skysight-inc/HackerNews huggingface dataset:
https://www.healthcare.gov/health-care-law-protections/rate-...

> The 80/20 Rule generally requires insurance companies to spend at least 80% of the money they take in from premiums on health care costs and quality improvement activities. The other 20% can go to administrative, overhead, and marketing costs.

Basically, if you want to make more profits, you have to increase the raw size of that 20%. There's really only one way to do that - raise premiums. You can't really lower costs, as you risk having to pay back your subscribers for having shrunk the costs side too much.
Crazy, huh? Capital cost are all time low.

IIRC, last time I looked at margin out of curiosity with my brokerage firm (schwabs/2014), I also remember to be around 10%.

I can’t help but think we are living in a unattainable economic environment...
Joe Armstrong on Elixir (2018)
Participating in the economy is the usual path to improvement of a population’s standard of living; it’s not outside the realm of possibility that it could work for this one.
Let’s be clear, the government gives an advantage to home grown companies. Of course Amazon can not compete
It's mostly genetic. George Washington took fastidious care of his teeth yet they still all fell out anyway
Thanks, I had no idea who this is.
Germans Who Refused to Execute Civilians During World War II (1988) [pdf]
Kudos for admitting a misstep and your follow-up analysis is definitely noteworthy. There was a suspicious ratio of upvotes to comments for this thread.
It’s also worth noting that the New York Times headquarters is the 8th tallest building in Manhattan:

https://en.m.wikipedia.org/wiki/The_New_York_Times_Building

Why is filling a building with journalists and advertising industry people morally superior to filling it with equipment?

I actually quite like the way the nyt building looks but it’s definitely in the vein of excessive luxury. It didn’t need to be that nice, but hey it’s their money to spend! Too bad they don’t grant others the same courtesy.
Increasing the supply of housing (this may also mean taxing vacant housing) will lower rent.

It sounds like part of the problem is that the space in these buildings isn’t allowed to be rented out.
My point was that manifolds aren't all many to one. This one is clearly many to many.
The 1st-generation Echo has a hardware microphone cut-off, but I've never seen confirmation that the Dot (or any later variants of Echo) continue to have a hardware cut-off.

I'd hazard a guess that once the public seemed relatively unconcerned about Echo snooping on them, the hardware cut-off would have been removed for cost reductions (alongside the twist-to-adjust volume control).
DNSSEC is an awful standard that doesn't even solve half the problems that DNS has.

Edit: To offer more constructive criticism: I'd rather see DNSCurve http://dnscurve.org/ see wide adoption.
What happens when this entices someone who is screaming at imaginary aliens between the hours of 3 am to 5 am, uses the hallway as a toilet, and is convinced that his neighbour wants to kill him in his sleep?

Do you force-medicate them? Restrain them? Kick them out? Or just let them ruin it for everyone else? What exactly are you proposing the institution should do?

What about someone overdosing twice a week? Do you just keep sending ambulances to drive them to the ER, until they finally die, and we can feel smug and superior that, well, at least their human rights weren't infringed?
... The answer to "why?" goes in the tests.

Use commits for an audit trail of ticket numbers, urls, and playing the blame game.

Use comments for expressing the inferred. // That which is not explicitly stated.
It has mattered, you're seeing the result of the survivor bias of what can be implimented. No language is a cure-all, python included.
Let’s see: someone other than the restaurant usually inputs the menu, the menu can change, and prices change whenever costs go up.

Not every business owner necessarily wants to maintain a Doordash page because they have work to do, the same work they’ve been doing for 30 years, and every other Silicon Valley company wants to “partner” with them. Yelp wants them to advertise and maybe put those asinine digital wait lists out. Doordash wants them to maintain their online menu, them and 47 other delivery startups, most of whom also want to send you and iPad loaded with their own delivery receipt system. Google wants you to maintain your Maps listing and a million “SEO” whorehouses will spam call you to death to try and maintain it on your behalf. FiveStars would like to stick a little loyalty kiosk right on your counter, and all of this while juggling suppliers. Then there’s the random new credit card processors that pop up every now and then, staffing companies, job boards, et cetera and all of this is just the tip of the ice berg.

