skysight-inc/HackerNews huggingface dataset:
> Are you European?

Yes, working from NL at the moment.

> Unfortunately, such a thing seems all but unheard of here in Canada.

That sucks!

> Our debit and credit cards are being replaced with cards with chips embedded, which could be a sign that such devices are coming, but for now I'm afraid my password is my only real line of defense online.

Ok.

> I have noticed that when I login from a new computer (for example, when I visit my parents), the site uses one of my challenge questions to ensure it's really me.

So the bank likely either keeps a record of 'known' IP addresses for you or they keep a cookie on the computer that they use to identify a computer that you've used at least once.

How annoying. It's interesting how we berate POF for not following 'best practices' but even institutions such as banks could do a whole lot better to protect their and their customers best interests.

Are you liable for fraud committed with your account online?

Or would the bank indemnify you if your password were used to clean out your accounts?
Ever since Samsung released the original Galaxy i7500 they have had a terrible reputation from those who have had to live with their purchases. Samsung have shown that they are in the business of selling hardware, and that has been shown through their repeated lack of support. Groups like the GAOSP became extremely popular amongst Galaxy owners, and the same thing happened with the next generation of Galaxy phones.

I'd be shocked if Samsung kept their promise and kept the Galaxy Tab updated once it's not the "hot product" any more. I wouldn't call this a conflict of interest because if anything I would say that Samsung playing such a large part in Android's success only damages peoples perception of Android as a platform, and as an Android fan it saddens me.
Similarly, you can't buy life insurance which covers suicide

In the US your life insurance will pay out in the event of suicide after two years but not before.
I just checked your profile, do you also do iPhone apps? We're a cool startup in Vancouver and we're looking for help with our iPhone development, maybe we can chat
If Samsung is like most multi-national magecorp. conglomorates then there is probably very little connection between the cpu part and the phone part of the company. I'm sure the CPU people look at phone people as just another customer, and the phone people look on the CPU people as just another supplier. As you say the cpu people just care about their profit margins and probably have no incentive to hurt their bottom line to boost the bottom line of the phone division.
But management isn't a profession in the same way that law, medicine, accountancy etc. are - in those fields you have to be professionally qualified to practice and a "real" professional qualification (i.e. a non academic one) is revocable.
Thanks dude! I know, I know, startups are inherently strapped for cash but when you raise your first round don't forget me!
Give me shout anytime and tell me about your startup, love to meet entrepreneurs ;)
Ah, makes much more sense now! What I really meant then is that I've never seen any star in the "circular" shape shown in the pic
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I don't think so - it's attributed to various academics, most famously Henry Kissinger; why would they talk about student politics? (That said, I didn't manage to find an authoritative source for the quote.)
We produce explanatory videos for startups like these http://grumomedia.com/category/grumos/
Thanks for checking me up cool Vancouver startup!
Are you liable for fraud committed with your account online?

Or would the bank indemnify you if your password were used to clean out your accounts?

Honestly, I have no idea. I really should look into the fine print in the online TOS/Rules&Regs.
For apps that don't need special access to hardware and that can therefore be written as web apps, whether a web app or native one would be better depends solely on execution. On my iPod Touch there are 4 big examples of things I prefer as web apps just because the available native ones aren't as good: Gmail, Google Reader, Facebook and Hacker News. (Well, Gmail doesn't count maybe: I mostly use the built-in mail app, but find the web app much much better for searching and about equally good for normal use.)

I guess Google itself might make a better Google Reader native client than the web app, but currently all of the 3rd party native clients have some annoying minor problem: some don't have zoom for images, some don't have a "Like" function, some don't display TeX formulas in wordpress math blogs properly, one bizarrely turns the entire text of arXiv feeds into a link; none of the native apps works perfectly on my feeds.

As for Facebook, the native app is not bad but it's noticeably slower than the web app and only let's you like status updates not comments on them. I mainly use the web app but do have the native app to upload photos on occasion (on my previous, camera-less iPod I only used the web app).

Hacker News native apps probably suffer from a lack of API, so maybe it's not fair to mention them, but if one worked properly I'd probably use it. I used to use Michael Grinich's app (I hope I'm remembering his name correctly), but recently it won't let me comment. That together with it being much slower than either actual HN or iHackerNews, made me go web.
The weird thing is that Blizzard will cheerfully sell you a $7 hardware token to protect your imaginary WoW gold and equipment, but I don't know of any US banks that offer one to protect your actual money.
It's weird how often people need to be told that they should just go and do the thing they want to do instead of pussyfooting around about it.

