skysight-inc/HackerNews huggingface dataset:
Show HN: Human financial advising for college students at no upfront cost
Hi HN!

Students without significant wealth are accumulating record levels of debt, and they have no source of truth in how they should be managing the many variables in their financial lives for the short, medium, and long terms.

Optimizing the numerous financial variables in one’s life is hard, talking about it is stigmatized, and few people want to do it themselves. Students leave thousands on the table by ineffectively managing their finances

Traditional “FinTechs” don’t address personal finances holistically. Instead, they build tools to optimize individual financial processes in isolation (Mint for budgeting, SoFi for lending, Acorns/Robinhood for investing, etc.). We understand that students will receive the greatest value from a solution that addresses every aspect of their finances.

FinTechs that do take a “holistic” approach do so through highly automated robo-solutions. We understand that qualified humans can provide 10x more value than these solutions by taking a handcrafted approach to managing and optimizing personal finances.

Currently, Findo is a chat-based mobile platform that connects students with in-house personal financial advisors at no upfront cost. We’re taking the human-centric financial planning model now accessible to high wealth individuals and boiling it down so that it’s affordable and attractive to students.

We’re starting with college students because we 1) understand the market, 2) can access it through partnerships with university financial-wellness programs, and 3) know that support from university administrations for financial wellness initiatives is growing.

Leveraging partnerships with universities will give us an early cohort of users to further test our key assumptions. With these assumptions validated, we can then address a broader and more complex base of consumers.

Please provide criticism, feedback, and ask lots of questions! Here's our landing page: https://www.getfindo.com/
Cardistry Grid Notation: “Sheet Music for Cardistry”
Possibly! Discussed this a little here: https://twitter.com/meshspreadsheet/status/10554309994530529...
Yeah but what if you're travelling with twelve kids, apostles, etc?
It's a pseudonym.
You're simply "reminding" people of how a parliamentary democracy works.

Plus it is inaccurate, he was elected, against Jeremy Hunt, Michael Gove, and other candidates in the Conservative Party Leadership race. Voted on by MPs who the public themselves feel were qualified to represent them in a representative democracy.

I have no love for Boris Johnson (nor the Conservative Party itself). But this kind of "not a democratic leader!" line is simply spreading misinformation about how the UK's system of government works. You vote for MPs, MPs vote for stuff on your behalf, and in this case they voted for the leader of their party (and now the government).

It should also be noted that the UK doesn't have a ruling king and it doesn't have a president. The PMs power is a lot more curtailed than some other countries that do, and they need to go back to Parliament to accomplish much of their agenda (and are equally subject to the law). If they lose their voting majority, they're hugely neutered.
First of all, this is bullshit. There are plenty of perfectly agreeable people in computing who have had massive impact. I've met Ken Thompson and Dennis Ritchie, for example, and both were kind and pleasant people. I don't recall hearing that Berners-Lee is anything but pleasant. While there are plenty of disagreeable sorts (I hear Dijkstra was a bit of a Djick) there is by no means a hard and fast rule that those who change the status quo of technology are dickheads. And some of the people who were neurotic aren't necessarily bad to other people, and historically, it's easy to point to some people who might have had much saner lives but for the times they lived in (Alan Turing).

Second, even the people like Jobs and Stallman can moderate their toxic behavior towards other people if incentives are in place. That doesn't mean that they will be normal. They will almost certainly continue to be rude, abrupt, and a little weird. They don't have to be nice.

There's something bizarrely fetishistic about the assumption that letting people like Jobs and Stallman do whatever they want is essential to their success. It's like Delilah cutting Samson's hair and taking away his strength.
If you are a Safari user, use the reader mode to overcome the design choises of the publisher. I have a distaste towards websites that highjack the page scrolling, so it's the only way that works for me.
Previous discussion:
https://news.ycombinator.com/item?id=18369384
I bet 1990 C++ was for most people C with classes.
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No offence intended, just a stereotypical image i go to when thinking about the US's gun culture and all the problems it brings.
It seems like it would be pretty easy to sort of "discover" it wasn't true. In my case the cops just parked outside and recorded people parking and going in and out for a bit (only after the dude balked and denied he was running an office).

Fortunately the guy in question didn't put up a fight after that and promised to move / did.
Hopefully anyone that completed a degree in that focused on Ancient Greece/Classics could muster a reasonable performance in a debate like this, even if they couldn't manage a first ;)

If anything his public speaking is above average, and the inflated ego and confidence that goes with attending Eton certainly helps with that.

Nothing here shows any great intelligence, maybe marginally more than he likes to let on though.
You list the packages and trust their authors. That's pretty much the definition of software packages - unless you've got a sandbox for dependencies. What other model do you have in mind?
Kent State happened almost 50 years ago, and for the recent years people are outraged when protestors get shot to death by US police. There's even movements dedicated to fighting the fact that some groups of people get shot more often than others in the US.

