skysight-inc/HackerNews huggingface dataset:
> And neither Equity, or ability to repay (debt/income ratio) has anything to do with subprime lending or a subprime lending crisis.

No, that is exactly what it means.

> Subprime generally means enticing debtors with interest rates below prime, with a loan that will adjust to above prime (and many times even into a single balloon payment at the end which statistically almost no American can make). No one should qualify for such loans on the basis "you may be able to refinance again at the end to avoid the balloon payment", if you don't have the cash on hand to pay the balloon payment, you shouldn't qualify for these types of loans.

No, those are teasers with a low-fixed rate for 2,3 or 5 year, with the rate resetting to a very high adjustable rate after the teaser period. Teasers technically are 30 year amortizing mortgages, but you are correct in that they should be treated like balloons, because the payment after the reset is higher than the borrower can typically make.

In an environment of rising home prices, it should be easy to refi on similar terms at the end of the teaser period, but if prices are not rising, you can see what happened in 2008.
Wouldn't happen. The Vietnamese hate the Chinese more than the Chinese hate the US. It's more likely that the US eventually extends tariffs to other SE Asian countries.

That said, I think the real story is companies preemptively shifting manufacturing out of SE Asia entirely in order to get ahead of the next wave of offshoring.
I really dislike the absence of DMs on Spotify. It makes the whole social aspect of Spotify seem so lacking, while music is an inherently social thing for me. I would love to use Spotify chat to work on playlists, chat about albums, etc.
If someone replaced the firmware, so selecting one candidate had a 10% chance of being counted as a vote for another, how could this be detected with "chains of custody, tamper proof seals, bipartisan poll watchers, bipartisan election judges, and enough transparency"?
Paper ballots have a much more visible chain of custody than paperless ballots. In my county, from the time voting starts to the time votes are counted, ballots must either be in a locked closet with tamper-evident seals (for example, at night during early voting) or simultaneously in view of both Democratic and Republican election judges.

It might still be possible to interfere with those, but it's much more difficult than electronic voting machines, which can in some cases be manipulated over the internet, or very quickly by a voter who exchanges memory storage units.
If its open source - could you please point it.
Read and understand the link I posted.

The point of holding gold isn't to increase your returns, but to reduce the volatility of a diversified portfolio.
My Apology Regarding Jeffrey Epstein
For the same reason people use icc, it generates faster code.

A couple of years ago I compiled part of the application I was building for power8. The perf was pretty bad, so I rebuilt parts of it with xlc, and it was literally over 2x faster. That made the machine competitive/faster than the x86's we were using.

Now GCC/clang have bee getting better and the gap with icc is nearly closed. I'm not sure how much of that applies to xlc, but i'm betting there hasn't been nearly as much work optimizing for POWER as there has been for arm and x86.
Thankfully, recent lawsuits are at least forcing counties that notoriously have more registered voters than they have age 18+ citizens to clean up their voter registrations.

https://www.realclearpolitics.com/articles/2019/06/20/calif_...
I don't think Timatic is foolproof either. It seems to work fine as long as the requirements are basic (have visa/duration of stay/visa on arrival) but it (or the people using it) seem to break down as soon you add any complexity.

I was travelling to a country which provided visa on arrival for 14 days, but my return ticket had a 1 month stay because I had a different ticket from that country to India after a week. Delta denied checking me in (took them more than an hour to solve the issue) at SFO and then Air France denied boarding me in Paris for my connection (took them 30 minutes to solve the issue).
Heat waves and droughts will get longer even if warming is limited: scientists
This line implies otherwise, since we can safely assume mortgage originations overall didn't double YoY:

> Some $2.5 billion worth of subprime loans, those with FICO credit scores below 690, ended up in mortgage bonds in the first quarter of 2019. That is more than double a year earlier and the highest level since the end of 2007.

