skysight-inc/HackerNews huggingface dataset:
It depends on what I'm buying. I do pay by card sometimes if the amount exceeds a certain level, or if it's an urgent situation. Otherwise, it's cash. It doesn't take that much dedication -- cash is not that inconvenient.

What it gets me is a few less entries in the databases of the store, credit card companies, and the marketers who buy credit card information. Every little bit helps!
Gaia: I'm gonna do what's called a finishing move.

Memes aside, this is something that has been scaring me for a while already. A pure chance event of some unfortunate events at the same time, like a recession, bad harvests and a spreading illness to overwhelm us and leading to devastating effects world-wide.

We are both in the fortunate and unfortunate situation that everything is intertwined now. Fortunate because you're neither going to bomb the ones building or buying your iPhones nor a local bad harvest meaning the end of you and unfortunate because a disaster at the other end of the world can still have effects at your place. Earthquakes in Taiwan and rising DRAM prices are a benign example here.

What could we do to reduce the risk of such an event? How would we communicate what needs to be done? There are currently already people considering imo prudent measures like handwashing, keeping distance from others, avoiding larger gatherings as over the top - and the somewhat unfortunate outcome is that when these measures actually work, these people will insist that 'everything wasn't so bad after all'. Any ideas?
I think they are not enough, and that instead everyone should be forced to stay home and only go out if it's essential for their own or for other people's survival (e.g. buying food, working at jobs related to medicine, food, utilities, etc.); furthermore all non-essential travel (i.e. pretty much everything except delivering supplies) should also be blocked.

Currently people are, in part, still going to work even at non-essential jobs, non-essential shops are still open and enforcement is very limited.
Decoding Bitcoin Messages with Tokio Codecs
I buy my ham from the guy who slices it for me. I don't like thin shaved ham that all the pre-sliced it, instead I want the thick slices that the guy provides for me.
Dear Lord please DO NOT put your entire retirement into bonds right now.

Bond yields are at an all time low. That means prices are at an all time high.

This is not the time to massively rotate into an asset class at an all-time high price due to fear/risk aversion.
You're right that this was primarily a scam on investors, the customers were incidental.

Measuring harm to investors is complicated though. Any investors who bought after the fake gains and did not sell before the scam was exposed have been harmed but other investors have actually gained. I would be interested to see a calculation (by someone other than a prosecutor) of this harm.

Unfortunately there is no way of holding "the bank" accountable for that because the punishment for causing investors to lose money is to fine the bank which is owned by those same-(ish) shareholders.

It is more accurate to ignore the existence of the legal entity "WF" and deal only with the natural persons. Employees / executives conspired on a massive scale to defraud the shareholders by collecting undeserved incentive payments and realising artificial gains on any stocks they sold. Some investors benefits and some lost out depending on timing of purchase and sales of the stock. A small number of customers suffered miniscule and temporary incidental harm to credit scores and an even smaller number suffered actual cash harm through paying account fees for accounts they did not ask for.
Worked well in my testing so far, mainly to have the Redis API with a far larger dataset than RAM.
About bloody time.

I used to think Outlook was the worst thing to happen to eMail, what with its top-posting and HTML/RTF formatting, but then Incredimail came along and gave an entirely new dimension to “this is a really bad idea”.

For the record, I still do eMail _the right way:_ bottom-posting, plain-text only _by default._

Thank you, Thunderbird, for still maintaining sane traditional settings.
I'm wondering if what 2% dies matters. This disease is mostly going to kill people past their prime working years. There are going to be tons of sociological changes. Just speculating here:

- Social security could have it's date of insolvency extended. It's currently predicted to be insolvent by 2037. Most pension programs in the world will be relieved of pressure if many of those over 60 years of age die. Many states with pension crises may delay those crises many years.

- we may see the largest wealth transfer in history in a short period of time as many older folks die and leave their heirs with whatever wealth they have that they were unable to consume in retirement.

- The economy will "lose" the spending power of this older generation, but that spending power will be transferred to a younger generation. Except for what the government steals via a death tax, this should be net zero in terms of money spent in the economy. What will change is what the money is being spent on.

- Many homes may go on the market as these older folks that own much of the housing stock pass away. Those inheriting the homes will sell or rent. In the case of multiple children sharing the inheritance, homes will be put on the market as those children want their liquid share now.

- Those in their prime productive years should carry on, so hopefully productivity as measured by GDP remains more stable than if this disease killed more people in their prime working years.

- What's most worrying is the people this disease kill between 40 and 65 years of age, since their is a lot of accumulated wisdom, knowledge and expertise in that cohort that is still being actively contributed to society through work and other forms of productive engagement.

If this really does take out 2% and that 2% is largely isolated to those over 60 years of age, we're going to be living in very very interesting times.

