skysight-inc/HackerNews huggingface dataset:
Perhaps, but serving a specific niche is exactly the origin and general mission of credit unions in the US. Most CUs now try to have as broad a membership as possible but this is a recent trend.
Their current one plays the women in STEM fiddle in much the same way. It actually has some social merit if you disregard the reality of working for GE.
Weekend Challenge – The old E.T. Game recreated using JavaScript
A quality mobile app. So many smaller banks/credit unions have terrible desktop websites, and I guarantee that the mobile experience is just as bad, if not worse.
>Not aware of any state which has a 10% property tax and an income tax. I am aware of some states having high property taxes but no income taxes...

California's can be as high as 13 something percent, I believe (though, I think with the kind of numbers the other guy was talking about, it'd probably be like 6-7%). But, you're right that the property tax is a serious exaggeration. Like, expensive places like Austin are around 2%, from what I remember.
In France on an income of $100k USD your effective tax rate is 44%. Social security tax in France is significant. In CA you are paying 21%. At $300k USD it is 54% to 30%.

The sales tax in CA is half the rate in France.

Property taxes cannot be directly compared to income, they are based on the location and value of the home. There are large changes to the property tax system in 2018-2020 in France. We can compare overall property tax revenue for the country and divide it per person. In 2015 in France the average property tax revenue per person was $1422 USD. In 2010 in CA it was $1472. CA is higher but not substantially so.
There’s a difference between performing a licensed activity without a license, and performing an activity that’s not licenseable.

As to the red tape argument, you’re sort of implying that every niche of a massive bureaucracy ought to be familiar with every other niche. That’s simply impossible at scale.
In Europe, Revolut do support crypto

I guess N26 already does it or will soon as they and Revolut copy each other on features as fast as possible (to such minute details as the card design itself)
While Clojure isn't Common Lisp, anecdotally one Clojure-using company told me their most productive engineer uses vim... (They have a mix of editors there, not just vim or emacs. But as a vim-head that made me smile.)

I agree with you on the smartparens types of tools being a mismatch of how I work, I just want to type. But I still sometimes wonder if I paired with someone using spacemacs or emacs+evil mode expertly whether my eyes would open... I've used both, don't like them over regular vim, even though being able to click on CL objects to inspect them is kind of nice except I can also just use ,i in slimv for a bound item so...

There are several videos of people using emacs, but I agree it'd be cool to see videos of the old Lisp Machines in action for productive work rather than demoing things...
Thanks you for the clarification! I've seen the OP, didn't understand it really though.
Think about how users interact with software and how often they adjust default settings. Any additional forms outside of the pre-filled forms will likely get ignored by a sizable amount of people. That's what I meant by an indirect tax hike.
European Investment Bank: There will be major gains in the use of blockchain
Meh, exercise didn't help my severe clinical depression in the least. It probably will help if you're feeling a little down, but that doesn't necessarily translate to improvement in clinical depression. It's borderline dangerous to hold it up as a panacea.
The issue here is that you have to teach your children about what a healthy relationship with technology looks like from a very young age these days. You also have to be able to demonstrate that you yourself have a healthy relationship with technology. Device-free dinners, time spent outside, healthy exercise, engaging activities that aren't the latest app craze, etc -- you need to both help your children learn what "good" looks like and demonstrate good behavior yourself. It's hard, and it can't be suddenly turned on when there's a "problem". The problem happened long before the grades started dropping.
You missed the conclusion/point of the reply. It's that I (personally) don't trust the government and banks/agencies enough to actually make this a trustworthy proposition, and I have data-points to back up my intuition.
You're hopefully at least employable.
Tips for using the top command in Linux – Opensource.com
> they drive the speed they feel comfortable with, regardless of the speed limit

My anecdata does not support this. When roads are not congested, I can see that most drivers accelerate from ~70+mph to ~80+mph right ofter the speed limit sign changes from 60 to 70.
That many competitors did exist - Bebo, Orkut, MySpace goes against the luck/timing story. I think what Mark Zuckerberg hit on is that people like to belong to an exclusive club - so Facebook started out behaving like a night club to give the platform a feeling (now forgotten) of sophistication.
Maybe I’m just hopelessly naive, but I really don’t see most boards in corporate America purposely conspiring to only have White men on thier board. Yes, I am a member of the “underrepresented minority”.

I think it may be more of a function that you choose people you know — if that’s the case somehow encourage people to broaden thier search or the classic “pipeline problem”. For that, I’ve got nothing.

Not on the board level, but I use to work for a company where out of 250 employees, I was the only Black guy. I don’t think it was due to racism, but they were based in an area of TN where the overwhelming majority of people were White. I would also assume that most Black professionals who were raised and went to school in small town TN would leave as soon as possible.

