skysight-inc/HackerNews huggingface dataset:
> It is similarly impossible to predict the consequences of deregulation ahead of time yet proponents of deregulation are never held to the total unpredictability of the outcomes of their position.

What's an example of this? The deregulation of airlines? The repeal of Glass-Steagall? I've read a lot of bad takes about the latter's supposed outcomes, but none of them claimed that the outcome was unpredictable.
But not all 20,000 had that happen to them, only some. And big organizations are weird like that. You get fired by one department, only to have another department hire you for something similar. And maybe you were doing a job that was intermittent, so it made sense to move to contract.
There are a healthy assortment of fintech offerings for banking clustered in Austin and on the West Coast, maybe more.

Check out Q2 and Malauzai in Austin (there are are several, these are just the two I have evaluated) for a stack that is agnostic of the core system and provides almost all banking functions across channels.

This kind of thing isn't cheap though, and bank boards are notoriously conservative when it comes to innovation, especially for small banks.
You know what this reminds me of?

Back in the day the hype was "open" and openness. That's the wave that companies like Twitter and Facebook rode to grow.

At the time there was no time to talk about any of the hip hot topics you hear about today like "russian trolls", "political ads", "regulation", "twitter's harassment problem" and so on.

The cult belief was open and free and connected and inclusive will magically create a beautiful utopia.

Openness was thrown around as the obvious solution to anything.

This "decentralised hype" looks very much the same.

It's thrown around mindlessly as the obvious and magical solution to problems.

When in reality it leaves many things unsolved and almost always turns into "theoretically decentralised but there are like 10 people who actually control it".

A part of it is people looking for an excuse and a cover to gain power.

A part of it is nerds wanting to solve everything with the single hammer of tech that they have.

Bitcoin is a good recent example of how quickly the utopic ideals and promises give their place to a good old blood bath.

In the same way that "open everything" hype created problems that now people are complaining about.

I think a decade of "decentralise everything" hype will eventually backfire in the same way.

And once people see and feel the consequences they will get annoyed and will be asking for the opposite of it.

"We said openness and freedom of speech ... but not these horrible people ... take these people away"

"I said freedom of speech .. everyone can publish stuff yay ... but NO FAKE NEWS! fact check it all and make sure it's all true"

"I said decentralised but I don't want these inconvenient consequences of a decentralised system"

Same thing that happened with the open/free/freedom/connected wave.

Also see this Dilbert: https://i.imgur.com/FlC0K2l.jpg
Deadpool 2'S David Leitch to Direct the Division with Jessica Chastain, Jake
While that would improve the location for users that do elect to select their location, I just don't see it having widespread use.
I had the exact same experience. Customer for years from the early public beta and watched their service get progressively worse post-acquisition. Eventually when they made the switch to BBVA my account was unable to be moved over despite months of back and forth with their support team. Eventually I switched to Schwab and I’ve been a happy customer ever since. It’s more work to manage, but I get so much more utility out of my money today.
Credentialism was so bad in the 90's that people did exactly that. It's bound to come around again.
It seems like it would be better if android would just do this for you
Nashville number system
If I may ask, how does one get "thrown into writing a simulation model for an attitude determination and control system with no prior exposure to orbital mechanics"? I always wanted to write software that deals in some way with spacecraft, but always thought one needs to have some physics degree for that.
I agree. People had been doing bitmapped icons at least since the 70's. The Xerox Star (which the Mac copied) used them, too. The Mac's icons were good but were evolutionary, not revolutionary.
Warning: anecdotal.

My friend is a recent employee of Capital One via the Paribus acquisition, and he has quoted his CTO as saying "We're not a bank, we're a technology company."

I don't bank with them so I can't comment on their offerings, but his insider perspective indicates that they're taking technology seriously (hence acquisitions like Paribus).
>I agree with the others in this thread who have serious problems with regulatory agencies that "self-fund" by using fines to keep the lights on. CFPB doesn't do this

So one of the agencies most likely to go after major corporations don't do this. But the police that go after the little people can? Seems... rigged.
Folding laundry.
Cheap PC notebooks are really irrelevant when comparing with the Mac. A computer of the era that would compare with those would be a C64 or an Atari 800XL which were ~$300 then.