Although the phrasing makes me wonder if more subprime loans are being originated or if more are just being securitized as opposed to being held on balance sheet.
Argh, Dell, please give us full-sized arrow keys!
Have you done any analysis of your per-core scan rates for simple aggregations like sum/count + group by with a reasonably large cardinality key? Or has anyone published a benchmark you trust on queries of that variety?

An example would be TPC-H Q1, which is a little weak on the group by cardinality, but is good for testing raw aggregation performance.
JavaScript is also "untrusted executable code". How is WASM any worse than JS?

Do you also advocate for removing ECMAScript lobbyists from standards bodies, and countering their promotion of JavaScript?
vote harvesting is only an issue with mail-in or absentee ballots.

in-person paper voting doesn't suffer from that problem, because you walk into the voting area, write your vote on a piece of paper, then you yourself place it into the box, and you can then stand there and watch the ballot box with your own eyes until they are counted, at which point you can count along.
Yep, there were several counties where they "found" extra ballots that they missed during the count in 2018 in the US.

It was across both parties in multiple states wherein the "found" votes were heavily favoring one party or the other (a few were well outside 3 standard deviations from the current votes, even in areas that were normally not heavily favoring one side).
Honestly, I couldn't care less.

1960's sci-fi is pretty much all I read for leisure. And of course, it contains a lot of views that society as a whole no longer subscribes to. This is not limited to portrayals of women but perhaps it's something we've learned to be indignant about more than other things.

But it does not matter to me at all. See, I'm not reading old sci-fi to get accurate predictions of the future, nor do I mistake the descriptions of gender roles or other social or societal aspects as recommended norms. No, I first and foremost read these stories because I want to be entertained and what I get is suspenseful plots with clever twists and turns in a futuristic setting. Some story lines are ridiculous, sure, but you know what - I can still enjoy most of it. Gender portrayals are really marginal to that experience.

If anything, I find it additionally appealing to learn about the zeitgeist of the mid-20th century, when these works were written. Comparing the underlying assumptions that some authors apparently must have made is quite informative about how much has changed since then.

And let's not forget: anything more recent that is more in sync with your sensitivities today bears the potential of being found grossly inappropriate for one reason or the other by our children's or grandchildren's generation.
You really don't want $10 billion in a bank. Laws mostly guarantee a few hundred thousand per account holder if the bank itself has financial issues. You would have to spread that amount over quite a few banks if you wanted it secured.
>it costs money and time to obtain a passport.

As long as the process and cost is not punitive and targeted it's fine if something costs time and money. We have multiple constitutional rights that are burdened in that fashion. The right to petition the government, to have courts decide arguments, to own a gun, all cost time and money. (Not to mention that I have to have a photo ID and pass a criminal background check every time I buy a gun.)
Sure but then you just introduced a completely different type of risk, which is the collapse of that bank.
I remember listening to some of their commentary tracks where the employees talk about how their desks had wheels, there's no managers, and there's no deadlines and no stress. They also at one time had higher profit per employee than Google! [1]

Turns out that all along having no accountability in your company would result in complacency and a critical lack of production. I'm curious to see how Valve Software as a company is going to climb over this security wall they've found themselves in front of if seemingly nobody has to answer to anyone and everybody gets to do what they want in a leisurely fashion. I mean we give Chinese IoT vendors crap all day long, and it turns out Steam might be just as bad!

[1] https://www.forbes.com/sites/stevedenning/2012/04/27/a-glimp...
Not if non-smokers are being recruited into vaping or smoking.
But hey, look on the bright side! You've been promoted to a "powerful and important" person! :)
Three weeks ago: https://news.ycombinator.com/item?id=20590682 and https://news.ycombinator.com/item?id=20593109.

One year ago: https://news.ycombinator.com/item?id=17489382.

5 years ago: https://news.ycombinator.com/item?id=7118621.
That's not true, there are plenty of us on here who are great at pretending to be experts in various other subjects.

All joking aside, I think there is a certain way of thinking that comes from a technical education that could be used more in government.