When the company created a satellite office in a more diverse city, they had a more diverse talent pool.
>Also, you can game with these laptops now thanks to USB-C external graphics enclosures, giving you a work machine on the go, and a gaming machine at home.

What setup do you use with your X1?
Reddit Blocked in China
Wish you weren't downvoted because there are probably people in power who think along the same line.

7-UP soda used to be lithiated and there have been proposals to add lithium to drinking water (mood stabilizer). People have suggested that fluoride in drinking water can achieve the same. Of course testosterone levels have been cut in half among comparable men over the last 20 years. So endocrine disruptors in our environment are something to look into.
I'm not sure what sensitivity I have it set at but most of the time I'm only moving the tip of my finger maybe half a millimeter at the most. you shouldn't have to press it that hard but it does take a while for most poeple to get the hang of it.
Starting for 2018 taxes, the standard deduction was doubled to $12,000 for a single filer and $24,000 for a married couple. Combine that with no longer being able to deduct state income taxes and there will be fewer people than ever actually itemizing deductions this year.
Cost basis accounting/tracking for investments was only required for covered securities starting in 2010 to 2013, depending on the type of security involved.
Also sane password requirements. Every single bank I've ever created an account with has had asinine password requirements: 8-12 characters, no special characters, at least one lowercase/capital/number, etc.
Google may add Windows 10 dual-boot option to Chromebooks – The Verge
The best phrase I've heard in this space is "Reversible decisions".

Any decisions that can be unmade later with relative ease, should be made as quickly as possible just to get them off the board (opportunity cost). If Do X vs Don't Do X is reversible, then YAGNI can apply - do whichever is cheaper and fix it later if you're wrong.

What pisses people off is when people try to block conversation on an irreversible decision by shouting YAGNI at you. There are a lot of adjectives for this behavior and none of them are good.

Reversible Decisions+YAGNI is pretty much your answer to the bikeshedding problem. Instead of wasting hours trying to decide what color to paint the shed, just budget painting it 5 times, and get back to figuring out if you can find a cheaper vendor to provide you millions of dollars worth of ultra high quality concrete. Or whether that crack the geologists found in the bedrock means you need a different site altogether.
This is indeed surprising! For those like me who need a bit more detail before this clicks:

If you are going X miles, the difference in gas usage between A mpg and B mpg is (X/A)-(X/B) = X(B-A)/(AB). So in all these pairs, the constant is (B-A)/(AB), in this case 1/60. So each adjustment means your fuel usage goes down by 1/60 of a gallon per mile.
When launching a rocket, that rocket's physics engine is still on a single thread. Given that the physics engine is the most CPU-intensive part of KSP, I'd say that KSP's support of multithreading is nominal at best.

Multithreading aside: KSP's approach to physics also doesn't help them. Rather than make creative decisions re what should and shouldn't be calculated, they just hammer the physics thread with lots of calculations that have zero impact on the user experience. In a larger dev these would be optimized away.
Voxatron
I wonder how many of these tests (if any) are limited by bad multithreading patterns (see: https://www.arangodb.com/2015/02/comparing-atomic-mutex-rwlo...).
How to be productive when you are depressed
I've often heard that problems with banks and private , centralized control of wealth is one of the fundamental reasons for cryptocurrency.

I'm genuinely curious, what cryptocurrency related services would you want a bank to provide? And, related, what do you expect or hope to be using that cryptocurrency for?
I wasn't keeping track of the actual time, so "pretty quick" is the best I can do. Probably 8:15 or 8:30-ish.
Hackers find vulnerabilities in Amazon Echo, turn one into a listening device
I assume that there is a major problem with moving closer to work, otherwise you would have done so by now.

I would have a formal meeting with your chief of staff/head of HR and point out the value add in remote work. Cite the body of research on the subject, and make sure to stress the value in employee retention with a subtle (or no so subtle) implication that you're one of those retention cases.

Make sure you address management style changes for remote work. It will be a training opportunity for many managers. Make sure you account for the costs of training.

Once those points are out there, security becomes the primary concern. Do your research and give them real costs.

Sell them on the value and productivity increases that happen because of the remote option. There are costs involved, however, there are benefits that easily create an ROI. Give the benefits in hard financial numbers, including the reduction in turnover costs, employee acquisition costs, and better indicators than clock-in/clock-out for productivity measurements. Give examples from other parts of the business than just IT. (Remember that many people take sick leave who wouldn't need to if there is a remote option.)

Your objective is to get Staffing on your side. That will go a long way to prevailing upon the rest of upper management.

With the right political maneuvering, you are showing that you are ready for a seat at the table. By both convincing upper management that the benefits of a remote friendly workplace outweigh the costs to maintain and executing on such a large culture shifting project, you are showing your value in greater strategic planning.

Once the project starts showing a positive return, propose an IT dept structural re-org. Separate Dev from Ops, with a small slice of DevOps to go between. Add a Sec focused group to protect the company's assets. With the new layer of management, they will need a C-suite to report to, which naturally should be you.

