skysight-inc/HackerNews huggingface dataset:
> All these things are currently completely opaque to the average person. Decentralized Finance fixes this

Code is opaque to people as well, most SWEs struggle to understand distributed systems that are using consensus protocols much simpler than byzantine fault tolerance, or programming on environment are non-adversarial, unlike solidity. You can't just learn solidity and then trust smart contracts, it takes a lot of knowledge to avoid vulnerabilities.

> Code can't be corrupted in the same way.

If you think this, you might be in your a rude awakening. "Code" is being used in crypto-currencies for corruption all the time, and there is no inherent property of computers that protects you against malice, theft and vice.

I personally don't want to live in a world where I need to audit the code for every financial transaction I'm party to, and fortunately I live in a country with a mostly working legal system that already handles this for me.
It's not about being "optimal", I understand that getting out of debt is somewhat psychological. I was broke throughout most of 2016 with about $15-20k of debt (depending on how you looked at certain things) and a lawsuit from my landlord for back rent (I've talked about it on HN before, I don't need to go into elaborate detail).

But being "sub optimal" isn't the problem; I think that telling people to increase tithing is bad advice, and to be honest I'm not even convinced his advice is about reframing the issue as "managing God's money", but instead it's his way of catering to his predominantly conservative audience, who would be unhappy if he said to hold off giving to their church.

I don't really know what your second-to-last paragraph has to do with anything. I never claimed that most people learned good financial skills.
Stealing a part made in a shop isn't stealing IP. Stealing schematics and methods would be, but not finished products.
Ok, I forgot he excludes mortgage and chose that as an example as the longest term, lowest interest debt with least depreciation.

It's still worth going into almost any other debt to get a large match, often even expensive credit card debt (you may have to skip matching some years when you take a net withdrawal to keep it optimal).

Paying off an existing car loan before taking a 100% matching contribution is almost always crazy.
On a tangential yet related note to paying overflight fees to a country - most expensive route to fly over: Serbian Flight Corridor[0].

[0] https://www.youtube.com/watch?v=jdNDYBt9e_U
Then the argument can better be characterized as “The final result of a free market is an eventual monopoly.”

It is not about centralization but about one player winning and beating the competition in that case.
I just cross those bits out - I'm just writing a crud app for you - and you want to own everything I think - yah, na, happy to sign over copyright for the code I write for you (literally the conversation I had for my last contract). If they say no, oh well.
> "The big elephant is the cybercoins, and it's just a weird time to declare them a failure. It's like no one remembers 2017, this has practically been a carbon copy"

Exactly. This has been a re-run of 2017, and that is plenty enough reason to declare them a failure.

What happened to all the 2017 projects that raised billions during the last hype cycle based on breathless promises of decentralized wonderlands? They delivered absolutely nothing that anyone is using in the real world. "DeFi" is bullshit leverage products for speculators. NFTs are cryptokitties but somehow more stupid.

The whole scene is just a Ponzi Construction Kit for the gullible and greedy.
> And if that was true, credit card companies wouldn’t make any money.

Eh. If you can't make money charging 3% (give or take, handwave, pick your method of getting there) on the vast majority of consumer transactions in the industrialized world, you need to pick a better line of business.

Though I believe a lot of their profits come from the writeoffs of "bad debt" that never gets paid. It's a slick little financial slight of hand.

Someone buys a $50 item on a credit card and never pays it. You charge interest, then late fees, then penalty interest, then more late fees, and eventually the balance is $1000.

You sell the "bad debt" to a collections agency for $0.10 on the dollar - you only get $100 out of the $1000 owed to you. Boo hoo, such losses.

Except, in terms of what you paid out, you're actually $50 ahead (because $950 of the $1000 balance is phantom money you put on the account but didn't actually pay out). And you get to write off a $900 "loss."

Adjust numbers as needed, but it's not a half bad game! For them.
Threatbutt
By placing the right elements at the right place, you can have native input and text selection, but that’s not just WebGL anymore; That’s a regular (but transparent) webpage with a WebGL background that mimics your input. It takes quite a bit of effort to emulate that effectively since there’s no guarantee that the visible text rendered by WebGL renders with what the browser renders outside it. Probably the 80/20 rule applies here.
Paywalled. Anyone got a tl;dr?
Because it's Apple's intellectual property. We don't steal it from them because we feel entitled to it.
> The one I'm really betting on is Matrix, though. They have reliable income from the French and German governments, and plenty of motive to make a really good platform. I fully expect them to be as slick and featureful as Slack and Discord within a couple of years, and start to eat those company's lunch.

