skysight-inc/HackerNews huggingface dataset:
You should only ever rent if you intend to live in a property an amount of time so small that the rent you're paying out doesn't cover the exchange cost. And that assumes that property prices aren't increasing which they almost always are and generally at a pretty firm pace.

Basically - you're trying to avoid the scenario where you live in a place so short that the exchange cost you pay to flip it on the far side exceeds the amount of rent you'd pay to reside in it.

Determining the exchange cost isn't always straight forward - the 6% given above may or may not be realistic for you, there are some brokers that will take a 1% cut and those folks are more common in hot markets, and there may also be taxes you need to take into consideration.

Also, there is a risk of getting stuck with a lemon - if you purchase a house which seems fine but actually has extensive water damage and mold you could lose a portion of the value, this is a really significant consideration in quiet housing markets (like the midwest) and less important in areas like SF where most of the property's value is likely the land itself - in either case you're taking a big chunk of the value of the structure out of the equation when reselling the property but in the later case the value of the structure is rather minimal while in the former case the land is essentially free.

Basically you almost always want to buy if you are able to. The money you're spending on housing when you own a property is accruing as equity instead of being siphoned off by a landlord.
There's always the SABRE engine that could do with more money and manpower:
https://en.wikipedia.org/wiki/SABRE_(rocket_engine)
I'm with you, the parent's sarcasm is really malformed. They're claiming that EcoHealth has conflicts of interests that led them to disavow the WIV lab theory.
Very untrue. COVID being much, much higher-risk in top age brackets means vaccinating the top age brackets everywhere first is a lot more beneficial than vaccinating country-by-country. Same reason why your country (whichever it is) likely made priority groups for vaccine distribution rather than make it a free-for-all.

And the first 15-20% or so of vaccines administered are CRITICAL. In true pareto principle, 80% of hospitalizations come from 20% of the population.

I'm in Belgium. We are facing a third wave. We're going back into lockdown pretty soon (it's almost certain). With just 400k more vaccines administered, we would not be in this mess.

400k. The US vaccinates 3 million every day.
Aren't most rich people living in their own houses? I'd imagine most higher priced apartment renters are middle class.
Why I Left Ripple
The EU has received more than 62 million doses (of all vaccines) and has more than 10 million doses in stock.

They've also created problems to the AZ vaccine at every turn. So much so that now some people simply refuse it.

So if they hadn't shipped 8 million doses to the UK (where that vaccine was developed with public funds) there is no guarantee at all that they would have vaccinated 8 million more people.

Edit with non-UK source (as of 2 weeks ago):

"Millions of Vaccines in EU Unused (March 11, 10:00 a.m. ET)
More than 11.5 million Covid vaccine doses that have been delivered to European Union countries have not yet been used, according to Bloomberg. The number of shots sent by manufacturers now totals 54.2 million, compared to 46 million a week previously. The data covers the week to March 7. [1]

[1] https://www.supplychainbrain.com/articles/31024-coronavirus-...
I was thinking about making a monte carlo simulation for my own use. Obviously I'm not going to be spending millions for the data. What's the best freely or cheaply (i.e. not "call us for pricing") available historical data for stocks and bonds? Or is the free data just so bad it's not worth doing at all? And what are the typical problems with the free data?
I have a Jabra Evolve (40?) USB Headset. The headset plugs into the USB dongle via stereo jack and has green/red backlit Pickup, Mute and Volume buttons and can be used without the headset to mute.

Tested it without the headset in a Teams meeting and mutes within the meeting and displays status as such, doesn't just mute system mic volume. Edit: seems to work the same in Zoom as well.

The dongle itself is model ENC010 and looks to cost around U$50.
Either you're a super hero who hasn't yet revealed your two separate identities OR it's your subconscious in action.
The stock market has gone through the roof for the last six months. Where aren’t you seeing returns on capital?
"Just" buying and selling also has a higher bar now than ever before -- Median sales prices are around $1.5M for peninsula / SF locations. Even on extremely generous tech salaries, it'll take some time to build up enough savings to get a loan.
I often ask myself how long these things are exploited in the wild before they get revealed.
> Free is for a single developer, with the purchasing decision led by that same person

> Premium is for team (s) usage, with the purchasing decision led by one or more Directors

Doesn't this conflict with the stewardship promise that "The open source codebase will have all the features that are essential to running a large 'forge' with public and private repositories"?
The government paid for the development of that same infrastructure for ULA in the past so its not specific to SpaceX. National security is a unique customer with very specific needs, if they want it they'll have to pay for it.
Chart: Who Americans Spend Their Time With, by Age
In the U.S. there is no limit as long as you aren't a strong outlier relative to mean market rent. People in LA might pay like over half their income on rent, for example. For the working poor, they also typically can't finance a move to a cheaper apartment since they lack any savings, so they cram more people per bedroom or end up living in their car or on the street. It's a sad state of affairs and really hard for working people here. Sucked dry with nothing left to use to get out.
from my experience, prior to covid, it really hasn't been if you're capable of buying.

