skysight-inc/HackerNews huggingface dataset:
>As I understand it, the entire concept of insurance is based around gathering relatively large groups of people with a solid understanding of their average risks for certain types of loss. Given the averages hold accurate over time, those that need a payout can get one, and the insurance company makes money in aggregate.

>However, the better the insurance companies can understand our risk profiles as individuals (going well beyond age/sex/smoking/etc/etc/etc) - eventually (in theory) a motivated insurance company is going to be able to determine that I have a 90% chance of developing Serious Syndrome X while you have a 97% chance of developing Minor Issue Y.

Even as predictive models improve, insurance will always rely on risk pooling. Even if you believe that insurable events like death are completely deterministic, insurers' information will always be imperfect. So models will always have an epsilon (noise) term, which is diversifiable.

>Today we might get put into the risk pool. But as the science advances, the risk pools can be cut into finer and finer (and more accurate) risk pools. Why should a profit-seeking insurance company insure me past some point when the data strongly indicates i'm going to need drastic and expensive intervention.

Because they will still profit on average if they charge you more than the expected value of claims. Insurers have historically been hesitant to insure high-risk individuals for any price, in part because they're not confident enough in their ability to accurately quantify the risk associated with them. I'd argue that more granular and accurate rating will actually improve high-risk individuals' access to life insurance for that reason. Edited to add: I suspect that the same would be true of health insurers, though that's currently moot in the US due to the ACA.

>It seems like the three ways to avoid this are: 1. "Advances" like the one mentioned here don't turn out to have enough predictive power and insurance continues to operate much as before 2. Some people just can't get for-profit insurance, at least not for health coverage (I'd think accidents will always remain much harder to predict than e.g. heart disease). Pushing them into some kind of not-for-profit 3. Regulation forces blinders on to underwriters essentially saying "actuarial science advances to here and no further"

The status quo is mostly #1 for life insurance, and I'd contend that it's likely to stay that way for the foreseeable future. Health insurance is squarely in bucket #3 in the US, but who knows how long that will last or where it will go from here.

N.B.: I'm a (non-credentialed) life actuary.
>We are surrounded by vultures that eat the living in what seems like an "I've got mine and now I want yours." agenda that does nothing for society, rich or poor and continues practically unabated.

In other words, Capitalism working as intended.
Strongly disagree. Steam feels like browsing a slow web page.
Trade show swag now includes laptop camera blockers.
It has a little slider that opens/close.

I got one a few weeks back and it seems to work well.

examples:
https://www.google.com/search?rls=en&q=webcam+sercurity+cove...
What? As someone who has been sitting in a voice chat at least 5 days a week for 15+ years (come at me I have no life), Discord is easily the best one.

It seems to run into issues at about the same rate as all the Mumble/Vent servers I've ever dealt with, except you can simply switch the region on a channel and immediately solve it.

Quick edit: Discord could improve by adding a better interface for testing your input/output, that is lacking.
Musk’s Money Mystery Intrigues SEC
Intel Edison successor based on ARM
No. It is an unreasonable paranoia, to steal kenneth’s words.

In addition to kenneth’s very practical perspective on the technical challenges, the other consideration is that you are simply not worth the trouble.

Grabbing audio, video or picture content worth blackmailing someone with is time-consuming, above and beyond the technical challenge. There is not an at-scale monetization path for an attacker to make it worth his time for the general user.

High-profile folks like Comey and Zuckerburg change that decision calculus - they are likely to be individually targeted for many reasons. You are not.
While this quote makes a good point that the Government is not like other employers, I am not sure what exactly is implied about the role collective bargaining for government employees. The government can't serve as neutral party to moderate negotiations with public sector employees because they are themselves are the employer. Does this imply that public sector employees should be allowed to organize and negotiate for their interests? I think not.
Ok, then use the built in Julia features to use any offset you want inside your algorithm's code.

Compilers are pretty good about optimizing integer constants.
"What is the motive then for a for-profit company to even exist? If every insurance company has to take everybody, that implies they have to also provide the same coverage to everyone at the same rate. "

Correct. And whoever is more efficient wins. That's no different from any other retail business. My grocery store sells lettuce to anybody. Some are more efficient and can offer better prices. Or they sell better lettuce. But regulation sets minimum requirements so nobody can sell fake or toxic lettuce.

I thought that's how the market works.
Very good writeup, I like the documentation of the thought process and the open source tools shown in action.

