skysight-inc/HackerNews huggingface dataset:
I'm the CTO of BankSimple. I can confidently say that there's nothing fundamentally broken about the concept or company. BankSimple wasn't the right place for Dave, but he's a brilliant programmer – seriously, one of the best I've ever worked with – who will end up doing great things no matter where he ends up. I'm really grateful that we got a chance to work with him.

To be clear: this is not the easiest business in the world to start, particularly given the slow-moving pace of the banking industry, regulatory burdens, etc. But we've been making substantial progress, and we have a growing team who do fantastic work.

You are, of course, free to be skeptical of how I present the state of our company because it's in my best interest to put a positive spin on things. That said, it's also in my best interest to be open, because we know that many of our early (potential) customers are coming from communities like this one, and building trust is critical for our success.
Ask HN: Anyone know of a good and responsible RoR coder? Pay:$30/hour
I'm in need fo a RoR coder that may have experience with SSAS and FaceBook to fix bugs and make modifications to my game, which is in Sandbox mode right now. I don't have much, but I'm willing to pay $30/hour for a few hours. I lost my job and i don't have an office or a team or Angel/VC backing or any of that stuff. Just my savings, but i know if the game is fixed it will make good money and then i'll be able to pay higher rates and bring more work.

Please help a struggling startup ;_;

LUTOPiA.Co
Hands-on: grooving on the go with impressive Google Music Beta
Ask HN:  How to get hired as an inexperienced developer? 
Is it possible? I have course-level knowledge of programming(Java, VB.NET) but no actual industry experience. My only industry experience is that of software testing.

What should i do to prove to employers to hire me as a developer?
So it would appear that the RFI is specific to the human dynamics and not technology. The idea being that a society encapsulated for a 100 year journey - presumably to the nearest earth-like planet at 20LY is reachable on a 100 year journey to occur in the next 100 years - would need to be structured such that internal human interpersonal dynamics are sustainable.

I would assume that we would need to heavily look at a rotating hierarchy within a meritocracy such as engineering heavy companies (Google, obviously coming to mind)

That you need to determine a structure that allows for individual fulfillment as well as group achievement and that individuals have the ability to migrate through roles over time and foster the next several generations of replacements.

Sexual reproduction would have to be heavily considered as you need to sustain the population, but not overpopulate the ship.

Resource consumption (some people eat a lot more than others) needs to be addressed.

Education, entertainment and exercise need to be accounted for.

Materials management is an issue (how will research endeavors be supported over 100 years in such a way that they don't consume/transform the available materials to the point that future research is inhibited)

The issue with an organizational structure to last 100 years in an enclosed environment will really tax traditional ideas of relationships.

How do you handle the un-pretty / weird / asshole who no-one wants to have relations with over time - knowing they cant leave the ship, they may become lonely/angry.

How do you deal with jealousy?

How do you deal with monogamy?

etc....

interesting problem.
Attachmate obviously don't think Mono is worth keeping the development team for; but Miguel is (admirably) not sitting on his hands until they decide what to do with the commercial products his team developed. If you're a commercial Novell Mono (Touch/Droid) customer, it seems the best thing you can do is ask them to sell or license the code to Xamarin, today.

IIRC, Miguel's estimate was 4 months to reimplement the iOS framework. Could turn out better, could turn out second-system, but these guys do have a history of shipping. That 4 months (and the corresponding time period for Android) could be saved if Attachmate move quickly.

Have any Novell customers asked this question and got a response?
I am one of those people who asked for a Bank Simple invite. At the time I had an account at a bricks-and-mortar bank. Since then I have switched to ING Direct and in some ways I am a harder sell. But I will say this: UI does matter. It's not just about the fee structure. However it will have to be an awesome UI (by which I mean the money management layer available to the customer) to get me to switch again
@bcl222
Thanks. Here's a review by Patrick Rhone at MinimalMac.com that just came out today --> http://bit.ly/jMAdoY
Twas the night before Disrupt
Agreed. I'm amazed at the people drooling over the bitcoins they could make when generating actual dollars seems so much easier, especially once you're assuming such "trivials" as millions of users and pageviews each month.
"sell high"
Wouldn't AGPL be moving is basically the opposite direction from what cookiecaper was suggesting?