The Chinese government seems a lot more rational, and it's not just because they have authoritarian control. Our government could be far more rational too.
It was a joke?
IDs aren't free everywhere in Europe, in the Netherlands it's €56,80 for an ID card that is valid for 10 years. It is mandatory, though.
I too believe this was a very short-sighted move on Microsoft's part. There might have been some very good short-term reasons for building off of Chromium rather than Firefox or servo, but long-term entrenching the Google monopoly is going to cost them big time.
It depends on the state; some have this system. Some are fully electronic. Others are all paper and hand count.
Of course but we are still left with the remarkable idea that you think the interests of Rich people aren't well enough represented in politics today. It's like you said you know what the contestants of the biggest losers really need! More fried chicken!
Actually the ability of the ECB to print money out of nothing is the main enabler.
If you have stock gains that you need, and can't live without - consider your exit price, and perform proper portfolio maintenance.

Recession indicators have been in play for about 2 years. If nothing else, be much more aware of your high downside risk - and at least scenario model if we go down to multi-decade lows. Specifically in any items with negative EPShare, or not necessities. We're in the cycle now that hits equities -> mid-consumer spending -> business spending -> consumer spending -> real estate. Don't consider the specifics of this message, but the generalities and apply to life

Prepare for years of lower rates of return; If you own property, you will be able to re-fi in a few years to some very low rates. Cash is king for fire sales - lots of people will be going super broke the next 5 years. House prices will de-value enough, so don't buy property for the next 1-3 years. Stock market can revert to 50% of current values.

Edit: used this technique to purchase my first house, firesale. Will do it again this round, along with other lessons learned ;)

Edit 2: Listen to your own companies investor calls (if large enough) - you can predict upcoming layoffs. If you need a new job, do it now before wages stagnate or deflate some. Place yourself in a line of business that is close to a revenue stream of the business, they're rarely cut.
These are fair points.
Total risk
memset_s() was added to C11 for this.
If you’re a man, sure. But I’m not a man, people with uteruses sometimes have hysterectomies, and birth control is a thing. It’s not 100% but you should absolutely be thinking about that when you have sex if you’re a man. Your say in it is accepting the risk and living with it.
In Lisp, this comes out to 10 with 0 remainder.

> (floor 4 0.4)
10
0.0

Doesn't python return the remainder? It would be interesting to see what happened to give an answer of 9. If it is because of floating point (which is silly when dealing with such low numbers and producing such off-the-wall results) then maybe it is incorrectly getting 9.9999... for the division, and not returning the remaining .9999...
I send my dog to day care all the time. now I'm thankful that they require yearly shots and full examinations.
The biofilm claim surprises me a lot especially in the second one. Honestly their conclusive claim is very far fetched and rather unrelated to their study of the pathways (did you read the paper ?), the journal is very bad (IF of the journal : 3, it's an open access one so you can bet the greatest disruptive papers won't be there), and it seems to me they talk about lyme because their study is on the borrelia family and it makes a shitty paper more interesting.

Third one is great but it's not a randomised trial with a placebo comparison. It has been done before, placebo shows improvement too (see https://www.ncbi.nlm.nih.gov/pubmed/12821733/). It proves nothing.

I don't have time to take at look at the rest, but you get the idea : it's not compelling.
If this actually does pass the tipping point, nobody will even be counting electors any more, they will only be counting the popular vote. The electors will be considered just a formality.
> Subprime generally means enticing debtors with interest rates below prime

No, subprime lending refers to riskier loans, usually with commensurately worse terms, offered to people with less-than-prime credit status. It has nothing to do with the prime rate, and I have no idea where you got that idea. I mean, as folk etymology goes it's superficially plausible, but it's one of those things that I think wouldn't survive even the most casual contact with the use of the term in the wild.

https://www.gardenstateloans.com/mortgages/whats-the-differe...

