skysight-inc/HackerNews huggingface dataset:
You want to diversify. So, if you have a significant portion of your money invested in a startup, I think you would want to be a lot more conservative with the rest of your money. You can real safe with bonds or cds. I also look for old, boring mutual funds, that have been around a long time, and get good performance.

Although, I haven't gotten around to implementing it, I think there could be a powerful concept, which I'll personal hedging. The idea is to think of your investment as a hedge against the costs of things you want to buy in the future. So, suppose you are investing to retire. 1) Track your expenses 2) Figure out what your expenses will be when you retire. 3) Buy proportional share of the value chain for all the companies you will buy stuff from. Presumably, you want it waited to cover all your expenses. Now, this can get tricky because you may spend a lot of money with companies that aren't public, and some industries may be in a bubble. Further, you will have to shift your investments to reflect industry shakeups. For example, if you change your mind about what products you like, you would also change your portfolio. Industry changes would also affect, who in the value chain gets the profits, and conglomerates or weird capital structures can make this a bit tricky, but I think it is a powerful concept.
that's not the home page. you are looking at the about page. click the logo.
Starting A Business: Resisting The Urge To Spend
That first ESPN logo is a person smiling.
If you find stock trading interesting, you could also allocate a portion of your money as "play money", then leave the rest in funds.

Also, you'd probably want to go with a more broad-based index than DJIA or S&P500. Many fund companies have a "total stock market" funds where they attempt to literally buy a piece of every US stock, weighted by market cap, so you'd effectively be owning "the US stock market", rather than just large companies. There are also total international funds which do the same thing for all non-US stocks.

Also also, you should include bonds if you aren't already. Like with stocks, there are total bond market index funds for this.

In fact, if you just picked an allocation across "total stock", "total international" and "total bond" you'd pretty much be set. This is what Vanguard does for their target retirement funds: https://personal.vanguard.com/us/funds/vanguard/TargetRetire...
I'm curious to hear from those of you who deal with investment real estate, either self-managed or handled by a property management company.
If any country did install a dual purpose solar-power-station /death-beam-installation I would imagine most other countries would simply make sure they have the ability to shoot these things down. It's not like they would be particularly easy to defend.

So can we not start silly arms races by not creating new classes of unnecessary strategic weapons - we are still trying to get rid of the last lot.
>The commentary about her personal life is...awkward.

I disagree. As a woman who has previously dated via many online/offline means it's refreshing to see an honesty from a real woman about a topic that has too long been dominated by the 'let's get you married' dating sites (okcupid aside). If I were dating I'd be happy to invest some time in the site to see how it works.
Now I don't want to jump the gun or anything...but I'm guessing this should not only be tagged NSFW, but it's completely irrelevant to startups.
Not to thread high jack, but people are already asking how are you going to be different than the thousand other dating sites?

My Dating Site Idea:

A marriage between boutique clothing stores with a dating platform.

Make a list of the top 20 boutique stores in your city. Talk to the owners until you find a receptive audience. Try to get some male fashion stores as well.

You can coerce people at the stores with discounts to register to get it started (just need a camera and a laptop, good lighting, and a backdrop with logo on it).

Validated Profiles (aka. Real People) - Must try on/buy an outfit from the store and wear it on the photo to be able to use all of features of the site (look but don't touch model).

The pictures are tagged with the store and outfits that were purchased, so I can look at your profile and buy your outfit (or part of it).

It's kind of exclusive (no ugly people... well no ugly clothes anyway) and you can make money selling clothes.
The Seven Deadly Sins That Choke Out Innovation
Ah yes, I did misunderstand what the OP and you meant by that. Yes, progressive enhancement would be preferable, I (almost) always try to use the PE approach myself.

The problem with having this mix though is that someone could visit "/45382/some-content-url" with JS turned on and then click a mangled link - taking them to "/45382/some-content-url#!94812/some-other-content" which is absolutely horrible.

