skysight-inc/HackerNews huggingface dataset:
> High savings is made from a collection of good habits (or avoided pitfalls), not just one.

Correct. The whole point of the "stop buying lunch out every day" is not to never do it, but to develop good financial habits and to show you that small changes, taken over a long period, pay off.

I bring my lunch almost every day. I actually do it because it is one less thing I have to think about during the day (having to decide where to go and then either walk or drive there). But the numbers pay off too. Assuming $10 a day for lunch, that's $50 a week or $2,600 a year. The cost of bread, lunch meat, condiments, etc is about $10 a week for me or $520 a year. You save more than $2k a year by not eating out every day.

For most people, that is not an insignificant amount of money. That's enough for a nice little vacation. Now, you actual amount will be less, because everyone splurges occasionally. But little vampire costs like daily lunches or coffees do add up and if you look around your life there are probably a lot more of them than you realize.

Should people not buy stupidly expensive cars they likely cannot afford? Yup. But that doesn't negate the broader point that people should look at the larger financial picture.
His car is less than 10k, its simply not worth the insurance on somethat that at best covers around 90% of the value. Other insurance covers hundred of thousands for not much more the price cost.
This reminds me of the parenting advice that the best thing you can do for a child is cause them to have a positive peer group. Pretty much everyone knows this intuitively, which is why "good school districts" and private schools command such hefty premiums.
That does souns appealing. I'm all in for a mandatory annual weigh in and fitness test
Well, there's that crazy guy who's trying to make it available to the public for at home experimentation. He already tested it on himself, trying to get himself bigger muscles as I recall. One of the comments I saw from a microbiologist included the words "the most cancery cancer that ever cancered".
Another way to put that would be to say that if you buy used instead of new, you can treat yourself to a $5 coffee every goddamn day (who does that!? even on weekends?!).

There's nothing wrong with having good personal discipline, but the notion that you can scrimp your way to wealth by eschewing $5 daily coffees is absurd.

Not to mention, that's $5 daily coffees and...nothing else, as there's usually not a second thing you can cut back on in these preposterous examples, and once you've cut back the coffee once, that's it.

One final thought: often the people who say this have zero experience with actually living close to the poverty line. A cheap, unhealthy, delicious indulgence on the daily can make living with less feel much more palatable - or at least, suck less hard. It's not "disciplined" but it'd be a hell of a lot easier for me to be disciplined with my fancy life full of excess.
If you ran across this paper, you could continue with this one:

https://ieeexplore.ieee.org/document/1652900/

It's from the Proceedings of the IEEE special issue on async:

https://www.researchgate.net/publication/2985481_Special_Iss...

We didn't use any standard tools for the designs described, almost everything was written in the group. I think our experience was that it was less bug-prone than synchronous design (as far as DIGITAL bugs go), but it is harder to ensure that your analog circuits have the expected digital behavior.
I agree that "gaming the system" is usually the most practicable way to deal with this stuff in real life, but that doesn't mean it shouldn't be sorted out on a more principled basis eventually.
Some of us enjoy the angry debates... :)
Did you read the article? It's Singapore, not Bali where he was quoted that price.
The 15+yr list has as much or more to do with buyer demographics and consumer behavior as it does to do with actual reliability and value. It's basically a reflection of what vehicles just wound up being popular among demographics that are easy on equipment (the wealthy, the old, etc) 15yr ago.

It's also worth mentioning that when you own the car you need to strike a balance between average use and peak use. Most of the people commuting in crew cab trucks are going to use the second row once a week (same goes for sedans) and the bed once a month. Compared to a owning a smart car and renting a nice sedan for a road trip once a year, taking a taxi a few times a month and paying for delivery/rental trucks it probably doesn't come out even but it's not the massive waste of money it seems like at face value and some of that can be attributed to people wanting luxury (sticking a fridge in the back of a truck is easier than strapping it to a car, having two rows of seating is much more pleasant than once bench for 3+ people). This applies to any excess capacity, it's just most obvious with trucks. Sizing for close to peak needs is why crossovers and SUVs are so popular. They can comfortably fit the family and/or a bunch of stuff. You might not need to do that every week but many people do it often enough to feel justified in springing for the luxury.

