skysight-inc/HackerNews huggingface dataset:
Launch HN: Decentro (YC S20) – APIs for Banking Integrations in India
Hola HackerNews!

Super stoked to share Decentro (http://bit.ly/decentro-hn) with all of you today.

Decentro is an easy-to-use API platform for banking integrations in India & Asia. We do the hard work of tying up with legacy financial institutions so that developers can integrate their desired APIs and launch.

Think of us like Plaid+Synapse for the Asian subcontinent where the regulatory complexity, financial intricacies, and local knowledge inhibit the foreign infrastructure players from operating.

This is my second fintech venture, and I started Decentro out of my own pain point. In 2015, we had launched a fintech venture called 'Mypoolin' in the domain of social payments, ran it for three years, and then sold it to a global payments company that eventually got acquired by PayU in 2019.

Throughout those five years across the organizations, we saw it first hand that integrations with banks and old-school institutions were extremely painful across all stages and categories. The average time span for API integrations with any bank ranges from 4 to 6 months or more depending on the type and complexity of the use case.

Our product roadmap is a function of the core-building blocks of any fintech company. First came KYC/KYB and digital onboarding, enabling companies to digitally verify the identity using 7 possible national IDs/documents of consumers or partner businesses. Immediately thereafter, we launched our 'Accounts' module with 2 partner banks in India, enabling any company to launch fully digital bank accounts (sitting on top of a common physical pool), collect the money via any possible method online into these accounts, fetch bank statements, automate reconciliations, and programmatically route money via any bank transfer channels into any account in the country.

Our first customer categories are SMB focused neo-banks and B2B marketplaces in the country that are looking to adopt banking APIs and digitize their money flow and customer lifecycle. Our customers have processed $3M API-based transactions on our platform over the last three months.

We just opened the beta APIs of business bank accounts. You can link multiple virtual accounts to your core business account, automate reconciliations, receive payments from your customers, and automate vendor/salary payouts instantly. No more payment-processor/gateway delays! Our pricing is straightforward and mostly on a per API/transaction basis.

I'd love to hear your thoughts on our proposition. Your unique insights while navigating the complex world of B2B, banking, and payments will help us solve the integrations pain point for good.

We are here to answer your questions here or on founders[at]decentro.tech
What GDPR and the End of Privacy Shield Means to Your Kubernetes-Based Service
Would it be fair to say that the first time you read it, you were... bamboozled?
Playing Super Nintendo and Genesis Online in 1994 – The Crazy Story of Xband
> Also I never understood the concept of "cultural appropriation", what the heck does that even mean?

Ask five people, get six answers, as far as I've found.
For me as well, this is exactly the kind of stuff I don't want to store in somebody's SaaS.
Based on the years I spent there, I'd say it's more about expectations rather than anything else. Foreign media (as well as the Swedish media and politicians) has a tendency to point out Sweden as the perfect example of everything (until the pandemic, that is), but in reality it's just another European country with a majority culture derived from Germanic bronze/iron age tribes.

There are small differences, of course, but the main differences between living in Sweden, Denmark, or Finland is basically down to language differences (especially here in Finland) and different ways of managing various administrative tasks. Norway is a bit of an outlier, but it's not really _that_ different either.

I've never actually lived in Germany so I can't tell how different it would be for you, but it's not like there's any radical change in peoples' manners and culture if you walk from Flensburg to Padborg and the way I see it, it's more of a cultural continuum stretching northwards, rather than a bunch of separate cultures.

If you want to live in the Nordics then go for it. We like to bitch and whine about it, but there are few other places that are so delightfully average.
In a July 16, 2020 ruling dubbed “Schrems 2,” the European Court of Justice ruled that the EU-U.S. “Privacy Shield” agreement does not provide adequate protection of personally identifiable information under the General Data Protection Regulation (GDPR).

In essence, the Schrems 2 ruling means that U.S.-owned cloud providers such as Google, Amazon Web Services (AWS), and Microsoft Azure cannot be used to store data about European citizens without violating the GDPR. You know, the regulation that famously can fine violators 20 million Euros or 4% of annual revenue, whichever is larger.

