skysight-inc/HackerNews huggingface dataset:
No, cars and houses are still common to finance, but those are obviously usually much rarer events and of some great magnitude. And given the usual lack of much of a "credit history", banks rather look at your income, assets, and other things.

Business credits exist too of course, but I'd guess that the proportion of the population doing that is even less (and Germans are already much less likely to buy houses or apartments than people in the US).

Of course if you did have a credit somewhere, and you defaulted/didn't pay, it's bad, and there is a credit bureau tracking that and more ("SchuFa").
The US is abnormally obsessed about credit and creditworthiness.

In most nations the debt to income ratio for these things is also much stricter than in the USA, since they don't expect everyone to have 10k in credit card debt and 50k in student loans.
FWIW, I downvoted you for the grossly unjustified implication that this sort of unconscionable malfeasance on the part of school administrators is in any way "shocking", unbelieveable, or specific to "lead-contaminated Boomer"s, rather than a predictable result of putting small-minded fascistic pricks (of any generation) in that sort of position of authority.
This implies the cs agent was able to view the password in plain text.

Yikes.

Big bank?
One benefit of rooftop solar is reduced transmission losses, but that isn’t usually enough to offset the costs from small scale/custom installation work. People like having them on their own rooftops for self-reliance, to flex on their neighbors, and to feel like part of the solution to climate change.
> A security freeze essentially blocks any potential creditors from being able to view your credit file, unless you affirmatively unfreeze or thaw your file beforehand.

I feel pretty sure they can probably pinky-promise that they really are inquiring about the right person and still do at least a soft inquiry.
I’m telling you though - that’s not how it plays out. This is something I’ve lived through - I’ve been asked not to talk about relationships at work because they aren’t heteronormative.

It’s not a hair-splitting thing, I’m explicitly asserting that there are people who will twist it this way; at least they have in the past and I don’t see how it’ll be different now.
Even if you are just talking about clean code for your own satisfaction whether or not a single PHP file is "clean" or not (to me) depends heavily on the complexity of the application.

If your service only needs 50 lines of business logic, a single PHP file probably would be easier to understand and maintain than modularizing it. (I have no idea how many lines of code remoteok needs).
No reason it couldn’t be both.
FWIW I totally agree. Even my dad wants an AR-15 and he only ever had a gun when we were younger because he had a crazy guy stalking him. So many people have become recent gun owners and ammo hoarders that ammo is really, really hard to get right now. Can’t find target load for anything in my area.

More on topic: Montana just decided that you don’t need a permit for concealed carry.
A little of both really. While no one it's been administered to has died, it's not been administered to many people, and it has been administered without control. Which isn't shocking; that's the first phase of human testing, just see if it seems to actually help, and not create issues itself. They're setting up for tests with a control group next.

https://investors.sorrentotherapeutics.com/news-releases/new...

It could indeed fizzle like Remdesivir. Just, yeah, the data, while promising, is so small it tells us nothing. Hence why the clinical trial process.
> (Of course, it's also possible that by thinking we've 'cured' the common cold, we will open ourselves up to a once-a-century pandemic, where millions are wiped out by what used to just be a common cold.)

H.G. Wells knew his stuff
> If you cut the politics then something else will keep our primordial animal minds busy.

Apples and oranges. Politics triggers people at an entirely different level, to the point that many can't let it go.

Basecamp's decisions may not make sense if you've only worked with level-headed coworkers who are capable of disagreeing with each other on politics and still maintaining respect for each other. However, once you've seen what happens to offices where people let their angry political debates from Facebook and Twitter spill over into the office, it makes a lot more sense.

