skysight-inc/HackerNews huggingface dataset:
Leveraged assets are not necessarily always more risk than unleveraged ones. You also have to look at the underlying risk/volatility.

That said, I agree with your point in this case that the leverage is the main component of the return, and greatly increases "risk", for some definition of that word. In a non-recourse state where you can default on the mortgage without losing other assets, the risk calculation must also take that into account.
> My understanding is that pull request is a GitHub-ism.

It is, but git has a command called request-pull[1]. Linus Torvalds has said[2] that certain aspects of the Github pull request process are not suitable or make it very difficult to submit patchsets for review for the linux kernel and that they should have followed the implemention used in git-request-pull instead.

[1] https://git-scm.com/docs/git-request-pull

[2] https://github.com/torvalds/linux/pull/17#issuecomment-56546...
An Introduction to Lagrange Points
Same thing in South America.

Edit: I find it insane that most people in the US don’t see the advantages of renting. When you rent here, your housing cost is fixed for at least a year. Anything breaks, you call the landlord or leasing office and it gets fixed at zero cost to you.

I really miss renting. Now that I own a condo, I keep having to deal with unexpected expenses - fridge breaks, something comes off the drywall, microwave breaks, plumbing issues, etc. Plus, I don’t have the option anymore of moving closer to my kid’s school when she transitions to middle and high school (and those are quite far compared to her elementary school). I mean, I do, but selling a place and buying a new one is a monumental hassle compared to switching apartment leases.

I would go back to renting if I could.
RIP Joe indeed. He will be sorely missed as a pillar of the BEAM community.

Not to diverge too far, but does anyone know who the first black bar was?
The math on appreciation rate is a bit off because of how risk adds up to itself over time.

For example, if you assumed 3 +/- 3% appreciation, then the calculator applies that range to every single future year, whether 1 year or 20 years, e.g. 20 years later, the realized appreciation seems to be 3% +/- 3%.

However the normal way this is done in economics and finance is to assume independent increments of return volatility (let's say 3% per annum). This gets you:

- 1 year out: 3% +/- 3%

- 10 years out: 3% +/- 3% / sqrt(10)

- N years out: 3% +/- 3% / sqrt(N)

Intuitively, imagine if having a 'good year' were simply a coin flip, e.g. either you get 6% in a year or 0%. Over N years, the sum of your total return is a binomial distribution with standard deviation that grows with sqrt(N). Since your annualized return is approximately total / N, the standard deviation of realized annualized return scales at total / sqrt(N).

Probability cones should always look like sideways parabolas:

https://sixfigureinvesting.com/wp-content/uploads/2018/11/Mo...

More here:

https://sixfigureinvesting.com/2018/11/predicting-price-rang...

One more thing: the chart has no provision for inputing stock market volatility, which (historically) is quite a bit higher than real estate volatility. You're comparing a 'risky' bet to an assumed 7% riskless bet when stocks are also at an all-time high. The better thing to do would be to model the volatility of the stock market (historically ~15% per year), then show the distribution of (real estate return - stock market return) (with some correlation assumption).
Google Cloud Next: Doubling Down on Kubernetes and Multi-Cloud
"To recap, there’s good evidence that brushing twice a day with fluoride toothpaste is a good idea, especially with a powered toothbrush. For children, there’s good evidence that the use of fluoride varnish or sealants can be a powerful tool to prevent cavities. The rest? It’s debatable."
The purpose of a knife is to cut. You simply trust the wielder of it, perhaps more than you should.
Sort of, but we haven't figured out how to make language boundaries disappear. For example, row- vs. column-major ordering of arrays is an eternal pain when communicating between C and Fortran.

Numpy, R, Matlab, etc. are good scripting languages for a lot of Fortran, but if you ever need to peek under the hood...
> In Python, however, "string" and "list" far outweigh "dictionary" and "object", which probably says something about what kind of data structures Python developers deal with the most in their lives.