Mac's were pretty top of the line at the time (too much so in many ways, which raised the price). They'd be comparable to a high-end desktop now.
I agree, while this is a cool idea it doesn't seem to be useful beyond being a proof of concept of an optimization technique. For example, my browser rendered the faster.js version 50ms slower at this point: https://i.imgur.com/G5b10Ns.jpg. It does appear to perform better in the long run (https://i.imgur.com/u3ApYYl.jpg) but it's an improvement of less than 1%, and when your renders are taking 30+ms there are probably other things you should be looking at :P

Also, unless I'm misunderstanding the README, using the plugin introduces the huge caveat of breaking code that uses "restricted names" (certain names of Array functions) - the example given is a class that defines a map() function, which apparently would cause some kind of failure. In larger codebases where you don't control all code used in production this seems like a big problem.
I'm not so concerned about the attention but rather I am in love with my idea and if someone with unlimited resources comes along, I don't want to feel like I gave away something I loved before I really take it for a creative spin. That being said I do want creative suggestions and creative help that a public GitHub repo might attract.
Truth. Compartmentalizing complexity is key
From a high availability standpoint, amount of thrust used is actually opposite what you suggest. If I have two identical VMware servers in my datacenter, I can only run them each at 50% of their total capacity: I need to be sure that if one fails, I can run everything on only one server.

If I have four servers, I can run each server at 75% capacity: If one fails, I can divide it's workload across the other three. When it comes to high availability, more assets actually permits you to push utilization higher.

I know next to nothing about planes, but if you ran two engines at full throttle, you wouldn't have enough thrust if one failed.
WFC had net income of $5.9 billion in Q1 2018. A $1B fine is a joke that is being played on the rest of us.
Don't think doing something different every month counts as a "strategy".
What are you suggesting? If it's that there's some market-wide conspiracy to provide worse service for the sake of long-term profits, there's zero evidence to back that. Cell phone plans have gotten significantly better in the past decades, and most people are able to pay less and get a better level of service. Things have gotten better and cheaper, because there is competition, and there is always going to be market pressure that pushes them to provide better service at lower costs than their competitors. Or are you suggesting that you think there is going to be a new development of a price-fixing conspiracy among telecoms in the next few years?

Alternatively, are you suggesting (on a website that is ostensibly about venture capitalism) that the entire foundation of economics and markets is shakey?

I hate when these anti-market socialist/communist type comments pop up. Everyone hates their ISP/cellular provider and mindlessly upvotes nonsense like this. There's zero truth to what you're saying!
Cool reference. Lot of mathematical requirements are same as Probabilistic Machine Learning.
That doesn’t prove ageism, it proves that IBM (and apparently the market) thought those specific individuals were overpaid for their skill sets.

Sounds like kind of a crappy move, but it doesn’t prove ageism.
No, but I am saying that should factor into the cost. If I buy a CPU with similar performance to Intel for $20 less but have to buy a graphics card for $50, it's not really cheaper. The regret is just the difference between being able to do everything and having to work around it because my CPU isn't supported. I doubt there's anything you can run on an AMD chip that you can't run on Intel but the opposite isn't true.
Keeping your skills sharp is a good idea. That was my thought as well. Now in my 50s, I believe it's helped some, but less than I might have guessed, and I've heard similar from older colleagues.

I'd suggest in addition planning financially for a sharp decline in income in your 50s and 60s.
We are still talking about Wells Fargo, right? In my experience with them, I would say the adjective 'unethical' is hilariously redundant.
I think this is an example of _optimization_. An optimization that is easily applied as a transform for Babel, but that's just it.

