skysight-inc/HackerNews huggingface dataset:
https://www.nbcnews.com/news/us-news/student-loan-statistics...

Check out the graphs presented, particularly the last one. Default is very likely for those most likely to have student loan debt (younger workers in lower quality service jobs), but there isn't a systemic risk as the federal government is the insurer of last resort. These are loans in name only; they are, in actuality, taxes you can't default on (or so was traditionally thought; we're making headway in having the ability to default on these obligations and get out from underneath them [1]).

[1] https://www.natlawreview.com/article/student-loan-discharged...
In a similar role, he played Judge Dredd's mentor/father-figure in the 1995 Sylvester Stallone movie.
I know Fidelity changed their default dashboards to not load data-heavy views for the past week or two. Usually you get a nice dashboard page with some charts and personalized info, but right now you get a few generic (non-customized) market stats and a bunch of generic links.

Still useful enough, and if you want, you can get to your own dashboard... but things like this (inconsequential as they seem) can be the difference between going down or not.

Each non-personalized element on the page that's removed saves at least one DB query (and in a fancy app like Robinhood's case, maybe a half dozen).
Does anyone have a good path forward of how Robinhood can even survive after this? Other brokers are not going down, and also offer free trades. I don't even see the point of it anymore, especially if it is going down in some of the most important market moments.
First movie I saw him in was an Australian film called ‘Father’. Great film, and he won an acting award for his performance in it, too.

https://en.wikipedia.org/wiki/Father_(1990_film)
I think you misinterpret what they are saying. What really happens is that even though it was a good move this time, the next time you have the same feeling and make the same move, what you move it into may go down and what you move it out of goes up. Then when you buy back into stocks you are buying at a higher price than when you pulled out.

And this second scenario happens more often to people than the first one (according to common wisdom).
Maybe it's because the US is now a massive oil producer, but there are a lot of oil companies in a lot of debt, so depressed oil prices will force them to go into bankruptcy. Next step will be US government propping up the industry somehow, IMO, either with a bailout or by buying oil at above market prices and increasing strategic reserves.
A crash over the coming days wouldn't cause a recession so much as reflect the start of one.
It's bound to come up in almost every conversation about this topic online nowadays but skilled trades can be great. Especially if you plan to own your own service business. I'm talking Electricians, Plumbers, HVAC technicians, etc.

Competition is low. If you show up on time, present yourself well, and you don't show up to work under the influence, then you can be in the top 10% of the workforce easily.

I worked in the trades for about 6-7 years before switching to software engineering. I took a paycut for my first job in software. I was making $80k in a low cost of living area working in the trades. First year was $55k, on the job training was provided.

Downsides are:
- Weekend work is typical
- On-call is typical
- Hard labor, working in the elements. Freezing conditions and/or 100*F + days working on HVAC equipment is rough.
- Non-trade folk will commonly talk to you like you're not intelligent. Not a lot of prestige

Upsides:
- Learn valuable hands-on skills. Can be applied to your own home to save money
- Physical job = built-in exercise
- Low competition
- Easy to parlay into a business
It might be simpler to view these languages from the perspective of "general purpose" or "specialized." General purpose languages rely on social compatibility because they're meant to handle a wide range of common development. Specialized languages can ignore familiarity because they're used by specialized teams for specific purposes. That appears to be the cases with K, which (AFAIK) gets a lot of use in financial modeling.

Could K become a general purpose language? Maybe, but it always strikes me as odd that that feasibility as a mainstream language comes up so frequently when K is discussed. It's not the high-order bit of the conversation.
I just happened to have watched The Big Short [0] yesterday.

In the movie (based on real events) the same thing happened: during the housing crash suddenly every bank had 'technical issues' when people tried to sell their stocks.

[0] https://en.wikipedia.org/wiki/The_Big_Short_(film)
Hopes with more technology and science advancement we'll be able to have more information about memories and brain.
I think if you wrote a new dynamic scripting language from scratch with the intention that it be threaded that you could probably come up with something. Python is blocked from it not because it is impossible, but because they've been unwilling to orphan all their C extensions.

