skysight-inc/HackerNews huggingface dataset:
But David has a higher social media profile than his wife. Does it make you wonder if that's now being considered in "the algorithm"?
Carmack was able to choose his timings because it was HIS company. People worked for him, not vice versa. To be the master of your time, you have to work for yourself, not under someone else. When reality and idealism clashes, reality wins.
> There could be a XSS vulnerability in the management interface.

Surely you aren't exposing that interface to the world at large, right?
In TFA, she says explicitly: “I do not have any debts.”
I believe letters home from war would be far more likely to provide a sanitised(group average, not the graphic outliers) perspective on war.

I know with my personal anecdotal perspectives and those of my peers we simply didn’t want our family/friends at home to worry.

So often “everything is fine”.

My thoughts mirror those of several others here in the often insane absurdity and dichotomy of conflict.

Contemporary “three block war” conflict seems to be increasing the likelihood that one person may be exposed to horrific and lasting trauma while another within the same grid square may be enjoying ice cream while laughing with friends.

Polar opposite experiences in quite close proximity.
Hold on, it's not comparable to the ~10$ CAGR of the SP500 is it? RenTec's fund is capped so it's an average return of 71.9% but not an annualized return, since the returns are not compounded. Correct?
Kalman filter for visual tracking (CV Project part 2)
The latest revision of the Falcon 9 was intended to have re-use counts in the dozens. The previous revision...maybe 1-2.
>she likely reported her income as their joint income

That's not in her post. Did DHH mention this?
So, the AirPods Pro with "transparency mode?"
How else should they have handled Alex Jones' Sandy Hook insanity? Like, that becomes innately "political" because Jones has positioned himself that way. But he was peddling insane conspiracy theories regarding Sandy Hook being a false flag, with all of the families who lost their kids being crisis actors, subsequently calling his audience to action.

That is a hard position to be in, because they were effectively platforming targeted harassment. In addition to that, videos stating that Omar married her brother are still upon YT, as are flat earth explanations. One is a "harmless" conspiracy theory that ends up as a gateway into absurd things like Pizzagate, while the other is libelously spreading lies about a member of congress.

Where's the line? Because it doesn't appear as if there's one we all agree on.
Can't wait to see every Tesla become a wifi hotspot hooked up to Starlink.

Traditional ISPs are in trouble if the Starlink latency is really in the sub 100ms due to the LEO distance advantage.

Global coverage with decent latency!

I wonder if that's why google dipped out on rolling out fiber infrastructure.

Physical infrastructure is about to become obsolete as more advancements in wireless tech and satellite internet become available to the masses.
Oh ok, I thought they had to be hyphenated.
> We need a service where companies and their customer service, their policies and their practices are openly shamed, feedback gathered and voices heard without the need for twitter (and being famous enough on it to get world-wide attention).

I mean, the point of government agencies and watchdogs are to do just this. However, most of them have been bought off or had their teeth pulled by greedy capitalists.

We don't need a "service" - you're just putting more privilege behind a paywall. We need to hold legislators and regulators accountable to do their damn job.
This is already built into iOS, no 3rd-party software required (which would probably just siphon off your contacts).

Just go to: Settings > Phone > Silence Unknown Callers

(Calls from unknown numbers will be silenced, sent to voicemail, and displayed in the Recents list.

Incoming calls will continue to ring from people in your contacts, recent outgoing calls, and Siri Suggestions)
We seem to have defined down "extremist:"

“The extremists belong to a known anti-border wall group alleged to have direct action camps in the McAllen, TX area,” the document states. The group in reference appears to have been the Rio Bravo Action Camp, a training camp hosted by the Democratic Socialists of America’s Rio Grande Valley Chapter, the Carrizo Comecrudo Tribe of Texas, along with several activist groups, according to its website. The action camp’s training appears to focus on nonviolent forms of resistance, including civil disobedience and street protests.
How badly do people want to keep their organs? How badly does Tesla want to sell cars in those countries?
Three runways is still one runway more than Heathrow, which is one of the busiest international airports in the world.

Not undermining your point, just thought it was interesting.
They have covered this numerous times. In certain states, there seems to be something called community property law (which I found out about in this debacle) that states that a married couple who file jointly, their incomes are considered the same.

So at best, this is shitty software design that doesn't take your state's community property laws into account, and at worst, it is a pretty clear cut case of sexism of the "algorithm."

Update: corrected name of law based on child posts.
One thing that seems to be in common of the people complaining about sexism regarding their wives' credit application, is that the men are apply and receiving credit cards first, and then the wife.

Why are the men always applying first for the credit cards?

Maybe it is not so much sexism as the order in which they are applying? Then again, maybe it is subtle sexism on the part of the men by always having to be the first one to try something new?
Two things:

They must fully specify how they categorize content as misleading.