look at the 2012 to 2016 period for example of rent vs purchase. if you just bought an average condo and sold it you basically could've ended up staying for free vs. renting.
I get those letters all the time, and have lived in my house for quite awhile. Thing is though, I consider my house always for sale for the right price. One RE agent I know came close to my price, but her buyers were a bit crazy and ended up moving to a completely different state.
Coral reefs do like to form on sunken ships, so that's still not far off
I'm not Dang, but I think it's a generally good life lesson that should apply always.
I completely agree, my point though is if you are legit rich, even for the bay area, it makes no sense to ever rent. someone with a net worth upwards of 20M isn't going to save any money renting even if they stay a paltry 5 years (though covid and WFH might change things of course, but this pattern has held up decently for the past couple decades).
> Eliminate capital gains all income is taxed as earned income.

I don't own property, I rent, trying to save for an apartment. I am currently paying CGT on savings (I think at income tax rate). People who do own property where I live get tax rebate because they have mortgage, and they don't pay CGT on residential property. How is that fair? I am poorer than most people who own property but paying higher effective tax rate than them, and it makes it more difficult for me to buy.

How is that fair?
> The effect has been known for almost two centuries now.

Ah good. Nothing like a good ol' electroshock brain treatment from the 1800s, also known as the golden age of brain medicine.
It's pretty obvious that what she wanted was not for her to go back to work, but for _him_ to go back to work and earn more money.
Yes, all HIGH severity vulnerabilities (even MODERATE) have lead time.

e.g. see https://mta.openssl.org/pipermail/openssl-announce/2021-Febr...
> Distributing these vaccines evenly based upon risk factors (age, BMI, ...) is what should have happened.

this is exactly what the UK has been doing?

https://ichef.bbci.co.uk/news/976/cpsprodpb/17157/production...
To be fair, as Linux users we generally can build from source if all else fails.

Now if you have some weird application which isn't built for your distro AND is closed source , you may run into problems .
Opportunity cost. Housing in the Bay Area goes up an average of about 7%/year, roughly inline with the S&P 500. Google stock has increased 13x in the last 11 years, for an average annualized return of about 25%. If you were at AirBnB or Stripe your return is about 100x, making over 100%/year.

With leverage the computation gets a bit more complex, but basically you're paying 4.5% interest on 7% appreciation, and not needing to pay rent, so you may get 4-5% real returns. Lever up 5x with a 20% down payment and you get about 25% returns - competitive with Google, but in the same ballpark, and you've taken on the risk of foreclosure or being underwater if there's a housing bust (which happen periodically in the Bay Area and take prices down 10-40%).

The stock is a lot more liquid, you can take it anywhere, you can sell it whenever you want, you can move in with a girlfriend and keep it. If you haven't made a conscious decision to stay in the Bay Area, the stock performs much better.
> Many of us are in a tough situation so we'll accept the crappy AZ

The AZ is pretty much equal (at least) in effectiveness to the other vaccines. This is agreed by the UK regulators (and until Brexit the UK were considered expert enough to run the EU one), the EU regulators, the German regulators, etc, and now the US regulators (not yet approved, I know, but their opinion is now released). How many of these world-reknowned establishments need to say the same thing before you get it?

By saying "crappy AZ" your choice of words is a major part of the problem. You are part of the problem.

As for "competing with the likes of Pfizer", I have the greatest respect for the science behind Pfizer, Johnson & Johnson, and all the others - but with equal performance, at normal temperatures, at a fraction of the cost of the others, and with sub-licensed manufacturing around the world, the AZ vaccine is currently aiming to be the one that 90% of the global population will be relying on.

The "crappy" Oxford/AstraZeneca vaccine is by a long way the world's best hope (in medical terms). It's very gracious of you to "accept the crappy AZ" (talk about ungrateful) - but if you're willing to take the benefit the least you could do is stop undermining it by posting rubbish on a thread discussing the very story that contradicts you.
I thought it was a well known problem that in the US class disparity (i.e. the gap between middle class and upper class) is increasing. The middle class is evaporating, becoming very rich or borderline poverty. Am I confused? WaPo isn't really saying anything new or controversial.
> EcoHealth Alliance, which has an agenda for convincing people that this is not a leak?

Exactly that. The first paper which discredited the lab leak theory published in The Lancet early last year by a number of scientists was later found out to have been organized behind the scenes by EcoHealth, which also asked for it's name not to appear on the paper.

https://www.independentsciencenews.org/news/ecohealth-allian...
It just proves there is a strong interest in Crystal
IMO, distros should start packaging good addons anyway.
> You have thousands of engineers to throw at the problem - why can't you stay in a lane while turning? Why can't you read turn arrows in the road? Both of these are extremely fixable problems. Why is the car stopping in the middle of nowhere?

