skysight-inc/HackerNews huggingface dataset:
That’s not what “secured” refers to. It means that if a loan is in default, the lender can seize an asset, like a house or some receivables.

The fact that student loans can’t be discharged in bankruptcy makes them less risky, but not nearly as safe as a secured loan where there is an asset backing it up.
John McCain dedicated his entire adult life to serving America with dignity, courage and honor. We need more McCains in the world, not fewer. RIP.
It is something also about the lack of control. I have vivid adult memories of Afghanistan and trekking through the Tibetan plateau. I also have vivid memories of deep discussions during college that I have failed to reproduce under my own control.
So you are saying it's a happy day?
Well shit. I wasn't going to celebrate John McCain's funeral, but now I almost have to, after all he did to keep my country peaceful. I'll look him up, and be humbler in judgement from here on out. God damn it. :-(
McCain recounts fighting with his campaign staff over his first pick, the Democratic Sen. Joe Lieberman of Connecticut, who had been Al Gore's running mate in 2000. Relenting, McCain looks around as the Republican convention in St. Paul, Minn., looms. Desperate for a way to reframe the election, McCain goes with the upstart, populist governor of Alaska.

"She was a popular, energetic and accomplished reformer as mayor, governor and as a campaigner," McCain writes. He also thought she would appeal to Democrats who had preferred Hillary Clinton to Barack Obama in that year's primaries. McCain notes her knockout speech at the party convention, but he admits it was downhill thereafter.

"She stumbled in some interviews," McCain relates, "and had a few misjudgments in the glare of the ceaseless spotlight. Those missteps too are on me. She didn't put herself on the ticket. I did."

https://www.npr.org/2018/05/03/607403619/exclusive-audio-in-...
https://www.reddit.com/r/linux/comments/98ctgu/ubuntu_server...
>The algorithms are opaque but how's that different from a human's own brain?

Algorithms can blindly follow through into an obviously illogical decision in ways that a human brain doesn't (and when it does, we consider that person unfit for a job as well).
Does that account as well for the longevity of it? The current nuclear reactors lasted around 40 years already without much issues, I wouldn't bet the solar installations to last that long.
For 2050, they expected:

* in 1998: 8.9 B

* in 2006: 9.2 B

* in 2010: 9.3 B

* in 2012: 9.6 B

* in 2017: 9.8 B

That means that they constantly have to revise upwards their scenario because it does not happen as expected and the population grows each time faster. In 20 years, they had to add 1 extra billion people to their forecast...
"It just turns out that in the universe we live in, concise theories consistent with the data have a lot of predictive power. No one know why our universe is this way. That's just how it turns out to be."

How is this not inductivism?
I'm sure Uber is working on this.
Announcing the Arduino Command Line Interface
The commercial versions of these are bigger than that. Economies of scale are still very much at play in nuclear due to the unique regulatory and supply chain issues, as well as how much not-highly-enriched fuel you need to go critical. But some folks working on nuclear farms (fields of small nukes with one security force) are dreaming of interesting new options.

Regarding economics, there are lots of reactors in the USA that have their capital cost completely paid off but they're still expensive because of high Operation and Maintenance costs. A lot of this is expensive retrofits and added security costs post 9/11. More of it is that cheap natural gas in deregulated markets has brought electricity prices way down and therefore electricity sales revenue way down. This is why some nuclear plants in the US are shutting down early before their lifetime is up. It's a great tragedy because these plants are massive carbon-free baseload electricity sources. Nukes in the US make 60%+ of the carbon-free energy of the country.
Given McCain-Feingold a more accurate representation of McCain's view is "I disapprove of what you say, but I will defend to the death your right to say it, except for certain ads discussing political issues within 60 days of a general election or 30 days of a primary election."
Those that predicted "no catastrophe, business as usual" were outcompeted in the quest for catchy headlines!
John McCain’s campaign trail: ‘The Weasel, Twelve Monkeys and the Shrub’ (2000)
Oops, missed this at the time. Rant on... though only for posterity.