What really amazed me though was both the persistence of this hacker (looks like the project took more than 3 years from first playing around to RE) and the ubiquity of the (I)TRON operatings system that‘s super hard to find anything out about, especially in light of its worldwide use.
How to leverage take-homes in your hiring process
Taming LIDAR with GPUs
Pretty much this. Random user is not the target of state sponsored hacking. Targets of state sponsored hacking will succumb to their efgorts anyway. So, yes, cover the cam, if mostly to avoid inadvertent video when joining web meetings.
I wasn't talking about Apple specifically as the nature of digital companies is different, but US Corporations on the whole faced a ~38% tax rate globally vs. most countries being closer to 20% and this is something even the Obama administration wanted to change / partisan angles about this are dumb.
Nobody stops the interface from allowing the voters to vote as many times as they want before the deadline. Only the last vote counts. If the vote is tied to an ID then it’s definitely going to be unique.
that's very bourbakian, but pretty much everyone else does 1..n, except for taylor series.
I see your comment grayed out, and I just want to chime in, as some who does a lot of numerical stuff (more than a decade, published stuff, support multiple lab research projects etc), I want to second this point of view. When it’s time to get real work done Python is more than good enough, and there’s plenty of strategies for acceleration where required.

And when I want Julia’s promise of fast loops, I use Numba. If all the effort gone into Julia had instead been spent on fixing remaining warts in Python workflow for science, we wouldn’t even havee this conversation.
I agree (with you). I think also it's not crystal clear what exactly 'benefits society', so what to research then? Let people research what they want to, at least they'll be passionate about it and maybe 'reach the end' when they otherwise wouldn't if that makes sense.
CRI unfortunately is not a good test, it still can produce very high ratings even when the spectrum is spiky.
> If there wasn't a legal risk, why would the Guardian have complied?

They were at gunpoint.

If there was merely a legal risk, it would have been sorted out by the courts and with lawyers. Example: Pentagon Papers, NYT.

This was a no-disagreement, forced compliance situation. It's not like they debated with the armed guards and they came to mutual philosophical position.

And note that The Guardian _did_ disagree. They had no other option.

So the entire argument "They complied (when forced at gunpoint and under threat) -> therefore it must have been a legally gray thing for them to report on global surveillance documents" begs the question. And to that point, the argument would be thrown out of any courtroom on those grounds.

When strongarm governments exercise their authoritarian muscles, we don't need to apologize and make excuses for it.
Assuming you're American, look up the Dutch-American Friendship Treaty.
The cool new thing is capitalizing the interest on the bond for decades. https://www.voiceofsandiego.org/topics/education/where-borro...
Only if you never went outside. Otherwise, it shouldn't. Blue light emitting screens are recent, if blue light is off, it's still more light than a book.

But never going outside would mess with circadian rhythm.
I found this ted talk on privacy enlightening: https://www.ted.com/talks/glenn_greenwald_why_privacy_matter...

If someone placed a surveillance camera in each of your apartment’s rooms, and you could remove these cameras or leave them in place, what would you do?

Do you think your behavior would be exactly the same, with the cameras and without them?

Do you drive exactly the same, with and without a police car tailing you?
> thinking about what people MIGHT do to cut me off

That's probably very useful. Keeps you out of trouble.
My sister in law lived in the netherlands, and they actually prescribed her mushrooms (the magical kind) for her migraines.
> A good critical comment teaches us something.

How about that the format for this post was bad? Dont use blog formats when teaching a lesson.

Very quickly you will lose feedback if you downvote honest advice.
> the more generalized term morality

Applied ethics, are what most people mean when talking about Ethics. They are industry specific and defined by the industry. Normative ethics are near equivalent to morality. Meta-ethics are what Sam Harris and Jordan Peterson like to argue about.
> Zuckerberg and FBI director Comey do as well. Seems common sense these days. Which is really, really sad.

Both of these people are public figures. You can argue that it's common sense if you're a public figure. If not, "common sense" seems like an exaggeration.
What about morning wakeup lights? I have one that's daylight spectrum with 93 CRI. Is this generally ok, or harmful?
I just have my keyboard totally glitch out at times, my wireless mouse is using the USB in the keyboard and that sometimes just dies, and it seems like it gets into weird modes at times that I had no intention of going into requiring me to simply unplug the damn thing and plug it back in.

It's rare enough to not be annoyed as I otherwise like the keyboard, but it happens at both home and at work where I have the same thing.

Haha, I have not even tried SC:BW with this yet, but maybe I will now that the HD version is out and I already bought it ages ago.
Looks neat, kinda what I expected from the Ghost Dashboard that was always on the roadmap and the Kickstarter pictures back in the days. It never got built apparently.
It doesn't say "same product class". It doesn't even stipulate consumer electronics, let alone networked consumer electronics.

My toaster is more secure.
I understand the argument, but when the default disagrees with your override, there's almost always an impedance mismatch and some pain. It's like being left handed when 99% of the interfaces in the world assume you're right handed.

People argue that zero-based is incidental, and that 1-based is the right way because of it's long history in mathematics notation. I would argue that 1-based is incidental, and that zero-based is better most of the time for modern math and computer architectures.
Agreed, this seems like another 'writing to write' kinda thing. Like a school assignment.

