skysight-inc/HackerNews huggingface dataset:
I was curious what mathematics this startup uses to calculate your return on investment. Based on my research (you can verify it by plugging in identical values on their site), this is the formula they use (written in Python):

=========

STARTCODE

=========

annual_interest_percentage = 9.75

duration_of_stay = 36

rent_back_percentage = 7.

rent_monthly = 1500.

seed_investment = 3000.

invested_rent = round(rent_monthly * duration_of_stay)

monthly_investment = rent_monthly * (rent_back_percentage / 100.)

appreciate = seed_investment

for _ in range(duration_of_stay):

appreciate = appreciate + monthly_investment

appreciate = appreciate + (appreciate * annual_interest_percentage / 1200.)

appreciated_investment = round(appreciate)

roi = appreciated_investment - invested_rent

=========

ENDCODE

=========

We can gain a few valuable insights from this:

1) Arrived will be investing some portion of the money you provide them (no surprise there).

2) They are assuming they can get 9.75% annual returns on their investment.

3) For the values plugged in above ($1500/month rent, living in same place for 3 years), the ROI is $-45,579.

4) With the values from item 3, if your "seed_investment" is $37,601 or higher, your ROI is positive.

5) For a place like SF ($4000/month rent, living in same place for 3 years), the ROI is $-121,545.

What pisses me off about Arrived is the snake oil. All the language on their site makes it seem like you're going to be having a stake in the ownership, but you never will. They use the term "home" not as something you own but as the place you live, yet the context makes it sound like ownership. Arrived will keep the home after you're done. Know what they don't say? If you're liable for repairs on the property. Because they're selling this as a way to "build home ownership," I'd wager the leaser will be responsible. If so, they're trying to be landlords who shirk responsibility.

They're a financial investment firm buying up property without the obligations of being a landlord.

At first, I thought this was an example of a land contract [1]. However, this is almost more nefarious. At least with a land contract, the buyer is guaranteed the deed. (Unfortunately, land contract firms often target the poor. Contracts may have a clause where the buyer forfeits their right to the deed if they miss a monthly payment. These contracts will also often require the buyer to pay for upkeep on the property.) With so many large companies snapping up real estate and driving prices higher and higher, it seems likely there's a bubble that could pop.

References:

[1] https://en.wikipedia.org/wiki/Land_contract
Uh, my teen years in one video. I was more on the warez side though. In Europe the Warez BBS had a "secret" couriering network that was out of band. Everymonth one of the biggest BBS would distribute all its uploads on DAT Tape (4/8 Gigs a Tape) to smaller ones. I was the one who received and distributed these tapes to local BBSs.. fun times.
Maybe option 6: Don't have a search app by default?

I don't see why such an app is required. If user need to search for something, they can use their browser. And if someone wants to have a browser app/widget they can download it from the Play store.

This "solution" by Google is just a way to prevent more fines, while most people will still have a huge Google search bar on their phone and Google can make some extra money.
Wow this is really amazing. The amount of effort here and critical thought is eye-opening and obviously compelling. Why is this an outlier trait? What makes these qualities hard to attain for the rest? Applying this methodology requires mostly... critical thinking? Care? What’s missing from the rest of judges and in many ways I’m sure can be applied to other fields of expertise.
The parent comment believes they have that problem solved by suggesting breast pumps (and formula, one supposes), but those don't work well for some people. To be fair, breastfeeding doesn't work well for some people and is part of the reason wet nurses were more popular in the past.

My larger point is, we shouldn't throw the traditional gender role baby out with the breast milk bath water. People have different preferences / requirements, and they should be allowed to make the choice to conform to traditional gender roles if they so choose, rather than forcing a 50 / 50 split of parental leave where there is some clear biological differences. The obvious ones being men lack mammary glands and uterus / ovaries.
This reminds me of one of my favorite startups: https://remix.com
> we don't have a suitable replacement

That is your opinion. I've been lucky enough to taste plenty of other banana strains and there are definitely better banana's than Cavendish. The smaller ones that you generally get in this region, that are really ugly on the outside, taste so much better.

> you've seen a few big banana plantations

More than 'a few'... literally 3 whole countries worth. There is absolutely no shortage of trees and farms. Just to give you an idea of how much I've seen and I didn't even tag all of it... https://imgur.com/a/olSoTXe

I'm not saying that this disease isn't a problem, but I have hard time believing it is a catastrophic problem for all bananas.

If you're going to go into big problems, I'd say that African Swine flu is a much larger issue for this region. I drove through countless 'checkpoints' all over northern VN/Laos where they sprayed down my motorbike wheels with some unknown chemicals. There are literally signs everywhere talking about the issue. Millions of swine have been slaughtered. Usually you see pigs running around freely on the roads, but once you get to a certain point in northern vn, you stop seeing them entirely.
You've been posting a ton of inflammatory and flamebait comments lately. We ban accounts that keep doing that, so would you please stop doing that?

https://news.ycombinator.com/newsguidelines.html
> A man caught with a loaded gun was sent to a morgue to see corpses.