There's various reasons why one might be doctrinaire about stuff. One common reason: you're an arsehole. Another one: you're an engineer, and this was what you were trained to do. A bonus third: you had it beaten into you by bitter experience.

Me? Well, I will say that I'm not clever enough to be an engineer.
Most people know this on a visceral level. If you only live for yourself, you'll never be satisfied: There's always someone with more. I definitely had some kind of seeking feeling but couldn't put my finger on what I was missing. Nobody really told me what to do.

The decline of organized religion might play a part? These communities provide a purpose beyond the self through volunteering/charity, steer their members to start families, and provide role models/mentors for younger men & women to model.

IMO, the rise of extreme ideologies is telling. Rudderless people are so desperate for a moral code and sense of belonging that even alt-right neo-Nazis look like an attractive option instead of a sad joke. I'm not sure what type of positive community fills this need today. I'm not a religious believer, nor are most of my peers. I volunteer at a food pantry, but the volunteers are kinda transient and it doesn't feel like a cohesive group.
I GOT a PAC MAN FROG
Further, not everyone is fighting the same fight. I have the ability for more education than I have, but I also face about 31 migraines out of 31 days without constant medical intervention. I won’t make a dent similar to John McCains, but I have fought my own pains.

Thank the universe for McCains contributions. I didn’t agree with his politics much of the time, and I’ll miss his approach to his fellow humans and politics.
>When you consider that most suburban land about 1hr outside city by car can go for even just $20,000

Isn't this the point. Most people don't want to live 1hr away, so are forced into more expensive land.
Actually this year we're sending the last to http://cdc.uci.edu/ specifically so that we can get his needs better looked to than the public school does. So yes, it is possible to find a private school. Even with an IEP.

However it costs over twice as much as https://www.vandammeacademy.com/home. And isn't as good academically.
>I don't merely want a decentralized service, I want a STRONG decentralized service, with tons of nodes and tons of millions of users.

This I have hope for matrix.org
Isn't stainless steel not so resistant to chloride ?
Repo read me file referred to a documentation wiki, but I couldn’t find it. Any link for that?
Yes but if one school starts upgrading their dorms, student center, etc. kids starting spending their loan money there which makes the other schools try to do something a bit better. When there is almost unlimited money there is a race to be the top in spending on creating a cool college environment to attract more kids and their loan money.
I wouldn't judge too much from a comments section. Seems like those attract the worst of the Internet, no matter what the subject.
https://www.nngroup.com/articles/f-shaped-pattern-reading-we...

Jakob Nielsen was making this observation ages ago with regard to Web pages.

I think it's a bit of a mistake to lump reading books on a Kindle in with checking e-mails on an iPad (at least assuming we mean the e-ink version); the former is much less task-oriented than the latter and I find I'm actually reading many more long and challenging books on the Kindle than I used to. Though of course I can't really explain why the students in the study mentioned had so much worse results.
Agreed. I was searching for a word to use in the epitaph to represent that, maybe Wingman or Comrade.
Ocean acidification frightens me more than climate change. Moving Miami is doable. Look at how fast Dubai was built. Sea walls and flood control are also things we know how to do. Ocean ecosystem collapse could be absolutely catastrophic and there is no mitigation.
One of the reasons why this field is still so active is because different measures and methods often result in slightly different optimal configurations.
In the case of this post, I focused on direct construction methods; and measures relating to minimum distance or convex hulls.

For an excellent commentary on the latest for optimal Riesz energy (which includes Coulomb potentials) configurations can be found in the first paper that I reference: "A comparison of popular point configurations on S2", by Hardin, Michaels and Saff.
In my opinion, if a book doesn't deserve close reading it likely doesn't deserve reading at all. I'll make an exception for purely informational texts, I suppose, but for the most part if I've chosen a book-length work I'm looking for something engaging, not something to skim.
Blame the government for empowering rent-seeking(in the economic sense) homeowners. Countless deductions for homes pushing the prices up, countless subsidies, countless regulations dealing with zoning to prevent expanding supply.

