skysight-inc/HackerNews huggingface dataset:
That's the ESD (Europen Unions Saving) directive which Switzerland agreed to. So (I think 35%) now of interest related gains is anonymously delivered with a wink to the country where the secret account holder resides.

Here in Denmark tax authorities have used that anonymous amount transferred to estimate amount of money in Swiss banks which is supposedly enormous.

They've also gone further, like confiscate data about years of foreign credit card payments by Danish shops and search out anyone using a card from a foreign tax haven country based on e.g. shipping addresses for online shopping, or address supplied for hotels and airplane tickets. Except a few high-profile cases like a famous golf player, this had curiously limited criminal consequences, seems like 98% of those caught where just told to pay the tax and interest on the suspicious amounts.

The next step in the tax fraud battle is analysis of all bank payments from Danish bank to any bank in tax haven countries.

The credit card analysis was done in Sweden previously, so it wouldn't surprise me other countries started using that method as well.
I use mint.com to get a high-level overview of all my finances.
I have a couple different credit cards (I got them to get different frequent-flyer mileage awards and other rewards), and it's very useful to see a snapshot of all of them at once in mint than to check them each individually.
For investing, I've given up on picking individual stocks and just buy index-tracking funds. I like zecco.com as a broker because they are total no-frills and if you maintain a high-enough balance (25k?) you get 30 free trades a month.
But I also have a smaller amount of money at covestor.com (I think USV invests in it and that's how I found out about it).
Ah yes. I'm not particularly going after LTR-seekers right now. Of course, this might change in time, and I suspect the name might have to change in that case.
It sounds a lot like Craigslist's "casual encounters". Which was successful enough, but still.
So, what makes this site stand apart from its competitors?
Nourishing a Culture of Failure
I'll pipe up here. I've found it gets buggy once you move beyond basic editing. E.g. regular expression search or search/replace. I've run into several other things.

Overall, I'm left with the impression that it's "a mile wide and a foot deep".
Alas, I'm not really studying Icelandic at the moment--too busy learning Mandarin :)

I went there on vacation last spring and fell completely in love with the language (and the landscape!!), so I would definitely start playing with it again if I could find some fun, easy resources...
Blender was used to storyboard in Spiderman 2, so it's...getting closer.

http://en.wikipedia.org/wiki/Blender_(software)#Use_in_the_m...
To get to the (pre-) application, you have to click on "InLust" at the top left. It admittedly took me a few moments to discover this, it wasn't very obvious.
we (married) drive shitty cars.

our 401k's are maxed out.

I shop around for the best savings account rate. I wind up changing banks every year or two.

I pick stocks and hold for the LOL's. Currently getting a 12% APY on about $5000 invested. No real plan and not interested in dumping a ton of money there. It's just more interesting than the casino.

We bought the house we're going to die in. paying it off asap.

After the house is paid off we'll probably buy something else. I REALLY want to build a self-storage building on some cheap land. She wants a condo on a beach. We'll see.
i am collecting them on the front page, so please put your email address there :) the submitter submitted the about page.
When I see something like this, I have to ask:

Whats different about inlu.st and match.com/chemistry.com/$datingSite?

And how are you going to attract users (especially female users, because the men go where the females go)? There is really nothing sadder than an empty dating site.
This may be a very profitable if targeted on gay audience. Nice layout, some extra features and boom, lots of users...
The technology is just a tool for the business. Does the change in technology justify a business metric? If not, just stick with what you know best.
definitely not a cheating site. 'secret' was just supposed to mean i'm not gonna give it away.
I'm male and not all that traditional, but the name is very conspicuous. I can only imagine the name making it even harder than usual to attract women.

The commentary about her personal life is...awkward.

Neat as it is that she dated the patron saint of modern JavaScript, I don't think that's going to help me get a date.

The geek content just makes me even more skeptical about bringing women and keeping them engaged, if it's any indicator of the greater aesthetic to the site.

That said, I hope it goes great and I wish you the best of luck. The world needs better dating sites.

