skysight-inc/HackerNews huggingface dataset:
Is Stripe Treasury still beholden to Stripe's list of restricted businesses?[1]

A few years ago I started a company with some partners and we signed up with Stripe Atlas. At the end of the lengthy application we got rejected by Stripe because our business falls under the "regulated" category. Even though we didn't need credit card processing, just ACH, and the former is seemingly where these list of prohibited businesses come from.

We ended up going full steam ahead with Dwolla instead. Although the developer experience is not as polished as Stripe, they don't discriminate against fully legal businesses that should be allowed to bank and transact like any other.

[1]: https://stripe.com/restricted-businesses
To a large extent, current Android flagship CPUs are "good enough" for the things people do with phones. Sure, current iPhone chips are much faster, but it doesn't matter that much for the vast majority of consumers (even for games, mobile games tend to target the lowest common denominator to a much greater extent than PC games; no-one's going to launch a mobile game that runs on the latest couple of generations of iOS and nothing else).

iPhones do likely get better longevity out of their faster hardware, mind you.
This isn't a quality article, but it's not lying.

There have been sporadic reports for about a year of major hiring/contracting related to internal security and union activity. EG: publicly posted positions that said the "quite part out loud," anonymous whistleblowers and some leaked docs.

I think this article specifically relates to a report by motherboard a week or two ago where they got emails leaked to them from Amazon's "Global Security Operations Center."

Here's a better article by Vice. They Pinkerton hire seems to have been confirmed by amazon spokesperson.

https://www.vice.com/en/article/5dp3yn/amazon-leaked-reports...

"Internal emails sent to Amazon's Global Security Operations Center obtained by Motherboard reveal that all the division's team members around the world receive updates on labor organizing activities at warehouses that include the exact date, time, location, the source who reported the action, the number of participants at an event (and in some cases a turnout rate of those expected to participate in a labor action)"
(1) If she was difficult with/for everyone then she would have been fired earlier. It makes sense for the people who liked her management style to be supportive and vocal about her, and those that were not happy to not say a thing. Especially in the cancel-culture that we now live in and the economic-uncertainty.

(2) I don't understand how someone can make public accusations without providing the full picture. Maybe she is legally constrained, but then she shouldn't have said anything and handle the whole situation legally first and then write what she wants to write about it. Google might be wrong here, but we definitely cannot see that.

P.S. It seems to me that the only person who handled "firing" professionally was the most ridiculously dressed person on the planet who goes by the pseudonym Dr. Disrespect. So much drama going on around nowadays.
Roughly 1.8% of a credit transaction fee goes to the bank that issued the card. About 15-30 bps go to the card networks, much higher for cross-border. Acquirer and PSP fees are minimal in comparison. Legislation would be more effective in lowering overall merchant cost by targeting banks and networks.
The most famous example of this is the Hardy Boys and Nancy Drew series. They've been re-written 4 or 5 times, basically updated for each generation.

Franklin W. Dixon (Hardy Boys) and Carolyn Keene were pen names for a variety of authors. So they keep the title and author and mostly the plot but change the words to avoid anachronisms.
Google has essentially a monopoly on search and is part of a duopoly on mobile phones, so they have the money to treat their employees LAVISHLY compared to others.

Perhaps Maslow's hierarchy of human needs is right, and the employees are treated well enough their able to care about other groups and the ethical implications of their work? Seems like a good thing to me.
I also edited out something unnecessary.

But maybe Stripe could be pushing back against those limitations or helping to find other solutions. Apple seems to be able to (see Grindr).
Are you sure that none of your friends are looking up the predefined brand names? Do any of your friends go home and immediately google the predefined brand name?
Depends on the country but _tentatively_ yes, America has a infamously anti-union, anti-worker history though so there's significantly more holdover of it actually happening, what most other countries don't have is services like the Pinkertons, previously a literally rifle-armed military/police force for the purposes of seeking out and often murdering union leaders and breaking up strikes by force.

What I was taught was that generally most older countries already had established police forces that wouldn't allow groups like the Pinkertons to exist by the time the union movement came along where America didn't and instead their police actually came _from_ groups like the Pinkertons.

But I'd take that with a grain of salt given that it was second hand summarized information even when I first got it.
More Than 50% of SteamVR Players Are Using Facebook Headsets
Issue a futures instrument tied to a rent price oracle outcome ;)
Most tech companies have that toxic group of employees who think management is doing it wrong, and that they should be the ones in charge. Eventually they will try to form a union. I've seen it 5 or 6 times. Fire early, or this is what happens.
It’s not unrelated, when talking about pay and working conditions it’s all relative to the rest of the economy and sits in that context, pointing out other parts of that context is perfectly relevant (though it obviously can’t paint a complete picture).

