skysight-inc/HackerNews huggingface dataset:
Insurance is not SaaS. The underlying loss related costs (Losses + LAE) will never go below 60% or so. (This includes reinsurance to cover catastrophic risks.)

See https://news.ycombinator.com/edit?id=23461599 for their most recent quarter. Sales and marketing were over 70% of revenue.

Their Y1 and Y2 net retention rates were 62% and 71%. This is below industry average.
Well, no, that's why this publication is a strong assertion of unacceptable fraud.
> I was one of the engineers that worked to do that. Unfortunately, neither myself (nor the other data engineer) was a Kubernetes guy, so we kept running into dev-ops walls

This seems like an organizational problem to me. "DevOps walls" sounds like there is a "DevOps team" (a famous DevOps anti-pattern) and there are knowledge silos between development and ops, which ironically is the exact opposite of what DevOps is about. What this also means is that developers need to be aware of the environment in which their services run and should be very familiar with how k8s works, why not take that as an opportunity to learn?
How is this different than using Target? Or Walmart online?
They did Apple because Google orpahned their maps app on the iPhone by giving turn-by-turn navigation capabilities first to their Android app. Classic strategy tax that backfired as the most used maps app on Apple is the default app and Google has a fraction of the users on the iPhone.
Hospitals are obligated to report to the CDC once they discover pneumonia caused by an unknown virus that can transmit from human to human. SARS or COVID is just a name scientists gave to the sequenced virus.
I think that frequent changes and experimentation are great qualities for new software, which is still figuring things out. However, this should be a temporary state, and it should be clearly communicated to users with some sort of extended "beta" moniker. After some number of years, the software's creators should recognize that their product has matured, and the pace of change should slow down drastically.
This is why I’m long on Shopify

There’s less and less incentive for you to put up your commodities on Amazon for a vendor
Might've been a way to hedge their bets. Maybe they don't want their users' fundamental tools to all be reliant upon Google.
You may already know this, but there's an option in the Preferences menu called "Emulate Numpad"[1] that will make the numerical keys above the top row of letters behave as if they were on the numpad.

There's also a setting called "Emulate 3-Button Mouse"[2] that will allow you to use Blender with a trackpad or other setup with no middle mouse button.

References:

[1] https://docs.blender.org/manual/en/latest/editors/preference...

[2] https://docs.blender.org/manual/en/latest/editors/preference...
You’d think a Pandemic would be their time to shine, but they really didn’t meet the moment.
Amazon had the absolute worst product search engine since the beginning of time. This is probably on purpose to set this up since inception.
I've seen a much different trend report. Now guess, what was a photoshop work. What was going around wx around first week of January, or what Baidu shows now.

Given it's China, I would not take the photoshop theory as improbable.

This is a first time I heard of a sound "October bump" explanation though.
I think that's what GP is saying. Presumably they don't resell, and don't allow resellers, so no counterfeits of their store brand products.
We signed up with Smith Brothers Farms last fall. It was good before COVID and it's even better now. We get milk, cream, eggs, and carrots every week.
The human brain loves finding patterns, meaning, and explanations ("the platonic rises to the top", per Taleb), so you'll be able to do something like this for pretty much any configuration of objects (all numbers are interesting after all! [0]).

One could write a similarly convincing post about how the Terrans, Zergs, and Protoss embody the 3 core pillars of humanity, complete with esoteric looking diagrams. Read some Carl Jung, some Joseph Campbell, some TVTropes, and you too can make your own grand unifying theory of human psychology at home!

The real insight for me came when I learned to hear what people were really saying, when on a first date or job interview or meeting at a party, they were telling me they were INWP or enneagram 14 second wing or a Capricorn rising Gemini.

[0]: https://en.wikipedia.org/wiki/Interesting_number_paradox
Absolutely agree. I feel like the next step here would be to:

* Put the audio clip next to the transcribed text

* Flag transcribed text which fails some heuristics

* Allows users to suggest edits to the transcription

* Train the transcription models on contributed edits + police specific lingo
The phrase 'get a second opinion' applies tenfold to anything mental health related. Far too many practitioners are enamored of pseudoscience, have massive biases or are just trying to coast along the easiest possible path.

A good therapist can make a big difference, but I personally had to go through at least 5 before I found that one for me, and in discussions with others I've learned that my experience is not at all uncommon.

Part of the problem is that by the time a lot of people break through the perceived stigma of seeking help, they're so desperate and depleted of energy that they're willing to take the first thing offered without question rather than have to run the gauntlet. For anyone in a precarious position with regard to spare time & money, I would currently recommend against seeking professional help except in outlier situations. I hope to be able to change this position in the future-- there are at least some signs of positive change (such as the increasing acceptance of psychedelics and self-treatment).
> It seems to me that calling it "racial injustice" rather than "injustice" is not adding anything useful.

