skysight-inc/HackerNews huggingface dataset:
@dang please will you ever take action against this excessive and systematic exploitation of this company to market its products for free here?
You are spreading a conspiracy theory. Please stop.
What Is the SSL Certificate?
Multiple Wulan like outbreaks in America unless people take action now [1]

[1] https://www.youtube.com/watch?v=29Lk56kYQ9w
I think they're usually tied to the prime rate, but the spread is usually 13% or more. Prime, in turn is usually 2-3% above the fed funds. So you might find a CC with rates as low 15%!
What about more social network type projects? As someone living in a relatively cheap apt building in Chicago, I was thinking that this could be an opportunity to get people to actually interact more with the aid of technology, form local support networks for sharing information and other resources, make sure the most vulnerable people have some support, etc. Lots of people are stuck at home, lots of people are nervous, lots of people may need help in the coming weeks. I wish our apartment building had at least a forum for sharing a little info.
That is part of the problem. It is very hard to quantify the consequences of economic depression because it affects everyone at least a little bit, and some more than others. It might cause so and so many more people to have to go through therapy, so and so many families break up over financial hardships, and the children are ever so slightly worse off and the second-order consequences aren't fully realised until 30 years down the line. It's individually (possibly) very small effects, but it hits the entire population.

That's hard to weigh against a concrete number of very concrete deaths and serious recuperation periods.
Mortgage interest rates are usually "prime + x". So the prime reducing will reduce "prime + x" by the same amount.

For the same reason, I expect margin interest to drop by the same amount.
I remember in college, there was a point while learning scheme where I felt like a cracked through to another reality. I went from feeling like "eh I can finish this assignment" to "holy shit, I can build _anything_".

I've never written lisp professionally, but every few years I try to get back to it to see if the feeling is still there -- only to get pulled away from the endeavor by life stuff before I can dig the same depth.
Does Atlas setup vesting for the founders?
Reserve requirements never really limited the ability of banks to create money. Canada hasn't had reserve requirements for >20 years. Neither does the UK, New Zealand, Australia, Sweden and Hong Kong. But all banks are indeed subject to capital requirements, and that does limit money creation

Anyway, reserve requirements are generally not effective, including in the USA. Much has been written about this. Banks are usually not reserve constrained (especially post QE), there are many ways to game reserve requirements, there are many ways to get reserves when you need them, and central banks increase reserves systematically when they are in demand via interest rate mechanisms.

[1] https://en.wikipedia.org/wiki/Reserve_requirement#Countries_...
[2] https://en.wikipedia.org/wiki/Basel_III
[3] http://www.kreditordnung.info/docs/S_and_P__Repeat_After_Me_...
[4] http://bilbo.economicoutlook.net/blog/?p=9075
[5] http://macromusings.libsyn.com/marc-lavoie-on-canadian-centr...
Ventilators are not lacking a design. There are many functional designs across a variety of medical device manufactures (most of which are sub-$1000). China is already ramping up production to assist other countries.

The only thing open sourcing a design does is encourage DIY home builds, which is wildly irresponsible in a time of panic.
Clive Thompson's book "Coders" goes into this demographic shift in considerable depth - currently reading, would highly recommend. At least in those days, if you were reasonably smart and detail oriented, it was possible to find a way in.

Dad - a history major turned COBOL programmer and later, project manager - found his way into his prior company (and then stayed for 32 years) by this route.

He met Mom there too - also not uncommon for the time - who was a math major who decided that teaching wasn't the right fit for her.
> If the Fed loses this fight, game over.

They've already lost it. It's clear they're scrambling. You can't print your way out of this is the lesson we KNEW from '08.
Sorry. I should have included that. https://www.cnbc.com/2020/03/15/federal-reserve-cuts-rates-t...

Start of paragraph 4.
If stock market tanks 40% from its peak, C-level execs will start laying off people.
> Do you really think that lack of money in the US government is the reason for the health system failure?