We should of course be mindful of whataboutism when discussing these things but I think it’s a good idea to consider the economic and social context when talking about these issues, they don’t exist in a vacuum.
OpenAI’s “Scaling Laws for Autoregressive Generative Modeling” with Tom Henighan
You actually believe that Amazon has editorial control over NPR and specifically exerted that leverage to make this article incoherent?
There's no better resource than Harvard's CS50. Start with CS50's regular lessons (Professor David Malan). Later on, you can do CS50 web development, with Brian Yu. The later has entire lessons on Git and CI/CD.

It's really Harvard's ELI5 Computer Science course.
How do I short your bank's stock?
Those stories are also told in a video game called "Red Dead Redemption." Stories might be fictional, but the agency is very real.
Amazon was recently polled to be the most trusted institution among US Democrats [0], which comprises the majority of NPR's listenership and donors. They know what they're doing.

[0] http://aicpoll.com/
Currently our scale is small and the cost is manageable. Please send your site to the email address in the about us page. (We don't have incremental indexing yet, so we have to replace the entire index with newer results once a while.)
What isn't understandable?
> I don't see why someone should work full time and still end up poor.

Then focus on the right problem which is cost of living.

Focusing on salary doesn't fix the problem when you have markets that are heavily housing constrained and massive government meddling in education and healthcare that drive up the cost of both well in excess of inflation.

Increasing wages without addressing housing shortages, just puts more money in the pockets of landlords as those higher wages drive up rents.

Whether someone gets $1 or $2 matters not if you can buy the same amount of stuff with it.

In the overwhelming majority places in the country $16/hour is decent amount that goes a long way. That's over $40k at 50 hours a week. That's enough to live on your own in most places. If you have roommates, it goes even further.

The problem isn't the $16. It's the circumstances in very very few geographic markets where $16/hour isn't enough because cost of living is out of control in those few markets.
SaaS Contract Benefits: December Is the Month to Find Them
If you just want the displays, you can get that over vanilla USB-C:

https://www.cablematters.com/pc-1220-126-usb-c-triple-4k-dis...

If you want displays and all your other dock stuff combined under a single cable, that's where you're better off with Thunderbolt, yes. The USB-C docks can do some of this (I think with DisplayLink) but not quite as well.

A Thunderbolt dock doesn't limit your display choices like the comment I replied to was talking about though, you'd just use any normal DisplayPort screen. Worst case without it you're plugging in separate display cables in addition to a non-video USB hub.
Good customer (or rather consumer) protection does not necessarily make getting money back straightforward. It just means that if you sue in court you should get a slam dunk ruling against the seller.

A card chargeback may be easier than going down that route, and you know you're going to get paid if they find in your favour, which is not guaranteed if a court finds in your favour...
Today or in a purely hypothetical situation in the future when the management does something that pisses off a majority of employees?
https://www.cnbc.com/2020/09/29/amazon-reportedly-downplayed...
The Problem with a New Study on Mentorship in Science
Interesting blog post, horrible background color :O=
Spline – 3D on the web – Number 1 PH Today
> At some point you can be "too woke" even for Silicon Valley.

Seems like wokeness there is only discussed as parody or sarcasm. If HN comments were your only source of info you might be inclined to think it’s on the far side of echo chamber and on the road to cesspool. I’m reminded of the phrase, “you have zero chill”, but “chill” is not the deficit.
This basically touches upon the principles of direct response advertising, and the notorious quote by David Ogilvy - "The customer is not a moron, she is your wife."
I don't want to detract from your comment, but it wasn't BP, it was Standard Oil, General Motors and DuPont.
Lots of reasons to avoid unions. For one, unions often diminish individual accomplishments and liberties in favor of what begins as collective interest, and eventually becomes union leadership interest. Unions become an entity themselves, and always trend towards bureaucracy, self-justification, and corruption.

I would never, ever join a union. I like having my role and compensation being things that I am free to negotiate based off of my own leverage. The only situation in which unions would serve me are situations in which the power imbalance is so great between the available market employers vs. the employees, that the employees possess little to no leverage in any negotiation. Literally 0 software engineers in America are in such a situation.
If you need to spend several paragraphs designing a pair of strawmen to illustrate your point, consider widening your view on this.

> That is good however to claim that he should get the same privileges and standing as his brother who spent years working hard giving back and making better long term choices is asinine.

Nobody is complaining that minimum wage isn't the same as a software engineering salary. Just that the floor is too low.

Unless you think all minimum wage earners are ne'er-do-well convicts with multiple DUIs?
There's a world of difference between saying that Juan shouldn't have the same privileges and standing as Jamal, and saying that Juan shouldn't get a living wage.
A Kickstarter style union where employees say "we aren't allowing this on the platform, and we will have this even though we normally would not allow it", would allow for an amazing level of evidence to pile up of biases. That would be a nightmare scenario for Google.
the Fed Reserve has been working on FedNow real time payments for a few years now.

