skysight-inc/HackerNews huggingface dataset:
> As someone who didn't learn the very basics of personal finance at the optimal point in life, I feel like it should be part of our standardized education. I'd like to think that would make things at least marginally better.

I agree, though I fear that this would only affect people that care enough. It's hard enough to incentivize students to get their work in on time, let alone learn how to balance a budget. Also, our society links spending money with personal self-image. (Buy this Lexus so that your kids love you. Buy this Armani cologne so that you can have weird sex with hot models in anonymous oceans. Etc.) Separating the two would require much more than personal finance classes.

> Another thing I'd love to see, would be for banks to fundamentally reorient themselves to be their customer's advocates/financial guardians, instead of being yet another party encouraging people to borrow more than they ought to.

Banks offer this service if your balances are high enough. Chase Private Client (and/or Sapphire Banking; not sure if they are the same now) assign you a personal banker that can help you maintain and improve your financial health, for example. JP Morgan Private Bank assigns you an entire (shared) team for this purpose; they can even act as middlemen to authorize purchases for you if the amounts are high enough. The former (CPC) requires a minimum balance of $75,000; the latter requires $1-10M (they don't publish their minimum requirements for this).

It sucks that you have to be financially stable for banks to help you, but it would be unprofitable for banks to offer this service to everyone with an account (have you ever waited for a teller during peak hours?). Banks are starting to use "machine-learning" based platforms to provide generalized advice platforms, though, so that people can have some resources to help them achieve financial well-being. Nowhere near enough, but it's something.
Course Review: Hands on Computer Vision with OpenCV and Python
I'm starting with a 2018 review, as described here:

https://medium.com/@schlaf/how-to-conduct-an-annual-life-rev...

Then, I'm going to set some realistic goals based on what I find.
Apologies to the authors, but anything from Packt is a hard pass.
Or broccoli, cauliflower, kale, cabbage, etc.

Or any fruits or vegetables you can buy in any modern restaurants or stores.

Or meat from any domesticated animal.

Not sure that helps, frankly.
Aluminum is a lot more expensive to make, more expensive to make something out of and more expensive to repair than steel. It is lighter though, another considerable advantage when making a vehicle besides durability.
How much less efficient are north-facing solar modules? (2016)
The washing machine works for you. The self-driving car, even assuming they're for sale and you can afford one, fundamentally operates at the whim of its remote overlords. And you're not going to get run over by someone else's washing machine.

> I don't see how violence or vandalism of property is ever justified

I welcome your commitment to unilateral disarmament, end of gun ownership, disarmament of the police &c. /s
Over on the Let's Encrypt Community Forum we get quite a few inquiries from people who say "I'm the site owner and my developer [disappeared|quit|was only hired for a one-time setup task] and my certificate expired; how do I renew it?".

I assume this is a really common pattern for web sites in general. :-(

I don't imagine that this segment would be interested in paying for "continuity insurance", but they might grudgingly hire someone for "tech rescue". I guess that's a very different kind of service; I'm not sure if there's anything in between the two.
I can't downvote, but this comment contributes nothing to the conversation and is borderline trolling. And I'm as pro-immigration as the come.
SSRI's.
The insight there is turning the adjacency list of a graph into matrix and suddenly the goodness of linear algebra can be utilized. That's ingenious!

Thanks for the link.
Why Empathy Is Bad (2016)
Agreed. I think a big part of that is the expansion of access to the academy that we've seen since 1980. Applicants to Berkeley increased 4-fold from 1976 to 1986. (It's gone up another 4-fold in applicants and two-fold enrollments since then.) The increased applicant pool and enrollments probably means that a lot more less-well-prepared students were attending, and the schools staffed up administrative services to meet those students' needs:
https://academic-senate.berkeley.edu/sites/default/files/kar...

We've also added a lot of services for disabled students, transfer students, etc. All to the good, I would say give more students access to a quality education, but the services needed for 6,000 students of 80,000 applicants is way different from when they were enrolling 3,000 students of the 5,500 who applied.
> Also, please consider how many people are employed in transportation and see themselves broke and homeless ...

> These are people who, like luddites, see the end of their lives as they know it.

