skysight-inc/HackerNews huggingface dataset:
> Visa and Mastercard are taking a 3-4% cut of every single consumer payment made in much of the world. That ends up being a very, very big number.

In Denmark we solved this the lowtech way. Visa cards have to be Dual visa/dancard, where the dancard has extremely low cut limited by law(0,055$/transaction flat rate)

It’s not hard, it just requires you have politicians capable of dodging the huge piles of cash MasterCard and Visa throw at them whenever talk of breaking the duopoly hits the table.

But maybe for the US, something like bitcoin will be the only way forwards, using technology to try to solve a market problem though “disruptive technology” when what is really needed is just disruptive politicians.
You want to buy a product and the seller will accept the coin. The price/value of the coin is totally going to be determined by the seller and what they will accept for the product they are selling. Perhaps if you are in the US or EU and buying an automobile the price will be fairly stable/predictable but if you are in India or China and wanting to buy something from a local vendor the price/value is what the seller will accept.
I prefer the Facebook Reserve as it reflects its largely private corporate roots.

Update: Considering Zuckerberg holds a majority of the voting shares in Facebook, I don't think calling it The Zuckerberg Reserve and Zuckbucks is at all unfair.
Plaid's entire ideology has always seemed back-asswards to me. As far as I can tell it boils down to

1) Ask users for their plaintext login details to financial institutions

2) Store those details unhashed because they'll be used to authenticate directly with said institutions because they're not implementing some sort of reasonable Oauth flow

3) If users have 2fa enabled and the 3rd party doesn't allow app-specific passwords ask users to disable 2fa JUST so the user can use Plaid???

It seems like the product goes against every single good practice that websites have been trying to train into their users for years i.e. `Don't type your password for abc.com unless you literally see abc.com in the URL bar`. Not to mention they masquerade as an Oauth flow with plaid.js on sites that support it.

Can somebody explain ANY way in which Plaid is a net good for users/security/etc??
Those $5 droplets pack a surprising punch.
Sounds like Britain. Today.
You can pick few more employees from glassdoor reviews of Boeing. And, let me know how you like it.
"Get a free Google home mini for each room in your Google Bay area house!"
It is at least clearly like that with roads (see Wikipedia link). With housing I can imagine a similar effect.
Education is a choice. You can choose to be educated by religious schools, or going to public schools.

To those in Xinjiang Uyghur regions, this is not a choice.
> The vista had dissolved into an undulating sea of hummocks - waist-high depressions and ponds known as thermokarst. Vegetation, once sparse, had begun to flourish in the shelter provided from the constant wind.

I understand the threat. I'm curious why the change described above though isn't somewhat welcome. It would seem that--at least temporarily--areas that are habitable now will become inhospitable, while areas that are not habitable now will be more welcoming.
Isn't the black market that occurs a form of naked capitalism?

Here in Stockholm a lot of the public good properties have been sold out which have left precious little for too many to contend.

Prices of labour and land are so expensive that, allegedly, profit margins are not good enough.

The "know somebody" bit goes for plain hard capitalism as well, but is less in effect in a society that actually focus on the social side of things. IMO.
Or.... not.
Thats right, its not distributed like bitcoin but all of the nodes are "trusted" by each other and the block chain itself would only be accessible for users and you would not be able to add a node without being a massive corporation which invests and joins their consortium.

No idea how new companies are supposed to rise with these players securing their monopoly like this.
Agree. A world currency in the hands of a few corporations is arguably worse than any government issued fiat.
It will be more efficient and pervasive in both good and bad ways.
[Edit: spelling]
>>Isn't the important thing I actually need to know to understand what happened here buried towards the bottom of this story

This is the major reason I unsubscribed from Wired, most articles from them are unnecessary long yet convey only a few major points, while coloring other minor points with too many unrelated facts.