I think this kind of what-about-ism by comparing to the US contributes absolutely nothing to the current discussion around police violence in Hong Kong. Unless it's used as an analogy to actually make sense of the situation ("the police are doing what they're doing at Kent State, can we learn something from that which would be applicable in this situation?") it only distracts from the topic at hand rather than actually discussing the morals and context of what's happening in Hong Kong, which is what this link is about.
Searching "boris johnson bus" still comes up with a dozen pictures of the Brexit bus, with the "model bus" rambling not 'til below the fold. So it doesn't work all that well.
The conservative position is “don’t just do something, stand there” while a liberal one is “people can do what they want”. (Note the small letters.)

Most people here are talking about completely different things, but the interesting part is this: liberal values are the conservative position in Western society right now, while “progressive” ones like organized racism, speech codes, and authoritarianism are the “new” political force.

The appropriation of descriptive words for team names has done massive damage to political discourse, as it was meant to.
It’s uncertain what the eventual outcome would be, but one thing is for sure, it would increase the threshold before the tanks rolled in.
Reverse Rent: How to Fix Rent Control
Finally, some EU legislation I can fully get behind
Correct. It's the corruption that has his critics seeing blood in the water. Visiting your affair's home during work hours while funneling money into her business and taking her on trips she has no reason to be on to boost her career is what's the problem, not the affair.

The fact that the affair has been admitted matters only because it bolsters corruption allegations.
Obligatory link to StreetComplete: https://github.com/westnordost/StreetComplete

The easiest way to fill holes in your neighbourhood. No further tools or knowledge needed.
Good stuff! As part of a tour in Kenya my wife and I spent a day in a village and in addition to people’s kind generosity inviting us into their homes, the other strong impression from that day was how very happy the kids were to be in school.

I took a remote class on globalization from Wharton Business School several years ago and one of the messages was that Africa would become an economic superpower.

While much of the world has benefited from globalization, I like to see each country and region strongly maintain their own culture and national identity. I would find a world that was more or less the same to be a sad thing.

Viva Indaba!
> I don't think you've demonstrated the externality.

Forbo's answers points it out.

> Chances are I probably won't invite you.

Can't you come up with a better argument?
>What are a couple of rednecks with assault rifles (which arguably they shouldn't be able to purchase anyway) going to do against semi-autonomy kill droids being flown from a bunker in the desert?

The common refrain goes “about as well as the Taliban,” who currently negotiating an American withdrawal after 18 years of serious U.S. military attention.
Well, considering ideas are a dime a dozen this site is worth 20,000 / 12 * $0.1 = $167.

Maybe less actually :)
Kirin 1000 Could Use Advanced 5nm Process for Mate 40 Series in 2020
DigitalOCean bad experience
Hotjar.
SRE Team Lead.
Ranges are defined by the company based on the overall job market in large European cities.
Not VC backed.
A radar cannot function without some source of electromagnetic radiation. Passive radar[1] requires non-cooperative sources of such radiation. If they are detecting the plane by some means other than EM, then it isn't a radar.

Now, their system may be using EM blocking as part of its tracking. The principle here is that a low-observable aircraft creates a "hole" in the background because it absorbs or scatters EM radiation away from the receiver. This method works best when the background is very noisy (i.e., there are lots of transmitters operating in the area). In that case the reflectors (and anything else that increases the radar cross section of the aircraft) would actually hurt the performance.

[1] https://en.wikipedia.org/wiki/Passive_radar
done recursively, it is the koan for MLM.
And you assume that people are not outraged when protesters die in the US? Did you even read the very article you quoted?

"There was a significant national response to the shootings: hundreds of universities, colleges, and high schools closed throughout the United States due to a student strike of 4 million students,[10] and the event further affected public opinion, at an already socially contentious time, over the role of the United States in the Vietnam War."

Yes, America has serious, serious problems with police violence. But pointing out injustice does not necessitate bringing up every other similar instance of injustice. It is not helpful, and distracts from the issue at hand.
> What are a couple of rednecks with assault rifles (which arguably they shouldn't be able to purchase anyway) going to do against semi-autonomy kill droids being flown from a bunker in the desert?

The point is to increase the cost of violence against the population. The Swiss bunker / guerrilla strategy.