America's obsession with single family homes is doing incalculable amounts of damage. It prevents people from moving to better opportunity and sucks up wage gains.
I'm not understanding your comment. This is the exact same point I was making.
And those rentals are largely rotting as well. I’ve got a sheet metal “patio” with sheet metal stair cases. I have to climb up and downstairs regardless of whether I’m coming or going. Oh and I signed off on asbestos and lead paint in the agreement. So glad the free market regulates itself so well.
Can somebody take pity on me and explain why the ports system that's supposed to be used for JS integration can't replace the native modules?
Engineering wise the disposal problem is solved. Making it politically palatable isn't.

Australia has long debated taking the world's nuclear waste, numerous commissions have found it feasible and safe. The community is overwhelmingly against it though.
My team has got used to me politely grumbling at them if I catch them working out of hours or while on vacation. At the very least, if they do that I strongly encourage them not to submit code reviews or other more visible actions.

Managers in the chain start bugging people about taking time off as soon as extra hours are worked. Setting the culture for the team early on, _and_ enforcing it, is critical. Luckily I've been there since the team was formed, and have enough seniority that people listen.

That said, there are co-workers that just won't stop working all hours, but they've at least stopped pushing code reviews etc at all hours of the day.
9/11 and the Bush admin. All of a sudden all the feds cared about was terrorism.
I don't believe your parents were the norm, and taking pictures is generally not considered rude in any culture, really.

Stepping into the fountain, doing something stupid, mobbing people, stepping 'over the rope', crowding a public space to get a picture - this is 'rude'.

Taking a photo of the Eiffel tower from the sidewalk is normal.
Maybe the original post was edited, but I don't see a difference between your "what actually happened" and what was in the post you are referring to: A missile was fired from a third plane, wrecked the plane next to McCains (White,No 405), and damaged his plane seriously. Fuel spilled and ignited. Bombs exploded. White died by that explosion.
I also don't see how that tarnishes McCain?

(Edit: Except of course of the year, 67, not 69)
Even if we stick to fluffier stuff, if it's been around for a while it's probably got some merits (for instance, Agatha Christie or Raymond Chandler are not exactly challenging authors, but they're really good at what they do).
My main issue with alternate layouts is that none of the hotkeys make any sense anymore. Copy ends up being on the other side of the keyboard from paste..etc etc
This adds significantly to the time needed to learn a new layout.
I looked at http://elm-lang.org/ and the "Install" link (to make sure there was no comment about not using it in production). There is no mention of the version number anywhere. There are, however, testimonials from (what sound like) real companies using it in production.
Wartime hero and peacetime war criminal
How is it an implementation of fft when it just calls numpy's implementation..?

https://github.com/fotisk07/Fourier-Transform/blob/master/ut...
longur dan yew tink
That seems to be exactly the same story I'm describing. An unguided missile was fired from a different aircraft across the carrier and set both McCain's aircraft and the aircraft adjacent to his on fire. The missile was not fired by McCain's aircraft.

Some video here: https://www.youtube.com/watch?v=chuiyXQKw3I
Throw in a lack of infrastructure to make living and working in the rural areas comparable to the city.
Anyone can fight in a war or even be a senator. Very few people have the capability to develop software. You should be proud of your accomplishments. Building software is a much bigger accomplishment than winning a popularity contest or killing people because others order you to.
Colemak is designed specifically not to do this.
As the article suggests, this behavior, taken to a pathological extreme, leads to a sort of sloppy thinking where readers are simply unable to engage with or evaluate complex ideas, even when necessary. But you might have missed that if you didn't read it too closely.
The only principal that I could work out was to bomb everything that moves. Other than that, what else? Making sure to always speak nicely and not use mean words?

I would much prefer someone who had the opposite values.
I wouldn't encourage anyone to switch for speed.

Switch for comfort.

