skysight-inc/HackerNews huggingface dataset:
The biggest issue to me is the dumbing down of an experience and design, treating your users as incompetent vs. treating them as intelligent and being able to figure out things; there's still bad design that can occur when complex, but good UX of presenting information appropriately and contextually can create a rich but easy, intuitive flow.

The slowness of certain platforms is also an equally big issue, Reddit for example who seems to purposefully ignore and allow their website via browser experience to suffer - in an attempt to drive people to their app for ad tracking purposes - which I think is shooting themselves in the foot with the trend towards eliminating shallow-manipulative advertising from existence.
To cover their short position at a huge loss, funds would have to sell their long positions, which is basically a big sell-off. That may be just temporary. But in a deep bubble it could trigger a mass selloff and a recession.
Finviz also has this information in addition to many other metrics:
https://finviz.com/screener.ashx?v=131&o=-shortinterestshare
> Is it still a "pension" when contributions are made your whole life and it crashes to 0 and you never make a withdraw?

Yes?

Why do you think defined-benefit is so important as to be the default, gold standard which owns the name 'pension'?
How do you with https://memtrax.com/

My score varies a to based on several health issues. I sometimes used it to track how treatments are affecting me.
Agreed, but one point:

> Regulators are usually created in response to firms having won the loophole cat and mouse games, and the prohibitive complexity of actual regulations. If government wanted rules, they can just legislate directly instead of delegating to a regulator.

Large motivation to create regulatory bodies is expertise and focus on one (or more related) subject, and these regulatory bodies often simply recommend to the government/legislators and do the management the law mandates.

IMHO this 'suggestive' mode of operation is not usual outside of finance. (I might be wrong though, I have never seen a full list of regulatory bodies.)
This is getting too dumb for me. Anyone can write incomprehensible sentences if they want to. They can also hide all the important details behind a lot of rambling.

There is also the problem that reading every ToS is a denial of service attack on customers.
Things were better when the Operating System decided how a gui should look and work.
I just cannot comprehend how anybody could come up with something like the redesign of
https://www.tagesschau.de/ which was launched this week.

Yes, it's supposed to be a news site.
I had to add some newlines to your text because it was borking the page layout. Sorry, it's our bug.
It's not about reasonableness as much as it's about officials enacting the policy unilaterally. Twitter disabling Trump's account might be reasonable, but it was a pretty unilateral decision.
Thanks for introducing "user exploitation" to my vocabulary, it certainly describes the overwhelming focus on giving ad networks as much screen real estate as possible so we can be surveilled by marketers and governments alike.

As an additional correlation to the timeline, Taboola took off from 2007 to 2013 especially, when all the online journalism sites were trying to figure out how to stay afloat and suddenly they were all handed a guaranteed monthly income, all they have to do is mix scams and health-scare and "Tommy Chong CBD" fraud in with your news, your readers will love having relevant recommendations for what to read next!

(It's my conspiracy theory that the only reason these ad networks pay out so well is to keep the surveillance dragnet wide, track what information every person sees -- for the price of a little click fraud)

But back to the topic, these design changes (even editorial changes to what headlines are on your front page) are certainly not done with the user in mind.

Another design trend that has completely taken over of course is algorithmic timelines. Both Twitter and Instagram started pushing non-chronological sorting on previously chronological feeds in 2016. This is a transparent effort to take advantage of the slot-machine-addiction of reward and disappointment brought about by a refresh of content -- requiring you to refresh the page and load more ad impressions. I can't tell you how many times I tried to use facebook's search feature, but eneded up scrolling down the timeline trying to find a post I saw earlier, how many dozens of ad impressions were bought and sold while I scrolled, all because facebook couldn't be bothered to write a useful timeline search?

The places where people spend most of their time online (social media, youtube) are designed to act like quicksand, information is re-arranged every time you hit the back button, just because they need to mix some payola in and keep you on the site.