I don't think it even needs to be that. Most people (in the west) are tired of all of these apps, and their data collection, they just don't have an application that just works. If Element had better branding (maybe focusing on the Matrix bridges), then people would jump on board immediately.
Both Apple and Valve (Steam) allow similar arrangements, although not precisely the same. EA games on Steam, and Ubisoft games on Steam before they left Steam, require installing Origin and UPlay respectively. But don't you find it notable that Epic does not distribute Uplay on its own, unbundled from purchases?

On the Apple side, it's ok for applications to require the user make an account on services like Uplay (I believe several Ubisoft games require this; and Fortnite requires the Epic equivalent). You can then use that account to buy stuff on the stores. It's not an exact parallel because there are no (non-jailbreak) external app stores on the iPhone, but it's a close parallel.
hard agree on that one: it's a recipe for a cypto-hellscape.
You wouldn't know who to trust, and the time it takes to actually audit smart contracts for trust is enormous. What a joke.
Yeah learning things is so fun, and also so is just having a bunch of weird skills you're competent or at least knowledgeable at.

I won't post my list of accumulated learnings because it's about as good a personal identifier as my SSN. But it's similarly scattered as yours and I love them all even the ones I haven't used in years.

It's really become the way I orient my life. What bizarre or useful thing I'll get into next is always the big question now.
It's reasonable for the country owning the airspace to know who is on the plane. There are such things as emergency landings.

And most countries will probably just refuse overflight privileges if they don't get that information.
(Nash) equilibrium is a game theory term meaning the outcome that occurs when each player plays their optimal strategy; it's not a term that refers to any particular presence or absence of equity in light of that. You can think of it as similar to a "status quo" if you prefer.

I can understand that colloquially it could mean the latter, so I apologize for using a technical term.
Actual title, which should have been used:

A 25-Year-Old Princess Diana Interview Thrusts the BBC Into a New Storm
Spam seems pretty "solved" (if one can call it that) problem nowadays though. Most people who run their own servers simply put SpamAssassin and a couple of other tweaks; not much fuss is needed anymore.
MOBAs taught me that the correct action is always the one your team expects from you.
How to Soft Delete with MongoDB and Go
Beholding the Big Bang ( MIT Museum)
The question was one in rhetorical jest, no? Clearly the former statement is "correct"
Does one still have to use Dart for Flutter?
> To me, "decentralized" doesn't mean every user has to run their own node. It means it's an open network, anyone can join, and there's no centralized control / censorship.

I'm confused, because it seems like you agree with the author. She says

>> My statement that email can be used without involving Google is technically true, but anyone they blacklist will quickly realise that they’re largely locked out of the global email network.

She is stating that the problem with email isn't that it is an open network, but that it is effectively centralized by a few big players. It might as well be a centralized service. The protocol may be open but if you aren't using a major centralized service you're going to experience a lot more difficulty, including potentially being black listed by these big players. Just getting accidentally classified as spam on one of them and you will locked out. Not to mention dealing with all the spam if you roll your own.

> If you become unhappy with them, it's easy to move.

I think this is an absurd statement and you know it or you are lying to yourself. Sure, forwarding exists but that's not exactly moving. If you've ever tried moving email addresses you'd know how difficult this is. It's significantly harder than moving phone numbers, which also isn't that easy. Just think of every account that you now need to modify. Sure, you don't need to port every account, but there's more than you probably think.
What are your qualifications?
This is part of the prosperity gospel that some evangelical Christians believe.

It may feel like you don’t have enough money to give more to the church on top of the demands of your life. It might feel like it’s irresponsible. But that’s just god testing your faith. By opening your wallet to the church you’re demonstrating your faith and showing that you’re worthy to receive the financial gifts and success that god _wants_ to give you.
So developers on mass will decide to effectively kill their mobile apps and revenue streams on principle alone and hope by setting up a fund that people can donate money to ‘help fight for developers’ it will subsidise their lost income. This fund will support entire businesses who’s primary interface to its customers are it’s mobile apps. Destroy your business to ‘stick it to Apple’.

You seem to also be bizarrely comparing the app store and the apps hosted to the plight of workers and union action. Apps are in 99% of cases produced by business. Developers are but a single part of a business workforce, which could include HR, support, accounting, management and any number of other personal needed to keep a business running. Businesses don’t just go ‘on strike’.
This is what I love and have loved about HN, haha.
Thanks.
They grounded the plane, didn't they?

Which threats were most salient to which parties is an interesting exercise but not the main point.
> The White Coat Investor doesn't give a rule of thumb, but emphasizes that everyone should buckle down, live like a resident, and pay off all their loans with 5 years of finishing their training.

Living like a law student while working as a young lawyer helped me keep the golden handcuffs at bay and build a nest egg so I could leave and start a startup when the opportunity presented itself.
Awesome application.

