skysight-inc/HackerNews huggingface dataset:
A bank is absolutely free to create the loan from nothing apart from your promise to pay it back.

Loans are 'backed' by capital (paid up shares, retained earnings, etc). They have to have enough capital to cover at least 8% of the amount of the money they have created by lending with the recent Basel 3 rules.

What the bank is doing is managing IOUs. You do not store money in the bank, and the bank does not loan stored money. When you deposit money in the bank, they take it and give you an IOU (bank credit). When you loan from the bank, you make an IOU to them (loan), and they give you an IOU (a new deposit in bank credit). When you make a withdrawal, you're exchanging one of those IOUs (credit) to cash. When you make a transfer, they reduce their IOU to you, and then either increase an IOU to someone else, or settle that transaction between banks with some asset (such as bank reserves).

The bank does hold some of their assets at the central bank of their country (or ECB for Eurozone banks). But they actually try to keep as little as possible in there, and they don't need that much compared to the amount of bank credit on the bank's balance sheet.
People inside English-land get second class experience too. Audio and video are inferior tools for this kind of content, in the same way a linked list is inferior to a vector if you need random access.

In this particular case, I'm annoyed too. I've learned (what I think is exactly) this concept from other sources, and I've been recently linked to this video a couple times. What I would love to do is to quickly diff my existing knowledge with contents of the talk, but I can't do that because it's in a video format. I've been putting off watching it for couple weeks now.
> Cargo is top notch.

I agree Cargo is good but there are some issues that bug me (e.g. no support for docker layers with cargo --dependencies-only, xargo is not merged in, is there a support for custom repositories yet?).
I'm probably being captain obvious here, but if this is what's being released for free, I wonder how much better a polished commercial version does, and when we reach the point where we can't trust anything we see anymore. It doesn't even have to be super perfect, even reaching the point where it takes experts about two weeks to determine if something's real or not might already be long enough to do great damage.

From a technical standpoint I think this is very impressive, and I'm also interested in creative/artsy use of this. Their "replace trees by houses" example is pretty dull but gives a good glimpse at what can be done.
> bectop is a vector

BEKTOP (K everywhere where you’re used to C) just like the use of B,K,P in modern Greek, e.g. coma is κώμα rho is ῥῶ, B, βήτα (beta character) is pronounced "vita."
Most of the bans instituted appear to from external pressure, not internal employees, at least going by publicly available statements of various companies involved.

In the same way that consumer boycotts against advertisers got Fox News to censor some of its pundits.

PayPal just banned Alex Jones, you think this is because the rank and file progressive employees just decided to do it, or because they received massive numbers of public complaints?

There’s a huge difference between employee political views and product algorithms, and the idea conservatives don’t seem to understand that the general public is targeting companies with pressure campaigns against their ideology in much the same way religious groups used to get TV censored for criticism of religious or some mild sexuality.

Conservatives are not unique in this. Progressive channels on YouTube have been censored because of complaints that videos of civilian deaths caused by US military or anti terrorist videos were promoting violence.

Venezuela’s state TV which was promoting propaganda got censored at one point and a lot of progressives got really mad.

If you’re preaching white supremacy wrapped in a nice dog whistle, don’t be surprised a flood of public complaints and threats of boycotts against advertisers get your content taken down.

That’s how political action always worked, it’s how a lot of civil rights movements got TV to change what images they promoted.
Don't need quantum fintech for that, "blockchain fintech" is already rubbish.
#Very Effective Tinnitus Sound Therapy 528Hz to Promote Inner Healing and Calm
Mmmh, that would imply that the brain is not a Turing machine (or compatible). I'm not convinced as the author does not mention what the brain is instead.
When someone puts $10 in a bank, it most certainly gives the bank something they can do something with. In this case they can lend $9 out - assuming 10% reserve. On the balance sheet the bank then has $10 on the liability side - the deposit - and $9 loan and $1 reserve on the asset side. I think that you're confusing accounting with business.
You are needed over here:
https://news.ycombinator.com/item?id=18033606

Perhaps you chime in to say how you overcome some of our concerns in that post.
The problem is, that it to the politicians of the time made absolut sense.

Socialism seemed unstoppable, while spreading through the world.
The US never understood that nationalism in the released colonys always dressed up as opposition to the politics of the leaving colonial force- which usually was capitalistic.

Declaring war, should be a slower process, with plenty of time to disprove lies and allowing for illusions to fail.

At the same time, the UN should have been able to resolve some issues more practically:
Major parts of the world would have benefited from a reallocation and consolidation of areas (of future nations), not by colonial markers on maps, but by by ethnicity -as it happened between India and Pakistan.
Imagine that very same boiling battlefield that was/is Iraq and Syria, but instead with two half-merged nation states having nukes.