https://en.m.wikipedia.org/wiki/Subprime_lending
I think it's a bit more complex than that though. Experts within these fields should be a resource for journalists to access, perhaps in some fields - like economics or legal matters - it's prudent for the news organization to have internal specialists that can evaluate the raw data and draw independent conclusions - but that's not scalable. I think the issue is more that experts with vested interests who lie repeatedly to news organizations don't end up being ostrasized and instead thrive, leading more experts to follow suit and putting news organizations in the position where they either need to accept the interpretation at face value[1] or else try and make an inexpert evaluation of those facts. I think this is associated with the fact that the world is growing in complexity. A hundred years ago most people had built or helped to build a house and could call B.S. if a poorly constructed building collapsed and the constructor tried to claim unexpected ground instability - now a-days if the wiring in a building causes a fire that results in fatalities most members of society aren't able to go and look at the sight and reason whether that wiring was faultily installed or whether there really was a crazy factor out of the electrician's control.

The specific example I used above is actually perfectly terrible because I think we do still have accountability in a lot of the "trades" since so many people work independent of large firms and feel empowered to call out bullshit, but that's sort of what I wanted to highlight - it's when we're talking about an industry that is largely consolidated or centralized (like say banking) where everyone who knows what's going on is employed either by the primary party or a friend of the primary party that we get a breakdown of the truth.

1. I.e. Those iraqis have weapons of mass destruction because intel and this mustard coloured powder.
>With a paper ballot, I can go to the polling booth, see my vote being counted, and see whether any other funky stuff happens, right there. It's all in the open. This in turn gives you extra trust in the system.

What do you mean you see it counted? I don't think I've ever voted with a paper ballot.
Yep, you need a new battery. Getting one from Dell is harder than actually replacing it.

USB-C as a power connector work great when the proprietary power supply die as you are waiting to get a replacement battery. (true story) (I have a 9360 model, which doesn't like the batteries for the 9350)
Does this include the system IP? I asked that question when openpower started, and it took a number of years before any of that started to show up. Even now, i'm not sure its all there.

Its pretty hard to build a reasonable/compatible machine when you have to "reinvent" the interrupt controller/iommu's/etc.
I see this as an example where the system works. Valve has an incentive to pay for bugs. The researcher than has an incentive to disclose them privately. If Valve doesn't pay fairly, the bug is disclosed, Valve pays the price and is forced to fix it, and be running a scam of a bug bounty program, they've exposed themselves to more disclosures. Valve now has an incentive to fix their program either by working with this bug hunter or increasing payouts so other hunters beat him to the point. This is how the system should work. Decentralized self-regulation needs people like Valve to fuck up once in a while so that the forces at play sufficiently punish them until they improve their process.
I think I remember reading some research at some point that backs this up, if I remember correctly they found it was a lot easier to get rats addicted to smoking than nicotine
Absolutely and it happens, but not that regularly.

Polling places are extremely busy and people pull out their phones all the time. All you have to do is record you voting and you have the proof.
Their tech stack is incredible. They run an extremely lean operation. I'm an AWS and Linux fanboy and in fact have essentially staked 5-10 years of my career on AWS being the "go-to" technology. But if you have talent like Nick Craver and crew onboard, you have every reason to build and maintain your own hardware.

Not only that, it's all .NET/MSSQL. It's incredible technology and they are awesome at it.

https://nickcraver.com/blog/2016/03/29/stack-overflow-the-ha...
> With a paper ballot, I can go to the polling booth, see my vote being counted, and see whether any other funky stuff happens, right there. It's all in the open. This in turn gives you extra trust in the system.

> With an electronic system, how do I know what happens behind those layers of abstraction between the user interface and the hardware? How can I in any way verify that my vote has been counted?