Cheers.
The about page states "dating in new york city" in the title, is it only for NYC (initially)?
From reading the intro text, this is not for people looking for serious relations (you shouldn't be looking for a soulmate). This is just for meeting new people and one-night stands? What problem does it solve and how?
Could you explain "Don’t own too many funds"? Is that just because of fixed per-fund costs?
That's a great tech dating resumé!
I use it quite a bit, though not professionally so far. Their 2.5 redesign is incredible from a usability perspective, however its not quite stable yet in my experience. Documentation is also inconsistent: there are great resource like http://blendercookie.com for video tutorials, yet sometimes simple questions like how to split a view into two can mean searching forums etc due to lack of real documentation for version 2.5.
Yeah. Great group and hope it keeps going. I didn't end up launching anything back in November but it lit a fire under me and I hope to have something to show next week. It's been pretty inspiring reading about other's launches, successes, and growing pains over the last couple months.
Caching 101.
How to Save Money on Mobile Credit Card Processing
BackSpin 2011 Movie Trailer
Trailer for Xbox Kinect ping pong tournament in NY produced for non-profit TechiesGiveBack (by Solvate). (See more at backspinyc.com)
A lot of European countries have tax structures biased much more heavily towards "value-added taxes" (VATs), which are, in effect, sales taxes on steroids. (Also local governments in the US.)

One problem, though, is that in practice, sales taxes are generally regressive --- the poor spend a much larger fraction of their income than the rich, and so wind up getting (relatively) more heavily taxed.
I've been using this for a few weeks now, and can confirm it works like a charm.
99% of my net worth is in my business which I started 10 years ago. I am still young therefore I trade personal diversification against business independence. Eventually I will have to change that.
Right on. Most 3d plugins cost far more. I might be convinced :)
Heck, that's no stretch at all, 4HWW was all about outsourcing your research and production. Saying "now apply that to web page generation" is a one sentence book.
I work for the New York Public Library, and believe me, we wish we could be open all day every day.

Last year, city budget cuts took the libraries in Queens and Brooklyn from 6 day service to 5, and we managed to keep NYPL open 6 days, but with reduced hours.

That said, there's a lot of people who freelance out of our libraries, and as strange as it sounds, one guy launched his hedge fund out of our business library (we have a few free Bloomberg terminals).
Not offhand, but I looked it up and I think what you want is `key-description'. It prints key sequences, so e.g. (key-description "\370") evals to "M-x".
Startup Quote: Jason Fried, founder, 37Signals
* 401k (from an old job) and an IRA (maxed out). I also trade for my wife's IRA.

* I have a Zecco trading account (it used to be nice, cheap trades)

* I pick individual stocks only, doing my own research. Mutual funds and ETFs are OK for long term investment. I've looked at at stock recommendation sites like covestor.com, kaching.com and collective2.com, and they do have some amazing traders, so you can just mirror them (I'm kind of hesitant to do that, not sure why).
Looking below the consensus here is on index funds. I think, historically that was the right strategy, but the notion of buy-and-hold an index fund, broad basket of stocks, etc is being looked at in a new light. From the early 80s to the peak of the dot.com bubble you saw a long bull market. Buying and holding a low cost index fund would have served you well. Since 2000, not so much.

See: http://www.ritholtz.com/blog/2010/03/vanguards-broken-buy-ho... & http://www.ritholtz.com/blog/2010/12/buy-hold-vs-trend/ - Yes both sources are the same author but I really respect Barry Ritholtz's views and he's hardly the only one making this argument.

Trying to pick individual stocks can be a foolish endeavor, but buying trends, whether it is index funds over certain periods, various sector/commodity ETFs, and yes, companies with great stories is what I try to do. I'm young (27), and the advice I've gotten consistently is at your age take some risks. So right now I have a managed portfolio, some bonds/MLP/MLP funds for income, and some short term positions in individual stocks and commodities. Oh, and a short on a particular content farm :)
Ask HN: Expanding into a two-person development team
I've been the sole-developer for our startup for almost two years now. I'm perhaps a little burnt-out, but our bootstrapped startup is finally profitable enough to hire another developer.