That being said, the original TechCrunch article may help complete a small piece of the puzzle for those trying to figure out what doing a startup really means.
Well, I left Canada in 2000... before Harper et al. Forgive me for being behind the times.

And when I said Bell has the right to charge whatever, I was making a distinction between their consumer packages and their wholesale rates, both of which are regulated but obviously the wholesale rate should be as close to the actual cost of bandwidth as possible.
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Yup, definitely do do that. I'll email you right now. team at summify.com?
In Denmark the currently-being-phased-in solution is a low-tech version of two-factor authentication. Instead of a hardware dongle, the centrally-administered "NemID" system issues you with a physical code card with some numerical codes on it. You enter your NemID password, your CPR number (Denmark's citizen-ID number), and the next unused code on the card. When there's fewer than 20 unused codes, the system notices and mails you a new card.

The downside is that there's now a single point of failure, albeit with more factors. If you get someone's CPR number, their NemID password, and their current NemID card with some indication on it of which the next unused code is (most people mark off the used codes), you can log into everything: all Danish banks, the tax authority, the municipal authorities, your library account, etc., etc.

They do try to minimize it by writing strongly worded warnings everywhere not to store your NemID password in your wallet. A typical wallet contains a Danish health card with CPR number, and the NemID code card, so it's fairly important that the NemID password not also be there.
The way you do it would be to get the FB access_token in JavaScript, which is given to you once you authorize yelp. With this you can make an Api call to the api.facebook.com from any other computer. Its all public. Incase you provide offline_access, this access_token is almost valid for life (almost as FB doesnt give a expiry time on paper)
You really think that Apple would let their SSD-buying customers twist in the wind? The people paying a premium, or buying an MacBook Air? You're saying that Apple hasn't had or won't have a way to make OS X love the SSD?

Apple, the company that will probably be the first major computer manufacturer to eliminate the spinning disks, the company that is doing whatever it can to snatch up flash memory production capacity. That same company is going to let the performance suffer on, like, all of their devices? Really?
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And then he posts it on HACKER news?
There's also the difference between disagreeing and trying to change the other person's opinion. Disagreeing is cheap: you just don't agree and that's it. You're not obliged to explain yourself to anyone but yourself.
The current generation 15" MBPs have 1680x1050 as high-res option. That could maybe become standard. But 1920x1080 seems a bit excessive on a 15" screen, at least without some sort of UI scaling, as even 1680 occasionally has me leaning forward a bit to easier make out some details.
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You already can get the 15" MBP with a resolution of 1680x1050. If they make that the standard I would bet that you can also get it with some higher resolution. (I hope that it’s not going to be 1920x1080 because that’s 16:9. I don’t know what the 16:10 equivalent is.)

The problem is that resolution independence is nowhere near finished and the new MBPs will likely arrive before OS X Lion (which could conceivably have resolution independence). Seeing as resolution independence has seen no improvements with Snow Leopard it wouldn’t surprise me if Apple just gave up on it.
The chips are most likely for EMV[1], which essentially puts some intelligence on the card in the form of an IC chip, and allows the card to make approve/deny decisions based on rules of the issuing bank. With EMV cards, the transaction is more like a negotiation, and the card may reject at any point.

Of course, like anything, there will be vulnerabilities, and in the interests of usability, some issuing banks will relax restrictions.

Because of the crypto involved in the back and forth communication between hardware and card, EMV transactions piss off a lot of customers, it can easily take 2-3 times more time to process a transaction when compared to a mag-swipe.

Though it does reduce the chance of your card getting skimmed. (Skimming is where your details are captured during the swipe. Yes, a swipe through the appropriate device reveals all the information required to completely duplicate the card.)

[1] http://en.wikipedia.org/wiki/EMV
Compilation is notoriously singlethreaded, generally speaking.

make -j 2

There, now it needs multiple processes. Actually, default builds on OS X often do since it's building for the 2-4 architectures that OS X supports (ppc, ppc64, i386, x86_64).
I think you would find that if the Govt. took over healthcare in the US it would probably save the country as a whole money. The US pays more for healthcare per capita than any other OECD nation, and still doesn't manage to cover all its citizens. A minor increase in the corporate tax rate would mean that the state could cover the cost of health cover and then companies wouldn't need to pay stupid money to cover their employees. An all round win-win.
Sounds like your ideal person is someone with a background selling ads for local newspapers...
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I would love to see that list actually. I live in Canada and often debate politics.