When you're at the top, expand the base to grow. When you have pain points, chances are you're not alone. Politics may not be your strongest suit, but you have a valuable, strong working relationship with these people. Use your influence to alleviate your pain points.

To make sure that you keep your hand in the technical, start side projects in all that free time you'll have as a remote leader.
Alright, those would have been better excerpts to cite.

The second quote is ridiculous -- it would mean the IRS shouldn't have a public facing free information site at all, that you should have to find someone else to tell you anything whatsoever about paying your taxes at all.

The third seems like a deliberate strawman -- all proposals would involve you needing to approve the IRS quote.

Unserious, indeed.
Most people have tax withheld from their paycheck then are delighted to receive a refund the next year. I don't think that provides any meaningful awareness of how much they are really paying, any more than if the process were entirely automatic.
Netflix’s CFO for the last eight years is stepping down
Companies talk about viral loops, positive reinforcement and variable rewards. These are literally weaponized psychology used to generate revenue. If you don't see how that's different from music and TV, I got nothing for you. As an aside, games have mostly been taken over by this mentality, so I'm removing them from your list -- but the Tipper Gore era video games were a joke compared to modern games.
Alternative source with multiple formats including an OCR'd text file: https://archive.org/details/furby-source
Welch turned the company into an agglomeration of warring fiefdoms. They are doomed to consume themselves. He got out because he knew the mess he created was unfixable.
I can't seem to make the COD reach 1.0

>>> selector.ordered_cods
[0.43298218, ... , 0.5068577, 0.5068577]

Would you think this a problem/bug?
The entire society is, in fact, experiencing it today, with 1000s of chemicals, as the Lancet article describes. Most are harmful. But if there are some beneficial ones in there, the medical literature doesn't seem to have a way to account for them.
>then wait 3 years to see if I was randomly chosen to see if I was correct.

My CPA friend told me that Money Magazine used to send fairly complex personal income tax packets to 50 different tax preparers annually (grain of salt: I haven't been able to find the article). She recalled that the best year had about 4 preparers get the same calculation as the plurality.
A notable exception, imho: AlaskaUSA FCU. Their iOS app is fantastic.

I've been able to continue banking with them, even though I've been 3-4 timezones away for the last 5 years, exclusively through their app.
Hard to enforce != non-enforceable.
Well, the two questions are:

(1) Do dogs have more human-like behavioural traits compared to wolves?
(2) Do humans have more dog-like behavioural traits compared to primates?

I have always thought it was a a sort of symbiotic domestication, both happening at the same time.
Mali's Internet shutdown on the eve of elections
I don’t think dismissing the parent comment based on a study is fair.

Well, there's a surprising turn of events on HN: an appeal to discard the findings of a study in favor of one poster's suppositions, and another's anecdata. :-)
I'll bite :)

* Quick and customizable bill pay for onetime or recurring payments
* Integration with peer-to-peer transfer systems (Zelle, Venmo, Paypal, etc.)
* Simple budgeting tools and analytics. Doesn't have to be mint, just have something.
* No ATM fees
* Easy and fast transfers to other banking institutions
* API to allow for devs and other apps to integrate basic functions
* Good customer service - let me talk to a real person
* All the functionality available from an app. Don't make me log into a desktop browser to access certain features.
* Clear descriptions of different types of accounts
* Credit reporting

That's all I can think of right now but there are probably a ton of other issues we hit daily that could be solved. Though I have no idea of the regulatory hurdles of implementing these and other solutions.
>>> if the passwords have enough entropy.

Allow me to optimize your statement.

>>> if False
Does it matter a lot? Do you really need to be friends with a moon-landing denier?
"Charges salariales" + "Charges patronales": it's way more than 10-20%. It's around 28% for a minimum wage worker, and around 45% for a software engineer making 45k "brut" / year.
>The events that literally shook the foundations of the financial system

Was there an earthquake at the NYSE?
The Democrats also would never go through with this. The Democrats are Establishment Elite who have everything absolutely perfect right now except for a little push from the far left that they're trying to crush.

Get this idea out of your head that the Democrats in the current form even give the slightest of shit about American's ability to vote safely & securely unless it has something do with Russia.
Agree in principle. But in practice, what is the alternative business model you propose?

Also, changing the business model away from surveillance capitalism, in my eyes, is not a first step but a massive and complicated (though perhaps very necessary) end goal.
my little brother and ex also went through an addiction phase of video games but I would like to say it had a positive impact for both of them and heres why:

1. When my parents (mom and stepdad) went through an almost and very rough divorce, my mom was an alcoholic and my stepdad traveled all of the time. My mom couldn't be bothered to pay much attention to my little brother and I was taking all AP classes buried in homework, but I did what I could. With all of the fighting and lack of attention my little brother got, he turned to video games instead of getting involved with bad kids at school or staying out/getting into trouble with girls etc.

