skysight-inc/HackerNews huggingface dataset:
> - You want people in the pool to be similar risks. If they aren't and they know they aren't the low risk people will decide they don't need to insure, leaving everyone else with a higher average cost. Also, the high risk people will see a good deal and join. Adverse selection.

I think that is not necessary, and is a choice we have to make for our society.

For example, for health, do we want "sicker" persons to pay more, leaving healthy people the choice to not pay ? Or should we make it mandatory for everyone to pay what they can afford, and insure everyone, even high risks people ?

For cars, it might be a little different, but I think I'd rather have a system where everyone pays the same, and insurance is mandatory (although it's not as critical as health care).
I’m so glad people are catching on!

Polygon is two separate products, masquerading as union advertised as an Ethereum layer 2

The two products are

1) a completely independent and separate proof of stake blockchain with validators, and a cron job that stores the network state hash on the Ethereum blockchain for shits and giggles. This is the only product anybody uses.

2) The Plasma system. Which would sometimes maybe be an Ethereum layer 2. Its fairly pointless.

The first product competes with other EVMs (Ethereum virtual machines) such as Binance Smart Chain (BSC) and Ethereum testnet. Somehow people have been swayed to believing the identical BSC is centralized while Polygon is a decentralized layer 2 solution. Oh by the way, if you are new here, people want an Ethereum layer 2 solution.

Polygon isnt it.

It is not a layer 2 solution it is a separate blockchain.

Why is this important? Its kind of not. Congratulations on being USD billionares in India guys!
Yes it does. You need to scroll down.
Isn't the patent for Ivermectin expired already? So can't anyone produce the pills?

If that is the case, its pretty obvious why they are not supporting it..
> they care about the extremes too of course, since they wouldn't want a bunch of payouts at the same time

Isn’t that pretty much handled by reinsurance?
China may envy the same power US has, whatever name you want to make it, either domination or colonial. Of course, China sees US as a big bully and wish to do it better.

There is no Han supremacy in China, ethnic is not a big topic in China except for the large minor ethnic groups. There are City Supremacy maybe, people from big cities look down on small cities for example.

People view Chinese in through racism eyes would see things differently. I remember that the Chinese university was labeled as colonial power, and people went to street and protect the establish of a division of Chinese university with labels saying "we don't want to be Chinese colony". There is NYC division in Shanghai, and there are no Chinese people protesting being a US colony. Most brands in big mall in China are western brands. It is okay for people to learn English but learning Chinese is surrendering to Chinese colony power. I only see racism in these stories, nothing more.
The post didn’t cover an essential part where insurance makes sense: I.e. when you believe you know the odds of the adverse event happening is much higher than what the actuaries estimate (either because the actuaries are wrong or don’t care or have a bigger model than that particular insurance, or because you know something about yourself that they don’t). For example phone insurance, a friend always buys it because she knows she’s butterfingers and she has also used them. Another is stuff like applecare. I don’t buy it for most products but I did buy it for my AirPods Pro, because I believed apple would have made it not that well. Further, apples warranty policy in india is weird where they’re more liberal in replacements as long as you have a care plan. So I took the care plan and am happy about it.

Another place is where you really just don’t care about the marginal extra cost for the peace of mind you get, which I believe is what most people consider when taking the majority of the insurance especially stuff like rental cars.
>we've (I think) already agreed that parents are a large part of the problem

I'd be interested in seeing data showing this.
Thank you for mentioning this! As idiomatic as the original loop might be it still forces someone unfamiliar with C to think about it carefully, on the other side this version is trivial to read and understand. Code should be always designed with readability in mind as we spend much of our time reading and understanding code (if an idiom makes hard to understand something I would probably consider it a bad idiom and avoid the style).

EDIT: And no, there is also people that write code like you did regardless the language ;)
With the escalating wealth inequality and an inability for young people to afford homes is that now what IS happening?
For anyone looking for an explanation, this StackOverflow question [1] is worth a read.

[1] https://stackoverflow.com/questions/3870088/a-monad-is-just-...
Why was this article censored? Was it done without an explanation? I do not find one.
>We were walking and it was funny to me absolutely nobody who worked there said hello or acknowledged him - and most people honestly seemed to take awkward turns likely to avoid him.

By statements like that, people who worked at Apple under Steve should be able to tell if this is a true story or not.
I went to a public school in a post-communist country in the second half of the 90s.

Back then private schools were generally regarded as lower quality because of the incentive to keep the parents happy with their "educational product".
why do people want an eth l2 solution? the success of BSC seems to show otherwise?
"Source available" is still useful if the product in question is a library; the source can often answer questions about how to implement certain things, even if you cannot change anything. Source available may also enable you to debug from your code to provider code, as well as compile with different compiler options for better debugging or tracing experience.