Read how Kubernetes and cloud-native projects can be an enabler for cloud-agnostic GDPR compliance.
A "lie detector" isn't "technology" it's an interrogation technique masquerading as technology. It's basically just a means of saving money because the guy who would be playing the bad cop can be out doing other cop things.
Fact checks on Facebook at least aren't authored by them. They come from third party "fact checkers" of dubious legitimacy.
But they do? Verizon Smart Cities sounds like it fits the bill

https://enterprise.verizon.com/products/internet-of-things/s...
Choosing The stuff people don’t talk about
API Testing: The Definitive Guide in 2020
Do they?

Ask literally any ICS security professional their main concern, it's "[organisation(s)] think a system is airgapped when it isn't".

Whether a system is software-defined/hardware-defined, networked/standalone - these are not technically hard questions to answer, correctly. (No more so than, say, whether polymer O-rings will completely fail to do their job when cold.)

That they're not answered correctly indicates a big communication issue, and whilst I'm sure management has much to answer for, I'm not sure engineers escape the blame for that either.
I don't, but this article wasn't behind a paywall for me.
> I’m really sick and tired of seeing this crap. It’s ruining western civilization and creating conflict.

It’s ruining western civilization and creating conflict for whom? Western civilization has always been marked by conflict for some.
Free Course – Build a Road Crossing Game with Unreal
> How does a link like this hold up with different weather?

Entirely dependent on how it was implemented. So not really possible for anyone to answer based on available information. There's numerous variables that go into it, some of which are known some of which aren't. Short list of some: Frequency used (known), bandwidth per channel, software used in base station and satellite (error correcting algorithms and signal processing), percentage of the time the dish is aimed at satellites directly overhead (less atmosphere/stuff to go through) which will improve with time, altitude of satellite (known).

> Are there people here who have internet from geo-stationairy sats?

Geo-stationary isn't really comparable as it's a much older technology, as are the base stations. The satellites are also much further away (as in over 70 times further away).
https://github.com/Somelauw/evil-org-mode
I don't understand the MSB — did they drop Verily/Google, or replace it with other testing?

Weeklong waits for results is a good reason, that people didn't want to be there is a bad one (who wants bad news?), but the MSB must be: Was the testing replaced with testing or with nothing?
The efficacy is not unclear. Polygraph is junk science.
Org mode supports adding metadata to the whole document (a la pandoc, frontmatter) and any node. There are a lot of properties (dates, settings, user defined ...).

With pandoc, the frontmatter metadata are only used when exporting the document. With org mode, the metadata are also used during editing, executing code, etc.

The headings themselves can embed tags.
It seems "Otherwise objectionable" is doing a lot of work in that paragraph. The intent seems pretty clearly "censorship of stuff that violates 1990s era morality is OK". Extrapolating to that to arbitrary censorship of ordinary political views isn't what Congress meant with this clause, and presumably adjusting Section 230 to tighten or simply remove "otherwise objectionable" would mean they could no longer do moderation for political reasons without losing that protection.
the fossil industry is already looking at new places to drill in once the ice recedes fully.

https://en.wikipedia.org/wiki/Azolla_event

The Azolla event is a scenario hypothesized to have occurred in the middle Eocene epoch, around 49 million years ago, when blooms of the freshwater fern Azolla are thought to have happened in the Arctic Ocean. As they sank to the stagnant sea floor, they were incorporated into the sediment; the resulting draw-down of carbon dioxide has been speculated to have helped transform the planet from a "greenhouse Earth" state, hot enough for turtles and palm trees to prosper at the poles, to the current icehouse Earth known as the Late Cenozoic Ice Age.