If its no trouble, could you please contact me at warrenwilkinson@gmail.com?
The point he was making is the marginal gain from $1,000,000 to $1,100,000 is very different from the marginal gain from $0 to $100,000.
The US spends over 700 billion dollars a year on the military. It wouldn't take that much to fully cover everyone.
Right, the panels exist, that's why I said it wouldn't be impossible for Apple to use them in a new MacBook Pro.

However, the DELL notebook in question is a monstrosity in comparison with Apple's MacBook Pro. The DELL XPS 15 is all plastic, while it's half an inch thicker and a pound heavier.

http://www.dell.com/us/p/xps-15/pd
> Our debit and credit cards are being replaced with cards with chips embedded

Do you want to know something scary about that. We've had Chip and PIN as the de-facto standard in the UK for some years now (although I do remember it coming in).

The really scary thing is; my parents remember it being widely used in Germany in the late 80's.

Has it really taken that long to get to Canada?
>Are you liable for fraud committed with your account online?

Not with TD Canada Trust, to an extent:

"As set out in our account agreements, you are responsible for maintaining the care, control and confidentiality of your Access Card number, Connect ID, and passwords. TD Bank Financial Group is not responsible for unauthorized access to accounts online or losses that occur as a result of you voluntarily disclosing your Access Card number, Connect ID, or passwords, or the careless or improper handling, storing or disclosure by you of this information. In the event of loss, theft, misuse or compromise of your Access Card, Connect ID, and/or passwords, you must notify TD Bank Financial Group immediately."[1]

The "Known IP" is a bit more complicated. I was travelling through South America recently, and could always access it from my phone. However, accessing from a hostel or internet cafe required answering a security question.

http://www.td.com/privacyandsecurity/guarantee.jsp
Exactly my feeling! I will use this for my own well-being from now on. Such a simple insight and yet one I have never reflected over.
Summary: the author, who is apparently not familiar with the terms "buggery act", "13th amendment" and "people's republic", realises that freedom ain't free.
Good point. There will be a period where it's optional, but if they hit the market by 2020 it will probably be mandatory by 2030.
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In all honesty, the only reason why I don't use IB is because I'm too lazy to learn how the advanced functionality and customization actually work. Besides that, I always end up wasting too much time trying to figure out why the app won't build because I forgot to ctrl+drag an outlet to the File Owner or something silly. I'm insanely faster at building the UI when I code by hand so I choose that over IB.
LOL, that made me think, don't we all have experiences where we wish the people above us could have their statuses revoked due to their incompetence? :D
Same here.
Using it mostly as a tabletop machine, compromising ethernet or firewire performance for a few mm of thickness would be a no-no.
Apart from the screen resolution, though the actual model is already nice, an increased trackpad area or basic layout improvement would be great.
Can someone explain this to me? Assume I'm clueless.
Well, don’t force us all to lug around an optical drive just because you need it!

I occasionally need to rip rare CDs with music I can’t get online, maybe twice a year or so. I’m probably just going to keep my old MBP around for that. I don’t think such a special problem deserves a built-in solution.
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The system we use here has it's own vulnerabilities (after all, if your card is stolen and the pin is known then any token can be used to authorize transactions, and there are known ways to attack the card electronically) but it makes it at least a little bit harder.

On top of that we do have indemnification.

Combating electronic banking fraud is an ever lasting game of leap frog, it looks like the banks are at least one step too far behind. At least they have the extra challenge question, I hope you made them hard enough :)
The 16:10 equivalent is 1920x1200. The one thing I dislike about this 15" Vaio I am on is the 1920x1080 screen, as opposed to a x1200 screen. For most work a taller screen is infinately more useful I find.
POF is entirely funded by ads from paid-for dating sites. It's a weird business model, but it seems lucrative.
The wedge shape would seemingly involve a lot of compromises to get that form factor, which isn't necessarily what MBP buyers are looking for. Personally, since it's my primary machine, I'm looking for the most powerful/connectable machine they can fit in 15 inches, shape/weight be damned.

The changes you mention wouldn't be bad, it's more the other Air-like attributes that I wouldn't want.
The 16:10 equivalent would be 1920x1200.