This statement is not true at all. There are plenty of developers that don't post questions to or answer questions on StackOverlow.
Unknown Hoodlums Murdered Imam in Jigawa – Onyi News
The guarantee would be the same guarantee you get when you update a codebase: that you (and code reviewers) look at the nearby code and see if it still makes sense in the context of your change.

> if the code is changed, then that old commit is no longer associated with it

Right, this is my problem with putting “why” always only in the commit message: Sometimes the “why” is both durable and shouldn’t be buried by later commits. Suppose you refactor the code: you’ve put it in a new place or you add trailing commas or you replace positional args with keyword args. Now the most recent commit is the one that explains that transition. Code is a UI that a future engineer will use to understand the system. An important prose explanation is part of that UI and you might decide it should present itself as an affordance.

This is an exercise of technical-communication judgement: I’m proposing that you should ask, where the explanation should go. Should it be hidden for those looking through the history? Probably. Should it be clearly visible alongside the code? If it is important and durable.
I'll add one. I had bad cavities and several root canals by the time I was 22. Dentist told me to start using a fluoride mouthwash. I use it occasionally (few times a week?), no new cavities for 10 years straight. Seriously no other change.
I came in thinking.. god it better not be him.. it better not be him.. so sad to hear this.. I loved his book on erlang. Just an amazing mind
And worse, the dict's values may themselves be mutable. So even tuple(point.items()) is not a sensible dict key in the general case.
Very sad. One of the few people who did not compromise on quality.
i hope this is a transitional cost. i am on the fairly liberal end of things but was hoping high deductible plans would force prices lower by getting consumers involved while still protecting against catastrophic events.

and we are starting to see pressure on drug companies and medical care (epic pen issue for example) as consumers push for reform now that they are feeling it in their pocketbooks more directly.
Not all OpenJDK 12 builds include Shenandoah: Here’s why
Well, there was this whole geopolitical fluffup throughout the twentieth century....
> When the question was finally studied, it all turned out to be nonsense.

That's certainly not the conclusion I came to at all from the article you linked. The main takeaway I got was that daily aspirin may not be warranted if you're not at high risk of heart disease (one reason earlier studies showed more conclusive benefits of aspirin is there were more smokers, i.e. more high risk people, back then).

So yes, it makes sense to look at risk/benefits for individual patients rather than "all old people get aspirin", but the idea that aspirin can protect against heart attacks is not nonsense.
I have read that one of the reasons for the lack of evidence is that it is really hard to run randomized the trials for these things. Getting a cohort to brush or floss exactly according to instructions fof a long period of time can be challenging.
I think the point is to allow google to block more. Before, Google could not block too much because it would break legitimate apps. Now that those apps are officially not allowed, Google can keep locking down their login systems.
A Smartphone App That Lets Farmers Control Where Their Cows Graze
As a 20-something I often skipped brushing, never flossed and would rather have a leg amputation without anesthetic than visit a dentist.

In my thirties, I experienced a lot of dental problems such as toothache, bad breath and gum disease. Eventually it got the point where I was in so much daily pain that visiting a dentist didn't seem such a bad idea after all.

For the past 18 years or so I've followed a strict regime of brushing twice daily, flossing and three-monthly sessions with my hygienist.

My hygienist is fastidious and is always disappointed in me, no matter how hard I try she'll always find a spot I'm missing or not cleaning thoroughly enough.

Regardless of this though, my dentist checks me over every 12 months, I have x-rays every 18 - 24 months and there are seldom any problems.

I've had a couple of treatments for chipped enamel over the past 18 years but, apparently, that's a result of aging rather than poor hygiene. Nothing else.

So, yeah, the scientific evidence for regular brushing my be lacking but I'll take my personal experience any day of the week thanks.
Generally speaking though, I rarely care about reading multiple commit messages at a time. Outside of a PR (where to be honest, I'm far more interested in the PR description than the individual commit messages provided they're not something horrible like "changes"), I generally only look at commits in the context of a blame, which means I really need to understand one commit in isolation.