Delusions are strong on both sides of the political spectrum.
I have just read an article that talks about TCPA law at https://www.lemberglaw.com/tcpa-compliance-telephone-consume.... It might be useful for you now. You might want to track down the callers and sue them in the future. :)
One of the example translates a full human pose to a video of a dancer. If the network would be trained on the facial pose(?) / features only, would that recreate something like the facial reenactment in http://niessnerlab.org/projects/thies2016face.html (source code for face2face is not public)?
I'm sure the point is already crossed. People on 4chan are making fake porn that is nearly indistinguishable - and they are complete amateurs.
Houby hunting, then PF Tek.

Obviously, do lots of research. There aren't many deadly varieties by some of them look very similar to edible ones.
They don't. They might get some interest on the cash you gave them when you deposited the money, or for a transfer the reserves that they got from settling deposits from the central bank, or from lending those reserves to another bank. Or they might convert those assets into bonds etc.

But the 'bank deposit' itself is just an entry on the liability side of the bank's balance sheet, they can't profit from that. The bank might pay interest on it to the depositor because they want to encourage them to deposit more, because deposits coming in give the bank cheap liquidity, so stop them having to borrow reserves from other banks etc. to maintain liquidity.
Look into Deepfake, that's the tool 4chan is using for face swapping in their fake porn
UK tools are in their infancy, MIFID II has opened it up and businesses are starting to react. HSBC's phone app can connect to any bank.
I am very interested. Email sent!
The human brain, like everything else, ultimately runs on the laws of physics. If the laws of physics can be simulated on a computer, then the brain is theoretically simulatable on a computer. So any argument that a computer cannot even in theory do some thing that a human mind can do must be flawed, unless the assumption that of the simulatability of physics is wrong.

(This particular instance is thinly veiled question-begging; it takes as its assumption that a human mind is special ("A defining aspect of the human mind is its ability to create mutual information"), and proceeds to conclude exactly what it just assumed. See also: sloppy dualism — http://goodmath.scientopia.org/2013/01/17/sloppy-dualism-den... )
Well, maybe it does. Only there really aren't separate worlds in the Everett Interpretation. It only seems that way to our superpositioned brains.

At some point this debate becomes a bit too confusing for me. All I can report is that the experts fretted over this.
I've been seeing this talking point around a lot. I'm not sure where it started but it seems to resonate with people and so get repeated. But let me rephrase it: "We can only reduce the noise by 49% by changing the engine, then we'd need to look at tires, which EVs already tend towards low rolling resistance versions of".

Which has a different tone than the "let's just not bother" vibe I get from the original version.
> I say that considering only the needs of inexperienced users is a fundamentally flawed approach.

Sure, I don't dispute that for a second. However, we seem to have moved from "UI animation is categorically worse in all cases" to something like "UI animation is categorically worse for moderate-to-experienced users".
If a company has to fire someone a few months after hiring them, it’s typically the company’s fault, not that person’s. Take your time finding a real job now, not some sweatshop/bucketshop gig.
It’s a really great feeling. I went for a while getting up at 5:00am, going to the gym, then straight to work by 7 or so. I’d often get the most important work of the day done by 10 and I felt pretty amazing. But having to go to sleep by 10 (which means in bed by 9:30) was too hard to adhere to.
So, uhh, how do humans get mutual information? Big gap in the argument there, especially if you have a determinism bent in your philosophy of physics (in which case the article proves that humans can't create mutual information either)
Buying Money Market funds also have similar yields and are frequently backed by treasury bonds. Vanguard's MM fund currently has a yield of 1.96.
Thanks.

I don’t get why hn mobile version doesn’t take this into account. Should be just a single simple css rule...
From the paper:
"we have to use all the GPUs in DGX1 (8 V100 GPUs, each with 16GB memory) for training. We distribute the generator computation task to 4 GPUs and the discriminator computation task to the other 4 GPUs. Training takes ∼10 days for 2K resolution."

As I don't have a DGX1 here, training the 2K resolution net for 10 days on a p3.16xlarge instance (also has 8 V100 GPUs) would cost USD 5875 on AWS.
(USD24.48 per hour on-demand pricing * 24 hours/day * 10 days)
Yes, but it just cuts out the face and pastes it on a different person/background. It does not do full reenactment where you keep the entire target video environment.
> Microsoft is in the same business as Google.

Microsoft and Google may have competing products, but they are in completely different businesses. Microsoft is in the business of software, Google is in the business of data. That's why there's a public Bing Search API[1], but there's no public Google Search API.

[1] https://azure.microsoft.com/en-us/services/cognitive-service...
That is nice!
holodeck programming step 1.
They may be useful for beginners.

Otherwise mundane app will look much more sophisticated. It can also make the experience more fun, which makes it easier to addict the user. Just think why slot machines are so colorful and flashy. Would they have same appeal if they would look and behave like a parking meter?

