>, but I do think I struggle on the investor side.

To me, your text focuses too much on the Swift currency side instead of the $USD side. For investors, the $USD is more important since that's the currency they get their investment multiple from. Even if your end users are adding products&services[1] "in kind" (instead of paying $USD) to transact in Swifts, you still have to concisely explain how $USD gets into the business. You must have a clear explanation of non-Swift revenue.

Because you emphasized the Swifts instead of $USD, this leads to paragraphs that has a circular feel to it (we get paid in Swifts from Swift transactions) -- like this one:

>There are 2 main streams of revenue, the first comes from transactions on the platform in which SwiftDemand receives a fee similar similar to that of Amazon. The second is that SwiftDemand receives Swifts for each identity that it manages (payed by the protocol itself). If we continue our growth we think it's more than possible to get 100 million users on the platform receiving $1-$10 per day

That paragraph explains getting Swifts from other Swifts transactions (circular) -- and then suddenly it switches to them being worth $10. If a user is selling "20 HD wallpapers" for 500 Swifts, that doesn't explain how an investor gets a percentage of multiple transactions that are "worth $10" with a Swift-to-$USD exchange rate.
Let me give another example so you see the confusion in that type of writing:

You want YC investment of $150k $USD. Using your lower estimate exchange rate of of $0.001-to-Swift, you basically just need 150 million Swifts. Therefore, you could create a new identity account called "ycombinatorswiftinvestor" and give it 150,000,000 Swifts. It's your system and therefore, you just create 150 million Swifts out of thin air like a central bank. Your funding problem is now solved.

Obviously, that currency-swapping explanation would be unsatisfactory to you. You need the $150k of $USD more than 150 million Swifts! Likewise, your investors also need to understand the $USD cash flow more than the Swift transactions!

Further down in your comment is where I think you get closer to explaining the potential commercial value that attracts $USD:

>, however our intention is to partner with bigger companies that can utilize our userbase essentially to give out promotional offers

Is the idea to charge companies for "promotional offers"? (Like advertising?) Is that where the bulk of $USD revenue comes from? If so, you need to make it prominent and clear. (Instead of the revenue mechanism being buried way down in the comment after explaining technical things like SwiftDemand being the Identity-provider while Swift is the protocol, etc.)

Again, let's work backwards from a $1 billion exit valuation. Using a ~10x multiple of annual revenue as one possible valuation model, that's $100 million a year. If you're charging companies like Proctor & Gamble, Coca Cola, Toyota, etc to expose your users to their promotional offers, you have to present a convincing financial story that shows why those companies would pay that. You need to explain why they'd find your audience (userbase that want UBI) to be valuable to them.

Yes, I can see that you envision Swift to be its own large financial ecosystem without dependence on $USD.[1] (As a semi precedence, Bitcoin itself started out being worth $0 -- and then somebody seeded it with real economic value by trading 2 pizzas for it in 2010 -- which then lead to $19k-per-bitcoin in 2017.) Swift could theoretically experience a similar virtuous cycle of people adding more and more goods & services to Swift. But that growth is irrelevant unless one of the services _inside_ of Swift ecosystem is a bank that converts Swift-to-$USD. (Because YC and VCs take their returns in $USD.) Therefore, the $USD that comes from outside Swift via promo fees takes precedence and must be convincingly projected as $100+ million in revenue.

As a side note: your Swifts protocol+marketplace to provide UBI is well-meaning but it also has some economics flaws (e.g. disincentives for value creators). I don't see them being addressed in your FAQ[2]. My comment is long so I won't go into details but I suggest you discuss your UBI digital currency with people who like to study game theory of incentives and behaviors interacting with freemarket price levels (goods priced in Swifts) and an expanding money supply (everyone receives 100 new Swifts every day).

[1] got the Swifts marketplace link from your Medium post instead of your landing page: https://www.swiftdemand.com/store

[2] https://www.swiftdemand.com/faq