Company chat shouldn't look like Twitter flamewars or Facebook rants. Some people can debate things and then check their feelings at the door when it's time to get back to work, but many can't.
> 92 MWh of solar generation deployed in Q1, +163% versus a year ago

This is a typo (should be 92 MW), but also made me think about how you could have fun metrics like MW/h rate of solar deployed or MW rate of storage deployed.
That helps when you set the security questions yourself, which is not the case here. The security questions these companies ask you are data from your credit file (like your past addresses and creditors).
If you don't see a difference between "don't talk about any political topics" and "stop pushing for the company to do something about your pet topic X", then yes, that is your point. But given you recognized a difference between "talking about your hunting" and "pushing for the company to support the NRA", I doubt that is the case.
Very interesting - the Basecamp statement addresses both discussions about politics broadly, and discussions about internal company policies related to diversity, ethics, and inclusion. In fact, it changes the power structures around those to make them more top-down. It seems a bit disingenuous to lump these changes in with the first kind.
yea, but isn't the obvious logical conclusion that clean code allows you to more easily and more quickly do things that the customers do want?

this is like telling a mechanic that people don't want them to maintain their cars, they just want a reliable car that won't leave them stranded

also, why does a php and jquery app mean it isn't clean? the better takeaway is that customers don't care about your stack
> but a downside of isolation turns out to have been that, now we are effectively Covid free here in Melbourne, hospitals are filling up due to (sometimes serious) other diseases, including cancer, that people left untreated during the various lockdowns.

This could really use some additional context for non-Australians.

Melbourne is the largest city in Victoria. The Premier of Victoria enacted interregional border closures during its several months-long lockdown.

(This wasn’t unique to Victoria — Western Australia did the same thing at the start of the pandemic.)

If hospitals are “filling up” now, that could be at least in part due to the logistics previously not allowing it.

However, as someone who avoided getting stitches for a finger laceration due to fears of catching Covid in a medical facility, I’m convinced people avoided necessary medical procedures to reduce exposure risk primarily. Hence I’m not sure how much of this surge in delayed medical procedures is due to interregional border closures, and how much of it is due to the public’s fears of catching Covid having been assuaged by the successful Covid safety measures taken by the Victorian state government.

Lockdowns have become one of the most politicized aspects of the pandemic. It’s really a shame they’re so unpopular amongst Americans: I think many there would happily subject themselves to 4 months of hard lockdown — in unison with generous unemployment support ofc — if it meant eradicating Covid completely in their local area.
It was never just rednecks with shotguns. “Redneck” is a political slander as bad as “thug”. Whenever someone says it your alarm bells should go off that someone is trying to emotionally manipulate your political beliefs. “You’re not a science-denying, gun-toting, bible-thumping redneck are you?”
Totally. That would be the Securities Act of 1933, the Securities Exchange Act of 1934, and 18 U.S. Code Sections 371, 1341, 1343, 1348, and 1349. I’ll leave it as an exercise for you if you’d like to read the full text but an analysis is available as [1].

There’s a reason Tim Cook isn’t out on Twitter shilling the companies Apple has invested in while selling their shares. I’m led to believe Club Fed isn’t all it’s cracked up to be.

[1] https://www.criminallawyergroup.com/practice-areas/securitie...
It wouldn’t even have to burn all the weeds on the first pass. It’s like the herbicidal equivalent of mark-and-sweep garbage collection.
Thanks for sharing such an insightful article.

I think the love for fintech extends beyond to B2B customers as well.

SMEs, for instance, have turned to fintech lenders to get quick loan approvals to keep their business running during the pandemic. Fintech lenders have quickly adopted new technologies like open accounting APIs to get real-time accounting data of their SME customers. This has not only helped fintechs speed up the lending process but has also enabled them to make quick decisions with a range of data points such as accounting transactions, financial ratios and statements.

We are Railz, a data-as-a-service accounting API. We provide both fintechs and financial institutions with real-time data on their own customers' financial situation using a single API that connects to their accounting software. Our risk scoring algorithms generate metrics and scores that can be used to help identify, quantify and manage the credit and financial risk of SMEs. Feel free to check our website to learn how we enable SME lenders to make quick decisions.

http://www.railz.ai/?utm_source=Hackernews&utm_medium=Forum%...
Oops. Silly me. Thanks for pointing it out. Corrected.
It's true that users want software that works and they don't care about the code...