Economic considerations

[...] The burial of large amounts of organic material provides the source rock for oil, so given the right thermal history, the preserved Azolla blooms might have been converted to oil or gas. (https://www.nytimes.com/2004/11/30/science/earth/under-all-t...)
I'm not at all arty-minded, regretfully, I seem to lack the visual aesthetic bone and share the common scepticism of much of modern art, but I immediately reacted with surprise to House as something uncanny, mysterious and disturbing but beautiful and regret it's destruction.
> (ie. A few floors of underground parking under every building)

Have you actually thought this through?

For example - 6,000 people work at the Gerkin.

Can you guess what area is needed to park 6,000 cars? How many underground levels you'd need? How long would it take cars to filter in at the start of the day and filter out at the end? How much road space you'd need for everyone to get to the building in the first place?

It's 90,000 m^2. That's about 90 underground levels you're building there, or digging twice as deep as the building is high.

Your idea is insane.
Whilst you'll find that in Norway many people have all the best available equipment, many also don't and are just out and about in what they have. On the metro to the forest you'll find skiers with amazingly expensive skis & performance clothes as well as those with borrowed skis and clothes they'd normally wear outside. The higher & more balanced wealth of the population definitely help, but Norway is no utopia and there are many people with low incomes who borrow equipment from organisations set up to do so. There is also a very big and cheap secondhand market that most people use.

Cabins tend to be owned by the older & richer generations, but that's not really the point of friluftsliv as that concept is much bigger. It means people are outside more, even if it's just in the city, the park, or for a walk in the local woods.
Daily overview of a broad range of data. Just look at that hot blob over the arctic and switch to sea ice view..:

https://climatereanalyzer.org/wx/DailySummary/#t2anom

For daily arctic sea ice updates (where you can clearly see that the regrowth is very slow for october):

https://nsidc.org/arcticseaicenews/
Airbus aims to produce zero emission airliners by 2035
GitHub boots popular YouTube download tool after RIAA claim
Steve Ballmer discussing interview question he used
UI Guideline (Handbook) – Standardize the Design/Code of the UI Components
Spain has a history of struggling with technology. Even with a very strong tech professional community the country has problems figuring out what to do with that incredible resource.

The reasons are economic. To build vacation apartments for locals and foreigners is a big business and the tourism industry is easier to understand and has less risk (until 2020 I guess) than the tech industry. So, politic and industry leaders are not interested in tech.

Luckily that is changing with many international companies creating offices in the country to take advantage of the existing talent and, as a side effect, inspiring more locals to work in the tech industry.

I love the country's easy tax collection system, and many other public technologies. But, there is still too many misconceptions.

I will not get into the historical reasons (also related to agriculture and politics) that made tech difficult to penetrate in Spain.

Anti-intellectualism also has been rampant in the arts. Many people equated being educated to understand art (literature, painting, wine tasting) and despise technology.

I am hopeful with a new generation growing to understand better technology, and if the current circumstances should have a positive side, to be wary of a tourism focused economy.

That police struggles with tech, is just on of many situations that older generations still struggle with a technology that learned to see as a lesser subject than others.
How Iranian software engineers are suffering from US sanctions
Netscape Navigator Source Code (1998)
"...and millions of dollars in federal funds he’d spent developing the attack ...."

Sounds like rather expensive 30 lines of code.
Perfect! Please hire more qualified diligent software developer twitter.
Or improve your QA process.
Wrong way to view the ad problem

The right way is that ad networks are circumventing your cognitive and technical measures you installed to avoid ads

Same with spam, etc

The laws are not one-sided recipes for this social form over that one.
They serve somewhat different purposes. For example, application-internal connection pools won't shield the database server from a rapid scale-out of application instances: n * the instance count will still result in n * connections.

I've always considered the #1 purpose of internal pools to be minimising latency, by moving the database connection handshakes outwith the critical path.
clickbaity but usually legit.
Friluftsliv can be translated directly as "free air's life." If you go outside, the air is free for everyone. So if you do that, then you're now entering "free air." And if your goal is to enjoy the time in that "free air," this now becomes friluftsliv, meaning that you're now giving that time "life." So yeah, it basically involves being outside...