Deceit predates computers. Lies of omission and half-truths, misleading presentation of statistics (e.g. the ubiquitous pie chart of US federal spending that only shows discretionary spending). If they're setting themselves up as guardians, they should cover non-digital methods as well as deepfakes.
Einstein’s Biggest Blunder
This. Technical writing is a different species entirely. You know beforehand all of the pieces, or at least reason about them.

Creativity doesn't work that way. You'll literally inventing new things. It would be like saying, "let me plan out how I will innovate." Makes no sense.
Many things would benefit from being redone "right" but the hurdles to get over are almost insurmountable.

I'd like to rebuild unix front the ground up.
OpenWRT isn't really an alternative to the UniFi stack, unfortunately.
For Krita maybe.

Creative Suite stuff, which actual pro creatives use, on the other hand, has been 50-50 Mac/PC sales, even though the Mac has 10% or less of the desktop market.

That's how many creatives are on the platform.

If Krita can't tap into them, it's not the platform that's at fault...

Affinity, for example, does fine, as does Pixelmator...
Even if it is not legal to do so explicitly, there are probably a number of things which correlate with it that it is legal to use, which end up with the same effect. And indirect (disparate impact) discrimination without intent to discriminate on a prohibited basis isn't generally illegal in the US except in employment law.
It also makes it easier to still make larger changes early on; details often depend on how the basic structure looks, so they make changes more difficult.
It seems to me the authors make three main points
1) Pay-per-action confuses correlation (action when seeing ad) with causation (action because of seeing ad). Hence click-through-rate maximizes correlation instead of causation. Google knows you were going to buy anyway, thus serves you an ad.
2) Marketers and ad networks interests' are aligned in that they want to maximize advertisement budgets. Hence marketers will ignore randomized studies showing ads of some type are not effective.
3) Even when these studies are performed, even major sample sizes are insufficient to support any conclusion
Suddenly all the investments into genetics, aging, and biotech from Calico / Verily makes sense.

I imagine Alphabet’s end goal is some kind of intrinsic understanding of every single person on a biological level in order to better target and serve them ads that fit them.
The guy that posted his ebook about data dictators here the other day said something similar. Basically AI and data is the next cold war. And democracy isn't likely to survive it
If they pay the expense, will their income increase by more than $100 per year? (not even counting the value of the hours it will take to notarize and renotarize apps)
> Neither patients nor doctors have been notified

I guess this isn't a HIPAA violation?
> I had a career and was successful prior to meeting David, and while I am now a mother of three children — a “homemaker” is what I am forced to call myself on tax returns — I am still a millionaire who contributes greatly to my household and pays off credit in full each month.

Could it be as simple as being listed as a “Homemaker” vs direct employment? Seems plausible to me.

> But AppleCard representatives did not want to hear any of this. I was given no explanation. No way to make my case.

I’d be impressed if you could get anyone on the phone at any financial institution to explain the proprietary inputs to any calculation. Not only would they not have access to that information, it’d be so off-script to reveal it that there’s no flow chart of comments you could make to get it.
That's not exactly the way credit works. For one, you're supposed to report your income not joint income when filling out applications. You can however list joint assets, or at least that's much fuzzier.

EDIT: Apparently, you can use household income. However, if two parties are applying for a credit card and trying to secure both lines with the same assets, you should expect one to be lower (if not outright declined).

In this case, there's a FICO score to consider, but there's also other components. For instance, you can be declined from receiving a credit card if you are a "churner", you can also be declined for not making the bank enough money (aka you never miss payments and the card has no fees).

Finally and importantly, the bank has the right to set what ever bar it wants for your credit limit. If they feel giving you a high limit will make them money, they do it, if they don't, they wont ("they" here being encoded in an algorithm). They can even legally assign credit at random, provided they have controls to ensure the bank doesn't go bankrupt.

In this case, the only thing the bank has to prove is that they didn't use signals illegally (usually this includes adding protected class information, e.g. gender, among others). Many banks don't even keep a record of that information and definitely not as part of the algorithm. I suspect Goldman wouldn't be that stupid.

Meaning - what ever the reason for the discrepancy, gender was very very likely not the culprit here.
>it's something like income or total assets you're legally responsible for or some such.

Which is what community property is. JHH is as well off and established as DDH is.

I would assume if they are doing these checks by hand, they would definitely be flagging "celebs" for better experiences so that might be it.

A little weird they wouldn't also flag their spouses if that is the case.
Yet still they did (will?) not implement comment notifications, which I'm pretty sure will increase engagement significantly.
> she likely reported her income as their joint income

It seems incredibly unlikely that she reported a substantial joint income and received a $57 credit limit. Doesn't it seem far more likely that he reported their joint income and she reported $0 income?!
Those TVs in elevators and fuel pumps are evil. You can look away from the screen but the voices make it hard to think.
In creative fields, men and women are described with different words
I tried switching to vid.me but then they shut down because they weren't make money. Considering that YouTube still allegedly operates at a loss to Alphabet, it will be pretty hard for a viable competitor. Maybe something distributed like PeerTube has a chance.
Support for GitHub Authentication in Stack Overflow
It seems like both though.

