skysight-inc/HackerNews huggingface dataset:
I really hope that this improves the false-positive rate, as mentioned in another comment.

We've been hurt badly as a startup breaking into the US market and getting many of our genuine charges blocked by Radar (and at a "highest risk" level where it is not possible to disable rules).

As a developer, I had the best possible impression of Stripe, as they provide easily the cleanest API and best documentation of any payment provider I've used.

From a business side, it was highly frustrating losing so many of our early US sales. A lot of this was due to US banks blocking the payment, but Stripe did not handle these cases well in our case.

* Error messages presented to the customer are often ambiguous or misleading, and if you're using checkout.js you cannot customize these easily. In some cases, the customer gets a client-side "Card is declined" error, with no communication passed through to the merchant at all, which makes telephone support very difficult.

* Stripe will not provide any kind of telephone or chat support to merchants. By the time a specific blocked payment can be escalated to a "fraud specialist" the customer is usually long gone.

* Stripe will not allow you disable certain Radar rules.

* If a user tries to pay several times (due to their bank blocking the payment as suspicious), and then phones their bank to clear the payment, Stripe will often then block the payment due to "repeated attempted uses of the card". This is highly frustrating as even very determined customers who try several times and then contact their bank to resolve the issue there still get blocked by Stripe, and usually give up at that point.

* We had one payment blocked by Radar due to it being from a "high risk location" (Pakistan if I remember correctly). This represented unacceptable levels of discrimination for us. Machine learning and probability is useful, but ethically it's hugely problematic to deny people service based on their country, race, gender, age, or other attributes that they do not have control over.

My early experiences with PayPal were nothing short of terrible, but BrainTree is looking like a more and more attractive alternative to Stripe, especially with the PayPal integration built in -- if people have issues with their Credit Card they can simply pay with PayPal credit instead.
We're in Cambridge MA, NYC and DC. Not sure where you got Israel from!
At this point you're crossing into abuse. Would you please stop?
Genuinely thanks for the info, this is super insightful.

I'll argue that BigQuery's per-query pricing charges you JUST for the resources you use (well, data scaned), so it SHOULD be far less expensive than a model that charges you for the luxury of having a cluster sit idle (and often at only 30% utilization), correct?

Can you help me unpack this further? I think pay-per-query is ultra-efficient, but difficult to predict. However, buy-a-cluster is easy to predict but inefficient. Do you think that difficulty in planning for BigQuery spend translates into perception of being too expensive (and potentially unbounded spend?), or do you think BigQuery's pay-per-query is indeed too expensive?

Most existing BigQuery customers, even at large scale, do have the option to go from pay-per-query to flat rate and back, and choose to stay on on-demand because.. well.. its much much more efficient :)

For example, if Netflix charged you a penny per minute of watchtime, you'd have no idea if it's more expensive or less expensive, but you'd be assured it's more efficient.

Feel free to ping me offline as well.
It seems that way because the headline is a lie.
If any of the victims are on US soil, the US would have no problem going after him too.
That kind of think really worries me. If you don't have a social media presence will it flag you as a problem? Or is it just using public records?
None of my packages have ever been interactive, and they never needed any answer(4) files. I agree with you that packages should never be interactive, because at that point, automation is lost and one of the core capabilities of packaging defeated. Such things are usually done by inexperienced personnel who view packaging as a burden rather than as a strategic advantage and an extremely capable automation mechanism. I am none of those people.
Yeah, but that's easy enough to deal with. You simply don't load any third party stuff (or allow them to see your content) until they click "OK". Some simple javascript is all it takes to delay loading of everything not on the current server.

So basically prior to serving any content, you do an IP check. If they are from a GDPR country, you serve the delay loading script. If they aren't, you just load as normal. Pretty straightforward. I don't think you'd want to do it universally for all users, as you'd be at a competitive disadvantage to other sites. But you can easily enough just do it for EU countries. The other option is to just block them entirely if you have no need for EU traffic. Many sites - US local businesses etc. have no use for EU traffic or the liability that comes with it.