As far as I'm concerned, the only real solution is to not use javascript for loading pages rather than, you know, invoking page loads. I really don't see why this method is beneficial at all, there is nothing of merit in the design or functionality of Gawker in my opinion.
"The advantages of the OS are increased security and massive parallelism, both due to the fact that .NET code is inherently memory safe."

So, what? Everything in userspace on an Android phone is Java and runs in the JVM. That's not really a feature users care about, but even if it were, the leading OS already has it.

You then go on to say:

"Remember that although us geeks are picky about the OS our phone runs, a the large majority of phone buyers really don't give a crap"

Which I agree with. Which is why there's no reason for someone to switch to a Windows phone, even if, on some technical level a .Net phone were lovelier than the competition.

Just because the next magical version of Windows is based on a smarter core, doesn't mean any normal user will have a reason to switch.

"On the contrary, they're just getting started, and this deal with Nokia is going to be very valuable for both companies."

You still haven't answered why Nokia would sign on with another sinking ship rather than simply choosing to make great devices for the leading (free) OS.

Of course, because the new CEO is coming from Microsoft, he may very well have loyalties that simply don't make sense for his new company...and if that's the case, he'll merrily drive the company into further insignificance while drawing a nice fat paycheck, and making his friends at Microsoft happy.
I'm building a WebGL modelling tool for 3D printing (+ sneak peak)
To chime in, sports odds arbitrage is a great investment vehicle for smaller funds. One can also kick-start the process with some bonus bagging...
Writing Cloudkick Query Language parser using Waxeye, some PyPy benchmarks
while i'm not ready to get into the details of what sets us apart, i wrote a bit here http://blog.inlu.st/post/3198840889/introducing-inlust divulging the reason for the site and spirit behind it.
Launching startup. 
We really need your honest feedback of the site and idea generally. Thanks!
I know they have to find candidates somewhere, but using a mailshot template to feign actual interest in a person is incredibly insulting.
A Roth IRA, maxed every year, is my main form of "real" investment. I try to put about 75% into index funds and 25% into handpicked stocks, which are my concession to desire to gamble.

I don't buy bonds or CDs -- I'm young enough that short-term loss is a non-event, since nothing short of "my children are starving on the street" will induce me to touch the Roth ahead of schedule. Wild volatility doesn't matter because I only check the account about once a year anyhow -- the only concern is maximizing expected 40-ish year returns.

I generally try to keep a few thousand in cash to cover unexpected expenses, although my discipline with that has left something to be desired as of late. (I'll say this for being a salaryman: I never had to deal with wild swings in my paycheck, and haven't quite mastered the trick of doing so yet.)
Online dating is harder than you think for women also. If you stick with the mainstream sites you lose interest VERY quickly with the unwelcome attention. So if Julia has spent a lot of time and energy in this area she'll be an expert in how to create a site that works, and keeps women interested. This is a prime example where we need more women in tech - to build these subtle tools with direct insight for the target market.
I tested it on Android, and its WebKit also lacks programmatic focus on input elements. Didn't test the ontouch problem. Mobile Firefox does the right thing.

The funny thing is I intend to package my app in native wrappers and distribute on both App Store and Android Market, so Apple does stand to make money. But, they still lose exclusivity, and it's unfortunate that they have a strong disincentive against improving HTML5 as an app platform.
max out Roth IRA every year.
max out 401k every year.
I have a savings account from ING with an emergency fund that should last us about 4-5 months if we both lost our jobs.
I also have an individual stock account.

I mostly invest in the s&p500 ETF (IVV) and high dividend yielding stocks. I also have AAPL and GOOG from long ago that I'm still invested in. Unfortunately I didn't buy very many shares of those. I have other individual stocks. I'm not a trader, I hold onto those stocks for a while.

I have a 30year mortgage for my house. I'm not in a big hurry to pay it off, even though we pre-pay a little. I rather use the money to put it into my savings or investment accounts.
Most web programmers have always had the attention span of a goldf-- ooh shiny thing!
no you are not
Here's to hoping we can go at least one of those posts without the brand loyalists coming out of the woodwork to "interpret" these numbers to their satisfaction...