The current MacBook Air has a PPI of 135. The BTO 1680x1050 MacBook Pro has a PPI of 128. 1920x1200 on a 15" is probably overkill, even on a 17" screen that's a PPI of 132.

http://en.wikipedia.org/wiki/List_of_displays_by_pixel_densi....
I'm with Groxx. You do understand that IB is not necessary for iPhone development, right? I fear a lot of people go into iOS development with that notion in mind and it's simply not true.
* If usage trumps correctness then English with an Indian accent is the canonical accent. After all there are more who use it.*

I know it's tongue in cheek and all, but I've heard this repeated a few too many times recently, so for the record:
http://en.wikipedia.org/wiki/List_of_Indian_languages_by_num...

Summary: 226 million "native" speakers of English, plus 90 million with English as a second language. I'd suggest that the canonical English accent is actually American. And whilst it is true that India will probably overtake the US in this regard in the not too distant future, they too will probably be eclipsed by the Chinese (http://www.economist.com/node/6803197?story_id=6803197) before that happens.

Regardless, the traditional anglo-saxon countries will hold sway as the main proponents of English for a long time, as aside from the US there is also the UK (60-odd million), Canada(35 million), Australia(20-odd million), New Zealand (5 million), and South Africa (50 million) to throw into the mix, giving a total of somewhere around 500 million native speakers.
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The upside is that the NemID system gets the average citizen to a point where his/her family (and close friends) are the largest security problem. It is much more difficult for hackers in Argentina and Russia to get into your bank account when they need access to a piece of paper.

If is impossible to protect against your own family: the have hardware access to your computer, they can intercept all your paper mail, they know all details about your life, etc. So they are the perfect identity thieves.

Some Danes think they are clever and scan the paper card and store it as an image on their computer. Some people are just impossible to make a secure access system for.

The upside of the downside is that if anybody gets hold of your login details, then there is a single place to stop them instead of having to change 20 logins.

BTW. "NemID" translated to English is "EasyID". Within the next year, a hardware dongle will be available (e.g. for users who often login and uses up all the codes on a paper card in no time).
Chris Russo says he didn't dump any data.

http://plentyoffish.wordpress.com/2011/01/31/plentyoffish-ha...
Wow, that was surprisingly insightful. I have to admit I didn't expect Scoble to be that self-aware.
I read "closed the security hole", but I never read "reinstalled everything from scratch using clean data sources" - isn't that what he should have been doing?

I still feel icky because of the sourceforge hack and wonder if I should reinstall everything. I probably should :-(
It'll be interesting to see if the manufacturers or retailers will be required to do something about that (probably depends on the country). Will there be something analogous to the electronics-recycling legislation some countries have, where retailers (e.g. grocery stores), at least those who sell more than N amount of this kind of thing, will be required to accept the boxes back for proper disposal?
It looks really cool!, but I don't understand how it is a 24 hour shot. It just looks like a tiny planet with a house on top. Could somebody please explain the image?

(The description by the author in the post is complicated)
>high social securities, such as Switzerland

Do you actually know anything about these countries? I see a lot more entrepreneurs in Switzerland than I do in the US. That is, I see people with small businesses all over the place. It feels like every 3rd or 4th car on the road is a company car for some small business. Maybe there aren't thousands of useless, never-going-to-go-anywhere web start-ups starting every day, but who cares?
Actually, in Norway there are some banks that use the credit card chip for two factor authentication (the same which is used for EMV). You put the card into a small "reader" with a display, and out pops a number that you use when logging into the online bank. Most banks however use a dedicated device with a time-based one time password.

I'm not sure why, but I've seldom seen EMV transactions take longer than a regular swipe, but this might be because both 1 second * 3 is still not that big of a deal. (Or for all I know, it might be because they are only validating the credit card number..)

The interesting thing is that skimming is still possible, at least in Norway. It still happens that there is some kind of communication problem with the EMV system, and swiping the card is the fallback option. I guess this option will be turned off as soon as it works "all the time" and they can remove the magnetic stripe.
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> there will be vulnerabilities

Correct, in fact there already are. Most of those will require at a minimum a hardware hack or access to transactions 'in progress' (modified terminals) and will usually only gain access to the data that is stored on the magnetic stripe, not to the other data stored on the chip (the chip contains a duplicate of the stripe data and some other data only available on the chip and not sent out over the wire used in challenge/response fashion).

The system is not 100% secure but is a bit better than just having a password and the fact that it requires access to the original card makes it a lot harder still (those cards can be stolen though, and combined with a bit of hardware and a 'yes' card (a card that always responds 'transaction authorized') you could fool online payment terminals).

But that's still a step removed from gaining complete control of a bank account using web based banking and a password.