/rant

I think there is still a log of creativity to be had with computers, for my part I'm building a WYSIWYG CMS that frames all of its data into polygon 'tiles' that fit together into a mosaic in 2 or 3 or more dimensions, just something to get away from the rectangles and single column timelines that make everything look the same. I can't even remember what website I saw something on because I can't tell one from the other. So, see also another great piece on web design from 2016 [1] relating to design trends in physical spaces, the trend of cafes and airbnbs to ignore any of its local context in favor of a bland Le Corbusier-meets-Edison-Bulbs style, a full on mcdonaldization of service so that you never have to try anything new (except even mcdonalds adapts the menu to local taste)

[1] https://www.theverge.com/2016/8/3/12325104/airbnb-aesthetic-...
I don't think any of the services you've cited are considered "major" services by any stretch of the imagination.
Google on the News Media Bargaining Code [video]
Not enough to matter. At sufficient price there will be a seller. The company can create stock and sell it if the current holders don't.
My shower thought the other day:

How much money would Coinbase have, if instead of building the company they had just bought Bitcoin back in 2012 with their seed money?

I think it had dropped to about $7.50 around then.
Can’t it to turn pages or do anything on mobile. Great idea though!
You'll fit in extremely well as a moderator on today's StackExchange.
Even if short-sellers are forced to buy 140% of the existing stock, while much of the stock is in the hands of people who refuse to buy? There's way too many buyers and too few sellers. And the buyers are forced to buy.
Yep, I just noticed, oof.

This has nothing to do with my opinions on crypto. The level of scamming, stealing and corruption in the crypto market is orders of magnitude higher than anything Peterffy admitted to on CNBC.

You know this.

Bitfinex literally stole 36% of everyone's assets on deposit when they got hacked in 2016. [1] Not just the asset class that was hacked. All assets. Then they issued "tokens" redeemable for equity in Bitfinex valued at $1 each, which turned a $72 million dollar loss into a $72 million dollar valuation for Bitfinex. Then one of their clowns [Giancarlo Devasini IIRC] is recorded saying "the best way to get your money back is to sell your Bitfinex equity tokens to someone else before they realize what's going on." Of course, Coinbase is widely rumored to have told Bitfinex to get stuffed, and didn't take a 36% haircut at all (an institutional leaving you hanging?! in crypto?! gasp). Why no haircut for Coinbase you might you ask? Because it's fraud, a type of fraud called fraudulent conversion [2].

That behavior is the essence of the crypto space.

Peterffy is saying you're welcome to close your position but don't open anything new right now. Do I agree with that? No. Does it hold a candle to anything in the crypto space? Not a chance.

I don't criticize most people who are genuinely looking to improve crypto, I think they're misguided and wasting everyone's time, but that's not the same thing. They're free to spend their time how they wish.

[1] https://www.reuters.com/article/us-bitfinex-hacked-hongkong/...

[2] https://definitions.uslegal.com/f/fraudulent-conversion/#:~:....
Thanks!

> Robinhood claims there are two types of brokers, introducing and clearing

Clearing brokers interface directly with the the clearinghouse, i.e. the DTCC. Introducing brokers clear through a clearing broker. (Who in turn interacts with the clearinghouse.)
I reaaaaaally dislike the implication that Apple is against people's rights to repair their own devices because, frankly, that's nonsense. You can support "right to repair" while simultaneously opposing the current proposed bills. I think people should be able to do whatever they want to their devices once they've purchased them but I don't think that Apple should be forced to provide them with the parts, tools, and manuals to do so. That doesn't make me anti-RTR.
https://archive.is/nfxoK
Avoid IB, a serious broker that did exactly the same thing as RH today
Because it is very widely available for free and it is pretty great (good enough for most use cases) where the original solution (the c rand function) is awful.

There might be better solutions but do they have about 20 good libraries ready to use for every language you can imagine?