I agree it's a different scenario but how much of a fraction is that? I doubt it's very large. Literally millions of new employees in this field have been created thanks to companies like Uber, I doubt most were in the transportation business beforehand and had jobs doing something else, and once driverless cars are more common most won't be in transportation afterwards either. Most people can find new jobs, and most people in the industry already are probably there as a consequence of "I need a new job" rather than being born and bred for this one thing they can do that a machine will now take over.
If there wasn't a need to buy rent, food, transportation, electrity, and communication I wonder if Candy Crush would have micro transactions.
Paychecks? What’s that?
Credit card companies make a ton of money on credit cards. Consumer banks are different, and not all banks offer credit cards.
Okay, but repeatedly making this point in this thread is derailing conversation. Does it really matter that much? Were you unaware of the parent comment's point being made because MSFT isn't represented?
i think this might be shadow banned, but FWIW, i use PIC and ALU to bypass smart controlls at the hardware level so old men and women, who dont want smart appliances get a hardware version that is locally contained.
physically i fabricate a new control panel or console, manufacture the "digital over analogue" dials and keypads, and replace the smart hardware.
Letting a large number of attacks slide is probably worth a piece of the ~$1 trillion private and industrial transport market.
> Officer William Johnson of the Chandler Police Department described in a June report how the driver of a Chrysler PT Cruiser wove between lanes of traffic while taunting a Waymo van.

How do we know that it just wasn't the PT Cruiser's driver's normal driving behavior. They did buy a PT Cruiser in the first place.
OK, please offer an alternative vector for opposition besides litigation, which is expensive, slow, uncertain, and arguably rigged in many situations. For those who distrust or are cut off from institutional processes, what form of opposition do you recommend?
I wrote program that stores code in a DAG using Neo4j. It was fun, I enjoyed it. The performance was ok, but once I had finished prototyping it, I moved it into postgresql and never looked back. Neo4j was excellent for prototyping, but it requires way more memory and cpu for a production instance than postgresql. I want to do more projects with neo4j, but I haven't had the time.
You're probably talking about LA when referencing socal, but San Diego is reasonably affordable if you live in the right places (aka not downtown/la Jolla).
I would actually be very happy if all cars, human driven and self-driving alike, were outlawed from our city center, and forced to just drive and park around the periphery. Some European cities are starting to do this. It completely changes the nature of the streets, from dangerous and noisy places that make you feel uneasy to walk near, into places that are safe for everyone to enjoy.

So, bring on the crusades against cars.
Happy new year to you all! (1994)
> If your parents are able to pay for your college tuition, you are provided with a much stronger launch pad.

Ain't that the truth. I've spent 10 years at ~$1300/month paying my student loans down. I'm two years from done, but that would have been half a mortgage paid off! To be fair, though, I knew squat about personal finance coming out of college, so I probably would've burned the money some other way.
Hi, Loved your Dishwasher robot post the other day. IMHO, see if you can gang up with your co-conspirator and raise seed money. Heck, if you can afford it, consider moving to the valley and try to get in the next YC cohort. These days they seem to have a predilection towards funding HW ventures. If all else fails, you will still have all the experience of an entrepreneur which will carry you places. AS an aside, Have you considered "Industrial Automation" jobs. Companies like Tesla might be interested in your profile.
It will be interesting to see if the strong tech companies are willing to sell their data via API or just safe guard it for their own use.
Is that battery running close to spec or does it have reserve capacity that it does not normally tap in to?
I think that just a big a scandal is that the PBGC (https://en.wikipedia.org/wiki/Pension_Benefit_Guaranty_Corpo...) doesn't have stricter requirements for funding pensions -- the teeth i.e., we stop guaranteeing if you fail to meet these requirements.

It seems unfair to me, as a taxpayer, to guarantee something that is the owner themselves aren't working to keep in good shape.

In my humble opinion, pension meltdowns will be the triggering event for massive unrest in the coming decade.
Yeah FAANG definitely has that connotation in finance rather than being an acronym suggesting the top tech companies
I didn't even imply that one shouldn't vaccinate their children.

I really don't know how you took that from anything I've wrote, except that you read it with a very strong bias.

I focused on not dismissing moms who say vaccinations did affect their children.

>I don't think "tu quoque" is a civil way of having a discussion.

Actually, I was addressing the overarching approach to being stuck in a state of understanding that results in refusing to look for more knowledge.

You denying there is any potential for any link at all isn't really based on your personal experience with mother's who've claimed it was the cause. It's based on statistical data you are aware of, but that's all. You not atypical in believing that data is conclusive. That is the "status quo", is it not?

But statistical data is really only a snapshot of a fixed set of data points in time. In terms of human biology there is far more that we do not know than what we do know. The truth is the data we have right now on how the human organism functions isn't even close to complete, nor fully understood, and still quite dispersed and not easily accessible.

I'd like to think studies on the potential ill effects of vaccinating all children should be a priority and listening to mothers who've said their children experienced serious issues should be at the very top of that list of data collected and studied.

And again, to be perfectly clear, I still have not said or implied that one shouldn't vaccinate their children.
I hear you and not disagreeing. Just adding that there is a lot of hand-wringing over Zuckerberg, his intentions, etc, but it can all be simplified when people recognize--as you have--that he's just not a good human being. In fact, if you really analyze his behavior and how he's wielded his power, there are clear lines of sociopathy that emerge.