Repeating in full a comment I made 5 months ago [0]

I learnt during the summer after the first year of university, when I was working on a small summer project at the university. It can't have been more than two months, probably more like one. I didn't touchtype Qwerty, although I could type fairly fast while looking at the keyboard.

I made the "tent" showing the keyboard layout, as described at [1].

It's simply more comfortable to use Dvorak. The clearest way I have to show that is by tapping fingers on the table: it's much easier to go small-to-large than large-to-small. On Dvorak, that means typing digraphs like sn, st, sh, nt, nh, th is optimized (Qwerty equivalent: ;l ;k ;j lk lj kj — what a waste of easy-to-type combinations!). The reverse combinations are rarer in English: ht, hn, hs, tn, ts, ns.

All the rare letters are on the bottom row, so the most awkward movement — bottom row then top row — is minimized.

Added to that, hand alternation is much better, which is also more comfortable. Taking my first sentence, "after" and "was" are all on one hand, and trigrams like "ear" (learnt), "rst" (first), "ect" (project) are common, yet ugly to type on Qwerty.

If you can touchtype Qwerty, type this to simulate typing the first two sentences:

G pdaolk hfoglu kjd ;fmmdo aykdo kjd ygo;k tdao sy flg.do;gktw ,jdl G ,a; ,sovglu sl a ;mapp ;fmmdo roscdik ak kjd flg.do;gkte Gk ialqk ja.d nddl msod kjal k,s mslkj;w rosnanpt msod pgvd slde

To remain closer to the defaults of the world, I've never bothered with Colemak or similar. I can add Dvorak to any computer I use, which I will occasionally do if someone asks me to use their computer to take minutes in a meeting or similar.

[1] http://www.dvzine.org/zine/20-21.html

[0] https://news.ycombinator.com/item?id=16568867
This is one reason I find videos for purely informational content are often frustrating. It'd often be so much faster to just read text.
Sounds like a trick question...

Could it be something similar to what the Fed and SEC used to do?
https://abcnews.go.com/WN/sec-pornography-employees-spent-ho...
The Kindle makes flipping back and forth tough and I won't use it for reference works for this reason.
You could also look to use the direction keys less. Jump to search shortcuts work amazing once you get used to them.

That said, I would guess actual improvements to be slim. I am learning a new layout to make me happy.
Every model designer is going to come to the table with his own set of lenses and biases based on this own life experiences. These biases are incorporated into our models based on the metrics that we optimize for and the features that we incorporate into our models.

It may comforting to think that all our biases are “baked out” of the models during the training process but if the researcher had been a black man do you believe that they would have arrived at identical models?

Even if the model designer found ways to compensate for his own bias the world that these models operate in are inherently biased. Training data may be subtly biased in ways that are difficult to detect. A model trained on recidivism is likely to be biased if, for example, a lower class black male or upper class white women have different risks of being arrested for the same crime.

Assuming the models themselves are unbiased as trained they may create bias with subtle errors when pushed into production or due to second order effects, feedback loops or errors or manipulation of data. For example during the credit bubble entire industries found ways to raise borrowes FICO scores.

There is also the inherent corporate bias that the researcher pointed out which the bias of the almighty dollar. Compensating for bias is expensive and may even impact salability if an unbiased model doesn’t “gel” with the expectation of customers who are biased. For example a judge may feel pressure of homogenize his decisions or abdicate his responsibility by rubber stamping the models decisions.

Currently we compensate for this in a democratic society with checks and balances. What are the checks and balances for a computer algorithm that is a trade secret for a for-profit corporate entity?
Is testing the biggest time sink in the process? I’ve always wondered, despite having obviously complex architecture, why game development cycles had such crunch times. I knew it was based on publisher deadlines and such, but figured the bottleneck would be more in development time rather than testing. If the latter is the case, given the progress of OpenAI, I could see that being a plausible solution.
That doesn't make any sense. For like-properties, rent has to cover maintenance and vacancy and compensate the landlord for the risk they're putting their capital at. On the other hand, at the end of the mortgage period, the landlord does own the property outright, so some landlords may come out ahead even if rent is less than the mortgage for a time, but you can't count on that.
Any language with a large userbase has a large group of people who don't use them appropriately. The result is a majority of code that is unreadable. Any language that depends on people to just "don't do that" is a language that will be full of people who do exactly that.
If names are ambiguous DNA is less so.
>"Federal student loans typically have mechanisms (deferment, forbearance, income-based repayment plans) that make it nearly impossible to truly default on the loans."