If you want to see less massive vehicles on the road then stop acting like you're too good to cram X+1 people in a vehicle that officially seats X or strap stuff to the roof. People buy trucks on the justification that they will haul homeowner sized amounts of lumber or crossovers for a family with two/three kids because they perceive putting three kids in the back seat of a compact and sticking a Christmas tree on the roof to not be in accordance with how someone of their income level is supposed to act.
> Some examples of the technology we'll be researching and developing: > Cryptographically enforced data sharing policies > End to end encryption, even on the browser > Public key cryptography on the browser > Post-quantum cryptography algorithms and protocols

"If you give us money we'll invent great crypto" -> "We're secure"
Reminds me of the horrors of ridiculous DVD intros you had to suffer before getting to the actual movie, then you had to watch trailers.
Clemency petition for Ross Ulbricht reaches 7,000 signatures in less than 4 days
I wrote EmojiGenie to teach myself React, and I decided to launch it today on humanity's most important holiday, World Emoji Day. Let me know what you think! The source code is available at https://github.com/ebelinski/emojigenie-react, please open an issue or a pull request if you'd like!
I liked mathematics, but nobody got me to crave it like Vihart. That Youtube legend covers complex mathematics like no one else. The teaching method introduced in the article spontaneously reminded me of her chaotically creative ways...
I haven’t spent much time with the Surface touchpad. On my X1C, which has the Precision touhpad driver, little things are off. E.g. moving the cursor with one finger while others are resting on the touchpad will hiccup a bit.
Me too with Opera (Beta 54) on MacOS (10.13) :/
You'd be surprised - your not seeing the informatics side I'm guessing - they take all the data from the claims system and use it to check if a patient is over 55 and has had a colonoscopy, or female and over 45 and hasn't had her annual breast exam. Things like that are common practice for major insurance carriers (see unitedhealth, blue cross, humana, etc) to notify their customers of opportunities.
Sure. That's arguably more the job of the PCP, to manage ongoing issues, just as in my other role as a paramedic, we are running 'community medic' programs to handle non-emergent calls and patients who are 'frequent fliers'.

Using this data to spot "chronic conditions being treated acutely or not at all", I admit I can see. But beyond that, not so much.
Yes, I think using one of those instead of an external mouse is a good idea. In my case I find a regular mouse more comfortable than ANY touchpad.

What about precision? do you think that the touchpad is more precise than a good mouse on a good mousepad? I'm not asking you if YOU are more "productive" using a touchpad, I'm asking you if you think that if we compare a proficient regular mouse user vs a proficient Mac touchpad user we'll notice a significant difference that'll make us think that Mac touchpads are the way to go?

I don't think so. I think the factor that weighs more is user preference, heavily influenced by marketing.
He paid £275 for 18 months of travel insurance? Well yeah, of course they are going to want to fly him back to the NHS. As a US traveller my insurance was $2600 for 12 months. When you enter into a legal agreement (insurance) read the fine print, it'll save you a lot of disappointment.
Not familiar with this movie but I see no reason why not. Search engines are not that intellectually challenging nor do they need complex code bases - the underlying concepts are quite simple. If you don’t think some 13 year old build one, you simply haven’t been exposed to high intellect 13 year olds. I’m sure half of FANG employees (ok maybe just AG employees..) are training their kids to do this now.
The money that goes towards the health insurance isn't subject to income tax, so it's cheaper than taking the money and buying yourself.

employer provided health insurance:

$50k salary
$5k health insurance
$50k taxable income

buy your own health insurance:

$50k salary
$5k in lieu of health insurance
$55k taxable income
Inside the World’s Largest Instant Analog Camera Collection
Isn't that true for most HN threads?
> These were obtained by a government hostile to Qatar and passed to the BBC.