The reason it has to do with Apple Card is because it's being marketed as something that rejects the status quo. Their headline literally says "Created by Apple, not a bank" – and promises more transparency.

I do agree that this is probably not exclusive to Apple Card. This does expose larger issues with our financial and credit system. And another really bad thing that I've had an issue with for years, that people hide behind machines. "Oh the system doesn't allow me" or "The algorithm said so" – which is a VERY troubling trend that removes humans from any kind of equation.
Politicians will, without a hint of irony, give a speech claiming that "assault weapons" are only useful for murdering crowds of people as quickly as possible, and then introduce legislation that bans them for everyone except the police.
Danes sometimes have two surnames (not one that is multiple words.)
I've been reading the original thread on Twitter, and saw a few other testimonies of couples experiencing the same thing. However, what I don't recall seeing (and maybe I missed it cause Twitter is hard to follow) is an example of a wife signing up before her husband. All the cases were about the husband signing up first, and then his wife. I wonder if this could be part of the explanation. Like the 2nd card opened for the same household is seen as a little more risky or something.
Further down:

... privacy experts said it appeared to be permissible under federal law. That law, the Health Insurance Portability and Accountability Act of 1996, generally allows hospitals to share data with business partners without telling patients, as long as the information is used “only to help the covered entity carry out its health-care functions.”
Other than high literacy (which means able to sign your own name), I don't understand why Kerala is considered as good exmaple?

1. Due to communist style of functioning, setting up a business is near impossibility. I know friends who moved their business out of state since its marred with strikes.

https://www.hindustantimes.com/india-news/18-days-after-nri-...

2. It is fast becoming Islamic state of India.

https://www.theguardian.com/world/2016/nov/29/isis-recruiter...

https://m.economictimes.com/news/defence/kerala-coast-on-ale...

https://www.indiatoday.in/india/story/nia-conducts-raid-in-t...

3. Infrastructure seems to be dated (single lane road for most part of state) and floods wreak havoc every year.

Tagged as "God's own country" I expect much better from Kerala. However, I always find cliched "most educated" state remarks and self-pat on back without perusing its problems and what is happening to state.
Kind of tangential, but wow, great writing. I knew nothing about the issue before this post, but her text was honest, smart, self-aware, generous, emotional, inspiring, informative, all that and still very concise (something that I value a lot). I will bookmark this for future reference to great writing about uncomfortable situations.
There’s something hilarious about every saudi/us story.

A son of a wealthy saudi family recruited a bunch of saudis to attack the the US, and suceeded(!) yet there’s been no backlash on saudi arabia..

But hold on, Iran is financing Hezbollah in Lebanon, obviously US resources should focus on this!
Management is full of politics... sorry but its true. A true leader must have all the skills needed to properly benefit and support the team.

You look at my examples as negatives... its the wrong way to look at it... thoes other managers of other departments? Are the bad people? No... but they have a job and responsibility to represent their departments and do from their point of view whats best for their team and the company.

I feel like there is a segment of workers in engineering has this weird self damaging hatred for leaders/managers other departments do not have... then thoes same people get pissed when they dont have a leader and their department is glossed over because no one represents them when/where some of the most important decisions are made.
Not easy to block with technical means over a large area. But easy to block with legal means. The way Starlink works the system needs to know exactly where each terminal is, so SpaceX doesn't have plausible deniability about serving customers in areas that prohibit it.

It would make much more sense for them as a business to try to provide censored service to China so that they could openly sell to the Chinese. Elon has business ties in China now with Tesla and I don't see him trying to be a rebel with SpaceX now. He needs that Chinese revenue to fund his Mars mission.
Having no debts is actually tanking my credit score by a ton.
What is more likely, an algorithm (or their statistical model) rewarding an illusive category occupied by 0.0001% of the population or penalizing the fact that she is a 'homemaker' and a woman, categories occupied by millions and millions of people?
Can it be that because DHH has applied first he got most of the credit line like $20k and when JHH applied she got whatever was left $1k?
So we do need service because clearly the path you're suggesting isn't working, no?
Was laying in a park this weekend on a below freezing night with a friend who's been doing TM. I meditate pretty regularly, but never tried a mantra. Anyways, I feeling very cold and ready to go inside, but after a few minutes of meditation, I felt warm again. Meditation definitely increases my tolerance of uncomfortable conditions.
Only a small amount of the population engages in any behavior that requires active lifestyle modification. Exercise and diet are hardly adhered to despite being relatively simple. Meditation has the added difficulty of being solitary, and, for most, boring and difficult (compared to the instant-feedback world surrounding them).
As someone who worked on these models in the consumer credit industry, it is possible they there isn't any discrimination. The only thing that comes to mind is recent inquiries, which have a minimal effect on credit score but are highly predictive of default. If she applied for a few credit cards in the previous half year and DHH did not, it would explain the difference without being discriminatory.