Yes, it seems that way to a lot of white people, especially ones who haven't studied the topic. But there are deep historical roots here, and white bias is a major cause of the problem. Continuing to erase that means the problems will continue to remain unsolved.

If you'd like to learn more, I'd suggest Kendi's How to be an Anti-Racist. For the historical roots, Kendi's history of racist ideas, Stamped from the Beginning is fascinating, too. To understand the white pattern of reaction and erasure here, DiAngelo's, White Fragility is a good resource (as is her 2011 paper by the same name).

If you think you can solve these problems via focus on just a generic injustice, feel free to take a swing at it. But I don't think white armchair critique of anti-racist activists is helpful. And I haven't for some years: https://www.facebook.com/williamp/posts/10105565800812373
GnuTLS has a critical security bug: TLS 1.2 and 1.3 connections are insecure
> Specifically for TVs, you can get a new display driver board for whatever panel is in there.

Is this something that is practical and commonly done, or only theoretically possible?

I have an older model Sony 4K TV (pre-Android) that is so slow now after its recent firmware updates that it responds to button presses only after 2-3 seconds. It's unbearable!

I'd love to be able to just pop in a new driver board and refresh the TV, but I've never heard of anyone doing this kind of thing before.
If you see amazon as a brick-and-mortar store, maybe it is ok.

If you see it as a platform, like the windows 95 desktop with the IE icon, it might be different.

Personally as a customer, it's annoying the liberties amazon takes with my shopping experience and sponsored results and toolbar like extras and prime interstitial ads and so on...
Apple doesn't have to own a search engine to use one in Siri. They could pay Google/Bing/DuckDuckGo to provide an API. Companies don't need to merge into one big monopoly to have synergy with each other.
Silverfin wants to modernize accounting software with its cloud service
mucosa antibodies in the nose and the back of the throat

https://youtu.be/uk2YZfnsOPg?t=700
Thanks for the first sound counterargument I heard about the search trends story.
Accuse right of distorting science.Left changed coronavirus narrative overnight
> now best estimates are a 1-1.25% IFR

Just FYI, the CDC gives their best estimate at 0.26% IFR. (source: https://reason.com/2020/05/24/the-cdcs-new-best-estimate-imp... , note that 0.26% adds in the estimated 35% asymptomatic population)
"One of my coworkers at the dairy told me a joke at lunch today that was so hilarious it made cottage cheese shoot out me nose. More disturbingly, though... I wasn't eating cottage cheese at the time."
> Earlier this year there was a homeless man waving a knife at pedestrians a few blocks from my house. I know this is a mental health issue and we need do do more for our homelesss - but I couldn't ask officers to deal with stuff like that on the regular with little or no protection.

This is actually a symptom of a much larger problem: the US defunded public mental health institutions years ago, and many people that are a danger to themselves and others became homeless. When you defund the very institutions designed to help these people, and militarize the police, you get the expected outcome: mentally ill people getting shot for "resisting arrest."
One thing people forget is containers don’t necessarily not to be created with Docker.

Lately I’ve been creating containers using NixOS and couldn’t be more happy with the ability to have everything in the container configured by a configuration.nix file. https://nixos.org/nixos/manual/#ch-containers

The idea of a Docker Ubuntu, Arch, Alpine, etc base image is kind of silly when you think about it. The idea that we have separate repo for sharing massive container images sometimes multiple GB rather that a simple file that can be tracked in git and will produce the same image every-time has been very eye opening.

Note: NixOS isn’t perfect but it has a growing community and hands down the best thing out there except for maybe guix which has container support too https://guix.gnu.org/blog/2018/tarballs-the-ultimate-contain...
The pickers are collecting entire lists of items 1 item for n people is basically the same as n items for 1 person and any given distribution of items. Trucks are dispersed with entire loads full of goods generally going in the same direction. No additional resources are logically wasted until we discuss the last mile where it goes out for delivery and even that is aggregated with many packages to be delivered in the same general area.

In order to discover how much waste there is in ordering 1 thing one day and one the next you have to determine exactly how the route would have differed in each case. Given the delivery truck would probably still have been in your town anyway lets imagine for the sake of argument that it drives an additional half mile each way. If we try to imagine the net effect of lots of extra packages lets say all the extra packages in the truck caused a net of 100 miles of travel divided 100 ways. So lets imagine a net cost of 2 miles of travel. So the person probably wasted the equivalent of 1/5 of a gallon of gas.

More efficient delivery trucks which fedex and ups are rolling out will make a difference. This relies on a few parties that will directly benefit from doing so. Totally going to happen.

Less packaging by actually putting more than one thing in the same exterior packing would make a difference. This relies on a few parties who would benefit slightly. This might in theory happen.