Why would anyone risk blowing that whistle when Musk and Tesla have tried to get employees murdered by the police by accusing them of being mass shooters[1]?

[1] https://www.bloomberg.com/news/features/2019-03-13/when-elon...
"...Are EVs really better for the environment, though? A close look at all the factors shows they are—but it’s a complex answer with some asterisks.

The environmental cost of a car includes both building it and fueling it. That means factoring in emissions associated with oil drilling and power plant smokestacks, as well as from mining metals such as nickel and cobalt that are needed for electric-car batteries..."
> or Zig in release mode

My understanding is that Zig doesn't allow pointers to be null in the first place (regardless of release mode) unless you're 1) manually creating a pointer from an integer or 2) interfacing with C, and in both of those cases all bets are already off anyway (as they would be in Rust). The only "supported" options outside of that would be a non-null pointer or None.
So much opinionated certainty.

Seems like the only consensus is that the origin was (lab-leak || zoonotic). Given the unlikelihood of ever knowing the true origin story, future epidemic mitigation efforts should just assume both causes. History is rich with examples of both.
Are you picking the bay area as an extreme example?

As an example if you invested in tech stocks only from 2012 to 2016 you would have had enough money to buy 3 condos.
A proper investigation would not include Peter Daszak at all, due to his immense conflicts of interest on this topic, and his behaviour since the outbreak occurred.
Wonderful essay. I strongly recommend After Virtue as an introductory text to why virtue ethics is so important in the modern world. I find it very unfortunate that telos, the end-directed nature of people and our tools, has been wiped out by a focus on Darwinian evolutionary explanations.
Interesting, thinking about it the audience is what matters. Someone landing on your webpage is already primed with what the product is. For example monday.com talks about value first. However the Google Search copy mentions what it does, the TV commercial mentions what it does, etc. So if you're on monday.com then you already know what the product does. Even if you heard it by word of mouth, you'd have been told context around what it is.
these are a PITA to crimp. :(
Depends on how many lights you have, and how often you need to do it. I've installed extra wires from all light buttons so one master switch per room, not as flexible but same cost over 10 years. It saves me a ton grief every night turning off all the lamps in the apartment, some partners never learn that light switches can turn something off. The monetary savings are not enough to break even in 20 years, the time saved is priceless. ;-)
Yeah I agree to a certain extent. But I wouldnt LOVE to be a bartender. I think it would be interesting to try it for 6 months. Actually I'm quite certain at the end of the 6th months I'd be perfectly happy to never work behind a bar again. I might even dread the job by the 3rd month.

But it would be interesting to try. I was a life guard in college. I am probably the worst lifeguard of all time but it was fun for a summer. Same with being a basketball referee. I don't really know the rules well enough to officiate a game. But it was a fun job for a year.

It's things like that which I was able to afford to do in college or early adulthood that seem like they are not possible now. Not without significant financial sacrifice and a large detour of a career in motion.
Retirement Income Recipes in R: From Ruin Probabilities to Intelligent Drawdowns
> it was his awkward wording in the defense of Minsky that was the source of this.

Not at all, it was an awkward interpretation by the people who had an agedna. RMS is a very logical person - what he said was factually true and coherent. What made some people upset was an invalid interpretation of his words.
If you read my comment again, you'll see that it's not implying anything. I'd rather watch the competition between EVs and hydrogen powered vehicles instead of making any claims.

But, since you claim there's a flaw in my logic, let's remember some examples:

First rechargeable batteries were NiCads. Low capacity, memory effect ridden inefficient and hard to charge sticks of energy. Today we have Li-Polys which charge faster, last longer, provide more current and can be formed into infinite forms. Moreover, we have experimental glass substrate batteries which are non-flammable and can be cut and damaged during operation (even with full charge) without any explosions or fumes. They continue to work even. People claimed that batteries cannot improve up to that point, yet we're here.

While we're talking about energy, super capacitors were a thing of fiction, until they started to pop everywhere.

ARM CPUs were always touted as slow, low power devices confined to IoT, light load servers and SBCs. X86 was claimed the undisputed king. Yet over iterations, Apple's M1 leaves more power consuming X86 chips in the dust. I use an M1 MacBook Air. I'd repeat the famous words in that Reddit comment: Black. Magic. Fuckery. M1 is literally it.

Diesel, besides being dirty, always touted as high torque, low power devices. Yet we have formidable diesel cars racing in LeMans. Even most powerful Offshore racing boats were Lamborghini Marine diesels when I last looked.