I guess there are readers who enjoys that writing style but for a case like this, I just don't understand the motives.
Plastic are fossil fuels.
While the relationship between orbit and climate is well documented, I'm unaware of any credible science to suggest that "much of this" (taken to mean the current observed warming) is due to this factor.
Take a look at the article the article links to (https://www.people-press.org/2015/02/09/83-percent-say-measl...) and you'll see it's more nuanced.
Is Facebook establishing a new layer of network effects by implemention of this plan?
An 80 billion euro investment from a company that sells over 10 million cars every year is not just "talk".

You're clinging to a fantasy.
Every once in a while, I need to read a generic "hero/do good/recovery" story.
Would this make WireGuard UDP tunneling over TCP easier?
You're really making a value judgment on how the world works in general based on Old Town Road?
> does using Facebook currency for paying your bills means if you get in trouble with Facebook (which anybody now could by posting a wrong joke

Their official site says Libra has been set up as a subsidiary of Facebook and that it has it's own privacy policy, ToS, etc so I think there is some degree of separation there (not that I'd necessarily take FB at their word when it comes to this kind of thing).
already been done, RichRebuilds talks about it on the show he did with Joe Rogan and he's talked about it on videos as well.
Find out profitable products to flip on Amazon FBA
I think that's largely it. MV was radically anti-housing until there was a big shake-up in the city council in 2014 (IIRC 4 grey-haired NIMBYs lost their seats in favor of 20- and 30-something techies and progressive activists). The flood of permits followed after that, and construction lags permitting by several years.

Sunnyvale has been reliably pro-housing since about 2010, which means that a lot of new supply came on the market in 2015 and 2016, which has alleviated the housing supply issue significantly. I left MTV in 2014 after having my rent double in 3 years, from $1400 to $2800; my rent in Sunnyvale has gone up by about $30/month total in the 5 years since, and the 2 BR townhome I'm in now currently rents for less than the 1BR in MTV that I used to live in.
I weep for the life my 19 year old stepdaughter will have.
No, I think you misunderstood the notifications. I did at first. Basically Facebook shows you when someone read your messages. This shows up as a notification in messenger mobile but not in the web version. There are others too but I don’t remember the exact circumstances.
I don't really think it matters what the origin of the name is any more. The NIPS ML conference changed its name to NeurIPS, Mozilla spent $15K getting rid of the word "slave" in its repos. I personally don't believe this phenomenon is about sexuality per se. It's more of a never ending battle to remove all (real or perceived) traumatizing words from professional use, in the interest of inclusivity.
Wow. Three non sequiturs in three sentences.

There are sites that suggest any number of things. Unspecified "sites" have little bearing on the actual facts.

I'm not sure that Milankovitch Cycles imply the dumping of CO2.

> Hopefully we can find a way to turn that into fuel.

This is the silliest and most thermodynamically backward thing I've read in a year. CO2 is burnt carbon. It's burnt. Burnt stuff ain't fuel; it's burnt.
That's odd because it it's pretty much the polar opposite of what I've experienced.

Everyone wants to move to the big cities, especially Berlin, as they provide culture and a sense of freedom.
You are able to meet like-minded people and are able to experience culture and infrastructure that simply does not exist in rural areas.

This of course makes makes the situation for the villages worse as many young people move away. Who's left are old people and those who are not qualified to find work or education elsewhere.

The population decline in those regions also means a decline in infrastructure, economy and cultural events, which makes those regions even more unattractive, perpetuating the cycle.

There is a slight trend of dropouts creating alternative living communities in those areas as abandoned houses & property can be had for very cheap.
But their isolated nature means that often they will not last as their inhabitants move back to the city were their original peer group is.
> Is that really enough to afford to live?

Yes. I mean, of course it is. How is that in question even? I live in Manhattan, not the Bay Area, but the sum of my non-housing expenses are less than $4,315 (edit: your $9315 number minus my $5k lol rent) a month and I'm not exactly living that fresh-out-of-the-dorm lifestyle. Remember, this is the new grad number.