I would not mind animations if:

- they would not slow me down - I'm faster than them and I have to wait. It would be interesting if animations would be faster or disabled when user interacts faster than some threshold.

- they would be interruptible

- they would not cause performance degradation

- they would not add more bugs. As with most asynchronous actions they are not properly tested when things happen simultaneously or are interrupted.
Looking around the world, lying seems to have been redefined as; "a perfectly reasonable business strategy".

One of the biggest shocks I had going from childhood to adulthood was the sudden flip between people telling you that you have to be honest and the people now telling you to stop being honest. And the people who had previously told you that you must be honest, they tell you "oh yes, that's work", when you go back to ask them what you should do given you are being instructed by the people who pay your wages that you now have to lie.
>Postgres only adopted SQL in response to mSQL's popularity.

What, then what did it use before?
The more accurate term would be "object model with an ABI", in the same sense COM or GLib is an object model.

So CPython is actually several things layered on top of each other.

- PyObject-based object model; this includes PyObject, PyTypeObject, PyUnicodeObject... and I think that's it? This is the equivalent of COM IUnknown. It doesn't actually know anything about Python proper, but it defines the operations in terms of which language itself will later be defined (like the idea that objects have a refcount-centric lifetime, and have attributes, and operations like "call" and "add" etc).

- A bunch of standard data structures built on top of that, like PyLongObject and PyListObject. This is just a pure extension of the above - again, defining more terms in which the language is defined, like what happens when you add two ints.

- A bunch of specialized data classes which store Python bytecode and provide the framework for its execution, like PyCodeObject, PyFrameObject and PyFunctionObject. Note that these don't know anything about how the bytecode is produced, nor about how to actually execute it. But they do know about things like local variables (so PyCodeObject will store the list of locals, and PyFrameObject will allocate space for them), so Python-the-language starts creeping in here.

- The parser which produces AST (which is itself a bunch of Python objects), and the bytecode compiler that produces PyCodeObjects out of that AST.

- And finally, the actual interpreter, that ties it all together by providing semantics for the bytecode contained in PyCodeObjects.

This layering is even visible in the Python source itself (https://github.com/python/cpython/tree/v3.7.0) - the first three things live under ./Objects in the source tree, and the parser and the interpreter is under ./Python (with some bits under ./Grammar and ./Parser). So, roughly speaking, ./Objects is the object model, and ./Python is the language proper. The headers are interdependent, unfortunately, but it's not that hard to break them apart if anyone cared to.
If you just want to insert an element at the beginning of the list you can use the original list as the tail of the new list. It's immutable, so it's not going to change under you.

If you want to insert stuff randomly, you wouldn't use lists to get the best results in a functional setting. You might use something like finger trees instead.
If you compare OSS or free software to commercial software generally, I don’t think there are that many massive gaps. It’s mostly polish and small incremental improvements, but the underlying tech is mostly the same. Why would that be different in this case?
South Korea Unlimited 4G/LTE KT Olleh SIM Card
+1. Some people act arrogant and feel like they know it all because they may have insecurity (in my local community: being out of job, failed startup, problems at home, etc). I recently met a couple of folks who were very content with themselves and very humble yet extremely smart. I almost forgot how much people like this can inspire me, discussions with them are very constructive and you feel really good after a conversation.

Be content with yourself. If you're the person with the most knowledge and technical expertise then great, but be humble about other skills that you may not have and that you can still learn from others: teaching, inspiring, helping, making people feel that they're being listened to without being condescending.
It's because people often quote things by putting a number of spaces between the text on each line, but hacker news interprets that as a code block, not as a quote. It's reasonable to not wrap code blocks; the real problem is that HN doesn't have formatting options for quotes.
Quick reply, you can make websites public. So my stats are public.
Who deserves credit for ending slavery? Or is it no one because it was an immoral practice to start with? Or are you saying that just because a subset of white people were involved, that credit would not extend to white people as a whole? I guess I don't really see the significance of making a point of this. If someone is hurting me repeatedly, and then they decide to stop, I think they'd deserve credit for realizing they should stop. Furthermore, I'd want them to have that credit to encourage sensible acts going forward.
Back at Caltech in the 70s, user accounts on the DECSystem 10 had 3 characters, and was set as the student's initials. One fellow had no middle name, so he used 'x'.

He got so used to it he legally changed his name so his middle name was 'X'.
> ... from a different source:

You, in other words.