When I used to work in a café, I saw that someone listed our menu on Doordash. Every now and then a deliveryman would walk up to the counter and shove a phone in my face, and after making it clear to them that this is bad etiquette, I proceeded to point out: 1. The prices are all wrong, 2. Some of those things we don’t even have anymore, 3. Also they selected two types of bread because for some inexplicable reason, there was a separate bread and roll category, 4. Occasionally we would be out of a particular item, because oftentimes suppliers run out of things as well, or we decided to replace it with a different item. They would then try to call their customer, the customer would reject the call, and I would improvise with what was left. In a regular situation, I could talk to my customers directly, and deliver a good customer experience, but I couldn’t do that when there’s a middleman, a middleman who often didn’t speak English very well and was more often than not, shoving their phone right under my nose while I’m in the middle of making sandwiches for customers that were sitting in the store.

There is your primer on Doordash and also Postmates if they’re still kicking. I recommend you order from places that have setup a real pipeline for deliveries and have changed their business to accommodate it rather than assuming they did just because Doordash exists.
> First of all, there's no tips for doordash orders.

Yes, there are indeed tips for doordash orders. I tip my doordash drivers. It's right there in the app, not hidden in some dark pattern or anything. https://fooddeliveryguru.com/wp-content/uploads/2018/02/Scre...
> but was hoping high deductible plans would force prices lower by getting consumers involved

Part of the problem here is a lack of price transparency. That's what's stopping consumer choice driving any price reduction. It's very difficult to shop medical expenses. In the end it seems like the main choice they give you is really either to do it now or delay.
No, calculus does in fact resolve them. More specifically, formalizing continuity and completeness obviates the issue. Like I said, if you distinguish between countable and uncountable infinities, there is no longer a paradox.

The only reason it appears to be paradoxical is because you're mandating someone move from a real coordinate (a, b, c) to another real coordinate (a', b', c') on the interval [x, y] while also passing through the set of all real points between them, without first defining a notion of distance of time. That's not possible for the same reason you can't ask someone to count all reals on an interval, because continuity implies uncountability. Between any pair of real numbers is another real number, and it takes an equal amount of effort (and time) to count any given number.

To a first glance, this seems like a paradox because we can clearly move from (a, b, c) to (a', b', c), yet we shouldn't be capable of any movement whatsoever. Calculus solves this problem by formalizing Zeno's demand as a geometric series with a notion of distance. The requirement is that you move from one position to another position while passing through every halfway position between them. Equip the vector space ℝ^3 with the Euclidean metric so you have a metric space (defined distance). Then we have the sequence of steps

(a, b, c) -> |(a, b, c) - (a', b', c')|/2 -> ... -> (a', b', c')

which corresponds to the geometric series

(1/2)^1 + (1/2)^2 + (1/2)^3 + ...

that series converges to 1: https://www.wolframalpha.com/input/?i=(1%2F2)%5E1+%2B+(1%2F2....

More concretely: an infinite expansion such as 0.99999999... is equal to 1. Each half step will take only half as long to traverse as the half step preceding it to it once you've defined Euclidean distance on a continuous space. The first step to formalizing sequences and series like this is by constructing the real numbers as a continuous set and distinguishing between different types of infinities. Then you can define limits, and from there you're essentially done.

Note that at no point am I talking about what happens when you reach 1, or (a', b', c'), or anywhere else. I'm just explaining how you reach it in finite time. If you can get arbitrarily close to a point, you can get to the point itself.

I guess I should be more technical and say that real analysis solves this problem, because what's really doing the heavy lifting here is the topology induced by defining a metric on ℝ^3 in combination with the notion of limits.
Good dental hygiene does what it's supposed to, but the biggest factor is basically luck - you either "have good teeth" or you don't.