> Is that housing cost accurate?

Nope! It's high, obviously. I picked it out of thin air by picking a number we would be unwilling to pay as a two-earner household in NYC and then did a perfunctory check on Zillow to make sure there were Bay Area rentals at that price, which there are.

Yes it's "unfair" in some sense that someone earning that much money can't afford to buy property, but you're moving the goalposts. My point was that a baby Googler could certainly prosper financially, not that Bay Area housing prices were fair.
In short, corresponding methane emissions.
FBA or AWS, I think the same argument holds - AWS and Amazon in general are so big, that they wouldn't care if a few hundred (or even a few thousand) smaller clients leave them. The data they lose matters more than the money.

That said, you are funding a fierce competitor, even if your AWS bill is just 10 bucks a month...
People in the military move every three years. I know many who were at HP or IBM and worked at 4 or 5 sites, not settling until their kids were in HS or near retirement.

These people probably arent getting fired. They’re flighty, pursuing to dollar, self-actualization, doing good, whatever. Which is perfectly fine and reasonable until they all want to live in the same handful of zipcodes. I just dont understand why society needs to accomodate that anymore than why Jackson Hole should accomadate my need for a $250k 2-bdr condo with ski-out.
Don't go to Eastern Europe, absolutely nothing but wastelands there, no houses, no land, no services. Just don't go. Hehehe
Future times record intent, which requires storing a datetime (sans any kind of time zone information) and location. Past times can be stored as a UTC timestamp.

Storing and using a time zone for points in the future is the path of madness. If a user has an event at 2pm six months from now, they almost certainly want that event to be at 2pm no matter what the UTC offset happens to be on that day. This becomes even more obvious for repeating events: an event at 2pm this week will still be at 2pm six months from now, even after DST flips. And even if my government decides to change the time zone my location is in, or decided to opt into/out of DST.
Then it just leaches out into groundwater - albeit more slowly.
Unless I misunderstood, it's not independent as it's backed by fiat reserves.
Sleeping Tesla drivers highlight need for better driver monitoring
Nvidia’s DGX SuperPOD Cluster for AI Training
> Most (all?) production electric cars struggle to do a full power complete lap of Nürburgring Nordschleife without heat-related issues. They're amazing at the Stoplight Grand Prix (and I enjoy my cheap LEAF daily), but struggle as racecars.

No, they just don't make electric race cars. There is not yet sufficient demand. Properly cooled electric batteries make as much power as f1 engines without breaking a sweat.

Sony VTC5a cells[1] are 85% efficient at their full rated power, and can sustain that continuously for their full capacity. They do 2.4 kW/kg without a gas tank, exhaust, turbos, or intake. Their ten second burst current is double that, 4.8 kW/kg. That puts it at the same level or higher than current f1 engines, which run less than 2000 km.

If you count the weight of ancillaries as you should, electric batteries come out way ahead, particularly the most powerful ones.

> I was just responding to a previous post claiming that "performance cars in a given class can weigh DOUBLE the lightest cars in the same class", nothing more. If you claim the span is much less than double, then I agree.

I was referring to the A-F market segments when I said class, not saying that performance have a weight range that large. Performance or luxury cars can weigh twice as much as a lightweight car of the same rough size.

[1]: https://voltaplex.com/media/whitepapers/specification-sheet/...
Watch what happens when the Fed decides to cut rates again. Treasuries will be dumped massively.
>> Bay area voters have made their intentions abundantly clear, in numerous elections and voting: they don't want growth.