My biggest concern is losing a lot of that voting block as older voters often serve as a check against naive ideas that younger voters have such as wanting to try socialist policies wholesale at scale at the federal level instead of experimenting with those ideas in the safe confines of state or local municipalities to determine if they are actually workable ideas.
Except for the smallest local businesses, there is literally no such thing as existing manual systems anymore. It's simply not possible to do manual payroll while maintaining compliance with laws, regulations, civil orders, labor contracts, and company policies. Every significant enterprise has either built up a custom automated system over decades, or has customized a commercial ERP payroll module, or outsourced the entire thing to a specialized payroll company.

You could argue that payroll shouldn't be so complex but that's the reality of it today.
> I can recommend Tiller Money: https://tillerhq.com

Looks interesting. Appears to be sign in with Google only, which is a shame.
Are you suggesting my culture is racist, simply because we use terms you don't like?

Your earlier link is not even relevant to taxonomy. This one is:

https://en.m.wikipedia.org/wiki/Race_(biology)

>In biological taxonomy, race is an informal rank in the taxonomic hierarchy, below the level of subspecies. It has been used as a higher rank than strain, with several strains making up one race.[1][2] Various definitions exist. Races may be genetically distinct populations of individuals within the same species,[3] or they may be defined in other ways, e.g. geographically, or physiologically.[4] Genetic isolation between races is not complete, but genetic differences may have accumulated that are not (yet) sufficient to separate species.[5] The term is recognized by some, but not governed by any, of the formal codes of biological nomenclature.
That’s only true under current conditions. If we move to social distancing themselves the doubling rate may slow down significantly, which would actually increase the time to burnout.
It's more contagious than its close relative, SARS.
I have a budding interest in ML-languages and was seeing a couple of references to category theory in this article and the linked slides. Are there any good resources for learning category theory applied to ML programmers or is there a list of category theory concepts that programmers will often come across?
Regeneron Pharmaceuticals, Inc. (www.regeneron.com) | New York City area (Tarrytown, NY) | Full-time | ONSITE | VISA | Can sponsor visas |

Regeneron (NASDAQ: REGN) is a leading biotechnology company that invents life-transforming medicines for people with serious diseases. The Regeneron Genetics Center (RGC) is a wholly-owned subsidiary of the Company, whose goals are to apply large scale human genetics to identify new drug targets and to guide the development of therapeutics programs and precision medicine.

The position will be responsible for conducting analyses involving clinical and phenotypic data for genetics studies as well as clinical development and commercial programs. Responsibilities will include curating, cleaning, and analyzing large-scale phenotypic datasets, including de-identified EHR extracts from external collaborators, targeted clinical datasets in selected cohorts, and internal datasets from clinical trials and other human subject research.

https://careers.regeneron.com/job/REGEA002619399BR5080/Senio...

The hiring manager is my boss and you'd become my colleague, my peer. Feel free to ask me anything. You can reach me at 2020_03_09@kury.dev.
Shameless plug: my Telegram bots that run arbitrary Lua[1] and jq[2] code.

[1]: https://t.me/runluabot

[2]: https://t.me/runjqbot
Web app monitors the spread of the coronavirus
Links to Coronavirus (Covid-19) Info Pages from State Governments/DC
OTOH, I'd love to see the mental / rhetorical gymnastics demanded of our politicians to defend tech companies from large fines associated with privacy violations while simultaneously excoriating those same companies over privacy violations.
I'm now full time in architecture in a large international finance company which is a very different environment than what I'm used to. I'm lucky to have 8 hours a week which aren't scheduled meetings. Yes, that means I usually have at least 32 hours of schedule meetings during the 8-5 week.
Joins · Apache Druid
There are different, additional, objections to that. For example, it would make life rather difficult for market makers, which would mean a lot of the liquidity would dry up, which means the spread would widen out, which means trading would be more expensive.

I think there is scope for designing market mechanisms which have the volatility-reduction effects of periodic auctions, but which still allow market makers to hedge. I hope people are working on those.
YOLO options.
This is the way.
REPL driven workflow allows me to put the application in a specific state, and then continue developing features against that state. If you have to restart the application each time you make a code change then you have to rebuild that state each time. This creates a much slower feedback loop, especially when you're working on large applications. Furthermore, the REPL is a fantastic tool for troubleshooting live systems in production, and in some cases even patching them with zero downtime.

I don't know a single person who's worked with this workflow on a serious project and would want to go back to compile/run cycle afterwards.

Meanwhile, Clojure leverages host ecosystem getting all the same benefits as any other language running on it.
1987.

From the 1988 "Report of the Presidential Task Force on Market Mechanisms : submitted to The President of the United States, The Secretary of the Treasury, and The Chairman of the Federal Reserve Board":

---

Our understanding of these events leads directly to our recommendations. To help prevent a repetition of the events of mid-October and to provide an effective and coordinated response in the face of market disorder, we recommend that:

• One agency should coordinate the few, but critical, regulatory issues which have an impact across the related market segments and throughout the financial system.