... But, code quality if a pretty good heuristic for "does it work". It's possible to write a working program where the code isn't clean but as the program grows and grows you'll have more and more trouble keeping it working.

In the case of remoteok.io, it's not really a surprise. It's a complete website but not a very complicated one. Post data, view posted data. Everything public. Mostly read traffic so trivial to cache.
I worked at a company that had to institute a similar policy for more or less this reason: The people pushing certain political agendas wanted to force everyone else to pick a side on certain political issues.

When the conversations get to a point where even opting out is perceived as the "wrong answer", things get ugly.
Actually it is: https://www.statnews.com/2021/01/31/a-viral-mystery-can-one-...
"throw the first one away"

When I'm prototyping or hacking something together, I don't write tests, I don't comment/document much, I use lots of shitty variable/type names, lots of commented out code, debugging printfs, not much organization of files (often one large file).

The prototype software is write-once, read-maybe. Maybe I'll want to see what I did down the road, but more likely I'll be shortly rewriting what I did somewhere else, using the fresh state still in my head.

That next thing? If it's meaningful in any way and I want other humans (or future me) to expose their sight-orbs to it, then it'll be "clean code" to the best of my ability. While users won't care what your code looks like, they DO care about bugs, new feature turnaround, and downtime, all of which are exasperated by shitty code. You don't want to be staying up late on the weekend unfucking something you fucked up three years ago.

Don't write shitty code for other people. That includes future-you.
I don’t think this is that much of a barrier. Tracphones are very cheap, disposable phones, it’s possible to get a phone. At pretty much any level in fact the government will give you a phone; sometimes referred to as the Obama phone. I have a disposable cell phone that I use specifically for signing up for services so I don’t have to give them my actual phone number. I take the point that nobody wants to go over their phone number to a massive Internet conglomerate, but I don’t see it as a barrier to signing up.
I just hope sanity prevails in the end. Whatever your political views, I think we can all agree that a world where a single gunman can kill 20 six-year-olds in a matter of a few minutes [1] is not acceptable. Whether the solution is to arm teachers, or to make assault weapons less available, there needs to be a solution.

[1] https://en.wikipedia.org/wiki/Sandy_Hook_Elementary_School_s...
No idea, maybe it will change some day. But right now, if you want the best quality at the smallest filesize, nothing seems to come close to the best software encoders. Maybe x264 and x265 are just really good.
The problem with just adding artificial latency, is that it makes it unclear why latency is increasing. Users may think "maybe the upstream service is just gaining users and failing to scale."

The great thing about an error, is that it gets your users' users upset (without really impacting them materially, if you're only doing them 1% of the time), in a way that tends to get your user to sit down and debug the problem. When they open their logs, they'll see your service's deprecation notice in each error message.

If you're already thinking about this when designing your API response envelope format, you could have a "warnings" field to put information like that in. But a lot of devs are going to miss that entirely, because they've got your API wrapped in a gateway object that strips out everything but the data they're interested in for "successful" responses. They'll only actually pass any of the envelope stuff through in the case of an error.
I agree with you 100% but I'll try to condense what I think is the biggest hurdle for buy in. People want "their" car to be smart, they don't want "our" roads to be smart.

I'm generalising but I hope you get what I'm saying.
Yes, but that'll be captured in the CD range with the rest of that signal. My feeling is that few instruments, no music and little transducer equipment exists for that range (>20khz), and so few are aware of it without the intermediation of technical assistance, that theres no point in attempting to record or reproduce any of that. all it can do is add noise.

cf musopen. https://musopen.org/music/

They've got some lovely high bitrate and bandwidth recordings there, and what they've caught is room and audience noise. They'd have benefited from more mics and mixing and less "throw bits at it"
I hate that my first reaction to seeing that examples are in Rust was "No! People are going to take this as Rust evangelism and disagree for that reason alone!"
iPhone siri (iphoone gesture), Fire stick microphone icons perform broad range of tasks irrespective of last task.
The post specifically contains "People can take the conversations with willing co-workers to Signal, Whatsapp, or even a personal Basecamp account, but it can't happen where the work happens anymore."

