skysight-inc/HackerNews huggingface dataset:
In principle I agree, but in practice, it seems like private lenders are empirically doing a bad job evaluating risk. Rates for private loans are so high they can only be explained by a high default rate, even among "low-risk" demographics. These rates are very high even for students that we'd view as a low credit risk (e.g. studying CS and not music therapy). I think this shows the private market is doing a poor job evaluating risk.

That said, it's probably still a good thing long-term to end government subsidized loans. But that doesn't mean the private market is healthy. I'm not an expert on this area, and I don't know why there aren't "smart" lenders that do a better job arbitraging this. It could be possible that it's inherently difficult to predict whether someone will default or not.

As other people have pointed out, the real problem is the incentive structure for colleges and the increase in administrative staff (and thus tuition) who are enriching themselves at the expense of everyone else.
My memory is getting kind of blurry on this, but wasn't Gopher heading in a direction where someone wanted to extract licensing fees from it?

I do remember discovering how WWW had made some leaps forward and promptly abandoning my project to write a Gopher+ server and instead turning what I was working on into an HTTP server. Sadly I never bothered publishing the code since interesting things were happening with the NCSA httpd code at the time (something which eventually turned into Apache)
Law regarding repayment and non payment of student loan should be seriously relaxed. Increase risk factor will reduce the amount of float in the market, and supply and demand ultimately force institution to better manage and reduce the cost and price.
I think you speak in jest, but:

http://mercurynews.ca.newsmemory.com/?publink=198a2aa45
This makes 0 sense because that's not how UBI works. You can't just give free money to everyone and expect things to magically fix themselves. Where are you even getting all this money under modern constraints to just give to every single person? But that's beside the point because even with UBI, you'd still have to sacrifice QoL to pay back the loans for your education because of the inefficiencies that exist in our current system. The end result would you be slaving away at work with high taxes that go off to pay off your loans and whatever percentage goes to UBI.
I've tried to buy this twice from china through ebay. First time, I got very tiny seeds - I have no idea what the plant is. Second time, I got orange seeds.

I'd have kept trying but I found out that Jackfruit seeds lose viability very fast. So, even if the right seeds were sent, they'd be duds in the 2-3 months it takes to get to me.

Wanted to see if it could be used commercially as a meat replacement in pies.
The Bear (Owsley Stanley) ate nothing but animal products for several decades. It's definitely possible.
Kaldi has a couple open-source online LVCSR models which can definitely do live decoding. Though I'm not 100% sure if there is support for PulseAudio, you may need an auxiliary service to pipe it in.

Easiest interface for it is via gstreamer:

github.com/alumae/kaldi-gstreamer-server
Universities waste money in a lot of ways - library funding is not one of them.
I think with pineapple the bun would be all soggy.

A piece of bread and some pineapple would be fine for lunch I think. It would be weird because we don’t think of that combination of foods as a typical sandwich.

Pineapple has a much different flavor profile than jackfruit.
Jackfruit is a bit of a blank slate, and has a texture that is the right mix of meaty and tender. Pineapple is very sour and juicy, it’s completely different food.

We think nothing of cucumber sandwiches, tomato sandwiches, eggplant sandwiches, various bean products (tofu, black bean, falafel).

I think you’re playing on the (gustatorily) incongruent nature of a ‘pineapple sandwich’ and conflating that emotion with the relative nutritional qualities that would comprise a ‘pineapple sandwich’ (probably not far off a cucumber sandwich with quince paste).
The system lacks check and balance to rein in the runaway college cost. Graduated students with crushing debt should start suing the schools to get back some of the money. The schools clearly jack up the overall tuition to push up the debt.
In fairness, it just mentions the most frequently disclosed location for other respondents who answers similar to our own. It doesn't appear to do anything predictive.
I am a fiscal conservative, but I absolutely can get behind the free community college idea. It would be a net gain for the economy in my opinion as we could significantly reduce student loans to strictly means-tested criteria.
New research shows bees can do math
Ask HN: How can I make some online friends who like startups/coding?
Hi there! I love hanging out here on HN, so many awesome, smart and creative people to talk to. But over the years, I haven't made a single personal connection, there's no one in this community that I know by name.