It’s a bit like qsort. It isn’t even the best but it is straightforward, widely available, free and magnitudes better than the naive bubble sort solution.
Here's a reminder that you obliquely asked another commenter what "planted" an idea into their head. I'm not sure why you would demand other people talk to you in the way you want to be talked, especially when you just did this.
Well, now that it's cracked, others will have a much easier time. And if you have more than $290 saved, you're already over minimum wage if it takes 40 hours to crack, so I would not consider that thing to be secure enough. Plus, even if you do consider these things secure enough, why would you pay extra to have less security when you can encrypt your normal drive that you already have for free and get a much higher level of security?
Classic Rock Radio
1- RH is one of hundreds of brokers, not all of whom stopped taking trades for opening positions in GME. Is your point then that RH traders are the only buyers? Is it a ponzi scheme then?

2- It is NOT an EULA. Your agreement with a brokerage is not a software license. It is exactly like a mortgage or credit card agreement. Good luck in court trying to claim your were damaged and want to walk from one of those because you did not bother to read the terms.

3- An "investor" is not a pattern day trader. An investor does not take positions with a time horizon of minutes and hours. The kindest would be to call those involved in GME speculators. If these individuals bought GME because they really believed in the recovery story they would have a long time horizon and would not care about a temporary halt in new purchases at a handful of brokers.

4- The biggest short is in the press saying they are out.

4a- Ex: Margin call is triggered on account at GME price of $290. The first bid that RH can hit is at $265. Who is eating the difference? Suppose not all is filled and balance is at even lower price? This is not an orderly liquid market. Try to recall trading in index futures during March. Moves that would typically take weeks happened in moments.

5-Politicians latch onto anything that will get themselves in front of a camera. RH is not impeding the free market. You are free to DTC your entire account to another broker at any time.

6-Are you out front with the same critique when Joe Hedge fund is on Squawk box saying how great the new iWhatever is and how we should all buy Apple even at record highs? Even though he is long and has an interest in it going higher? But it is bad when a short seller publishes why they think a company may eventually fail because of mismanagement or other trends? And the nerve of them to suggest others should sell before it does fail.

6a-Unless GME needed to raise funds by an equity sale, the price of their stock is irrelevant to day to day operations. Do you look at the price of Pepsi shares before buying Doritos? If the new CEO of GME has a legitimate and convincing recovery plan he should be able to persuaade banks to lend... unless the debt load is already so high that even a recovery makes it dubious that they can service their debt.
In a crash, you lose money. I can repair your harm of lost money with cash after the fact. Ergo, that is not irreparable.
If the shares were printed on stock certificates how would you get to 100.01% short interest?
They can up the margin requirement, if he/she bought the shares with margin before it theoretically could trigger a margin call.
IIRC IceCast essentially extends/abuses HTTP/1.1 chunked encoding to frame such metadata. The original Nullsoft's ShoutCast protocol simply multiplexes fixed size blocks of mp3 data with length prefixed metadata packets. In both cases you can pretty easily strip the metadata out.
8-weeks keto diet Challenge
The big difference is that you are able to deliver Bitcoin and other cryptocurrencies to your own wallet, after which Coinbase loses control of it.
Just to be sure we are both talking about e-tron suv, right? It handles like a modern work truck, or almost 20 year old weakest spec Cayenne after loading it up with !500 kg! of bricks. Its great if you are an older gentleman and your main requirements are nice soft plushy seats, think American land yachts (Cadillac) in the 70-80s. Infotainment also takes me back 20 years - Voice control doesnt understand the name of second biggest city in a central European country, and is unable to plot a 300 km route from the capital to the second biggest city (after entering it manually with on screen keyboard, it wouldnt work otherwise) on half a charge, gives up looking for chargers claiming there are none. We are ~1000km from the place the car is manufactured, and it doesnt recognize mayor cities and is unable to direct me to a charger.

Yes, the trim quality is excellent, doesnt change the fact its "EV for the old people made to feel like petrol car". Its a Nokia https://en.wikipedia.org/wiki/Nokia_N82 industry leading finish quality, outdated specs.
Sometimes I wonder what the point of those web frameworks are. I find them harder to use than plain HTML/CSS/JS.
Hey all, just posted this! It's still very much a work in progress but wanted to share regardless. So far I think it's an improvement in a few ways over existing APIs / Platforms out there at the moment that have similar offerings (clearbit, fullcontact, etc.).

