skysight-inc/HackerNews huggingface dataset:
I don't believe it offers most of those services, overdrafts in the UK are being restricted so be much less profitable [1], I believe one of its sell points is no commission on foreign currency, so no money there.

So are they planning on launching (their own) savings, or insurance?

[1] https://www.bbc.co.uk/news/business-48553193
It's true. And the one good solution to prisoner's dilemma is to have an external actor that precommits to punish defectors. In real-life scenarios, this external actor is very often the government.

That's why I believe that advertising industry ultimately needs to be burned down to the ground through legal means. It'll be better off for everyone - including companies, who will be able to spend much less on the little informative advertising that would be allowed.
I mean, we could call it an "artificial general intelligence" or we could call it a "generalized optimizer & problem solver"

So basically if we can have a system that can solve any problem thrown at it, that's essentially the AGI.
Another victim of Brexit uncertainty, as I understand it - because of uncertainty of best approach post Brexit they paused continental Europe plans.
Yup. I love how the "degraded" user experience is actually much better than the intended one.
You need to know where to look, there are some very interesting Chinese open source projects on github, but they're often little known outside Chinese developer circles.

Very small collection of projects I used myself or at least looked into:

https://cocos2d-x.org/about (ok Cocos2DX isn't exactly "little known outside China ;)

http://www.fairygui.com/

https://github.com/cloudwu/pbc (...and every other project by "cloudwu")
Another solar car, still a couple of years away from production: https://sonomotors.com/en/sion/

An interview and demo of the Sono Sion on Fully Charged: https://www.youtube.com/watch?v=wLZKdkgB85k

Fully Charged also has an interview and a ride along in the Lightyear One: https://www.youtube.com/watch?v=bSbWwn_YCr8
>Just like wars, in trade wars one side gets hit worse than the other, which is kinda the point I guess.

but if both sides are worse off at the end than at the beginning... why do it? Are people really willing to immiserate themselves if they know the other guy is even worse off?

I always thought of wars as conflicts over resources where one side, at least, though they could gain more by fighting than what the fight would cost them. But some wars, I have a hard time putting some wars into that framework without going way out into conspiracy land, and even then, what possible profit, say, could the US have gotten out of Vietnam, or the USSR out of Afghanistan that would justify the cost of those wars? was it just an error in judgement about how much such a war would cost?
They could have just got a banking license in Ireland. I believe they still need to apply for one in the US.

At least in terms of the population, the EU market is 60% larger than the US, and Europeans are already used to paying for everything with debit cards.

Also, in many EU countries people rarely do chargebacks or expect them to succeed, which makes supporting them much easier.
Kudos for not deaggregating routes into /24s like many other major ISPs do nowadays.
> but the appetite for computation due to deep learning continues unabated

Why don't we move to analog computing for DL? This application seems well suited for it.
I don't think an equivalent of the Current Account Switch Service exists in the US, which is a shame.

But I don't think this is crucial. We had around 5,500 switches via the Current Account Switch Service in May, but added around 200,000 new customers.
In that case, Instagram knows my friends even less than it knows me. None of my extended group of friends are in any position to buy a used BMW, let alone a new one.

(BMWs, by the way, are very expensive in India. An entry level 3-series costs roughly $70,000)
This is amazing. I have to do this.
OpenKruise – Automate application workloads management on Kubernetes
Not to be dismissive, but would these challenger banks (Monzo, Revolut, N26, TransferWise) survive once the regular banks and AmEx stop adding fees on top of foreign-currency charges and withdrawals? I personally don't see any other differentiating factor, and frankly, maintaining multiple cards and having to top up, etc. are a hassle.
https://gitee.com
The Next Generation of Deep Learning Hardware: Analog Computing
The most recent commit was in Sept' 2018, and the primary author of RailCar is Vish who jumped to Heroku (SalesForce) in Nov' 2018. I'd speculate that this is related.. either this was a pet project for Vish and died when he left, or he left because the project was frozen. Either way, the project seems dead.
The ads in my wife's feed, who still has her Facebook account, on the other hand, are very well targeted.

This makes me think that maybe Instagram depends heavily on your Facebook data for targeting, and that deleting your Facebook (not disabling; deleting) actually does delete your data from Facebook
Just like not all astrophysicists reach Nobel prize level achievements not all machine-learning graduates will innovate in their field. But to help you out, in order to find people who are likely to innovate, find out if that is their goal. If it is not then you know not to hire them. But if that's their goal, maybe start some kind of "program" where you give these people a chance. 6 months. A year maybe. If the are close to something or if you're pleased with them even though they aren't really innovating, then give them a "tenure" so to speak.