Batching orders instead of ordering item A when you actually need it and item B when you need it doesn't matter much and would be difficult to do. It requires millions of people to think ahead and always order things before they need them. This will NEVER happen.

The people complaining about shipping waste are addressing a legitimate problem that actually could be solved. Your statement is akin to the people that say why do we need to work on problem foo while their are still children starving in Africa. It's true their are and we ought to do something but in the meanwhile we can still do other things to.
My comment regarding "substance" was rather snarky, and I apologise for that.

I suppose the point I was really trying to make is that whilst this is certainly a nice demonstration of how to prove properties of data structures in Coq, actually specifying and verifying vim would be a monumentally larger task, and critically, most of the effort would be in entirely different areas.

I should have phrased this better though and my tone was way off, so I'm sorry if my first comment caused offence; anyone promoting formal methods to the SE community at large is doing a great thing!
GroovePages vs. Kartra vs. ClickFunnels
GroovePages vs Kartra vs ClickFunnels, what's best for 2020?
This is mostly because there is not really a formal way of learning webdev, which is both a strength and a curse. JS's closest thing to a prescriptive and authoritative guide to do things is the MDN, which isn't very prescriptive at all; there's certainly nothing like the C programming book, or even contenders equivalent to something like a Headfirst Java book. If you want strong direction and strong opinions JS does not have an overly dominant one unless you pick something that starts off with its own ecosystem like React.

Asking for something on vanilla JS is like asking for an "original" English copy of the Bible, whatever that means.
I would assume that its piping the audio output from a radio receiver to some live transcription API. Would also love to find out how it actually works.
Use Jitsi meeting.jit.si
There must be some kind of barrier that prevents the rise of intelligent, self-aware, technologically advanced, space-colonizing civilizations.

Speculation of this sort is interesting but I think it's important to realize it's extremely hypothetical. It can't help but have many hidden assumption and fail to say many "unknown unknowns".

One key unstated assumption is that a interstellar space faring civilization could be achieved through technological advancement in short -or-medium order on earth. That a "sci-fi" world is just around the corner.

Our current society has indeed been based on constantly, even exponentially increasing technology. But there's no visible way to sustain that exponential growth to the scale of the stars. Indeed, our society's growth is increasingly, visibly unsustainable and our ability to counter our destructive tendencies isn't making progress. So maybe what has to replace our unsustainable trajectory is a society with no technological progress.

You could this as "maybe the 'great filter' lies ahead of us" or maybe you could say the image of both the Fermi Paradox and science fiction is based on a belief that Earth's future has a strong potential, a strong tendency to look like the previous 300 years of the increasingly technological expansion of European capitalist society over the globe. And that belief, for good or ill, may be not at all justified.

And the thing is that such "filtering" might imply that a given technological species fails, just that it reaches stability and isn't part of this a stellar colonization effort.
This is very impressive.

I'm the owner of Broadcastify.com, where presumably these streams are being transcribed from. We've dabbled in this space and looked at real-world approaches to taking something like this to market, but transcribing 7000+ streams to text seems like an expensive (computational) and ($$) effort that needs a lot of investigation.

Note to mention that the individual lexicons between streams are drastically different.

I wonder how the developer has done the integration to our streams... because I never heard from them :)
WHO says Covid-19 spread by those without symptoms ‘appears to be rare’
If you look at the actual source for that link you'll see the following statement from the Pentagon[0]:

> "As a matter of practice the National Center for Medical Intelligence does not comment publicly on specific intelligence matters. However, in the interest of transparency during this current public health crisis, we can confirm that media reporting about the existence/release of a National Center for Medical Intelligence Coronavirus-related product/assessment in November of 2019 is not correct. No such NCMI product exists," the statement said.

[0] https://www.goodmorningamerica.com/news/story/intelligence-r...
I mean isolation of vulnerable while letting infections elsewhere raise to saturation. No (non-micro state) country has gotten close to saturation/herd immunity yet.
I've got a fairly decent karma score and everything I post sinks like a stone. :)
It's a misstatement that's not needed to make the point - if we assume 8 million infected, that's far too few to talk about herd immunity; and achieving herd immunity would involve many times more deaths than the current (already very sad) number.
I don’t want some Not so bright hick with a gun knowing where I live.
Microcosmographia Academica
What sort of challenges have you run into? What are some of the things the "small team" have done for the last 6 months?
The first 12 years of your life are spent in the care of (ideally) parents who love you unconditionally and genuinely want you to succeed.

Under psychedelic therapy, you are at the mercy of your therapist. I'm not necessarily saying that these are bad people but a dangerous property of a soft science like psychology is that, in defining what falls within the range of normal the psychological establishment is effectively acting as an arbiter of culture. The particular personality changes that they may collectively recommend won't be necessarily be compatible with one's home culture.