The problem is that while it may raise hackles when stated so bluntly, dynamic scripting languages are generally on their way out anyhow (although they have a ways to go before that is even generally recognized, and even longer before they're legacy; we're talking plural decades for the whole process here), and also, fighting really hard to get threading into a language that is also intrinsically slow is just not the sort of compelling end-point that would inspire an author to create it, and a community to back it up. Why would you want a "threaded scripting language" that literally takes a 32-core machine to catch up to what numerous languages would be capable of doing on a single core? (A new language will have a long ways to go before it can match a good JS VM. Look at Perl 6/Raku's performance history.) Especially since such a language would be racing things like Nim, Crystal, a D revitalization, and several other contenders who are getting 90% of the convenience of scripting languages while getting 90% (or more) of the performance of compiled ones.
Almost all discount brokerages now offer commission free trades
Coronavirus outbreak: 'We're past the point of containment'
These figures include fraud committed by various other divisions, it's just that the bank accounts portion was the most visible form of this fraud. I believe their forex and precious metals desks were some examples of divisions that committed fraud.
Point losses don't make sense because it's percentages that matter. The other metrics you mentioned do suggest this is of course a noteworthy market crash, but whether that becomes a recession or is anything to seriously worry about long run is a different question.
In the outdoor hiking community the "leave no trace behind" movement warns to not leave this otherwise obvious biodegradable trash behind. It is usually not native to the area, or too much for nature to absorb, or might contain pesticides, or... it is probably okayish to leave stuff like that behind in areas where there is a lot of human presence, but outside in the real wilderness it is not recommended.
Well... that might not be true. Were in a weird spot right now where banks handed out billions in loans to oil companies. And now it looks like a lot of these companies are going to be insolvent well before they can even start drilling. So were talking about big banks being hit hard with billions in loans not being paid.
It's worth the money I paid for because I use it to do things I'm interested in doing. However, if you're planning to argue that such a device would not exist without capitalism, then I'm going to disagree with you.
one cool explanation i found is that grading a permutation list effectively gives you its inverse:

xs = "cab"

<xs = [1,2,0] =
{
0 → 1
1 → 2
2 → 0
}

<<xs = [2,0,1] =
{
0 → 2
1 → 0
2 → 1
}

which is exactly what "ordinal" is supposed to do!
it kinda makes sense - grading the indexes given by `<xs` gives a permutation list that maps each index back to its actual position (i.e. [1,2,0]==>[0,1,2]). or at least it seems that way if you stare long enough, would be good if someone could confirm!
Magnitude 5.8 earthquake strikes off Northern California coast
S&P Futures are probably the better pick for a 24/7 picture. https://www.tradingview.com/chart/?symbol=SPX500USD
As a computer vision practitioner, I would argue that SIFT is still very relevant today. In most real-world scenarios it seems to hold up as well or better than the deep learning approaches I've tried, and it is easier to implement and maintain. Failures are often easy to understand and mitigate. In practice I often end up using FAST or ORB features due to "good enough" accuracy but much faster processing rates, especially on embedded devices. Feature detection and matching is an area where "classical" computer vision is very much alive and well.
Oh, it's practically general purpose life advice. You could even apply it to some people's second marriages.
Different ways to technically assess developers
River (Typography)
Silicon Valley needs to build out, not cash out
The JavaScript engines have been doing quite well on ARM for a while now, so I guess someone will just need to put in some love to bring the JVM up to par as well. I doubt it will be Apple, but perhaps we'll see one of the other major companies do it once ARM servers become mainstream.
If you're interested in learning more about this, the movie Wasted! (one of Anthony Bourdain's last appearances before his death: https://www.wastedfilm.com/) has interesting perspectives on handling food waste around the world.