There's evidence that your mom's prenatal diet (and not strictly genetics) may be a salient factor.

https://www.amazon.com/Nutrition-Physical-Degeneration-Westo...

This book is eye-opening. A dentist traveled the world in the early 20th century when there were a lot more indigenous people to visit who had had no previous contact with modern processed flours etc. Those still on their traditional diets almost all had excellent teeth, without ever owning a toothbrush. But when modern foods were introduced, their teeth went to shit within a generation. Probably some epigenetics playing a role, though they didn't know about that then. Also I believe this may have been before flours started being fortified, so you would probably see a less pronounced decline if you somehow did this today. But the takeaway seems to be that a high protein paleo-ish diet kind of takes care of everything.
Thank you for your answer, it was eye-opening. The story is that they opened that department a year ago and needed buy-in quickly so needed to jump-start it by hiring consultants. Whether hiring consultants was a good idea or not, I understand how things ended up where there are. A mix of inexperience and huge pressure to deliver.

Now that we have buy in the pressure isn't so bad. I have a startup background and this is one of the reasons why I was hired. I am not too worried about having to convince my manager, she's great and is the one who started criticizing the legacy (she arrived a few months ago) and asked me to dive in and give my opinion.

She agreed to let me work 30% of my time on this, and the rest on delivering direct value to the clients. The related tickets will be part of the sprint. I will do as you say now, and create items that address the concerns.
The waste is generated as a means to get around the height regulation. The question is why have the regulation in the first place?
I think that’s true if you look at a broader range of history, but if you look at the couple of centuries up through 1945, I don’t buy it. What other region during that period had something to rival the Napoleonic wars, the World Wars, and all the other European wars of that period? It’s difficult enough to find one conflict to rival either World War (the Taiping Rebellion comes to mind, and the Asian side of the Second World War, but that’s it), let alone enough wars in the same area to match the whole period.

I am happy to be educated if I’m wrong, though!
This doesn't even mention location data from phones which is so persistently on and hard to disable, yet any usage of maps requires it. I want it off after that...
Indeed. So much substance in such a short time.

- clarity vs efficuency on abstraction

- the need to unwind (not sure if it is the right word) entropy

- naming and comments

- etc

Things were not so obvious to me when just started my career but are so important to software engineer's day to day

RIP Joe. Your ideas will live with us, forever
Are they any worse than economy cars from 20yr ago?
If I remember correctly, implementing a file history system using shell scripts and the basic UNIX tools was one of the more advanced worked examples in The Unix Programming Environment by Kernighan and Pike.
If HDCP and other plans exist on an open market, then the difference of the cost between them tends to be the amount of the deductible. This is what I have seen on the Obamacare exchange and also in prices for employer provided plans.

The reason for that is adverse selection. If you don't expect to go to the hospital then you can save money with the HDHP. Only very sick people will choose the more reasonable deductible.
You’re talking about what is. I’m talking about what should be. It’s not somehow ok to harm people in the pursuit of advertising money just because it’s the norm.
too much to ask to include what he’s known for in the title?
Erlang: The Musical
The headline seems pretty accurate, it says "surprisingly little evidence," which is more than none.
Many of his videos are worth a watch:

https://www.youtube.com/user/gar1t/videos

The 'MongoDB is web scale' one is pretty funny and was widely watched shared in the day.

I wish he'd make some more videos.
Yeah, accuracy definitely varies by ISP, and region. If you'd be willing to share your IP or ISP with me (ben@ipinfo.io) I'd love to look into it and see what we might have been able to do / be able to do in the future to get a more precise location for you.
"I was just hired as the first permanent data scientist..."

You hope.

"I was thinking about building a [another] pipeline... "

You're fired.