I'm sure this will be an unpopular opinion, but I first moved to SF in 1998, and in my experience it's San Franciscans who moved to the city to work in tech who don't want to see growth. The people who moved there for the culture of art, music, and radical self expression saw the writing on the way pretty early, and have been advocating for affordable, high density housing for decades now.
Wow, I just felt the back of my head and pretty sure I have this. It's a small bump where the skull rounds out and gives way to softer tissue. Not sure why it would be a negative thing though if it's just an adaptation to our posture
Advice for New Bicycle Commuters
It depends on what do you mean by climate engineering. If you mean randomly dumping large amounts of sulfur in stratosphere then it is exactly like shooting another bullet, but if it is done by more controlled devices it is like using a scalpel. In any case waiting the for body to heal naturally is not going to work. And i think it is very unfortunate that any mention of using technology to fix the problem gets ridiculed and downvoted out of view by the the people who care about environment.
I work for a company that's in a partnership with Ahold Delhaize. While we were doing some in-store tests of our software product with them over a year ago, the topic of the robots came up. As they say in the article, the main purpose really is just to scan for spills and obstructions.
That being said, I believe the primary driver is insurance-related. The stores are required (or perhaps given a discount as incentive) by liability insurance providers to regularly check the aisles for fall hazards, and the required sweep frequency is pretty high. In a big enough store you'd probably need to dedicate someone to it full-time--I guess in this case they opted for a googly-eyed robot.
This is exactly the scenario I was thinking of.
I've been running, and recommending, Debian for over 20 years. I've contributed to it via bug reports and patches as much as I was able to.

I even used to have a [minor] package I maintained there (it's gone now).

The feature almost exists, Debian can run both 32 and 64 bit versions of a package side-by-side.
Our future descendants will heap scorn and curses on our generation

Assuming there is a future generation :P
Have you visited South Florida lately? It sucks here now cause of the amount of people that keep moving into this area. The traffic is horrible, the stores are crowded and people's attitude in general is becoming increasing hostile.

The world doesn't need to be denser, we need some elbow room, we need SPACE. Thanos was right.
They're pitching this as being a benevolent gesture, but

(a) It sounds like they're just becoming a larger real-estate developer? They didn't say "we're donating all this land plus some capital to a housing non-profit"; they're going to receive revenue from their investments. Are we supposed to say thanks?

(b) How does 20k units compare to their impact on Bay Area housing to date?

This is not my area, and I'm not aware of any region that has this requirement, but here's an idea: In the same way that we require large physical development projects to do an environmental impact study, and actively make mitigating affordances (e.g. setting aside land) to offset those impacts .... should employers who intend to hire large numbers of employees from out of the area (sending recruiters to schools across the nation, etc) be required to do housing impact studies, and actively participate in building the housing stock for the new residents they're pulling to an area?

How quickly would the Bay Area housing situation change if the ability of tech companies to grow headcount was tied to their ability to proportionally build housing?
It's not a net good for security, it just gets things done and there's someone to blame if money gets stolen.

How most of the world works. The fact plaid is needed is a gigantic hack and a disgrace but it's not like US banks are any good at APIs.
Fiat 500e Teardown Series
It's especially tragic because any attempt to fix the situation implicitly crushes nations that are presently bootstrapping themselves into industrialization. E.g. major "developed" countries got a free ride on cheap, dirty fossil fuels. But now the climate is going to shit, and if by some miracle they managed to get themselves to carbon-negative (lol sure), you'd also have to prevent other developing nations from going down the cheap/dirty fossil fuel route themselves.

Which is crazy when you think about it. How's that going to work? Is the US and the EU going to give up half their GDP subsidizing clean energy in foreign nations to prevent further carbon release? Subjugate those countries to forcibly prevent them from industrializing?

It's truly a tragedy of the commons writ large. Short of some breakthrough in carbon sequestration or cold fusion or whatever, we're pretty screwed no matter how you look at it :(
Facebook, Inc Consumer Privacy Litigation
That wasn't the part that I had any complaints about, although it's not the real reason electric cars didn't win: https://news.ycombinator.com/item?id=20182159
Doing the Math: The Reality of HPC and AI Convergence
I don’t know, but I was referring to the situation in England (as far as I understand it). It could be different in other jurisdictions.
TL;DR:

> We do not crawl or scrape websites to source these lyrics. The lyrics that you see in information boxes on Search come directly from lyrics content providers...
> Can you explain why the ledger being run by ~27 different entities is NOT decentralized?