The segment on composting in South Korea is really cool, but the one on Japan is really neat: they initially started diverting food waste and using it as hog feed, which was a great way to divert it from the landfill. This then blossomed in to a desire for pigs that had been fed only a certain type of waste, so you can now purchase pork that was mainly fed leftovers from pineapples, or pork that was mainly fed leftovers from sake production, and it's created a whole separate boutique pork industry.
It seems more to be that people use the word "stable" while maybe another word should've been used. The main criticism during the "stable" criticisms is that something like MCAS was added. The design of the plane should've been in such a way that MCAS wouldn't be needed. So instead of adding MCAS, the problem leading to MCAS should've been solved with a (huge) redesign.

Note: Purely responding to the "stable" word. If people compare it to stuff like an F-16, then yeah.. they don't know / nonsense.
Yeah but what you’re learning is “how to not catastrophically fail your customers”. In a better company that’s a lesson you already learned. There is going to be a LOT of stress and tension, it's hardly a great learning environment.
The failures of "new" systems are not new. Did everyone read the article about the m-16 or the torpedo failures in WW2?

During peace we can gamble on advanced systems while during conflict production and refitting is king.
I don't see how it's worse to do it on a phone than your laptop, or over the phone with a broker via a voice call?

Most folks I know who use RH just use it as a fun little side gamble/game. Small-ish amounts of money, something they could afford to lose, with the rest in more stable funds or investments.
1. What's a vaccine - Another virus, capable of killing target virus without causing damage to host.

2. How can we find such combination - Generate possibility of all the known virus vs other living organisms.

3. Do we have such tool open sourced ? - No. its proprietary.

4. Do any of you would like to start such project ? - Count me in.

I can breakdown problem as above, to have one working version.
Max is/was one of my favorites. Rest well, Max. His Shutter Island performance was one that sticks with me, though you could rattle off any of them.
Trump appointed Pence to head America's response to the COVID-19 epidemic.

If Pence has not been competent enough to get the CDC to do enough testing, it is ultimately Trump's responsibility.

An effective response to a health crisis also demands transparency, not hiding the scale of the epidemic by refusing to report the number of tests the CDC has conducted. That's yet another gaffe that Pence, and by extension Trump is responsible for.
Well, slowing this is in-control of competent governments, and mitigating the damage is entirely possible. For example, drafting retired nurse and respiratory care specialists and give a path for them to renew their licenses, building out temporary hospitals in-advance, using contract tracing and actual testing to stop the outbreak, rather than denials and calling it a hoax. If everyone shows up at the ICU at once, people die. Slowing it makes sense for tons of reasons.
The lack of those things does fall on Trump, our denialist in cheif.
This happened to me when BTC was at its all-time high; I tried to sell and Coinbase wouldn't work, and my support ticket was never answered.
Why not talk to Google Support - you can prove ownership in multiple ways...
Does much important software still use Java on MacOS? Performance cross platform software would more likely be using Qt, and server Java runs on Linux.
Love that one, with the Queen soundtrack.
>What I'm worried about is implementing top-quality ARM backends for software like the JVM. We need someone doing this rapidly as I think an ARM MacBook Pro will just turn up one day, unannounced.

Nope. Never gonna happen. There are too many moving parts in a processor transition (and Apple has done two so far: 68xxxx to PowerPC to Intel, not counting the 64 bit transition). There's always more than a simple recompile (if that's even possible as some of the big players may be using their own proprietary toolchains for building, although I imagine this is less common now than it was during the last two processor transitions).
Apple TV is already ARM (at least the new ones are…), and it runs what's essentially a skin of iOS. I doubt they will switch that out with macOS anytime soon.
Iran's Coronavirus Problem Is a Lot Worse Than Its Government Admits
It is not, was just confirmed on CNBC that Robinhood is experiencing system wide issues long after the market reopened...
Frankly, if I am an user of this platform, I'll get my money out first thing after the fix the access...
If the can't keep the system running straight for so many days, who knows what other bugs they have over there...
Oh, is it 10:45 am on a Monday already? After the first two days, I downloaded another broker and determined to transfer, but it's kind of a pain. Guess I have to actually do it now.
My first thought was the dead cat bounce from last week.