Good commit messages are super important in this case, of course, but the capitalization, verb tenses, and where line breaks occur have little to no real benefit, particularly if they're focused on over actually having a good commit message.
I saw this "Ask" and checked their Careers website, I am surprised that they have so many 'gaps', and the recruitment on GRC/audit/security is only 2 people.
Same issue with homeless population in Portland, Oregon. It's a very divisive hot topic right now with no easy solution.
The people within the collective may not - initially - choose to defect against the collective, but if the collective is in competition with other collectives, it'll likely find itself defecting against them (with reciprocity). Cooperate/defect applies recursively at all levels of social structure - from individuals to countries.

As for my "initially" remark, a collective of thousands is way too big to remain flat. I'd expect it to grow at least 2 layers of internal governance, at which point the "cooperate/defect" mechanism will start applying to people at one level trying to work together under rules set by the level above.
For both.
Well. Now that dictionaries remember their order in newer Python versions, there is a case to be made that dict(a=1, b=2) is not the same dictionary as dict(b=2, a1). So they should be different dict keys, if they could be dict keys.
What Lisps are you thinking of? In Common Lisp, Scheme, and Emacs Lisp, at least (IIRC), all composite data structures (strings, vectors, etc) are mutable, or can be. The only Lisp I can think of in which "nearly all structures are immutable" is Clojure.
Wow, I'll have to consider changing. I'd probably borrow to invest at those rates, after running a model to figure out how much risk to take.

Though maybe LEAPS (and for indexes, futures) are a still cheaper way to get leverage.

Edit: goodness, the rates on some of those currencies is less than the dividend yield of those countries' indexes... If I don't expect New Zealand to sink into the sea, is it stupid not to borrow NZD and invest in the NZ top 50?
ICANN urges adopting DNSSEC now
> Never had braces. Straight teeth.

= win, probably the main reason for everything else.

Perhaps you just got the right mix of soft and hard food in early childhood and developed a perfect jaw. Or good genes and different father. ;-)
HTTPS: //www.healthsuperclub.com/testo-genix-xl/
Testo Genix XL A mid-level athlete has to press a 15% heavier weight than the one he can shake while standing in an army performance while using a narrow grip, and in a vertical bar weight (bar thrust standing up to the chin level) to work with a weight of 2/3 of the weight for thrust in the slope . If these standards are not achieved, they must be achieved - through specialized exercises for the triceps and back. In the basic shoulder exercises, the triceps work hard, but this is not always enough. Therefore, extension of the arms lying, sitting, standing, kick-backs and pullovers for triceps will be extremely necessary for you. You do not need to do these specialized exercises immediately, from the first workout; this will only prevent the target muscles from recovering and adapting to heavier training. But closer to the average strength level - when the triceps are already accustomed to hard work and do not tire completely in the basic training of the shoulders - isolating exercises will be just the way. Similarly, the situation with the muscles of the back. In the pull-ups and thrusts in the slope of the trapezium and the rhomboid muscles, which have not yet properly adapted to the high-intensity training, work on the full display. But then, after several months of hard training, the broadest muscles, having become accustomed to hard work, take on almost the entire burden, depriving the above-mentioned muscles of the middle of the back. In this case, you need to add specialized exercises to the program Army bench press is the main basic exercise for building powerful deltas _ Armejskij shim - glance behoove uprazhnenie delay postroeniya moschnyh delft thrust dumbbells in the slope, barbell standing, and similar exercises.

https://www.healthsuperclub.com/testo-genix-xl/
Darwin Mail seems to struggle with nested labels - https://imgur.com/a/w7PzoY3

To be productive on GMail, I have tons of filters, labels, and use the inbox as my "todo" pile. Once something is done, its filed into is respective label. However, since I have nested labels to divide organizations, platforms, and classes by semester, Darwin doesn't organize them well. Here is a side by side comparison to GMail - https://imgur.com/a/W6IqUrW
The question is, does homelessness become more of a problem if it is "more concentrated"? I would argue that for the homeless individual, it actually doesn't. It's in fact probably better to be homeless in a place that is already accustomed to homeless people.