For end-user applications it makes no difference.
Did you think that perhaps World of Warcraft kept you sane under those insane working conditions, ina. therapeutic way? Perhaps it was a form of escapism; gaming helped my numb brain find motivation to look for a job later in life
GitHub is not blocked in China afaik.
I came here to post this. Have it on copy. It's the first thing that came to mind when I saw "tracker" and to be honest I didn't even know it was done in renoise. I know a lot of chiptune music on gameboys is made with tracker software as well. This venetian snares video really is something else isn't it.
> I only had to read the first few sentences of the first point to see that the author thinks problems are easy because they don't understand the difficulties.

It's because you haven't read it till the end. He explains these things haven't been solved exactly because they are difficult and (he believes) unmonetizeable.
I disagree with your conclusion but think your advice is good to consider. A PhD lets you be an expert in whatever you want for the rest of your life, if you want. Do it for selfish, ego-satisfying reasons (e.g., loving science, wanting to become a real expert in an area) not for the academic career path. Have fun with it, but don't drop out. Get the damn degree. Get it and get on with your life.
An oxymoron, some would say in Europe.
If there's someone driving an uninsured car illegally in Finland, the state will actually pay out all of the damages and then fine the ininsured person (I believe at around three times the rate that the insurance would actually be). And I think there's no maximum coverage for our mandatory motor insurance, so there's no under-insured issue either.

Additional insurance coverage is then against accidents that you yourself cause, vandalism, fire, animal damage, parking mishaps, windscreen damage and so on.
IMO, this is impossible.

Even really formal rules systems like law need a lot of interpretation (eg courts/judges) to bridge the gap between abstract and particular, and to adapt to culture.

Even so, explicit laws and contracts can never really cover everything, for example, in employer/employee relationships, business/consumer relationships, etc. A more subjective cultural layer does most of the work. It's not as enforceable as the explicit, contractual layer.

This example is, IMO, pretty normal and OK. There is the explicit license, which governs the legal side. There's the unenforceable request, which can still be made. There's recourse, relicensing. There is a subjective layer, which is what this article is doing. Should X have honoured the request? Was it ok for Y to make the request? Was reliscencing against the spirit of open source?

We need the whole package. Society can't be written down, because we don't really have the full spec. Explicit, legible rules are important, but they're a cornerstone and a fall back.
The Golden Age of Compiler Design in an Era of HW/SW Co-Design
My biggest mistake was while studying in university in 2004-05, i took three electives in AI, such as Neural Networks and Machine Learning. Even though I enjoyed the subjects and did well in them, I was too afraid to major in them and make a career out of it. I got scared by the math but also life took over and i probably didn't see myself having a career in AI. Now 15 years later looking back, it seems such a dumb mistake not pursuing those further.
Oh! Yes, thank you, that does make more sense!
The alternatives are just that - alternatives. Don't want to make compromises needed for them? Then don't and stay in Google / Apple candyland. Or, make a sacrifice yourself and develop the missing support for the phone you fancy. Manufacturers don't have incentives to help out here, with a precious few like Librem and Pine. I for one am happy they exist and will be glad to shell out 8-9x as much money for a promise of better privacy. And when many do so, the prices will come down too. There is no reason for having a load of tracking on your phone, it is there just because its OS was developed by an advertising agency. And the alternative is worse in freedom-to-fix view because Apple.
I don't know why these photos are not giving me the chills that my, eh, burgeoise decadent anesthetics would predict. I'm all for water parks abandoned in the 70s but this, for some reason, not so much.
Yes but there's also a time factor: do you want young people to pay while healthy.

When you're young you want to think only abt yourself, when you're old you want younger people to think abt you so :D
Show HN: CVPR 2021 Buzz
Same here. I met some great, great people and had a great time intellectually. But I never needed anything I learned there in my career and basically "lost" 5 years compared to peers.
The established science is that at least half of our intelligence is a product of the environment.

Otherwise we wouldn't have so-called feral children - people who never acquired language and thus their intellectual growth was hindered.
The field of quantum computing has made a bizarre turn over the past years. There exists a myth that qc is on its way to widespread use.

This paper is a prime example. It starts with the sentence: "Quantum information processing is steadily progressing from a purely academic discipline towards applications throughout science and industry."

Except, no it does not. Quantum computing has no practical uses today. It's years, maybe decades away from widespread practical applications.

This is an interesting research field, but the field is just in the stages of having shown that you can do anything at all with a QC that you couldn't do with a normal computer.
I rejected an $800k deal early in our company's life because it didn't involve licensing the existing software we had written — it was work for hire, which "wasn't our model." Looking back, that was pure stupidity.
I have been working on a stock market analytics tool, here is the news section: https://quantale.io/dashboard/latest-news

It tracks real-time data from Reddit, Twitter, Newsmedia, SEC Filings and Financial Data of over 10000 stock tickers.