Not functional.
The points that you mentioned are not relevant to what's in the article.

Cython fused types are required to be known at the package's compile time, and that's exactly the point that makes it less composible. Not requiring this is exactly the advantage of Julia which is demonstrated.

The article doesn't say Numba cannot do huge scale projects. It just talks about the difference in the compilation strategies. If you read that and think that it means Numba isn't suited for huge scale projects, then that's your interpretation of how Numba works, not an opinion directly stated by the article.

The article gives an easy way for you to demonstrate it wrong. You can show 10 lines of code where you send dual numbers and uncertainty objects through SciPy's ODE solvers to generate solutions with gradients and error bars. If Cython can do this, please show it.
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I don't quite understand. Blue light - any blue light - causes blindness? So we shouldn't look at the sky even?

I've never heard blue being a danger other than its effect on the biological clock, so that seems like a pretty bold claim. Ultraviolet, sure...

Though buried in there is something about immune system and vitamin E levels...

I really find it hard to believe that blue light exposure is automatically bad. We have receptors for that specific purpose. Wearing blue light filtering sunglasses all the time as the article suggestions seems a bit ridiculous. Why give up one color entirely?
Is it static or a web app?
Discord could improve by adding a better interface for testing your input/output, that is lacking.

It's been pretty sufficient for me, all things given. Is the app detecting it? I can see levels, everything else happens at the system level no? Otherwise I definitely agree, Discord's voice has been a massive improvement for me. Plus, the overlay is a great feature baked in-Mumble, TeamSpeak and others require a third party download and often they're just....awful, obtrusive, resource intensive and otherwise in the damn way. Discord's overlay does what it can to stay out of the way. I like that.

Merely curious, not attempting to refute you here-but what would you like to see improved there?
People who do click on the wrong "Signal" probably clicked on many other wrong things, too. Their Security is not existent anyway, even if they accidently use the official Signal build.
I can recommend you https://carrd.co
Nukes cannot prevent war as long as military higher ups believe that a nuclear war is "winable"/surviveable, and seeing as they get special bunkers in the event of said nuclear war, I don't think they will smarten up any time soon
Opsec in depth routine for a new laptop:

- Start sound recording and physically identify the location of the mic.

- Jam a needle into the condenser mic to short circuit the membrane

- Confirm voice cannot be recorded anymore by making a test recording, and repeat previous step to satisfactory results.

- Locate all cameras and cover them with stylish stickers scavenged from other locations on the laptop. Use superglue if they are no longer sticky enough.

- Confirm image cannot be recorded anymore.

- Disable drivers the video device and/or force install incompatible drivers.

- Mute and/or minimize volume for the microphone device in the recording mixer.
I currently cover the camera on my computer. I don't have a way to disable the microphone unfortunately. If I had the money to drop on a new laptop, I would buy a Purism Librem laptop with a hardware kill switch for the camera and microphone.

I am currently waiting until the Purism Librem 5 phone is released and then I will have hardware kill switches to turn off the camera and microphone. Until then I don't have many options.
Show HN: Retool – build internal tools faster
I feel like if you're embarrassing other people in code reviews, you have a culture problem that probably won't be resolved by doing private code reviews.
We see this in California. The public employees unions are highly politically active and of course support candidates who will do their bidding.

It's like if private sector unions got to choose the board and executives at their company. While that would doubtless be good for union employees (or at least leaders), it would be quite deleterious to the interests of shareholders.
Hell, I'd love to get out of SS. My money would have much better growth without that ponzi scheme. The problem is letting the government (state or federal) manage you retirement "fund", then wondering why you don't have any.
I know this discussion is focus on California, but for context this is not true in all states. Yes, many states have extremely underfunded pensions (Illinois sounds like a disaster) but others (like neighboring Wisconsin) are fully/nearly fully funded.
I love using netlify with a React or Vue app
That means your pension costs don't go down for 30+ years meanwhile your 401k costs keep rising with everyone you add to the 401k system.

The only way to switch is to put more money aside than you 'need' so you have a pool of money to pay for each teachers pension on the day they retire. At that point you can then swap new teachers to 401k's without added costs.

But at that point you understand pensions when fully funded actually cost less than 401k's, assuming similar investments. Because 401k's end up with some dead people having large surplus's and pensions don't.
The Core Secrets leak said the FBI "compels" U.S. companies to "SIGINT-enable" their products if they don't take money. SIGINT-enable means installing backdoors. So, yeah they can. They also do this with classification order mandating secrecy from organizations and people that are immune to prosecution. In the Lavabit case, they wanted a device attached to the network to do whatever they wanted with the company ordered to lie to customers about their secrets still safe via the encryption keys. That's always worth remembering for these discussions. Plus, most companies or individuals won't shut down their operation to stop a hypothetical threat.