To me looks like something that should be compulsory to have a gun, to know the consequences of using it. I believe fewer people will have the guts of pressing the trigger after seeing that.
Yes, sustainable population growth is based around a fairly high population density and dropping a car-centric lifestyle.
I think it has nothing to do with OCaml (there are a huge amount of OCaml enthusiasts and companies).

AFAIK openssl had the same problem. It's a trivial matter: hard job for no reward. Would you do it if the software was written in C or Python. I doubt that.

If there were a big bounty for renovating this software, people would do it. If there were a company supporting this software and paying to a developer (at least one) for maintaining and refining it, it would be fine.

It's pure economy. The same reason why emacs is evolving so slowly, for example (and emacs is extremely popular). If there is no company behind an FOSS which making money with it, this peace of software stagnates.
Once upon a time I had a corporation named Golden Apple Research Group. Discordianism inspired the name.
The Faults in Current Day Crowdfunding
>I’d rather be earning a large dollar amount (doing something I enjoy) than child-rearing, even if I had to hire a nanny. Just not something I’m interested in doing full time, and life is too short to do things you don’t want to do if you have the means.

I apologise if this infers offence but the way that this reads is that you're not interested in child-rearing so one must ask the question that begs: "Is there a point in having children if you've no interest in their upbringing?"
yip, and they are about to become a cautionary tale about GMO it seems.
monoculture was once the height of scientific farming techniques.
unintended consequences seems to be an unknown consequence of scientism, the religious zealotry that some have for science
The other way of solving this problem would be not to have massive unnatural monoculture plantations. The reason the fungus kills literally all of the Cavendish bananas is every single one has the exact same genetic information. They're all clones. Each shares the exact same set of weaknesses, including this fungus.

The Cavendishes have all been grown in exclusion zones for years, where you have to scrub yourself down to get in.
Why didn't Pornhub acquire Tumblr?

Could you give us more information about this, since Pornhub once said they wanted to acquire Tumblr.
Would you please stop posting flamebait to HN? We've already had to ask you this recently. We ban accounts that keep doing it, so please stop.

https://news.ycombinator.com/newsguidelines.html
...and all of them will be shit meaning that, in every single case, the user will go looking for another default search engine using the browser extension marketplace or the web or a review website or some other discovery facility that's actually useful. Your 10.000 search engines business would go broke and they would disappear from the list of search engines getting randomly selected from. Making the random list useful again. Behold the power of free market economics. It could only be a long-term equilibrium if it actually delivered something that was in the consumer's best interests, rather than being designed for the purpose of handing the largest-possible pile of cash to Google.
That's a great question.

We rely on a set of trusted sources. It includes public ones but also private ones thanks to partnerships we have with a few companies. This enables accurate filtering.

Besides, we know that false positives are an important point to prevent. That's why we update our database continuously.
Is it fraud without the intent to defraud?

>Secondly, that wouldn't work, the insurance company already knows your SSN

It could totally work, it’s really easy to get a card open with another SSN and then accurint or whatever the insurance company uses will just return multiple SSNs.
Why does your website hide your fees? Are you ashamed of them, are they very high and scammy, or is the small print so small that I can’t read it?
> Why would being completely aware of everything not allow one to function in a society if one wanted to?

> Does it imply that you can't selectively focus on things?

This reminds me of Superman and General Zod in the "Man of Steel" film.
His tale adds yet another bizarre twist to the story

https://www.news.com.au/national/mh370-private-investigator-...

There's a big difference between picking up wreckage on beaches and putting your ship in the middle of a coordinated search pattern.
Would you please stop using HN for ideological warfare? This is not what the site is for, and it destroys what it is for.

https://news.ycombinator.com/newsguidelines.html
US tech firms are often happy to ignore local laws because they kinda have the backing of the US government, and they also have the option of just withdrawing from the country.

For example, most US firms abroad give their receptionists a button to press when a police raid is happening. Pressing the button triggers all computers to lock and credentials of all local employees to be disabled, and someone from the US is needed to unlock them. The whole thing is to prevent local police raids getting anything except whatever legal decides they can have.
They weren't predicting cryptocurrencies in 1994... viable digital cash enabled by cryptography had already been developed, and had a level of "anonymity, privacy and untraceability" that make Bitcoin look like a joke. Even the likes of Microsoft bought-in.

The reason none of them succeeded is that they were generally all built around a central banking model, where an existing financial institution had to act as gatekeeper and point of exchange. Government then, and especially corporations today, really don't want you to have anonymity, privacy or untraceable transactions. Until they can tax it, you're not getting it.