(I'd also think AGPL would be less OSS-like than that suggestion, since it limits what changes you're allowed to make instead of just limiting how you're allowed to distribute it.)
From the video:

"Select which framework your using"

"your" should be "you're"
http://www.bbc.co.uk/news/technology-13477811 It is about half way down that you get the clarification
I believe something is beginning to happen... down at the OS level, Red Hat have absolutely made big in-roads, and in middleware (esp the Java world) you have Glassfish & JBoss doing very well, and MySQL and PostgreSQL have certainly begun to penetrate the enterprise. And higher up the stack, you have Zimbra, SugarCRM, etc.

No, SAS, SAP, Oracle Apps, Lotus Notes, etc., won't be going away tomorrow. But I think there are clear signs that acceptance of F/OSS in the enterprise is growing.

For my own part, I'm working on an Open Source startup, playing in a space similar to Jive or Yammer... so - for what it's worth - I've bought into the idea. (Then again, I'm a F/OSS ideologue, so I'm not exactly unbiased).
> The complaint is that the thermometers are too close to parking lots or other things which might contribute an "urban heat island" effect. This is quite different than "artificial heat source" which sound like it's next to a boiler or engine or exhaust from a building.

Quite a few actually are near an air conditioner exhaust. There's been a change over time from thermometers where somebody has to go outside and manually look at the thermometer to record a reading to thermometers that are essentially on a computer network; the electronic ones are generally connected to a building via a power/data cable which makes it more trouble to site them well - the cable might not be long enough or might get in the way or you'd have to dig up a street to put the cable in...so the new sensors tend to be closer to buildings than the old ones. Not to mention that air conditioners are more common now than they were in times past. The upshot is that lots of modern thermometers are near buildings that both reflect heat off surfaces and have air conditioners blowing heat into the air. Which made it at least plausible that the better-sited sensors might show a different trend than the worse ones.

The exact definitions of the categories are:

=====

Class 1 (CRN1)- Flat and horizontal ground surrounded by a clear surface with a slope below 1/3 (<19deg). Grass/low vegetation ground cover <10 centimeters high. Sensors located at least 100 meters from artificial heating or reflecting surfaces, such as buildings, concrete surfaces, and parking lots. Far from large bodies of water, except if it is representative of the area, and then located at least 100 meters away. No shading when the sun elevation >3 degrees.

Class 2 (CRN2) - Same as Class 1 with the following differences. Surrounding Vegetation <25 centimeters. No artificial heating sources within 30m. No shading for a sun elevation >5deg.

Class 3 (CRN3) (error >=1C) - Same as Class 2, except no artificial heating sources within 10 meters.

Class 4 (CRN4) (error >= 2C) - Artificial heating sources <10 meters.

Class 5 (CRN5) (error >= 5C) - Temperature sensor located next to/above an artificial heating source, such a building, roof top, parking lot, or concrete surface."

====

Class 1 and 2 combined only add up to about 8% of the sensors, according to surfacestations.org. So the claim in this article that "nearly 90% surveyed violate official siting requirements that they not be too close to an artificial heating source." today could be updated as "roughly 92% surveyed..."
The very last thing we need is for the government to put more regulation on the Internet. The only thing that's kept their heavy hands from destroying things so far, is that they're also incompetent with technical issues.
why is everyone suddenly a nutrition expert?

I know a lot of people who have opinions on what is good for you and what isn't in terms of food. none of them are doctors, of course. in fact, most of them have never taken any science subjects at all, and wouldn't know their ass from a redox equation even if you threw a shelf-full of chemistry books at them.
Perhaps "Slipping a Norton" will become the new mickey.
Whenever I discuss a problem that I am having with my husband, he gives me very specific advice on what I should do. About 90% of the time I don't listen to his advice and he gets upset about it and thinks that I don't value his opinion.