Particularly when you consider that the establishment leans heavily left, meanwhile their views regarding aggression, emotional expression, gender roles, etc are fundamentally in conflict with many core tenants on the right. Learning to be less aggressive or more emotional can put you at a social disadvantage in other societies. Laypeople treat psychology as though its conclusions are as rigorous as physics but that's pure hubris - as evidenced by the thousands of successful cultures around the world with totally different approaches to many of the same issues.
I had no visceral response to what you said :)

I agree, groupthink is a natural artifact of groups. If there are more liberal people in a group, their groupthink will be more liberal. Couple this with confirmation bias and we have a problem. Couple _that_ with the fact that there are actors, both from a profit motive and for other motives, that are attempting to exacerbate and increase that divide, and we have an even larger problem.
Supporting Black Engineers with Aston Motes, Dropbox Employee #1
Correlation does not imply causation (https://en.wikipedia.org/wiki/Correlation_does_not_imply_cau...)
The article has a few weak assumptions:

> Sacconaghi estimates that Alphabet (ticker: GOOGL) pays Apple (AAPL) between $7 billion and $8 billion a year for Google to be the default search engine for iOS ...

The real figure is probably $12 billion - https://fortune.com/2018/09/29/google-apple-safari-search-en...

> Google pays that large sum to Apple in part out of concern about what Microsoft (MSFT) might be willing to pay Apple to supplant Google with Bing*

Unlikely. Apple does not have search, and they simply need the best search available for their devices to stay true to being "premium".

> Sacconaghi thinks Apple should consider acquiring the No. 4 search engine (after Google, Bing, and Yahoo)—privately held DuckDuckGo. He thinks Apple could likely buy it for under $1 billion, “

This is completely off. DDG is highly unlikely to be worth that much. As discussed in this other thread - https://news.ycombinator.com/item?id=23458202, DDG is dependent on Bing both for search and ads.

> And he also writes that “If Apple attempts to acquire DuckDuckGo but is blocked by regulators, it would arguably put Apple in a worse position than ever, given that Google and Microsoft would then know Apple has no alternatives.”

This does not make much sense to me. It's not the kind of thing I see regulators going after. Happy to be schooled though.
Every Amazon shareholder is also a consumer.
I don't think "structural" can usefully include only things that explicitly say, "Hey, we're racists, and here's the racist thing we're doing." That became taboo during the 1960s, so all but a white fringe stopped. But the attitudes and policy choices didn't magical end when people stopped being honest about their goals. They just became hidden. See the Southern Strategy, and especially Lee Atwater's quote here: https://en.wikipedia.org/wiki/Southern_strategy#Evolution_(1...
Note that they already have a team who has built their current compute platform, who built the pipeline to run containers/processes on VMs with auto scaling groups.

It’s great if their own solution works well for them at less cost, but that system didn’t built itself and has non-zero maintenance costs.
I had this problem with a Vizio 40" 4K TV once, and was able to solve it using the factory reset function in the menu.
Treasure chest worth $1M finally found in Rocky Mountains
If I didn't need the money. Software pays better. Other than that... oh, yeah.
I think apple has quite a strong reliance on using their own tools and frameworks, which is fine for macOS and iOS as they are both mature, but on web they don't really have anything. The app store still seems to be running on webobjects (at least from URL structure), which hasn't been updated much in the past 10 years.
Their developer-facing web stuff is a daily tax on my mental health. I can't imagine how useless an Apple search engine would be.
Many. Insurance is hardly one type of job and many lines of insurance (e.g. for larger multi-national corps, for certain types of property, and etc.) aren't automated anywhere near the level of what you see in Lemonade's marketing/website/systems.
Soviet-born Russian-American here. How may I be of service? Some of that humor, BTW, could land you in a labor camp if a secret KGB agent (секретный сотрудник) heard it. So it was only shared with very trusted audiences.
I built something similar to this, open-source, here: https://feeds.talonvoice.com

It's not currently streaming any feeds because Google Speech is pretty expensive, but I have the expertise and plan to train my own speech models that would be less expensive to run and more accurate than Google at this task as well.

The main difference between this and murph is my `feeds` site has UI for users to listen to the audio and fix/vote on transcriptions, and corrections are propagated quickly to other users.
Because this is so ingrained in me from learning chinese, this is how i draw all my boxes as well when prototyping in the whiteboard. And same, you end up with that inverted acute trapezoid shape once you start going fast.
While I agree in the general, it's pretty clear that magic the gathering draws considerable inspiration from human literature and culture, and was exceptionally well planned and very carefully evolved over decades so if even if these arrangements aren't intentional, they certainly aren't accidental.