There aren't a lot of likeminded people where I live (and I have trouble making real life friends because of health and social anxiety reasons), but I think it would be pretty cool to get to know someone online.

I've been playing a lot of DnD (and doing some improv) on discord recently, and that really helped me to meet some awesome people, but I'd like to get to know someone who's into startups/entrepreneurship/coding/etc.

How do you meet people like that? Any advice?

Edit:

If you're interested in this too, I've just made a discord server we can use to hang out, and talk about startups/coding/tech/scifi/whatever:

https://discord.gg/akEzukp

If this worked well for DnD and Improv, it should probably work well for this too.
Most people do understand that you need to monitor your nutrition more on a vegetarian or vegan diet, especially if you're converting. For food that's a mimic, it's already hard enough to make something that tastes similar that making it nutritionally equivalent is not realistic.
I think people might be misconstruing my comment as negative. Just to reiterate, I was complimenting you on your use of storytelling to weave in a message.
Yes, everyone understands that. Especially vegans.

I really wouldn’t worry about one of the most obese countries in the entire world lacking for calories and
protein.
Sounds potentially useful. My team has been thinking of bringing in someone with more crypto experience for a new project.
Ask HN: Subreddits like HN
What are other subreddits: high signal to noise ratio, expertise people who write them, also being sensitive to reposts (just like the function of searching past).

Surprisingly there isn't any good community on the subject of: Logic (Philosophy of mathematics) expect HN that talks about computer science which is the closest things to logic.
On average, they must be less wasteful simply because their tuition is so much lower. There's lower margins so less room for waste. They are also not a luxury good (college is) so they are more subject to market pressures.
A little. The design in the video can be easily adapted to need <$100 in tools though.

If you are willing to bolt everything together, you only need a drill ($40 for a corded one), small number of drill bits ($20) and a hacksaw ($20). The curved metal can be approximated with 2-3 straight segments.

Most of the expensive tools come from the choice to weld and have fancy curved metal bits. A bunch of the other tools are just faster than using a hacksaw.
Yet, at the same time, they also provide all those jobs. Is bloating and inefficiency all that bad if it provides good jobs and the jobs have a good work/life balance?
That's totally true.

But then again, the harm of advertising and surveillance capitalism is a thing. So is the focus on data hoarding, vendor lock-in, favoring prettiness over utility.

I really wish we could run a parallel web. One optimized for utility, where data and content is available in maximally useful form, where users are in control of their rendering, and are free to use whatever automation they want. Not a replacement web, just a for people who are willing to jump through some hoops in order to avoid the crap that's on the mainsteram one.

I don't know much about Gopher yet (I'm starting to learn now), but maybe such a parallel web could be developed there?
FYI Nasa was given $1.5B more than they asked for in their budget this year, with the new funding bill signed yesterday. I suspect this has a lot to do with it.

Edit: Changed $6B to $1.5B per jakeinspace below.
> Amazon's proven reluctance to help develop community infrastructure in Seattle?

You'd be reluctant to develop community infrastructure if your "community" had no qualms about arbitrarily deciding to take more of your property, by force, year over year.
I am having trouble believing this figure. Lung cancer incidence for heavy smokers is 20%. Where do the other 30% of deaths come from?
Quantum mechanics only explicitly says what will happen when you do a measurement, not how to visualize what happens between measurements. Many different interpretations can be useful for visualizing the wavefunction. I actually like the AND interpretation (the final one you described) because it helps in my field, electrons in molecules (aka chemistry). For example, if you add an extra electron to a benzene ring, the new charge acts symmetrical even though measuring it at high precision would show it to be localized off center at some unpredictable position.
Setting up a redirect works if you are the administrator of the project...and are still alive. Migrating a project was simple if it didn't have a wiki. There are a lot of details that caused some real headaches. I remember it being like a mini Y2k at the time, and there's no telling how much we just collectively lost from it.
Regulations have repercussions.
It's not what people typically did because taxis were not generally available in most US cities. You couldn't rely on a taxi coming to pick you up at your home nor rely on one being there when you wanted to leave.
Which you can do by routing 8.8.8.8 anyway.