Linux was always touted as a toy operating system until five to ten years ago. Yet, Microsoft is providing Linux images in Azure, building SDN switches and backbone network on Debian, implementing WSL2 in lightning speed to prevent further market share slip and writing a lot of tools running on Linux and contributing to the Linux kernel to make sure that it plays nice with Windows. They've even ported SQL Server to that toy OS.

Linux desktop is continuously claimed to be years away, but it happened already and it's improving steadily. It'd be another tech that people wouldn't have guessed that it'd improve that far.

These are the examples I can remember for now. I'd edit or add another comment if I remember more.

Edit: Changed "five" to "five to ten". Time flies.
The virus was first sequenced by a lab in Shanghai. The WIV wasn't involved in the discovery of the virus.
The US should allow AstraZeneca to be used on volunteers in other nations, as long as it's not under coercion. The possible blot-clot issue is small, if any. Thus, volunteers is a decent compromise, rather than let it sit in storage.
Ask HN: What is the complexity of building Stadia?
How difficult would it be to build a low latency streaming platform like Stadia. From the outside, it looks like Google is using open-source technologies like Vulkan API and Linux. Video streaming is already seemingly a hard problem, how would one go about doing this as cheap as possible.
Here’s how to align: even if you are not interested in joining, let them know what you would leave for, or a ballpark. If it’s way unaligned then just don’t continue past initial calls.

I’ll be disappointed if I make an offer and find out they leveraged it for a promotion, but usually you don’t have to tell them anything. You can always say you just want more money and every company has a budget.

You can also just keep in touch. Most folks who would make an offer are happy to talk to you again later or even further along in your career.

I now have hired two people who I sent rejections to after four years!

Some folks will frown on this but here is my philosophy: the company holds all the power, this is you as an individual developing an understanding of that system so it’s not at all unfair, since it started unfairly tilted against candidates - not everyone will agree, but the good news is that you won’t have to talk to the people who disagree again.
Ask HN: Best USB Hub for M1 Air?
I have a new apple M1 air arriving this week and would like to get a USB hub for running peripherals. There are so many options out there I'm having a tough time navigating them, thanks in advance!
Health care has been incredibly regulated in the US for a long time, from local to the federal level harmful regulation are enforced. In fact it is horribly regulated by any rational logic.

But instead of looking at that and seeing the issues with it, the whole world just uses it to bash on capitalism, as if the US Health care system was some exemplar free market system. US politicians have no interest in reforming the system other then add more and more layers on top or keep the status quo.

Funny enough medical care that doesn't fall under the insurance system is very effective in the US. Eye surgery or beauty operations can somehow be run with amazing capitalist efficiency but routine operations that are about the same in terms of complexity cost 10-20x more.

Arguably one of the best system, Singapore, is more free market then US one.

This is not to say that any system has the perfect combination, but a simple government run health care proves that government run everything is better, and use the US system as evidence is bad argument.
Interesting, I didn't realize "expectation of privacy" was related to (and dependent on) the 4th Amendment. Seems like a gap in our laws; expectation of privacy from people who aren't the government.
Finally Launched My SaaS
After 4 months of hard work, I am very excited to launch my first online business! I coded the web application from scratch and have finally deployed everything to production. I have a full-time job and a child to look after, so it was no easy job to get here. But it feels amazing to finally have done it. I am sure that there are imperfections on the site but I think I reached a decent MVP with the core features. I am now preparing my strategy for the next phase which is marketing the product. The app is more of a B2B software so I need to plan around that.
I thought I share with everyone here to give you some inspiration and hope!

For those interested here is the product: www.parcelfriends.com

P.S. if everyone has any feedback I'd be very very it interested to hear from you. Thank you!
That's not true, they would go much slower and be much heavier. Formula E uses a different layout at Monaco because the cars don't have the energy to make it up and down the hill enough times.
Deep Learning struggles reaching level of reliability required by production
Just to note - that last class of buyer has no financial motivation to remain a renter. They are stuck in a situation they can't get out of easily where a larger portion of their paycheck goes to housing and decreases the rate at which they accrue value.

This is why home buying assistance exists and is a very very good program for the government to subsidize, renting should, ideally, be a tool for those just starting life and those with the means to indulge in luxury - most people should own their homes since most people are living in the same place for extended periods of time. The exceptions to that are rare and need consideration, but the majority of renters today are people who are stuck in the rent cycle or don't know any better.
> Stop buying stupid disposable junk.

I get the frustration, but this is a narrow perspective. _Consumer_ IoT is still waiting for some good use cases. But IoT touches a lot more industries than that: medical, earth science, manufacturing, heavy industrial, logistics, energy... they are all being improved with useful IoT solutions. And we need solid security in all these areas, not just the home.

I'd also note that privacy and security, while related, are separate issues. Most IoT solutions don't factor in either concern well.
It seems that they focused too much on price.

Like if a few cents or even a few euros per dose would make any difference considering the accruing cost of the pandemic.
Never heard of quip. I'll check it out.