So, you have to assume they'll always get more power and surveillance over time via secret orders if there's no consequences for them demanding it but people on other side can be massively fined or do time for refusing. Organizations about privacy protection simply shouldn't operate in police states like the U.S..
I wear glasses with a blue light filter coating. I'm not sure how much this helps though. Anyone know?
Depending on the SoC, C3000s have 0, 2 or 4 on-die MACs that will do 10Gbps. Also depending on the Doc, C3000s have no QAT or one that will run at "low", "medium" or "high" speed. The difference is in the number of "engines" that can be in-use.

https://ark.intel.com/compare/97935,97928,97930,97929,97937,...

Support for the C3000 NICs is included in pfSense 2.4.4. Support for the C3000 QAT will come later.

I can say that we've tested to > 800Gbps on a C3550 using AES-GCM-128 between a pair of the C3558-based systems we sell. This is using AES-NI, not QAT.
If it's like totally a new language, it should be called TotallyNewython 1.0
Did they reply back saying they believe it’s a mistake ?
I don’t think unions are necesssry, the less attractive teaching is because of the (false) promise of pensions, the fewer people will be willing to enter the profession - forcing wages to rise.

On second thought, what will probably happen is that they will flee to private schools, the more affluent will lobby for “private school tax deductions” and leave only the worse teachers in public schools and only the less affluent will go to public school.
This just makes me want to watch Gattaca again
Again, you are missing the point that there's a huge problem with our regulators trying to control the content on Google as well as when the likes of Apple flexes their muscle and every other company falls in line. That is a speech crippling power that companies should not have, and it is an avenue for politicians to weaken the first amendment in an awful way.
I have had threats and stalker like situations in my life, and concerns for my children. It's common sense for many people.

Edit: This isn't about the government per se, but anyone can get hacked for any reason. Working on security issues for almost 20 years has made me paranoid.

In the 90s when I first setup a firewall on a dialup modem, I found I was getting attacked at random every minute of every day. (this is nothing compared to the servers I deal with today) Only the ignorant masses think their current device isn't compromised.

I assume all my devices are compromised, or able to be.
I think there are better solutions for that such as CAPTCHAs, rate limiting, etc. We don't need to resort to giving out biometrics to solve spam bots.
I love how the bar gets lowered as people struggle to make software look reasonable. "Elevators out of order" is not "elevators crashing". Of course mechanical systems wear out and have to be repaired.

Elevators, bridges, airliners and other properly engineered systems, are incredibly safe and reliable. You have to go digging to find exceptional events that remotely compare to the daily chaos found in software systems. The point of my story is that elevators themselves (systems we barely think about on a daily basis) start to become chaotic and unreliable when software is introduced.

...which is not to say that it can't be fixed. My contention is that software engineering is possible, it just isn't fun or easy for inexperienced coders to do, and therefore not valued by the current software industry.
>that's very bourbakian

guilty as charged :)
> the less centralized a system is, the more complex it is in terms of protocols, and you need to trust many more people to design it correctly

I disagree with that. The more centralized system is, the less trust boundaries it has and more vulnerable and insecure it is, because penetrating one trust boundary gives access to everything. Security always requires additional complexity. And decentralization forces you to take that complexity seriously for once, something you neglect, not simplify, in centralized insecure designs. Forcing you to deal with just trust explicitly and systematically leads to much more secure designs.

Other than that decentralized systems are exactly the same as centralized, just with more players and choices and incentives not to break anyone's trust. The only problem is all that embrace, extend crap large corporations always attempt to pull off and recentralize everything.
For the record, E2E is currently in libpurple master (only decryption not encryption) and in PR on matrix-python-sdk. Just a slight flip there.
That makes total sense. I’m wondering if some of these companies will wise up and what they could do to be more respectful to the communities they enter.
That doesn't mean that Paul Ryan (or 'half the country') is against helping people. He thinks that government programs aren't the way to do it.
Logless VPNs Not Safe as You Think
So you're begging up your privacy online. Good for you! So you started paying for logless VPN. Does it make you feel more secure? What could possibly be the risk of handing all your traffic to a single party? Where's that server located anyway? Are you sure? What happens if someone taps your data? Will there be a record? You know that clever marketing money is coming from somewhere don't you? But where? Not sure it was erased without any trace.
> But also posted today was an article about surging bankruptcy filings among the very group (baby boomers) that benefited MOST from a successful economy.

The oldest baby boomers were still fairly early in their working life when the gains from the economy stopped broadly reaching the working class.

The generation who benefitted the most from the long post-WWII economic boom with wide distribution of gains were the Boomers’ parents.
I've been using Steam since the Vista days, back then it was horribly bloated. Got a bit better later on but Discord is hands down better in terms of perceived responsiveness for me.
The voters didn't make a promise. The politicians did. The voters act in there own interest. Oh well, CA deserves it. If only illegal aliens could vote in the entire state.