Bitcoin solved this, and only this, problem. Like the electric car, really ubiquitous digital currency, with nice properties, is probably going to take the kind of societal change that could another 100 years.
I completely understand that sentiment, but lot of the work an industry like this is actually offline. Working through securities and real estate laws, building the data model to evaluate property purchases, raising capital to purchase the properties, and managing/supporting our residents. We had to put in all of that leg work to get to where we're at now.
Collection of Projects in Data Science
You need to watch Ken Burns The National Parks: America's Greatest Idea because the parks are to be conserved for future generations in hopes that they can enjoy the public good just as we get to.
https://www.scmp.com/news/world/europe/article/2145896/thous...
Most substantive changes leave some fraction of stakeholders strictly worse off than before.
The example given is approx. $5k equity from $54k of rental payments, or around 15%

Obviously the rental payments will be inflated to account for this.
Oh yes, so much agree - almost completely pointless to search for something in a chat and only see the one line that contains the search terms, none of the context chat around it - dumb dumb dumb.
Thank you. This is the reason I can’t start to write. I love brevity and clarity.

Prolonged blog posts where the crucial information can be made up in 2-3 lines is now the norm and I can’t for the life of me adapt to this style of writing.

I would love to have a tldr; or executive summary (I know it has a different meaning, but you get the point) up on top and then the rest of the article, for those who are now intrigued to read more, available to read.
As we keep hearing about data breach news of big companies like Dropbox or WhatsApp, it is harder for us to keep trusting them with our file and personal data, and it made us think about finding a better way. We believe the best way to keep data secure is not having them in the first place. That's why we choose the server-less solution, in another word, blockchain.
Here is a link to our launch on Product Hunt that was #1 of the day! You can find more info, images, and gifs there:
https://www.producthunt.com/posts/arcane-docs
Please hit me up with any question and I will be happy to answer.
no one alive today is afraid of science. it's just that unbridled scientism zealotry seems to ignore second order and unintended consequences.

https://medium.com/the-physics-arxiv-blog/genetically-modifi...
Great company name.
Pangolin scales are not a party drug, say researchers
Fun banana facts:

Bananas are the most-sold item at most grocery stores and, notably, Wal-Mart.

Bananas also have the highest standard deviation in terms of predicting if a given (known) consumer will purchase bananas in a given store run. (At least as compared to other food products and consumables.) When predicting a consumer's shop, it's generally pretty easy to make a highly educated guess about their purchasing activity and, thus, to project volumes for products. But bananas defy that wisdom, except that people in aggregate buy a lot of them. Someone who buys bananas reliably every week for months will randomly stop for months, and then start again, for no perceivable rhyme or reason. Bananas aren't seasonal purchases like berries or corn or other fruits or vegetables. Bananas also tend to be a high purchase at gas stations and convenience stores.

Bananas have to be effectively "tricked" into continuing to ripen after being prematurely picked and then refrigerated for transit. So there are banana ripening centers that pump ethylene through a chilled chamber to get them to ripen.
I was disliking the middlebox workarounds during the TLS 1.3 standardization process.
4000 miles per year is much lower than the US average of 13k, or 12k km/year in the EU
It comes with 10GB free storage, but for more storage, the PLUS plan is needed.
Also, we will provide specialized care and hosting for Enterprises.
I created a directory with alt+255. It was an unprintable character and showed up last in any dir listing. At most it added an extra new line. That’s how I was one of the only students whose apps didn’t get caught during auditing.
>That domestic labour ought to be recognized as real labour, and as such, be paid.

Who would do the paying in this scenario? The children? Aren't they (the children) ultimately the beneficiaries of the aforementioned labour - in the same regard as an employer is the beneficiary of an employee's labour?

I don't understand how that premise would work-out - unless you had a system, like the social security system in the states, where the current generations are paying for the prior; however, even as that system demonstrates, it would eventually become insolvent as the population growth continues unabated.
What are you using for crypto payments? was the integration complex?
An API is great but slow. Do you provide raw access to your database in CSV or other formats?
Would depend which way the pendulum ends up swinging afa "sex positivity" vs. puritanism in modern feminism, plus of course how mainstream porn develops. Looks to me like it's ending up equally or even more compartmentalized, just for very different reasons.

I mean current moves are more along the lines of dropping topless women from tabloids/Playboy ending nudity, Britain trying to age-limit porn, etc.

Also probably comes down to the basic technical difficulty of targeting ads on websites often browsed in private mode. Which will probably keep being the case for a lot of people, for practical reasons, regardless of how normalized porn might be.
What I'd like to see is the opposite effect: A keyboard where every note is generated using only combinations of Cs, but with the weightings chosen so that its average pitch is the one that that key usually has. This would have the strange consequence that nothing you played would sound dissonant and any piece you played would have the same affect as any other.