Five votes and zero discussion (as of now). Are you mad that you didn't get the Internet points or was there a good reason for pointing that out that I'm missing?
Debt is created not money. You can’t pay the ferryman with an IOU from a bank.
Ah, but when they transfer that money, it'll be to some customer of some bank whose loan customers will also be transferring money in the other direction. This means, in practice, that the main constraint on a bank's ability to lend money is how willing all the other banks are to lend money at the time. The Bank of England paper linked earlier in the thread explains why this has undesirable economic implications that are missed by the incorrect money multiplier model.
Can't wait for Apple to make this mainstream in Watch 1X. Together with Apple AR/VR sunglasses.
You don't need nukes for space weapons, kinetic bombardment will do just fine.
No such thing as a fish

ITunes link:
https://itunes.apple.com/de/podcast/no-such-thing-as-a-fish/...

Audioboom link:
https://audioboom.com/channel/nosuchthingasafish
Unfortunately for Firefox this concept doesn’t work very well on the CPU it seems. Every time I open Firefox on my (slightly older but still very capable) MBP the fans go nuts and the CPU could fry an egg. Probably has something to do with my integrated graphics chip.

And yeah I’m going to keep posting this anecdote until Mozilla acknowledges the problem.
100% yes. You cannot give a scientific accounting of "measurement" since the term isn't even defined in the Copenhagen Interpretation.

There are various interpretations that attempt to define "measurement" in various ways, but those are not the Copenhagen Intepretation.

As for whether you can give a scientific account of how data is processed by a brain in a superposition of states, you most certainly can. (Ever heard of "quantum computing"?) It's just complicated.
Page-down should animate (quickly), it makes it much easier to understand how far the page scrolled, to follow the text and pick up reading on the next page.
Adobe have definitely bested most oss competitors in their space. Although with the amount of man power at their disposal it would be hard to beat.
Hasn't really stopped either. Read up on things like the shoddy evidence that goes into drone bombing or the crimes of Seal Team Six or the many other horrific acts the US military has done in recent years and decades. If anything it seems like we are getting better at sweeping this stuff under the rug.
Grandparents who are still rocking it
No, they say "I'm going to claim you can have $5000, because I can document that once I took in $1000 and I assert that I will take in $1000 again, perhaps many times".

Never mind $500, they don't even need to touch the $1000 you put in. They are just making it up as they go because they're a bank and can credibly assert that they will be handling capital in future.

They are using the FACT of having deposits to get the credibility to make up whatever loans they want. This is why leverage is like ten to one making the amount of capital in the world many times the assets of the world and everything in it.

When you withdraw $500 _they_just_make_it_up_.
Sure, since they didn't surrender after the first one. And there might have been a third one...
He spent a couple of years blasting Hillary for being a warhawk, for how her campaign was run and questioning the obsession with Russia.

https://www.newyorker.com/magazine/2018/09/03/glenn-greenwal...

Apparently questioning the party status quo is the worst thing that you can do.

"Greenwald’s political writing, which focusses on dramas of strength and weakness, and on the corruptions of empires. Greenwald writes aggressively about perceived aggression. His instinct is to identify, in any conflict, the side that is claiming authority or incumbency, and then to throw his weight against that claim, in favor of the unauthorized or the unlicensed—the intruder. Invariably, the body with authority is malign and corrupt; any criticisms of the intruder are vilifications or “smears.” He rarely weighs counter-arguments in public, and his policy goals are more often implied than spoken."
The core belief of the manifesto:

The idea of merit is in fact never clearly defined;
rather, it seems to be a form of recognition, an
acknowledgement that “this person is valuable insofar
as they are like me.”

is flawed and some of the issues on GH pointed this out (in the first post at least).
I'm curious what would happen if somebody tried to impersonate the US president using this.

He would say it's fake, but who would believe him?

How exactly can computer scientists explain deepfakes to laymen?
How Outsourcing Data Management Services Ensures Better Business Data Governance
Businesses who lack proper infrastructure or manpower often outsource data management tasks to complete this challenging task in a time-bound manner. For more info - https://www.sastabpo.com/outsource-to-india/how-outsourcing-data-management-services-ensures-better-business-data-governance/
Well I’m this case the results are pretty good locally but have pretty obvious artefacts too. Especially the synthesised road videos, look at the trees or even more at the Lane change in the linked video.
It's not impossible his comp was more or less frozen ten or even twenty years ago when the boom times for print were ending. I would be surprised if he was getting four figures a month, and amazed and astounded if it was mid-or-higher four figures.

In fact all freelancers are disposable in magazine writing. It was always one of the original zero hours gig economy gigs.

The real value was in building a brand that could translate to book sales, consultancy, and so on.
Older versions of Hapi.js to be licensed commercially
It could also lead to crimes like Blackmail becoming extinct. It would be hard to hold incriminating recordings of anyone over them if near-perfect audio and video synthesis was common.

Especially for public figures with lots training data available.
Interesting move by a person already pushing OS software into new modes of sustainability for quite a while. Must say the terms seem fair and it is kind of crazy that large enterprises pay nothing for such a critical part of their infra.