It is in super alpha right now so please be more tolerant of bugs and issues. thank you
That's a superiority complex. It can be seen especially well in Russia. I've read stories that their companies even start legal actions against white hackers that submit vulnerabilities to them.
As long as you hung around long enough to figure out how to work with difficult people, and learn how your design decisions and code actually run in production (ie: you got to fix your own bugs) then you probably didn't miss much. I worked with one person who had an impressive string of senior roles at big companies, but my personal experience was that they implemented a dumpster fire using the latest hot new thing, and quit after it blew up production a few times.
ugh that's really depressing. I really liked the generated art, but it feels tainted now knowing the artist hates my existence. I'm glad to know this though, thanks.
Julia with ArrayFire seems to be straightforward, efficient and easy to use.
long haul covid-19?
Couple of them are described here..

https://drmalcolmkendrick.org/2021/01/27/does-lockdown-work-...

Under the heading "The damage inflicted by medical ideas"
Except a large chunk of its game library. It's the closest living room console spec wise, also
> you know something about yourself that they don’t

Don’t most insurance T&Cs require you to disclose known risks like having “butter fingers”? I was going to say I was playing the devil’s advocate, but really I’m not, since I’m personally on the hook for other people’s undisclosed risk through my own insurance.
I was working on a small webdev company. One day I had to update DNS records from X to Y because of Z (don't remember exact reasons) - turned out that my change broke setup for company e-mails (not ours, our clients) and they were offline for like half of the day until someone figured out what exactly happened.

Later it become a meme in that company, that every webdev need to break client's e-mails at least once, because it happened to other devs 2 or 3 times :)
And a better screen.
Again, I keep mentioning there are other highly competitive corporations out there, and have mentioned multiple. At this point all of these companies are competing not only with Google and Facebook, but each other. The turnover rate at Google and Facebook would not nearly be as high as they are now if there weren't compelling alternatives. So at some point, the most distinguishing aspects would be 1) the specific FAANG equity (which as mentioned, might not nearly be as game-changing as in previous years), and 2) the FAANG name, which some of these other companies certainly give a run for the money for.
I remember RMS saying that GPL software allows you to USE the software for any purpose. It just governs how you redistribute it, so you pass on the same freedoms you enjoy to others.
> Another place is where you really just don’t care about the marginal extra cost for the peace of mind you get

Of course, there’s no peace of mind unless you think the insurance is likely to be a better deal for you than just saving the premiums yourself, right?
We recently discovered two projects that fit into the modern-retro approach and published short articles here:

https://8bitnews.io/archive/2021-06-17/happy-birthday-8bitne...

The CERBURUS is a mix between an C64 and a ZX80/81 and the MiniPET is a pure re-creation of the original PET.
Do we tax cars? I though we only tax road use, and this tax income goes into road maintenance, not medicine or whatever.
Let me add that these reports don't show cause, just correlation. Attempting to determine cause is very speculative and tenuous, and so all adverse events should be reported. So long as everyone understands the vaccines don't actually cause this many adverse events. To be fair, the same goes for COVID-19: deaths associated with COVID-19 are not necessarily caused by COVID-19.

That point being addressed, I would expect the elderly to have a lot more background adverse events, such as death. If we live 28835 days on average, 15 people in this vaccinated group are expected to die every day from non-vaccine causes, and heavily weighted towards the elderly. But I'm not even seeing death as a side-effect, and the number of adverse events among the elderly (who got the vaccine first and have had the lions share of vaccine administration) is actually less than among younger groups. This perplexes me and if anyone thinks they know the answer to this riddle, please share.

[Oh wait... there aren't as many elderly people. hits head]
Surely not? I’ve never heard of anything like that for consumer insurance plans like AppleCare.
I mean honestly if money is what you're after, you should go to the dark market directly. You don't owe these corporations shit. And their consistent haggling with people who responsibly disclose vulns is proof of that.
This cURL is just a single example, and as Daniel is Swedish then that would be on Sweden to introduce such levy and pay it out to him.

But as other example if someone would be US national and contributed to OpenSSL project, he should get some payment for that.

This would possibly fix quite some issues with OSS funding and contributors burnout. Because there are real examples of big corporations taking advantage of open source code without paying anything. Unfortunately OSS contributors are quite small group so their votes are not something that would make government take them seriously. But their work is proven to be important for society and that should be taken into consideration.
It's surprising how quickly costs can escalate. One of my neighbours flooded. During repairs they quickly discovered there was asbestos everywhere. I don't know what the costs were but they weren't back home for two and half years.
Talking about this specific case. I might be wrong here, but as far as I understand if the license does not state that it is non-revocable(which MIT doesn't explicitly state), it means that it could be revoked by the copyright owner.