But you seem to have forgotten this device exclusively runs Google software on it. Why would they be using doubleclick.net on a device with no user input or interaction? Why wouldn't they just build the analytics into the OS?
Yours is the first public mention of MindMeld I've seen. There were a bunch of other related projects. Some of that experience eventually percolated to Tensorflow.

Anyway, good luck with Dgraph! It looks very useful.
So are there any benefits in dgraph over SQL/RDBMs(matureness and widespread query lang) for single machine setups?
Sure; It's obviously a mix of clever and stupid.

One of the more memorable political groups was the Sandinistas. I have never been to Nicaragua, so....limited relevance. I actually just looked (increasing my likelihood to be targeted again?), and was surprised to learn that they're still around; I had no idea they out-lasted Iran-Contra.

As for Amazon, I agree that P(bought a vacuum) is a good signal for P(will eventually buy another vacuum). Still, if they have this detailed psychographic model of me, you'd think they could do slightly better than what is essentially a zeroth-order prediction.
Yeah I think so.

There is monkeytype which can infer the types from test runs and insert them into source, so its quite easy to add annotations.
Perhaps emphysema and heart disease?
The article makes the incorrect assumption that tracking depends on HTML and/or JS/images. If we managed to revive Gopher, browser makes would soon build tracking into browsers and publishers would simply track on the server side like Cloudflare does already (https://www.cloudflare.com/analytics/).
steampowered.com is super sketchy. It's just that most people use the Steam client and it's been around enough time for it to sink in.

Like if an app tried to register apppowered.com it would definitely hurt its image. Obviously massive players are above the rules somewhat.
As someone who just paid his student loans off after 7 years out of college, I hope this turns out to be the case. I am fortunate. A confluence of factors outside the control of many borrowers keeps them saddled with debt for the foreseeable future. They deserve relief.
This is exactly the question that the parable of the broken window answers.

http://bastiat.org/en/twisatwins.html
With deep drilling (bore hole disposal) it can often be disposed of in situ, eliminating the need for transport and centralized storage.
> But of course big pharma can't make any money from these...

I hate to break this to you, but big pharma is making lots of money from omega 3 pills.
Microsoft’s New MT-DNN Outperforms Google BERT
It bothers me how often veganism is at odds with the local food movement. It isn't all the time, but it seems to often be. It's hard for me to square any ethical argument for making an obscure fruit or seed from the other side of the planet a staple of my diet, particularly when that food is being produced in regions with environmental destruction unchecked by effective environmental regulation.
It's risk management through diversification attempts. Google, like any other large scale extremely successful single product[1] company, hedges market risks in occupying "hot" spaces. Same with MS, Apple and all other giants, even in non-tech.

[1] see financial report of the last year (10K). Search for "We operate our business in multiple operating segments. Google is our only reportable segment. None of our other segments meet the quantitative thresholds to qualify as reportable segments" and "How we make money" (Source: https://www.sec.gov/Archives/edgar/data/1652044/000165204419... )
Free higher education, free universal healthcare - I guess I am really lucky.
I know two people just like yourself. One has a texture aversion, to the point of gagging, and both eat very plain diets like what you describe. They were essentially raised on the American kids menu (hamburger, fires, chicken nuggets, macaroni, grilled cheese sandwiches, etc.), and the picky eating became worse over time, continuing right into adulthood. The younger of my acquaintances is in his 20s, skinny but with a gut, visibly undernourished to my eyes. My older friend is in her 40s, and is suffering severe health problems likely due to or exacerbated by her diet.