That could be a great achievement for replacing ACH and debit.
There are many financial services companies which are supportable. For example, Clearbanc, a financial services company, uses multiple Stripe products. We try to help users by offloading some of the regulatory and compliance work to us, but as you are aware regulation in financial services is complicated and nuanced. I can’t speculate on each possible use case serially, but we’re interested in hearing specifics and trying to support more legitimate fintech businesses versus less with this product.

As for handling exceptions on individual transactions: this is something which Stripe does very frequently with respect to our Stripe Connect users. For example, we might need to inquire about a large payment made over a Stripe Connect platform, particularly if it appears out-of-character for their usage or for that platform. (We might have questions about a million dollar “pizza” order.) Depending on our specific business relationship with the platform, the flow might be the platform reaching out to the customer for documentation, it might be the platform reviewing information provided contemporaneously with the transaction, it might involve us reviewing metadata on the transaction, or it might involve us reaching out to the user.

Depending on the specifics of what a platform does, it might have internal compliance or fraud teams. Many of our large platforms do; we interface with them (and create interfaces for them) to maximize their effectiveness and minimize silliness.
Do you think Google was right to have forced arbitration for sexual harassment or should employees be allowed to sue Google for sexual harassment in a court of law?

Was management "doing it right" by prohibiting such suits or did the employees have a point?
Damn straight, or more autonomy over your work environment, less crunch time, freedom to choose wfh outside pandemic conditions? I've literally never worked anywhere that couldn't be improved in one dimension or another, which is kind of what unionization is about for workers.
To the point where if someone ever introduces themselves to me as a Pinkerton employee, my first instinct would be to assume they're immoral and not someone I want to know.

It's a company with a history of supporting exploitation wherever it's gone.
Yes, and I know of startups using data like this to find financial influencers that if customer A makes a purchase / visits a store, customer B, C, and D will show up in 3 months. Same goes for Square -- but for some reason, the emphasis on these integrations seems to be lacking... I've interacted with both and Stripe seems to 'get' this integration value.

For them, the hardest part was getting the data, then maintaining the relationship to keep access. Stripe has a 0 cost data stream (which is a slightly different definition I guess for novel data stream) - it's novel in that it's kind of like the Rockefeller 'what's this stuff we dump into the river? oh gasoline?' type of novelty.

Also, the metadata that sits on top of all of this - which products are selling, what's the product life cycle of company A in similarity to company B, makes this so much more potent than just the CC data itself. Stripe understands your business better than you do.
Your post is the very incarnation of the term "strawman". Less of this, please

(although I have to say that I found that part: "but spends several years "finding himself" aka partying, drinking and generally not doing much" kinda funny...)
And the people running those organizations change, biologically.
I've worked as a consultant in this area for years with large F500 companies and not once have I heard anyone actually be concerned with the "lock in" boogeyman. There used to be a lot of concern around general trust of the cloud, which drove people to stick to on-prem servers. But "lock in", IME, is only something people fret about on HN.

What I think is happening is that companies are starting to gain more experience in the cloud and are less intimidated by it. In the past, using just one cloud was scary enough, let alone trying to use 2+ at the same time. But now, with more experience under their belt, companies are realizing that each cloud has its own advantages and disadvantages. AWS is rock solid when it comes to EC2, S3, RDS, Lambda, and some others. But if you have some teams in your company that want to use a PaaS, GCP App Engine is preferable to AWS Elastic Beanstalk. Similarly, your data science or AI/ML teams might prefer to use GCP services over AWS. Or maybe your risk management team is going the full stretch for disaster recovery and says not only do you have to be multi-region within one cloud, but you are required to be multi-cloud as well.

With companies moving this way, I think this is AWS realizing that multi-cloud is inevitable, so they might as well support it, if not embrace it.
It really amazes me what some people think qualifies for a “human right”. If you are paying someone and they are doing something you told them not to do isn’t it your “human right” to stop paying them? Where do you draw the line with what a “human right” is?
In some circumstances, the facts and truth carry no weight, and outcomes depend on who promises more.

Such circumstances are reliably identified anywhere retail fission power got built.
For those interested in learning more, and particularly how to think about the product and organizational implications of adding enterprise sales, I did a heavybit talk on the subject based on Heroku's experience building its enterprise business.

https://www.heavybit.com/library/video/self-serve-go-to-mark...
Yea I'm not sure I understand how people are coming to the conclusion that Colombia will find a way to make selling cocaine into an unprofitable endeavor
Organizing in a way so that workers are represented and heard in the company's leadership is not being toxic, mate
Well talking about Feudalism, the economy was very different back then.