The problem is that either we're failing to find the right developer, or we're failing to convince developers to join us and stay on. We're not in a big startup city and its been very tough finding competent programmers. Through a long six-month search we've found four developers we are happy with but haven't managed to retain any.

The one that we convinced to join, gave us notice today of his decision to leave at the end of the month (he's been with us since start of jan). Its likely that I'm not a good manager - but unfortunately I cant just accept that and move on. Somehow this needs to work.

I've read up all I could on managing staff but mostly it applies to larger companies. I'm in a rather unique situation of having to introduce someone to a large codebase alone.

Does anyone have any suggestions of how they have managed with a similar situation?
Apple granted patent where carriers bid to provide service to iPhones
No is easier to do. Yes is easier to say.

- Jason Fried (@jasonfried)

http://startupquote.com/post/3199512154
Nice remark; thanks!

Full (unbroken) link: http://calendar.perfplanet.com/2010/thoughts-on-performance/
I second it getting buggy, particularly for search/replace.
I find listing John Resig as ex-boyfriend kinda cool for a geek girl. I wish I could list Julia West as an ex-girlfriend for my next startup :) Would it kind of make me and Resig related? (Transitively speaking http://en.wikipedia.org/wiki/Transitive_relation)

Anyhow, the website seems promising and I'm looking forward to see the "killer" feature that would make it different from other dating sites.

As a side note, I had an original idea for matching people that could be used for facebook. I talked about it with friends and they pretty much like it. So, if you're interested just get in touch with me and I will tell you.
Download: Skype for iPhone 3.0.1. Video calls to Skype for TV
It too, as Spotify, has a Swedish connection: it was founded by Niclas Zennström (Skype founder).
Valentine's Day is Monday Here is some apps to keep you out of the Dog House
Can an editor please change the title to "Clever Logos (Ambigrams and Optical Illusions)"?

Thanks.
https://awesome.naquadah.org/wiki/Irssi_tips

(also: "/set beep_when_window_active ON"
"/set beep_when_away ON")

I use irssi bell on message combined with tmux's status bar notification on bell from a panel. When I get a message, irssi sends a bell to the tmux panel, and the tmux status bar at the bottom signifies I should go check the window/panel irssi is running in. (tmux is a slightly more user friendly and horizontal/vertical split alternative to screen)
The Difficulty of Discovery (Shrinking Asteroids Version)
I'm the founder of the site, and just want to point out that the submitter submitted the about page, which is not at all supposed to be the focus of the site. Please click the logo for the front page.
The state is hardly the "guarantor of justice and peace." Governments use deadly force and have created the greatest horrors of humanity. In the 20th century alone the state created the Holocaust, deliberately starved tens of millions to death from the Ukraine to China, and obliterated entire cities with nuclear and firebomb weapons. Indeed, around the world today, as many people are oppressed by state power as liberated by it.
IPhone credit card reader works with the Verizon iPhone
I've seen it mentioned here a few times, but if you haven't heard of the permanent portfolio, check it out here:

http://crawlingroad.com/blog/2008/12/22/permanent-portfolio-...
That changed this year. Winners of MiniSeedcamp London and NY get funding right after the event, rather than after Seedcamp week.
Programming a problem-oriented language by Chuck Moore
My Skype Manifesto
Concept Camera Interface (from design to prototype)
PS3 master key retweeted by PlayStation VP Kevin Butler
A C.S. major would at the minimum learn to test against boundary conditions. In the case of a U.S. phone number, one would test against 000-000-0000, 999-999-9999, and also check what happens if someone puts in garbage / international numbers / parenthesis / other things like that. The 999-999-9999 test would catch this immediately.