How long until governments with access to required backdoors just start openly blackmailing citizens of “hostile” countries?

Without a doubt it’s already happening. Resist all back doors.
What kind of bulk data products do they sell?

I'm almost certain they are one of the companies that does the legwork to directly ingest public records information from government sources, but I'm unsure if they sell that bulk data on to other companies.
"If it ain't broke don't fix it" is absolutely a strawman, I agree. The point is to seed a discussion.
This would have been useful A DECADE AGO.
Indeed, analog circuits are well researched topic. However, I think it's important to understand that the transistor CPU is a fairly new topic. In fact, the whole of computer science is a relatively new topic.

As for research there's plenty. I linked slides from an undergraduate course because you wrote that your background leaned more towards computer science. Finding research in this topic is as easy as doing a search through IEEE.

http://asyncsymposium.org/async/Welcome.html
http://www.async.caltech.edu/publications.html
The $110m spent on the first product was the cost of the product plus the consultant time to implement it. Both of those were sunk at that point and could not be refunded. The decision was made that Product A was not working for the company's needs, and listening to the engineers, the executives decided to switch to Product B. The blame went to Product A and the company that makes Product A, because it's pretty fashionable to hate them right now. "The product is outdated, it's inflexible, it's not able to be customized" and so on. Product B was brought it and it's so much more flexible since it includes absolutely nothing out of the box, so more money was spent on custom development to build the batteries that Product A includes by default.

My company did cut a deal on the consulting for Product B since we had already been working for them on Product A, but the products were charged at full price and to my knowledge none of the cost of Product A was returned to the customer.

As far as management was concerned, Product A was a failure because it was old and inflexible. Management was super happy to see every screen of Product B with their logo on it, which we put on there because we had to develop those screens from scratch anyway. Product B didn't have their logo in the upper right corner, it only had their logo on the printed output.

The only lesson learned was "ask your engineers what product they recommend", which I guess is an important lesson regardless.
Whelp, just one more reason why we need Medicare for All. There's no need to enable these people whose business is to find ways to deny people healthcare, just eliminate their industry completely and save money in the process too.
Standard procedure often involves imaging the phone/drive to mitigate stunts like this, so all you would be doing is proving your intent to destroy evidence.

You'll be really fucked if they catch on and have their copy decrypted independently because the results will differ.

The Android vs iPhone security debates always amuse me. Phone security altogether is a joke. Even podunk LE departments have contracts with Cellebrite...
I think the way you learn advanced math is going to class, reading a textbook, reading a paper, going to a talk, talking to a friend, etc.
They are using full-disk encryption. But most organizations also have policy that requires removal of the encrypted disk before sending a device offsite for repairs.
I’ve been motorcycling both in SE Asia and the US, always feel much safer in Asia because the speeds are low, bikes are low-powered and abundant so the drivers expect them.

And majority of expats get by fine without motorcycle racing experience, the biggest issue is as always driving while drunk.
>Yeah, it's unclear to me why he didn't ask for/demand coverage for the emergency finger-attaching procedure.

That's bizarre to me as well. Why does he think not claiming reimbursement for covered expenses is being reasonable?
Banner ads on CNN.com contain keyloggers
• Jeff Duntemann wrote a book some years ago, Assembly Language Step By Step, that covers Linux assembly language programming: http://www.duntemann.com/assembly.html

• Just typing "gnu assembly language" in a search engine will bring up lots of tutorials, mostly produced by colleges.

• Stack Overflow on your exact question: https://stackoverflow.com/questions/721583/what-is-the-best-...

• The Linux Assembly HOWTO http://www.tldp.org/HOWTO/html_single/Assembly-HOWTO/ referenced by the Linux Assembly site at http://asm.sourceforge.net/

• http://www.int80h.org/ covers the differences between Linux and UNIX/BSD programming and how to write portable code; definitely worth studying.
I really feel for the guy, he has gone through a lot of pain and suffering.