• Clearing systems should be unified to reduce financial risk.

• Margins should be made consistent to control speculation and financial leverage.

• Circuit breaker mechanisms (such as price limits and coordinated trading halts) should be formulated and implemented to protect the market system.

• Information systems should be established to monitor transactions and conditions in related markets.

https://archive.org/details/reportofpresiden01unit/mode/2up
Probably but that would have come with a new lead investor who would have wanted a board seat and all of the other things that come with a $21m B round. They probably thought this would be the fastest way to escape the mistake without dragging it out.

$21m is a costly mistake, but not as expensive as the reputation hit if this had been a protracted issue for Finix or the other investors.
Show HN: Sleep Therapy to Beat Insomnia
> So the question to ask soon is how will you prepare for the post-recession recovery?

This bears repeating.*

If you're asking "how are you preparing for a recession," (1) it's too late, and (2) you don't—either your system is well designed and accommodates this, or it doesn't (echoing what others have said).

*no pun intended, but probably should have been
> Exactly, and that's the definition of a strawman.

No, it's not. A strawman is when you are asserting that someone is making an argument they aren't making, so that you can knock down that argument rather than what they are really postulating.

I am not doing that. I haven't asserted that Amazon was making any sort of privacy argument here. I am the one making the privacy argument.
That’s not optimism. That’s options pricing driven by implied volatility and the current price.
The fact that we (the UK) only fined Facebook £500k [1] is an utter scandal. You can probably say $529bn is too much, but the appropriate amount might be somewhere in the middle of the two...

1. https://techcrunch.com/2019/10/30/facebook-agrees-to-pay-uk-...
Sure there is: the data.
I guess, it depends. Some states are paying a huge share of their budget to pensions. If the virus can kill all those people, those states would have more money to invest in the younger individuals and their needs which will help the economy later.

It would probably also improve the living quality in overpopulated areas due to poor people being more likely to be infected and having less resources to survive.

https://www.usatoday.com/story/money/2019/10/15/every-states...
I'm the founder of a startup with 6 employees (FT/contractors) and have one 1-1 meeting every week (30 min) + a "coffee shop session" for an hour where we shoot the breeze and talk about non-work stuff.
Save extra money - my experience from the dot com crash and financial crash is that you should assume you are going to need 6 months of runway and so build up an extra rainy day fund that you will have when it hits.

For me, this means deferring big purchases etc. until this is built up again.

Note, this is in addition to your retirement, which you DO NOT WANT TO SPEND during the recession, since the stock market will have crashed then and you will be spending premium dollars there that you want invested for the recovery.
Before you get too excited about Spring essentially solving this problem, I present to you the history of the Spanish Flu [1].

> Reported cases of Spanish flu dropped off over the summer of 1918, and there was hope at the beginning of August that the virus had run its course. In retrospect, it was only the calm before the storm. Somewhere in Europe, a mutated strain of the Spanish flu virus had emerged that had the power to kill a perfectly healthy young man or woman within 24 hours of showing the first signs of infection.

[1]: https://www.history.com/news/spanish-flu-second-wave-resurge...
I hadn't checked VIX for a few weeks. As I write this, it's trading at 54.79. That's insane. It's usually in the high teens to low twenties.
So then purchase and overweight small and mid-caps and international indexes if you think that SPY is top heavy. You don't need to deviate from index investing just because a part of the index is outperforming the rest. Choose an allocation, stick to it, rebalance when you hit some threshold.
Don't forget the part where the Fed swoops in, making a murky situation even murkier with market manipulation.

Expect a massive rally when the Fed announces QE4. Buy the rally at your own risk.

The largest DJIA rally in history (15.34%) occurred in the middle of the Great Depression in 1933. Second place was yet another Depression-era rally of double digits.

https://en.wikipedia.org/wiki/List_of_largest_daily_changes_...

Bear markets suck people in and spit them out. Every rally seems like the end of the misery, but it's just more of the same.