An evaluation process, it's very common here in Sweden. I mean how much money can you really loose in six months? You can kick that shithole straight out day one if that's your perogative. It's a good deal for both parties.
We use Barclays and have EUR and USD accounts with them which we can see online and make transfers/payments online with. Allows us to have a USD Amex, and do a lot of our Forex with Transferwise. Saved tens of thousands over the years on Forex with this method, and expensing some of our USD infrastructure costs on Amex helps as well.

Last pain point for us is getting a USD account in USA so we can cashout Paypal USD balances. Found companies that promise ability to do this but after wasting lots of time turns out they can't.
Buy top grade counterfeit money WhatsApp and1(909)334 2306
https://github.com/openresty/openresty
The usual solution to this is gentle curves and conical wheel shapes. In a curve the train tilts slightly causing the wheels on the inside of the curve to run on a smaller diameter of the wheel and the wheels on the outside on a larger diameter.

Of course once you have tight turns or cylindrical wheels (wtf BART) you get godawful screeching.
Oh wow - I thought the current account numbers were driven far more by switching. Presumably it impacts the % where salary is being paid in? But at those numbers maybe it's irrelevant!

Great job again, and as I say, can't wait for the fully fleshed out marketplace.
> - no physical branches

Massive positive for me. I've never had a good experience going to a physical bank branch (if they're ever even open), and now I'll never have to go again
Water Heater Repair Guide
You remind me of another russian school kid "inventor" that "created" completely new OS named "BolgenOS" :D Basically reskinned Ubuntu and tried to present it as 100% original software.
I use TransferWise and they seem to me to be a real bank account. People use my name and the local bank details for the country you choose. (I've used UK, Ausi and NZ accounts).

I'm not sure they do company accounts though.
really cool project man, props! bit strange they don't do this ,but i suppose Canada is A LOT larger than my country so perhaps it's harder to roll out decent services in all places :D very nice stuff though! the most annoying thing in the world to me is waiting on something without a clear indication of when the wait will end so you are doing a big big service to these poor people :D
Mistakes happen and CloudFlare's response to the memory leak was excellent.
Thanks for your reply.

Are your financial reports a legal requirement or part of a more open business approach.

Anyway its good that you feel you're earning 'enough' money from your current activities.
It is visualisation of simple technique to synchronise many clocks without central authority, algorithm is explained on left side of website. You need to turn on 'Nudge thy neighbour" and then wait for fireflies to sync.
And it will be even worse when they will hack Alexa or the Google Home servers and get logs of what you say at home and access to your whole life

This is why at https://snips.ai we are building Voice AI which does not require the cloud and can work offline
It's unfortunate that the fully automated service requires you to close your the source account completely when switching. I was about to push the button on getting my salary paid into my monzo account but a diversity of current accounts has its uses.

I think the justification for only providing switch and close was that it was the only way to reliably avoid double payments IIRC. Personally I would have taken that risk and resolved them manually if necessary.
> no option to top up using a credit card from another bank

Can you top up your HSBC account with a credit card from another bank? A Monzo account is just another bank account.

> no physical branches

Is this really a con? Last time I visited a branch (Nationwide), I was told to just go online and fill in the forms. Monzo let you deposit cash and cheques at the post office - my post office has better opening hours, shorter queues, and there are more of them than branches of my specific bank.
I do like Monzo, they are one of the few startups I have invested in. I tend to personally use them for my fun money and still use my long time bank for paying the bills and getting my wages etc I transfer my monthly spending money to Monzo and when that runs out the fun stops.
As sad as this sounds, I think based upon the slurring of "s" sounds, that I recognize those source HHGTTG encodings, having listened to them on loop for hours at a time whilst coding. I think they're the 56kb/s MP3 ones that were floating around a couple of decades ago. There are some 128kb/s ones that might be a bit fairer.
Congrats to Tom and the Monzo team. I've had an account since the days of 'Mondo', and the focus on user experience and trust has endured (and if anything maybe increased).
2k Chinese schools are using robots to give students daily health checks
yeah the question is though, can retail banking be profitable enough to satisfy VC like return levels...

Retail banking whilst profitable (if done right) isn't wildly profitable, so the only way to rapidly ramp overall profits is to expand the customer base very rapidly, which is difficult as each new market you enter has different regulatory setups which require time/money to adapt to.

Also customers (even in countries with good bank transfer laws) are not that mobile in their banking requirements (in many cases), so growing quickly enough can be tricky.
I’d like to see this too if you’re willing/happy to share
I find this analysis reductionist. You're basically saying "brains aren't hard to reproduce once you have biological sensors and actuators." Why not? They're _extremely_ delicate, intricate organs.