Of course for the perception of a non-homeless person, the problem will appear more drastic with a higher concentration.
Right, but the other case:

- was in a totally different part of the government (the Home Office)

- was targeted communication related to individuals' immigration/residency status, not a press release meant for wide consumption

I don't imagine the relevant systems, processes or training would have any overlap. Unless the civil service has some generic training about GDPR and data protection, which I doubt would do much to prevent mistakes like this.

Sure, it would be nice if there were systems for everything, e.g. if everyone press release from the government or civil service were distributed via a single internal system, which would manage the approval work flow for each department as required, and send individual emails to the right journalists automatically. But I don't know who would have an incentive to fix these types of problems.

So I guess most folks just muddle along with ad hoc processes.
You are right, I would not say that to a person in meatspace and I should not say things like that to people on the internet either.

But:

Looking at their other articles gives me the impression of a content creator that just pollutes the internet for keywords, potentially paid-for.

Just look at https://heartbeat.fritz.ai/ , which this random assortment of code snippets was compiled for, it's all just keyword stuffing as promotion for fritz.ai, plain and simple.

And oh look, nicely delayed submissions of article after article by OP: https://news.ycombinator.com/submitted?id=salma-ghoneim
This is HN, home to some of the smartest problem solving minds. Is there a startup opportunity to make a dent in solving homelessness while also making a profit or is that wishful thinking?
I guess people wouldn’t click on “Most of the standard advice about dental health is spot on but there’s some doubt around the edges.”

I wonder how many people will toss their toothbrushes after only reading the headline and develop problems as a result. Seems like journalistic malpractice.
It's interesting that you assume that white men are i) capable of doing the job ii) interested in doing the job and iii) are the best candidates for the job, while women and POC are probably i) less capable ii) less interested and iii) not the best candidates.

But you're oblivious to your bias.
Janie Crane: “An off switch?”

Metrocop: “She'll get years for that. Off switches are illegal!”

—Max Headroom, season 1, episode 6, “The Blanks” https://www.maxheadroom.com/index.php?title=Episode_ABC.1.6:...
I also met him at a conference in '16. He gave a talk but mostly wanted to shoot the breeze in the hallway with fellow hackers. He lamented scheduling gripes with his PM, being a slave to Jira, and some new things he was playing with. Very approachable and humble.

He asked a few of us hanging around what talks we were thinking of attending and we agreed to check out something about concurrency in some modernish platform. The speaker was working on issues with handling failures, message passing, memory management, etc, but then realized Joe was in the back and pointed out it had all been solved many years ago by that guy over there. Everyone laughed and gave Joe the acknowledgement.

I don't feel like we've finished learning from and building on his work. RIP.
Duplicate; submitted an hour ago, currently 90 points: https://news.ycombinator.com/item?id=19706598
>Manhattan would be illegal to build these days in Manhattan

I don't really view that particularly to be a problem. Manhattan was already built in Manhattan, it doesn't need to be built there again. Now that it exists, it needs to be managed with the new problems that have arisen since the building of Manhattan. Problems change when you scale, things that were not a problem when you were growing are now a problem after you achieve massive success

"Do things that don't scale" is great advice for a growing startup, and for a very good reason. Because once you get to Manhattan size, you have to start doing things that do scale. If Manhattan hadn't changed its building codes, it would be unlivable today.
As Wheller said "It from bit". It seems to me that when physicists can to consider observation, collapse and physic phenomenas gennerally as some kind of informatinal processes, then quantumn puzzles about reality will be resolved. I think them not sussessed yet because this is incredible difficult task; not because this wrong way. May be it will be something like informational multiverse. Some principle like multiverse branches selection to keep "information conservation law" (as another manifistation of unitarity) can explain nonlocality ect..
There's also evidence that brushing with toothpaste ("dentifrice" in scientific papers) does not remove plaque any more effectively than brushing with plain water:

https://www.ncbi.nlm.nih.gov/pubmed/27513809

Toothpaste can also deliver fluoride, but I drink a lot of tea (which concentrates fluoride from the soil) so I'm more concerned about excessive fluoride exposure than too little. I've been brushing my teeth with plain water for years and they are as healthy as ever.
The gold standard for redaction is to replace the redacted text with nonsense of similar length. Otherwise, you retain precise metrics for the redacted text. With guesses or context you can fill those in with high probability. In an extreme case, the redaction might be a name of let's say a member of Congress, so the candidates can be narrowed down to a tiny number. There's considerable work on this, notably the "Declassification Engine" [0]. I believe it would be possible to apply even better word models (such as GPT-2) to improve the results even more.