Money wasn't yet able to buy you everything, your birth family would matter much more. So feudal lords weren't driven by profit (profit didn't really exist as a concept as it does today) but by other values like glory, etc. Not to say that they weren't greedy, because they were indeed, but they certainly didn't think about infinite growth or perpetually finding ways to make shareholders richer, like your corporate lord would today.
Stripe isn’t a bank either! We hold various financial licenses and partner with a number of large global banks to power Stripe Treasury. That said, you can definitely build atop Stripe Treasury to offer your customers fintech services, so that they can perform all of their money management needs on your product. Though we’re interested in helping entrepreneurs build financial services for many use cases, today we only support businesses (which includes sole props!)

To the point of legal requirements -- there are absolutely a lot of legal requirements here, but Stripe Treasury abstracts a lot of the complexity of those requirements and makes it easier for you to comply than if you had to go at this alone.
Could you elaborate?

We're definitely in an accelerated-transition period w/ an uptick in inequality, if that's what you mean.
> unions often diminish individual accomplishments and liberties in favor of what begins as collective interest

Is that why NFL players have no individuality and are basically just substitutes of each other? I doubt anyone even knows any individual football player's name, since the union has so diminished their individual accomplishments.
> It's really disappointing to see such reactionary comments on HN.

Disappointing, yes. Surprising? No.
A "living wage" doesn't mean "middle class". A living wage means that a person is able to afford someplace relatively clean to live, feed themselves, afford heat in winter, etc.
Flagr – a feature flagging, A/B testing and dynamic configuration microservice
In other countries, employees enjoy different protections in general, and in general Google complies with the regulations of other countries regarding employment.

This doesn't preclude them from making decisions that favor the company over individual employees' best interests if the law allows it, but I can't think of an example of Google breaking employment law in, for example, Germany.
This is interesting but perhaps shows that keyboard/screen latency isn't as important as it once was.

Just about every application on Apple 2e relied on keypresses being shown on the screen. Modern devices and operating systems are displaying 'windows', streaming 3d graphics etc. and running a myriad of other services at the same time.
It is, because there may be multiple things synchronizing their inputs and outputs to the refresh, which causes the refresh-related latency to be a number of frames. E.g. in some Linux compositors inputs are latched with the refresh, apps themselves may render in sync, and the compositor also draws in sync; the GPU driver would also introduce at least a frame of latency typically.

Another factor is that some (many?) 60 Hz displays buffer a whole frame themselves, and often don't have quick response times. If you go from a 10 ms response time IPS screen with a frame buffer to a 120 Hz gaming screen with 2-3 ms response time, you already got a difference of about 25 ms just in the screen itself.

8 ms is hard to notice. 50 ms less so.

The difference is pretty huge, even on systems that are much better tuned than Linux desktops (e.g. Windows 10).

That being said, while it is very nice and feels nice, it's not necessary for development work; I spend most of my days developing on a system over a VNC connection through a VPN, so the basic input lag of that setup is around 200-300 ms. Gnarly yes, but not particularly bad for text input. You get used to just do everything very slowly with the mouse.
I think the secret is likely tied to MI2. The ending of that game is very cryptic and more adult oriented in nature.
Think about what you're asking. Replace the word union with "employees talking to each other and negotiating their contracts".
> it is sometimes necessary.

[Citation needed]
Facing Covid-19 as an Undocumented Essential Worker
> often
Masks are primarily to protect others, so the concern is not the mask-wearer catching it, but rather the mask-wearer spreading it.

There are two concerns related to post-immunity spread: First, the accuracy of tests, and second, the ability to spread despite immunity.

I believe that some studies have shown you may still be able to transmit the disease if exposed, even though you yourself are immune.

I don't have sources handy, but that is a starting point for your own research.
Additionally, the input lag may have been there all along but was not perceivable due to low performance.
Doing nothing? There was a rapid mobilization of emergency military hospitals (that were not used at all), ventilator development, vaccine development, therapeutic development, lockdowns, travel restrictions, and so on. And, here we are with multiple vaccines being deployed in record time.

Also, China could have locked down travel from China that might have helped.
What features are you looking for? If you have an account at Capital One (or most other major banks) you can get pretty good control over it thru Plaid.
select * from trips where tip_amount > 500 ORDER By tip_amount DESC

65 rows in 80.31s
Execute:80.16s
Network:144ms
Total:80.31s

Is this the fastest? Or having a <5ms would have a huge impact?
Great news. Right now what is holding me from investing in Bitcoin are:

- horrible fees
- slow transaction
- risk of total loss (by loosing wallet, or exchange getting hacked)
- no regulation

With the Bitcoin ETF I would be getting the following benefits

- lower trading fees on stock market compared to stock exchange
- fast transactions
- no risk of total loss, since ETF shares are protected (at least in Europe by UCITT)
- the state standards and controlling mechanisms apply to ETF providers