I have many friends and acquaintances who put no effort into directing their kids away from their picky eating habits, and the kids invariably end up living on the canonical kids-menu diet. Some kids naturally grow into more balanced eating habits and preferences, but many don't, and those parents are setting their children up for a lifetime of health issues.

This may or may not have anything to do with you. It's just what I see in my circle.
Community colleges have lower wages for their permanent faculty compared to universities and 4 year colleges. Community colleges usually have very little in terms of athletics. Athletics at most universities are a huge sink in terms of expenses. Very few universities generate enough money to pay for their athletic departments and none of them as far as I know generate enough money to pay for the buildings and stadiums they use. Community colleges mostly focus on teaching classes and lack the accoutrements that universities generally have.
I would have thought localhost as a second level domain name would be reserved but it seems like it's not.
We have RFCs for a reason, so people follow predictable behavior everywhere. And so you don’t build up a ton of work/customization and then suddenly have a surprise like this. Worse, you embed that custom design into a system and then leave and someone else needs to fix that mess.

.test is what you should have been using, precisely for this reason.
An opinion of one, but I think it really depends more on whether your service really is an answer for a specific problem. If you complain about an ISP, chances are than any other ISP will have the same problems. However if you complain about something that you currently can’t do (e.g.: ask Twitter followers for a solution for X) then a comment from a company actually having a solution might be very welcome.
Isn't this the mistake that the double slit experiment tests ? Particles very much are at point A AND point B, and those electric fields, for instance, interfere with each other. Also with the outside world. That would not happen in the OR case, only in the AND case.
>Covered in spikes and emitting a stench of rotting onions,

Wondering if that bit about "rotting onions" is wrong. I'm Indian and live in India, and while I haven't eaten jackfruit often, I have eaten it sometimes (the ripe sweet version), and never got a smell like that from it. I've even travelled for non-trivial periods through Tamil Nadu and Kerala states, where jackfruit is grown a lot, seen it growing on roadside trees, etc. It definitely has a strong smell, but it's just a strong sweet fruity smell, IIRC. Definitely can be an acquired taste, maybe more so for people from the West. But not bad, IMO.

Anyone else know better? or is the rotting onion smell they mention, from when it is not ripe yet, maybe? Because I've not seen/tasted it in that stage.

BTW, I've read elsewhere that it is supposed to be one of those wonder plants, which can help combat malnutrition, hunger, etc., if grown on a larger scale in the tropical (and subtropical?) countries where it can grow, and where there are sometimes food shortages, such as some parts of Asia and Africa.

Same goes for a few other plants/trees (in the sense of wonder plants, though not necessarily all for nutrition - some are for medical, construction or other uses, often multiple uses), like coconut, neem, bamboo, Moringa (drumstick tree), etc.

Edited for grammar.
Why can't it be both? Granted as anecdotal, I don't have enough fingers to count all the young people I know who got liberal arts degrees and are either floundering or working crap jobs that have nothing to do with their degrees. I'm not saying they are entirely responsible, as there is tons of pressure to go to college and pursue a major, but there's enough information available to determine what degrees pay and what degrees are worthless. If you borrow money for something inviable, that's a poor business decision.
Unless there are other schools that provide the same degree for a lower cost.
Free Guide for Rufus USB Installation
Loans should be based on the earning potential of the degree.
It's mostly cardiovascular disease. The CDC has a breakdown of yearly smoking deaths[0]. And the 50% number comes from the WHO[1].

[0] https://www.cdc.gov/tobacco/data_statistics/fact_sheets/heal...