Also, there is no reason to suspect asymmetric vectors like autonomous drone armies would accrue solely to state actors.
Patent talk: Apple logo could light up notifications
I find I have to keep these sorts of always-on things (some kind of text chat aside) on a dedicated device (iPad, another laptop) or they drive me nuts. The resource use of Yet Another (probably) webtech memory hog in the age of 750MB-memory-use browser tabs and three electron apps to interact with your company's basic work tools, and a kind of constant nagging in the back of my head knowing they're open on my main machine.
Online and live are very different, though. Some of the skills are transferrable, others not so much. I think you can get very good online and then get trounced live where you are limited to one table and don't have all your HUDs and record keeping software. When you're playing 10+ tables simultaneously online, are you even paying attention to the action at any particular table when you're not in the hand?
Which programming language should you learn first? Answer- JavaScript (2016)
I actually managed to read _The Fountainhead_, and found it enjoyable enough, without realizing it was supposed to be a libertarian manifesto.

I usually bring this up to give people a baseline in explaining how loud the preaching eventually got in the _Sword of Truth_ series.

_Atlas Shrugged_ is one of the few books I couldn't finish once started; the characters were just too obnoxiously stupid.
This is indeed a limit of my analogy. A closer equivalent would be bootcamp for enlisted personel.
I'm not sure why the Python community can't get it sorted out. We've been using Pipenv because it's one of a few tools that supports lockfiles/reproducible builds, and at the time we chose it, the Python packaging authority was advertising it as the official solution for Python packaging; however, after we were already invested in it, they backpedaled becaused the community realized it was very buggy and super slow (as in "it takes literally half an hour to add or remove or update any dependency").

We're finally getting around to migrating away, and we've settled on Twitter's github.com/pantsbuild/pants which is like Google's Bazel except that it's jankier in every way _except_ that Pants supports Python while Bazel doesn't (Bazel advertises Python support, but it doesn't work as the many Python 3 issues in their issue tracker can attest). The nicest thing about Pants is that it builds pex files (github.com/pantsbuild/pex) which are executable zip files that ship all of your dependencies except the Python interpreter and shared objects.

I'm still not very satisfied with this solution, and it's still far, far worse than Go's dependency management and packaging model, but it's a dramatic improvement over Pipenv, virtualenv, etc (gives us both reproducibility and performance).
> We are, sadly, entering a new age of conformity. Aligning yourself with what main stream society thinks is correct is now more important than anything else.

I think the opposite conclusion is true. Society is entering a world of nonconformity with a very few exceptions. The problem is those few exceptions will absolutely ruin your life.

Any other period in human history you will find drastically more conformity. Just go back a few decades. Tattoos? Facial hair? Casual clothing? Female? Person of color? Openly not heterosexual, or not married and monogamous for that matter? Not a white male landowner? Don't show up to church every Sunday?

The further back you go in time, the more and more conformity was expected for those who wanted a good job or a position of power. Today is the least conformist society has been throughout history.

With a few exceptions. And those exceptions are ill defined and irrationally punished. And unfortunately for RMS, an email in support of an associate of Epstein was one of those exceptions.
This is not the first time the HKPF has used overt force on a protester, just the first time it has done so publicly. Several protesters have already been "disappeared", and there are many stories coming out of brutal torture against activists. If Beijing authorities have learned one thing from Tiananmen Square, it's that in the internet age violent suppression must happen in private places, where it cannot be recorded by someone's cellphone and shared instantly with the world. Public acts of violence is a PR nightmare and only fans the flames of dissent.

This event will only harden HKers more. In the short term it might prevent mainstream protesters from taking to the streets out of fear of violence. But it will make the average HKer more resentful of Beijing's long arm and empower radical factions. And there are many ways to weaken a government's control outside of public protest.

EDIT: Protester is in critical condition. He was not killed.
I work from home 2 to 3 days a week.

At big companies, it was pretty easy to do. Everything is electronic and formal. Still days I wanted to be in the office but remote was fine.

Small company where everything is in flux based on customer needs, it's more of a mix where we're making real decisions every day and really need those face to face meetings / I want to be there. Sometimes just to get that face to face time with someone new or such.

Really though it is not about size, it is about the job / how the company works, and that's OK. Different jobs, phases of a company's life, DIFFERENT PEOPLE and etc all lend themselves more to remote work, or way way less. There's no right or wrong more than there is inherently right or wrong code as much as you consider the existing system and make decisions about what works best given that system.
Various cheap devices catch plenty of interference from a phone in transmission. You don't have to analyze traffic to realize that phones are transmitting all the time without a good reason.

Also, you can easily intercept traffic over wifi. You can even do that while switching off GSM.
But using the word "model" to mean "a model of good behaviour" which is what it meant in that context is totally normal English. And Boris has been associated with buses for ages, in his time as London mayor a revamp of the buses became known as literally "Boris Buses". The idea he might have an eccentric hobby involving buses is entirely plausible.

I don't think Boris says random baffling shit. I think the null hypothesis is that a whole lot of Brexit-haters have fully immersed themselves in conspiracy theories, to the extent that normal English words used in interviews is now being described as SEO. It looks comparable to how in America a whole lot of Hillary Clinton supporters ended up believing in a conspiracy theory that said their president was a Russian spy. Any even slightly conservative leader seems to bring this out in some people ... it's a need to see evil plots to explain the phenomenon of people who disagree.
"...there is a strong case to be made that the Chinese have every right to eliminate dissidents and protesters..."