Whether it is premature or not, it would depend on if you apply it carelessly without knowing whether you need it, or if you apply it when you know you need. Right?
Wouldn't these design improvements equally apply to a new hypothetical four engine plane?
I think what you're saying is fair and I realize it might be pushing it to remove the dimension of time to articulate my position.

Regarding the last question, if I understood forces correctly, it's that they remain in motion until an equal or greater force stops them right? Why do we need time for that out of curiosity?
They didn't write that they couldn't form the thought; just that it was hard.

You could try reading harder, or perhaps more carefully (and critically).
Look at that actual article, reporting, and data it is based upon.

Try working with some older people. My last corporate team -- one of the most senior and advanced in a major corporation, and carrying some of the most critical work -- was more than 50% "older developers".

Best team I worked on. Most competent. Least bullshit. "Get 'er done" -- and don't unduly fuck over the future while you're at it.

Meanwhile, another part of the corporation was busy off-shoring as much as they could to lower cost developers in India. You'd spend months in meetings and one-on-one training, and they still wouldn't get it. And these were -- a bit different than the norm -- direct employees, not contractors. Mostly in their 20's and 30's.

I'm not saying there aren't good, competent people in India -- or from India, or whatever.

I'm saying that these "employment transition" actions aren't about that. "Better" employees.

It's not the competence -- nor the flexibility and learning; my team was doing both all the time.

It's the money.
Google's Complex Relationship with DeepMind Gets Exposed
Hey good question...trust me i wish they were eBPF ASICs :p. So we have a general purpose Compute engine, it is a processor in the same way ARMs/X86’s etc are BUT it has an instruction set which is optimized for networking, and as well as a ton of threads also has a giant amount of registers. These teo properties mean that mapping bpf bytecode (effectively a networking ISA) to our assembler (also a networking ISA) is relatively simple...if you are interested check out the code from our upstream JIT in the Linux kernel. That will show you how the whole thing fits together :)
more like a wanna be tech company.
Stripe for cryptocurrency, Tenno
JavaScript in the context of Node is a (just-in-time) compiled language. And compilation in and of itself is not a magical conferrer of speed or resource efficiency, and there is a wide range of performance among compiled languages. A shitty compiler will produce shitty machine code. And while V8 is an amazing project, there's the mild inconvenience of JS/Node not even approaching languages like C, C++ or Rust in speed or memory efficiency.
You live in a bubble, but your bubble is different from their bubble. Thank you for being kind enough to share what you leaned growing up. It helps us all see past our own bubbles.
Will they take out a 0% loan to pay that?
Would a penalty/fee/tax help prevent companies from laying off then immediately hiring for the same role? I’m sure they’d just find a loophole but there’s got to be a way to at least reduce the benefit to the companies.
One other comment for non-lawyers here:

When two companies negotiate a contract, typically what happens is this. One team of lawyers drafts the contract. They send it to the other lawyers. Both business teams consult their lawyers, and the lawyers update the contract with their desired changes. Then the first company comments on desired changes and they negotiate.

The result, after perhaps many rounds of negotiation, is often a far different contract than was originally proposed.

That is NOT what happens with consumer terms and conditions agreements, or cell phone contracts. There, the company's lawyers draft a contract that is as favorable to them as is legal. The consumer does not have the legal team or negotiating power to push back: their choices are to sign, or to walk.

These quite different contract processes are worth thinking about. Is this the way we, as a society, want contract law to be used?
I manage most of this with Ally.com. Each bill has its own savings account (most with automatic payment set up on the account side). My direct deposit is automatically transferred on a recurring basis into that pay period’s portion of each bill.

You can open multiple checking accounts (and we have multiples for those services that don’t draft from savings accounts), but we only have one debit card. All weekly expenses come from that account (which is funded every week by auto transfers).

We aren’t the type that care about “entertainment” vs “food.” Some weeks we eat out more; other weeks we play. If there’s cash in the spend account, buy what you want.

Savings and investments are automatically transferred as well. When we have a specific thing to save for, we open a new savings account and modify the transfer rules.