Absolutely, yes. What's the biggest criticism people have against Bernie's medicare for all plan?
this is the most dystopic thing I've read in a while. I'm interested to see if it works though.
Chernobyl was one of the key events that led to Perestroika and Glasnost, which itself led to the collapse of the Soviet Union (alongside the economic hardships brought on partly by an inability to compete with NATO/US military budgets and the flaws of the Soviet command economy and millions of small or minuscule issues). I imagine the CCP is aware of the similarities, and so we will see a further clamping down and maybe even a purge of "disloyal" party members/scapegoats.
Or maybe buy a Tesla.
Ethics of Precaution: Individual and Systemic Risk
> Either he is incredibly ill informed about the thing or he is blatantly lying to the public

Or the one who disagrees with Elon's assessment is the ill informed one. This could be a possibility, too. Logically speaking.
One of my biggest gripes with infosec is how un-empirical the field is. Best practices and advice are based on what security people think is the best strategy for preventing breaches, but rarely do I see that backed by actual data about how real world breaches actually happen.

This leads to an outsized focus on the latest sexy vulnerabilities (e.g. CPU speculative execution vulnerabilities) and fetishes for things like firewalls. Meanwhile people type 'npm install kitchen-sink' with no worries.

In my own anecdotal but real world experience most breaches result from phishing, downloaded malware, phishing to get the user to download malware, and malware-assisted phishing, in no particular order. Firewalls do nothing for that.
https://www.federalreserve.gov/newsevents/pressreleases/mone...

last item, heading is "Reserve Requirements"

"... the Board has reduced reserve requirement ratios to zero percent effective on March 26"
Interesting that S&P futures have fallen 3% as of 5:00pm in Asia. Are markets interpreting this less as the Fed signaling it will do whatever it takes and more as the Fed is panicked and the financial system is under a huge amount of pressure behind the scenes?

Edit: S&P futures limit down at 5:15.
That link in the very first sentence links to https://en.wikipedia.org/wiki/Classical_music which includes the Baroque era and explicitly mentions Bach: Important composers of this era include Johann Sebastian Bach...
There must be some floor based on default rates right? If 2% of people default you can't go below 2%. And of course default rates go up in recessions.
I think by downpipe you mean cutout. Every car has a downpipe. Yes, if you open exhaust cutouts at 5am you're an asshole.
https://twitter.com/i/events/1238602623516733440

Twitter is saying they are. (?)
> All incidents should be novel.

Ah, how nice would it be if every company had infinite engineering capacity.
Show HN: Rebalance Calc (a rebalancing and tax optimization calculator)
Sam’s expertise isn’t just about money. It’s about identifying the good ideas in the sea of ideas, and helping them get connected.
P2 Is WordPress for Group Collaboration
Highly educated, and able to type. The first woman to earn a PhD in Computer Science was a nun in Ohio.

Catholic nuns have done much for the business world that is overlooked.

From memory, so no citations:

The first female CEOs were Catholic nuns — in the early 1900's, a time when women in the American workplace was uncommon, Catholic nuns founded over 800 hospitals in the United States. They also ran schools, colleges, and universities.

The concept of just-in-time delivery was invented by nuns running those hospitals.

The first health insurance company was founded in Missouri by nuns to care for railroad workers.

There are others. I once ran across a list of them on the intarwebs, but these are the ones that stuck with me.
Depends on which "big guys" you are on about. Likely, it's those who have recently IPO'd on VC money and depend on lots of moving parts and huge costs like cloud costs, logistics, travel and are also in specific domains which are waiting to be sherlocked by a FAAMNG company. The best of all:

It is those "tech" startups who generate little revenue and no profit, but take in VC money into their series D,E,F and G+ for years.

Ultimately, it comes to no surprise that layoffs from such startups would happen at this time since my so called "machine learning crystal ball" predicted this [0] anyway whilst ignoring other earlier vacuous predictions. FAAMNG and other profitable companies will survive this.