How about we just agree that there is very stiff competition in the smartphone market and when that happens everyone wins.
Probably not, but if everyone plays like it is...
I seem to remember you saying you had a new visitor every 4.5 seconds for 48 hours (can't find it again though). That works out to about 38,000 visitors.

So the conversion rate was 200/38000 = 0.5%? Or am I missing something?
I find it interesting that he never actually denies the allegations of tax fraud
thanks for the feedback; I really wasn't sure how that would come across to random strangers.

TBH, it is kind of hard for me to meet people online now. sure, i could go on OKC and find a hundred dates tonight, but most likely feel no emotional connection to those people. i'm trying to capture the vulnerable spirit of my early years on the web and create an environment where people who can actually connect with each other.
It hurts your ability to rebalance efficiently, and makes things more complicated than is necessary.

Additionally, if you're at a fund company with different share classes based on balance, you also get higher expenses by dividing things up too much. Eg Vanguard's Admiral shares reward you with a lower expense ratio for having more money in a given fund, since it lowers their own overhead.
Hardware. Seriously. I have been programming since I was 11 (I'm 34 atm). Couple of years ago I came to conclusion that designing your own hardware + software drives much more fun and it's not as difficult as it seems.
Apple usually punts this right back out at you as a "web clipping"
SHILLY HAYS HERE, YOUR RESIDENT expert IN CHRISTMAS BINGO. CHECK OUT MY CREDENTIALS- I WAS A MALL SANTA, AND I HAVE TWO, THAT'S RIGHT, TWO GRANDMOTHERS!
Even $40 is $40 too much for the typical I-don't-pay-for-software mindset.
Yes, if I were forced to use JS for loading the primary content I would do that too. There are a couple of options for doing so if you don't want to roll your own (and you don't - it is actually a very complex thing to get working cross browser), JQuery History [1] which is nice and simple, and JQuery BBQ if you need a bit more control.

Personally I think it's a little early for pushState, and degrading to #! is really ugly, so for now I would say just use normal page loads like everyone else unless you have a really good reason (good reason: GMail. bad reason: glorified blog.)

[1] http://tkyk.github.com/jquery-history-plugin/
[2] http://benalman.com/projects/jquery-bbq-plugin/
You can, but you may get punted out with it called "a web clipping", even for apps that are clearly applications.
Plentyoffish claims to get 500M pageviews per month, and is run by just the one guy.

I can't speak for the taste and discernment of the people who visited that site 500M times, though.
I want a Skype 5 for Mac hotfix that fixes the crappy new UI.

Horrendous. Bug ugly candy buttons. Fonts too big. Way too much white space.

Give us back a compact view, at least as an option! I mean, you are absolutely forced into a one-window-to-rule-them-all mode. No way out. Cannot even collapse the window panes. A chat program should not take up half the screen. Seriously, it's not like there were no good Mac chat clients out there to learn from.

Custom chat styles by the user community have helped, but that's just the chat window pane. The rest still looks like crap.
Good memory, and your calculations are pretty much spot on. Low conversion rate, but high traffic - so I can live with it.
So... overnight on Dec. 31?
Google Translate for iPhone Goes Native
I was slightly confused by myself with this too. I'd put a star beside email instead and put *we keep your email secret. For a moment it made me wonder if the email address would be listed to the public or something non-anonymous.
Yeah, this will immediately turn me off the site because I can only assume girls are going to read this and feel that it's condescending to them.
My point was the degradation to hashbang (which is what most users are going to see) is absolutely horrid, to the point that I would actively avoid it.
Google "Investment pyramid". It basically says have mostly safe investments; I use long term income real estate. Have some mildly risky, medium yield investments; I use a mix of stocks, bonds, and mutual funds (this includes my 401k). Then have a small amount of high risk high yield investment; I have some speculative stock. This would be the place for your start-up investment.
kgtm is right. The most important dynamic of the strategy is the collaboration you established with the Event admin.
Forget swig. Have you seen luajit new ffi library? If you think Lua's C interface is simple, you're gonna be blown out of your mind with luajit's:

local ffi = require("ffi")

ffi.cdef[[

int printf(const char *fmt, ...);

]]

ffi.C.printf("Hello %s!", "world")
Browsers Have Changed. Have You?
I put all my investment funds into a risk free account that pays just about 30% APR with no front end loads, no commissions, and I can make withdrawals whenever I want at no cost. There's a good chance you can to, it's called "paying down the balance on visa credit card"

i.e. fyi it's generally silly to invest when you have a credit card balance outstanding.
The problem with asking a financial advisor is finding a good one. By the time you've learned enough to know the good from the bad, you may as well DIY and save the fees.