That said, as someone who has gone through life and used my share of insurance, I think the guys attitude is exactly backwards. There are huge numbers of people out there working insurance fraud schemes. I nearly ran into a couple that was trying to 'brake unexpectedly and get insurance payments.' Since I leave enough following distance I didn't hit them and they were quite irritated. It would have been funny if it were not sad.

So the insurance folks try to set up a lot of processes that minimize that fraud or make it harder on perpetrators.

This guy seems to have set out with the idea that insurance was trying to rip him off, and by operating under that assumption, taking actions (or not taking actions) that make himself look suspicious.

An alternative course of action might have been to familiarize himself with the policy before hand, and the processes and requirements he needs to meet when he needs to use it. And then set up things like putting into his wallet, "If I am being treated at a hospital or clinic please call this number and inform this insurance company xx xx xx xxxx" My sister in law is a nurse and we know a guy who works as a volunteer medic around the world, and when you come into the hospital they will always look through your wallet for identification and insurance information, help them out there.

Life is so much harder if you assume other people are "out to rip you off" or "get you" as your going in position. It can ruin possible relationships and it certainly damages business relationships.
DO you trust it with defence, etc.?
I remember watching my girlfriend and friend crocheting together once then they explained to me how the patterns work. I was blown away, it was exactly like programming, different stitches formed groups that were used as bigger pieces to create the finished product. Each stitch was kind of like the basic types of a programming language, the different stitch groups were like functions and the pattern itself was the finished program. Even the most complicated designs could be broken down into different repeating combinations of stitches. It also reminded me a bit of writing music. The way groups of notes are used to form chords or riffs which are grouped into repeating bars to form a song.
This reminds me of a silly joke. 2 friends are talking, one of them has just lit a cigarette.

-"Dude, how much do you smoke? And do you like porsche cars?"
-"Around a pack a day. And yeah mate, I love em!"
-"Dude a pack per day costs $12. If you stop smoking, you can buy a porsche in under 10 years just from the savings from cigarettes alone..."
-"Oh damn, never thought of that. Do you smoke?"
-"No, never!"
-"So, where is your porsche parked?"

-----

Now jokes aside. Unless you work towards a goal (eg new laptop at the end of the year), and you actively keep track of the extra savings it's very easy to blow the $4 saved per day on a whim, without even realizing. Your mindset changes to "I can buy drinks for my friends, I 've been saving this week it's cool", and you end up where you started. And that's fine, there is happiness to be had over buying your friends a drink.
Amazon's Prime Day Sales Soar Despite Widespread Glitches
Thanks for the kind words <3
> livestock, lumber

The latter two sound like business uses. The article is about personal use of personal vehicles.

> Kids, gear

Even then, a sedan or utility/mini van can do the job at much lower costs.

> boats, ATVs

Boats and ATVs are also good examples of money pits that prevent people from saving for retirement.

(Especially boats. I looked into buy one, and quickly noticed that I'd have to be on the lake like half of in-season weekends and/or use all my vacation during the summer before ownership beat renting. But I'm only on the lake a few weekends a year, and even then only need/want something other than a kayak maybe every other visit.)

And again, the conclusion of the article is "But if you’re one of the many people who are woefully unprepared for retirement or any of your other saving goals, a good place to start would be cutting back on any unnecessary spending on transportation."

If you're on track to retire, go ahead and buy that nice car/boat/etc. But if not, maybe consider cheaper alternatives.
Froxii.com is looking for a cofounder to help cure loneliness
Interestingly, there was a complex set of layers about what secrets were leakable (“Betsy is a whore when drunk”) vs not (“Joe is a pedarast and don’t let your kids be alone with him.”).