[0] https://news.ycombinator.com/item?id=21926473
The only alternative reason is that the Fed is simply giving in to Trump's demand.
Back in Turkey (3 years ago) I had 100/5 cable internet. Now in Estonia, I have 500/500 fiber for 32 euros/month. I know that 500/500 is a "bit extra", but I have always thought at least 100mbps should be standard.

I still can't believe my eyes when I see connection speeds like 5, 10 mbps in countries like Germany or americas.

With these kind of speed rates, I have never thought of creating my own ISP. At least not for speed issues.
Don't know about trubada/descocy but they are doing exactly that. Still, takes many months to get results though.
I never said the US was trying to buy it for exclusive access, if that is the conspiracy theory you're alluding to. You need to bring it up with the one I replied to. They were making those claims, not me.

It's called a strawman's argument. You falsely claim something your opponent said and before you know it, everyone believes it.
I think not only Wuhan. For the last 2 months straight, the internet in China was one big erupting volcano.

I think that it is only now that people in Zhongnanhai understood that by walling off Chinese internet from the rest of the world, they got themselves a pressure cooker.

A single propaganda mistake in a time of crisis is instantly amplified hundredfold because people just don't have anything else to read and be angry about.
You're right, and they made a lot of changes that are necessary to keep the global economy functioning over the next few months. I did not mean to imply that they shouldn't be taking action.

I am very skeptical about cutting rates again. There are much more effective actions that could be taken at the policy level. The fed is doing what it can, but it doesn't have the right tools to lead the charge on this.
Yeah, like using commercial software for Linux, depending on distribution specific tools, non upgradable drivers, strange things.
Bike paths can be false security if they are poorly designed, which 99% of them are unfortunately.
Nice article ... if there's a Googler watching this, the need to educate our students remotely has suddenly become really important. For some reason, the small Christian school I am associated with was rejected for G-Suite for education. We have a solution for teaching via video-conferencing as well as a curriculum management system with grading. What we're now desperate for is the ability to give quizzes and tests. Please reply here if there's any way we can figure out why we weren't accepted. (we can go out-of-band if we need to talk about specifics but I feel like this is somehow a long shot).
> otherwise it’s just another walled garden that will wither and die out in a few years

Or worse it's another walled garden that doesn't die out in a few years. Not because what it offers in trade for locking you in is worth it, but because the inertia it creates makes sticking with it seem more appealing than migrating to something that could be even worse.
In the 40s, most computers were women.

This sounds really weird to modern ears but it's literally true. Computer was a job before it was a machine.
Unix files are simply a stream of bytes and outsource concern of file structure to userland. There's nowhere to set/get a type, no mechanism to create schema in the file like fields, lengths, constraints, etc. You simply can seek to a place in the file (if it's seekable) and read/write the bytes. What they mean is up to the programs/user/convention.

Earlier filesystems were trying much more to be like databases.
Maybe you were quite distracted while watching it. As far as I remember the only advice they gave during that press conference was to stay at home for 7 days only if you have a cough. Does it look like flattening the curve to you? To me it looks like “let’s increase the contagion and the deaths as much as possible” compared to what every other country was doing at the time.
But this is kind of the opposite of Chernobyl, right?

As you laid out, Chernobyl revealed the weakness of the Soviet Union and played some part in its collapse.

COVID19 has laid bare the superiority of the Chinese model in terms of quick mass mobilization. The entire world saw how quickly and drastically China acted and how slowly the US is acting. And now they're sending masks and respirators to the rest of the developing world.
No wonder we’re in a bear market.
Talking to my parents, there was definitely a hierarchy between the two.

Although the programmers might have looked down on the operators as grunts, these people were in the privileged position of actually getting to interact with the machine directly, which is something.

You're pretty much right on re their exodus. Thompson's book, which I mentioned in my earlier comment, has a chapter called 'The ENIAC Girls Vanish'.
Wow, it’s almost as if market forces can, alone, determine the correct price for something...
Hi HN,

## This is a re-post

I want to give a heads-up, this is a re-post of a previous Show HN that didn't get traction [0]. I normally would not post the same project without substantial changes, but because the previous post didn't really get seen, I wanted to give a Show HN a second shot (last try, I promise!).