Although, there's definitely value in getting help from specialists in certain areas (estate planning, taxes).
Right on. Its not hard to meet random people, but its very hard to meet awesome people that you actually feel like spending time around.
That's basically what a whistleblower is: he breaks laws (confidentiality, etc.) to report higher laws being broken.
Hrm, my January numbers: Page Impressions, 12900; AdSense, $340
Swaziland.

Makes no difference to us americans.
Point conceded. At least two people like their Windows phones.
Do you think protesting would have ever gotten him anywhere? Probably not. The man was trying to do the right thing and change the world, sometimes it is necessary to go above and beyond. You're chastising him for that.
Looks nice, drop me a line - octavian at labels.io
Such a common issue, we have recruiters phone us directly and lie to whoever answers the phones by saying they have a UPS package for "John" in an attempt to talk to us. Scum bags
Some nice examples there, but for me there were just too many... I have to admit I got bored about half-way through and clicked away.

Sometimes less is more to make a point?
Gordon Bell Remembers Ken Olsen: A Sense of Pride and Sense of Humor
Remind HN: webOS Announcement Today
I make additional contributions above those required to the retirement scheme in Australia similar to 401k. Obviously, this is because the compounded savings in tax are large.

I have share trading accounts for savings I intend to use before retirement. One is for US shares the other for Australian shares.

The main use of this money would be to buy a house (in australia), if and when this ever makes any sense based on NPV calculations. I independently value any investment I make to the best of my ability.

I do not buy and sell assets frequently as I believe the market is probably very efficient on a short term basis (I know I don't know how to beat it). I tend to focus on longer timescale macro trends which I spend an enormous amount of time thinking about (for enjoyment, regardless of investment purpose). I would like to think (at least some) markets are not efficient on longer timescales (but short compared to my lifespan). I do not know if this is true, but I believe it probably is. This timescale is at least 5 years.

I rarely buy individual stocks, but there are some exceptions such as BHP as a proxy for commodities. I tend to buy targeted aggregate securities (ETFs are great) to get exposure to the trends I'm interested in. The less fees the better, so index tracking funds are preferred. I don't trust a random "expert" to be able to beat the market above fees. I know enough people in finance to know the way you get places is ability wear a suit nicely and talk confident (i.e. sell), independent of actual ability.

I rarely make large trades. If I'm moving from one asset (or cash) into another, I'll do so using a number of trades over a number of months.

I'm always diversified on a global basis. I always have some exposure to assets in the currency where my future expenses are likely to be incurred, even when I have a negative outlook on that currency (as is the case currently).
1. Get an decent amount in _cash_ savings ($10K)

2. Payoff all debts (including house and student loans)

3. Only invest in stock market through IRA's where there is a tax advantage.

3.1 Only invest in company 401(k) to get the match.

3.2 Invest the max in Roths (if you qualify)

3.3 Find an index fund and forget it. You've got better things to do then worry about stock picking. (I suggest Vanguard, it's investor owned).

4. Fund your war chest you started in step one. This is cash you can use for starting your company, investing in real estate, etc.

5. Find something you know about and stick to it. Whether it's real estate, starting software companies, etc.

6. Only buy things you can par for with cash. That includes cars/computers/TVs.

7. Beware the mortgage tax deduction. (Not everyone can deduct the interest/the standard deduction is pretty high already). You need a _lot_ of expenses to itemize. That means you have a lot of mortgage interest || medical bills || etc. This is not a good place to be in financially.