But my point is that villages suck too. I voted with my feet over the problems of a giant crowd of people potentially knowing your business, vs a small group always knowing your business and constantly interfering.
Oh totally. Thanks for listing those out.
There are certain dimensions that it makes a lot of sense to discriminate around: For example, if you're a roofing contractor, I really think you SHOULD be paying higher health insurance rates than I do, as an office worker. You'll just price it into whatever you charge to make roofs, which means the price of a house will start getting closer to what it actually costs the economy. Since I rent, I would otherwise end up subsidizing other people to build or buy houses for themselves, and I don't think that's how an economy should work.
Million dollar question :)
We're Close to a Universal Quantum Computer [video]
You're right. In the US at least, health insurance is mostly a payment management scheme. Casualty insurance (for accidents, disasters, etc.) more closely resembles a true insurance product.
and hundreds of comments!
> I don't know the answer to get rid of all corruption, but how is it that ISP's were able to give money to politicians who voted against net neutrality?

There are four things that are often described by activists and the media as donations by corporations (sometimes combined, sometimes just one or the other—the first and third seem to be the most common where dollar figures are given, because they are most readily available), in roughly decreasing order of the degree to which such descriptions are misleading:

(1) donations by employees of the corporation (regular individual donors with reportable donations must disclose their employer, and often donations by employees of a firm or industry are described as donations by the firm or industry.)

(2) Donations to “leadership organizations” directed by candidates (this is misleading when described as a campaign donation to the candidate, because such organizations are conduits that allow the candidate to promote other candidates), and

(3) Donations to SuperPACs that align to some extent with a particular candidate. (This is a wobbler in terms of how misleading g it is, because some superPACs are essentially focussed on a single candidate, and some are more general.)

(4) Donations from a corporate “separate segregated fund” (this money doesn't actually come from the corporation as such—it is separately solicited from managers and shareholders—but is directed by it.)

The particular article you refer to expressly combines the first two categories.

So, to completely ban the contributions identified in that article, you'd have to prohibit anyone with a job from contributing to a political campaign, and to eliminate everything commonly portrayed as corporate contributions, you'd have to also outlaw independent expenditures (which are what SuperPACs do) on political advocacy.
You clearly have no idea what you are talking about.

1) There are no indels in your example, only nucleotide substitutions.

2) There are six substitutions in 48 bases, for a per-base substitution rate of 12.5%. The fact that none of the individual cells contains 12.5% substitutions is totally irrelevant.
> But patient advocates are skeptical health insurers have altruistic designs on people’s personal information.

It's funny that the article felt this needed to be said. Just how would an altruistic insurance company have survived in such a competitive market?

I think I learned the insurance business model early in life. I lived near a horse race track, and used to collect the programs and assemble giant (paper) spreadsheets with various data on horses and their win/loss records. Does the jockey make a big difference? Does the wetness of the track? I would have used any measure that gave me an edge in betting, with zero "altruistic" regard for the horse, its owners, or anyone else but me. You know, like an insurance company.

It turned out that there was a datum that significantly improved my odds, and converted me from a regular loser to an irregular net winner. And it didn't come from a program. I figured out that I could just watch the horses as they paraded to the starting gate, pick the one that I thought looked like it wanted to win, and could, and ran to place a bet on it before the race started. Far from perfect obviously, and I didn't win big, but I started winning more than losing.

I'd bet that insurance companies wish they could do something similar: Have experienced medical underwriters examine and interview potential customers and then make gut level decisions, then judge more by underwriter stats than patient stats.

But that approach seems to be increasingly prohibited, so they make do with what data they can get. It's hard to find that surprising, unless somehow you've confused "insurance" and "altruism" to be related terms.
Data mining reveals fundamental pattern of human thinking
Server-sent events: https://en.wikipedia.org/wiki/Server-sent_events https://developer.mozilla.org/en-US/docs/Web/API/Server-sent...
How Security Tokens Will Rip Apart the Finance World