Let me know what you think and how it can be better for you!
Confirmed by the person who originally reported about Schwab to me.
How is that important? You could absolutely do that and Apple absolutely could do that. Right to repair laws wouldn't force Apple to create obsolete parts so what's your point?
I’m surprised this sort of attack has never be carried out before. Is it just because no one ever thought there’d be a crazy army of retail investors that could be so coordinated and so irrational and large enough to matter?
I thought I was done with $GME. I've made money on 3 legs up at this point. But seeing Robinhood do what they did, I closed all my positions, will be withdrawing all of my cash and closing my account ASAP.

I opened a TD Ameritrade account this afternoon and bought a few shares of $GME on principle.
Thank you for posting this, very insightful :)
The term "Bcash" is a social engineering attack against big blocks[0]. This attack has been so successful, the name still shows on Wikipedia[1].

[0] https://medium.com/@jonaldfyookball/why-some-people-call-bit...
[1] https://en.wikipedia.org/wiki/Bitcoin_Cash
It is a web app but not a good one.
How about this. Tonight, when I want to watch a program on BBC Iplayer, I need to switch on the kindle fire stick, wait for it to load, find the iplayer app and wait for 30 seconds until it loads, search for a channel, with each character I type taking 0.5 seconds to show up on the screen (no kidding), select the channel and wait 10 seconds for it to buffer.

When I was a kid, I just used to press one button on the front of the tv and it was on in less than a second.

Not sure what my point is really but there’s something not quite right with this situation. Technology has improved choice but made the experience awful.
An update on market conditions–Robinhood
Hi ray,

It’s been a tough day, and we’re grateful to you for being a Robinhood customer. In light of the extraordinary market conditions this week, we temporarily limited buying for certain securities this morning. Starting tomorrow, we plan to allow limited buys of these securities.

We’ll continue to monitor the situation and may make adjustments as needed.
This was a temporary decision made to best continue serving you, and was not an easy one to make. We know it’s led to frustration and confusion, and wanted to provide some clarity.

As a brokerage firm, we have many financial requirements, including SEC net capital obligations and clearinghouse deposits. Some of these requirements fluctuate based on volatility in the markets and can be substantial in the current environment. These requirements exist to protect investors and the markets and we take our responsibilities to comply with them seriously, including through the measures we have taken today.
To be clear, this decision was not made on the direction of any market maker we route to or other market participants.

The past year in particular has shown us that the financial markets are for everyone—not just institutional investors and hedge funds. We’ve seen a new generation enter the market, and they’re sparking conversations about what it means to be an investor. We stand in support of you, our customers. Democratizing finance for all means giving more people access, not less.
We’ll keep monitoring market conditions and will update this Help Center article with the latest changes. We also published a blog post regarding today’s events.
Thank you again for being a Robinhood customer. We’re so grateful for your support.

Sincerely,

The Robinhood Team

*This is for anyone who doesn't have a robinhood account. I am not posting this to take a stand on the content of the letter, but here it is so everyone can have access to it.*
Yeah it's next up.
I don't think that's the case, it's pretty set and forget for 100-2000 user installs, generally you're only touching it during upgrades as required.
People keep saying this.

If it's true, where is this evidence? It hasn't been on Fox. It hasn't been on OAN. It hasn't been on Newsmax. What's been presented has been uniformly debunked in ways that I find completely convincing. If this is as big as it's claimed to be, you don't shut up just because a judge says you don't have standing.

I haven't found a statistical summary, but I've just surveyed the status of all the cases on several neutral sites (ABA, Ballotpedia and others). I don't see how it is possible to draw any conclusion other than a deeply incompetent legal team with no convincing evidence failed to get a single in-place ruling that supports their wild claims.
You are a hero, thank you!
Wait his name is Denier and WeBull is the company name? Humm..
One big difference between Robinhood (and other commission free brokers) and other service providers where the users are the product (line Facebook or Google) is that Robinhood has a legal fiduciary duty to the users and a federal watchdog tasked with enforcing that duty.