I'd go further to say that anyone who hasn't been bitten by an integer overflow bug in the past cannot have written enough software to qualify for a CS degree, unless of course they write all their software in languages that insulate you from it. I might be biased on that one, though, since I was first bitten by this bug on 16-bit systems: you can multiply two not-especially-large numbers and overflow a 16-bit integer.

For what it's worth, many of the best programmers I know majored in electrical engineering. On the other hand, many of the best programmers I know majored in math. They are likely to know even less about the inner workings of a computer.
Some of my earning is saved in a cryptocurrency called bitcoin. It's high risk but potentially extremely high reward.
I have a 401k, Rollover IRA and Roth IRA. I don't max them because for a while, my returns were lower than my student loan interest rates and I felt it be a better use of my money at the time.

Until my loans are paid off, I will be sticking with just those 3 retirement accounts.

I pick my own ETFs because I'm super type A, but it's based on crowd appeal. So if I find 5 experts recommend an ETF, and it has a low management fee, I'm likely to purchase it.

I stick strickly to ETFs (but in all asset classes, such as bonds) because the rate of return generally exceeds CDs and Bonds, and I don't need the money at the moment. Plus, Bonds and CDs pay out so low that I'd rather just have my money in a high interest (hah) savings account.

What else do YOU have in mind? Feel free to find me on any of the networks listed in my profile if you'd like more feedback :)
Yes, this is exactly what I meant. I didn't mean that the whole country would get up at 8am, no matter what the local solar time was. That would be kind of ridiculous.
You've got a point. In fact with the right context aware notifications, maybe Coupons are OK - like if you wanted to buy X anyway and you automatically save money.

Then again if it worked that way, there would be no incentive for businesses to offer coupons...
I'm not that other guy, but my advice:

There's no substitute for doing your own reading and research. Some good authors to start with are John Bogle, Larry Swedroe, Rick Ferri, Peter Bernstein, Nassim Taleb, William Bernstein, Burton Malkiel, Harry Browne. Don't invest in anything you don't understand, and don't trust any investing concept that can't be explained to you in 5-10 minutes.

The learning process should take you at least 6 months. Whenever you think you've got it figured out (most financial authors present their ideas in a very convincing, absolutist way), keep reading, because the next book might change your mind. In the meantime, put your money in a safe place -- bank CDs or short-term Treasurys -- and don't touch it.
> she was known among her friends for her ability to meet guys online.

No offense, Julia, but that's not much of an ability if you are a woman.
Why not specialized frontends on a common backend? Common accounts for "inlu.st" and "solone.ly" or something, but with ability for activating/deactivating visibility on some domains.

I think that both the and community requirements can be very different for casual contact and ltrs, but there will be some natural mobility between those.
Roth IRAs maxed, stocks, company-matched retirement. Got a short-sold house which we are paying off ASAP. Drive used cars.
Good points, but it seems some of that (scrolling, selection, form data, etc.) should be left to the browsers to fix/implement/deal with. Granted, it is a really bad user experience.

Seems like this should be made a JS library in the meantime. (Hint, hint. =])
I'm building a company and investing in it.

I may be crazy but I rather invest in myself that in a company I have no control over. When the time will come, I'll sell it and get most of my money out of it. Maybe reinvesting in another and make more out of a better initial investment.

I already created thousands of dollars from an initial 500$ investment and time.

Does someone else here thinks like that?
Why is being close to e a good thing?
Why recruiters should be careful about spamming small developer communities
A google search for reviews doesn't turn up much, so you're probably not alone in saying "I've never heard of this".

Said search turns up quite a few rapidshare/torrenting links, but with a price point of only $40, I don't see why anyone would go that route.
The transitive relationship questions do make for some interesting conversations in dating. Things get even worse (or better?) when your social/dating network is really tight.
It's a good point. When you have complicated templates, usually these JS template libraries fall a bit short.
This cannot be stressed enough.

However, developing open protocols is not sexy. Developing a Facebook clone with privacy controls upfront is more so.
The main reason music is gone from TBP is because everyone knows RIAA is watching the peers on public trackers like mofos.