On a side note, with all the walled garden stuff that will be going on due to GDPR, I'll be interested to see how badly the SERPs get fractured, since every site will have a different scheme to require consent and not all of them will have people behind them that are savvy enough to make it not ask Googlebot for affirmative consent. This will put smaller businesses in the EU that don't have the resources to hire someone to deal with these issues at a serious disadvantage if they can no longer be indexed.
Does this affect Android in any way?
The thing is, I don't actually know what the editing commands are on my editor. My fingers know them, though. Sometimes I watch my fingers to see what the command is.
Have you heard of Kim Dotcom[1]?

New Zealand resident, with a service based out of Hong Kong, and the U.S. attempted (still attempting) to extradite him.

[1] https://en.wikipedia.org/wiki/Kim_Dotcom
Yes, the article being political in nature means that HN commenters need to be more careful about not adding flamebait to the thread, because politicized topics are much more vulnerable to flamewars. The guidelines make this point: "Comments should get more civil and substantive, not less, as a topic gets more divisive."

https://news.ycombinator.com/newsguidelines.html
Why are you playing semantics and calling people names instead of addressing the core argument?

If I'm not mistaken, the core argument being made by GP is: In the current environment, we have a lot of (truly) wronged individuals riling up public support to (reputationally) punish wrong-doers. Over all, this may have a positive effect, because many of these wrong-doers would otherwise face no punishment. However, in some cases, people who are not actual wrong-doers get caught in the cross fire.
One reason is developer time. A common contributor to that is poor documentation. Sparse, vague, and unclear documentation. Verbose documentation that explains too much theory without actually telling you what you want to know. Copious amounts of simple examples, but no intermediate or advanced examples.
It is worth pointing out that your style of learning might be different than others', and gender has been found to be one such difference [1]. There are quite a few studies that have found tinkering to be done far more often by males, but is not necessarily more effective.

[1] ftp://ftp.cs.orst.edu/pub/burnett/chi06-genderTinker.pdf
> how much do the "obvious" checks help - highly unlikely purchases (3 iphones) timing or physical activity (I probably won't buy books on amazon, clothes on boohoo and petrol in a garage in the same five minutes) versus the more ML / secret squirrel stuff?

ML solutions very often are just learning to codify these 'obvious' scenarios, and as a bonus sometimes less obvious ones.

You could sit in meetings for hours/days listing all the cases the fraud detection should catch, and you'll still end up missing lots. If you're stripe, you have tons of data about fraudulent purchases that you can use to learn and codify these scenarios. Importantly, you can learn which scenarios are most prevalent in your system in particular, fraud at Stripe is very likely to look different than fraud at (say) Wells Fargo.
If you ever wonder what autonomous cars will feel like, just imagine an uber ride where you don't talk to the driver.

It might also be a bit cheaper.
Thank you, and apologies if I was too bitter with my tone.
That's how to win his $200 prize!
The new Fitch analysis make it abundantly clear that cities are hot, and suburbs are not.

I'm not sure this is true. I'd say it's more like demand in cities is outpacing supply, whereas that's not the case in the suburbs. It seems more like a commentary on the scarcity of real estate (both natural and artificial) in city centers.
Hasn't extended support been like this for a few years already?
A waiter would miss work a few times for court proceedings and be fired without knowing the reason. He’d fail his background check when he next sought employment.
Top Cryptocurrency Venture Capital Firms
Suppose you see an object A, moving straight line getting caught in the gravity of object B, ending up in a orbit around it.

Deriving an underlying theory would be deducing the force of gravity from it.

Axiomizing the very specific behavior would be making a rule that says. "If the object A (and object A only), while moving in a straight line, comes at so and so coordinates with respective to B, will end up in an orbit around it"
If you stay at the same hotel for a month or more at a time, get a monthly rate and get two of everything so you can leave supplies and clothes in the hotel over the weekend. Not having to pack up once a week is very nice. Pay the hotel to clean and press your clothes if that applies to you.