Claim 2 is also a difficult one: of course you can easily claim consciousness doesn't exist, but it is impossible to argue by logic. You need a metaphysical philosophical framework, and then it's already left the realm of empirically observable truths.
Incrementalism is definitely safer, but it also doesn't work because every 4-8 years, global warming fans take over and unwind all the incremental improvements that have been made and kick us further down the slope towards complete disaster. Observe how in the US renewables investments and climate progress are being undone while the current political leaders are talking about bringing back coal. No amount of incremental progress will help if that stuff happens repeatedly. We have to fix it soon and fix it thoroughly so that our incremental progress doesn't just get undone in 4-8 years while the rest of the world is still sorting out their part of the climate crisis.
Hasn't the math already been done? There's just not enough sunlight exposure to get anywhere near the power requirements for a mid-sized vehicle.

You end up with tiny boxes on wheels covered in very expensive
and fragile panels that only work in perfectly bright and sunny days. Impacts, accidents, maintenance, and manufacturing externalities are all against this approach.
That's very interesting! Could you summarise the relevant steps? It appears that you're using "The Heirloom Project", which I hadn't heard of. (Is it related to Illumos?) So the Heirloom lex can be built without lex/yacc, and then you can build which version of flex using that?
>Tens of thousands of people comprehend Einstein's work. It used to be hundreds. We're smart as shit these days.

In some ways, I feel like this is the real singularity. This trend towards feeding and offering education to everyone. Like, it used to be that to be an intellectual, you'd need to be born rich to get the free time and education. I mean, being born rich still helps, sure, but a lot more people are getting a shot.

On the other hand, it's a process that levels off at some point, like everything else. The population is leveling off; as we bring education and leisure time to more and more of the world, eventually most of the people who have the capability to do this sort of thing will have done it.

I mean, I see that with computers, too... like with the leveling out of Moore's law; exponential processes, in nature, tend to not remain exponential.
https://en.wikipedia.org/wiki/Threshold_voltage
Some people demonize languages for adding syntactic suggar, but I think this is what can make them really great. It raises the language (perl6 in this case) to a meta programming level. In a similiar way people refer to LISP as a meta programming language (while there the "meta" stems from the powerful macro language which again is LISP). I love that.
From your own quote:

> The 4-wheel drive car is designed to go for long periods without cable charging.

It can do both.
So... it lets you execute JS in your browser?

Sorry if I fail to see how this is novel.
For me the killer feature is foreign currency transactions with no fees at the MasterCard exchange rate, both online and abroad. My "traditional" bank charges me a flat fee and a percentage for any transactions in other currencies.
AI may have a definition that is a bit vague but I find it unfair to say that you can call any black box "AI". (Though I'll gladly grant artistic license to your specific example)

I was recently asked to make a very simple introduction to AI. It made me think a bit as I have been annoyed at the confusion between ML and AI that is so frequent nowadays.

I proposed that AI started with Turing's hypothesis that brains are Turing machines and that AI was the field that tries to bring human capacities to computers.

My next slide says "AI is not really a field. It is more of a goal and a theme. And now a set of techniques used in many different fields."
Do you ever do anything other than promote your product on this site?
I remember reading that any volume head/earphone listening is bad for your ears if listening for a prolonged period of time, which is one of the primary reasons why I refuse to spend all day listening on headphones in open offices and instead just take a productivity hit (and work from home most of the time instead).

> don’t increase the volume to compensate

Anecdotally, the number of people whose music I can hear from meters away suggests that many people do increase the volume to compensate.
I can imagine solar panels being helpful if your car is parked in the sun during the day, allowing you to commute using the charge from that, but I struggle to see how this would help maximise the range. Wouldn't the 12km/h charging be inconsequential to a long car journey?
I agree, Monzo is great for small transactions and travelling but I'm not rushing to switch from Barclays as my main bank.
Sounds like a good fit for probabilistic programming, much like Stuart Russell did here https://www.youtube.com/watch?v=GYQrNfSmQ0M&feature=youtu.be....
His method could find locations of nuclear tests better than the existing UN system at the time by a lot. His model uses bayesian inference in a stochastic/symbolic/simplified/statistic model of physics (how shockwaves propagate on the surface of the earth).

You could do the same here: assuming the relevant laws (kepler? newton law of gravity?), and a prior distribution on the location/mass of your 9th planet, given what we observe for the other planets, what's the posterior distribution on the mass/location of the 9th planet.

The statistical model is likely to be small (the Russell statistical model for Nukes fits on one slide). The issue is how to do inference efficiently. Fortunately, probabilistic systems have come a long way and can do these kind of inferences.
"Deep Learning projects are typically written in Python. AI projects are typically PowerPoints."
Weird response by the Verizon employee.

> You guys have repeatedly accused them of being dumb without even speaking to anyone yet from the sounds of it.

Not for lack of trying...

> Should they have been easier to reach once an issue was detected? Probably. They’re certainly not the first vendor to have a slow response time though. Seems like when an APAC carrier takes 18 hours to get back to us, we write it off as the cost of doing business.