So, when I look at it through that lens, whether he's gotten better at avoiding gaffes and all the other analyses just obscure the point that really matters: he's an immensely powerful person with tremendous reach who utterly lacks a moral foundation.
I feel as if this is just a trend in the way people communicate. It's common in the U.S. to describe cute animals and babies this way. It might've stemmed from pop culture (i.e. movies, TV shows).
Stay away from Orientdb it is a super hyped multi-model database but it's unreliable and hard to maintain. I worked with it for 2 years incl. paid professional support.
https://en.wikipedia.org/wiki/Red_flag_traffic_laws

Trains also experienced lots of concern, from the legitimate to the ludicrous.
It only sounds barbaric until the automation comes for your job.
Breed the two to get to aggression neutral?
They're not going on a crusade against self-driving cars, but against the "beta testing" of self-driving cars in their neighborhood, without their approval. It says so in the article, although it's a bit buried. I can't really fault them for that.
So do the "obvious evolutionary explanations" by so-called experts, by the way. A useful exercise is to consider how you could possibly have an evolutionary explanation that is NOT a just-so story. It seems impossible to me; there is really nothing in our epistemology to justify our stories about evolution besides inductive inference, a.k.a a just-so story.
This has nothing to do with victimhood. This is about judging individuals based on percieved group advantages. It is as much of a fallacy as judging an individual according to race or gender.

I'm not even implying personal struggle, only that one cannot judge the validity of an opinion based on percieved advantages from on one nebulous trait without considering individual disadvantages.

>For someone lacking in empathy

You mistake objectivity for coldness. Further, you apparently cannot differentiate between unfortunate events and poor decision making.

Please stop continuing the personal attacks that the other poster initiated.
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Might be great if you use AWS a lot.
Heh, last year I bought expensive boots explicitly because of the Vimes' theory, but I have to say in my case it didn't work out.

Maybe this comes from what the post says about "knowing what to buy", but I bought boots made by a 2nd generation shoemaker constructed out of leather carefully prepared here in Chicago. They're recraftable so I figured after the bottoms wore out I could fix them. But here I am a year later and the inside sole is coming up and squeaks with every step. I'm going to have to take it in to get it repaired, for probably $15-$20. From a consumer waste and natural resources perspective, I'm still happy with my purchase, but I'm pretty convinced that shopping every year or two at Walmart would leave the average person ahead, cost-wise.

More generally, I wonder to what extent the Vimes theory is true. Richer people buy higher quality items and generally have a more luxurious life, but I'm not sure that it's cheaper overall. Or at least, there's a point where it's obviously the case (c.f. the T ticket vs Charlie card point in the post), but I think it happens pretty early on in wealth.

Case in point, I bought a nice 2 year old Chevy from a dealer with low miles for $12,000 a few years ago and haven't had a problem with it. I can imagine that paying itself off quite easily vs. making do with a $3,000 beater that keeps falling apart and needing service. But from a purely cost perspective (not luxury), I don't think beyond maybe $15k or so, more money in a car will save you in the long run.

So, I still kind of get Vimes' theory, but I only think it applies from, say, poverty to lower middle class level. Beyond that, I think upper class people spend more money on stuff, and get a sweet life because of it, but not as a cost saving measure.
Daniel Kahneman says most people don't really want to be happy
Why is the insurance so high? I thought the safety features made it more safe == less insurance?
70/30 is fine, you just want some in bonds.

The original split of 50/50 between stocks and bonds is prescribed by Ben Graham in his book the The Intelligent Investor, but he does keep it flexible.
That doesn't really address the concerns in the article though - your quote is from a book about Google buses, a separate issue (but one mentioned in the article). One couple said their son was nearly hit by a car. Another person said the decision to test in their area felt unilateral.

This is pretty similar to how people reacted when cars showed up about a hundred years ago, and for good reason - drivers now kill half a million people a year, 30,000-40,000 of those in the US, disproportionately affecting people walking and cycling. We have evidence that self-driving cars are safer than human-driven cars, but we _also_ have evidence of "Tesla drivers pretending their half-assed version of self-driving is safe" and "self-driving car kills pedestrian" and no driver to face the consequence for this. More than a few of the touted designs for cities that self-driving cars enable are an utter hellscape for people who like walking, cycling, or motorcycling, and cars already destroyed our cities once.

Personally, I'd rather live in a place with no cars of any sort. Barring that, I'd actually prefer self-driving cars (they do seem safer) with massive restrictions on speed, noise, etc. But I can understand these people's concerns and just calling them Luddites doesn't really help.
A Year of Miseducation
This is true of cats too. Stray mother cats will keep moving her kittens because tomcats would seek out lactating mother cats, but will first kill the kittens before mating with her. Nature is brutal.