2. My ex was as only child with a widowed mother who worked all the item. He played MMOs has is to this day over a decade later still friends with many of the friends he made from these games and sees them in person now.

Alot of these discussions center around the assumption there is this loving supportive family there, or a rich social life these kids would have to engage in, but video games is destroying their life. Many times is precisely the opposite, and kids turn to video games because their parents arent there, they don't have friends at school, and in many cases before video games they might turn to other alternatives that are objectively more dangerous.

Furthermore, video games can develop good habits, and some of the smartest people I know spent as children an immense amount of time playing video games, and still do from time to time. I think for smart people who like to be constantly engaged in interesting work, video games provides that level of intense focus while also allowing the mind to relax during "down" time. That is a bit of a tangent, but I would argue in some cases video games can be therapeutic for children, and perhaps parents should take ownership of the fact that perhaps the "terror" in the childs life is coming from them, and video games are an escape.

Of course no parent wants to admit or acknowledge that, but plenty of them passively do by not being around and having video games be the best alternative babysitter that they arent buying for their kids anyways.
"This isn’t the time to bring out your “I Hate Myself and Want to Die” 90s grunge playlist."

Dang it.

In all seriousness, this is very true. Little things make a difference.
I'd guess that being in a niche brings you a better understanding of the environment but the downside is that if that niche tanks, you're toast.

Credit unions (or their closest form) in Europe, (co-op banks and various incarnations such as Sparkasses or Caisses d'Epargne) are now spreading their risks, and to alleviate the geographical niche issue merged together (several dozens Caisses d'Epargne in France 15 years ago, about ten now for instance).

Other forms of pseudo co-op banks such as Credit Agricole (which started as a network of farmers credit unions) or Caja Rural are now banking behemoths doing everything from retail banking to investment, HFT: Credit Agricole is now probably in the top 10 largest banks worldwide.
https://www.youtube.com/watch?v=ZXsQAXx_ao0
Hard to come by proper figures for the 2018 Leaf currently, but Nissan has said they're selling one every 10 minutes in Europe. That'd be a little over 4000 a month. They're presumably also selling some in Japan and the US (looks like 1-2000 in the US), so all in all they pretty much have to be outselling the Model 3.
The autobahn is different. The people who drive on the autobahn self select because they want to drive fast and they have a disproportionate number of cars that can handle the speed. I doubt I would have been driving my first car - a Mercury Tracer - on the autobahn.

But 80 miles per hour is not an abnormal speed on the highway.

The posted speed limit is so rarely enforced, that it still isn’t a deterrent. For instance, the speed limit on GA 400 is 70. But you’d better be in the slow lane if you only go 70mph.

https://www.11alive.com/article/news/local/commuters-respond...
Somewhat playing devil's advocate (I don't particularly buy the specific pseudoestrogen example here), there's a real reporting bias in these random environmental studies. Assume that the environment is always changing, and that some of these changes will be good, some of them will be bad, and most of them will be neutral. If a change is bad, then eventually some study will discover it, there will be a widespread press cycle, and outrage will eventually attempt to revert it. If a change is good, however, it will probably never get published, and if it does it will likely not generate much notice.

This is as much a statement about psychology than about biology, and what the definitions of "good" and "bad" are. Us paying more attention to potential negative consequences than positive ones is an example of loss aversion, and the resulting pressure to repress change (because negative changes get more airtime than positive one) is an example of status quo bias. They're often rational from the POV of an individual - you exist by virtue of being well-adapted to the present environment, and so any change in the environment is more likely to harm your own fitness function than individuals who do not yet exist - yet they're irrational from the POV of the system, where you would expect good and bad changes to occur in equal numbers and individuals who are no longer suited to the current environment to be replaced by ones who are.

Come to think of it, this may be behind the observed effect where any radical technical innovation or societal change that happens in your teens and twenties is an awesome opportunity to be capitalized on, while any such change that happens in your thirties or later is a threat to the natural order of things. In your late 20s and early 30s you typically make (nearly) irrevocable commitments in life that are the best adaptations you have to the world as it exists then; any change that happens afterwards will relatively benefit younger people who have not made such commitments more than it will benefit you. For biological changes the benefits are shifted even earlier: any change in the environment that affects relative survival rates will benefit people yet to be born more than people already born, because the latter have already won the evolutionary lottery while the future winners among the former still face selection pressure.
I didn't miss the point, because the point only applies if you're itemizing in the first place and, as pratheekrebala mentions, we're talking about the vast majority of folks who don't.

And, in any case, the question isn't, "Will the IRS ever make a mistake?" Obviously they will. The question is, "Will the IRS make fewer mistakes than the mass of folks who don't itemize and who have simple tax situations?"

I think that's clearly true.