One feature suggestion would be to add an export feature. This feature gives me peace of mind if the business flops, I didn't waste hours/days adding data to a black hole.
Like you say. The usual ways of handling things after you are gone. Tell your spouse and mother. Or entrust it in a sealed envelope with a lawyer. I already have "if anything should happen to me" letters, addressing other but similar issues, entrusted with a couple of close friends, which get updated every few years.

If I had enough cryptocurrency to worry about this issue, I'd consider just putting the keys in those, assuming they're very close friends. If not, this situation would actually be a pretty good use scenario for a multiple signer key system. And if you're worrying about the majority of people you could trust colluding against you, you probably have bigger problems.
I'm not sure it "changed my life", but in my job (Air Traffic Control), there are times I have to work nonstop while traffic piles up. I feel like most other people would be overwhelmed and view the situation as hopeless and give up.

There was a game that I played on my phone which I feel helped prepare me for that experience.

It's called Twenty (by Stephen French). It's a race against the machine to get rid of blocks while rows of blocks are added to the playing field in ever-decreasing intervals.

You have to learn to work faster and faster without making mistakes in order to get a high score. In Air Traffic Control, you have to learn to work faster and faster without making mistakes in order to keep the flying public safe.

Where I think others would view my job as stressful, I view it as a challenge to master.
Ok. You're welcome to think that telling people in debt to increase their giving is bad advice. If you're $50k into random consumer debt, you've obviously got a problem with your approach to money and finances, and at that point, I very much do think increasing your giving is good advice, if it addresses the root causes of that.

You're certainly welcome to disagree there.
Right now the main urbit application is Landscape, which is written by Tlon. Anyone can start a group, invite-only or public, and inside a group you can have as many channels as you want, which come in three flavors: chat, 'collection' which is basically a linkdump, and a notebook, which is blogging, with or without comments. Landscape also offer direct messages, and a cute little weather app and sunrise/sunset clock.

It... works. It feels like running Matrix, or any other chat application, so it's easy to forget that everyone you interact with is a peer. Everyone is the admin of their own group, if they have one, and if they don't, they can start one by clicking a button.

Tlon is doing hosting now, or if someone is capable of setting up a droplet or whatever it's pretty straightforward to do yourself. Right now the hard part is getting a planet, because of the gas fees, but there's some kind of rollup solution coming along to make that cheaper. A comet remains free, and always will be; probably not the right answer if you want to run a group, but to get your feet wet, it works just fine.

There's some neat stuff coming down the pipeline, but right now urbit is stable, performs well enough, and it's cozy and calm. No one really advertises their groups, but if you find some urbit people on Twitter (which is easy) they can point you in some good directions to get started.
Doesn't the Windows update system use some form of torrents for faster downloads?
You don’t deserve the downvotes, the Supreme Court agrees with you. There is no objectively fair way to draw districts. It’s an impossible problem. And this will turn census appointments super political since it will directly affect elections.
Snowden may be a hero to many, but he is also legitimately accused of breaking laws in a criminal fashion.

I don't see anything wrong with interfering with the travel of fugitives from justice. Even if there are doubts about the "justice" getting applied here, just ignoring the US justice system is probably not the right way to go either.
Catalytic converters are filled with valuable metals (platinum, palladium, among others). They're torn apart and the expensive metals are resold. The cat isn't being put on other peoples cars.
You don't have to warehouse the old parts if you don't want to. When you deprecate them, you can simply license someone else to do so. They'd jump at the chance; parts are a profitable business.

Automakers have been warehousing parts for decades. Here's Toyota's catalog entry for a starter motor that fits a 1974 Corolla Coupe 1.6L A/T, which is available for under $200 via my local dealership: https://parts.toyota.com/p/Toyota_1974_Corolla-Coupe-16L-AT/...

The only reason to be anti-repair is if you want old devices to become useless so that more new devices get sold at retail. Automakers can't do this because if Toyota screws me on parts, I can buy a Honda next time. Apple is relatively peerless in many ways, and they also do their best to keep people locked in to the MacOS/iOS ecosystem.

Your point about packing and shipping is ludicrous, considering that all of the component manufacturers do that for all of their products. How do you think a device gets built? How does it get repaired under warranty? You just put the component in a bag, put the bag in a box with some foam, and voila. Electronic parts are fairly robust and there's a huge market for them (Newegg, Mouser, Digikey, etc).

