
> On the other hand, having the wisdom of knowing what can be static in the first place? I don't think that it's something teached.

All traffic is static by definition. You are not modifying bytes when they are in transit to user. And you don't have to serve different bytes each microsecond just because users want to be "up-to-date". The network latency is usually around 40ms or so. If your website serves 1000s of requests per second, you should be able to cache each response for 10ms, and no one will ever notice (today this is called "micro-caching").

Of course, most webpages can't be cached as whole — they have multiple "dynamic" parts and have to be put together before serving to user. But you can cache each of those parts! This is even simpler if you do client-side rendering (which is why MangaDex abysmal performance is pathetic).

Then there are ETags — arbitrary strings, that can be used as keys for HTTP caching. By encoding information about each "part" into a substring of ETag you can perform server-side rendering and still cache 100% of your site within static web-server, such as Nginx. The backend can be written in absolute hogwash of language such as Js or Python, but the site will run fast because most requests will hit Nginx instead of slow backend. ETags are very powerful, — there is literally no webpage, that can't be handled by a well-made ETag.

Even pages, that need to be tailored to user's IP can be cached. It is tricky, but possible with Nginx alone.

Instead of "static" you are better off thinking in terms of "content-addressable".
Tbf, the sub-lemmy(?) seems to describe itself as leftist.
The proper approach is not to replace the police, but to transform the police, by implementing systems to systematically weed out any crooked, violent, lazy, and unprofessional officers. Such systems have already been implemented for many other professions, just not for the police, due to police unions and their huge influence on politicians. So the progress is very slow.
For those interested in media panics over small nothings, check out this full-length 1980's made-for-TV movie about Dungeons and Dragons, featuring Tom Hanks snapping and losing his grip on reality.

https://www.youtube.com/watch?v=FpcL-fQNPfQ
Obviously none allow it. But it's silly not fear the logical conclusion of the CCP's actions.