[1] https://www.who.int/news-room/fact-sheets/detail/tobacco
Neat ICO
I think the risk isn't that they become your competitor, it's that an algorithm flags your website for perceived abuse and that cascades down to you and your workplace being banned forever from Google, with no recourse because they choose to provide fake support despite having $100+ billion in savings and plenty of funding for eg global tax evasion.
"Creating jobs" is a silly argument. Literally anyone can create jobs if they are useless. Here's a shovel, go dig a hole then fill it back in.
There is a verbatim mode?
I use lynx to view gopher content, although I did write a gopher client in ruby with ncurses at one point for fun.
This is spot on. An anecdote from my undergrad studies and living in Madison, WI: the UW has a division of housing, which provides (shoddy) canvas carts to the students to use for moving in/out of the dorms. My student organization happened to "acquire" some of these carts, and when using one I was confronted by none other than the director of housing, who promptly called the police on me. In the end I was happy to return it and he asked the police not to press charges on the condition that I help him walk the cart back to the dorm where it belonged. He told me that people stealing the carts drives him crazy because they cost about $800 each because there's a complicated bidding process to even attempt to sell them to the school! I told him I'd be happy to go to the Home Depot and bang some together if he paid me half that for carts.
> every religion created by man is about spreading the message to the heathens

I'm not even sure if most religions are like that. Christianity and Islam seem to, and the Krishna Consciousness people, and the Scientologists, but Judaism and polytheists mostly don't. Haven't seen much Buddhist proselytizing either. It varies.

Dawkins and Harris and the other New Atheists certainly try to spread their atheism though.
Well, paying for journals more expensive than sci-hub is largely a waste. And I've seen lots of renovations of libraries which add a lot of pretty luxurious study space... although I'm not sure that was on the library budget.
Read there ISA, there is a cap, it's at 30k. You only pay if you make a salary greater than 50k a year. It's also six months full time, intensive, and targeted. They feel it's their duty to help you find a job, and have found a job (>50k) for 100% of their first cohort. Find me a college with similar numbers.

[ISA FAQ](https://lambdaschool.com/faq/)
Auto loans are looking interesting, too.

* $1.27T of outstanding debt.

* Subprime share of that fell to 22% but because so many loans are being created, total number of subprime borrowers (SBPs) is now at all-time highs.

* 8% of SBPs are seriously delinquent. Cycle low was 6% in 2012. Peaked at 10% in 2010.

* Increasing share of prime loans is offsetting the deteriorating SBP picture.

* “Although rising overall delinquency rates remain below 2010 peak levels, there were over 7 million Americans with auto loans that were 90 or more days delinquent at the end of 2018. That is more than a million more troubled borrowers than there had been at the end of 2010 when the overall delinquency rates were at their worst since auto loans are now more prevalent. The substantial and growing number of distressed borrowers suggests that not all Americans have benefitted from the strong labor market and warrants continued monitoring and analysis of this sector.”

https://libertystreeteconomics.newyorkfed.org/2019/02/just-r...
But this is a completely zero sum consideration, and as such from a policy point of view it makes no sense to make any allowances for this.
Apple’s App Store search and Microsoft’s Store’s search seems to be * no matter what you type in.
You missed the key step that the people who access these programs are already wealthy, and wealth breads wealth like rabbits.
Differing regional environmental regulations is indeed a big problem.

One pet peeve of mine is locavores clamoring about emissions from transportation.

Food shipped overseas is not emissions intense at all. Huge tankers are __the__ most efficient means of transportation, emissions-wise. Pair efficient diesel with the physics of huge inertia over a frictionless medium, and gigantic economies of scale.

Usually, growing tomatoes in a greenhouse in Vermont is __more__ emissions intense than shipping them from Chile.
The self-portrayal of the EC as a wholesome and pure knight with a blue-and-yellow shield was particularly cringe-inducing, preceded by its dog-whistle anti-American policy message.
There is a rather simple way of stopping the ever growing tuition bubble, one that is employed in the Netherland, but I feel like it won't be popular in the US: Cap the tuition a college is allowed to charge and restrict them from charging additional fees.
>Solar panels _often_ contain lead, cadmium, and other toxic chemicals that cannot be removed without breaking apart the entire panel.

Nowadays the definition of "often" has shifted to meaning 5%. The waste problem is only relevant for thin film solar panels which only comprise a tiny percentage of the entire market.