That seems entirely reasonable to me.
Musk Says Tesla Sold Bitcoin to Prove Liquidity as Cash Alternative
Nobody cares about what materials you used in your bridge! https://www.courthousenews.com/34m-settlement-reached-for-de...

But seriously, they call it "tech debt" for a reason. It's not a problem until suddenly you're no longer able to add needed features to your project, because every little bit of development takes hours and weeks and months.

There are so many posts about how "Engineers Need To Learn About The Business," and yeah, it's helpful sometimes, but really there are different types of jobs. Some jobs require the engineers to understand the product and business rules, and other jobs need engineers with deep technical engineering abilities. There's nothing inherently better or worse about either! What's bad is if the job is one type and you are the other type. (Similarly, you think you want to be one type, but really you want to be the other type).

So go ahead! Fiddle with an esoteric language or framework, because there are plenty of open positions that need you.
Not only peppered, it's the main dish: 8% is direct viral remains, while other 40% have a viral origin.
> If you're enjoying some watercooler conversation with a coworker, would you prefer them chatting about the drone they built or the door-to-door-campaigning they did for <candidate you despise> 2024, or the protest they were at against <your preferred candidate>?

Well, I’m the one who likes fiddling with drones in my free time, so I’d personally be more interested in that discussion! But that’s a different question than which of these conversations should be prohibited by the employer.
As one of those vilified "gun extremists", I'm cautiously optimistic here. We'll see what happens when the decision comes out, but maybe we'll get nationwide constitutional carry out of this.

It's bizarre to me how many of the same people that say we need to massively rethink policing still think it's a good idea to put the right to defend yourself from people attempting to do you harm behind a piece of paper given out by the police. Or to say that someone should go to jail and lose the right to vote/own a gun for life because your barrel is 15.9" instead of 16". Or that you should have to wait a year and pay a tax to have slightly less hearing damage.
From the lender point of view, property tax escrow is slightly less risky than leaving it up to the borrower.

If you work with a mortgage broker and get quotes, ask for the rates with and without escrow. It’s pretty common that there is a slight reduction in rate if you include escrow.
We're almost in the era of minority rule in the United Stated. The only bright spot here is we're in the death throes of conservative exceptionalism. But still the undue influence that group has due to gerrymandering, systemic voter suppression and disproportionate state representation is depressing.

The Supreme Court is meant to be one of the safeguards here. To his credit, while the conservatives were 5-4 John Roberts actually tried to fight the appearance of partisanship by the Court because faith in the institution matters. But now? The Conservatives have long put off taking up Second Amendment cases not because they weren't important but because they might not go their way. Now with a solid 6-3 majority, they seem prepared to foist that world view down our collective throats.

If you want an analog of this, look at how the Redeemer court effectively dismantled post-Emancipation protections in the decades following [1].

There's so many problems with the Second Amendment zealots it's hard to know where to begin.

First, the "right". Well, it's not absolute. If it was, it wouldn't be denied to felons and there wouldn't be background checks or waiting periods. Nor would there be a restriction on what "arms" the citizens could "keep and bear". Why not fully automatic weapons? Surface to air missiles? Nuclear weapons? Nerve gas? Biological weapons?

As soon as you concede the right isn't absolute you're just debating what limits there should be.

There's also the Second Amendment specifically noting a "well-regulated Militia". That nuance has been conveniently forgotten about.

The US had 45 mass shootings in a month recently [2]. 45.