So, why don't I take his advice? Because I wasn't asking him to tell me what to do. I just want him to listen to me.
I know what I need to do to solve my problem. It just makes me feel better to talk about the problem out loud :)

My advice: Your girlfriend will figure it out by herself. Just be there for her.
Work on Open Source projects.

Usually employers will take a chance on some one who is inexperienced if they can prove they are a passionates programmer, show that that you have some initiative. Work on your own projects, or at least join discussion groups in your desired field such as meetups.
I've recently started working on a book that I intend to sell via Kindle. Any gotchas, pointers, things-you-wish-you-had-known and etc will highly be appreciated?
The thing that matters in a patent are the claims.

The descriptive text is in large part there only to satisfy the requirement of 'enablement', meaning, if you patent an idea, you have to disclose enough information so that someone reasonably skilled in the art could duplicate your invention. Trying to parse the descriptive text of a patent isn't particularly useful.

The claims in this patent are straightforward:

* Handheld devices with keypads

* Remote servers

* Interactions for setting up a sale of an item

* Interactions triggered by repeated use of the system
Off topic, yes, but could someone please tell me what Scribd is good for? I keep finding links to PDFs uploaded to Scribd and I can't for the life of me figure out why anyone would use it over, say, a simple web server.
hah I totally misunderstood that. Once you log into the dashboard it's really clear because you see the slider w/ $per 30 days. It would be cool to stick that on the pricing page directly.

From what I can see per 30 days: 1 clone($0.00) .. 25 clones($864.00)
Their website is ridiculously well designed -- possibly on par with Heroku. Doesn't say much about their solutions and infrastructure, but it does signal great care.
Build something that they can see, or contribute to an open source project, or both! If I were looking to hire you I'd want to see some of your work, maybe even just your personal website, and I'd love to see some of your projects on Github (or at least a github account that has forked some other projects, show me what you're interested in).
Actually, I guess that's not true: My bitcoin mining is currently making me about $200/month, minus power expenses of about $40. It's on a rapidly downward trajectory, though.
My obscure favorites:

yafc: The best command-line FTP client that nobody's ever heard of. Local caching, tab completion, bookmarking, SFTP, and other generally awesome stuff.

clex: Full-screen file manager for command-line junkies. Configurable directory display, smart name completion, enhances the command line without seeking to replace it.
The zipped digital edition (mobi, epub, pdf): http://hackermonthly.com/hackermonthly-startupstories.zip
In theory, "real democracy" says that if the latter condition isn't met (i.e. people in power do not have public approval), then the former condition (rigged elections) must be true.

No one should be in power if the majority of the public doesn't approve of them. If they are, then the elections were rigged.
Parallel Programming is Pointers++
Who is the creator of bitcoin?
I assume Gruber is talking about engineers in Cupertino never using Norton, while Ars is talking to Genius Bar employees. It is that far fetched to assume Apple trusts the former more than the latter?
Most likely, because there's no Americans left to play against. Only other sharks who've moved overseas :)
To me this seems like Gruber doing damage control for Apple again.

There's no doubt that simple scams like this will increase as marketshare does, and pretending like it's not already happening is fooling nobody.
The Ultimate ASP.NET Development Resources Roundup
Firefox Future Release Blog Launches
LinkedIn's IPO is a watershed moment for social media
I've actually been thinking the same thing over the past few days after I joined HN. I even asked a few people in other industries what types of 'geek' sites do they read, and where they keep up with the latest things...
Go to Fenway on a game night. You just wave something that looks like a pass and you get in.
Actually I wouldn't be surprised to find Norton on a Genius Bar Mac, mostly because an anti-virus is required for PCI compliance to handle credit cards.
Psyched! Here's the official wiki for the hackathon => https://github.com/hackdisrupt/TechCrunch-Disrupt-Hackathon-...
Yeah, I really don't understand Gruber's position on this. It seems fairly obvious and inarguable that as Macs become a bigger target, there will be more and worse malware on them. Is he saying that there's something inherent to Mac OS that makes malware harder? If so, what?
Just me, I do everything (design & code, ha!) and it takes about 4-5 weeks to fully do one. I'm working on more, just need to find the time to crank them out.
Anyone know if Nat Friedman will be involved with the new company? Always been convinced that guy is a genius.
For those like me who internally struggle on which is the preferable language to study in depth (OCaml or SML), here is a practical source for SML:

http://only.mawhrin.net/~alexey/sysprogsml.pdf
I'm BankSimple's CTO. To your points:

1. We're more than a "customer service wrapper". We don't license our technology or outsource our support staff to other banks. Banks are our partners, not our customers, and we only partner with a small number of banks who share our values and are willing to set aside things like fee revenue to work with us. We have a symbiotic relationship with those banking partners: we bring them deposits, and they make loans on those deposits and share the resulting interest margin with us. That is one of several sources of revenue for us, but not our sole source of revenue.

2. If customers like the way we help manage their money, we're able to connect them to a variety of financial products that are mutually beneficial to our customers, our banking partners, and to us. As above, our banking partners are happy because we're bringing them new customers for various financial products, many of which have a decent margin on them (CDs, for example). We share that margin with our partners, and that's another source of revenue.

Our business is all about aligning the interests of the banking industry with the interests of our customers. Where we can create that alignment, we profit.
Should be in my profile.

My thinking is that (a) there is a lot of restaurant turnover anyway, so new restaurants need sites and (b) every smartphone and Flash-free tablet sold increases people's awareness of their sucky site just a bit.
So now i need to add $$ to my monthly expenses even though i'm already paying for a VPS that i host my git projects on?

I also disagree that it's hard to go any other route. Gitweb works great (the interface is better than github's imho) and it's free for unlimited public and private projects provided you already have a place to host it (i'd best 99% of HN users do).
Thanks! That's the most popular one on my site.
> iBad, iGroan, Treacherous Computing, Digital Restrictions Management

iBad is tacky and groan-worthy, but I think Digital Restrictions Management is quite apropos.
Yay! More PHP PaaS services with a real cloud architecture. Very nice.

Please add PostgreSQL and I'll start using it!
Just to clarify - you want a license where you distribute the code to your product along with the product, but your customers (who receive the code) can't then redistribute it themselves? Or perhaps they can even redistribute it, just not commercially (or not in binary form)?

That does seem like an interesting middle ground. It seems like your goal would be to develop a community of developers around it, but with the exception that you are the only person distributing the software (for a fee) to non-developers.
Cash footprint - the economic effect of a startup
Theres a ton of random things to do out here. It depends on what you like but heres a few ideas:

If you're a foodie, check out off the grid SF (http://offthegridsf.com/calendar). Its a gathering of food trucks which is pretty fun to do. They'll be around fort mason that Friday.

I think the Union Street Fair is that weekend too.

Other Touristy Things:
- Go to the Golden Gate park, you can check out The Academy of Science and/or The Exploratorium

- Rent a bike and cross the golden gate bridge or take the Ferry over to Alcatraz (from pier 41).

- Go shopping at Downtown, Haight, Metreon(?) etc

- Theres always some good music stuff going on too. Just pick up a free copy of the Guardian or any of the other weeklies.
My concern would be "gee, hope he wrote good documentation."
RKAnalyzer is a kernel level rootkit analyzer (using hardware virtualization)
I'm using a throwaway account here to protect my privacy.

I'm currently making between 90k and 110K a month in revenue as a sole employee running a fairly large active Web community (< 2500 Quantcast). The focus of the community is a niche market with very little competition but we fare well by providing good value to our community.