Also in a way, the tomcat is making sure that his kittens won’t have to share resources with kittens from a different litter.

P.S: that’s a great book by Sapolsky. I read it fully and just last night, I went back to it for light selective browsing. Very well written. Thanks for mentioning it.
You're not hellbanned but sometimes you have to click on the timestamp of the comment to reply to it. Sounds like a great small business gig; there's probably also a market for people who had smart devices that became crippled when the parent company shut down.
> they comitted acts of terrorism

I never said they didn't.

> they prefered the old ways and attempted to slow that progress.

Yes, that's correct. Why did they "prefer the old ways"?
Special Greeting from  Khaled El Sayed .. Exclusive
What if I just want to learn about random shit? The main reason I read him is to learn about new things and things that might be big in 5 years.
>Asking average citizens to understand market volatility and diversification and to rely on the total abject falsehood that “markets just go up in value” is equally immoral.

Why? We expect people who drive cars to understand the basics of driving to the extent it is safe for them to drive. Simple diversification isn't a hard concept. Neither is risk/reward in determining where to put your money.

>The aspect of pensions, to me, that satisfies the primary moral constraint of the situation is that you are guaranteed income of a certain level, so that the organization granting the pension has to bear the risk of volatility in whatever funding instruments are used to back it.

But you aren't guaranteed it because things can happen. Immoral or even illegal things, or just having a run of bad luck. Regardless of the cause, there is a risk for the money not being there when you need it, a risk that seems to be worse than a 401(k) or equivalent. That risk includes governments not doing what you think they should've done, because no matter how much you think they should've done something they didn't do, it still wasn't done (in this case, companies weren't forced to fund and protect their pensions).

If you have your own money, you can at least protect against this by having diversified investments, and if you are an adult who is allowed to vote then you can understand the concept of not putting all your eggs in one basket.
Ah ok, that makes sense :)
> No image compression format is going to save us from websites that use 2000x2000 sized photos for 200x200 author thumbnails.

This sounded like an obvious truth but I think you're wrong!

JPEG has progressive rendering, so a browser could easily decide to stop once it has rendered enough for the image size. Once you zoom or if it's used elsewhere, it can render a little more.
I would think if the story holds across all cultures over time, it is pretty good evidence it is not just a just-so story.
That is not the case. Here is the data:
https://transparentcalifornia.com/salaries/california-state-...

The only person making $400k+ is the Chancellor of the whole system, the majority of people making $300k+ are presidents of the individual CalState schools, and the administrators over $250+ are almost universally CFOs and senior executives at each school. Many presidents of the smaller schools are in the $200k range. You only start getting to non-executive administrators under $200k.

PS: There are people getting $400k-$500k total, but over $100k of that is benefits.
You'll find many in the monthly Who Is Hiring threads that are posted by https://news.ycombinator.com/submitted?id=whoishiring.
This is cool - I appreciate you taking the time to think about this. And if you're an investor, I hope you find the guide helpful.

I like your ideas about making the mission more prominent, which I will do.

I have had this struggle in conveying clear benefits of what I am doing, in real life conversations. I find that when I go too meta, I can lose some of the more pragmatic and impatient users as their eyes glaze over, but it makes sense for more thoughtful types and even investor types. There is this distinction between user pain points, features, benefits and mission. I've mostly stuck to the duo of pain points and benefits, and delegated features and mission to other pages.

I like my mission of course :) but I don't know if users care about it as much as I do compared to benefits the mission provides. But that's where A/B will help as you suggest. I am going to pay attention to this along with coming up with a better copy. Thanks a bunch!
I used the Dickins method just naively and it seems to be about 10x faster than what they did here at generating 1000 triples.
I did. It basically said to change your input stream to avoid the problem. Not all data sources can be changed. If you don't have canonically parsable inputs, then assumptions don't work and you can't predict if an add::d:ress is with or without the :port syntax, a priori unless you know the input stream.
The answer seems to be never halt the company in most cases, just split it up and write off parts. When did yahoo end?
Disclaimer: I’m an 8 year Neo4j user and 6 year employee.

Neo4j is a great database if you learn how to use it and are willing to get your hands dirty every once in a while (write Java). I keep a blog at maxdemarzi.com on the things you can do with it. See the dating site blog series it may be relevant to what you are doing.

We have thousands of videos, slideshares, blog posts trying to teach graphs. If you take the time to learn you will be successful. If you connect with us on Slack and ask you will be successful.

If you treat it like an rdbms you will fail. See https://m.youtube.com/watch?v=oALqiXDAYhc for a primer and see https://m.youtube.com/watch?v=cup2OyTfrBM for the crazy stuff you can do that most DBs can’t.