Shouldn't you first deliver some new insight based on your data analysis skills?
> If every building were twice as tall, there would be twice as much housing

This is definitely not true. I don't understand where this assumption came from and I cannot logically follow it through. Certainly 1) not 100% of building heights are livable space, and certainly 2) you cannot just extend one dimension of life (building height) and then assume that you will have created some economically usable housing.

> If there were twice as much housing, there wouldn't be a shortage

Again I don't understand this at all. The shortage isn't about the amount of available housing at all, it's about people's ability to live there too. And if you're just doubling the building heights, you haven't talked about wages or ability to live there etc.

> It's really quite straightforward

What? None of this is straightforward! This stuff is super complicated! There's no need to be so condescending and rude about it.

> Which part of the argument do you think is incorrect, and why?

All of it. I've explained above.
Moral of the story- if you don't have local (government, sure, but also populace) support, it doesn't matter how big you are- TaoBao, AliExpress, etc. are China-first, locally built platforms that already had a foothold before Amazon showed up.

Also, business models- in my experience, Ali, and especially TaoBao are really open to drop-shipping and the like, which means that they don't need quite as many warehouses as Amazon.
Artificial Intelligence: A General Survey (1972)
Show HN: Comparaison of Payment Methods for Remote Workers
The country doesn't have a housing crisis. Certain cities do. Certain states do. And the ones with the worst housing problems have the most restrictive real estate laws.
https://news.ycombinator.com/item?id=19706598
There has got to be some research group out there looking into this sort of phenomenon - people who take great care of themselves yet have lots of medical issues and on the other end of spectrum people who do little in the way of living healthily yet live to a very long age devoid of ailments. We've all seen this anecdotally, at least.

Do you think stress levels are a factor that typically go unstudied that play a part in these things?

Gut-brain connection? Just good genes?

The way we're all bombarded with all kinds of health-centric information of varying integrity these days one would think someone is studying this in a massive way with very large trials across varied populations.

On day its TMAO[1] in red meat the next day its something else. Surely someones studying all of this as a whole, right?

[1]
Teasing Out the Role of Red Meat and TMAO in Cardiovascular Risk

https://consultqd.clevelandclinic.org/teasing-out-the-role-o...
While not applicable for everyone (such as your asthma inhaler example), HDHPs aren't bad for people who don't have regular health expenditures. I like my HDHP for two main reasons:

- Regular annual checkups are still free

- You get access to an HSA account, which is effectively the most tax-advantaged retirement account available. You can deposit income pre-tax, invest the balance (minus a few hundred), and withdraw tax-free as well for either health expenses (at any time) or for any purpose (after 65).
Absolutely devastating.

Joe was so full of life, consumed by curiosity. I had the pleasure of escorting him around Chicago during an Erlang conference several years ago, and I still have in my Reminders app to look up a water painter named Zorn that he recommended highly as we tried to find our way to some building or another.

He’s also, I believe, my only LinkedIn contact. I opened a new account a couple of years ago when Basho was winding down, but I strongly dislike the service and didn’t do anything with it...but when Joe found me and added me, I had to approve that, obviously.

Godspeed Joe. I’m sure if the interface between this world and the next is in need of debugging, you’re the man for the job.
“Failure” in routers could cause a small “blackout” of the internet in May
The article very much seems to reverse cause and effect. It cites numerous examples of selective empathy or lack of empathy coinciding with the erosion of civil society, but never clearly explains how that empathy element caused the issue. Instead, it seems much more likely that our hyper partisan devolution into more segments and tribal in groups and outgroups is itself that erosion in civil society and lack of empathy or such that is only reserved for your in group is a symptom, an effect rather than the cause.
Userguides and references are both important parts of software documentation. A guide that covers problems and their solutions is a good way to start learning how to use a library but when you want to do something that isn't covered by the Userguide you absolutely need a reference that just lists what functions are available on which time in a bare bones manner.
Wasn’t that in the ‘80s?
Making reliable distributed systems in the presence of software errors [pdf]
I’d be all for them, but for 421a and other broken parts of the NYC property tax regime. If the guy that spent $240MM on an apartment was paying millions in property taxes, I’d say bring on the trophy apartments. But he isn’t, so I’m lukewarm at best on these projects.
I wonder what has happened with the VirtFS filesystem over virtio device. This presented a 9p interface directly in virtio to share filesystems between machines. The only reference I see in the spec is the 0x1009 device id being allocated to the 9P transport.
I love SQL. But it hard to get other DS on board who think that 40 lines of Spark is better than a 10 line SQL query.