Serious pirates are all on small, private trackers with exclusivity, speed, and quality as the main guidelines. You can't just join them either, most require relatively decent speeds tests, high ratios for seeding/sharing and have closed registrations, only invitations. Seedboxes are all the rage, and the hardcore pirates are probably using Usenet quite a bit now as well.
>without an individual subscriber receiving too many deals.

Correct. 1 refers to the rate per individual inbox that was entirely essential for their initial growth and traction. Total volume and market segmentation > 1 ... is a no brainer for any business. While they can now afford to alienate and loose businessmen and others with low inbox noise tolerance, limiting the bandwidth they consume in each individual's inbox is still their weakest link and one of the only ways for them to actually loose subscribers.
Playboy's Breast Test - Boob Quiz, Pictures of Boobs, Hot Boobs
Edit: that's not the homepage.

Since I recently saw "The Social Network", its got me thinking that what dating sites are missing is exclusivity... isn't that why Facebook took off? ...because you were guaranteed that the members went to Harvard? Maybe a similar approach with dating sites is worth trying.
This version is definitely an improvement, and interesting to watch. I welcome it.

BTW, the purpose of the voting widget on the left is for you indicate whether you like it or not: http://ycombinator.com/newsguidelines.html
Let's be honest: most native mobile apps are worlds better than the VB crap we had in the 90s.

And they have a profitable marketplace too!
How will you compete with okcupid, plentyoffish, match, chemistry, eharmony, adultfriendfinder, lavalife, perfectmatch, jdate, ashleymadison, wealthymen, mate1, singlesnet, date.com, americansingles, passion.com, singles.com and a million other dating sites?
After a failed startup where I went without salary for nearly a year, I found myself 30 years old, with 2 car payments, 15K in credit card debt, and $0 in the bank. This forced me to reevaluate my relationship with money : )

Step 1 was digging myself out of the hole, which didn't take too long -- paid off the cars and the CC debt.

I use EmigrantDirect for a Savings Account, they pay 0.9% on balances currently, generally they are very competitive. Transfer are easy.

I use an EmigrantDirect Mastercard for all my purchases. If you maintain a greater than $10,000 balance in your savings you get a 1.4% cash back on all purchases. Doing this is a nice way to handle things, all your bills are consolidated, and you get cash back. Of course pay it off in full each month, treat it like a charge card, not a CC.

I do not currently get a match on my 401K, and I do not like the investment options much, therefore I do not use it -- I instead max out a Roth IRA, and put money into a taxable account.

I tried very hard during the downturn to push as much money as I possibly could into stocks, ignoring whatever fear I felt. As things have rebounded I am sitting on a portfolio with very nice paper returns. I favor companies with high ROE and what appear to be sustainable cash flows. I favor international exposure. And I like dividends.

I am however finding it difficult to find that much to invest in currently, my money has been going into cash for some time.

I'm not really sure what comes next...I still consider houses overpriced relative to rents, tho depending on what inflation may do, it might make sense to purchase one. Still pondering that one.
Hi, it's not intuitive to know to click on the logo to go back. Maybe you could add a link at the top saying something like 'Click here to go to front page and submit your email for early access'. Another girl here - though I'm in a relationship it's an interesting problem to solve and I'm curious to see what you've come up with.
The same one that Grindr and ManHunt do in the gay community. Finding people who aren't looking for a LTR can be tricky among heterosexuals.
5 Website Features You Can Offload to Reduce Costs
While it's technically possible to get signal into the country, the larger problem is that people using it can more easily get in trouble if it's prohibited.

Radio receivers are passive devices. They do emit a small amount of RF, but it's limited and easily shielded. Worst case, you can build a completely passive receiver like a crystal radio. (NB for the EE pedantics: yes, I know I'm simplifying. I don't mean passive vs. active as in component definitions; I mean intentional vs unintentional radiators)

WiFi and other networking technologies are active transmitters and are quite easily detected. The same tech that's used to sniff out unsecured hotspots can be used to detect "dissidents connected to the internet."