Not perfect, but works very well for us.
Classic Computer Science Problems in Swift Is Released
That's a bit like how T-Mobile does it. You get 50GB/month that is always at full speed, and then after that you get deprioritized if you're on a busy tower.

So it doesn't depend on time of day, but how many other customers are sharing your tower.

https://www.t-mobile.com/customer/mydatausage.html

> Data prioritization will only be noticeable when you access a congested tower and have used over 50GB of data in a particular billing cycle. You will continue to get unlimited high speed data on your smartphone when you aren’t accessing a congested tower. In that way it’s different from data throttling, which slows you down for the remainder of your bill cycle regardless of network conditions, all the time.
A plug for Personal Capital for tracking multiple cards / investment accounts... No ads, just prompts to sign up for their managed investing service occasionally (can't speak to that, fee seems high...). But their free product is substantially more useful than Mint et al. Great web app, great iOS app, really good tracking of expenses and cash flow. Some small annoyances like not linking with Coinbase / Robinhood and not allowing batch editing or smart-editing of transaction categories, but they are small when you look at the larger picture of all they provide for free.
It's arguable whether bad PR and vicious backlash are working, or happening. As evidence I present... well, here we are.

Edit: added a word
I worked for a company where I devised a 3 hour assignment given to candidates (full-stack developers) during on-site round. They were free to bring their own machine and work on their choice of stack. They were free to use any web resources available. I even broke down the assignment into small steps to follow.

Assignment was to develop an application which tested the candidate's skills to access web api, browse through documentation, do proper authentication, parse api results and finally the most important skill to design an algorithm to compute desired output depending on the question asked. It was doable within 3 hrs for experienced engineer. Not many succeeded in this task but those who were able to do it were real good developers.
"You can only pull off that bullshit if you are part of the tribe; when you're an outsider, that behavior lights up the organizations' immune response."

This, this, one thousand times this!

When I first started with my current job, I had lots of free time, a technical background, and a desire to carve a place for myself. So in the first week I went through the whole website and invoiced where I felt there were some easily fixable UI/UX problems that could make things feel better and possibly get us more clients. Sent that list up the chain of command. Nobody cared.

Fast forward a year: I've learned the culture, how to work with the people involved, and I'm being shifted to a more hands on role with the product decision making. I've learned how to work in the system, so now I'm able to expand my sphere of influence.
IKEA furniture and the limits of AI – The Kamprad test
The fact that DeepMind turned down having it's name slapped on Google's cloud products is super, super interesting.

Slight sidebar about the source here: This past year I actually subscribed to The Information. It's costly ($200 a year is the lowest they go, in a plan that only some people qualify for.) but they repeatedly put out in-depth quality journalism that other sites, like Forbes in this case, end up regurgitating within the following week or so.

https://en.wikipedia.org/wiki/The_Information_(company)
YouTube Ads for Hundreds of Brands Still Running on White Nationalist Channels
Modern Mercurial – Phases
I've taken the California Zephyr between Chicago and SF a couple times now, it's a wonderful experience. 2 1/2 days of solitude from a world with increasingly few remote corners.

If you're at all interested, I recommend riding soon. These admittedly impractical long-distance routes are going to be the first to go when budget cuts necessitate it.
EU Swaps JuQueen BlueGene/Q for Modular Xeon JUWELS Supercomputer
The Kung-Fig file format
How is this not PC nitpicking. You really need a special kind of mindset to interpret completely harmless and generic term in this way.