Personally, as both a former trader and a current Robinhood user, I’m much more comfortable with their relationship with Citadel than I am with Facebook or Googles relationship with advertisers (I’m a google user and ex adtech person fwiw).
I just went there and it was 3.5 https://ibb.co/9pxhD4V
There is a difference between believing in corruption and believing a specific conspiracy based on anonymous hearsay.

So yes. It's literally a conspiracy theory.
> In defense of the d.school, what they teach are techniques and tools - not ethics.

Is that a defence? That sounds like trying to explain your friend's rudeness away by saying "In Bob's defence, he's an asshole".

I guess this is partly a philisophical question about whether the job of schools is to raise effective citizens, or effective market manipulators.
Google just deleted over 100k negative reviews of RobinhoodApp
Shows how much they trust what they're selling I guess.

If BTC and ETH are just a replacement for visa and mastercard, they've done a good job, in that they've driven visa and mastercard to be so fast and cheap that it's essentially impossible for any blockchain based solution to be faster or cheaper per transaction.

Heck, my visa card pays me 0.3% nowadays.

So what's the purpose of crypto if it's centralized by a company like coinbase that's regulated by the SEC and all other US law ?

I'm not trying to be a crazy anarcho libertarian here, I'm just saying that the only person for which crypto makes sense is fundamentally, in this day and age, and anarchist or libertarian, or both.

But either of those are not holding crypto with a company that wants to be listed on a public us exchange... so who is !?
Can you use uniswap or 1inch as a fiat onramp?
Thedonald.win mods create Wallstreetbets backup
I can answer your question: unlike the great sibling comment, let me state that I do (or did) not know of such laws.

But now what? Have you proved the point that I need to "assume malice"? Or have you now successfully argued for the narrower claim, that the resolution is indeed a proposed ban on encryption?

I am very sorry but I really do not believe you have - which was, of course, the reason that I ignored your question in the first place.
They came out and said they did it to protect users from volatile stocks. I’m sure we can hypothesize but why not just listen to what they say and judge them for it.
All they need now is a Twitter account, a GitHub org, and a mandatory CLA, then it’ll be a real framework.

To their credit, they have the requisite number of emojis to be perceived as relevant. And I applaud that it can be grokked relatively quickly.
> when you don’t understand the dense legalese

This confuses me a bit because I have personally never encountered anything in a legal document that I didn’t understand. I am not in support of reading all of the TOS, as that seems like an impossible feat, but when I have read any TOS or contract, it seemed understandable.

The hardest thing for me is comma separated if statements written in plain English. But that’s mainly because it can be difficult to hold the conditionals in short term memory - but it has always been manageable.

What’s an example of dense or unintelligible legalese?
I think this is the problem that tools can’t solve. If you want to interface with a database, you need to know how a database works, regardless of what tools you use. I like using ORMs, and I think I write good ORM code. But I also think that I know quite a bit about how databases work, and that I’d be incapable of writing good ORM code if I didn’t.

If you give a novice developer an OOP assignment, they’re likely to struggle with the learning curve, and likely to ultimately create something that has a lot of unnecessary complexity. If you give a novice developer MEAN assignment, they’ll create something that “works” a lot easier. But it’ll likely be full of bugs created by not understanding the underlying problems that the framework is simply not forcing you to address.

Which is what I think these “simple” frameworks do. Allow you to create working features without necessarily considering things like consistency and time complexity. I also think it’s why things like Mongo have been slowly adding more ACID consistency, and schema design features. Because people are coming to realize that those are problems that simply can’t go unaddressed. And why ORMs and things like GraphQL have become so popular, which to me look remarkably similar to the structured approach of OOP design patterns.
I don't think dividing sidewalk ownership among many companies is enough to achieve free speech. We need something more.