## Synopsis

I built (and posted about [1]) this portfolio rebalancing and tax optimization tool some time ago, and I just finished a substantial refactor.

Feel free to skip GitHub and see the tool itself: https://www.rebalancecalc.com/

## About the tool

Rebalance Calc helps you align investments (across multiple accounts) to a target asset allocation. The tool takes U.S. treatment into consideration, and automatically suggests the types of trades you'd make to stay in line with your target asset allocation.

The "about" button on the website provides a good summary, and the "how it works" button outlines the exact procedure this tool uses.

## Why I'm sharing this:

With tax season upon us (a good time to think about re-balancing your long-term investments), a lot of market volatility, and this new UI finally in a state I'm comfortable sharing, I felt it would be worthwhile to share this project again.

Any feedback is very appreciated!

## Important consideration:

This tool is definitely best used on a computer, the UI can get quite overwhelming on mobile (though it does work on mobile).

[0]: https://news.ycombinator.com/item?id=22328593

[1]: https://news.ycombinator.com/item?id=11008937
It's almost like Elon Musk is the sort of person who shoots their mouth off without thinking too much first.
>You can email me if you want.

What is Sam's email?

Thanks!
Cake: The latest in sqm (QoS) schedulers (2016)
Mozilla announces partnership with KaiOS to replace Firefox OS
What do you think is the difference between saving and investing??
> The German government just placed an order for 10,000 mechanical ventilators. What’s the U.S. government doing about a potential shortage here? Not much, it seems. President Trump alluded to the matter in a press conference but did not spell out any plans.

I guess there is not action at the top level. This is a national emergency and they should be cranking them out like tanks during a war and distribute to where its most needed.
The problem is that fed action isn't enough. We need policy changes to keep SMEs above water. The White House and Congress have not taken appropriate action. Trump acted like he was going to take action on Friday, the markets ripped higher, and everything he announced was worthless, but that wasn't clear until markets closed.
If the Fed loses this fight, game over.

This isn't the Fed's fight. Monetary policy won't fix this.
That is why they are already planning for overload and with that, having extra buffer layers. Hotels, emergency hospital bed spaces from army, etc etc, already being put in place. Then need for ventilators, many companies been contacted to step up and see if they can make more as many will be needed beyond what any country has. So plans are afoot.

Cool calculations involving the facts that people will die, happen more often in many walks of life without being questioned. Kinda how insurance policies work.

If those calculations show less people die overall then how can that be bad - yes it's involving human life but you have to look at the big picture and not just yourself. I'm about 50% likely to die from this given my health and age, if I'm one of those stats that is in the death count, then so be it, I'll die I certainly won't be blaming the current planned approach by the UK and has much going for it, time will tell but hey - worst case We are an Island so you can all set up navigation warning buoys if it all goes pete tong (sorry British Humour included and slang "pete tong" sames as going pear shaped, going wrong...).
No one "let" them do it, they just did it, illegally.
I think you're the one who first propagated the idea in this thread that the US was doing this for exclusive access, not me.

We're getting off topic. You agreed that the reuters article was fair. If not then don't use it in your argument. It was this article that got removed.
This company has been exploiting HN for so long on a systematic basis. Really tells you how things work here.
But China is not communist and doesn't have a command economy.

My high school book had a very good cartoon comparing Chinese old and new communism:

1. Mao's red communist handkerchief

2. Hu Jintao (previous president of China)'s capitalistic red tie.

Not to mention China doesn't spend anywhere near their % of GDP compared to the Soviet Union.
Writing Mark-Sweep Garbage Collector in C++
It's already a pretty good time to refi for most people as rates dropped to a bit under 3% recently. They went back up a little bit though as mortgage companies had to take on staff to handle all the additional demand.
They have already been testing the waters with theories in Chinese media that the virus is a US biological weapon.

https://www.nytimes.com/2020/03/13/world/asia/coronavirus-ch...