It would probably be boring to listen to all the time, but interesting to hear it playing a piece which usually makes use of lots of dissonance.
Huh? Is Boston not the classic car-oriented USA city?
I have always loved video games but discouraged by the lack of work balance in that sector.

So if I ever work on a video game on my own terms, it would probably be small.

Are there are any resources for which one can accomplish a small game in a reasonable amount of time(let's say 6 months)?
Yeah. Unfortunately... yeah.

The dream of decentralized everything sounds wonderful, but there's an implicit assumption that most folks involved are good actors.

It quickly becomes untenable when corporate-backed or state-backed bad actors are introduced.

Here's a very simple thought exercise for anybody who disagrees. Imagine a modest social media team of perhaps 10 paid employees. That's 24,000 people-hours' worth of content generation per year... and it is perhaps multiplied by a factor of ten if they're sophisticated enough to put some work into tooling to automate their work. Russia alone reportedly had hundreds of people doing this sort of work, and surely they're not alone.

Now imagine 10,000 of those teams around the world. That's 240,000,000 people-hours of span and/or bad-faith social media posting. And that's probably an extremely conservative estimate.

How would a decentralized social network possibly combat this?

It's a life-or-death struggle even for a company with deep pockets (and huge cubical farms full of human content moderators) like Facebook to combat this sort of thing.

If one of the decentralized solutions ever reaches any sort of critical mass, it will have to confront this in a hurry, and it will not be able to.
Of course. You'll overpay, just like you would with interest from a mortgage. But you do get something in return for that overpayment. Whereas with a loan you merely get "time value" for your over-payment in the form of interest, here you are also buying the optionality of moving around. That option has value, and it's appropriate for them to charge some premium for that.
Sometimes one has to wonder if that isn't precisely the point. Destroy freedom through manufactured "abuse of freedom".
I have friends who are doing this. They live on land rent-free which is owned by someone who wishes property ownership wasn't a thing. They grow their own food. They dumpster dive for perfectly good food. They process and eat roadkill deer.

These people live fulfilling lives and work to contribute to each others' well-being and the well-being of others. I'm working on finding a similar living situation for my partner and our child.

Your ideas about what happens when someone quits the rat race are false and fear-based.

We don't live in a kill-or-be-killed world and we have many choices about how we live.
I absolutely hate using a standard computer keyboard to control a machine tool. It's all wrong. Or maybe it's more accurate to say that my mind is in completely the wrong mode of thought. Anyway it just doesn't jive.

So far I've tried a few pendants, starting with a games controller, some kind of media production controller, and some off-shore low budget purpose made dedicated CNC pendant. The games controller was by far the most useable but it's made out of the wrong materials, made for childrens' hands, and doesn't have all the right mechanical inputs (I need a wheel). The media thing was unsatisfying but tantalising in some ways.

I've been psyching myself up for a doing some sort of mostly faithful copy of legit OEM controllers I use from time to time, like Fanuc for example. Some years ago I used an old Maho that had a really nice wired pendant. It was really solid, had some heft to it, and my recollection is that failing one or two functions had every one might want in such a device.

Also, I think you're right about wanting a standalone DRO with 7 segment LED displays. For a lot of jobs I find that a DRO hits the sweet spot with being easy to use, easy to read, and having the functions I need. My only real complaint is that I think I want one with a larger read out, so I can push it well out of the way and still see it properly.
> then the presence of the green text means nothing more than "someone was convinced to pay money for green text"

It means someone was willing to pay money and publicly confirm their legal identity.

I think you under-appreciate the implications of that, and are overly focused on the mechanics of phishing (which is just one aspect of security). Even if EV certs are not any better than DV at preventing phishing, they're better for investigating phishing.

If that worked well, over time it would create a deterrence around using EV for crimes, which would not be perfect, but would create an improvement in trust.

But it doesn't work well. So to be clear, I'm explaining why EV certs exist--what they are actually for. I'm not claiming the system works great; in fact I think it's pretty crappy how poorly it's implemented by the browsers. As you note elsewhere, it's hard to see and do anything with the extra info in an EV cert. And I have to wonder why that is.
How do you make your podcast editing process less boring?
First of all, kudos for your nickname.
A lot of what makes the society ticks -especially any society deeply rooted in materialism like ours today- is very hard to justify even when you are in a just-sane state of mind. See "bullshit jobs" for a longer treatise of that. Yes, you can focus better on the things you wanted to focus on but you would probably find it very hard to convince yourself to focus doing the work you currently do as hypersanity would probably have its importance stripped away.
> "Every decision is a discrimination of an alternative decision."

Let's put aside the whole "at-will employment" (which I doubt applies to CEOs) discussion.

You can't fire someone for cheating on their partner. People are allowed to have personal lives, and they are allowed to make personal mistakes.

If you could fire people for cheating on their partner, why stop at cheating when there are so many other personal life choices/factors that could "put the company at risk"?