The only thing that worries me with SQL is when having to write UDFs for, say, computing a Z-score. But maybe it's just because I have never done it? Do you have any good resources about this?
There are plenty of compelling reasons to use other languages. Macros, types, threads, interfaces, lambdas, tail calls etc.

But what matters in this world is short term profit. Python is easy to get started with, has a ton of frameworks than can be duct taped into semi-working software by mostly anyone and is taught in many schools.
This definitely is missing property tax and insurance, as well as a bucket for maintenance cost, ex, property management (8-10% monthly estimate), vacancy (5-10% monthly estimate), and repairs (5-10% monthly estimate). These are all coming out of the bottom line. Especially if the assumption is that the property will be held for 30 years. For a lot of states, Texas for example, the property tax inflates with property prices, assessed every 2 years, so you can build in some calculation assumption with that.

Cash on cash yield from rent may not be great for the most part. But with leverage and tax savings, that is where real money is made in the long run in the rental game.
Wow what a hit piece, who knew that the venal politics of corporate America extended all the way down to the knitting circle level.
You keep saying "use common sense" and "using my senses", but you cannot use your senses because you cannot smell most food poisoning bacteria.

When you sniff food and it smells bad you know that food can't be eaten, so you throw it out. When you sniff food and it doesn't smell bad can that food be eaten? You don't know.

That's why they have the dates: the dates take into account the most common food poisoning bacteria, and best practice storage in the home, and make a balancing act.

What you do with your own body is obviously up to you, but please don't use "I can smell if it's bad" if you're feeding children or old people because they are at risk of death or permanent harm.
I always hate reading about things like these because it reminds me of how shitty school is. But AI or other technology is not the solution. The child can just learn by itself naturally. I mean, we stick children for so many years in a cage so they can learn to write down stuff they don't care about and will never remember. How insane.
In this case no one technically competent was here to manage them. There were no expectations.
People don't need to be "taken" if they actually expect the facility to be helpful. Too often there are very legitimate reasons that people expect the opposite (e.g. having experienced psych hospitals that are basically just soul-sucking money farms optimized for "processing" patients).
Anybody knows how to set up the `Mod + ?` shortcut to bring the shortcuts? Do they use a script for this?
With its minimalist website design, Amazon failed to adopt to Chinese consumer tastes. It also lacks its own payment system akin to Alipay.
Great post, lots of detail. After reading this I would be more likely to want to publish with and buy from Manning. I’ve been a technical reviewer for Packt, and since doing so would avoid buying any of their books. As a customer of Mannings’, they seem better, and seeing the inside of the process and the amount of review that happens, I think they sound great all things considered.
Right wing ideology would say that's a good thing, or at least not bad, whereas left wing ideology would say that's a bad thing.

So as a neutral statement of fact no it isn't either ideology. Its the opinion that goes with it.
On the other hand, as someone who reads other peoples code just as my as I write my own, maybe by the time your lambda is many lines it should have its own name. And maybe the name should be really informative about what the function does.
I quit using instacart and ended my subscription after this. It was seeming like a promising alternative to using a car to shop, but I'll just continue working on that in other ways.
Assuming you have competing insurance companies, then you can’t just raise premiums if your costs are unnecessarily high.

Unfortunately, a properly functioning insurance market would require dumping everyone on the market, not just those who aren’t lucky enough to have it from their employer, who tend to be in better health anyway.