You'll be amazed how much money you can accumulate (even if you are a "wage slave").
So does Waterfield Designs (sfbags.com).

My one WF bag outlasted 2 PowerBooks and is now carrying my MBP. I'd love an indepth story on them (beyond their own descriptions on their site). Not to be a fanboy of WF or Apple, there does seem to be a similarity in their target markets: people sensitive to both design and usability.
...I don't buy bonds

A lot of people would argue that even for a young person a portfolio with a small bond allocation is actually less risky with higher returns then a 100% allocation to stocks.
de Branges currently claims (as of September 2010) that he's fixed the problem pointed out by Li. There's supposed to be a pre-print in the works, but I haven't heard anything lately.
There's Sparrow Lite, an ad-supported free version that's set to release in the Mac App Store but hasn't been approved yet.

Seems they're working on a non-Mac App Store version too. http://blog.sparrowmailapp.com/post/3197243085/sparrow-1-0-i...
How do you get the words you put in mnemosyne?
You've got to admit that the rise of Android is pretty neat, though. Who would have ever thought that 300,000 Linux kernels would be shipped to people's pockets every day? That's pretty great.

And almost all the rest are Unixy too! I agree the competition is the best part, but I love to stand back and check out the explosion of Linux in the mainstream.
A note: Messiah Studio doesn't have any way to actually create or paint 3D models, it's simply for rigging/animating models that you would create in other programs and import.
You may want to roll some of that into a single account, keeping track of that isn't going to get any easier...
Income: Run start-up and consulting income

Investments: Purchasing rental property in the UK
I love the concept, but I would consider re-branding before you launch. This domain name and the keyword 'lust' has a negative connotation as related to relationships. At first glance, the site will be perceived as another "hook up" social network. After reading your site, I don't believe that is your primary aim. Also, a domain hack isn't user-friendly.

Consider a creative two-word .Com domain. If you need assistance or available domain suggestions, please feel free to get in touch.
Nitpick: http://www.swedennotswitzerland.com/img/sweden_switzerland.p...
It won't be a moot point for long; Malia turns 13 in July.
Men: Keep Your Pokerface in Love
I did the AATT/ARIT summer program at Bogazici in Istanbul. I thought it was a very good program, but very intense. I have heard some good things and some bad things about Tomer.
IPhone vs. BlackBerry: superior UX trumps inferior messaging
Why ETFs over mutual funds (such as those with the same holdings)?
I'm not a big fan of young kids on Facebook either, but I do think that having a "safe" social network for the under-13 crowd would be good, and because of it's ubiquity, Facebook isn't it.

I'd prefer something owned and operated by the schools themselves. I've had a feature in Appleseed for a while now which lets you block or allow social networking domains based on regular expressions.

In the US, since all schools get a domain, a junior high in Wisconsin could block all domains except *.k12.wi.us, so that only other students could connect.
Word is that Messiah requires a dongle to run. I can imagine even people with a licensed copy seeking out a cracked version that they can run unencumbered.
Club Penguin is the go-to place for the tween set, no?
If there's one thing Groupon shouldn't be worried about, it's Google's ability to do sales and customer support. Groupon's business is ridiculously human-intensive, and Google is notorious for doing everything (customer support included) with as little human contact as possible.
IE6 is turning into a C grade browser this quarter (http://yuiblog.com/blog/2010/11/03/gbs-update-2010q4/) so you can probably just not serve JavaScript to it (server side detection). IE7 still doesn't do parallel script downloads, so you might need to do bottom loading for it, but it's best to first find out what your users use before optimizing for it. You can get really complicated and change your page structure based on useragent and user's network characteristics, but that requires far more development effort.
A lot of people seem to be saying that "he broke the law" and "he was a part of the scheme" , so he deserves a prison term.

But this is ridiculous.

Think about it: all of his activities are a subset of the activities that UBS is accused of. He is being accused of helping 1 person hide his assets; but UBS helped 19000! So how can he be sent to prison, but no one from UBS? Shouldn't there be other UBS executives being charged?