Hang onto your butts...
Judge Demands More Details on Facebook Data Breach Settlement
Does the use of positional embeddings mess with the gnn for formulation? I'm not familiar with the requirements for something to be a gnn, but positional embeddings mean the graphs have to capture order of occurrence, and the graph in the shared page doesn't seem to do that.
"The iPhone and iPad have run on Apple-designed ARM chips since birth, and while early entries into the Axx line were underpowered, the latest chips created by Apple’s silicon design teams have yielded laptop- or even desktop-class performance"

This is incorrect. iPhone's SoC until iPhone 4 was a 32 bit ARM Samsung SoC [1]. From iPhone 4 and onwards they were designed by Apple. The first iPad also had a SoC not designed by Apple [2].

I fail to see how the details of this are relevant though.

[1] https://en.wikipedia.org/wiki/IPhone_(1st_generation) / https://en.wikipedia.org/wiki/IPhone_4

[2] https://en.wikipedia.org/wiki/IPad_(1st_generation)
All rumors point to an ARM Mac, and some very credible ones point to one rolling out within a year. Apple has been gradually abandoning cruft that they probably didn't want to bother porting across architectures.
Robinhood Is Down(again)
The Green Curtain – Germany’s Iron Curtain Is Now the Green Belt
The crash in 1987 is why they put these halting rules in place.
That's about how much it collapsed on Black Monday in 1987, so, yes, it can.
The article seems vague (like when one is too lazy to do real research and so things are kept wishy washy.) However the key paragraph was this:

>>> Warren has been fighting Wells Fargo’s misdeeds for more than a decade, as she reminded Nevadans at the Democratic primary debate on Feb. 19, harking back to a 2008 meeting with Las Vegans who’d lost their houses in the mortgage crisis.

https://www.investopedia.com/terms/r/robo-signer.asp

https://www.marketwatch.com/story/us-breaks-down-93-bln-robo...

For those not familiar with this scandal, the banks signed false legal documents attesting to reviewing documents which in fact they had not. Real reviews would have revealed errors in some cases. Accordingly, hundreds of thousands of foreclosures were unjust. However, without adequate legal funds, homeowners could not fight the foreclosures and ended up losing homes w/o cause in many cases.
The CDC just "had" to make their own test probably due to a combination of regulations and NIH syndrome (no pun intended). It wouldn't have been such an issue if they didn't fail so spectacularly at designing a test.

From what I gather, designing these things is not actually rocket science, more like grad-level work. The fact that local labs throughout the country were ready to go with their own self-made testing kits supports this.

The focus on containment by the White House IMO was totally appropriate. When you have zero local cases, that's what you focus on... in order to buy you time to prepare, shore up supplies and disaster plans, and distribute test kits. Containment (i.e. closing borders) is the political part of the process, so the Administration focused on that while the scientists are busy designing and distributing the test kits. In theory...
This is why I will never use a centralized exchange again.
The Magician, Wild Strawberries, Through a glass darkly, The Virgin Spring and the Seventh Seal. These films are 50 years old! Being in these films alone would be enough to qualify as a cinema legend and he still had nearly 50 years to go! Extraordinary!!!
This many incidents makes FINRA a joke. Time for some outside regulators to step in and require certain levels of availability with real consequences if not maintained.

See my earlier posts about staying away from RH.
Lots of the work in remote areas pay extremely well and have low skill requirements. Offshore petroleum engineer is well known as a well paid job.

Less commonly known is menial labor shipping jobs. A friend of the family bought a car in cash after a trip.

Plantation managers can get well above the average pay rate, with substantial benefits like a large home, live-in maid, little work, for diploma level education.

I'd bet something like deep sea fishing also pays quite well.
Dupe. On the front page right now: https://news.ycombinator.com/item?id=22525494
> 1. What's a vaccine - Another virus, capable of killing target virus without causing damage to host.