Most hotels have gyms and pools. Use them.

Don't eat all 3 meals a day. I gained 40 lbs doing that. It feels like a luxury with per diem, but it's glutinous.

Meet locals to hang out with.
Being a user of both weibo and VK (living in both Russia and China), most people don't care what's missing, take that how you wish :)
The crypto hate on HN is enormous, and someone who evaluates MakerDAO for 15 minutes will speak authoritatively over its inevitable failure.

The core thing to realize about Maker is that all Maker does is loan Dai against an asset! It's collateralized. Ethereum may be risky to use as collateral, but something like Digix, where tokens are issued one-to-one with gold stored in a vault, means that you are now issuing Dai against a real asset (gold). If you think Maker will fail, you are arguing that the value of the asset backing Maker will fall.
Since wasm (currently) requires js to interact with the DOM, you could still read the js code to see if it's passing any sensitive data into wasm.
For any fraud detection scheme (or any binary classification scheme, really) there’s a tradeoff between false positives and false negatives. The Radar 2.0 updates—particularly Radar for Fraud Teams—will help here in a few ways:

- With Radar for Fraud Teams, you can customize the threshold at which Radar blocks charges—so if false positives are very costly for your business (because you have large margins, e.g.), you can tune Radar to reflect that,

- Radar 2.0’s custom machine-learning models (for businesses that have enough data with Stripe) should adapt to the unique circumstances/patterns/trends of your business, and

- Radar 2.0’s ML overall has substantially improved performance, which you should see after you’ve upgraded.
I've never participated in ICOs and I do comment about cryptocurrencies. So what? I'm also not trying to rationalize anything. I _think_ that this is a PR. That's about it. Even if this is a scam, the exit was still hilarious.
Just for the sake of playing pretend internet detective:

He didn't post a picture of himself with the beer.

He posted a picture of a hand holding a beer that could be anybody and could easily have been lifted from a random FB account.
So wait now it’s about classes? It seems like every time the goal posts move.
Has anyone ever considered moving to some wilderness and just developing an urban center there, a la Sim City? If there's such a shortage of cities, perhaps building one from scratch is a viable option.
Do you have a better single word or short phrase to describe it though?
Some of us are old enough to remember the web and other services before they had ads. I remember quite well when the first started showing up, people called them "banners", and it was infuriating.

I never accepted the change in the expectation that everything will now be ad supported. That's a fundamental, massive shift. You can still say no that imposition, it's not actually baked into any of the technology, just a bunch of bloat glued on afterwards.
^^^
Also set your Do Not Disturb on a schedule. One of the best lifestyle improvements you can make from your phone settings.
Fluff Busting Purity (formerly Facebook Purity). Nukes everything; maintainer is hugely on the ball, rolling out fixes for FB's breaking bugs within hours (and occasionally within minutes). If it's not in your browser's extensions/addons "store", you can find it at https://www.fbpurity.com/
The easiest thing would be to buy some bitcoin.
An alternative success story: depression, ADD and web development
By the time you fill your truck with those $100 bills, the prices will have already adjusted. If you decide to not burn them, but spend them quickly, the prices will adjust again.
We've found that fraud vs. genuine closely matches the percentage of assholes and psychopaths in the general population, somewhere ~1% to 2%. And just like in meat-space these people are the cause for increased prices and frustrating checkout experiences - i.e. payment holds and refusals.

The problem is said people can do so much damage to a profit margin as they tend to hit an online store hard and quickly, racking up huge potential reversal costs. For us, being in a specialized digital space makes this especially painful as the digital items can be "used" and no longer resell-able or recoverable, so inventory and real dollar value is lost.