It usually involves more serious outdoors activities, though, such as skiing, camping or longer hikes in the forest or in the mountains including, but not limited to, such activities as fishing or hunting. But it may also involve just a short stroll around the neighbourhood, or to the park, so we're not discussing something truly revolutionary here.

Closely related to this activity, which can be cooked down to "being outide," is the Norwegian rhyming phrase, Det finnes ikke dårlig vær, bare dårlige klær, which in English means "There is no bad bad weather, only bad clothes." (Perhaps if you rhymed with leather it would kinda work, but idk.)

My own relation to this word, as a Northerner from Norway, is that there is never any bad weather in Oslo, where I live, even if it's raining cats and dogs. The reasoning behind that claim is that, while it can rain in Oslo, at last the rain falls straight down... And if you as a foreigner comes to Oslo, and then go on to think that you've been to Norway, then you're sadly mistaken. ;)
Same in Sweden. They intentionally don't codify it to allow for flexibility.
They've got an orbital plane planned at 80 degrees, which will get pretty close.
Engaging in an “Open First” remote internship at Collabora
Πόρτο vs. Ολυμπιακός, νίκη πρόκρισης στο Ντραγκάο
NASA's OSIRIS-REx spacecraft collects significant amount of asteroid
Wow, this really ties in to a lot of things. Victorian terraced houses. The reshaping of London by the Luftwaffe. the emptying out of postwar London especially the East End, resulting in that particular derelict look of a lot of the TV and film of the 70s (e.g. The Professionals). An eccentric refusenik in the final un-demolished house. Nineties "cool britannia" art. Concrete brutalism. Art funding vs social services. Local councils and planning schemes.

Even the KLF get a mention.

See also the Bermondsey Tank https://en.wikipedia.org/wiki/Mandela_Way_T-34_Tank
false insurance claims for phones have become a sport to some degree, but I would not accept to be scrutinized by an algorithm that can only ever calculate an approximation.

I hope cases where it says the accuser does lie are still investigated. Otherwise this would be a serious neglect from the state.

It also doesn't help in finding the perpetrators. I think this is money being wasted to be honest.

I think the criticism is particularly bad since it doesn't even address the issues of lie detectors. 'Bias' might work in a headline and for emotional discussion, but there is little substance to it as it cannot be measured.
You make some good points, but it's worth pointing out that Sublime isn't OSS, whereas VSC is.
As someone who grew up in Minnesota then lived in Wisconsin for many years I relate. Moving to Florida was the best thing for me, winter months no longer make me want to die.
Windows Server has a variant of the Rsync algorithm that it uses for its Distributed File System Replication (DFS-R) that can look for up to 4 similar files. It works okay-ish in practice, and is better than nothing.
"Veripol works by identifying words and phrases that linguistic studies have shown to be identifiers of possible lies, Ms Queralt said. For example, using many adjectives or refusing to describe a scene are considered hints that a complainant is lying."

The article is about a sentiment analysis application used by Spanish police, and how trusting it as a lie detector could be a bit of a stretch. It could be argued that sentiment analysis and related techniques are not 100% bonkers, but it seems to be unclear at the moment.
New Englandah here. More or less the same upbringing you describe, where intimate touch is reserved for sexual partners and family members. I don't agree, though, that it's made my life materially worse in any way, and articles like OP actively give me the heeby jeebies. I find touchy-feely people and the West Coast hugs newage (rhymes with sewage) quasi-surf-brah culture to be generally fake and creepy. Yeah, you have to hug babies or they come out broken: that doesn't mean you have to hug everyone all the time, or that grown adults have some USRDA specified minimum required human touch. The idea that there are people so lonely and isolated that they pine for hugs is, of course, deeply sad, but that's a problem with loneliness; not some mechanical need that can be fulfilled the way you can cure a vitamin deficiency by popping a pill, which is certainly what this article implies. Random people, including (perhaps especially including) very lonely people invading my space are not appreciated.