When you say R2R "is not free," what you really mean is that repair is more economical for the user. The manufacturer isn't entitled to recurring revenue from replacement of potentially reparable devices, and shouldn't bake that revenue into their business model. That is an entirely anti-consumer practice whose existence is a very valid justification for regulators to open up a can of whoop-ass on device manufacturers.
Most people with the flu will go to the doctor here, if only to get a doctors certificate for the week they'll need off work.
When Is the Pandemic Over?
For every company that is not selling a security product, this is self evidently true.
I'd be curious to know what field you're in that most decent employers offer tuition reimbursement.

I've mostly heard of this in the context of existing employees, whom companies will reimburse if they go get a degree (and stay with the company afterward).

Do companies do this for new hires as well?
All of these commercial blockchains should really just be "traditional" databases. Byzantine fault tolerance is a ridiculous requirement for a project that runs inside a trusted networked, or between trusted peers. These companies are doing blockchain for PR and/or as projects with consultents, not as serious integrated software projects to solve actual supply chain management problems.
A comment on /r/de (or /r/europe?) estimated roughly 2 minutes ...
Safety deposit box
I've heard the Ramsey crew on the radio more than a few dozen times..

I must say that they generally tell people that investing in education has a better payoff than any other investment. They will quickly say to forgo the big loan and big name school for a cheaper school.

They also take many individual things into consideration when giving advice to different people. When I read your rememberance, I immediately thought that the person on the call likely had some sort of rent-free situation (like grandparents paid off place to stay or such) -

They do generally frown upon taking on debt in general - and will rail against taking big loans just to get an ivy league diploma - they will generally suggest that someone save money and find a college they can afford - so both saving up cash and searching for cheaper colleges.

I know many people that will say the Ramsey way can be a loss compared to other methods - but he generally has some stats to show that for example 'even though you can make more with stocks than paying off a mortgage' many people don't do it right, and the peace of mind... so pay off your mortgage.

Not writing this to push the Ramsey way - I am on the fence about some of the advice I have heard on the radio, and do not care for some of the religious stuff that comes out on occasion and apparently with how employees may be viewed or treated based upon how they follow or don't follow the book or whatever.. listening to those shows comes only when all the other stations have worse stuff on - so it's rare.

But characterizing the advice in the way mentioned above, likely missed a lot of addition context for that particular call.

I've heard him suggest low wage people move to other states / cities to get ahead.. I've heard them tell someone over 80 that going to college may not be the best use of time / money - I've heard him suggest all sorts of things that go against the 'general rules' they seem to push on 99% of calls - they really do tend to take individual situations into account - even if most of the advice is the same - spend less, spend cash, avoid debt, have an emergency fund, yada yada..
Thanks for the very interesting comment, and discussion generally!

My understanding, from what YC has been seeing from its Work at a Startup initiative of the last few years (sort of a hiring pool made available to YC startups as a whole) is that there is a population of really good engineers who just don't want to work at a FAANG. That seems to contradict what you're saying to some extent. I mean, I can relate to this a little, because I would find it really hard to drag my ass back to a big company. I never worked for a big tech co, but I did have a stint in the software wing of a big company. Would I squeeze myself back into that sclerosis for 2x my current compensation? Probably not. Would I do it for 10x? Well...at some multiple, one considers anything. But we're talking closer to 2x than 10x in the startup/FAANG dichotomy at present.

The question is how big this population—let's call them "A-team engineers whom externalities tilt to startups rather than FAANG"—really is. Unfortunately, that's not going to be very easy to examine objectively. From everything I've learned moderating HN, it's obvious to me how such a discussion would go: FAANG people will say "they can't be that good or they'd be at a FAANG" and startup people will say "I could totally do that, I just don't want to".
How is Ethereum designed to benefit wealthy people?
That’s a separate issue. I was talking about countries that lack the tribal trust between its members such that it is presumed it’s every man or sub tribe for themselves.

This lack of trust is an unquantifiable cost in the progress of that society, one that the US was blessed to not be burdened with, and to which I credit the strength of the nation.

But that’s beside the point, which is I don’t think a simple statement like “if everyone breaks the law then the law is bad” is valid.
My experience having gone from Principal Systems Engineer to cybersecurity analyst to eventually pen test and then red team is that cybersecurity pays substantially more than most other IT disciplines, except maybe SE and Dev(Sec)Ops.

The 70k thing... in Texas I think fresh college grads are getting that for risk analyst roles. Experienced security engineers seem to go for 120k-150k, more for appsec. I assume Silicon Valley is double that (for much more then double the cost of living).

The CISSP thing is definitely real but beginning to fade out, although asking for one for an entry level role is less ludicrous than it sounds. I legitimately had one before my first sec title. Practically everything counts as security experience... if you've ever worked on an Active Directory domain, that's IAM, for example. I don't actually think that much of the CISSP and I think it's a mistake for HR to value it so highly, but it's not insurmountable.