The disastrous War on Drugs created the drug cartels. What do those cartels fight with in their territories? Guns easily obtained in the US. That's how the drug trade works: drugs into the US, money and guns out.

What's amazing is the US has collectively thrown its hands up saying "there's nothing we can do" to a problem literally no one else has.

[1]: https://www.theatlantic.com/ideas/archive/2018/09/redemption...

[2]: https://www.cnn.com/2021/04/16/us/mass-shootings-45-one-mont...
Meh, we’ve seen how organized and capable these folks are just a few months ago. They don’t inspire much fear in me, nor should they.
John F. Woods (who I actually knew IRL briefly - nicer guy than his online reputation suggests) said it best.

"Always code as if the guy who ends up maintaining your code will be a violent psychopath who knows where you live."

I'll just add that the psychopath in question might be your own future self.
Software would be great... if it worked. It's going to take a very clear failure of all self-driving software for anyone to even possibly invest in smart roads. Smart roads don't seem to be a startup thing to do - massive friction (like most infrastructure) and no promise of fantastic profits.

Imagine the investors' horror of building smart roads a few years before someone figures out a pure software solution. It's hard to be sure that it won't happen.
The takeaway is that Tesla worked tirelessly into making charging (one of the major pain points of EV) as efficient and convenient as possible. And legacy manufacturers are now trying to catch up nearly a decade later.
Thank you for linking to the actual drug, versus the inscrutable parent comment.

And from that link…

“All nine patients…”

…and from the parent…

“it’s saved the lives of everybody who it’s been given to so far”

Well, when N=9, whoop-dee-doo.

Also, while that sure could be promising, color me quite surprised if they can up human-derived stem cells to treat a surge like they are seeing in India.
The government PKI actually almost exists already.

Passports have an rfid chip inside them that does something like receive a challenge and respond with a signature over a hash of the passports biographical data combined with the challenge, along with the public key corresponding to the signing key, and a certificate signed by a government key to confirm the signing key is legit.

The government public keys are published, so anybody can verify that someone who claims to have possession of a particular passport really does. The weak point is that as far as I can tell the revocation list is not public, so you can't distiguish between a stolen and not stolen passport.
Making every moderation decision potentially liable to lawsuits is functionally no different than require a judge to sign off on every decision, since it creates the incentive for everyone to litigate every decision they disagree with, no matter how small.

But nothing social media platforms are doing is illegal. A judge is just going to tell you that you agreed to the platform's terms of service and they have the right, including Section 230 indemnity, to moderate content on their platform.
> Montana just decided that you don’t need a permit for concealed carry.

FWIW, Montana's recent change means that there are now 20 states that allow concealed carry with no permit (though a couple of them limit it to residents only).
> The issue I see here is that Jason Fried and DHH state that this decision lands solely with them.

To me that's just sensible leadership. To keep the company productive, you have to let the leaders make decisions while the subordinates focus on doing the work.

> Giving Basecamp the benefit of the doubt is impossible

But maybe the only way to solve the problem of polarization is for all of us to give each other the benefit of the doubt more than we might be comfortable doing.
I wouldn't go that far. There are tons of real people on it. A big problem problem though is the user base is so large and concentrated that it disguises the massive amounts of bots and "hidden" advertisement posts that get mixed in. And that low quality content drags the entire community down as "legitimate" posts are forced to compete for views/karma which was not their end-goal in the first place.

Reddit works when it isn't a competition, but advertising has made it a competition with a profit motive.
Bitcoin Is a Threat to National Security
As someone who never really liked either one (though I did buy a Tesla), Musk is nearly a clone of Jobs in affect and attitude and reality distortion effect.

All those people who are SO UPSET about the spin regarding FSD, for example, are just echoing what all us folks on Linux PCs were saying about Macs through the 90's and early 00's. Remember when the Altivec G4 was a Supercomputer on a Chip despite being slower than a P3 you could buy at Sears? Same deal.

Frankly I think had it happened, Musk would be running Apple today.