Visa / MC has no real incentive to stop the fraud as the merchant in most cases is liable for the reversal - Visa / MC is just a facilitator that bends towards keeping the buyer happy (same with PayPal). 3DSecure was introduced over a decade ago to alleviate some fraud based on unauthorized \ unknown but uptake has been anemic due to poor buyer experience.

As for converting stolen card to profit, purchasing and delivering high ticket physical items online and reselling is one known method.
It's a valid question.

A number of people "score" their life by the size of their bank balance. That is easy to do because hey a number is a number and they are easy to compare. As a life score however it doesn't reflect a lot of meaning.

One of the things I point out to young people who are just getting started in their careers is that nobody made the baseball of hall of fame by being the highest paid player. The things they did that counted were runs, and pitches, and defensive plays. Games played, and games won. Owners and managers throw around money to try to put together a team that can win the pennant or the series, but the players are evaluated, and judged, on their play not their pay.

So why would anyone evaluate themselves based on how much they have earned rather than a much more meaningful example like how much they have done. Start evaluating yourself on how many problems you have solved, or how many people you have helped, or how many lives you have saved. Those are good measures for a score. Money isn't.
If someone handed me 100m I'd for sure make a fool of myself. Yeah I'd probably buy myself a masters and a startup, but I'd also probably buy a million dollars in useless tech, and god knows what.
I used to ride a bike with no hands. I was still able to countersteer! If I leaned to the left, the bike would lean to the right, the steering wheel would go right, then I could lean to the right into the turn.
I wonder how many companies are waiting to see how this will be enforced before making the change. If GDPR is really actively enforced and causes some real pain to companies, then I expect your prediction will be accurate. If it isn't, I expect a lot of sites will do something less than what GDPR says.
This is more or less how DAI works. And in the case of a broken peg, there's a global settlement option that can liquidate all the collateral. https://developer.makerdao.com/dai/1/stability
Related: the two Reveal reporters who worked on the investigation are currently doing an IAMA:

https://www.reddit.com/r/IAmA/comments/8d7khd/were_two_inves...
It is not a semantic quibble to say it's not vigilantism. The core argument is that excluding people who you think do bad things is vigilantism (and, by implication, that vigilantism is bad). It is begging the question. This is the argument. It is a bad argument.

It is, however, a cheap rhetorical trick to say "it's vigilantism" to conflate the right of individuals to socially exclude people who do things that they do not like with actual crimes. It is worth noting that you elide that to tut-tut at me.

The argument you're making, which is not the argument that the poster to whom I replied made, is a better but not meaningful one to me. To be brief: it has not been demonstrated that the specter of false positives is anything but noise and concern trolling. Should that change, I'll reevaluate my position. I don't expect to need to.
I believe you can buy hubs that are single speed and then if you flip them are fixie, might be cheaper to put that on a cheap bike than having a kid...
I worked from home for 4 years. It worked for me, only quit the job because I wasn't progressing, they had me pretty pidgeonholed (was consistently billing out half a million a year for them so I guess it made sense). Was going to end up an old man with zero skill progression. I'd definitely work from home again, but it's not worth stunting yourself over IMO. Some people are possibly less ambitious.

You're both dead on with your points. Going remote removed a large part of the nonsense from the job. Also agree that it's best for both employer and employee to always start in the office. I like that personal connection, even if I'm socially awkward.
Google stopped including them in search results for a couple reasons, I believe. 1) Google prefers to show people curated websites with modern looks because that's what most people like 2) Google prefers to show sites that help them generate revenue, because that's what google likes.
Without interaction, what should the DATABASE be named???
This is for extended support for Java 8. Oracle has been charging for extended support for Java for some time now. This is not new.