Many financial clearing houses are mutualised across many more members. It’s still a centralised clearing house.

Facebook is launching a shadow bank. It’s an old and recurring idea. In 2007 it was hedge funds, in 2019 it’s Facebook. Same schtick, new players.
Correct. I ran into my share of shitshows during that portion of my career. It usually depended on what part of the life cycle the program was in.
Are you familiar with photosynthesis?
15 miles, 2 hours? Hmmm, maybe invest in New roads.

Maybe invest in new glasses. I didn't say 15.

A city that has a boundary defined enough that you can reasonably say you live ten miles from it, and that you can drive into in 20 minutes? You're thinking of a town.
We will. We always do. There is no reason to assume we won't. The wealthy westerners will not notice because of air conditioning and endless bottled water. The less wealthy ones will suffer the heat a bit more. The poor ones will be taken care of.

Third world nations will suffer. Some might die. Maybe many. But humanity will adapt. We might lose a few hundred million in the next few decades until their folks find new places to live, and we westerners will suffer an influx of refugees, and we'll be just fine once again.

The population of the planet will continue growing to about 20 billion during the worst of the climate change. And we'll be without ice caps. And we'll be fine.
> it actually does nothing - it results in rents which are equal to what the open market price would have been.

Lots of people living in rent-controlled apartments around the world would disagree.
Maybe in the long run by pushing said institutions to adopt reasonable oauth flows
Yes, but on the other hand you can't do very much to make it more dangerous either. If you show up to your flight drunk, you're no more likely to crash.
Of course once some tipping points have actually tipped, we may have no choice in the matter.
Stuff made, not market cap.

It depends on big and how you define it. For instance Samsung has getting on for three times as many employees as Apple. Plus they actually make stuff rather than just get some other company to do it for them.

The stock market values companies precisely because they don't have the liability of employees that make stuff. Personally I value companies that do.
Show HN: Updated: Inline YouTube Timestamps (RavenPoints.com)
Example inline timestamps - https://ibb.co/LQhBN5w

I publically published the RavenPoints YouTube Chrome extension (www.RavenPoints.com) in a working MVP state. Several great ideas came from the feedback and I have been chugging through the requested features, namely:

- don't require sign-in to see timestamps

- put timestamps inline underneath YouTube videos

- offer a karma bonus for people using referral codes

Next up: I'm hoping to find some YouTubers that would be willing to chat with me about how they might use the extension and ways I could improve it to help them.

If you know any YouTubers that might be interested, I'd love to chat with them. Feel free to DM me.

Thanks!
South Africa's growing smartphone market
This sounds like an anti-trust problem waiting to happen. Far too much vertical integration.
> Zuckbucks are nothing more than the JPMorganCryptocurrency

It’s a shadow bank. Hedge funds did it in 2007. Facebook is doing it in 2019. Same schtick, new faces.
Everything you described is fundamentally a problem with banks not with Plaid.

Plaid solves the problem of people wanting to give third-parties access to their financial data. The fact that in some cases it's a kludge to work around this and not secure end-to-end (although I do think Plaid natively supports 2FA now, at least for some banks) is due to the banks not making this easy.

At the end of the day people are going to get what they want, and many many many people prefer convenience (in this case, the ability to use third-party services like Truebill, Mint, etc etc) over perfect end-to-end security.
My main problem with applying the "default dead" concept is that in the long run, absolutely everything is default dead.

I think PG's concept is really about defining horizons, risks, and resources, and making sure the math adds up. That concept makes sense to me in a startup, but I find it hard to fit something as big as human civilization into that particular framework.

Human activity is essentially extractive, and even if we solve global warming, I think we're ticking the clock on how long Earth can support this kind of society.
They have to provide the IP address of the caller. If it's untrusted it gets blocked. Simple enough. No sympathy here.