What did you expect? The money system you love so much is so deeply unfair that not even reality will deny it's unfairness.

>-Causes borrowers to get ahead of savers and lenders.

When lenders expect interest rates that go above and beyond economic growth then either the loan contract will be void or the interest rate has to be lowered. The last bastion of the economic system that cannot be avoided is the devaluation of the currency used in the contract. At least that part refuses to deny reality. We should be proud that our system isn't completely dysfunctional. This means lenders are punished for risky and extortionate lending. For some reason people have "savers = good" wired into their brain even when the saver and lender do not have the best interest of the borrower in mind and only see the borrower as a pinata ready to be plundered.

>-Allows governments to spend more than drunken sailors.

When the capitalists build too much capital you end up with excess capacity in the economy. You either take it or destroy it. The latter has often motivated wars. Of course with the capitalist spirit there is no such thing as leisure and freedom from work so destroying the capital and starting over is preferred rather than doing large scale government projects. In a positive interest currency the existence of huge government spending is integrated into the currency otherwise the currency would fail a lot sooner.

>-Causes the wealth of the rich to be eroded less than the wealth of the poor (who don’t own any assets).

The poor keep most of their wealth in the form of their body. As long as they are healthy and young they can work which means they can earn money. No, the $400 in your bank account aren't most of your wealth. Now let me tell you something interesting. The bottom 80% lenders are net interest payers meaning that they get less in interest out than they pay on interest because businesses borrow money with interest and every product you buy has its price increased to cover interest. When the interest rate is extortionate then inflation reverts that extortion. So yes inflation creates inequality because it lets a monetary system function which encourages extortionate interest but don't make the mistake that it is just inflation alone, it's always interest+inflation and inflation always lags behind.

>-Causes both the wealth of the rich, middle class, and poor to be eroded away at different rates.

Sure but since the goal of inflation is to reduce extortionate interest you don't have many choices. The only real alternative would be to integrate inflation into the money system i.e. a permanent negate interest on cash which gives enough room to earn a return on 0% interest. The benefit would be that it is highly predictable and fair to everyone. It would do away with economic cycles and unemployment and a lot of factors that drive inequality.

>-Erodes away the middle class and makes them feel like wage slaves.

Well, now you have gotten things backwards. High interest debts with low inflation cause people to feel like wage slaves. The worst thing that inflation does is maintain such a system. Otherwise the system would have failed a long time ago. Have you ever wondered why interest rates are dropping? Because you cannot squeeze out blood from a stone. There aren't any borrowers left who can bear the burden of higher interest rates. Raising interest rates because of a fetish for higher interest rates would kill the economy and cause unemployment because positive interest above the growth rate never made sense to begin with.

>-Caused Satoshi Nakamoto to release Bitcoin.

The current fiat system is just terrible. Bitcoin is just a continuation of the current system. Bitcoin is the very thing that it despises. Bitcoin mining is the largest portion of the Bitcoin economy. It doesn't really make sense to speak of naturally occurring Bitcoin, the mining algorithm can be considered a form of government spending that creates money out of thin air. What does that tell us about Bitcoin and our own system? If there is a shortage of money and money is being created, people will work at the source of that money. Miners work to hash data. Construction workers do so to build bridges. This idea only makes sense because we want money to be scarce. We want the ability to extort other people by withholding money without their consent. Before you say that the banking system lends out money and makes it available again think about what happens when you lower the interest rate below 0%. People will take out their cash. Why? Because they insist on their ability to extort. The government doesn't care about the hostages so it creates replacements and you end up with inflation.

>-Isn’t stopping anytime soon.

Sure, as I said inflation is what keeps the system alive and from collapsing. You'll have inflation as long as the money system needs it to stay alive.

All of this garbage because people either know or don't know that money represents a claim to another persons time. You can't save time. You can't wait for a better day because all the days before that will be gone. Marx was an idiot. There is nothing extortionate about building a factory, employing workers and taking the risk of the business failing. There is something exceedingly extortionate about withholding money because it is used to pay salaries. If there is no money you cannot pay salaries. Rather than seizing the means of production he should have seized the means of employment (money). If there is no money in the local community then people cannot work. If they create their own money and start working then the central bank will come to their community and tell them "No you cannot work, no you cannot make your community a better place, no you are not allowed to escape poverty". So our last hope is that CBDCs are designed as complementary currency with a holding fee. What a stupid world.