Wow, that's almost like it's something worth protesting for months and months on end. /s
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I might be misreading what "increase the threshold" means, but it seems to me that if people were armed, the tanks were more likely to roll in quickly, not less.
Always-on video staring at people's faces is weird in the best circumstances. It's a bizarre view to have passively, rather than during active conversation.
Same things rednecks from Vietnam, Afghanistan or Yemen would be doing.
The second amendment is not exclusive to America. The flag of Mozambique even has an AK-47 on it, for pretty much the same reason.

"Political power grows out of the barrel of a gun" said Mao.
It's 1216 and 2399 actually.
The full paragraph in the guidelines is:

> Eschew flamebait. Don't introduce flamewar topics unless you have something genuinely new to say. Avoid unrelated controversies and generic tangents.

In other words, if someone posts a story about the new iPhone, don't comment "Did you hear the rumor that Tim Cook likes killing puppies?"
Full context is police officers often beat protests during arresting. Sometimes they just fight each other. Anyway, I think the officer have better choices than attempting to kill the kid(shot in chest is obvious willing to kill).
And then also enjoy the benefits of your kids barging in on a meeting and distracting you, it's the best distraction in the world.

Perhaps the first N times. When it happens the N+1st time it is no longer the "best distraction in the world"
Things get better in small steps. The right to repair physical goods in a nice antecedent for the right to repair digital goods.
You're probably right!
Yep! The multi-billion dollar company doesn't see a commerical reason to get good at walking details. Cars are more profitable. So they don't put effort into it.

A goal of OSM is to map _what we want mapped_, not what makes commercial sense to map.
Well, if you can out-Google Google Maps you'd definitely have a huge business.
I see it the opposite way, the tanks become a last resort. They have to use hard power rather than alternatives.
Remember, centi-medium posts often have two sides to the story.. this person describes one incident with "John" based on a biased, self-reporting and frankly not a great story either: actually seems to portray the author in a bad light even with his one-sided story.
We need to ban more emerging technologies
Show HN Boonited - an interest based social network app
Boonited is a new interest based social network where users share their preferences with their friends. Instead of traditional posts, users send and vote on queries from friends and communities they follow.

We are just launching our MVP and we would love to hear the feedback from our first users.
Apple store: https://apps.apple.com/us/app/boonited/id1457339074
Google Play: https://play.google.com/store/apps/details?id=com.sevenboonited&hl=en_US
A large proprotion of people vote for the parties or the leaders of parties, not the individual who happens to be the MP in the circumscription. I certainly do put more weigh on the party's program than on a choice of a local shmuck among multiple local smucks.
Maybe I should call it "Web Frontend development"? Not only frontend?

Or do you have a good approach for web development without JS?
> Am I the only one that's skeptical of the claim that "300,000 people are reading books this way"?

You are not. Instagram is likely set up to count views of a post, not full reads.
Unsubscribe Workflow in Big Enterprises
> But you don't need AI for that.

Yes you do. If I select young and white applicants for a job, and get sued, on the witness stand I will be asked why I only selected young and white applicants. When I answer that I selected young and white applicants, I lose the case and a large packet of money.

But if I have an AI in hand, I can say that I accepted the claims by its creators that it is not biased, and therefore if it only selected young and white applicants, that iss because they are the only qualified ones, and they just "happen to be white."

Naturally there would be arguments going back and forth as to whether the algorithm is racist, but I have a good chance of getting away without paying damages because the question is complicated and thorny to explain to a jury, and I have plausible deniability.
Maybe the truth is somewhere in the middle. And a mandatory disclaimer that I have not walked in the author's shoes, and that I am considering his description as what happened.

Two things that stood out for me:

1/ If a director of engineering is not able to run a sprint planning meeting or is grossly inefficient at that, what was the reaction of other devs at Snap who were part of the same meeting. More than likely, if they see that as the state of the managements, were they looking for jobs too?

2/ Is there a point in having engineering teams where there is no regular interaction with the manager?
What do you mean, "some people"? Is there anyone saying that the Sex Pistols WEREN'T punk?? I can't truck with any taxonomy of punk rock that excludes the Sex Pistols, the Ramones, or the Clash. There were later waves of punk rock (bands like the Dead Kennedys, Minutemen, Circle Jerks) and there were not-strictly-punk spinoffs especially in the NYC art scene (Talking Heads, Television, Patti Smith)... but come on, anything written up in "Punk" was clearly at ground zero of the scene.
At What Point Does Malfeasance Become Fraud?’: Scott Galloway on WeWork
I think it’s creepy.
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