Nice attempt at fearmongering though.
What problem in CryptoAsset Investing is a potential startup?
The Hidden Life of Trump Megadonor Robert Mercer [video]
>I know very good and smart people who earned money the ‘easy’ way change into douche bags or idiots or sometimes both. This is just another example.

or they were always douchebags but had to pretend they weren't when they didn't have fuck you money.
You could attach the __init__ method to dataclass (as if it were a class) and call it like this, couldn't you?

dataclass.__init__(self, **kw)

Like in the olden days before super().
Did you mean Intellectual Property or Internet Protocol? ;p
The Men Who Pulled the Triggers
No one implied any such thing and there is a difference between being poor due to lackluster parenting / childhood and not growing up to be Bill Gates.

Families that nurture the value of good education (as in knowledge not a piece of paper) and hard work would quite likely have more successful children this is especially true when you can afford to lead by example rather than just yell do your homework.
PostgreSQL website – new design now live
It happens to be my opinion that patrons also ought to be able to segregate the actions of someone in their private time and their company official time.

Personally, I would like to think I would be able to defend an employee's first amendment's rights. Now, if they make misrepresentations which bring negative externalities to a going concern, that's a problem. You know, don't conflict your interest.
Js code is sufficiently dynamic where I wouldn’t be confident in anyone using this defense, even with a debugger open.
Extradition treaties, like a lot of international law, are a lot softer than you're implying. Your example had $7B, which can buy the best legal advice in the world, and he ended up in Antigua. Yes, the US technically can come after you, but unless you're like him or Madoff (in that you stole billions from rich people) you're unlikely to get the State Department's attention necessary to go through an extradition.
I think it's always appropriate. May the best service win in any Show HN. Feature disparity quickly reaches equilibrium when missing features are highlighted, making all products better (in theory).

Everyone's just trying to do the best they can with what they have.
So, older people can learn programming easier with... a cartoon grasshopper?
Thanks for pointing this out. Example 2 clearly demonstrates that he doesn't understand how a currency exchange works, which is strange for someone of his professed experience.

This article is also rather obnoxiously written and there's only one substantive point in the whole thing. However, I think he probably isn't wrong in this case. "BASE bonds" are more like futures or options than bonds, and when the price falls the incentive of being paid in the falling currency probably isn't enough to attract the investment needed to maintain the peg.
Not really.

He basically says the Bitshares approach is unsound because it requires market forces to be > 0. I agree that you can't have a stable pegged asset when nobody wants to participate in that market. However, if nobody wants to participate, then why do we care about stable pegged assets in the first place.
I changed the title to be more precise. Sorry for that but I wasn't aware that it's for older version only.
Privacy Issues with Google, Facebook, Reddit and Amazon
> Digix, where tokens are issued one-to-one with gold stored in a vault, means that you are now issuing Dai against a real asset (gold)

Marketable collateral is an old idea, and suffers certain intrinsic difficulties. One is counterparty risk. Here we have at least three trust points: the place(s) the gold is physically held, Maker and the mechanism by which one holds Digix.

The classic case: Maker lies about the amount of gold in the vault (or steals the gold). Less classic case: the person holding the gold does the same. More realistic case: someone in this chain runs into financial difficulties, or messes up their AML or sanctions compliance program, and has their assets frozen and/or seized by some authority somewhere in the world.
Well, I would never risk my life doing wingsuit flying. It doesn't mean people don't do it. I only suggested that this might be a marketing scheme. It could very well be a scam.
Do you use ML on street view imagery of addresses to attempt to detect if an address is abandoned (and subsequently, more likely to be used to recieve fraudulent orders)?
Studies which divide people into two groups and do "$THING_WITH_LIKELY_POSITIVE_EFFECT" on one group and nothing on the other group are not very interesting or convincing IMO.

Normally, unless done really badly, initiatives like the one described here will have a significant positive effect.

More interesting studies follow the pattern of comparing different potential initiatives, or even better, comparing a surprising initiative with an obvious one. E.g. some studies have indicated that giving school children chess coaching improves their maths scores more than extra maths lessons.

That said, I'm hugely grateful to my parents for being very involved in reading aloud and telling stories while I was young. I'm convinced without the results of this study that there was a huge positive effect.