That kind of deflection is pretty common sadly for folks who have no interest in the truth:

https://www.nytimes.com/2020/02/17/business/media/coronaviru...
I agree. I tried Consider a little while ago and I still don't know what it is. If it's still just a client then it's pretty unlikely to be "Email 2.0".
The grandparent of your comment wasn't made from the same account as yours, so unless you use multiple accounts, I was not referring to you.

The conspiracy theory is that the German government conspired to spread a lie.
>I never said the US was trying to buy it for exclusive access

You didn't personally, but the article you posted did.
This reads like one of those unsubstantiated news from the west. At least some one of the deleted tweets but none. Just a bunch of words.
That's only half of what happened though. Initially China was pretending nothing was happening and arresting researchers who talked about it. If their initial response had been open, the more extreme measures (that worked really well) might not have been necessary.
You don't think Trump's bully pulpit is enough to steer the fed in the direction he desires?

For the downvoters: feel free. You're just ignoring the new reality. I'm not a supporter of this administration. But I'm a realist.
Depends on how the locals feel, if they feel saved, or if they feel oppressed.
i liked the font on the landing page. turns out it's a free open source font from an award winning designer! https://www.dafontfree.io/averta-font/
> You can't print your way out of this is the lesson we KNEW from '08.

Printing our way out of 2008-2010 is exactly what we did that worked, and it's what Europe mostly didn't do and their results were terrible by comparison (leading to another bad recession a few years later, after which the ECB finally learned a lesson; and finally after that, Europe began to properly recover, including countries hardest hit like Spain and Portugal).

The Fed's balance sheet makes this exceptionally clear:

https://i.imgur.com/QbF5jzJ.png

It took the Fed a short amount of time to ramp up the programs, including eventually moving on to QE. And it worked just fine.

See that epic balance sheet expansion in 2013 and 2014? That's the Fed avoiding what hit Europe. That's the Fed further printing our way out of the mess. It's how the US economy kept expanding for ten years.

You can in fact use the Fed to debase USD-based productivity + assets and then redirect those resources in a concentrated manner at a problem, such as the housing market. The Fed can take a trillion dollars from every holder of dollars and dollar assets, and put that trillion dollars toward a problem. This only stops working if the USD has no value (or in more realistic terms, if the USD loses very immense amounts of value, becoming mostly worthless, which makes the dollar debasement & redistribution efforts lose their punch).

The Fed bought all the toxic mortgages. They recapitalized the banks, keeping the majors and the real-estate market from collapsing under the weight of trillions in junk mortgages. They largely removed those mortgages from the market, which very rapidly helped the housing market begin to stabilize and turn around.

They successfully directly bailed out homeowners to the tune of trillions of dollars and reinflated the housing market and the stock market via low interest rates.
No, because the expense of processing loans becomes more significant the lower interest rates go.

It's like people complain about gas prices not dropping as much as the price of oil, ignoring that the non-oil costs largely don't go down.

Also, as something I read pointed out, the fact that people are rushing to "risk free" debt doesn't mean they are equally rushing to loan money to you, which has some risk.

So for both reasons, consumer loans aren't dropping as much as you'd hope.
> The next big thing would be for the Fed to start buying stocks directly

There's a ZeroHedge article that says this would require Congress. Is that true?
For what it's worth, China has literally turned around pending export medical supplies, and banned certain exports. Ventilators seem like they would be on that list, if it has not been withdrawn yet.
Apple Watch app to reduce touching your face
In a climate of massive semi-automated censorship, it’s hard to document situations like this
Show HN: WebLeto – Simple website monitoring tool and offsite cloud backup
thank you for unleashing a biological weapon on the world.
Even if your cargo is "dirty" that doesn't necessarily mean you're okay with impurities (i.e. waste from whatever happened to be in the holds last). It's just dirty because it tends to leave more residue behind and that residue might be harder to clean off. Someone hauling coal or silver or something isn't going to be any happier having corn husks mixed in with their material than the recipient of a big load of corn would be to discover there's silver mixed in.
xargs parallelizes with -Pn
> They just need the orders.