So, basically the owner can just revoke MIT license, and then replace it with something different.

> that they've given away certain rights via their license agreement

The license agreement normally should outline a procedure of revocation and termination of the license for applicants. And it should be a part of the agreement. This is pretty much normal practice in many proprietary licenses. And, in my opinion, is certainly morally fair considering that software distributed free of charge by the author.
Ensures continuous access to US FCC mandated obligations for trans-national imports of Chinese and other manufactured goods. Ie, exports from KR and export of services delivered over technology.

I imagine they were told to do this as part of US CN trade disagreements.
I wonder how much he had to pay to use those 28k IP addresses.
My biggest mistakes were:
- I loved studying CS. I was in a class with 5 other students and we had close interactions with the professor. After I took the exam, the professor asked me to become his assistant (not PhD but student). I turned down the offer because I would have needed to quit another shitty student job. In my case, this would have been an important experience for getting a PhD position though.
- Taking one of the first offers after graduation and sticking with it for too long.

Maybe this advice is helpful to someone. Let's divide people into those who don't realize that they don't understand something and those who realize that they don't understand something. And into those who ask questions and those who like hearing themself talking/explaining.

Out of the four the combination of 'don't realize that they don't understand' and 'likes hearing themself talking/explaining' is horrible. Run away as fast as you can! You cannot do anything. If you ignore it: then, it leads to a bad project outcome. If you try to fix them: your relationship will deteriorate which again leads to a bad outcome and more.
Universal health care is basically a special case of “people in the pool having similar risk,” because the idea is to have only one pool with everyone in it. The “with everyone in it” part solves the adverse selection problem.
It does inasmuch as he says “yes”. Everything else in that answer, fiction or not, doesn’t even say anything about working hard. He can do everything in that passage and still only work four hours a day for all we know.
"Then Steve Jobs fired the product manager and everyone in the cafeteria started clapping"
In '98 I uploaded an index.html for a subsection of the corporate site to the root, squashing the corporate home page in the process. We didn't have any source control or backups. I had a colleague who had the page open, and I was able to copy the code from his browser. Learned a lot that day!
> Or if people even think of that distinction.

Here in Germany both terms (equality and equity) are unfortunately used in a very motte-and-bailey-esque fashion.
There are 3 things this article ignores that are crucial to evaluate your risk/value from insurance.

1) The article ignores individual risk and pooling of such risk.

Insurance is nothing else than a group of people sharing the cost of claims. If you are a worse risk than the average person in said pool it’s worth insuring (even without excess) if everyone pays the same. The insurers will use signals to price you but most of the time they are pretty rudimentary.

2) That a higher excess is a good way to reduce cost makes sense generally. It drives down claims frequency and thereby operational cost for insurers but in reality how much is that cost? Is it a big enough lever for you to be happy to give away financial flexibility? High risk activities or products make sense to insure if this adds value to you. That’s harder to quantify in numbers.

3) Assuming every insurance runs big margins is a fallacy. Motor insurance in the U.K. runs at a loss for years but insurers see it as an entry point to other products like home insurance where they have healthier underwriting profits.
Would you like to speak to the rationale to incorporate a sort-of ORM into Datasette? According to the docs, I can iterate over a subset of rows by writing

for row in db[ 'dogs' ].rows_where( 'age > 1', select = 'name, age', order_by = 'age desc' ): ...

but how is that better than just writing the equivalent SQL statement,

sql = "select name, age from dogs where age > 1 order by age desc;"
for row in ...:

Most of the arguments in the pythonized form are, after all, just SQL fragments, so it's not like you get column name parametrization (you'd still have to properly escape and concatenate the `select` argument).

Perusing the docs I found that considerable effort is spent on explaining this and other ORM-like features, instead of just saying "use the SQL you already know" (people without this knowledge won't be easily able to use this API productively anyway).
Look i really don't care was FS you use, just don't use unstable features. If you pay so much for your disks JUST for your movies, it seams they have some value for you.

>so if anyone's first world opinion can buy

Oh buhuu, says the Guy who can afford a NAS for his movies and >2 workstations, stop with your wannabe victim role.
Insurance companies apparently seem to think it’s useful, but I find it extremely hard to believe it would be more useful than, say, even the most basic information about one’s driving behavior, like whether one drives 1,000 miles a year or 50,000.
Will your AppleCare rate change if you answer the question "Would you like to buy AppleCare+ with your new iPhone?" with "Yeah, I'm very clumsy"?
You can refinance into perpetuity.
But health care is, or rather shouldn't be, an insurance. Otherwise the company would say:

"Sorry to hear you got cancer, here's your cheque. Please don't bother us anymore, as we terminate our contract. All the best."

Health care is more like a flatrate plan where some people receive much more intensive service.