I'm interested in whether this document was redacted in such a military-secure way, or whether black bars were simply placed over the text. I've reached out to a couple of news organizations offering my consulting help, but didn't get a nibble.

[0]: https://www.newyorker.com/tech/annals-of-technology/the-decl...
Everything I learned reading Uber’s IPO filing
Yep, it’s definitely a thing to exercise technical-communication judgement about.
The company behind the dual-screen YotaPhone is bankrupt
San Francisco, the City That Apps Built, or Destroyed
Rest In Peace, Joe. I’m surprised and ashamed that I have not heard about him but thanks to the HN community for posting links to his thesis and talks. Wonderfully approachable and a great guy.
Advantage and Disadvantage Trading Binary Options
Unrelatedly: `tig blame` is a better UI for exploring commit history than `git blame`.
same. i had some interaction with him on twitter, years ago, and somehow he wound up following me(!). RIP Joe.
Yes, Python has both a set type and the immutable "frozenset" type, that can be used as a dictionary key.

someset = {"one", "two", "three"}

"one" in someset # true

frozen = frozenset(someset)

somedict = {frozen: "example"}

frozen in somedict # true
somedict[frozen] # "example"
> It's like make, in that what it does is declared in a file, and it's like sed, in that it emits editted text.

Is that different from a templating engine?
> Fun fact: this is a known issue that was closed as WORKSFORME

That's a bit harsh since the original bug filer agreed that it was much faster for him before the big was closed.
Is the author suggesting that bees have been inhabiting tear ducts for thousands of years, or have they just scanned across thousands of death-related cultural artifacts in order to find a few that involved bees?
according to this graph, foreign investment makes up 0 % of this bar graph because they use corporations to buy apartments.
Where is over here?

The US leads the world in volunteering. https://www.oecd.org/els/family/CO4.1-Participation-voluntar...

You can also look at BLS info: https://www.bls.gov/news.release/pdf/volun.pdf

Most cities have programs with volunteering with the homeless, just visit a nearby church and ask. Clothes, food and resumes are pretty popular things to help with.
My girlfriend (who works at Google!) really misses Inbox and specifically the "stacks" feature (whatever that was -- I was not a user myself). She'd easily pay for premium for that specific feature. Apparently it's a common complaint in her group. I didn't see this on your list: is it planned?
"And then we've got this sort of dichotomy between efficiency and clarity. You know, to make something clearer, you add a layer of abstraction and to make it more efficient you remove a layer of abstraction. So go for the clarity bit. Wait ten years and it will be a thousand times faster, you want it a million times faster, wait 20 years."
Oh, thank you, that is extremely useful to include. Too bad Sphinx doesn't make these things easy, I spent some time reading the docs to figure out how to include a link to the index and there was no reference to it. In the end, this Stack Overflow answer was the only thing I found that actually mentioned how to create it:

https://stackoverflow.com/a/42310803/28196
Half of Instacart’s drivers earn less than minimum wage, labor group claims
Not at all hard to believe that he was sincere. He seemed to be pretty starstruck when he was interviewing Alan Kay on stage just three years ago: https://www.youtube.com/watch?v=fhOHn9TClXY.
Thanks for the links, though I stand by my snark
This is devastating, RIP.

I watched this talk a few months ago https://www.youtube.com/watch?v=rmueBVrLKcY called "Computer Science - A Guide for the Perplexed"

It was superb, I think it's unfortunate that he had to rush through it because of time constraints, his anecdotes and delivery were really engaging and funny.