Our revenue sources breaks down as follows:

* 40/50K/month in subscription revenue

* 25K/month in adsense revenue

* 4k/month in other ad revenue (Ebay, Amazon, Viglink etc)

* 30K/month in license and royalty revenue

As the sole employee, my primary responsibilities are all of the development of the platform, all system administration, all marketing and business activities, financials, and I also provide all the primary user support for the site. We have approximately 120 administrators and moderators who are volunteers, and we also have 4 individuals who are independent contractors who receive a set amount every month to lead different parts of our site and lead those volunteers.

Our platform is primarily based on Amazon Web services but includes physical servers from other hosting platforms. Platform as a service providers that we use include Cloudkick, Chartbeat, Geckoboard, Dynect, and SendGrid.

The reason why we have been so successful is we cater to a hobbyist market and operate on a very generous freemium model. Our subscription revenue is solid and predictable, and we experience very few chargebacks because we have consciously decided not to do automated renewals. Our license and royalty revenue is due to licensing agreements we have with third parties who utilize our content and services and APIs, as well as mobile device makers who serve our content (primarily to the Android and iOS market).

All of the above is a full time job and I rarely ever have a day off, although I have a tremendous amount of flexibility with my schedule.
PHPCloud isn't built in PHP. Anyone know if Pagoda is built in PHP? I'm more partial to supporting a php PAAS that is intimately familiar (on a day to day operational basis) with my language.
I quite agree. Here are my git aliases:

stat = status
stta = status
satt = status
tat = status
co = checkout
fo = fetch origin
ff = merge --ff-only
ffo = merge --ff-only @{u}
po = push origin HEAD
Yup the renters are paying down the mortgage as we speak.
The beautiful thing is as you accumulate more/larger rentals the income just keeps on building on itself.
On the necessity of assholes
Agreed, I have an online savings account from HSBC and they even refunded a $5 ATM fee from a Vegas casino. I just make sure to carry that ATM card with me for the cases where I need money and can't get to my bank's ATMs, and this or the Ing product don't add anything to that.
Your kidding, right? If this app makes $4,000 a month, I'm teaching myself iOS development this weekend.
Gruber wrote more then once in the past about market share argument. It's been going on for years. And there were more viruses for Mac OS versions prior to OS X with even smaller market share.
I think one advantage OS X always had compared to Win < 7 that users never had a habit to run with administrator rights all the time.
> If you feel strongly about sharing books, don't use ebooks.

I understand what you're saying, but I feel like I should point out that there is a very large corpus of ebooks available that are not customer-hostile. (feedbooks.com, pragprog and oreilly, etc.) In fact, the Kindle hardware works great with them. It's only content purchased from Amazon which is objectionable.
I don't dispute that sharing has been made deliberately more difficult in the digital media age, and by parties interested in maintaining -- or at least prolonging -- that difficulty. I'm not fully convinced, however, that this difficulty has actually changed consumer notions of what is, and is not, ethically sharable. I haven't seen enough data on consumer perceptions or beliefs; all the data presented so far can just as easily be explained by the difficulty of sharing in and of itself. (Note that I'm not saying perception changes won't ever happen; I'm merely saying that I don't know if they've actually happened just yet).

For the record, I am pro-sharing, and I believe that IP holders and media companies who would do their darndest to prevent sharing are incredibly short-sighted. They wring their hands about the need for (evidently magical) "viral marketing" of their material, while at the same time inherently limiting the ability of their consumers to do a lot of the peer-to-peer marketing that they used to do.
Test DNS query time and geo-targeting accuracy of 10 Anycast DNS providers
Why does everything automatically float to the top? It doesn't seem very usable if I can't place things where I want them.

Seems like a nice start though.
It was deliberate, but it's still horribly, horribly broken.
In pictures: Tsunami hits Fukushima nuclear power plant
You know, I've been thinking about how great it would be to have a decentralized twitter/news system, but I wonder if that would actually make censorship like this easier because you could target users directly, which would be less absurd than targeting companies like Twitter.
Hell, an automatic loan with an _unreasonable_ interest rate would be better than a $30 charge on a $5 overdraft.