Only consider buying stocks when nobody but nobody thinks it's a good idea. When "buy the dip" has utterly left the popular vocabulary. When dividends + valuations are at bargain-basement levels.
The fine should at least be a couple months of free cash flow.
Those aren't rewards. The price goes down at the opposite of the suit and the fine gets priced in with a given risk factor, and if they end up doing better than expected, then the price will adjust to integrate that new knowledge. It's still lower than if they'd never gotten fined (though perhaps not lower than if they hadn't unethically made that money in the first place)
> while simultaneously excoriating those same companies over privacy violations

Has there been excoriation over this? I've seen lots of hand-wringing over election interference and addiction. But the privacy complaints have yet to find footing in America.
I don't know about "need" and I'm no kind of expert, but it seems to me that there's a hard drop roughly every ten years or so and the last one was 12 years ago. I've only been in the market myself for about 15 years, so I don't know that I have the instincts to call it, but historically this seems to be true.
Apparently OpenSilver uses Blazor (https://www.opensilver.net/announcements/introducing-opensil...)
Howland Will Forgery Trial
It can likely survive up to 9 days on fomites (surfaces and objects), or longer with low temperatures and high humidity.

https://www.news-medical.net/news/20200211/Coronavirus-can-l...

which references:

https://www.who.int/docs/default-source/coronaviruse/situati...

https://www.journalofhospitalinfection.com/article/S0195-670...
Understanding Inverse Document Frequency
‘God preserve us all’: Samuel Pepys and the Great Plague (2015)
Sure, but the old "you can't time the market" maxim goes both ways. How would I have known to get my emergency fund out at exactly the right time? Remember, this is my emergency fund. I've got other investment money earmarked for investing. But for emergencies it's cash in the bank. That way I'm not having to pull money out of the market when the market is down. And it's when the market is down that you're more likely to lose your job, for example.
This.

I worked with and subsequently took dash apart for a huge project.

A super promising architecture, but major challenges in implementation.
> but on days (weeks) like this I'm glad it's in cash.

this is bad market-timing.

S&P 500 lost 20% in the past month, but it up compared to a year ago, up 50% since 5 years ago. You lost a bundle compared to being in the stock market and selling it all now after a sudden 20% loss.
We’re about to discover that uncontrolled immigration != societal regeneration, unfortunately.
Was doing really well on a previous team with just one (usually) or two meetings a week, got assigned to a new team with a new meeting happy PM, and now I'm lucky if I have less than 3-4 meetings a week. It's driving me fucking insane. Theres a meeting for everything, and dude spreads communication out across several email chains, slack groups and channels and even google groups.
That's probably illegal and also illegal for them to cancel your contract after signing it anyway.

It's best to talk to a lawyer instead of asking on this orange site for advice.
Hey HN! I'm a former insomniac that went through a behavioral therapy program to sleep better.
I teamed up with some behavioral therapists to create Sleepedy, an iOS app that connects you with a sleep coach and follows an evidence based program to help you sleep better.

Evidence-based treatment (EBT) refers to treatment that is backed by scientific evidence. That is, studies have been conducted and extensive research has been documented on a particular treatment, and it has proven to be successful.

Let me know if I can answer any questions regarding the product or our methods :)

To learn more about our therapy method: https://www.sleepfoundation.org/articles/cognitive-behaviora...

http://ilya.sukhar.com/blog/an-algorithmic-solution-to-insom...
Founder Institute Bucharest is looking for interns
China's messed up handling and initial cover-up is why anyone else had an opportunity to mess up their national response in the first place... Remember the doctor who was silenced by the police? They could have stopped it if they didn't have such strong state culture against realizing facts contradictory to their plans.

Really, the virus does select people for political ideology. Governments with denialist streaks tend to get selected.

(Don't think that the US got it right either, I just don't want China's huge initial mistake to be forgotten in light of their recent draconian efforts.)
see point 3
I meant typical sorry
All European countries are growing at the same rate. Italy just started first
It's a good start to negotiations. Maybe they'll get $2B from FB. FB will likely fund the current politicians' re-election campaigns in a quid-pro-quo to drop/reduce charges.

Either way it's a good move on the part of governments to apply pressure to a known shady actor.
I for one would love the return of the good old days, where I could pay once for $software, have it on a physical medium and could work with it as long as I managed to have a computer/VM that runs it.

So much culture, especially in gaming, will be inevitably lost with the SaaS and streaming trend. For media like video, music and books at least many national library laws require the deposit of two or more copies at the national archives, but interactive media? Games that require online activation? That's all gonna be lost forever.
I have an idea.

Why don't you set up a video conference between you, each bring your own beer, and share a toast to the fair-minded way in which this was resolved?

The world needs more endings like this.
This. People seem to not realize that there is much more complexity to music besides just the melody and the chord progression used. Which sort of makes sense, because those are probably the only things that people not familiar with making music can easily grasp.

Did the music of the past 10 years do much in those aspects? No, because chord progressions and melodies have been explored into such depths over centuries, it is kinda difficult to do anything new there without sounding ultra experimental and, most likely, not palpable to an average ear. But the music has made giant leaps in terms of sound synthesis, timbre complexity, etc.

Midi generation from lyrics is imo a cool trick, but it doesn't even begin to scratch the surface of "automatic the music-making". It's like saying that using a TypeScript transpiler with syntactic sugar on top is getting us to the point of Javascript code writing itself without need for any software engineers.
Streamer Quibi Faces Patent Infringement Claim over Video Feature