Much more likely, in my view, is that the algorithm looking at something that is so highly correlated with being female (e.g., Homemaker as career) and default. This would almost surely fail existing regulatory tests against discrimination. Since most credit applications ask for household income, ...etc. It is doubtful their applications otherwise looked meaningfully different.

Edit: Checked the application, and you are indeed required to enter in household income and not your individual income if you share a checking account.
I care about companies and people doing the right thing, so I applied for a credit card (a system that preys on people who accumulate too much debt) from a company with an abysmal track record of user freedom, anticompetitive practices, and outrageously unfair pricing that sits on a horde of $250 billion that's been sucked out of the economy and left stagnant but can't make its iPhones somewhere the factory doesn't need to install suicide nets. What a joke.
> well okay, why won't they?

Have you worked with clinically depressed people?
No, ctrl-f income on his tweets only finds it in the replies, https://twitter.com/dhh/status/1192541235959017475
I can picture all kinds of bugs coming from the fact A+B=A under this setup.. might be one of the reasons the software can’t handle it, if it’s something specific to a couple states’ tax systems. Income being represented twice (instead of split equally) seems quite unexpected. Would make more sense to consider both a single “individual”? Recipe for disaster either way.
It is not the idea or execution but something else
Based on the abuse she suffered, I think it's more than "lack of knowledge" and incompetence. But to the point of more women, it's easier to ignore the basic needs of one young girl, but much harder to ignore the basic needs of (say) half of your team. And if a large portion of the coaching staff are women, it's also more likely they will be aware of those basic needs.
But if I'm doing an actuarial and know, for instance, that X% of marriages end in divorce, that's probably a calculation I'm going to make.
Only obscure niche subs are even tolerable for me anymore where nothing ever makes the front page and its just a bunch of knowledgeable enthusiasts

Yes, true. I still use Reddit, for those reasons.

I love that you have to get 500 karma in order to be eligible to downvote. It's a really smart tactic IMO.

Agreed. Still proud of the day I hit that magic number.
That's interesting that they say 100% of the components will burn up on reentry— is this an updated design? That wasn't true for the previous batch
Gitpr – Quick Reference Guide on Fork and Pull Request Workflow
Do you think there aren’t other highly educated smart people working anywhere else in the financial industry? They’re success can’t be explained by just hiring smart people.
My blog posts and course scripts aren't just documenting code.

I very rarely know what I'm going to write until I start writing. I don't even outline anything. I just start writing and relentlessly edit as I go.

I do the same thing for 1,000 word blog posts as I do with 400,000+ word course scripts.

If anything editing is more important for the larger pieces of work because in order to cleanly flow to the next lesson or section of a course the prior stuff has to be pretty much in its final form.
It's often called "community property":
https://en.wikipedia.org/wiki/Community_property
> your income

This is no longer true.

==

Before 2013, the CARD Act required that card issuers take into account only the individual card applicant’s income or assets. However, the Consumer Financial Protection Bureau put in an amendment in 2013 that allowed card issuers to also consider any third-party income and assets that an individual card applicant of at least 21 years of age has a “reasonable expectation of access to.”
You make fair points, but the conclusive "There's no endpoint to meet your request" is simply unacceptable. Are Profit margins maximized by inconveniencing real humans due to lack of endpoint management/assessment? Just because a computer stands between me and your business doesn't mean your business can slack where classical models may not. I find that all the large tech companies have an appalling lack of technical support or assistance available, and not only that, but there's no way for a smart person to reach someone with a real notification. You have to tweet about it to get any fairness. Apple decides to become a bank. How about decide to become a customer facing organization first? /rant
> For one, you're supposed to report your income not joint income when filling out applications.

Not necessarily, American Express promotes using household income on their card applications.

Edit: From an American Express application:
"Include all income available to you. If under age 21, include only your own income. Income includes wages, retirement income, investments, rental properties, etc."
That's her point about diverse teams build better products. Bugs that affect the team building it are much more likely to be found and fixed than bugs that do not affect anyone in the builder's social circle.
I have no idea how this works, but wouldn't they look at past income history to handle the possibility of divorce and being able to repay the debt? Or is that illegal?

This would make sense to me, as DHH probably has an insanely high individual income history.
As an avid runner myself women have it the worst during that time in their lives at that age. Their bodies are changing rapidly but they're still trying to make the same times.
“Pre-Historic” Layers of Instagram