The article itself is filled with ridiculous pleonasms and nonsense statements:

>The language of touch also affects the way that we relate to ourselves and our bodies across the lifespan, with profound impacts on our psychological wellbeing

WTF does this even mean? Followed by "citations needed."

>As a scientist, but also as a fellow human, I claim the right to touch, and to dream of a reality where no one will be touchless.

Get away from me creepy science lady!

In all seriousness, this is article is a load of West Coast american New Age horse shit. There are entire cultures of no-touchy people: for example, the Nordics, Chinese, Koreans, Japanese. They tend to be more long-lived, happy and vastly more free of mental illness than West Coast Americanos who gabble on about muh therapeutic touch (and who also post HN articles about the mystical wisdom of .... Nordics and Japanese when it comes to their ancient and mysterious customs such as going outside sometimes[0][1]). There's something infantile and needy about over-touchers. Cultures which have different conceptions of shared space (I dunno southern Europeans, Arabs) also have plenty of boundaries -the touchy feely types don't, and I think the latter are the ones with problems.

Lonely people: if you have something that prevents you from making friends in the ordinary way, please buy a dog or something and leave us non-touchy feely people alone.

[0] https://news.ycombinator.com/item?id=20877796

[1] https://news.ycombinator.com/item?id=24886440
Elon Musk has sort of stated a couple times that it will be possible. The antenna does need to automaticaly pan/tilt to get an optimum direction for most view of satellites, but most of the beam steering is electronic.

They've already used it aboard military aircraft and it's been stated the plan is to sell to aircraft and ocean going vessels
This is the difference between "Bob the engineer says the bridge will fall down if you cut this cable", Vs "Bob the engineer cuts cable to demonstrate how easy it is to knock bridge down".

We should trust our engineers, and not require them to demonstrate something at great cost to get the attention of people who make decisions...
Unrealiability can often be a feature to police, as it is with field test kits and drug dogs. The false positive rate makes them a good tool to provide plausible cover for further police action. By simply running enough unreliable tests or letting the dog sniff long enough, it is practically guaranteed that they can find at least one reason to justify their action.

Same thing with other junk science like bite mark forensics. If you need someone convicted, show it to 10 "experts" and one of them will say they match beyond reasonable doubt.
So to reveal someone's IP address do I just send a DM with URL to my server and log connections? Is it that easy? No clicking needed?
Since western states were mostly hostile to such tech groups, the willingness to cooperate might be inhibited.

On the other hand there are quite a few reasons to despise tech in its current state because it is connected to larger predatory companies.
JotForm announces Tables, a no-code spreadsheet for database building
This is an excerpt from Andy Greenberg's book Sandworm, which I recommend, I grabbed it on audible earlier this year and thoroughly enjoyed it
A lot of medical software is severely lacking, and general practitioners often operate solo practices where they operate by the doctor's preferences (which might make everyone else's life very difficult, such as the people who have to handle recurring appointments). I've been around some doctors that will do things like ban using the recurring appointments because when they double click the appointment it takes them to the "edit recurring appointment" page, not the "take patient notes page". So yes, their office may be literally unequipped to handle the passage of time because either their EHR system sucks, or the doctor is making everyone else's life hard.

Psychiatrists seem to operate out of groups more often (I see far fewer solo psychiatrists). Groups mean that you have to have EHR software that works well enough to transfer patients between doctors, and you have to have standards set up to where doctors can read patient histories from other doctors. Basically your EHR system needs to be functional, which has nice side effects like making scheduling and prescription refills work correctly.
Each of those companies spends tens if not hundreds of millions on advertising a year. It’s quite clear they care about their reputations.
London changed, things that were once - are not now.

Bishops Gate is an empty monument to hubris today, the city is obsessively neat and clean - unused and waiting. But for what? I don't think that the commuters are coming back, without them the money ebbs out of the centre - it'll only hold if it changes.

Nothing will be the same - but will it be better?
Maybe this? https://kn100.me/improving-bluetooth-audio-linux/ I haven't tried it myself, and re-reading it suggests it may not help with your case. But perhaps useful anyway.