Please take your SJW-ism somewhere else.
This is HN.
So... the idea is (potentially) for a provider's mail filters to extract links from emails and submit them to your API, raising an alert if it's a close match for a known site but not on a whitelisted domain?
5 Quick tips to improve your Page Rank
I did some compression tests of the CI build of master branch of zig:

34M zig-linux-x86_64-0.2.0.cc35f085.tar.gz
33M zig-linux-x86_64-0.2.0.cc35f085.tar.zst
30M zig-linux-x86_64-0.2.0.cc35f085.tar.bz2
24M zig-linux-x86_64-0.2.0.cc35f085.tar.lz
23M zig-linux-x86_64-0.2.0.cc35f085.tar.xz

With maximum compression (the -9 switch), lzip wins but takes longer than xz:

23725264 zig-linux-x86_64-0.2.0.cc35f085.tar.xz 63.05 seconds
23627771 zig-linux-x86_64-0.2.0.cc35f085.tar.lz 83.42 seconds
Show HN: A community-curated directory of best tools for developers
I always thought that the Keith Ohlfs designed NeXt icons, and his later designs for WebTV, were good also.
> 1) Learn math as necessary for a field you're interested in

I think this a Rumsfeldian problem: you can address the known unknowns, but what about the unknown unknowns?

There's no great answer to this, and it's why I think the original post was advocating the broad fields of math.

Just knowing math exists, though, doesn't address the depth to which you study it. I've gone at monads about five times now and I think I get it, to where I see why a promises library works the way it does. Same with databases, learned SQL, then stumbled across the wonderfully cranky dbdebunk.com, read Date's book, finally spent some months working on an implementation of the relational algebra and finally grokked it.

The problem with some of these deeper subjects is you'll have many "aha" moments only to look back at your early "ahas" and realize you had no idea what you were doing.
I haven’t been able to find a ton on Mastodon yet but I saw enough tech posts to not think it’s just anime stuff. Others here who cheer on Mastodon have found similar results. When’s the last time you used or tried Mastodon?
I am curious where did the Uber get the 3d map of the world.

Edit: It's mentioned at the footnote of the article: "constructed from publicly available aerial LiDAR data". That poses an additional problem - Aerial lidar data globally is very hard to come by - it does not exist for most places in the world and it's also out of date. Shameless plug: At tensorflight.com we built deep learning models for 2.5D map of buildings based on satellite imagery.
I liked the idea of simple, but didn't like the fact they couldn't send me checks to use. They'll mail them on my behalf but not send me an actual checkbook to hold onto for one off situations. I rarely use them, but sometimes contractors or landlords prefer this method or charge exorbitant fees to use a credit card.

Also if I come into a decent size amount of a cash payment, I can't walk into a bank to deposit it. Mailing in straight up cash seems super weird to me.
Labor costs and cultural differences
What is the duration of "now"?
Yep, but you're moving it both ways - to the motte when challenged, back to the bailey when the challenge is pasf
The government should've instead created a "fine" where they receive something like half of Wells Fargo's profits for the next ten years or so. Then cap executive compensation for the duration. Then force every board member to resign and have a regulator on the board. All for the next decade. These one-and-done fines that are paid by shareholders instead of management, even large ones, do nothing...do something with lasting consequences if you want to punish, modify behavior, and put the fear of god into others considering cheating.
CapitolOne! You can open an accounts online, no fees and you get interest on your balance. I have more than 20 accounts with them for everything from saving for vacation to saving for unexpected pet expenses.
I dunno. Seems pretty straightforward to me. Commerce among the states is Congress's domain, so state laws can't unduly interfere.
I did read the article. I think my point still stands. It's possible to be overpaid, I see it in my company all the time. You can fire someone from one job and hire them for a job with a smaller scope, it happens all the time. It's not ageism, it's just a business going through changes.
I completely agree that's its the wrong way to do it no matter if you're a regulatory or law enforcement agency. If I had my way, they would all operate like the CFPB.

And this is why I don't understand the opponents who want to tear it down. I understand why some might disagree with the bureau for philosophical reasons, but if we're going to have it, let's do it right.
Worked in a bank when I was younger (Not WF). Was fairly trivial for us to confirm that the cashiers check was actually issued by us. It shouldn't have been held longer than a day at most, particularly not for a client.
Is there a difference between losing your job because of ageism and losing your job because the company thinks they can get the job done for less money?

Is it still a difference when the functional effect is that workers over 45 are the primary target?