Ah ok, so the default referred to in the article is "default" as a status designation and not defaulted in the sense that the lender is taking a loss. I think this is what I wasn't understanding. Thanks.
Could you provide a reference for this? I'm just hoping you are not mixing up Python (by Guido van Rossum) and Purescript (by Phil A. Freeman).
Data Engineering Resources
McCain presidential run is a perfect display of one of the weaknesses of the primary system. To win as Republican in the primary you have to appeal to the worse stereotypes of the Republican Party - racist, nationalist, “Christian right” etc. Neither McCain nor Romney ever governed to the far right but they had to pretend like they were to appeal to primary voters.

I’m in no way giving Democrats a pass, they have to appeal to the “tax the rich”, we can give everything to everyone and they stay in the mushy middle not really standing for anything.
you don't know millions of people. you honestly can't. today's decentralized services are pretty decent, i'm in the process of transitioning my family (and extended family) to a handful of servies that i host. we've already successfully replaced facebook messenger with matrix and i've been asked about other things that i could host for the family.

that's my core social network right there and i can host them on activitypub services that all talk to each other. they can even connect to other groups online if they like.

you're looking for this giant thing that doesn't even matter. your social network isn't that large.
https://www.unseen64.net/2010/03/22/perfect-dark-beta-multip...
Maybe I’m misreading, but the strawman seems to be that research can be done in a vacuum without collaborating.

The parent commenter seems to be suggesting that a PhD isn’t a requirement to work successfully on interesting research problems. It’s possible to go online and read the same papers everyone’s reading. You can still talk to people to get guidance and find out known things that are not published.
The Personal MBA, Josh Kauffman

The Hard Thing About Hard Things, Ben Horowitz
Why, I seem to remember him as one of the lone voices that spoke against torture. A point of view that came from his time as a POW.
Game Saddle Point
Clearly you have thought deeply on this issue. I can agree insofar that I think that I think it would be reasonable for student loans to be dischargable by bankruptcy IF we can have changes to the bankruptcy law to make it carry stronger deterrents. In particular, it is not rational to have limits on how long a bankruptcy stays on your record, if it includes student debt (a college degree cannot be repossessed by a bank.)

The fact is that someone that made poor life decisions is at high risk of doing so again, and their credit rating should permanently reflect this. Otherwise, the loan & bankruptcy system rewards people who go into bankruptcy at the cost of other, more responsible people who are trying to get loans at a reasonable interest rate.

Without this, abuse of the bankruptcy system to "wipe away" student loans would be rampant, and we'd just be kicking the can down the road in a new way again.
I’m a dyed in the wool liberal who voted for obama every chance I got, but it was a positive vote for obama, not a vote against McCain or really even Romney who both seemed like decent people who happened to support policies I disagree with.

Unlike 2016 which was a complete horror show all around.
Perfect information
Rent shouldn’t be anywhere near the cost of a mortgage

If that were true then the landlord wouldnt be able to pay the mortgage. I think rent is mortgage + taxes + insurance + potential repairs + profit
> Rights" have nothing to do with this discussion.

Rights have everything to do with this discussion. You're trying to argue that other people have less right to these areas because they've enjoyed them less than you. One could easily argue the exact opposite, that you've exhausted your share and should stay away. It's not a very good argument, but it's still more morally supportable than the one you're making.

> the residents/owners/official caretakers of the backcountry are often nobody

The default owner is the government, the default caretaker is BLM. Or equivalent in other countries. They have the authority to determine who should or should not go on that land, for what purpose. You don't. Get over it.