It wasn't a slow response, it was no response. And either is unacceptable for a tier 1 carrier.

> But this industry is one big ass glass house. What’s that thing about stones again?

And other carriers are actively working to change that - including, in particular, CloudFlare.
Yeah, the current US administration claims that China started a "trade war" but they're also making similar claims intermittently about other trade partners like Mexico. It's nonsense, and the lack of economic understanding behind the claims that led to them kicking off a trade war is evident in how poorly the war is turning out for american businesses
Totally agree with this. LSD dramatically changed the way I'm able to form thoughts in a way that has never left me. When I look back at pre-acid me, my thoughts were a grey fog.
Innovator's Dilemma.. you get hooked on the high margin business and are afraid to disrupt yourself. Don't underestimate institutional inertia.
> Can you top up your HSBC account with a credit card from another bank? A Monzo account is just another bank account.

That's a good point. But with the low exchange rate and a modern app, they're also (willingly or not) competing with Revolut. I can top up a Revolut account with a credit card.
I feel like the generation of people not fully aware of their surroundings is a mugger/pickpockets dream come true.
Could you please tell me what the reason for the additional body { height: 100%; } in the resets is? At first glance, it doesn't seem necessary.
Sticking to trade wars, let's say country A is the current leader and country B is catching up. A might start a trade war knowing that it will be worse off right now, but B will lose more, and A will remain the leader. The competition from a stronger B could be even more costly to A than the trade war.

And also, yes, some consider relative wealth more important than absolute wealth; "I'd rather have $100 and my neighbor $10, than I have $150 and my neighbor $140."
Any plans to be able to hold money in a different currency like the Forex features of revolut?

On another note, I love monzo and do use it, and don't want to offend but I just had a look at the monzo plus offering and it's a bit crap. A different colour card and (later this year, and not specified) interest on your account?
I know for a fact that banks in Sweden are (and have been for a long time) adopting a very defensive position. This includes working hard to convolute legislation and introducing infrastructure that is mandatory to participate in the market, but too complex to implement/abide by for a startup, or too high cost/low value compared to the available market for an established bank.

The purpose, of course, is to keep the banks from central Europe out of Sweden, and that includes N26 et. al. They have very little interest or ability to compete with them, neither in terms of fees nor UX. Fortification and minefields are therefore the best alternatives.

A few years ago, the CEO of a (then) new investment bank famously said that they will be the last bank created in Swedish history, due to the above.
Learning Synths
TechBrain Finds Evidence of Gendered Language Bias in IT Industry Job Ads
Ben Goertzel.
Some IOCs would have been nice. At this point, all of this seems like a fairytale from a cybersecurity firm looking for press coverage.
The+Definitive+SaaS+Financial+Model+Template+for+Startups
Well, it's pretty much common practice in the business. In my own experience as an independent security researcher/bug hunter I've been in a few situations where I've been under NDAs for finding critical RCE vulnerabilities. Basically I got paid for finding them and to keep my mouth shut and I'm sure Cybereason in this case is in the same kind of situation but the scale is much bigger.

Cybereason doesn't need the marketing. Everyone in infosec knows who they are and if they say they found this I'd say it's legit.
The first "AI winter" happened in the 60's. In 1949 Warren Weaver published a memorandum outlining his plan for universal machine translation. He likened the problem to cryptography, a field that had exploded due to WWII, and thought it would be solved in a few years. In hindsight, we know that his ideas were very naive but Weaver was an influential and charismatic person so they inspired lots researchers. They also attracted lot of funding from the US government, likely because of the envisaged military and political uses of machine translation. Then in 1966, the ALPAC committee setup by the US government published a report
that concluded that machine translation were infeasible and thereby killing the funding.

Work on machine translation resumed at IBM in the late 80's, but then based on statistical methods.
Also NoScript
I remember reading an article about a developer who started replacing Android on his phones because his office was located in the same building as a psychiatrist and the Google hivemind had identified him as a patient.

The fact that this is legal is really troubling.
Thats one interesting theory. Made me think of hedge mazes.
I am going to use one to try to replace my Echo Dot with. I only use Spotify, TP-Link lightbulbs and power plugs, timers, reminders, and weather, so I think replicating this functionality with RPi and Mozilla IoT Gateway should be a fun little project.
We have had a couple of Innovate UK grants without using any external consultants to write the proposals.
I rigged up something where by I can see and operate the garage door at home. It even works by talking to Siri to get it to do its thing...

https://imgur.com/a/Gd54E
> maintaining multiple cards and having to top up, etc. are a hassle.

So don't do that?

I think I still have a 'regular bank' account open, but I don't use it at all. Salary goes into Monzo, and payments go out. It's the only debit card in my wallet and that I use.
Eco tips web extension or homepage