By my limited knowledge I would propose:

1. What's a vaccine - A virus, capable of teaching an organism how to kill a target virus without causing damage to host.
> Why do they get a pass while k doesn't?

When we are discussing languages, they don't get a pass. Python has a great math library with Numpy, but it doesn't mean that the language itself is optimal for math-related problems. And specifically in that example, using an external database when defending the speed of the language... meh. It's as if I said that Python is very fast and showed a Numpy calculation.

> This may make sense as an accusation for someone who doesn't write any other code, but I don't think it's a fair accusation here.

It's not about writing or not other languages. It's about being so used to something that you don't notice the burden. I am very familiar with some of the projects and languages I work in and I feel comfortable with the codebase, and I get used to the mental burden of working with them and I end up not noticing it. It doesn't mean it is not there.

> would 'geocar have written an operating system in it rather than C?

Has he? Couldn't find anything (I'd like to see it, honestly, seems a fun experiment).
I used to think that, but apparently nowadays ARM JVM is pretty good. Have no idea about Graal though (and I have no idea why would anyone need Graal at all).
Pasting this has recently become a meme. Not sure it applies here, as it's not about removing stuff from the same instance, but about a competitive lean product?

Innovators dilemma?
Yeah, I had to look out his filmography to realize he played the main character in like every Bergman movie I've watched.
Why trade stocks when you can trade OPTIONS?
This is a puff piece for Elizabeth Warren.
Two thoughts:

1) This is a self fulfilling prophecy. It's no secret that when it comes time to let people go (or time to promote), managers (even the MBA boogeymen) will stick their neck out for people they like more than for people they do not know. If you're continuously being dropped like a hot rock by your employers and you don't think it's because of performance reasons, perhaps you should reconsider your work relationship habits.

2) What's with the notion that you "lose your support network" just because you get fired? There is no reason that you should stop being friends with people just because you lose your job, even if those friendships stemmed from your workplace. I understand that it may be more difficult to find the time to socialize with them if you are not at work with them (which is exactly why it's worth it to go to those "forced beer nights" and build a relationship outside the context of work), but that doesn't mean you should stop putting in the effort and cut ties entirely.

Even if you are entirely career focused, getting fired is a situation in which you should actually lean heavier on your support network, especially coworker friends, as they are the ones that most likely can do the most to help you find a replacement job.
Virtual dom isn’t that expensive compared to modifying dom. Svelte isn’t magical, it’s still diffing objects to figure out whether to change some dom element’s attributes

With react memoization and pure components, you get very similar benefits.

Sure svelte goes the extra step and removes unnecessary diffing of constant attributes that will never change and other opts. However there are tradeoffs
> Does much important software still use Java on MacOS?

Android development.
Proprietary drivers are very much the norm on windows and mac.
This nicely illustrates the point of the Hutter Prize, that efficient compression comes from understanding the content on a nontrivial level.

https://en.wikipedia.org/wiki/Hutter_Prize
I would imagine the volume differential scale is massive here, they probably are scaled at 1X peak, so they are capable of handling ~3X peak.

They are probably at ~10X peak traffic at times.

Just are not prepped for a hardcore crash.
If RH had any interest in being a sustainable business that respects their customers they would have hired engineers that have already been through the "hard times", several times, and don't need to learn on the job. But in startup land sustainable businesses are not the goal - customers be damned.
I think the hypothesis at the end of the article ("Could the iPad’s rising revenue (6.5% of total) help cover the hit once its user interface (and keyboard with trackpad) makes it more laptop-like?") is most likely.

I think Apple will continue to add features to its tablets to make them take over the niche of its OS X driven computers. Already I have student friends who use an iPad + keyboard + stand as their primary device for productivity work.

If they just keep doing this at a certain point the segment will be large enough to just consider this type of configuration a "Macintosh"
Maybe, but the original inspiration was the tilde shortcut for opening the console in the Quake game, hence the names.