The best I've seen is a verifiable electronic system with a paper trail. After a voter records their vote electronically, they're shown a "receipt" of their vote to verify it, and the "receipt" is stored securely and anonymously after the user verifies the vote. If the receipt doesn't match their inputs, a red flag can be raised immediately. After the election, the paper records can be used to run a stop-loss audit to verify the electronic vote count. The redundancy has an added benefit -- you're increasing the surface area of the attack itself, and by adding a physical element, you can capture bad actors on camera.
Is this going to replace wasmer's WebAssembly interfaces?

As a library implementer, I'm a bit lost about how to expose functions from a wasm module to the outside world.

wasmer's interfaces have the advantage of being very simple to write. But they are not very expressive.

WebIDL is horrible, albeit more expressive.

At the same time, I feel like this is not enough.

My experience with libsodium.js, one of the first library exposing wasm (and previously asm.js) to other environments, has been that IDLs simply exposing function interfaces are not good enough.

For example, C functions returning 0 or -1 to indicate an error or not, would not be idiomatic at all if exposed that way in Scala, Javascript or Python. We want these to raise an exception instead.

Also, we need ways to preallocate buffers, check their size, etc. in order to make things appear more idiomatic.

In libsodium.js, the description language for the WebAssembly <-> JS glue is JSON-based. It describes the input and output types, but also their constraints, and how to interpret the output. That was necessary, and if more languages are targeted, this is even more necessary.

I feel like WebIDL is both complex, and insufficient.

Another thing that I don't necessarily get is why such a description language was designed specifically for WebAssembly.

Instead, we could have (yet another) way to describe APIs and how to encode that description. That description can then be included in ELF libraries, in Java objects, in WebAssembly modules, whatever. You know, like, what debuggers already use.
Exactly, going to production is 80%. This button while cool is only 20% of the story.
Passport cards are $65. But the cost is somewhat a red herring. There's nothing to keep the US from issuing a free voter identification card but issues of appropriate identification and the effort involved exist outside of out-of-pocket cost. [ADDED: And, of course, concerns about slippery slopes to national IDs which Europeans in particular may consider silly but nonetheless we're all allowed our hangups.]
Splunk Acquires Cloud Monitoring Leader SignalFx For $1.05B
MITM in this context is definitely not "breaking encryption". You have two legitimate, untampered-with TLS connections - one from the client to the proxy, one from the proxy to the destination web server. Nobody is breaking encryption used in these connections.

What this might be considered breaking instead is trust.
Interesting article, but putting aside abstract definitions of a "tech company" based on variable costs and scaling, exactly what "tech" does WeWork even have that companies like Regus don't?
Even in the scope of the original comment, doesn't it create a pretty perverse incentive to allow companies to mark HackerOne bugs as WONTFIX and then ban researchers who disclose them?

Isn't security through obscurity largely to be avoided? I thought the working model for most security researchers was: if it's not worth fixing, it's not worth hiding.

More to the point, I thought that responsible disclosure always came with an expectation of public disclosure. The advice I've always been given is that you should never disclose with conditions -- ie. "fix this and I won't tell anyone."

It should always be, "I am going to tell everyone, but I'm telling you first so you can push a fix before I do."

Does HackerOne operate under different rules?
I’ll definitely grant you that quantitative easing complicates the picture, but i it does so in ways far more complicated than you describe: firstly, the ECB buys at secondary-market prices, so the “flight to quality” effect is still there, albeit perhaps in muted form; furthermore, keep in mind that the ECB can and probably will resell those bonds that it does purchase at a later date when it will want to wind down it’s balance-sheet. Other effects also apply. Negative yields however probably do represent a true aversion to risk on behalf of investors, in some capacity or another.
Timescale has improved greatly since first released and is pretty solid on a single-node.

Wish they would tone down the hype in the blog posts though, a shard/chunk/partition are all the same. How you define the splits is completely arbitrary and every database uses its own algorithm, including multiple levels.
TBH I never had that problem on the 9360 (in over 2 years) - YMMV. Knock on wood though as I had to replace the battery and the AC adapter died.