> 99% don't need formal verification, they are OK with unit tests.

Formal verification can be cheaper than tests. It's not just about a higher confidence, but also about achieving similar confidence more cheaply. That's one of the reasons why deductive proofs are not so popular in formal methods research -- they're too inflexible.

> If one is actually that concerned with an effort to perform actual verification, they most likely want an actual proof.

But we don't need to hypothesize -- they don't. Almost all formal verification in industry uses model checkers and sound static analysis. If you are interested in addressing the needs of certain small niches, that's one thing, but the thrust of formal methods research is about helping as much software as possible, and so deductive proofs are not the focus, because they're well behind other methods.

> So?

So, if you have a model checker, you don't need to write a proof. The model-checker could automatically provide a model-theoretical proof for you, at the press of a button. That's how, say, avionics software is verified. That's how Intel's chips are verified. People can't afford to write proofs for that volume of software. People write proofs only when model checking fails, or to tie together model checking results. It's no one's first choice (unless they're researchers or hobbyists).

> For decades people didn't care for formal verification.

It doesn't seem like you're familiar with the field. There was a huge boost in formal methods in the 70s followed by a research winter when people over promised and underdelivered. Then, about 20 years ago, there was a resurgence with different goals. In general, research now focuses on managing cost vs. benefit, reducing certain kinds of bugs, and finding ways to make verifiation more flexible, as we've so far been unable to make end-to-end verification scale.

> Why would I care for a method clearly inferior for my use cases?

I don't understand why you think it's inferior. It is absolutely not, and it is superior where it matters most. Expressiveness is the same, so specification is the same, but verification is flexible. You can use deductive proofs, or verifiation methods that have shown more promise.

> I'm very interested how one can express it using, say, first order logic that, you know, doesn't allow for quantification over predicates.

What? Of course FOL allows quantification over predicates and functions if they are elements of the domain, as they are in say, set theory (in fact, there is an assumption at the base of modern logic, that any mathematical theory could be expressed in some first-order language). Or, you could use HOL, if you like. But again, the theory is not the problem here. It's the chosen verification tool (and BTW, formal methods practitioners normally prefer to weaken the specification power if it reduces the cost of verification). Your example, in particular, is easily expressed in FO set theory, or many kinds of many-sorted FOL, or in HOL. For example,

∀ K, V . ∀ f ∈ K → V . ...

is a trivial, perfectly normal, first-order logic over sets. In fact, dependent type theories like Lean's strive to be interpretable in set theory. But really, the choice theory is the least important issue with dependent types or software verification in general.

If you are, however, interested in theory (as I am), you can read my series on TLA+. It is a first-order logic that is strictly richer and more expressive than lambda-calculus-based dependent type theories (unless you deeply embed it in them, and describe your computations in monads): https://pron.github.io/tlaplus